WO1999028873A1 - Method and system for guaranteed purchasing - Google Patents
Method and system for guaranteed purchasing Download PDFInfo
- Publication number
- WO1999028873A1 WO1999028873A1 PCT/IL1998/000501 IL9800501W WO9928873A1 WO 1999028873 A1 WO1999028873 A1 WO 1999028873A1 IL 9800501 W IL9800501 W IL 9800501W WO 9928873 A1 WO9928873 A1 WO 9928873A1
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- guarantee
- credit
- printer
- printing
- transaction
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/28—Pre-payment schemes, e.g. "pay before"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
- G07F17/42—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for ticket printing or like apparatus, e.g. apparatus for dispensing of printed paper tickets or payment cards
Definitions
- the present invention relates to a method and system for allowing the
- the invention is primarily directed to a method for allowing buyers to make
- said method comprising the steps of:
- guarantee further include the name of the person to whom the guarantee is
- the method further comprises
- the guarantee is printed out at a printer located
- the guarantee is printed out at a printer belonging or available to
- a Turbo Pascal program can be used to read an ASCII file
- This illustrative program sends characters to the printer using a
- Such program may print a file to the printer
- the printing out of the guarantee is operated by a
- the printer is
- the invention is also directed to a system for allowing buyers to make
- system further comprises
- the system comprises means
- the system comprises means for
- decoding means connected to the printer, which decoding means
- Fig. 1 schematically shows, in general terms, the functioning of a
- Fig. 2 schematically shows a computer arrangement according to one
- Fig. 3 is an example of a simple form for inputting data to be
- Fig. 4 is a flow chart that summarizes the main steps involved in the GO's processing of a request for the issuance of a guarantee.
- FIG. 1 the functioning of a system is schematically
- the GO can be any financing
- the RB can be any suitable resource that can carry out such financial activities in the relevant jurisdictions ).
- the RB can be any suitable resource that can carry out such financial activities in the relevant jurisdictions ).
- the RB In order to be able to use the system of the invention, the RB must establish
- level A level A
- level B level B
- the GO and the RB are connected via a communication line 4, which may
- RB be, e.g., a computer line or a telephone line, which is used by the RB to
- the GO is also connected to a printer 5 via a communication line 6, which
- printer is used to print out the guarantee. As will be further explained
- printer 5 may operate either
- computing means such as a PC, provided within the RB,
- the RB contacts the GO, through communication line 4, providing all the relevant
- details of the purchase such as purchase amount, amount of the guarantee,
- the GO authorizes the transaction, reduces the level of the credit
- the GO will of course charge the RB an amount agreed between them,
- FIG. 2 a system is illustrated which is used, according to
- the printer 5 of Fig. 1 is located on the premises of the RB
- Computer 10 is in turn connected with computing means 11, located within
- the information can be faxed or telephoned to the
- the RB may be useful when the RB is a small organization (e.g., a kiosk) which does
- the RB is having temporary communication problems that do not allow
- RB to the GO is shown in Fig. 3, which is self explanatory. It should be
- executables are the so-called "Java applets”.
- Decryption can be effected using, e.g., suitable decryption
- step, 41 involves receiving the data provided by the RB, which form the
- the transaction is tested (step 42), based on
- the GO will examine whether the type of transaction (purchase of furniture), the amount and the term of the
- Codes may be provided, such as the "transaction code” and the
- the RB can be advised in any suitable way, e.g., by printing out
- step 44 to determine whether sufficient credit
- the GO then prepares the data needed to print the guarantee, which as
- the GO then connects to the printing
- the GO and RB can be any suitable commercial or an international basis.
- the GO and RB can be any suitable commercial or an international basis.
- the GO and RB can be any suitable commercial or an international basis.
- the GO and RB can be any suitable commercial or an international basis.
- the GO may maintain branches in
- Internet from an RB physically located in another country may still be
- Another example is the purchase of articles through international television
- the document printed out by the GO at the customer's printer is unique and
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Marketing (AREA)
- Technology Law (AREA)
- Computer Security & Cryptography (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
- Cash Registers Or Receiving Machines (AREA)
- Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
Abstract
Description
Claims
Priority Applications (6)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
DE1036380T DE1036380T1 (en) | 1997-12-04 | 1998-10-15 | PROCESS AND SYSTEM FOR SECURING PURCHASES |
EP98949224A EP1036380A1 (en) | 1997-12-04 | 1998-10-15 | Method and system for guaranteed purchasing |
CA002300976A CA2300976A1 (en) | 1997-12-04 | 1998-10-15 | Method and system for guaranteed purchasing |
AU95585/98A AU9558598A (en) | 1997-12-04 | 1998-10-15 | Method and system for guaranteed purchasing |
JP2000523645A JP2001525583A (en) | 1997-12-04 | 1998-10-15 | Method and system for guaranteed purchase |
KR1020007002364A KR20010023710A (en) | 1997-12-04 | 1998-10-15 | Method and system for guaranteed purchasing |
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
IL12246197A IL122461A (en) | 1997-12-04 | 1997-12-04 | Method and system for guaranteed purchasing |
IL122461 | 1997-12-04 |
Publications (1)
Publication Number | Publication Date |
---|---|
WO1999028873A1 true WO1999028873A1 (en) | 1999-06-10 |
Family
ID=11070926
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/IL1998/000501 WO1999028873A1 (en) | 1997-12-04 | 1998-10-15 | Method and system for guaranteed purchasing |
Country Status (8)
Country | Link |
---|---|
EP (1) | EP1036380A1 (en) |
JP (1) | JP2001525583A (en) |
KR (1) | KR20010023710A (en) |
AU (1) | AU9558598A (en) |
CA (1) | CA2300976A1 (en) |
DE (1) | DE1036380T1 (en) |
IL (1) | IL122461A (en) |
WO (1) | WO1999028873A1 (en) |
Cited By (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO2001041096A1 (en) * | 1999-11-16 | 2001-06-07 | Cceweb Corp. | Secure payment and trade management system |
JP2002063401A (en) * | 2000-08-21 | 2002-02-28 | Daiwa House Ind Co Ltd | Merchandise sales system utilizing internet |
US7917410B2 (en) | 2001-05-15 | 2011-03-29 | Nobuyoshi Morimoto | Real-time accounting using wireless traffic control |
Citations (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
EP0239505A1 (en) * | 1986-03-28 | 1987-09-30 | François Desgigot | Transaction execution method and microcomputer, particularly for transport ticket or game receipt processing |
US5010485A (en) * | 1989-01-31 | 1991-04-23 | Jbh Ventures | Apparatus, system and method for creating credit vouchers usable at point of purchase stations |
US5426281A (en) * | 1991-08-22 | 1995-06-20 | Abecassis; Max | Transaction protection system |
-
1997
- 1997-12-04 IL IL12246197A patent/IL122461A/en not_active IP Right Cessation
-
1998
- 1998-10-15 WO PCT/IL1998/000501 patent/WO1999028873A1/en not_active Application Discontinuation
- 1998-10-15 CA CA002300976A patent/CA2300976A1/en not_active Abandoned
- 1998-10-15 EP EP98949224A patent/EP1036380A1/en not_active Ceased
- 1998-10-15 JP JP2000523645A patent/JP2001525583A/en active Pending
- 1998-10-15 AU AU95585/98A patent/AU9558598A/en not_active Abandoned
- 1998-10-15 KR KR1020007002364A patent/KR20010023710A/en not_active Application Discontinuation
- 1998-10-15 DE DE1036380T patent/DE1036380T1/en active Pending
Patent Citations (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
EP0239505A1 (en) * | 1986-03-28 | 1987-09-30 | François Desgigot | Transaction execution method and microcomputer, particularly for transport ticket or game receipt processing |
US5010485A (en) * | 1989-01-31 | 1991-04-23 | Jbh Ventures | Apparatus, system and method for creating credit vouchers usable at point of purchase stations |
US5426281A (en) * | 1991-08-22 | 1995-06-20 | Abecassis; Max | Transaction protection system |
Non-Patent Citations (1)
Title |
---|
"SCRIP TERMINALS FUEL PAYMENTS SYSTEM DEBATE", ABA BANKING JOURNAL, 1 April 1993 (1993-04-01), pages 43/44, 46/47, XP000578806 * |
Cited By (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO2001041096A1 (en) * | 1999-11-16 | 2001-06-07 | Cceweb Corp. | Secure payment and trade management system |
JP2002063401A (en) * | 2000-08-21 | 2002-02-28 | Daiwa House Ind Co Ltd | Merchandise sales system utilizing internet |
US7917410B2 (en) | 2001-05-15 | 2011-03-29 | Nobuyoshi Morimoto | Real-time accounting using wireless traffic control |
Also Published As
Publication number | Publication date |
---|---|
AU9558598A (en) | 1999-06-16 |
EP1036380A1 (en) | 2000-09-20 |
IL122461A (en) | 1998-12-06 |
JP2001525583A (en) | 2001-12-11 |
CA2300976A1 (en) | 1999-06-10 |
DE1036380T1 (en) | 2001-03-15 |
IL122461A0 (en) | 1998-06-15 |
KR20010023710A (en) | 2001-03-26 |
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