EP1010148A1 - Procede de vente electronique, de distribution, et de recharge d'une valeur prepayee, appareil de vente et systeme electronique s'utilisant dans cet appareil - Google Patents

Procede de vente electronique, de distribution, et de recharge d'une valeur prepayee, appareil de vente et systeme electronique s'utilisant dans cet appareil

Info

Publication number
EP1010148A1
EP1010148A1 EP98917368A EP98917368A EP1010148A1 EP 1010148 A1 EP1010148 A1 EP 1010148A1 EP 98917368 A EP98917368 A EP 98917368A EP 98917368 A EP98917368 A EP 98917368A EP 1010148 A1 EP1010148 A1 EP 1010148A1
Authority
EP
European Patent Office
Prior art keywords
paid
electronic
electronically
sale
network
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Withdrawn
Application number
EP98917368A
Other languages
German (de)
English (en)
Inventor
Ian Hugh Rex Miller
George Deon Rudman
Donald Alistair Mackenzi
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Stratex/Paradigm (UK) Ltd
Non Can Jam Trading Pty Ltd
Original Assignee
Stratex/Paradigm (UK) Ltd
Non Can Jam Trading Pty Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Stratex/Paradigm (UK) Ltd, Non Can Jam Trading Pty Ltd filed Critical Stratex/Paradigm (UK) Ltd
Publication of EP1010148A1 publication Critical patent/EP1010148A1/fr
Withdrawn legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
    • G07F17/0014—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for vending, access and use of specific services not covered anywhere else in G07F17/00
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
    • G07F17/16—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for devices exhibiting advertisements, announcements, pictures or the like
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H04M17/20—Prepayment of wireline communication systems, wireless communication systems or telephone systems with provision for recharging the prepaid account or card, or for credit establishment
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W88/00—Devices specially adapted for wireless communication networks, e.g. terminals, base stations or access point devices
    • H04W88/02—Terminal devices

Definitions

  • This invention relates to a method for electronically vending, distributing,
  • pre-paid values for sale to a purchaser on an electronic network the
  • the method may include a preliminary step of providing the
  • PIN Numbers
  • the step of making payment may be by way of cash payment
  • the network enabling communication electronically between the
  • the network enabling communication electronically
  • the method comprising the method of electronically vending pre-paid
  • the pre-paid values sold, distributed, recharged and/or replenished may
  • a network device for use in a method for vending, distributing ,
  • a keyboard capable of capturing security codes from purchasers in
  • note acceptor means for optically recognizing bank notes
  • processing means for electronically driving the hardware and software
  • card reader means for reading the magnetic strip, of banking cards to be
  • an electronic network including at least one of the digital
  • Diagram 1 is a schematic layout of an electronic sale of pre-paid cellular
  • Diagram 2 is a schematic layout of an electronic distribution of pre-paid
  • Diagram 3 is a schematic layout of an electronic recharge of pre-paid
  • Diagram 4 is a schematic layout of an electronic chip card replenishment
  • Diagram 5 is a schematic layout of an electronic sale and an electronic
  • the electronic re-sale has four components that are required to
  • the components are :
  • the Network Device This is a device that is attached to a
  • Network and consists of a screen, printer, secure keyboard, note
  • the device provides the point of
  • the screen is a traditional computer driven electronic
  • the printer is a traditional computer driven printer.
  • the secure keyboard provides the capability of capturing
  • the note acceptor is a device which can optically recognise
  • the processor is a computer chip with the capability of
  • the card reader is a device that reads the magnetic stripe that is
  • card reader is also capable of reading from and writing to the computer chips that are becoming part of the banking card
  • the networking capability is a key entity in provision
  • This component is the carrier that links all the
  • Network management the switch manages the network
  • the system also provides statistics in support of
  • the PIN is an identification number
  • the switch is the custodian of all the PIN's that are stored
  • the switch is the central point from which
  • the switch provides connectivity into
  • the switch also has extensive
  • the switch provides for the secure
  • the bank is a
  • Step 1 Pre-paid PINs are obtained from the
  • the PINs are obtained from the provider in a
  • Step 2 The customer initiates the transaction and
  • network deice can be one of a number of devices which
  • Step 3 The customer is requested to pay for the
  • the payment process can either be with cash
  • card/registered either credit card, debit card, chip card or
  • the customer will also have
  • Step 4 The network device will transmit the transaction
  • Step 5 There are two basic conditions that are dealt with
  • the switch will format a payment request to the bank.
  • Step 6 In this step the bank will process the debiting of
  • Step 7 On receiving the response from the bank the
  • the switch will notify the network device that the
  • the message will be
  • Step 8 The network device on the receipt of the
  • Step 9 The customer will activate the recharge by
  • PIN numbers from the telephone company are acquired either
  • the sale at the retail outlet will either be via
  • 5 represents the audit trail data bases .
  • the electronic sales function are : The switch on receipt of the authorization from the banking
  • the network device will request that the customer capture
  • the network device will first use a call line identification.
  • the PIN in this instance will be replaced by a reference code
  • Chip Card Replenishment (Diagram 4)
  • This leg may in some cases connect
  • pre-paid taxi fares include pre-paid taxi fares, pre-paid electricity, pre-paid
  • network device will in some cases be upgraded to include
  • the device is generally owned by a customer
  • 6 and 6A are the network links between both the
  • the authority is the key
  • the electronic sale via the Internet differs little
  • the network device and the customer are pre-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-re-
  • the switch is pre-registered in accordance with
  • the customer has hardware security in the form
  • This process is a combination of the electronic sales process on
  • the switch retains that network connection to the 0 telephone company for the auto recharge while using the system

Landscapes

  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Accounting & Taxation (AREA)
  • Signal Processing (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)

Abstract

L'invention concerne un procédé, un dispositif en réseau et un réseau destinés à la vente électronique de valeurs prépayées telles qu'un temps d'appel cellulaire, le procédé consistant à proposer des valeurs prépayées à un acheteur dans un réseau électronique, le réseau permettant une communication électronique entre l'acheteur, une institution financière indépendante et un dispositif de gestion informatisé destiné à la gestion des valeurs prépayées; à demander une valeur prépayée spécifique au dispositif de gestion; à effectuer le paiement; à transmettre les données de paiement au dispositif de gestion de manière à créditer le compte bénéficiaire; et à donner à l'acheteur des détails de référence sur la valeur prépayée achetée.
EP98917368A 1997-04-15 1998-04-15 Procede de vente electronique, de distribution, et de recharge d'une valeur prepayee, appareil de vente et systeme electronique s'utilisant dans cet appareil Withdrawn EP1010148A1 (fr)

Applications Claiming Priority (5)

Application Number Priority Date Filing Date Title
ZA973188 1997-04-15
ZA9703188 1997-04-15
ZA9709130 1997-10-13
ZA979130 1997-10-13
PCT/GB1998/001096 WO1998047112A1 (fr) 1997-04-15 1998-04-15 Procede de vente electronique, de distribution, et de recharge d'une valeur prepayee, appareil de vente et systeme electronique s'utilisant dans cet appareil

Publications (1)

Publication Number Publication Date
EP1010148A1 true EP1010148A1 (fr) 2000-06-21

Family

ID=27143800

Family Applications (1)

Application Number Title Priority Date Filing Date
EP98917368A Withdrawn EP1010148A1 (fr) 1997-04-15 1998-04-15 Procede de vente electronique, de distribution, et de recharge d'une valeur prepayee, appareil de vente et systeme electronique s'utilisant dans cet appareil

Country Status (3)

Country Link
EP (1) EP1010148A1 (fr)
AU (1) AU7061098A (fr)
WO (1) WO1998047112A1 (fr)

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Also Published As

Publication number Publication date
WO1998047112A1 (fr) 1998-10-22
AU7061098A (en) 1998-11-11

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