EA037704B1 - Method to automate control and execution of payments and/or obligations in the work of baliffs and other institutions - Google Patents

Abstract

The invention relates to a method to automate functions performed by bailiffs and/or other institutions, the work with cases. This method is implemented by software means operating in a computer. The method to automate functions of bailiffs and/or other institutions is new in that, in addition to the high level of automation of functions performed, identification, classification, and transfer of the data from external electronic databases to software means of the bailiff and/or other institutions, and assignment to a particular case in these software means is performed. In order to improve the recognition of the data in external databases, software means have functions of artificial intelligence that can be used to train to recognize the new data, increase recognition accuracy, and software means, using artificial intelligence, can learn by themselves. The new method provided, according to the data on transfers to the deposit account, recognizes the case to which the funds are assigned, automatically executes the transfer of funds from the deposit account, automatically creates documents, classifies them, prepares for enveloping, counts time periods, sends documents by e-mail.

Description

The technical field to which the invention relates

The present invention relates to the field of computerized inventions and, in particular, to automated case management in the work of bailiffs and / or other institutions.

State of the art

This disclosure provides a way of drafting and managing cases used by bailiffs and / or other agencies where the data required for the conduct of cases is automatically retrieved, identified in external databases, loaded, and related to a specific case. Funds in the deposit account are distributed and transferred to designated persons. Software tools that implement this method automatically prepare, classify, count time intervals, postage stamps (if documents are sent by mail), prepare documents to be placed in an envelope in an envelope machine (if documents are sent by mail), send documents to specific persons by e-mail (if a specific person wishes to receive documents by e-mail). Artificial intelligence is additionally installed in the software, which ultimately allows the software / method (based on statistical data used or user instructions) to more accurately recognize data in external databases. Software tools identify documents found in external databases and download them to a computer running software tools associated with the specific case for which the document is intended.

US Pat. No. 7,006,994 (B1), published Feb. 28, 2006, describes a system in which artificial intelligence tools are installed that enhance the performance of the system, but the document does not say anything about the ability of the system to prepare documents for enveloping.

The document US 2013226798 (A1), published on August 29, 2013, describes a method and system that can identify the purpose of funds received on an account, assign funds to a specific case and make transfers. The method and system proposed in the said document is not intended for the work of bailiffs, and it does not mention the possibility of creating and classifying documents, and, therefore, the said system is not intended to automate the work of bailiffs.

The present description offers a technical solution that does not have the above disadvantages.

The essence of the invention

The present invention relates to a method for automating the functions performed by bailiffs and / or other institutions when dealing with cases. This method is implemented using software tools running on the computer. The method of automating the functions of bailiffs and / or other institutions is new in the sense that, in addition to the high level of automation of the functions performed, identification, classification and transmission of data from external electronic databases to software tools of bailiffs and / or other institutions are carried out and refer to specific case in these software tools. To improve the recognition of data in external databases, software tools have artificial intelligence functions that can be used to help recognize new data and increase recognition accuracy, and software tools using artificial intelligence can be self-learning. The new proposed method, according to the data on the transfer to the deposit account, recognizes the case to which the funds are attributed, automatically transfers funds from the deposit account, automatically creates documents, classifies them, prepares a document for packing in an envelope, calculates time intervals, sends documents by electronic mail.

The technical problem to be solved by the claimed invention is to create a method for automating work with cases, in which documents are prepared for folding into envelopes. Also, the technical problem is the ability to accurately select the data required for the preparation of documents in electronic digital databases.

The technical result consists in the fact that outgoing correspondence, prepared according to the method of working with cases, is ready for sending, namely, it is signed, classified, checked for possible overflow of the envelope, with printed stamps, printed, classified after printing and is ready to be placed in a folding machine in envelopes. Also, the technical result lies in the identification, classification and transmission of data found in external databases.

Information confirming the possibility of carrying out the invention

Below are the definitions used in the present description.

Deposit account - an account of a bailiff or other institutions.

Case - a case under consideration and / or another case, in which, in particular, data on the parties involved in the process, payments and / or obligations, work performed, etc. analyzed, collected and processed.

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External databases are databases from which software tools obtain information (regardless of the method of connection and the method of obtaining data).

This description provides a way to automate the functions performed by bailiffs and / or other agencies and manage cases. The above method is new in the sense that a large number of actions and processes are provided that are performed automatically without human intervention, and some of the actions are distinguished by the use of artificial intelligence. This method is implemented using software tools operating in a computer or other electronic device that has the necessary technical characteristics. In the present description, software means embeds the described method, and thus, in the description, although the term software means is used, in any case it means that the software means implements the described method.

This method describes the actions and processes that are performed when working with cases. A new case is created using software tools. After completing the necessary actions when working with the case, the case is closed and destroyed.

As a rule, each user wishing to use the method must register in the system, specifying the identification data. During registration, the user enters the system, where the system parameters and control settings are selected according to the capabilities of the registered user. Depending on the options available to the user, he may change some of the system settings.

The described method performs case-related processes that consist of a number of actions and operations. Many actions are performed automatically without human intervention. The following processes can be distinguished using this method:

the process of entering a new business;

the process of automatic notification, repeated notification;

the process of automatic periodic control of the place of work;

periodic distribution process;

collection process (seizure and other actions);

closure and destruction of the case, the process of automatic counting of the time interval.

The process of entering a new case includes at least the following actions, operations: importing a case, issuing invoices, and creating a virtual case. Upon request, the software automatically connects to the bailiff information system and / or another system and then downloads the necessary data and / or documents on the case, automatically attaches these data and / or documents to a specific case created in the program. Once a case has been created in the software tools, it is classified as a case for which invoices are to be issued. For such cases, the software automatically generates invoices for action. Upon completion of the entry into the case, a new account is created, which is prepared so that the bailiff can initiate enforcement. If the same debtor has cases with other bailiffs, all cases of the same debtor must be considered together with his other cases, and a virtual case can be created in the software to implement this requirement.

In the new case entry process, when a software user initiates the case creation process, retrieving case data from the Internet, creating a case, and proceeding to the next process is done automatically without human intervention. In some cases, the issuance of invoices must be supervised by the user or software tools.

During the creation of a case in the software tools, an automatic notification, re-notification process is initiated. In this process, notification documents are automatically created, they are sent to the debtors, and their delivery is controlled (after the delivery of the documents to the debtor on the next day after their delivery, the time interval automatically begins, in reverse order, to activate another automatic process). Depending on the parameters of the case, if there is no need to create repeated notices in the case, the case is immediately transferred for collection or to the debtor. If, after receiving the notification documents, the debtor has paid all the debts, the software will complete the issuance of the notices and the case is transferred for further processing in the software. Notification documents must be signed by the bailiff (or other person authorized to sign), and therefore, prior to dispatch, the prepared notification documents are received by the sender of the documents, where they can be signed by the bailiff (or other person authorized to sign) and transmitted for post-processing in software tools. The documents prepared by the sender can be verified by the bailiff (or other person authorized to carry out the verification) and, if necessary, the documents can be issued. After signing, the notification documents are transferred for further processing and packing in an envelope. After the documents were signed, packed into the concert and handed over to the post office for departure, from the post office

- 2 037704 of the commerce department after a while, data on the delivery of documents is received. If the debtor is unable to pay the debt within the prescribed period from the date of delivery of the notice, the software will initiate the seizure process.

The notification processes in the software are also automatic, and data and information is generated and transferred between actions to minimize user intervention.

The process of automatic periodic monitoring of the place of work is intended to determine changes in the sources of income of the debtor. If the debtor changed jobs, stopped working (or for other reasons) and began to receive benefits, such data are recorded at the state level in the social security system (for example, in Lithuania it is referred to as SODRA (State Social Insurance Fund)). Software tools implementing the described method automatically connect to the electronic social security database, identify and select the necessary data and send them to the computing facilities, where the described method is used, which automatically updates the data on the case. If the source of the debtor's income changes or the debtor starts working at a new place of work, the software automatically initiates the process of preparing documents related to the place of work. After collecting the necessary information for this purpose, documents are created that are intended to be sent to a new place of work. After the user of the software has signed the documents with the sender, they are sent for envelope and shipment.

The automatic periodic job control process, so that the software can accurately select data in the electronic textual social security database, uses a new way of identifying and selecting text data that has not been used by bailiffs or other agencies. This method operates according to the formatting of the text in the database and the syntax rules, and according to other parameters of the text determines the text data to be searched, scans it and imports it into the system. In order to implement the recognition of textual data in an external database as accurately as possible, in the case of the present invention, the learning functions of the software are implemented. The user of the software teaches the software tools how more accurately and on the basis of what criteria one or the other data can be recognized. In addition, the program can be trained using artificial intelligence, which uses software to determine how in one way or another the software can be trained to recognize the required data. Statistical probabilities, which are used for subsequent data identification cases, are generated from the received data.

In the present invention, artificial intelligence is focused on approximating the results of human thinking by organizing and manipulating heuristic knowledge. Artificial Intelligence functional milestones use past experience and countdown feedback to create rules and identify data relationships, allowing the system to create new data and new operational milestones, operations, and more accurately recognize data in external databases. In the context of the present invention, artificial intelligence and various artificial intelligence implementations may perform the following actions, including, but not limited to: human-controlled learning; solution of problems; combining and classifying information; compression of information, generalization; structured forecasting; identification of non-standard situations and / or so on.

The periodic distribution process is intended to distribute the funds received from the debtor to the deposit account of the bailiff and / or other institution. To ensure the ability to distribute funds in a deposit account using software tools, after being initiated by the user or at specified intervals, the software tools automatically connect to the banking system via the Internet and automatically download the amounts of funds, debtor data and other parameters necessary for the proper execution of the case. using software tools. The distribution is carried out according to the current instructions of the bailiff for claimants, bailiffs, third parties and return to the debtor if there is too much money in the deposit account. As stated above, the funds in the deposit account must be distributed according to the established rules, and this process is carried out by the user of the software tools. After the distribution of funds, the program automatically transfers funds to the deposit account according to the distribution results. After the transfer of funds, the software tools automatically enter the data on the transfers made into the case. According to the translation data in the software tools, reports can be generated for claimants or other interested parties.

During the periodic distribution process, the software tools automatically download the data for distribution of funds from the online bank database, when the user of the software tools distributes funds, the software tools

- 3 037704 transfers are carried out and the information about transfers is case-specific. In other cases, if the rules for the distribution of funds are clear, repeated and the data from the deposit account is read accurately, the software can automatically distribute funds without user intervention, however, given the importance of this action, it is recommended that the result of the distribution of funds be approved by the user.

If the debtor is unable to pay the debts within the period specified in the notice, the collection process is initiated. The main action of foreclosure, namely arrest, is carried out automatically by means of software or by a person, i.e. bailiff or other person. The commencement of the foreclosure process is triggered by the software if the criteria for initiating a foreclosure are met. Upon initiation of the collection process, the software implements queries against various databases automatically, or upon initiation by the user, to retrieve information about the debtor. The execution of queries on various databases is the same as described in relation to the automatic workplace control process. Another automatic step in the foreclosure process is the creation of procedural documents. The software tools contain a module where templates for procedural documents are located, which are filled with data from a specific case before being sent. Thus, with ready-made templates, if necessary, the creation of the document is also carried out automatically. The prepared documents can be viewed by the user of the software tools, after which they can be issued by the sender, and after confirming that the documents are ready for dispatch, the bailiff puts an electronic signature and transfers the document from the sender to the document for packing in an envelope.

The software automatically (or at specified intervals) begins classifying documents for the recipient or other defining characteristic and actions, creates virtual envelopes, confirms whether the envelopes are overfilled, and stamp. This action ends with the printing of the documents, which are classified and prepared for the envelope. You only need to put the printed documents in the envelope machine. After the documents have been sent, the software looks for information about the specific dispatch of the documents in the mail database and assigns the service data to a specific case.

If the file specifies that documents can be sent by email, the software automatically generates and sends a notification to a specific email address.

If the case is closed, the software tool states that the case no longer requires additional calculations. After a specified period of time, the case is transferred to the archive, and it is completely destroyed in software tools.

For the explanation and description of this invention, preferred embodiments are presented above. The present description is not a complete or limiting description intended to establish the exact form or embodiment. The above description should be considered more as an explanation than a limitation. It is clear that many modifications and changes can be envisaged by those skilled in the art. The embodiment has been selected and described in such a way that those skilled in the art can best understand the principles underlying the invention and the most practical application in various embodiments with various modifications suitable for a particular application or individualization of the embodiment. The scope of the invention is defined by the appended claims and their equivalents, where all terms used have the broadest possible meanings unless otherwise indicated.

The embodiments described by those skilled in the art may contain variations that do not deviate from the scope of the present invention as described in the appended claims.

Claims (4)

CLAIM 1. A method of automating control, making payments and obligations in the work of bailiffs, in which they use a computer with software operating in it, register using a computer in an automated system to create a case, identify, classify and transfer data from external electronic databases provide data recognition in external databases through the artificial intelligence function that allows you to recognize new data, increase the recognition accuracy, combine and classify information, compress it, generalize and predict, while connecting to the information system, then identifying, selecting the necessary data and send them to computing facilities, download data and / or documents, automatically assign these data and / or documents to a specific case, automatically update data on the case, notify the debtor by sending correspondence with subsequent m receiving data on its delivery - 4 037704 from the mail database and ensuring the countdown of the time interval on the next day after the delivery of correspondence, periodically initiate the distribution of funds when paying debts to accounts by connecting to the banking system, while downloading data from the online bank database, the system makes transfers to the bank the account, then places the payment data in each case, in case of non-payment of the debt in the established time interval, a collection is carried out, in which they carry out queries on the databases using the software and automatically create procedural documents, the case is destroyed if there is no need for additional calculations, in addition, the classification of documents is carried out in relation to the recipient, while creating virtual envelopes, confirming whether they are not overfilled, applying a stamp, the documents are prepared for placement in an envelope packing machine. 2. The method according to claim 1, characterized in that the functions and means of artificial intelligence train the automated system. 3. The method according to any one of claims 1, 2, characterized in that according to the parameters of payments accepted to the deposit account, it is determined to which case the funds should be assigned during their distribution. 4. The method according to any one of claims 1 to 3, characterized in that after receiving information about the delivery of documents, the countdown of time intervals begins and after their expiration, bank accounts and / or other valuable deposits are seized.