DE69828722D1 - Verarbeitung von Transaktionsdaten - Google Patents

Verarbeitung von Transaktionsdaten

Info

Publication number
DE69828722D1
DE69828722D1 DE69828722T DE69828722T DE69828722D1 DE 69828722 D1 DE69828722 D1 DE 69828722D1 DE 69828722 T DE69828722 T DE 69828722T DE 69828722 T DE69828722 T DE 69828722T DE 69828722 D1 DE69828722 D1 DE 69828722D1
Authority
DE
Germany
Prior art keywords
processing
transaction data
transaction
data
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Fee Related
Application number
DE69828722T
Other languages
English (en)
Other versions
DE69828722T2 (de
Inventor
Dipl-Ing Bublitz
Adam R Newth
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
International Business Machines Corp
Original Assignee
International Business Machines Corp
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by International Business Machines Corp filed Critical International Business Machines Corp
Priority to DE69828722T priority Critical patent/DE69828722T2/de
Publication of DE69828722D1 publication Critical patent/DE69828722D1/de
Application granted granted Critical
Publication of DE69828722T2 publication Critical patent/DE69828722T2/de
Anticipated expiration legal-status Critical
Expired - Fee Related legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/204—Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks
    • G06Q20/4037—Remote solvency checks

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Information Retrieval, Db Structures And Fs Structures Therefor (AREA)
DE69828722T 1997-06-27 1998-05-15 Verarbeitung von Transaktionsdaten Expired - Fee Related DE69828722T2 (de)

Priority Applications (1)

Application Number Priority Date Filing Date Title
DE69828722T DE69828722T2 (de) 1997-06-27 1998-05-15 Verarbeitung von Transaktionsdaten

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
DE19727386A DE19727386C1 (de) 1997-06-27 1997-06-27 Verfahren zur Verarbeitung von Transaktionsdaten
DE19727386 1997-06-27
DE69828722T DE69828722T2 (de) 1997-06-27 1998-05-15 Verarbeitung von Transaktionsdaten

Publications (2)

Publication Number Publication Date
DE69828722D1 true DE69828722D1 (de) 2005-03-03
DE69828722T2 DE69828722T2 (de) 2006-01-12

Family

ID=7833855

Family Applications (2)

Application Number Title Priority Date Filing Date
DE19727386A Expired - Fee Related DE19727386C1 (de) 1997-06-27 1997-06-27 Verfahren zur Verarbeitung von Transaktionsdaten
DE69828722T Expired - Fee Related DE69828722T2 (de) 1997-06-27 1998-05-15 Verarbeitung von Transaktionsdaten

Family Applications Before (1)

Application Number Title Priority Date Filing Date
DE19727386A Expired - Fee Related DE19727386C1 (de) 1997-06-27 1997-06-27 Verfahren zur Verarbeitung von Transaktionsdaten

Country Status (4)

Country Link
US (1) US6029152A (de)
EP (1) EP0887777B1 (de)
JP (1) JP2938437B2 (de)
DE (2) DE19727386C1 (de)

Families Citing this family (16)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6254000B1 (en) * 1998-11-13 2001-07-03 First Data Corporation System and method for providing a card transaction authorization fraud warning
JP4131071B2 (ja) * 1999-01-11 2008-08-13 ソニー株式会社 情報信号の記録装置、記録システム、記録媒体および記録方法
US7606731B2 (en) * 1999-08-17 2009-10-20 Mcclung Iii Guy Lamonte Price guarantee methods and systems
US7769631B2 (en) * 1999-08-17 2010-08-03 Mcclung Iii Guy L Business systems with price guarantee and display
US6876991B1 (en) 1999-11-08 2005-04-05 Collaborative Decision Platforms, Llc. System, method and computer program product for a collaborative decision platform
US7430540B1 (en) 2000-03-13 2008-09-30 Karim Asani System and method for safe financial transactions in E.Commerce
US7333953B1 (en) 2000-10-31 2008-02-19 Wells Fargo Bank, N.A. Method and apparatus for integrated payments processing and decisioning for internet transactions
US8145567B2 (en) 2000-10-31 2012-03-27 Wells Fargo Bank, N.A. Transaction ID system and process
CA2369621C (en) 2002-01-25 2009-06-09 Ibm Canada Limited-Ibm Canada Limitee Method and apparatus for handling resource transaction requests
US8229855B2 (en) 2002-08-27 2012-07-24 Jean Huang Method and system for facilitating payment transactions using access devices
US7280981B2 (en) 2002-08-27 2007-10-09 Visa U.S.A. Inc. Method and system for facilitating payment transactions using access devices
US7729984B1 (en) 2002-09-27 2010-06-01 Abas Enterprises Llc Effecting financial transactions
US20070059319A1 (en) * 2005-09-15 2007-03-15 Caliper Life Sciences, Inc. Methods of screening for immuno-adjuvants and vaccines comprising anti-microtubule immuno-adjuvants
WO2010083529A1 (en) * 2009-01-18 2010-07-22 Gilbarco Inc. Payment processing system for use in a retail environment having segmented architecture
CN102081515A (zh) 2009-11-27 2011-06-01 国际商业机器公司 提供上下文感知的输入数据的方法和设备
US20130304553A1 (en) * 2012-05-09 2013-11-14 Google Inc. Point of sale offer redemptions

Family Cites Families (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5285382A (en) * 1991-02-25 1994-02-08 Keyosk Corporation System and method for processing credit and debit card validity and funds transactions from vending machines and similar terminals
WO1992017852A1 (en) * 1991-03-29 1992-10-15 First Data Resources Inc. Interactive sequencing method for etc systems
DE4119924C3 (de) * 1991-06-17 1996-06-20 Siemens Ag Verfahren zur Sicherung von ladbaren Guthaben in Chipkarten
US5484988A (en) * 1992-11-13 1996-01-16 Resource Technology Services, Inc. Checkwriting point of sale system
DE4333388A1 (de) * 1993-09-30 1995-04-06 Giesecke & Devrient Gmbh System zur Durchführung von Transaktionen mit einer Multifunktionskarte mit elektronischer Börse
US5920847A (en) * 1993-11-01 1999-07-06 Visa International Service Association Electronic bill pay system
US5889863A (en) * 1996-06-17 1999-03-30 Verifone, Inc. System, method and article of manufacture for remote virtual point of sale processing utilizing a multichannel, extensible, flexible architecture
US5943424A (en) * 1996-06-17 1999-08-24 Hewlett-Packard Company System, method and article of manufacture for processing a plurality of transactions from a single initiation point on a multichannel, extensible, flexible architecture
US5812668A (en) * 1996-06-17 1998-09-22 Verifone, Inc. System, method and article of manufacture for verifying the operation of a remote transaction clearance system utilizing a multichannel, extensible, flexible architecture

Also Published As

Publication number Publication date
JPH1125191A (ja) 1999-01-29
DE19727386C1 (de) 1999-01-07
EP0887777A3 (de) 2002-10-02
DE69828722T2 (de) 2006-01-12
EP0887777B1 (de) 2005-01-26
JP2938437B2 (ja) 1999-08-23
US6029152A (en) 2000-02-22
EP0887777A2 (de) 1998-12-30

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Legal Events

Date Code Title Description
8364 No opposition during term of opposition
8339 Ceased/non-payment of the annual fee