DE3585439D1 - Sicherheitsmodul fuer eine elektronische geldueberweisungsvorrichtung. - Google Patents

Sicherheitsmodul fuer eine elektronische geldueberweisungsvorrichtung.

Info

Publication number
DE3585439D1
DE3585439D1 DE8585308823T DE3585439T DE3585439D1 DE 3585439 D1 DE3585439 D1 DE 3585439D1 DE 8585308823 T DE8585308823 T DE 8585308823T DE 3585439 T DE3585439 T DE 3585439T DE 3585439 D1 DE3585439 D1 DE 3585439D1
Authority
DE
Germany
Prior art keywords
transfer device
electronic money
security module
money transfer
security
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Fee Related
Application number
DE8585308823T
Other languages
English (en)
Inventor
Peter Rigby Smith
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
International Business Machines Corp
Original Assignee
International Business Machines Corp
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by International Business Machines Corp filed Critical International Business Machines Corp
Application granted granted Critical
Publication of DE3585439D1 publication Critical patent/DE3585439D1/de
Anticipated expiration legal-status Critical
Expired - Fee Related legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1016—Devices or methods for securing the PIN and other transaction-data, e.g. by encryption
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4012—Verifying personal identification numbers [PIN]

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Storage Device Security (AREA)
  • Lock And Its Accessories (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
DE8585308823T 1984-12-12 1985-12-04 Sicherheitsmodul fuer eine elektronische geldueberweisungsvorrichtung. Expired - Fee Related DE3585439D1 (de)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
GB08431381A GB2168514A (en) 1984-12-12 1984-12-12 Security module

Publications (1)

Publication Number Publication Date
DE3585439D1 true DE3585439D1 (de) 1992-04-02

Family

ID=10571075

Family Applications (1)

Application Number Title Priority Date Filing Date
DE8585308823T Expired - Fee Related DE3585439D1 (de) 1984-12-12 1985-12-04 Sicherheitsmodul fuer eine elektronische geldueberweisungsvorrichtung.

Country Status (5)

Country Link
US (1) US4731842A (de)
EP (1) EP0186981B1 (de)
JP (1) JPS61139878A (de)
DE (1) DE3585439D1 (de)
GB (1) GB2168514A (de)

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JPH0691526B2 (ja) * 1985-03-08 1994-11-14 株式会社東芝 通信システム
JPH0754536B2 (ja) * 1986-02-17 1995-06-07 株式会社日立製作所 Ｉｃカ−ド利用システム
GB2188180A (en) * 1986-03-21 1987-09-23 Eft Pos Uk Limited EFT-POS terminal apparatus
NL8702012A (nl) * 1987-08-28 1989-03-16 Philips Nv Transaktiesysteem bevattende een of meerdere gastheercentrales en een aantal gedistribueerde eindstations, die via een netwerksysteem met enige gastheercentrale koppelbaar zijn, alsmede koncentratiestation en eindstation geschikt voor gebruik in zo een transaktiesysteem en exploitantidentifikatie-element te gebruiken bij zo een eindstation.
US4908861A (en) * 1987-08-28 1990-03-13 International Business Machines Corporation Data authentication using modification detection codes based on a public one way encryption function
FR2623309B1 (fr) * 1987-11-13 1994-04-08 Boule Jean Pierre Dispositif et procede de securisation d'echange de donnees entre un terminal videotex et un serveur
US4926479A (en) * 1988-04-29 1990-05-15 Massachusetts Institute Of Technology Multiprover interactive verification system
US4961142A (en) * 1988-06-29 1990-10-02 Mastercard International, Inc. Multi-issuer transaction device with individual identification verification plug-in application modules for each issuer
EP0354771B1 (de) * 1988-08-11 1995-05-31 International Business Machines Corporation Verarbeitung von Personenidentifizierungsnummern mit Hilfe von Kontrollvektoren
EP0377763A1 (de) * 1989-01-12 1990-07-18 Scheidt & Bachmann Gmbh Einrichtung zur Überprüfung der Berechtigung eines Benutzers eines Gerätes zum Warenverkauf oder zur Erbringung oder Abrechnung von Dienstleistungen unter Verwendung eines maschinenlesbaren Berechtigungsausweises
JP3008441B2 (ja) * 1990-04-28 2000-02-14 日本電気株式会社 セキュリティモジュール
US5036461A (en) * 1990-05-16 1991-07-30 Elliott John C Two-way authentication system between user's smart card and issuer-specific plug-in application modules in multi-issued transaction device
CA2078020C (en) * 1992-09-11 2000-12-12 Rodney G. Denno Combination pin pad and terminal
IL107789A0 (en) * 1993-11-29 1995-03-15 Cortress U & T Ltd Data verification system and method
US5459789A (en) * 1994-04-22 1995-10-17 Thomson Consumer Electronics Packet TV program component detector
US5768389A (en) * 1995-06-21 1998-06-16 Nippon Telegraph And Telephone Corporation Method and system for generation and management of secret key of public key cryptosystem
EP1020821A3 (de) * 1995-09-29 2000-08-02 Dallas Semiconductor Corporation Verfahren, Vorrichtung, System und Firmware für gesicherte Transaktionen
US5748740A (en) * 1995-09-29 1998-05-05 Dallas Semiconductor Corporation Method, apparatus, system and firmware for secure transactions
US6157919A (en) * 1995-12-19 2000-12-05 Pitney Bowes Inc. PC-based open metering system and method
US5835689A (en) * 1995-12-19 1998-11-10 Pitney Bowes Inc. Transaction evidencing system and method including post printing and batch processing
DE19600768C2 (de) * 1996-01-11 1998-04-16 Ibm Sicherheitstastatur
EP0792044B1 (de) * 1996-02-23 2001-05-02 Fuji Xerox Co., Ltd. Vorrichtung und Verfahren zur Authentifizierung von Zugangsrechten eines Benutzers zu Betriebsmitteln nach dem Challenge-Response-Prinzip
US6575372B1 (en) 1997-02-21 2003-06-10 Mondex International Limited Secure multi-application IC card system having selective loading and deleting capability
US6317832B1 (en) * 1997-02-21 2001-11-13 Mondex International Limited Secure multiple application card system and process
FR2760871B1 (fr) * 1997-03-13 1999-04-16 Bull Cp8 Procede de stockage et d'exploitation d'une information sensible dans un module de securite, et module de securite associe
EP0968608B1 (de) 1997-03-21 2002-09-25 Canal+ Technologies Empfänger/dekoder und empfangsverfahren
US6220510B1 (en) 1997-05-15 2001-04-24 Mondex International Limited Multi-application IC card with delegation feature
US6488211B1 (en) 1997-05-15 2002-12-03 Mondex International Limited System and method for flexibly loading in IC card
US6164549A (en) * 1997-05-15 2000-12-26 Mondex International Limited IC card with shell feature
US6385723B1 (en) 1997-05-15 2002-05-07 Mondex International Limited Key transformation unit for an IC card
US6328217B1 (en) 1997-05-15 2001-12-11 Mondex International Limited Integrated circuit card with application history list
US6736325B1 (en) 1998-01-22 2004-05-18 Mondex International Limited Codelets
US6357665B1 (en) 1998-01-22 2002-03-19 Mondex International Limited Configuration of IC card
US6742120B1 (en) 1998-02-03 2004-05-25 Mondex International Limited System and method for controlling access to computer code in an IC card
AUPP220998A0 (en) * 1998-03-05 1998-04-02 Keycorp Limited Mobile electronic payment terminal
FR2779018B1 (fr) 1998-05-22 2000-08-18 Activcard Terminal et systeme pour la mise en oeuvre de transactions electroniques securisees
JP3537680B2 (ja) * 1998-10-22 2004-06-14 富士通株式会社 プロトコル制御用集積回路
AUPP752398A0 (en) 1998-12-04 1999-01-07 Collins, Lyal Sidney Secure multi-point data transfer system
GB2351829B (en) 1999-06-30 2003-04-30 Ncr Int Inc Self service terminal
JP2001175606A (ja) * 1999-12-20 2001-06-29 Sony Corp データ処理装置、データ処理機器およびその方法
US7120606B1 (en) * 2000-02-10 2006-10-10 Jove Corporation System and method for secure electronic fund transfers
US7343349B2 (en) 2000-02-10 2008-03-11 Jove Corporation System and method for secure data and funds transfer
US7499875B1 (en) 2000-03-17 2009-03-03 Ebay Inc. Method and apparatus for facilitating online payment transactions in a network-based transaction facility using multiple payment instruments
US8706618B2 (en) * 2005-09-29 2014-04-22 Ebay Inc. Release of funds based on criteria
DE10195918T1 (de) * 2000-03-17 2003-04-03 Ebay Inc Verfahren und Einrichtung zur Erleichterung von Zahlungstransaktionen in einem auf einer Netzwerk basierenden Transaktionseinrichtung unter Verwendung verschiedener Zahlungsinstrumente
GB0010265D0 (en) * 2000-04-28 2000-06-14 Ncr Int Inc Encrypting keypad module
CA2413882A1 (en) * 2000-06-22 2001-12-27 Mastercard International Incorporated An improved method and system for conducting secure payments over a computer network without a pseudo or proxy account number
AU2001256591A1 (en) * 2000-06-26 2002-01-08 Covadis Sa Computer keyboard unit for carrying out secure transactions in a communications network
US6700076B2 (en) * 2000-09-28 2004-03-02 Eic Corporation Multi-layer interconnect module and method of interconnection
GB2368950B (en) 2000-11-09 2004-06-16 Ncr Int Inc Encrypting keypad module
FR2817067B1 (fr) * 2000-11-21 2003-02-21 Cyber Comm Procede et dispositif d'authentification de documents electroniques au moyen d'une signature numerique
DE10311249A1 (de) * 2003-03-14 2004-09-23 Robert Bosch Gmbh Mikroprozessorsystem und Verfahren zum Erfassen des Austauschs von Bausteinen des Systems
EP1544818A1 (de) * 2003-12-18 2005-06-22 Axalto S.A. Gesichertes Endgerät
US20060265736A1 (en) * 2005-05-19 2006-11-23 Gilbarco Inc. Encryption system and method for legacy devices in a retail environment
US7831520B2 (en) * 2005-06-28 2010-11-09 Ebay Inc. Mobile device communication system
EP2016535A4 (de) * 2006-04-19 2010-06-23 Stepnexus Holdings Verfahren und systeme zum laden einer ic-card-anwendung
US7451926B2 (en) * 2006-11-03 2008-11-18 Microsoft Corporation Securing payment data
WO2008096273A2 (en) * 2007-02-09 2008-08-14 Business Intelligent Processing Systems, Plc System and method for performing payment transactions, verifying age, verifying identity, and managing taxes
JP2014505305A (ja) * 2011-01-28 2014-02-27 ロイヤル カナディアン ミント 電子取引リスク管理
CN104145285B (zh) 2012-02-29 2021-05-04 苹果公司 用于在设备上进行安全金融交易的方法、设备和安全元件
US8843765B2 (en) * 2012-10-10 2014-09-23 Broadcom Corporation Key derivation system
US9721242B2 (en) 2014-10-28 2017-08-01 Poynt Co. Payment terminal operation method and system therefor
WO2016069783A1 (en) 2014-10-28 2016-05-06 Poynt, Co. Low-profile card reader
CN105719183A (zh) * 2014-12-03 2016-06-29 阿里巴巴集团控股有限公司 定向转账方法及其装置
EP3520054A4 (de) 2016-10-03 2020-05-27 Poynt Co. System und verfahren für deaktivierte benutzerunterstützung
US11386412B1 (en) 2018-04-12 2022-07-12 Wells Fargo Bank, N.A. Authentication circle management
US11481837B1 (en) 2018-04-12 2022-10-25 Wells Fargo Bank, N.A. Authentication circle management
US10943308B1 (en) 2018-05-03 2021-03-09 Wells Fargo Bank, N.A. Systems and methods for pervasive advisor for major expenditures

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US4386234A (en) * 1977-12-05 1983-05-31 International Business Machines Corp. Cryptographic communication and file security using terminals
US4408203A (en) * 1978-01-09 1983-10-04 Mastercard International, Inc. Security system for electronic funds transfer system
CA1147823A (en) * 1978-07-24 1983-06-07 Robert M. Best Crypto microprocessor for executing enciphered programs
US4317957A (en) * 1980-03-10 1982-03-02 Marvin Sendrow System for authenticating users and devices in on-line transaction networks
US4438824A (en) * 1981-04-22 1984-03-27 Siemens Corporation Apparatus and method for cryptographic identity verification
AT388472B (de) * 1983-02-07 1989-06-26 Gabe Geldausgabeautomaten Serv System zur identifikation von terminalbenutzern und zur ueberpruefung von elektronisch uebermittelten daten
US4605820A (en) * 1983-11-10 1986-08-12 Visa U.S.A. Inc. Key management system for on-line communication

Also Published As

Publication number Publication date
GB2168514A (en) 1986-06-18
EP0186981B1 (de) 1992-02-26
EP0186981A2 (de) 1986-07-09
US4731842A (en) 1988-03-15
JPS61139878A (ja) 1986-06-27
EP0186981A3 (en) 1988-11-02
GB8431381D0 (en) 1985-01-23

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Legal Events

Date Code Title Description
8364 No opposition during term of opposition
8339 Ceased/non-payment of the annual fee