CN207489033U - A kind of payment system and bank card based on fingerprint identification technology - Google Patents
A kind of payment system and bank card based on fingerprint identification technology Download PDFInfo
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- CN207489033U CN207489033U CN201720867697.1U CN201720867697U CN207489033U CN 207489033 U CN207489033 U CN 207489033U CN 201720867697 U CN201720867697 U CN 201720867697U CN 207489033 U CN207489033 U CN 207489033U
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Abstract
The utility model is related to a kind of payment systems and bank card based on fingerprint identification technology, and including bank card card body and fingerprint capturer, fingerprint capturer is packaged in bank card card body；Signal driving processing unit driving fingerprint capturer acquisition fingerprint simultaneously handles collected fingerprint, and signal driving processing unit is connected with being set to the fingerprint identification unit communication of bank's corollary equipment, and user fingerprints information is prestored in fingerprint identification unit.Card is opened in bank, when needing to input password confirming, after user fingerprints being acquired by fingerprint collecting unit, the fingerprint identification unit that finger print information is sent and is stored into bank's corollary system by bank's card reader, input password confirming is replaced by fingerprint authentication, uniqueness and the property do not replaced using finger print information, and acquisition fingerprint and identification fingerprint are respectively arranged in bank card and bank's corollary system, it can prevent the danger to forget Password, password is stolen and password is revealed, substantially increase the safety using bank card.
Description
Technical field
The utility model belongs to payment anti-counterfeit recognition technical field, more particularly to a kind of branch based on fingerprint identification technology
Pay system and bank card.
Background technology
Bank card refers to there is consumer credit, overseas transfers, access cash etc. entirely from each business bank to society's distribution
Portion or the credit payment tool of partial function.With the fast development of information technology, as the very high payment and settlement of utilization rate
Tool, bank card because safe and portable is using more and more common, work to people,
Daily life brings great convenience.
Existing bank card includes two kinds of magnetic stripe card and chip card, and magnetic stripe card is copied in a manner of easily being recorded by side, is also held
It is easily stolen there is a situation where password, there are certain security risks；Chip card can solve the problems, such as to copy, but can not also solve password robber
Surreptitiously problem, so chip card still remains certain security risk.At this stage there are a large amount of bank card because imitated, password is stolen,
Robber's brush case that password is cracked etc. and generates,《Domestic bank's card steals the report of brush big data within 2016》It points out, 2016, the whole network
It counts bank card and steals brush totally 7095 times, it is accumulative that client is caused to lose 1.83 hundred million yuan；But the fix-rate for stealing brush complaint is extremely low, obtains
The possibility that must be compensated is also smaller, and huge property threat and economic loss are caused to user.
Due to existing bank card, to extract there are larger password leakage, by criminal bank card password, bank card non-
Method uses equivalent risk, can not be effectively protected user's property safety and vital interests.
Utility model content
The purpose of this utility model is to provide a kind of utilization fingerprint as payment cipher, and the acquisition of fingerprint is distinguished with identification
Bank card is set to in bank's corollary equipment, payment cipher being avoided to be stolen, reveal, is extracted, improves the safety of transaction
Payment system and bank card based on fingerprint identification technology.
A kind of payment system based on fingerprint identification technology, including：
Bank's card reader reads subscriber identity information, and sends fingerprint identification request to banking system；
Fingerprint collecting unit is set to bank card, acquires user fingerprints information；
Signal drives processing unit, and including drive module and signal processing module, the drive module drives the fingerprint
Collecting unit works, and the signal processing module receives the fingerprint signal that the fingerprint collecting unit is sent and handles；
Fingerprint identification unit is set to bank's corollary equipment, receives and identifies the fingerprint that the signal processing module is sent
Information, and recognition result is fed back into bank's card reader, support the action of bank's card reader request；
The signal driving processing unit is connected through bank's card reader and fingerprint identification unit communication.
The fingerprint collecting unit is acquired for capacitive fingerprint collecting unit or ultrasonic fingerprint in one of the embodiments,
Unit.
The signal driving processing unit is set to bank card or bank's card reader in one of the embodiments,.
In one of the embodiments, the signal processing module to the fingerprint signal that the fingerprint collecting unit acquires into
Row pretreatment, drawing or feature extraction processing.
A kind of bank card based on fingerprint identification technology, using above-mentioned payment system, including bank card card body, chip and
Fingerprint capturer, the fingerprint capturer are packaged in the bank card card body, and the fingerprint capturer is connect with the chip；Letter
Number driving processing unit drives fingerprint capturer acquisition fingerprint and handles collected fingerprint, the signal driving processing
Unit is connected with being set to the fingerprint identification unit communication of bank's corollary equipment, and prestoring user in the fingerprint identification unit refers to
Line information.
Signal driving processing unit is set to the bank card card body in one of the embodiments, and with it is described
Fingerprint capturer matches；Or signal driving processing unit be set to the matching used bank's card reader of bank card, and
It is matched with the fingerprint capturer.
The fingerprint capturer is acquired for capacitance type fingerprint collector or ultrasonic fingerprint in one of the embodiments,
Device.
The ultrasonic fingerprint collector is piezoelectric transducer in one of the embodiments, the piezoelectric transducer envelope
Loaded on the bank card card body.
The intrinsic piezoelectric transducer of bank card that is packaged in is sensed for piezoelectric membrane in one of the embodiments,
Device.
Compared with prior art, the utility model includes at least advantages below：
Payment system and bank card of the utility model based on fingerprint identification technology open card in bank card, need to input password
During confirmation, after acquiring user fingerprints by fingerprint collecting unit, it is mating that finger print information is sent to bank by bank's card reader
Fingerprint identification unit in system replaces input password confirming by fingerprint authentication, utilizes the uniqueness of finger print information and undesirable
Dai Xing, and acquisition fingerprint and identification fingerprint are respectively arranged in bank card and bank's corollary system, it can prevent to forget Password, is close
The stolen danger with password leakage of code, substantially increases the safety using bank card.
The ultrasonic scanning of ultrasonic fingerprint identification can carry out fingerprint deep analytical sampling or even can penetrate into skin
The unique 3D features of fingerprint are identified under skin surface, security reliability is strong；Ultrasonic wave penetrability is strong, can be hidden in glass, modeling
Under the material even surfaces such as metal, fingerprint capturer can be avoided to be worn and damaged；Meanwhile scan the precision of fingerprint also not by
The influence of finger dirt, grease and sweat, the convenience for being conducive to fingerprint collecting are accurate.
Description of the drawings
Fig. 1 is the structure diagram of bank card one embodiment of the utility model based on fingerprint identification technology；
Fig. 2 is the structure diagram of another embodiment of bank card of the utility model based on fingerprint identification technology；
Fig. 3 is the sectional view of Fig. 1；
Fig. 4 is the sectional view of Fig. 2；
Fig. 5 is the structure diagram of payment system one embodiment of the utility model based on fingerprint identification technology；
Fig. 6 is the structure diagram of another embodiment of payment system of the utility model based on fingerprint identification technology.
Specific embodiment
The utility model is further described below in conjunction with the accompanying drawings：
It please refers to Fig.1, shown in Fig. 2, Fig. 3, Fig. 4, is the bank card based on fingerprint identification technology in an embodiment, wraps
Bank card card body 10, chip 20 and the fingerprint capturer 30 for being set to bank card card body 10 are included, fingerprint capturer 30 is packaged in silver
Row card card body 10, fingerprint capturer 30 is connect with chip 20；Signal driving processing unit 60 drives the acquisition of fingerprint capturer 30 to refer to
Line simultaneously handles collected fingerprint, signal driving processing unit 60 and the fingerprint identification unit 70 for being set to bank's corollary equipment
Communication connects, and user fingerprints information is prestored in fingerprint identification unit 70.
The bank card based on fingerprint identification technology is used with the payment system pairing based on fingerprint identification technology：It uses
When, bank card is inserted into bank card reader 40, the chip 20 of bank card contacts energization, bank card reading with bank card reader 40
After card device 40 reads the subscriber identity information of bank card, bank's card reader 40 pays to bank's corollary system transmission, withdraws the money, deposits
The requests such as money, feedback bank card reader 40 confirms user's identity information after banking system receives request, and user's input refers to
Line and after acquiring finger print information by fingerprint collecting unit 50, the fingerprint recognition at banking system end is sent to by bank's card reader 40
Unit 70, fingerprint identification unit 70 receives and identifies the finger print information that signal driving processing unit 60 is sent, by fingerprint collecting list
The finger print information of 50 acquisition of member is compared with the user fingerprints information being pre-stored in fingerprint identification unit 70, checks and approves, if the two
Unanimously, then the result of fingerprint matching is sent to bank's card reader 40, realizes that bank's card reader 40 is withholdd or deposited to bank card
The action of money；If the two is inconsistent, the unmatched result of fingerprint is sent to bank's card reader 40, bank's card reader 40 is eventually
Only asked with this time transaction of the bank card or again transmission.
As shown in Figure 3, Figure 4, signal driving processing unit 60 can be set to bank card card body 10, and and fingerprint capturer
30 matchings.As shown in Figure 1 and Figure 2, signal driving processing unit 60 can be set to and the matching used bank card Card Reader of bank card
Device 40, and matched with fingerprint capturer 30, then, inside bank card it is not provided with signal driving processing unit 60.
Wherein, bank's card reader 40 can be financial payment terminal machine, ATM machine, POS machine or payment terminal machine etc., make
Bank card is inserted into bank's card reader 40 by the used time, and transaction can be completed in input fingerprint.
In the present embodiment, fingerprint capturer 30 can be capacitance type fingerprint collector 30 or ultrasonic fingerprint collector 30,
It is preferred that ultrasonic fingerprint collector 30, acquires fingerprint especially with piezoelectric transducer, piezoelectric transducer is packaged in bank card
Card body 10.The ultrasonic scanning of ultrasonic fingerprint identification can carry out fingerprint deep analytical sampling or even can penetrate into skin
The unique 3D features of fingerprint are identified under skin surface, structure 3D fingerprint simulations are drawn, and security reliability is strong；Ultrasonic wave penetrability
By force, it can be hidden under glass, the plastics even surfaces such as metal, fingerprint capturer 30 can be avoided to be worn and damaged；Meanwhile
The precision of scanning fingerprint is not also influenced by finger dirt, grease and sweat, and the convenience for being conducive to fingerprint collecting is accurate, accuracy
It is high.And this is simple in structure, it is of low cost.
Wherein, piezoelectric transducer can be piezoelectric film sensor, piezoceramic transducer or piezoelectric cable sensor.It adopts
It is packaged in bank card card body 10 with piezoelectric film sensor, and signal driving processing unit 60 is set to the silver using bank card
During row card reader 40, the very thin thickness of bank card, existing bank's card thickness indistinction.
The bank card of the present embodiment is chip card, and bank card is inserted into bank's card reader 40 can be such that chip 20 connects therewith
It is all electric, without power supply can enabling signal driving processing unit 60 fingerprint capturer 30 is driven to send out ultrasonic scanning acquisition refer to
Line.
It please refers to shown in Fig. 5, Fig. 6, is the payment system based on fingerprint identification technology in an embodiment, including bank
Card reader 40, fingerprint collecting unit 50, signal driving processing unit 60 and fingerprint identification unit 70, signal driving processing unit
60 include drive module 62 and signal processing module 64；Signal drives processing unit 60 through bank's card reader 40 and fingerprint recognition
The communication connection of unit 70；Bank's card reader 40 reads subscriber identity information, and sends fingerprint identification request to banking system；Refer to
Line collecting unit 50 is set to bank card, for acquiring user fingerprints information；Fingerprint identification unit 70 is set to bank with being arranged
Standby system, receives and identifies the finger print information of the transmission of fingerprint collecting unit 50, and recognition result is fed back to bank's card reader
40, support the next step action of bank's card reader 40.
In use, bank card is inserted into bank card reader 40, the chip 20 of bank card is contacted with bank card reader 40
It is powered, after bank's card reader 40 reads the subscriber identity information of bank card, bank's card reader 40 is sent out to bank's corollary system
While sending the requests such as payment, withdrawal, deposit, fingerprint identification request is sent, feedback bank card is read after banking system receives request
Card device 40 confirms user's identity information；At this point, drive module 62 drives fingerprint collecting unit 50 to work, user adopts in fingerprint
Collect 50 region of unit input fingerprint, after fingerprint collecting unit 50 acquires finger print information, be sent to signal processing module 64 to fingerprint
Signal is handled, then the fingerprint identification unit 70 at banking system end, fingerprint identification unit are sent to by bank's card reader 40
70 receive and identify the finger print information that signal driving processing unit 60 is sent, and by the finger print information of acquisition and are pre-stored in fingerprint recognition
User fingerprints information in unit 70 is compared, checks and approves, if the two is consistent, the result for sending fingerprint matching is read to bank card
Card device 40 realizes the action that bank's card reader 40 is withholdd or deposited to bank card；If the two is inconsistent, fingerprint is not sent not
The result matched is to bank's card reader 40, and bank's card reader 40 terminates this time transaction with the bank card or transmission please again
It asks.
Wherein, fingerprint collecting unit 50 is capacitive fingerprint collecting unit 50 or ultrasonic fingerprint collecting unit 50.
Signal driving processing unit 60 may be disposed in bank card or signal driving processing unit 60 is set to silver
In row card reader 40, bank's card reader 40 can be financial payment terminal machine, ATM machine, POS machine or payment terminal machine.
The processing mode for the fingerprint signal that signal processing module 64 acquires fingerprint collecting unit 50 can be pretreatment, 3D
Simulation draw or feature extraction processing etc., it is therefore an objective to make collected finger print information it is apparent, it is accurate, be easy to and be stored in bank
The user fingerprints of corollary system compare.
Payment system and bank card of the utility model based on fingerprint identification technology open card in bank card, need to input password
During confirmation, after acquiring user fingerprints by fingerprint collecting unit 50, finger print information is sent to bank by bank's card reader 40
Fingerprint identification unit 70 in corollary system, by fingerprint authentication replace input password confirming, using finger print information uniqueness and
The property do not replaced can prevent the danger to forget Password, password is stolen and password is revealed, substantially increase the safety using bank card
Property.Moreover, acquisition fingerprint and identification fingerprint are respectively arranged in bank card and bank's corollary system, can also bank card be avoided to lose
It is improved to a greater extent according to the risk cracked for the pre-stored fingerprint of identification for being set to bank card by criminal after mistake
The safety of user's property, it is ensured that property safety is perfectly safe.
The above is only the preferred embodiment of the present invention, it is all done according to the utility model claims range it is equal
Deng variation and modification, it should all belong to the covering scope of the utility model claims.
Claims (9)
1. a kind of payment system based on fingerprint identification technology, which is characterized in that including：
Bank's card reader reads subscriber identity information, and sends fingerprint identification request to banking system；
Fingerprint collecting unit is set to bank card, acquires user fingerprints information；
Signal drives processing unit, and including drive module and signal processing module, the drive module drives the fingerprint collecting
Cell operation, the signal processing module receive the fingerprint signal that the fingerprint collecting unit is sent and handle；
Fingerprint identification unit is set to bank's corollary equipment, receives and identifies the finger print information that the signal processing module is sent,
And recognition result is fed back into bank's card reader, support the action of bank's card reader request；
The signal driving processing unit is connected through bank's card reader and fingerprint identification unit communication.
2. the payment system according to claim 1 based on fingerprint identification technology, which is characterized in that the fingerprint collecting list
Member is capacitive fingerprint collecting unit or ultrasonic fingerprint collecting unit.
3. the payment system according to claim 2 based on fingerprint identification technology, which is characterized in that at the signal driving
Reason unit is set to bank card or bank's card reader.
4. the payment system according to claim 3 based on fingerprint identification technology, which is characterized in that the signal processing mould
The fingerprint signal that block acquires the fingerprint collecting unit pre-processed, is drawn or feature extraction processing.
5. a kind of bank card based on fingerprint identification technology, which is characterized in that using described in Claims 1 to 4 any one
Payment system, including bank card card body, chip and fingerprint capturer, the fingerprint capturer is packaged in the bank card card body,
The fingerprint capturer is connect with the chip；Signal driving processing unit drives the fingerprint capturer acquisition fingerprint and locates
Manage collected fingerprint, the signal driving processing unit and the fingerprint identification unit communication company for being set to bank's corollary equipment
It connects, user fingerprints information is prestored in the fingerprint identification unit.
6. the bank card according to claim 5 based on fingerprint identification technology, which is characterized in that the signal driving processing
Unit is set to the bank card card body, and is matched with the fingerprint capturer；Or the signal driving processing unit is set to
With the matching used bank's card reader of bank card, and matched with the fingerprint capturer.
7. the bank card according to claim 6 based on fingerprint identification technology, which is characterized in that the fingerprint capturer is
Capacitance type fingerprint collector or ultrasonic fingerprint collector.
8. the bank card according to claim 7 based on fingerprint identification technology, which is characterized in that the ultrasonic fingerprint is adopted
Storage is piezoelectric transducer, and the piezoelectric transducer is packaged in the bank card card body.
9. the bank card according to claim 8 based on fingerprint identification technology, which is characterized in that described to be packaged in bank card
Intrinsic piezoelectric transducer is piezoelectric film sensor.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201720867697.1U CN207489033U (en) | 2017-07-18 | 2017-07-18 | A kind of payment system and bank card based on fingerprint identification technology |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201720867697.1U CN207489033U (en) | 2017-07-18 | 2017-07-18 | A kind of payment system and bank card based on fingerprint identification technology |
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| Publication Number | Publication Date |
|---|---|
| CN207489033U true CN207489033U (en) | 2018-06-12 |
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| CN201720867697.1U Active CN207489033U (en) | 2017-07-18 | 2017-07-18 | A kind of payment system and bank card based on fingerprint identification technology |
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Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107145882A (en) * | 2017-07-18 | 2017-09-08 | 深圳市云传智联技术有限公司 | A kind of payment system and bank card based on fingerprint identification technology |
| WO2022085376A1 (en) * | 2020-10-22 | 2022-04-28 | 凸版印刷株式会社 | Ic card and method for manufacturing ic card |
-
2017
- 2017-07-18 CN CN201720867697.1U patent/CN207489033U/en active Active
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107145882A (en) * | 2017-07-18 | 2017-09-08 | 深圳市云传智联技术有限公司 | A kind of payment system and bank card based on fingerprint identification technology |
| WO2022085376A1 (en) * | 2020-10-22 | 2022-04-28 | 凸版印刷株式会社 | Ic card and method for manufacturing ic card |
| EP4235499A4 (en) * | 2020-10-22 | 2024-04-24 | Toppan Inc | Ic card and method for manufacturing ic card |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| GR01 | Patent grant | ||
| PE01 | Entry into force of the registration of the contract for pledge of patent right |
Denomination of utility model: Fingerprint recognition technology based payment system and bank card Effective date of registration: 20180703 Granted publication date: 20180612 Pledgee: Shenzhen Hai Kang Industrial Co., Ltd. Pledgor: SHENZHEN SENSORIUM TECHNOLOGY CO., LTD. Registration number: 2018440020038 |
|
| PC01 | Cancellation of the registration of the contract for pledge of patent right | ||
| PC01 | Cancellation of the registration of the contract for pledge of patent right |
Date of cancellation: 20201201 Granted publication date: 20180612 Pledgee: Shenzhen Hai Kang Industrial Co.,Ltd. Pledgor: SHENZHEN SENSORIUM TECHNOLOGY Co.,Ltd. Registration number: 2018440020038 |