CN101017584A - Method of fingerprint anti-theft used in bank deposit - Google Patents

Method of fingerprint anti-theft used in bank deposit Download PDF

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Publication number
CN101017584A
CN101017584A CN 200710004184 CN200710004184A CN101017584A CN 101017584 A CN101017584 A CN 101017584A CN 200710004184 CN200710004184 CN 200710004184 CN 200710004184 A CN200710004184 A CN 200710004184A CN 101017584 A CN101017584 A CN 101017584A
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China
Prior art keywords
fingerprint
user
password
pattern
print
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CN 200710004184
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Chinese (zh)
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凌敬连
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Individual
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Individual
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Priority to CN 200710004184 priority Critical patent/CN101017584A/en
Publication of CN101017584A publication Critical patent/CN101017584A/en
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Abstract

This invention discloses one use method for print anti-theft of bank deposit, which comprises the following steps: when user first opens one account, setting codes and collecting user print pattern and pre-processing filtering user print pattern in details and changing digital signals into computer; the collector catches user print through extracting, sorting, formatting, data compressing, print module rotating and comparing to change the pattern into print digital signal; due to codes and double identification to process bank business and only when user inputs accurate codes and pressing or scanning print to process the drawing business to avoid codes leakage or illegal theft.

Description

The using method of fingerprint anti-theft on bank savings
Technical field
The present invention relates to the bank savings method, especially relate to and utilize the antitheft using method on bank savings of fingerprint technique
Background technology
Continuous development along with modern science and technology, utilize different geometrical property, biological nature and physical characteristicss between people's fingerprint ridge and the valley, can form different electric conductivities, dielectric constant, surface pressing and wave impedance, thereby obtain everyone different fingerprint digital signal.Therefore, with fingerprint identification technology discern with identity verification be accurate, effective authentication mode, testing modes such as levying identity mode progressively replacement tradition employing I.D., family mat card, employee's card, password and secret signal with fingerprint signal discerns and identity verification, thereby solved the certificate that in identity verification, exists with the traditional identity verification mode lose easily, stolen and forget, and password and secret signal are not easy to remember and the problems of revealing.At present, fingerprint identification technology has obtained in the technique of criminal investigation field using widely, also just progressively is being applied and is promoting in some other technical field.Because the professional identity with the people of bank finance is closely related, and continuous development along with the China's Financial cause, bank finance is professional more and more prosperous, the depositing and drawing in bank number of times, transregional long distance deposits and withdrawals and the professional surge of access automatically, but up to the present, when the bank savings financial business is held bankbook or card the user, still also adopting the single mode of password to discern and identity verification, just can handle finance withdraws the money or remits money business, handle financial business in the single mode of this password of employing, following problems appears sometimes, when in a single day user cipher is not intended to leakage or illegally stolen by the people, the fund that deposits bank in just might be stolen, and brings economically loss to the user.Therefore, discern and identity verification with password merely, when handling bank debits or remittance business, its safe reliability is not high.
Summary of the invention
The not high problem of safe reliability that adopts password to discern merely in handling financial business, to exist at current bank savings with identity verification, the present invention proposes a kind of employing password and fingerprint unite identification and identity verification come handling bank business, the using method of fingerprint anti-theft on bank savings that its safe reliability is high.
The technical scheme method that technical matters to be solved by this invention is taked is:
When 1, the user opened an account first, removing provided necessary about behind the proof of identification in accordance with regulations, and password also to be set and comprise collection user fingerprints pattern,
The user fingerprints pattern that 2, will collect first carries out pre-service, filtering, binaryzation and refinement, and the user fingerprints pattern is become the fingerprint digital signal deposit in the computing machine,
When 3, the user withdraws the money, after the fingerprint capturer on sales counter or the ATM (automatic teller machine) is produced user fingerprints,, fingerprint pattern is become the fingerprint digital signal through extraction, classification, format, data compression, fingerprint masterplate transposition and comparison,
4, the fingerprint digital signal is connected with the AND circuit structure with password, forms safety verification signal digital module, signal digital module and sales counter are connected with PIN PAD with fingerprint capturer on the ATM (automatic teller machine),
5, with the door circuit in also be connected with fingerprint and push or scan inaccurate and password is imported incorrect voice prompting device, have only fingerprint and password to import simultaneously when correct, computing machine could be worked, and just can finish to withdraw the money or remit money business.
The present invention is owing to adopt password and fingerprint dual identity identity verification, come handling bank business, have only when the user at the input proper password with on the fingerprint collector, push in person or during scanning fingerprint, it is professional to get remittance on sales counter or ATM (automatic teller machine), can prevent bankbook effectively or block stolen or duplicate, or owing to password is revealed or illegally usurped, and cause user's economic loss, improved the safe reliability of user's handling bank business.The bank savings burglary-resisting system that this method forms is convenient to operation, the safety and reliability height.
The using method of fingerprint anti-theft of the present invention on bank savings, its control program process step is: when the user handles bankbook or card in bank first, remove effective I.D. must be provided in accordance with regulations, address name and being provided with outside the password project, also should on fingerprint capturer, push or scan my fingerprint, these fingerprints together are imported in the computing machine, form a subscriber unit, finish and open an account or/and the business of applying for card; When the user once more when sales counter is deposited, identical with existing cash in banks mode, can not need to input password and fingerprint; When the user handles when withdrawing the money or remitting money at sales counter, or the user is when ATM (automatic teller machine) is withdrawn the money, the user is only at the correct fingerprint of importing proper password and pushing on fingerprint capturer or scan on the PIN PAD, and by validator, just can open corresponding subscriber unit, computing machine could startup work.At this moment, the user just can get on the machine input money value automatically, then finishes to withdraw the money or remit money business, or the bank counter staff just can be according to user's value of withdrawing the money, therefore, only when the correct sign indicating number of fingerprint and password input, just can finish and withdraw the money or remit money business.
Description of drawings
Fig. 1 is a using method working routine process flow diagram of the present invention.
Embodiment
In Fig. 1, client server links to each other with the signal digital module, the signal digital module links to each other with the defeated device of fingerprint capturer and password, and fingerprint capturer links to each other with ATM (automatic teller machine) with sales counter with PIN PAD, and validator links to each other with PIN PAD with fingerprint capturer with voice prompting device.When the user opens an account first, promptly handle bankbook or/and during bank card, after should providing necessary relevant I.D. by bank's regulation, also to control oneself password is set, and push on fingerprint capturer on request or scan that mother refers to or the forefinger fingerprint, and gather the user fingerprints pattern, the user fingerprints pattern that fingerprint capturer will collect first carries out pre-service, filtering, binaryzation and refinement, it is become the fingerprint digital signal deposit in the computing machine, finish professional first work.When the user handles when withdrawing the money or remitting money business, the user should on sales counter or ATM (automatic teller machine), input password simultaneously and push or scan and first during transacting business corresponding mother refer to or the forefinger fingerprint, module channels with sales counter or ATM (automatic teller machine) on fingerprint capturer link to each other with PIN PAD, after fingerprint capturer is produced user fingerprints, through extracting, classification, format, data compression, fingerprint masterplate transposition and comparison, fingerprint pattern is become the fingerprint digital signal, and simultaneously fingerprint digital signal and code signal are input in the AND circuit, by AND circuit control safety verification signal digital module, have only when fingerprint digital signal and code signal are correct, press validator, secure authenticated channel just can be opened, and sales counter or cash dispenser just can be finished the business of getting or remit money.With the door circuit in also be connected with the voice prompting device that the inaccurate and password bad of seedling was pushed or swept to fingerprint, when fingerprint push or scan inaccurate and or password password import when incorrect, voice prompting device sends analog voice signal, the user should wipe clean that finger is pushed again or scan near fingerprint capturer again, up to fingerprint collecting accurately and the password input correctly.

Claims (2)

1, the using method of fingerprint anti-theft on bank savings, it comprises the following steps, it is characterized in that: when the user opens an account first, removing provides necessary about behind the proof of identification, password also to be set and comprise collection user fingerprints pattern, the user fingerprints pattern that collects is first carried out pre-service, filtering, binaryzation and refinement, fingerprint pattern is become the fingerprint digital signal to be deposited in the computing machine, after fingerprint capturer on sales counter or the ATM (automatic teller machine) is produced user fingerprints, through extracting, classification, format, data compression, fingerprint masterplate transposition and comparison, fingerprint pattern is become the fingerprint digital signal, the fingerprint digital signal is connected with the AND circuit structure with password, form the secure verification module passage, module channels links to each other with PIN PAD with fingerprint capturer on sales counter or the ATM (automatic teller machine).
2, the using method of fingerprint anti-theft according to claim 1 on bank savings is characterized in that: with the door circuit in also be connected with fingerprint and push or sweep the inaccurate and password of seedling and import incorrect voice prompting device.
CN 200710004184 2007-01-04 2007-01-04 Method of fingerprint anti-theft used in bank deposit Pending CN101017584A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN 200710004184 CN101017584A (en) 2007-01-04 2007-01-04 Method of fingerprint anti-theft used in bank deposit

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN 200710004184 CN101017584A (en) 2007-01-04 2007-01-04 Method of fingerprint anti-theft used in bank deposit

Publications (1)

Publication Number Publication Date
CN101017584A true CN101017584A (en) 2007-08-15

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CN 200710004184 Pending CN101017584A (en) 2007-01-04 2007-01-04 Method of fingerprint anti-theft used in bank deposit

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Cited By (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103116948A (en) * 2012-04-09 2013-05-22 蒙志标 Antitheft safety method for bank card
CN103391349A (en) * 2012-05-09 2013-11-13 中兴通讯股份有限公司 Method of keeping secrets of terminal and terminal
WO2017028251A1 (en) * 2015-08-18 2017-02-23 张焰焰 Method and mobile terminal for indicating information after authenticating account login with voice and fingerprint
WO2017028248A1 (en) * 2015-08-18 2017-02-23 张焰焰 Method and mobile terminal for indicating patent information upon voice login to account
WO2017028250A1 (en) * 2015-08-18 2017-02-23 张焰焰 Method and mobile terminal for authenticating account login via voice and fingerprint
WO2017028247A1 (en) * 2015-08-18 2017-02-23 张焰焰 Method and mobile terminal for logging in to account with combination of voice, numeric password and fingerprint
CN106470200A (en) * 2015-08-21 2017-03-01 方正国际软件(北京)有限公司 A kind of auth method and relevant apparatus
CN107358763A (en) * 2017-07-21 2017-11-17 广东工业大学 A kind of method, apparatus and system of ATM checking identity
CN111182003A (en) * 2020-02-28 2020-05-19 北京帕斯沃得科技有限公司 Identity authentication method based on authentication terminal

Cited By (10)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103116948A (en) * 2012-04-09 2013-05-22 蒙志标 Antitheft safety method for bank card
CN103391349A (en) * 2012-05-09 2013-11-13 中兴通讯股份有限公司 Method of keeping secrets of terminal and terminal
CN103391349B (en) * 2012-05-09 2017-02-15 中兴通讯股份有限公司 Method of keeping secrets of terminal and terminal
WO2017028251A1 (en) * 2015-08-18 2017-02-23 张焰焰 Method and mobile terminal for indicating information after authenticating account login with voice and fingerprint
WO2017028248A1 (en) * 2015-08-18 2017-02-23 张焰焰 Method and mobile terminal for indicating patent information upon voice login to account
WO2017028250A1 (en) * 2015-08-18 2017-02-23 张焰焰 Method and mobile terminal for authenticating account login via voice and fingerprint
WO2017028247A1 (en) * 2015-08-18 2017-02-23 张焰焰 Method and mobile terminal for logging in to account with combination of voice, numeric password and fingerprint
CN106470200A (en) * 2015-08-21 2017-03-01 方正国际软件(北京)有限公司 A kind of auth method and relevant apparatus
CN107358763A (en) * 2017-07-21 2017-11-17 广东工业大学 A kind of method, apparatus and system of ATM checking identity
CN111182003A (en) * 2020-02-28 2020-05-19 北京帕斯沃得科技有限公司 Identity authentication method based on authentication terminal

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