CN205428021U - Keep somewhere type fiscard of withholing pay cover protect device and consumption machine - Google Patents

Abstract

The utility model relates to a self -service consumption equipment field based on the fiscard is paid discloses a keep somewhere type fiscard of withholing pay cover protect device and consumption machine. The consumption machine of installing this device includes fiscard withhold module, fiscard recognition vallecular cavity, consumption measurement unit, includes still that the fiscard covers to protect the module, cover and protect the action and touch the gang mould piece to will when consumption starts the fiscard covers putting of shielding protection and stays the mode of withholing to deduct fees for the real -time accuracy that becomes more meticulous to provide the technical foundation, do through consumer's identity characteristic or consumption machine vitals the fiscard launch cover protect and release touch related thing, and with the depositing and release the interlocking restraint of the vitals of fiscard and consumption machine, can obtain simple and accurate self -service measurement and deduct fees, can prevent still that it loses to consume the machine vitals simultaneously.

Description

Keep somewhere that detain money type financial card payment covers and protects device and consumption machine

Technical Field

The utility model relates to a generalized financial card consumption application, especially a keep somewhere and pay to cover and protect device, consumption machine with deducting type financial card.

Background

With the progress of the development era of technology, the mode of consumption and payment by using financial cards instead of paper money and cash is more and more, and even some consumers only accept payment by using the financial cards. The application of the financial card can bring a plurality of advantages of improving environmental protection, reducing counterfeit money risks, reducing manual counting cost, facilitating financial statistics, adapting to self-service consumption and the like, so that the application of the financial card is inseparable from modern life.

As is known in the art, the financial card in the broad sense includes a value card, a credit card, a voucher card, a consumption card, a money payment point card and other one-card cards with consumption and payment functions issued by banking institutions or non-banking financial institutions and enterprises and public institutions, and the information related to the payment consumption is generally stored in the cards and classified into two types: account information for online consumption and electronic cash information to support offline consumption, a specific financial card can be either one or both of them. The financial card has two types of appearance shapes, namely a standard card and a special-shaped card, wherein the standard card refers to the size (85.6mm multiplied by 53.98mm) of an ID-1 card conforming to ISO78105.1.1 standard, the special-shaped card is smaller in size, different in shape and thickness, and the purpose is to facilitate carrying, enhance protection, individuation, commemoration significance or other value-added functions.

When the financial card is used for payment, the card is inserted into a card reading area of a money deducting module matched with the financial card and capable of authenticating the card and deducting money, and the financial card and the money deducting module are communicated in a contact or non-contact mode. And the deduction module carries out deduction operation according to the amount calculated or set by the consumption computer after identifying the financial card, and the balance of the account corresponding to the financial card or the electronic cash in the card is reduced. The machines which are provided with the deduction module and cooperate with various types of consumption behaviors to pay fees based on the financial card are generally called consumption machines.

There are two common types of consumer deductions: the payment-settling type disposable deduction and the financial card remaining deduction. If the financial card is used for automatic selling shopping payment, dining hall meal purchase payment, bus taking card swiping and the like, the money amount is quickly deducted at one time when the money is finally settled, the money deduction only needs to insert the financial card into a card reading area of a money deduction module of a consumer machine during payment, and the money deduction is carried out on a certain consumption money without password authorization or password authorization input. The deduction mode is not related to the consumption process, the consumed time is short, the fastest mode is the non-contact card waving (flash payment) operation, and the card is taken away after the operation is finished.

Another mode is a financial card remaining type deduction, when a certain consumption behavior is to check the consumption amount based on the consumption amount of a commodity, for example, the consumption amount is checked through the amount of water and oil, for reasonable and accurate measurement, a mode that the financial card is left in a card reading area in the consumption process is generally adopted, and a consumption machine checks the continuously accumulated consumption amount and deducts the consumption amount once when the consumption is finished or deducts the consumption amount continuously according to a certain unit in the consumption process. For example, the common application of oil stations for refueling by cards, including self-service refueling, is characterized in that a worker or a consumer operates at the side of the refueling machine, a financial card is inserted into a consumer without special physical shielding protection and anti-theft measures, a software mode 'grey lock' mechanism (temporary locking before the money is not deducted successfully in consumption) is generally adopted in use, and the purpose is to prevent the system data from being disordered due to the fact that the money is not deducted and the card is pulled out in use without worrying about the card loss. For example, the card with a certain amount of electronic cash is placed in the card reading area of the intelligent water meter, the card can start the water valve to continuously discharge water at effective cost, the set amount of money is continuously deducted from the card, and the water stops when the card is taken away or the amount of money in the card is insufficient, so that a user can continuously use water at the water meter without worrying about the loss of the card. The financial card retaining deduction of the prior art is completed in a short time, and people operate and consume beside a consumption machine.

In real life, another application for checking price based on commodity consumption is provided, generally, an unattended self-service setting type or self-service operation type consumption machine is provided, and the consumption is characterized by long time consumption in the process. A cardholder generally does not stay on the site of a consumption machine all the time, such as parking meter parking consumption or community type slow charging pile, and belongs to the self-service setting class, and the consumer leaves after setting; or although the financial card is beside the consumer machine, the financial card is inconvenient to carry out multiple payment operations, such as a self-service cleaning machine, which belongs to the self-service operation class, and the consumer needs to operate the financial card on site. Because the consumption cardholder can not accurately evaluate in the initial stage, the financial card can not be left in the consumption machine for a long time in the prior art, and in order to ensure that the self-service consumption machine is charged first and then consumed, the owner of the self-service consumption machine generally adopts a mode of 'firstly paying an initial amount by the card to the consumption machine, temporarily leaving the card, and then additionally paying by the card or in a wireless mode when the consumption amount is insufficient', so that the operation is obviously too troublesome. Meanwhile, as a self-service operation type consumption machine, some key or valuable components for operation and consumption starting are often arranged, and the loss or damage of the components can cause inconvenience in subsequent use and property loss of owners, such as charging cables and special plugs of charging piles, and such as line pipes and high-voltage spray gun heads of self-service car washers. The current technology places all the key components in free storage or general protection, and has no mandatory technical constraint on homing management after the use of consumers is finished. Therefore, the phenomena of loss, damage and irregular storage of key components of the self-service consumption machine in reality are common, and the smooth popularization of the self-service consumption machine is hindered.

For example, the consumption of parking space occupied by street or unattended parking lot, i.e. parking meter charging, belongs to an application mode that a card holder is not at a consumption machine for a long time. With the increasing social ownership of vehicles, areas for executing parking meter management are more and more, the cost is higher and higher, in order to protect the rights of consumers, it is necessary to accurately calculate the actual occupied time of a vehicle owner and collect the cost according to the actual occupied time, if the vehicle is not parked, a mode of timely accumulating the actual occupied time until the vehicle is expected to leave and then paying the cost faces the defects of inconvenient management (the vehicle cannot be judged during traffic police patrol) and inconvenient check after fee escape (the vehicle is difficult to find and the cost is high), so the majority of the prior art adopts a payment-before mode. This causes the trouble of the owner, because the owner can not accurately judge how long the car should stay, and in the process, the owner should pay attention to whether the car should be parked overtime, and the operation is very inconvenient when the time for purchasing is judged to be short and the user experience is very poor. If the time is purchased enough for parking, the remaining mantissa time with different lengths and the corresponding consumption amount are inevitable, and even if the consumption machine can technically return the remaining money into the financial card, the equipment and subsequent management are complicated, the cost is not refunded, the rights and interests of consumers are damaged, and the owner is not encouraged to drive away from the public parking space in time.

Similar to street parking meter parking charging which takes the site occupation time as the object of consumption, a public charging pile is also needed to be applied to charging consumption of electrical appliances (common electric vehicles), even a charging and parking composite consumption mode can appear, along with the change of times, a new energy electric vehicle as an environment-friendly vehicle type can gradually enter the lives of people, one of the problems of the popularization of the new energy electric vehicle is the convenience and rationality of charging, except for a special battery replacement station, the public slow-charging type charging pile suitable for a park community must become a main charging mode due to the advantages of the public slow-charging type charging pile, namely the battery protection and the natural parking period. However, the defects of the prior art are similar to the phenomenon of a parking meter, a vehicle owner cannot accurately judge how much electricity needs to be charged to pay for the scientific full charge of the battery, and the final charge is not suitable for the convenience of management. If the rechargeable battery is paid first, only a plurality of prepayment fees can be selected to ensure safe full charge, so that temporary emergency outgoing during charging or recovery of unequal quantities of residual tailings after full charge is a very troublesome matter, the battery is in an unfilled state to inevitably influence the endurance time if the fee is not preset enough, the comprehensive service life of the battery is influenced when the battery is used after long-term electricity is not filled, the benefit of a vehicle owner is damaged, and unreasonable and inconvenient situations are not favorable for popularization of electric vehicles and other novel environment-friendly machines depending on charging energy supply modes. Moreover, key devices such as a socket and a charging plug need to be protected in the charging pile, and the loss of a charging copper core cable and the plug or the damage of the socket can cause great troubles. The current technology fails to adopt reasonable scheme interlocking association of the anti-theft and anti-loss safety measures of the important parts and the taking and placing states of the financial card, and the defects increase the probability of losing or damaging the important parts, so that the use and popularization of self-service equipment are not facilitated.

For another example, in the self-service car washer in the current technical state, two situations of coin-in consumption and financial card-holding consumption are generally available, and the card-holding consumption is taken as an example, the application belongs to a self-service operation type, and a card holder is near the consumption machine but is not convenient for supplementary payment operation, so the prior art also adopts a pre-payment mode and an additional payment mode. If the operator estimates that the cost is 10 yuan, a 10 yuan fee is set on the machine, the machine can be started after the card is successfully read and paid for 10 yuan, a card holder starts to wash the car, uses water and electricity and the like, when the car is actually washed to 8 yuan, the car is completely washed without being washed again, so that the balance problem of 2 yuan is caused, the rights of consumers are damaged without returning, and the technical management of fee returning is complicated; if the washing cost reaches 10 yuan, some places are not washed, and the embarrassment of supplementing the cost and how much cost should be supplemented is faced. Therefore, the self-service cleaning equipment in the prior art has a great improvement space in user experience. For the self-service cleaning machine, the following problems still derive, and the taking and returning of the high-pressure spray nozzle (water gun) of the self-service cleaning equipment in the prior art are not related to whether the financial card is paid or not, so that the returning after the use is finished by people depends on the consciousness of people, and the subsequent use is inconvenient due to the phenomena of irregular storage, spray nozzle loss and the like in practical application.

To solve or partially solve such problems, the utility model 'the parking meter system and the parking charging payment method' with patent application number 200710077254.3 discloses a technical solution: the system adopts a real-time communication mode of a consumption machine (parking meter) and a bank background database, and performs initial deduction and supplementary deduction in a bank background, the technical scheme is that the deduction process is dependent on remote communication with a bank (generally adopting wireless communication), not only is the system construction and maintenance cost increased, the operation cost during use is also increased by frequent remote communication, but the response time is necessarily prolonged by the remote communication, the use reliability is reduced, and the trouble caused by occasional communication interruption in the parking process can interfere the normal law enforcement judgment of a traffic management department, and the user experience is not good.

The patent application numbers are: 201010559100. X's utility model "a parking miaow table" discloses a miaow table that can provide supply socket for charging, according to its disclosed technical scheme, its pay mode of punching the card adopts and is started to punch the card, the mode of punching the card again and closing accounts at last moment, this scheme is when simple parking if the car does not pay and drive away, except that the traffic police of non-inspection is just present, otherwise can't judge whether violating regulations and give the processing, if having escaped, subsequent processing faces series of problems such as collecting evidence again, if the parking still fills the electricity simultaneously, the loss of owner is bigger, this will harm the rights and interests of consumption machine owner; meanwhile, the charging function of the technical scheme superposed outside the parking of the traditional parking meter is implemented under the charging condition that a commercial power access and a communication module in a wired or wireless mode with the outside are additionally added, so that the implementation cost is increased and the user experience is poor, and the parking of the car beside the charging post is a natural requirement when the car is charged, and the car does not need to be independently understood as parking and additional charging is carried out.

In fact, it is known in the art that, by comprehensively implementing multiple factors such as security and convenience in use, the best application mode of the financial card is the online authorized payment mode with large amount (more than hundreds of dollars at one time) and the offline payment mode with small amount of electronic cash, the consumption amount of about ten dollars, dozens of dollars or even more than hundreds of dollars is in accordance with the offline payment scope of electronic cash, such as self-service car washing, parking meter parking, public self-service charging, and the like, all belong to the offline payment application scope suitable for use, however, for the consumption types which do not belong to the time requirement of flash payment and the consumption types which need to be metered, the current technical scheme has great defects, the user experience of using related consumption machines is not good, the true consumption amount cannot be reasonably and accurately calculated, the proper rights and interests of consumers cannot be protected, the safety of important parts for self-service consumption cannot be ensured, the principle of encouraging resource conservation is not facilitated, and the popularization and the application of new products in new technology are not facilitated.

SUMMERY OF THE UTILITY MODEL

For solving the above-mentioned problem that exists among the prior art, the utility model discloses a keep somewhere to detain money type financial card payment and cover and protect device, consumption machine and application method to in low-cost accurate calculation consumption limit and accurate money of deducting, and can get putting of financial card and carry out the relevance interlocking with returning with what is used for the launching of the important part of consumption operation on the consumption machine, protect consumption machine owner and consumer both sides interests, improve card holding consumption user experience, promote the popularization of financial card and relevant self-service consumption machine. The utility model discloses the scheme structure is ingenious reliable, and operation flow is friendly, implements and the maintenance cost is low, easily promotes.

In order to solve the technical problem, the utility model adopts the following technical scheme:

keep somewhere that detain money type financial card payment covers and protects device belongs to the part of the self-service consumption machine that relies on financial card payment, including financial buckle money module, financial card recognition vallecular cavity, financial buckle money module contains the card reading circuit, the recognition vallecular cavity sets up financial buckle money module lateral wall is near the position of card reading circuit, supplies financial buckle money module is right financial card discerns and financial information's read-write is handled, its characterized in that still includes:

the financial card shielding module comprises a financial card shielding module moving part and a fixed part, wherein the financial card reading groove cavity is arranged at any side of the fixed part or the moving part, and the moving part moves relative to the fixed part to form a latch, shield or cover an inlet in the reading groove cavity and shield and protect the financial card placed in the reading groove cavity;

the shielding action contact module is electrically connected with the financial card money shielding module and comprises a trigger, a contact module body and a first linkage end of at least one linkage end controlled by the contact module body, the trigger and the contact module body can be arranged in an identifiable and matched mode, and the first linkage end is connected with a moving piece of the financial card shielding module;

The contact module body stimulates the first linkage end to act after the trigger authentication is successful, so that the moving piece of the financial card shielding and protecting module is driven to do forward or reverse action, or the financial card shielding and protecting module moving piece which does forward or reverse action is controlled to be locked, and the financial card which is placed in the financial card reading groove cavity is shielded and protected or the financial card which is shielded and protected is released.

Furthermore, the detaining type financial card payment shielding device is characterized in that the trigger is a certificate card with electronic identity identification information, a mobile terminal or a human body part with biological identification information, and the certificate card, the mobile terminal or the human body part moves along with the consumer or is placed outside the consumer machine for storage.

Furthermore, the keep-away deduction type financial card payment shielding device is characterized in that the financial card shielding module is provided with a return spring which always leads the moving piece to a locking state, the contact module body excites the first linkage end to act after the trigger authentication is successful to drive the moving piece of the financial card shielding module to do reverse action, or releases the restraint of the financial card shielding module moving piece so as to meet the requirement that the financial card shielding module moving piece does reverse action under the action of external force, releases the financial card which is placed in the financial card reading groove cavity and is shielded and protected, and leads the moving piece to a locking position under the action of the return spring.

Still further, the moving member is an incomplete drum structure, the return spring is a torsion spring, and the torsion spring is installed on the moving member in the drum mode and the fixing member in a mode of axial line superposition.

Or, further, the trigger is an important functional component of the self-service consumption machine bound with identification information, the important functional component is wirelessly or pipeline-connected with the consumption machine to complete the designed function of the consumption machine, the trigger module body is provided with a storage chamber for accommodating the trigger and a trigger shielding pin plate installed on a side wall or an inlet of the trigger storage chamber for restricting the trigger taking and placing action direction, and when the financial card shielding pin plate moves reversely or forwardly, the financial card is shielded and protected or released, and the trigger shielding pin plate moves reversely or forwardly to release or shield and protect the trigger;

further, the trigger shielding and protecting pin plate is a mechanical pin plate, and the moving part of the financial card shielding and protecting module is mechanically connected in a shielding and releasing action linkage interchange mode to form a double-end locking belt, and the double-end locking belt shields and protects the financial card and releases the important functional part, or releases the financial card when shielding and protecting the important functional part.

Furthermore, the contact module body controls two linkage ends, wherein the first linkage end is connected with a moving part of the financial card shielding module, the second linkage end is mechanically connected with a trigger shielding pin plate, the contact module body excites the first linkage end and the second linkage end to act successively after the identification of the important function part is successfully authenticated, the financial card is shielded and protected first, and then the important function part is released, or the important function part is shielded and protected first, and then the financial card is released.

Further, the first linkage end or the second linkage end is an electric movement mechanism, and the electric movement mechanism is a solenoid with a spindle moving back and forth in the axial direction or a motor with a spindle rotating in the forward and reverse directions or a rotary solenoid.

An indwelling withholding type self-service setting type consumption machine comprises a rack, a power supply, a financial withholding type module, a financial card reading slot cavity, a consumption metering unit and a human-computer interaction interface; the frame does each module of machine provides the installation support and product casing, consumption volume metering unit with finance buckle money module electrical connection, human-computer interaction interface provides the setting and the inquiry of consumption action, including information display window, button and/or touch screen, for the interactive module of operator and equipment, with consumption volume metering unit reaches finance buckle money module electrical connection provides the setting and the inquiry of consumption action, still sets up simultaneously:

Keep somewhere that detain money type financial card and pay and cover protection device includes:

the financial card shielding module comprises a financial card shielding module moving part and a fixed part, wherein the financial card reading groove cavity is arranged at any side of the fixed part or the moving part, and the moving part moves relative to the fixed part to form a latch, shield or cover an inlet in the reading groove cavity and shield and protect the financial card placed in the reading groove cavity;

the shielding action contact module is electrically connected with the financial card money shielding module and comprises a trigger, a contact module body and a first linkage end controlled by the contact module body, the trigger and the contact module body can be arranged in an identifiable and matched mode, and the first linkage end is connected with a moving piece of the financial card shielding module;

the contact module body excites the first linkage end to act after the trigger authentication is successful, the financial card shielding module moving piece of the financial card shielding module is directly driven to do forward or backward action, or the financial card shielding module moving piece which does forward or backward action is controlled to be locked, and the financial card which is placed in the financial card reading groove cavity is shielded and protected or the shielded and protected financial card is released.

A detained-style self-service operation type consumption machine comprises a machine cabinet, a power supply, a working medium generating device, a transfer pipeline, an operating head, a financial buckle money module, a financial card reading slot cavity, a consumption amount measuring unit and a man-machine interaction interface; the cabinet provides mounting support and primary protection for the modules of the consumer machine; working medium generating device the transmission pipeline with the operating head links to each other in order, metering unit to working medium and \ or electricity, the consumption of time measure and with finance buckle money module electrical connection, human-computer interaction interface provides the setting and the inquiry of consumption action, including information display window, button and \ or touch screen, for the interactive module of operator and equipment, with consumption metering unit reaches finance buckle money module electrical connection, simultaneously, still is provided with:

keep somewhere that detain money type financial card and pay and cover protection device includes:

the financial card shielding module comprises a financial card shielding module moving part and a fixed part, wherein the financial card reading groove cavity is arranged at any side of the fixed part or the moving part, and the moving part moves relative to the fixed part to form a latch, shield or cover an inlet in the reading groove cavity and shield and protect the financial card placed in the reading groove cavity;

The shielding action contact module is electrically connected with the financial buckle money module, and comprises a trigger, a contact module body and one or two linkage ends controlled by the contact module body;

the trigger is an important functional component added with identification information on the transmission pipeline or the operating head;

the contact module body is provided with a storage cavity for accommodating the trigger, a mechanical or electronic identification module for identifying whether the identity information of the trigger is matched is arranged in the storage cavity, the trigger can be identified by the mechanical or electronic identification module after being stored in the storage cavity, the contact module body is also provided with a trigger shielding pin plate which is arranged on the side wall or the inlet of the storage cavity and used for restraining the taking and placing action direction of the trigger, the contact module body controls a first linkage end, and the first linkage end locks a double-head locking belt formed by the mechanical connection of the trigger shielding pin plate and a moving part translation mechanism of the financial card shielding module; or,

the contact module body controls two linkage ends, the first linkage end is connected with a moving part of the financial card shielding and protecting module, and the second linkage end is mechanically connected with the trigger shielding and protecting pin plate;

The double-head locking belt which excites the first linkage end action locking control to do forward or reverse action after the trigger identification is successful is used for shielding and protecting the financial card which is already placed in the financial card reading slot cavity and releasing the trigger shielded in the storage cavity, or shielding and protecting the trigger which is already placed in the storage cavity and releasing the financial card inserted in the card reading slot cavity, or,

the first linkage end and the second linkage end act in sequence to shield and protect the financial card which is already placed in the financial card reading slot cavity and release the trigger which is shielded and protected in the storage cavity, or shield and protect the trigger which is already stored in the storage cavity and release the financial card which is inserted in the card reading slot cavity.

The utility model has the advantages that: under the background of a mode that expense of poor pre-estimated consumption is continuously generated by payment of a generalized financial card in a self-service mode, the following problems are solved:

firstly, the consumption is carried out after the payment is carried out, so that the cost for maintaining the self income of a consumption machine operator and enforcing the law by law enforcement (such as the traffic police enforcing the law when parking without paying the fee at the parking meter) is reduced;

Secondly, a real-time fine metering mode is solved, and the rights and benefits of consumers are protected;

third, there is no long-range wireless communication, but promote the reliability of the apparatus, have reduced the implement and maintenance cost;

fourth, the blinding of the card by the consumer away mode application eliminates the risk of card loss;

fifthly, the interlocking of the card and the important component in the mode that the consumer does not leave standardizes the use of the self-service operation consumer machine and prevents the important component from being lost;

and sixthly, good user experience and protection of interests of an operator and a consumer promote popularization and application of the self-service consumption machines, social and human costs are saved, and economic benefits and social benefits are obvious.

Drawings

Figure 1 is a schematic view of one of the embodiments of the invention (shelter);

figure 2 is a schematic view of another embodiment of the invention (shelter);

figure 3 is a schematic view of yet another embodiment of the invention (shelter);

FIG. 4 is a schematic view of another state of the arrangement of FIG. 3;

FIG. 5 is a schematic view of yet another embodiment of the present invention (shelter);

FIG. 6 is a schematic view of another state of the embodiment of FIG. 5;

fig. 7 is a partial structural schematic view of the present invention;

FIG. 8 is a side view schematic diagram of the structure of FIG. 7;

FIG. 9a is a schematic left side view of an application (self-service consumer machine) of the present invention;

FIG. 9b is a schematic front view of the application of FIG. 9 a;

FIG. 9c is a schematic diagram of the right side view of the profile of FIG. 9b showing an application;

FIG. 10a is a schematic left side view of an application (self-service consumer machine) of the present invention;

FIG. 10b is a schematic diagram of the right side view of the profile of FIG. 10a showing an application;

FIG. 11 is a flow chart of a method of use of an application (self-service consumer machine) of the present invention;

FIG. 12 is a flow chart of a method of use of another application (self-service consumer machine) of the present invention;

Detailed Description

In order to make the objects, technical solutions and advantages of the present invention more clearly understood, the present invention is further described in detail below with reference to the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are for purposes of illustration only and are not limiting of the invention.

Referring to fig. 1, there is shown a schematic diagram of one embodiment of the present invention (shelter device) which is part of a self-service consumer machine using a financial card for payment, i.e. the consumer leaves the scene after setting up the start, such as parking meter parking. The mode that the linkage end that the scheme that fig. 1 illustrates adopted covers the motion piece is a solenoid and indirect control, including financial buckle money module 200, financial card recognition vallecular cavity 301, financial buckle money module 200 contains card reading circuit 201 and financial buckle money module body 210, recognition vallecular cavity 301 sets up the position near card reading circuit 201 at financial buckle money module 200 lateral wall, financial buckle money module 200 can discern financial card 100 and financial information's read-write is handled, financial card covers module 300, it includes financial card and covers module motion piece 320a and mounting 310, the utility model discloses a mounting is financial card recognition vallecular cavity outer wall. The moving member 320a is a pin plate, which includes a manual control handle 320a.1 and a return spring 320a.2, the moving member 320a is shown in a state of shielding and protecting the reading slot cavity 301, if the financial card 100 is in the reading slot cavity 301, the moving member is shielded, and if not, the moving member 320a can play a role of preventing the insertion of foreign matters (when the device is in standby, the moving member 320a is generally but not limited to be in a shielding position); covering and protecting action and contacting module 400, with financial card money module 200 electrical connection, covering and protecting action and contacting module 400 and including trigger 510, contact module body 410 and with the first linkage end that receives the control of contact module body promptly solenoid 420a, trigger 510 generally is the electron or the biological identity that possess the uniqueness characteristic such as ID card or can make the system radio frequency card or human fingerprint, and the setting is mated with contact module body 410, is provided with the identity recognition circuit 401 of recognizing and reading trigger 510 in the contact module body 410. The first linkage end, i.e., the solenoid 420a, is connected to the moving member 320a of the financial card housing module, shown in the binding control connection mode; after the contact module body 410 successfully authenticates the trigger 510, the first linkage end, i.e., the solenoid 420a, is activated to act, and the solenoid spindle is retracted, so that the financial card shielding module moving member 320 can manually toggle the manual control toggle 320a.1 or make a forward direction (to lock the slot cavity 301) or a reverse direction (to quit locking the slot cavity) under the action of the return spring 320a.2, shield and protect the financial card 100 already placed in the financial card reading slot cavity 301 or release the financial card 100 already shielded and protected, and is shown in a shielding state.

In particular, there are many subdivision schemes, as shown in fig. 2, another embodiment of the present invention (covering device) is schematically illustrated, which shows a state that the financial card 100 is covered, the technical scheme is similar to that shown in fig. 1, but there is a difference between the connection of the first linkage end, i.e. the solenoid 420a, and the financial card covering module moving member 320a, the moving member 320a includes a manual control shifting handle 320a.1, a positioning shifting pin 320a.3, a shifting pin spring 320a.4 and a position switch 320a.5, the position switch 320a.5 is electrically connected to the contact module body 410, and senses the position state of the transmission moving member 320a, the front end of the main shaft of the positioning shifting pin 320a.3 is smooth convex head shape, the moving member 320a body is further provided with at least one concave pit matching with the convex head, and the convex head is corresponding to the covering position when the concave pit is located (the release position is short-time staying without need of locking constraint); or two, corresponding to the moving element 320a being in the shielding position and the release position (the release position may also be locked and restrained), the position switch 320a.5 is installed at any position capable of sensing the shielding position and the release position of the moving element 320a (shown as sensing the position in the shielding position), when in normal use, the moving element 320a will generally but not limited to be in the shielding position (i.e. shielding the entrance of the reading slot cavity 301), and in the shielding position will generally but not limited to be in the locked and restrained state (i.e. the main shaft of the linkage end solenoid 420a is extended, and the positioning pin 320a.3 cannot be retracted before the main shaft is not retracted and unlocked), which is related to the overall design arrangement of the consumer machine itself; after the moving piece 320a is located at the releasing position (the entrance of the reading slot cavity 301 is opened), the financial card 100 is placed, the financial card money-buckling module 200 identifies and judges whether the financial card 100 is legal and effective, if the financial card is normal, the contact module body 410 controls the movement of the linkage end solenoid 420a to release the restraint on the positioning shifting pin 320a.3 (if the locking is performed before), the manual control shifting handle 320a.1 is controlled by external force, the moving piece 320a moves forwards to the shielding position (shown position), at the moment, the position switch 320a.5 senses that the moving piece 320a is shielded in place, the contact module body 410 controls the movement main shaft of the linkage end solenoid 420a to extend out, the moving piece 320 is locked, the non-linkage end solenoid 420a is unlocked and can not return, and the financial card 100 is shielded. When the consumption and use are finished, the contact object 510 (which may be an electronic membership card or even an electronic resident identification card, or a biological identity such as a fingerprint) is swiped and read by the identity reading circuit 401 of the contact module body 410, because the contact module body 410 establishes the identity information of the contact object 510 when the consumption and use are started, the system identification is successful, and then the action of releasing the financial card 100 is executed: the contact module body 410 controls the linkage end solenoid 420a to act and unlock, and controls the manual control dial 320a.1 by external force, so that the moving piece 320a moves reversely from the position shown in the figure to the release position, thereby removing the financial card 100. The apparatus is then normally set to the standby state automatically (e.g., set to a return spring mode) or by an operator actively operating the mold to move the moving member 320a again to the shielding position (when the reading slot 301 is empty of the financial card 100, but the chamber is protected from cleanliness or intrusion by foreign objects).

The utility model discloses still provide another keep somewhere that detain money type financial card pays and covers device, trigger the important function piece of thing for consuming the machine, as shown in fig. 3 and fig. 4 do the utility model discloses (cover device) another embodiment schematic diagram, this scheme is for adopting two linkage ends, the first linkage end 420a of financial card side, and contact linkage side second linkage end 430a, what the linkage end adopted of figure representation is the solenoid of electric motion mechanism, this kind of applied key feature is still relevant release and cover trigger 510 (the digital important function piece of having add the RFID sign value that must use when consuming the operation) will be covered to financial card 100 and protected or release, the relevant interlocking, need to cover at will arbitrary moment and protect and take out another one after taking out one of them. Referring to fig. 3, the financial card 100 is inserted into the slot 301 to be shielded, and fig. 4 shows the contact member 510 being removed after the financial card 100 is shielded. An RFID code 511 is arranged in the contact object 510, a code reading circuit 401 capable of reading the value of the identification RFID code is arranged in the side wall of the contact object storage cavity 450, the code reading circuit 401 is electrically connected with the contact module body 410, a trigger shielding pin plate 430a.1 which is arranged on the side wall 440 or the inlet of the contact object 510 storage cavity 450 and used for restraining the taking and placing action direction of the contact object 510 is required, and a second contact end solenoid spindle is directly and mechanically connected with the shielding pin plate 430a.1 or directly replaces the shielding pin plate by the spindle. While the financial card 100 is shielded or released by the movement member 320b of the financial card shielding module in a forward or reverse direction, the trigger shielding pin plate 430a.1 moves in a reverse or forward direction to release or shield the trigger 510.

Also belonging to the financial card payment shielding device with the detaining type of trigger as an important functional part, as shown in fig. 5 and fig. 6, the trigger shielding pin plate 430b.1 is a pure mechanical pin plate, and is mechanically connected with the moving part 320c of the financial card shielding module by adopting shielding and releasing action linkage exchange mode to form a double-head locking belt, wherein the middle area 320c.2 of the double-head locking belt is connected with the main shaft constraint control of the first linkage end solenoid 420a controlled by the contact module body 410, after the main shaft of the control command solenoid 420a is contracted, the double-head locking belt can move under the action of pushing the moving handle 320.c connected with the double-head locking belt, the trigger 510 is released when shielding the financial card 100, or the financial card is released when shielding the trigger 510. In fig. 5, the trigger 510 is in a shielding state, and the financial card 100 is to be inserted, fig. 6 shows that the financial card 100 has been inserted, the double-end locking belt is moved to shield the financial card 100 and then release the contact 510, the contact 510 is removed for specific use, and the contact 510 is formed by adding RFID to important functional components of a consumer apparatus, such as a car washing spray gun of a car washing machine, a pipe head of a dust suction blower, and a charging head of a charging pile.

It is particularly emphasized that the reading cavity 301 for receiving the financial card 100 may be a shallow pit structure with various card slots, but it is more common to use a common cavity for storing both the standard card 100a and the special-shaped card 100b, as shown in fig. 7 and 8, the moving member 320c of the financial card shielding module is a relatively long pin shaft, and the moving direction thereof is along the card plane direction to form a lock across the whole card slot width, so as to shield either the standard financial card 100a or the special-shaped card 100 b. After the moving member 320c is released, the standard financial card 100a or the special-shaped card 100b can be conveniently taken out by using the finger spaces 301.1 and 301.2.

Fig. 9a, 9b, 9c, 10a and 10b are schematic views of the setting and operation type of the detaining type financial card payment shielding device module on the specific self-service consumer machine.

Wherein, fig. 9 abc is a schematic diagram of a charging pile structure for implementing one of the embodiments of the present invention, fig. 9b is a front view (release state), fig. 9a is a left side view, fig. 9c is a right side view (cover state), and the charging pile structure comprises a rack 600a, a power supply 700a, a financial card money module 200, a financial card reading slot 301, a consumption metering unit 900, and a human-computer interaction interface 460; the frame 600a provides installation support for each module part of the machine, the consumption metering unit 711 or 712 is electrically connected with the financial card money module 200, as shown in the figure, a remaining money-withholding financial card payment shielding device is further arranged, the device comprises a financial card shielding module, a gold-containing financial card shielding module moving part 320d and a fixing part 310, the financial card reading groove cavity 301 is arranged in the fixing part 310, the moving part 320d adopts a rotary cylinder shape and can move relative to the fixing part 310 to cover the reading groove cavity 301, and the financial card 100b placed in the reading groove cavity 301 is shielded and protected.

The shielding device is also provided with a shielding action contact module 400 which is electrically connected with the financial card money module 200 and comprises a trigger 510, a contact module body 410 and a first linkage end 420a controlled by the contact module body, wherein the trigger 510 and the contact module body 410 can be identified and paired, and the first linkage end 420a is connected with a moving piece 320d of the financial card shielding module;

As shown in fig. 9c, the first linking end 420a is a solenoid, when the covering module moving member 320d moves reversely to release the reading slot cavity 301, the housing 600a is provided with various charging sockets 710 in the area surrounded by the arc moving member 320d, the consumption metering unit includes an electric quantity metering module 711 and a time metering sensor module 712, which are electrically connected to the financial card money module 200, as shown in fig. 9b, and an emergency button 720 is provided to connect to the contact module body 410, so as to rapidly cut off the charging power in case of emergency.

As shown in fig. 9b, the trigger 510 is a chip-type identification card or other electronic identification information such as a chip-type driving license, or may use biological characteristics such as fingerprints, the contact module body 410 is provided with a reader 401 for reading the identification information, and the illustrated reader 40320d.1 is provided on the cylindrical right end surface. In a standby state, the cylindrical moving piece 320d is in a shielding position to protect the financial card slot cavity 301, the charging socket 710, the man-machine interaction liquid crystal display module 460 and the like in the inner part and prevent the inner part from being damaged due to random opening; when the operation is started, the electronic or physical identity document 510 is swiped to the reader 401 for reading, the financial buckle money module 200 memorizes the identity information of the operation, the linkage end 420a is controlled to act through the contact module body 410 to quit the locking constraint, the moving piece 320d is rotated, various functional areas inside the financial buckle money module are exposed, if the financial buckle money module is charged, a power plug of a consumer is plugged according to a corresponding socket, the financial card 100 is inserted into the groove cavity 301, the financial buckle money module 200 identifies the financial card 100 through the card reading circuit 201 and reads related balance, an operator can observe related data information through the liquid crystal display of a human-computer interface, after the arrangement is proper, the moving piece 320d rotates to the shielding position, the position sensor 320d.1 judges that the moving piece is completely closed, the contact module body 410 controls the main shaft of the linkage end 420a to extend out and lock the position of the moving piece 320d, thereby protecting and restricting the financial card 100, the charging plug and the like. After charging, the charger starts safety protection, although the charger is still in a wiring state, the transfer of electric energy is stopped, meanwhile, in order to measure the occupation of the equipment in the period from full charge to the time when the charging body leaves the charging pile, the measuring unit can check the occupation time of the equipment, and the method comprises the steps of arranging a sensor 712 for sensing the charging body on the ground, or directly checking through time management, starting when the charging body stops the electric energy transfer until the moving piece 320d is opened again, stopping recording the middle time when the financial card is taken away, checking the occupation fee of the equipment according to a certain unit price, and deducting the fee in real time.

When the identity document 510 which is subjected to identification and authentication is read again when the identity document is used, the contact module body 410 controls the action of the linkage end 420a, the moving piece 320d is lifted again, a consumer pulls out the charging plug to remove the financial card 100, and the moving piece 320d returns to the shielding position again for standby. The scheme that the moving piece returns to the shielding position when in use is spring return and delayed electric return, or the linkage end is a moving piece 320d (not shown in the figure) with a circular arc inner tooth meshed with a gear driven by a motor 420b, and the rotary opening and the rotary closing of the cylindrical moving piece 320d are driven and controlled by the motor of the linkage end 420 b.

Another embodiment, illustrated in fig. 10a and 10b, is a self-service cleaning machine, such as a car washer or the like, wherein fig. 10a is a front view and fig. 10b is a side view. Please refer to fig. 5 and fig. 6 to understand the technical solution of the present invention.

The scheme comprises a cabinet 600b, a power supply 700b, a working medium generating device 800, transmission pipelines 811, 812 and 813, an operating head, a financial card money-receiving module 200, a financial card reading slot cavity 301, a consumption metering unit 810 and a human-computer interaction interface 460; cabinet 600b provides mounting support and basic protection for the modules of the consumer machine, and includes at least one cabinet door 600 b.1; the working medium generating device and the transfer pipeline are sequentially connected with the operating head, the metering unit 810 meters the consumption of the working medium and/or electricity and time and is electrically connected with the financial card covering module, the remaining money-withholding financial card payment covering device is further arranged, the financial card payment covering device comprises a financial card covering module, the financial card covering module comprises a financial card covering module moving part 320c and a fixing part 310, and the financial card reading groove cavity 301 is formed in the fixing part 310.

The shielding device comprises a shielding action contact module 400 electrically connected with the financial card money module 200, and comprises a trigger, a contact module body 410 and a linkage end 420a controlled by the contact module body 410, wherein the trigger is a digital operating head 510 added with an RFID chip for the operating head, the contact module body 410 is provided with a storage chamber 450 for accommodating the digital operating head 510, and the inner side wall of the chamber is provided with a code reading circuit 401. A pure mechanical pin plate 430b.1 (as shown in fig. 5 and fig. 6) is arranged outside the storage chamber 450, and is mechanically connected with a moving piece 320c of the financial card shielding module by adopting a shielding and releasing action linkage exchange mode to form a double-head locking belt, wherein a middle area 320c.2 of the double-head locking belt is connected with a spindle constraint control of a first linkage end solenoid 420a controlled by a contact module body 410, the double-head locking belt can move under the action of pushing a moving handle 320.c connected with the double-head locking belt after the spindle of the control instruction solenoid 420a is contracted, the digital operating head 510 is released when the financial card 100 is shielded, or the financial card 100 is released when the digital operating head 510 is shielded.

In FIG. 10a, the digitizing head 510 is in the shielding state and the financial card 100 is to be inserted, FIG. 6 shows that the financial card 100 has been inserted, the dual-head locking strip is moved to shield the financial card 100 and then the digitizing head 510 is released, and the digitizing head 510 is removed and ready for specific use.

After the self-service operation is finished, the action is opposite to the taking action during returning, the digital operating head 510 is returned to the place, the contact module body 410 judges whether the returning object is correct, the main shaft of the solenoid 420a is controlled to retract after the returning object is correct, the double-head locking belt moves under the action of the moving handle 320.c, the digital operating head 510 is locked and shielded, the financial card 100 is released, the financial card is taken away, and the cabinet door is closed to complete all the operations.

For further understanding, we will strengthen the description of the application of the consumer machine by using the flow of the two consumer machines as shown in fig. 11 and fig. 12.

Fig. 11 is a flow chart of a method for using an application (self-service consumer), which is a mode when a person starts to leave the consumer, and the flow is as follows:

in the first stage, the plug-in card is started to shield the financial card:

brushing and reading at the contact module body by using a trigger;

the contact module establishes contact object identity information of the current consumption;

inserting the financial card into the financial card reading slot cavity;

the financial card buckle money module confirms the financial card, if illegal use, an alarm is given, if legal use is carried out, the financial clamping method on-site information is transmitted to the shielding action contact module, the shielding action contact module controls the action of the first linkage end, and the financial card shielding module is controlled to move forward to shield the financial card in the reading groove cavity.

The consumption metering unit continuously meters the consumption, or the financial card money module also reads and memorizes the effective balance information in the card; the financial card money module continuously deducts money from the financial card according to a certain unit price, or continuously accumulates the consumption amount and checks the consumption amount with the effective balance in the card in real time to deduct money once when the consumption metering is finished.

When the effective balance is over during the consumption, the consumption is stopped and an alarm is given, or when the effective balance approaches a set alarm value, the financial card money module sends out prompt information.

And in the second stage, the consumption is finished, and the financial card is released and taken:

reading the contact object with the established consumer identity information at the contact module body again;

the covering action contact module controls the action of the first linkage end, controls the financial card covering module moving piece to move reversely to release the financial card from the reading slot cavity, takes out the financial card, and sets the consumption activity to be finished by self.

Fig. 12 is a flow chart of a method for using the utility model (self-service operation consumer machine), in which a person will use an important functional component operating head (trigger) of the consumer machine to operate, and the flow is as follows:

the first stage, starting, shielding the financial card and taking off the trigger:

Inserting the financial card into the financial card reading slot cavity;

the financial card buckle money module confirms the financial card, gives an alarm for prompting if the financial card is illegally used, and transmits the financial card buckle money on-position information to the shielding action contact module if the financial card is legally used, so that the timing and metering fee deduction can be started, or effective balance information in the card can be read and memorized.

The shielding action contact module controls the action of the contact end, the trigger shielding pin plate exits from shielding the trigger, and the financial card shielding module moving piece shields and protects the financial card.

The trigger is taken down, and self-service operation type consumption is carried out by utilizing the important digital functional part trigger.

The consumption metering unit continuously meters the consumption, the financial card money-buckling module continuously deducts money from the financial card according to a certain unit price, or continuously accumulates the consumption amount and checks the consumption amount with the effective balance in the card in real time, and the money is deducted once when the consumption metering is finished.

When the effective balance is deducted during the consumption, the consumption is stopped and an alarm is given, or when the effective balance approaches a set alarm value, the financial card money module sends an information prompt.

And in the second stage, returning and locking the digital operating head, releasing the financial card, finishing self-service operation consumption, returning the trigger of the important digital functional part to the trigger storage chamber position, reading and identifying the trigger by the code reading circuit, judging whether the trigger is stored as an original object, if not, giving an alarm for prompting, if so, covering and protecting the action of the touch module to control the action of the linkage end, covering and protecting the trigger, releasing the financial card, taking the financial card out of the consumer, and finishing self-service operation consumption activities.

In summary, the utility model discloses a keep somewhere to detain type financial card and pay and cover device, relevant consumption machine and application method thereof to keep somewhere to detain the money mode of deducting the financial card shielding protection when the consumption starts and establish the technical basis for accurate deduction in real time of meticulous; the financial card is covered and released by the identity characteristics of the consumer or the important functional parts of the consumer machine, and even the storage and release of the financial card and the important functional parts are mutually restricted, so that the financial card or the important parts are prevented from being lost and stolen while accurate fee deduction is achieved. The rights and interests of both the consumer and the consumer machine owner are protected, the development of financial card payment, green energy and self-service can be promoted by improving the user experience, and the social benefit is better.

It should be pointed out that the technical scheme disclosed has various subdivisions, the same kind expands, makes up or varies, the embodiment can't be exhausted, for example, the financial card is paid for the small sum and is generally adopted for the signal of non-contact mode, certainly can also adopt contact mode, for example stir double-end shutting area again and can be conventional salient handle mode, it can also be in shutting takes the special-shaped handle mode of middle part opening one or two pits at the real, the restraint of linkage end pair motion part can also change into the cylindricality steel ball of restraint a similar glass ball screw and come indirect shutting etc. to the restraint of motion part, to the ordinary technical staff in this technical field, various varieties of concrete implementation, under the technical scheme and the method flow that do not deviate from the utility model discloses under the prerequisite, these improve and the decorations all belong to the scope protected by the utility model.

Claims (10)

1. Keep somewhere that detain money type financial card payment covers and protects device belongs to the part of the self-service consumption machine that relies on financial card payment, including financial buckle money module, financial card recognition vallecular cavity, financial buckle money module contains the card reading circuit, the recognition vallecular cavity sets up financial buckle money module lateral wall is near the position of card reading circuit, supplies financial buckle money module is right financial card discerns and financial information's read-write is handled, its characterized in that still includes:

the financial card shielding module comprises a financial card shielding module moving part and a fixed part, wherein the financial card reading groove cavity is arranged at any side of the fixed part or the moving part, and the moving part moves relative to the fixed part to form a latch, shield or cover an inlet in the reading groove cavity and shield and protect the financial card placed in the reading groove cavity;

the shielding action contact module is electrically connected with the financial card money shielding module and comprises a trigger, a contact module body and a first linkage end of at least one linkage end controlled by the contact module body, the trigger and the contact module body can be arranged in an identifiable and matched mode, and the first linkage end is connected with a moving piece of the financial card shielding module;

The contact module body stimulates the first linkage end to act after the trigger authentication is successful, so that the moving piece of the financial card shielding and protecting module is driven to do forward or reverse action, or the financial card shielding and protecting module moving piece which does forward or reverse action is controlled to be locked, and the financial card which is placed in the financial card reading groove cavity is shielded and protected or the financial card which is shielded and protected is released.

2. The detaining type financial card payment sheltering device according to claim 1, characterized in that the trigger is a certificate card with electronic identification information, a mobile terminal or a human body part with biological identification information, and the certificate card, the mobile terminal or the human body part is moved by the consumer or placed outside the consumer machine for storage.

3. The detaining type financial card payment shielding device according to claim 2, wherein a return spring is disposed on the moving member of the financial card shielding module to always guide the moving member to a locking state, the contact module body activates the first linkage end to operate after the trigger is successfully authenticated, so as to drive the moving member of the financial card shielding module to perform a reverse operation, or release the restraint on the moving member of the financial card shielding module to satisfy the requirement of performing a reverse operation on the moving member of the financial card shielding module under the action of external force, release the financial card which has been shielded and protected and is already placed in the financial card reading slot, and then guide the moving member to a locking position under the action of the return spring.

4. The detaining type financial card payment shielding device according to claim 3, wherein the moving member is an incomplete drum structure, the return spring is a torsion spring, and the torsion spring is installed on the moving member and the fixing member in a drum mode in a mode of axial superposition.

5. The detained debit type financial card payment shielding device according to claim 1, wherein the trigger is an important functional component of the self-service consumption machine bound with identification information, the important functional component is wirelessly or connected with the consumption machine through a wireless or pipeline to complete the designed function of the consumption machine, the trigger module body is provided with a storage chamber for accommodating the trigger and a trigger shielding pin plate installed at a side wall or an inlet of the trigger storage chamber for restricting the trigger taking and placing action direction, and when the financial card shielding protection or release is carried out by the forward or reverse action of a moving part of the financial card shielding module, the trigger shielding pin plate moves reversely or forwardly to release or shield the trigger.

6. The detaining type financial card payment shielding device according to claim 3, wherein the trigger shielding and protecting pin plate is a mechanical pin plate, and is mechanically connected with the moving member of the financial card shielding and protecting module in a shielding and releasing action linkage exchange mode to form a double-end locking belt, and the double-end locking belt releases important functional components when shielding and protecting the financial card, or releases the financial card when shielding and protecting the important functional components.

7. The detaining type financial card payment shielding device according to claim 3, wherein the contact module body controls two linkage ends, wherein the first linkage end is connected with the moving part of the financial card shielding module, the second linkage end is mechanically connected with the trigger shielding pin plate, the contact module body excites the first linkage end and the second linkage end to act successively after the identity authentication of important functional parts is successful, and the financial card is shielded and protected before the important functional parts are released, or the important functional parts are shielded and protected before the financial card is released.

8. The detaining style financial card payment shielding device of claim 5, wherein the first linkage end and/or the second linkage end is an electric motion mechanism, and the electric motion mechanism is a solenoid with a spindle moving back and forth axially or a motor with a spindle rotating forward and backward or a rotary solenoid.

9. An indwelling withholding type self-service setting type consumption machine comprises a rack, a power supply, a financial withholding type module, a financial card reading slot cavity, a consumption metering unit and a human-computer interaction interface; the frame does each module of machine provides the installation support and product casing, consumption volume metering unit with finance buckle money module electrical connection, human-computer interaction interface provides the setting and the inquiry of consumption action, including information display window, button and/or touch screen, for the interactive module of operator and equipment, with consumption volume metering unit reaches finance buckle money module electrical connection provides the setting and the inquiry of consumption action, its characterized in that still sets up:

Keep somewhere that detain money type financial card and pay and cover protection device includes:

the financial card shielding module comprises a financial card shielding module moving part and a fixed part, wherein the financial card reading groove cavity is arranged at any side of the fixed part or the moving part, and the moving part moves relative to the fixed part to form a latch, shield or cover an inlet in the reading groove cavity and shield and protect the financial card placed in the reading groove cavity;

the shielding action contact module is electrically connected with the financial card money shielding module and comprises a trigger, a contact module body and a first linkage end controlled by the contact module body, the trigger and the contact module body can be arranged in an identifiable and matched mode, and the first linkage end is connected with a moving piece of the financial card shielding module;

the contact module body excites the first linkage end to act after the trigger authentication is successful, the financial card shielding module moving piece of the financial card shielding module is directly driven to do forward or backward action, or the financial card shielding module moving piece which does forward or backward action is controlled to be locked, and the financial card which is placed in the financial card reading groove cavity is shielded and protected or the shielded and protected financial card is released.

10. A detained-style self-service operation type consumption machine comprises a machine cabinet, a power supply, a working medium generating device, a transfer pipeline, an operating head, a financial buckle money module, a financial card reading slot cavity, a consumption amount measuring unit and a man-machine interaction interface; the cabinet provides mounting support and primary protection for the modules of the consumer machine; working medium generating device the transmission pipeline with the operating head links to each other in order, metering unit to working medium and \ or electricity, the consumption of time measure and with finance buckle money module electrical connection, human-computer interaction interface provides the setting and the inquiry of consumption action, including information display window, button and \ or touch screen, for the interactive module of operator and equipment, with consumption metering unit reaches finance buckle money module electrical connection, its characterized in that still is provided with:

keep somewhere that detain money type financial card and pay and cover protection device includes:

the financial card shielding module comprises a financial card shielding module moving part and a fixed part, wherein the financial card reading groove cavity is arranged at any side of the fixed part or the moving part, and the moving part moves relative to the fixed part to form a latch, shield or cover an inlet in the reading groove cavity and shield and protect the financial card placed in the reading groove cavity;

The shielding action contact module is electrically connected with the financial buckle money module, and comprises a trigger, a contact module body and one or two linkage ends controlled by the contact module body;

the trigger is an important functional part after identity identification information is added to the transmission pipeline or the operating head;

the contact module body is provided with a storage cavity for accommodating the trigger, a mechanical or electronic identification module for identifying whether the identity information of the trigger is matched is arranged in the storage cavity, the trigger can be identified by the mechanical or electronic identification module after being stored in the storage cavity, the contact module body is also provided with a trigger shielding pin plate which is arranged on the side wall or the inlet of the storage cavity and used for restraining the taking and placing action direction of the trigger, the contact module body controls a first linkage end, and the first linkage end locks a double-head locking belt formed by the connection of the trigger shielding pin plate and a moving part translation machine of the financial card shielding module; or,

the contact module body controls two linkage ends, the first linkage end is connected with a moving part of the financial card shielding and protecting module, and the second linkage end is mechanically connected with the trigger shielding and protecting pin plate;

The double-head locking belt which excites the first linkage end to act and lock after the trigger is successfully identified by the contact module body to control the action and lock to do forward or reverse action shields and protects the financial card which is already placed in the financial card reading slot cavity and releases the trigger shielded and protected in the storage cavity, or shields and protects the trigger which is already placed in the storage cavity and releases the financial card inserted in the card reading slot cavity, or,

the first linkage end and the second linkage end act in sequence to shield and protect the financial card which is already placed in the financial card reading slot cavity and release the trigger which is shielded and protected in the storage cavity, or shield and protect the trigger which is already stored in the storage cavity and release the financial card which is inserted in the card reading slot cavity.