CN204759508U - Close payment systems is exempted from to express fee - Google Patents
Close payment systems is exempted from to express fee Download PDFInfo
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- CN204759508U CN204759508U CN201520414248.2U CN201520414248U CN204759508U CN 204759508 U CN204759508 U CN 204759508U CN 201520414248 U CN201520414248 U CN 201520414248U CN 204759508 U CN204759508 U CN 204759508U
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Abstract
The utility model discloses a close payment systems is exempted from to express fee, the system includes zhi fufang intelligent terminal, and close payment mechanism is exempted from to express delivery person intelligent terminal and express fee, the express fee is exempted from close payment mechanism and is included the device body to and the circuit of setting on the device body, be provided with the wireless communication device who is used for with external equipment radio communication on the circuit board, with the central processing unit of the control payment that wireless communication device connects, with central processing unit connects is used for the authentication module of authentication zhi fufang identity, with authentication module connects is used for gathering zhi fufang biological characteristics's characteristic collection system, with the reminding device of result is paid in the suggestion that is used for that central processing unit connects for the power supply unit of power supply. The utility model discloses a wireless exempt from close payment mechanism to zhi fufang with verified by the payment request of credit side to exempt from data transmission from close transaction to automatic completion of backstage payment systems, need not the user and input the number of the account password, improve addressee, group's efficiency, save time.
Description
Technical field
The utility model relates to wireless communication field, particularly relates to a kind of express fee and exempts from close payment system.
Background technology
Courier's collection on delivery or visit addressee time sender payment conventional payment mode have 2 kinds: to paying in cash; POS brush bank card.
Sender sometimes needs small change to cash courier, and sender swipes the card also will input bank card password, and sender often forgets or inputs password by mistake.These 2 kinds of modes of payments efficiency are all very low, and trading environment is safe not, pay link and occupy courier's a large amount of addressee time.
Therefore, prior art has yet to be improved and developed.
Utility model content
The technical problems to be solved in the utility model is, for the above-mentioned defect of prior art, a kind of express fee is provided to exempt from close payment system, to be intended to solve in prior art courier's collection on delivery or visit addressee time, payment efficiency when sender adopts moneying-out or POS to swipe the card is low, the unsafe defect of trading environment.
The technical scheme that the utility model technical solution problem adopts is as follows:
A kind of express fee exempts from close payment system, wherein, described system comprises payer intelligent terminal, courier's intelligent terminal, close payment mechanism is exempted from express fee, described express fee is exempted from close payment mechanism and is comprised device body, and the circuit be arranged on device body, circuit is provided with for the wireless communication apparatus with external unit radio communication, the central processing unit that the control be connected with described wireless communication apparatus pays, the authentication module for certification payer identity be connected with described central processing unit, the collection apparatus device for gathering payer biological characteristic be connected with described authentication module, the alarm set for pointing out payment result be connected with described central processing unit, with the electric supply installation for powering of above-mentioned model calling.
Described express fee exempts from close payment system, wherein, described express fee exempt from close payment mechanism also comprise be connected with described central processing unit for store payer with by paying the memory module of square identification authentication data.
Described express fee exempts from close payment system, and wherein, described wireless communication apparatus is the one in low-power consumption bluetooth module, infrared communication module, RFID module, Wi-Fi module.
Described express fee exempts from close payment system, and wherein, described authentication module is integrated Token dynamic password identification authenticating module.
Described express fee exempts from close payment system, and wherein, it is ring, bracelet, wrist-watch, key chain, the little torch of currency examine, laser pen, plate mat, charging panel, lamp stand, pendant one wherein that described express fee exempts from close payment mechanism.
Described express fee exempts from close payment system, and wherein, described collection apparatus device is Miniature high-definition camera, fingerprint capturer, pulse data acquisition device.
Described express fee exempts from close payment system, and wherein, described alarm set is vibrations motor, LED lamp tube, LCDs, hummer.
Described express fee exempts from close payment system, and wherein, described system also comprises the button interactive device for triggering wireless communication signal.
Described express fee exempts from close payment system, wherein, described courier's intelligent terminal be provided with on SWPSIM card or on MicroSD card be connected with described authentication module for authentication physical security devices.
Described express fee exempts from close payment system, wherein, described system also comprises for exempting from the infrared communication adapter of close payment mechanism infrared communication with described express fee, and described infrared communication adapter adopts audio headphone jack or USB jack to be connected with courier's intelligent terminal.
The utility model provides a kind of express fee and exempts from close payment system, described system comprises payer intelligent terminal, courier's intelligent terminal, close payment mechanism is exempted from express fee, described express fee is exempted from close payment mechanism and is comprised device body, and the circuit be arranged on device body, described circuit board is provided with for the wireless communication apparatus with external unit radio communication, the central processing unit that the control be connected with described wireless communication apparatus pays, the authentication module for certification payer identity be connected with described central processing unit, the collection apparatus device for gathering payer biological characteristic be connected with described authentication module, the alarm set for pointing out payment result be connected with described central processing unit, with the electric supply installation for powering of above-mentioned model calling.The utility model is exempted from close payment mechanism by express fee and is verified to payer with by the payment request of paying side, and send data to backstage payment system and automatically complete and exempt from close transaction, input account number cipher without the need to user, improve addressee, send part efficiency, save time.
Accompanying drawing explanation
Fig. 1 is the schematic diagram that a kind of express fee of the present utility model exempts from the preferred embodiment of close payment system.
Fig. 2 is the schematic diagram that a kind of express fee of the present utility model exempts from the preferred embodiment of close payment mechanism.
Embodiment
For making the purpose of this utility model, technical scheme and advantage clearly, clearly, referring to the accompanying drawing embodiment that develops simultaneously, the utility model is further described.Should be appreciated that specific embodiment described herein only in order to explain the utility model, and be not used in restriction the utility model.
A kind of express fee described in the utility model first embodiment exempts from close payment system, and as shown in Figure 1, described system comprises payer intelligent terminal 10, courier's intelligent terminal 20, and express fee exempts from close payment mechanism 30.Described system also comprises a backstage payment and settlement management platform 40.It is a cloud server that backstage payment and settlement management is put down, and receives and store the user data of payer, for the pay status real-time update of payer.Payer intelligent terminal and the preferred smart mobile phone of courier's intelligent terminal, the system of mobile phone includes but not limited to the systems such as Android system, apple system, WindowsPhone.Concrete workflow will be described in detail below.
Present invention also offers the schematic diagram that a kind of express fee exempts from the preferred embodiment of close payment mechanism, as shown in Figure 2, wherein said express fee is exempted from close payment mechanism and is comprised device body, and the circuit be arranged on device body, circuit is provided with for the wireless communication apparatus 100 with external unit radio communication, the central processing unit 200 that the control be connected with described wireless communication apparatus 100 pays, the authentication module 300 for certification payer identity be connected with described central processing unit 200, the collection apparatus device 400 for gathering payer biological characteristic be connected with described authentication module 300, the alarm set 500 for pointing out payment result be connected with described central processing unit 200, with the electric supply installation 600 for powering of above-mentioned model calling.
During concrete enforcement, sender to be placed an order reservation addressee by the smart-phone device APP of oneself, background management system notifies and arranges courier to visit addressee, express delivery person reaches the on-the-spot later evaluation payment terms of sender, or according to the modes of payments that sender selects, and judge the amount of money value whether fund that sender pays exceedes sender and preset, if not exceed and background system judges that sender and courier all register credibly as home address or unit address in common system, courier's intelligent terminal sends the small amount payment request of withholing directly to background management system.The small amount amount of money wherein preset may be 50 yuan or 100 yuan, independently undetermined by user.If background management system judges the amount of money that turnover exceedes sender and presets, then courier's intelligent mobile phone terminal automatic search is wireless exempts from close payment terminal, wirelessly exempts from close payment terminal and enters work state of activation.
Wirelessly exempt from close equipment and enter work state of activation, courier's mobile phone initiatively sends (preferably 2 meters in) in broadcast singal search among a small circle as main equipment and wirelessly exempts from close equipment, or exempt from close device acknowledge by wireless, exempt from close equipment identities safety certification and allow to pay by rear system; Certainly wirelessly exempt from close equipment and also can be used as main equipment, courier's mobile phone is as from device acknowledge.
Wherein express fee exempts from close payment mechanism is be associated with the cell-phone number of payer.Payer may be that sender or express mail are to the addressee paid.
Described express fee exempt from close payment mechanism also comprise be connected with described central processing unit for store payer with by paying the secure storage module of square identification authentication data.Described storer can store the password that user pays, and the account password Pin ciphertext that such as can prestore is sent to courier mobile phone A PP automatically.
In further embodiment, described wireless communication apparatus is the one in low-power consumption bluetooth module, infrared communication module, RFID module, Wi-Fi module.
During concrete enforcement, wireless communication apparatus can adopt: low-power consumption bluetooth or infrared or RFID one wherein, be defaulted as low-power consumption bluetooth BLE technology, when courier's mobile phone is near bluetooth radio module, can automatic search and pairing connect.When needing the excess disbursement of identification safety authentication, this equipment enters state of activation, built-in Token dynamic password identification authenticating module according to courier and or sender's geographical position coordinates produce dynamic ciphertext and the mutual identity verification of background system comparison, complete transaction after being verified.
Wireless module also can adopt infrared communication, and infrared communication has anti-wiretapping strong security not take the advantages such as radio frequency resources, then may need to install an infrared receiving/transmission adapter on courier's mobile phone.Exempt from close device talk with wireless, exempting from close equipment can automatic reception or send infrared signal by button, and match with courier's mobile phone, follow-up identification safety authentication process is the same with bluetooth.
Described electric supply installation adopts USB interface to power, and USB communication may be used for down loading updating data or program.
Described express fee exempts from close payment system, and wherein, described authentication module is integrated Token dynamic password identification authenticating module.
It is that existence form includes but not limited to the little torch of ring, bracelet, wrist-watch, key chain, currency examine, laser pen, plate mat, charging panel, lamp stand, pendant one wherein that the express fee associated with the smart mobile phone card number of sender (addressee cashed on delivery) exempts from close payment mechanism.
Described collection apparatus device is Miniature high-definition camera, fingerprint capturer, pulse data acquisition device.Particularly, recognition of face can be taked, fingerprint restrains collection, whether be sender or the addressee that cash on delivery to heart rate pulse collection if come validation of payment side.Particularly, can in advance by the biological characteristic of human body stored in background server, when comparing result coincide, then the payer that current request pays is sender when placing an order or the addressee cashed on delivery.
Described alarm set is vibrations motor, LED lamp tube, LCDs, hummer.Described system also comprises the button interactive device for triggering wireless communication signal.Button interactive device is for triggering infrared radio signal, Courier Service evaluation, and vibrations motor, LED lamp tube, LCDs, hummer can remind stateful transaction or warning.
Described express fee exempts from close payment system, wherein, described courier's intelligent terminal be provided with on SWPSIM card or on MicroSD card be connected with described authentication module for authentication physical security devices.During concrete enforcement, courier's smart mobile phone end is also provided with and coordinates the wireless safe unit SE exempting from close payment devices Token dynamic password identification authenticating module, this safe unit SE can be the physical security devices of mobile phone SWPSIM card or MicroSD card, or SE is placed on the simulation of high in the clouds, backstage, is responsible for data security and stores and computing.
During concrete enforcement, described system also comprises for exempting from the infrared communication adapter of close payment mechanism infrared communication with described express fee, and described infrared communication adapter adopts audio headphone jack or USB jack to be connected with courier's intelligent terminal.Infrared communication pays may be needed be subject to pay (3.5mm audio jack or audio jack) external infrared communication adapter on the common smart mobile phone of square courier, and adapter is used for completing payment with exempting from close terminal infrared communication.This Infrared remote controller can be carried out control and is applicable to infrared equipment in the command range of 8-12 rice.
During concrete enforcement, the flow for authenticating ID that the express fee in the utility model exempts from close payment mechanism is as follows: pre-set authentication safety assurance.Particularly, the intelligent wireless associated with the smart mobile phone card number of sender exempts from the built-in dynamic token authentication module (Token) of close payment devices, based on the certification of both sides' geographical position coordinates dynamic encryption: cryptographic algorithm needs two function parameters: geographical position coordinates and token seed, 6 bit digital passwords after computing, can be drawn.Because one of function parameter is based on the on-the-spot geographical position coordinates (or only needing the coordinate of courier one side) of both sides, so along with the change of courier's position coordinates (X2Y2Z2), 6 bit digital drawn also can change thereupon, thus ensure that the uniqueness of password.Because the seed (device id) of token is unique, so the 6 bit digital passwords produced also are unique.Simultaneously, token seed and both sides geographic position (side's of posting historical geography position+courier's field position) is also obtain before background information system authentication server, so in identical location point, identical cryptographic algorithm, certificate server is identical with the numeral that token produces, and exempts from close equipment and is able to certification.
Dynamic password password produce and equipment identities security authentication process as follows:
1, background system certification payment devices
Both sides pay on-the-spot geographical position coordinates combination (or only courier's position coordinates X2Y2Z2) and device id number and are designated as the on-the-spot coordinate of K1=X1Y1Z1(sender and can not participate in encryption)+X2Y2Z2+ID1, exempt from close payment devices Token to encrypt E (K1) by cryptographic algorithm E to K1 and produce dynamic password ciphertext afterwards, dynamic password ciphertext is wireless, and (bluetooth or infrared or Wi-Fi) is transferred to courier's smart mobile phone APP, this ciphertext is dealt into background management system safe unit SE by encryption safe passage and deciphers D (E (K1)) by mobile phone A PP, obtain and resolve both sides paying on-the-spot geographical position coordinates combination (or only courier's position coordinates X2Y2Z2) and device id number, historical geography position when submitting order to the backstage side of posting and courier's field position K2 comparison, judge whether consistent after compensating positioning error, further judgement payment devices ID and payment site environment legitimacy.
2, payment devices certification background system:
Historical geography position grouping courier field position (or only sender's position coordinates X1Y1Z1) when the backstage side of posting submits order to and No. ID, device registration are designated as the on-the-spot coordinate of K2=X1Y1Z1+X2Y2Z2(courier and can not participate in encryption)+ID2, background management system safe unit SE encrypts E (K2) by cryptographic algorithm E to K2 and produces dynamic password ciphertext afterwards, ciphertext by the encryption safe channel transfer of courier's smart mobile phone APP to exempting from close payment devices Token, exempt from close payment devices Token and decipher D (E (K2)), historical geography position grouping courier's field position when obtaining and resolve the side's of posting submission order and No. ID, device registration, pay on-the-spot geographical position coordinates with both sides and combine (or only courier's field position coordinate X2Y2Z2) and device id K1 contrasts, on-site payment environment legitimacy is judged after compensating positioning error.Exempt from close payment devices and judge that whether self ID is consistent with the device id that system is registered further, if inconsistent, send indicating alarm information to courier's smart mobile phone APP.
Further authentication also can be read in conjunction with the second-generation resident identification card chip of sender, realizes the identity real name checking of sender.
From the above, the utility model provides a kind of express fee and exempts from close payment system, close payment devices is exempted from by the smart-phone device of the smart-phone device with sender that utilize express delivery person oneself and the intelligent wireless that associates with the smart mobile phone card number of sender (addressee cashed on delivery), complete automatically exempt from close transaction payment in conjunction with background management system, payment platform, produce dynamic transaction password by both sides geographic position and device id and realize both parties' authentication, guarantee transaction security is credible, improves the efficiency of transaction.
In sum, the utility model provides a kind of express fee and exempts from close payment system, described system comprises payer intelligent terminal, courier's intelligent terminal, close payment mechanism is exempted from express fee, described express fee is exempted from close payment mechanism and is comprised device body, and the circuit be arranged on device body, described circuit board is provided with for the wireless communication apparatus with external unit radio communication, the central processing unit that the control be connected with described wireless communication apparatus pays, the authentication module for certification payer identity be connected with described central processing unit, the collection apparatus device for gathering payer biological characteristic be connected with described authentication module, the alarm set for pointing out payment result be connected with described central processing unit, with the electric supply installation for powering of above-mentioned model calling.The utility model is exempted from close payment mechanism by express fee and is verified to payer with by the payment request of paying side, and send data to backstage payment system and automatically complete and exempt from close transaction, input account number cipher without the need to user, improve addressee, send part efficiency, save time.
Should be understood that; application of the present utility model is not limited to above-mentioned citing; for those of ordinary skills, can be improved according to the above description or convert, all these improve and convert the protection domain that all should belong to the utility model claims.
Claims (10)
1. an express fee exempts from close payment system, it is characterized in that, described system comprises payer intelligent terminal, courier's intelligent terminal, close payment mechanism is exempted from express fee, described express fee is exempted from close payment mechanism and is comprised device body, and the circuit be arranged on device body, circuit is provided with for the wireless communication apparatus with external unit radio communication, the central processing unit that the control be connected with described wireless communication apparatus pays, the authentication module for certification payer identity be connected with described central processing unit, the collection apparatus device for gathering payer biological characteristic be connected with described authentication module, the alarm set for pointing out payment result be connected with described central processing unit, with the electric supply installation for powering of above-mentioned model calling.
2. express fee according to claim 1 exempts from close payment system, it is characterized in that, described express fee exempt from close payment mechanism also comprise be connected with described central processing unit for store payer with by paying the memory module of square identification authentication data.
3. express fee according to claim 1 exempts from close payment system, it is characterized in that, described wireless communication apparatus is the one in low-power consumption bluetooth module, infrared communication module, RFID module, Wi-Fi module.
4. express fee according to claim 1 exempts from close payment system, it is characterized in that, described authentication module is integrated Token dynamic password identification authenticating module.
5. express fee according to claim 1 exempts from close payment system, it is characterized in that, it is ring, bracelet, wrist-watch, key chain, the little torch of currency examine, laser pen, plate mat, charging panel, lamp stand, pendant one wherein that described express fee exempts from close payment mechanism.
6. express fee according to claim 1 exempts from close payment system, it is characterized in that, described collection apparatus device is Miniature high-definition camera, fingerprint capturer, pulse data acquisition device.
7. express fee according to claim 1 exempts from close payment system, it is characterized in that, described alarm set is vibrations motor, LED lamp tube, LCDs, hummer.
8. express fee according to claim 1 exempts from close payment system, it is characterized in that, described system also comprises the button interactive device for triggering wireless communication signal.
9. express fee according to claim 4 exempts from close payment system, it is characterized in that, described courier's intelligent terminal be provided with on SWPSIM card or on MicroSD card be connected with described authentication module for authentication physical security devices.
10. express fee according to claim 1 exempts from close payment system, it is characterized in that, described system also comprises for exempting from the infrared communication adapter of close payment mechanism infrared communication with described express fee, and described infrared communication adapter adopts audio headphone jack or USB jack to be connected with courier's intelligent terminal.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201520414248.2U CN204759508U (en) | 2015-06-16 | 2015-06-16 | Close payment systems is exempted from to express fee |
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| CN201520414248.2U CN204759508U (en) | 2015-06-16 | 2015-06-16 | Close payment systems is exempted from to express fee |
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| CN204759508U true CN204759508U (en) | 2015-11-11 |
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Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107180500A (en) * | 2017-07-21 | 2017-09-19 | 深圳易方数码科技股份有限公司 | Intelligent POS Verification System and method |
| CN107862524A (en) * | 2017-12-12 | 2018-03-30 | 江苏国光信息产业股份有限公司 | A kind of encryption device and its implementation for quickly generating and transmitting payment cipher |
| CN108171514A (en) * | 2017-11-20 | 2018-06-15 | 胡研 | A kind of finger vein method of payment refers to vein reserving method and traction equipment |
| CN110210202A (en) * | 2019-06-05 | 2019-09-06 | 刘德权 | Multi-level verification authoring system and method based on positioning device |
| CN112368713A (en) * | 2018-06-28 | 2021-02-12 | 维普公司 | Biometric enrollment |
-
2015
- 2015-06-16 CN CN201520414248.2U patent/CN204759508U/en active Active
Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107180500A (en) * | 2017-07-21 | 2017-09-19 | 深圳易方数码科技股份有限公司 | Intelligent POS Verification System and method |
| CN108171514A (en) * | 2017-11-20 | 2018-06-15 | 胡研 | A kind of finger vein method of payment refers to vein reserving method and traction equipment |
| CN107862524A (en) * | 2017-12-12 | 2018-03-30 | 江苏国光信息产业股份有限公司 | A kind of encryption device and its implementation for quickly generating and transmitting payment cipher |
| CN112368713A (en) * | 2018-06-28 | 2021-02-12 | 维普公司 | Biometric enrollment |
| CN110210202A (en) * | 2019-06-05 | 2019-09-06 | 刘德权 | Multi-level verification authoring system and method based on positioning device |
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