CN107862524A - A kind of encryption device and its implementation for quickly generating and transmitting payment cipher - Google Patents
A kind of encryption device and its implementation for quickly generating and transmitting payment cipher Download PDFInfo
- Publication number
- CN107862524A CN107862524A CN201711326559.3A CN201711326559A CN107862524A CN 107862524 A CN107862524 A CN 107862524A CN 201711326559 A CN201711326559 A CN 201711326559A CN 107862524 A CN107862524 A CN 107862524A
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- payment cipher
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- quickly generating
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- 238000004891 communication Methods 0.000 claims abstract description 20
- 238000000034 method Methods 0.000 claims abstract description 16
- 238000004364 calculation method Methods 0.000 claims description 3
- 230000003993 interaction Effects 0.000 claims description 3
- 230000005611 electricity Effects 0.000 claims 1
- 230000009286 beneficial effect Effects 0.000 abstract description 2
- 238000010276 construction Methods 0.000 abstract description 2
- 239000004973 liquid crystal related substance Substances 0.000 description 3
- 230000004048 modification Effects 0.000 description 2
- 238000012986 modification Methods 0.000 description 2
- BQCADISMDOOEFD-UHFFFAOYSA-N Silver Chemical compound [Ag] BQCADISMDOOEFD-UHFFFAOYSA-N 0.000 description 1
- 235000013399 edible fruits Nutrition 0.000 description 1
- 238000005516 engineering process Methods 0.000 description 1
- 229910052709 silver Inorganic materials 0.000 description 1
- 239000004332 silver Substances 0.000 description 1
Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
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- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Physics & Mathematics (AREA)
- Finance (AREA)
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- Computer Security & Cryptography (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Mobile Radio Communication Systems (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Telephone Function (AREA)
Abstract
The invention discloses a kind of encryption device for quickly generating and transmitting payment cipher, including wireless communication module, central control unit, algorithm chip, power module, password generation encryption device shell body, surface-mounted integrated circuit, the invention also discloses a kind of implementation method for the encryption device for quickly generating and transmitting payment cipher.The beneficial effects of the invention are as follows：The present invention provide it is a kind of it is simple in construction, be easy to carry, the encryption device that cost is low, payment cipher can be quickly generated with reference to intelligent mobile terminal by bluetooth communication；The invention provides identify the method for obtaining essential of voucher by OCR after a kind of take pictures；The invention provides a kind of method for using Quick Response Code screen display mode quickly to transmit essential of voucher and payment cipher.
Description
Technical field
The invention belongs to payment cipher technical field, and in particular to a kind of encryption for quickly generating and transmitting payment cipher
Device and its implementation.
Background technology
Heretofore described payment cipher refer to be used for bank paying voucher it is false proof, in People's Bank of China's payment and settlement pipe
Reason office issues《Payment cipher system traffic demand》Described in payment cipher, payment cipher is that voucher is (main
Check) on significant data and other for information about, the one group of code data to be generated by defined algorithm.
Conventional payment scrambler passes through liquid crystal simultaneous display by input through keyboard bill key element (such as account, date etc.)
Its typing information, every time operation are both needed to input many numerals, and process is cumbersome time-consuming and error-prone.
16 payment ciphers of conventional payment scrambler generation are shown on liquid crystal, it is necessary to copy on voucher, have arrived silver
Row also needs to be entered into operation system by host keyboard again against voucher, and process repeats typing, complicated cumbersome error-prone.
Occur any one mistake in said process, the payment cipher at bank end will authentication failed, whole process needs
Re-start, efficiency is low.
The content of the invention
It is an object of the invention to provide a kind of encryption device and its implementation for quickly generating and transmitting payment cipher,
By the popularization and application of intelligent mobile terminal (such as the mobile phone, flat board etc.) equipment become increasingly popular, using without keyboard, liquid crystal,
The payment cipher encryption device of bluetooth communication is supported, can effectively reduce the input cost of payment cipher；Reuse intelligent sliding
The camera function of dynamic terminal, with reference to OCR identification softwares, can greatly simplify the element information Input Process on payment cipher；Again
Using Quick Response Code generation and identification function, the multiple Input of essential of voucher information and payment cipher is avoided.
To achieve the above object, the present invention provides following technical scheme：It is a kind of to quickly generate and transmit adding for payment cipher
Close device, including wireless communication module, central control unit, algorithm chip, power module, password generation encryption device shell
Body, surface-mounted integrated circuit, the surface-mounted integrated circuit are arranged on the inside of password generation encryption device shell body, the wireless telecommunications mould
Block, central control unit, algorithm chip, power module are integrated on surface-mounted integrated circuit, the wireless communication module and center
By being electrically connected between control unit, for carrying out data interaction with external equipment, the algorithm chip and center control are single
By being electrically connected between member, for calculating payment cipher, the power module controls with wireless communication module, center
Unit, algorithm chip are by being electrically connected with, for providing power supply.
Preferably, the outside of the password generation encryption device shell body is provided with shift knob, shift knob and power supply
Module is electrically connected with.
Preferably, the wireless communication module is Bluetooth chip.
Preferably, the central control unit is single-chip microcomputer.
Preferably, the algorithm chip is payment cipher special chip.
Preferably, the power module is button cell.
A kind of implementation method for the encryption device for quickly generating and transmitting payment cipher, comprises the following steps：
(1) client runs the bank APP on mobile terminal, and scanning needs to generate the voucher of payment cipher；
(2) the bank APP on mobile terminal by OCR identify obtain voucher on element information, including account, the amount of money,
Date, voucher species and voucher number；
(3) the bank APP on mobile terminal sends element information to payment cipher encryption device by blue tooth interface；
(4) encryption device carries out computing to element information, generates payment cipher and is back to by blue tooth interface mobile whole
End；
(5) mobile terminal simultaneously shows element information and payment cipher, generation certificate transactions Quick Response Code；
(6) financial business terminal decodes automatic acquisition key element letter using two-dimensional code scanning instrument scanning certificate transactions Quick Response Code
Breath and payment cipher；
(7) bank finance equipment fills element information and payment cipher to the respective regions of operation system automatically.
Preferably, the outside of the password generation encryption device shell body is provided with shift knob, shift knob and power supply
Module is electrically connected with；The wireless communication module is Bluetooth chip；The central control unit is single-chip microcomputer；The algorithm chip
For payment cipher special chip；The power module is button cell.
Compared with prior art, the beneficial effects of the invention are as follows：
The present invention provide it is a kind of it is simple in construction, be easy to carry, the encryption device that cost is low, can by bluetooth communication, tie
Close intelligent mobile terminal and quickly generate payment cipher；Identified after being taken pictures the invention provides one kind by OCR and obtain essential of voucher
Method；The invention provides a kind of method for using Quick Response Code screen display mode quickly to transmit essential of voucher and payment cipher.
Brief description of the drawings
Fig. 1 is the structural representation that password of the present invention generates encryption device；
Fig. 2 is the control structure figure that password of the present invention generates encryption device；
Fig. 3 is the overall structural representation of the present invention；
Fig. 4 is the flow chart that password of the present invention generates encryption device implementation method；
In figure：1st, wireless communication module；2nd, central control unit；3rd, algorithm chip；4th, power module；5th, password generation adds
Close crust of the device body；6th, surface-mounted integrated circuit.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is carried out clear, complete
Site preparation describes, it is clear that described embodiment is only part of the embodiment of the present invention, rather than whole embodiments.It is based on
Embodiment in the present invention, those of ordinary skill in the art are obtained every other under the premise of creative work is not made
Embodiment, belong to the scope of protection of the invention.
Fig. 1-4 are referred to, the present invention provides following technical scheme：A kind of encryption dress for quickly generating and transmitting payment cipher
Put, including wireless communication module 1, central control unit 2, algorithm chip 3, power module 4, password generation encryption device shell body
5th, surface-mounted integrated circuit 6, surface-mounted integrated circuit 6 are arranged on the inside of password generation encryption device shell body 5, wireless communication module 1, in
Centre control unit 2, algorithm chip 3, power module 4 are integrated on surface-mounted integrated circuit 6, and wireless communication module 1 controls with center
By being electrically connected between unit 2, for carrying out data interaction with external equipment, between algorithm chip 3 and central control unit 2
By being electrically connected with, for calculating payment cipher, power module 4 and wireless communication module 1, central control unit 2, calculation
Method chip 3 is by being electrically connected with, for providing power supply.
In the present embodiment, the outside of password generation encryption device shell body 5 is provided with shift knob, shift knob and power supply
Module 4 is electrically connected with, startup and closing for wireless cipher generating means.
In the present embodiment, wireless communication module 1 is Bluetooth chip, the model nRF51802 that the present embodiment uses.
In the present embodiment, central control unit 2 is single-chip microcomputer, the model STC51 that the present embodiment uses.
In the present embodiment, algorithm chip 3 is payment cipher special chip, the model SSX10-B that the present embodiment uses.
In the present embodiment, power module 4 is button cell, the model CR2032 that the present embodiment uses, and rated voltage is
3V。
A kind of implementation method for the encryption device for quickly generating and transmitting payment cipher of the present embodiment, comprises the following steps：
(1) client runs the bank APP on mobile terminal, and scanning needs to generate the voucher of payment cipher；In the present embodiment,
User fills the financial instruments photo of content with mobile terminal shooting first；In the present embodiment, the mobile terminal includes band
The mobile devices such as the mobile phone of camera function, flat board；Mobile terminal resolution ratio of taking pictures is not less than 3,000,000 pixels, to obtain
Take clearly image information；The mobile terminal screen display resolution is not less than 800*600 pixels, to show clearly
Two-dimension code pattern；The financial instruments may include cash on bank, check only for account, cashier's cheque, draft etc.；
(2) the bank APP on mobile terminal by OCR identify obtain voucher on element information, including account, the amount of money,
Date, voucher species and voucher number；
Result in the present embodiment after automatic identification is shown on the screen of the mobile terminal, and is checked by user, such as
There is the single error of recognition result in fruit, and user can be corrected；
(3) the bank APP on mobile terminal sends element information to payment cipher encryption device by Bluetooth chip；
(4) encryption device carries out computing to element information, generates payment cipher and is back to by blue tooth interface mobile whole
End；
(5) mobile terminal simultaneously shows element information and payment cipher, generation certificate transactions Quick Response Code；
In the present embodiment, the Quick Response Code includes the conventional Quick Response Code modes such as QR codes, Chinese letter co, DM codes；
(6) financial business terminal decodes automatic acquisition key element letter using two-dimensional code scanning instrument scanning certificate transactions Quick Response Code
Breath and payment cipher；
In the present embodiment, the financial business terminal includes desktop terminal, the ATM (automatic teller machine) that bank cashier uses
Or other bank multifunctional self-aided terminals, these terminals can external or embedded two-dimensional code scanning devices；
(7) bank finance equipment fills element information and payment cipher to the respective regions of operation system automatically.
Although an embodiment of the present invention has been shown and described, for the ordinary skill in the art, can be with
A variety of changes, modification can be carried out to these embodiments, replace without departing from the principles and spirit of the present invention by understanding
And modification, the scope of the present invention is defined by the appended.
Claims (8)
1. a kind of encryption device for quickly generating and transmitting payment cipher, including wireless communication module (1), central control unit
(2), algorithm chip (3), power module (4), password generation encryption device shell body (5), surface-mounted integrated circuit (6), its feature exist
In：The surface-mounted integrated circuit (6) is arranged on the inside of password generation encryption device shell body (5), the wireless communication module
(1), central control unit (2), algorithm chip (3), power module (4) are integrated on surface-mounted integrated circuit (6), the channel radio
Interrogate by being electrically connected between module (1) and central control unit (2), for carrying out data interaction, the calculation with external equipment
By being electrically connected between method chip (3) and central control unit (2), for calculating payment cipher, the power supply mould
Block (4) and wireless communication module (1), central control unit (2), algorithm chip (3) are by being electrically connected with, for providing electricity
Source.
A kind of 2. encryption device for quickly generating and transmitting payment cipher according to claim 1, it is characterised in that：It is described
The outside of password generation encryption device shell body (5) is provided with shift knob, and shift knob is electrically connected with power module (4).
A kind of 3. encryption device for quickly generating and transmitting payment cipher according to claim 1, it is characterised in that：It is described
Wireless communication module (1) is Bluetooth chip.
A kind of 4. encryption device for quickly generating and transmitting payment cipher according to claim 1, it is characterised in that：It is described
Central control unit (2) is single-chip microcomputer.
A kind of 5. encryption device for quickly generating and transmitting payment cipher according to claim 1, it is characterised in that：It is described
Algorithm chip (3) is payment cipher special chip.
A kind of 6. encryption device for quickly generating and transmitting payment cipher according to claim 1, it is characterised in that：It is described
Power module (4) is button cell.
7. according to a kind of realization side of any described encryption devices for quickly generating and transmitting payment cipher of claim 1-6
Method, comprise the following steps：
(1) client runs the bank APP on mobile terminal, and scanning needs to generate the voucher of payment cipher；
(2) the bank APP on mobile terminal by OCR identify obtain voucher on element information, including account, the amount of money, the date,
Voucher species and voucher number；
(3) the bank APP on mobile terminal sends element information to payment cipher encryption device by blue tooth interface；
(4) encryption device carries out computing to element information, generates payment cipher and is back to mobile terminal by blue tooth interface；
(5) mobile terminal simultaneously shows element information and payment cipher, generation certificate transactions Quick Response Code；
(6) financial business terminal is using two-dimensional code scanning instrument scanning certificate transactions Quick Response Code, decode it is automatic obtain element information and
Payment cipher；
(7) bank finance equipment fills element information and payment cipher to the respective regions of operation system automatically.
8. a kind of implementation method of encryption device for quickly generating and transmitting payment cipher according to claim 7, it is special
Sign is：The outside of the password generation encryption device shell body (5) is provided with shift knob, shift knob and power module
(4) it is electrically connected with；The wireless communication module (1) is Bluetooth chip；The central control unit (2) is single-chip microcomputer；The calculation
Method chip (3) is payment cipher special chip；The power module (4) is button cell.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201711326559.3A CN107862524A (en) | 2017-12-12 | 2017-12-12 | A kind of encryption device and its implementation for quickly generating and transmitting payment cipher |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201711326559.3A CN107862524A (en) | 2017-12-12 | 2017-12-12 | A kind of encryption device and its implementation for quickly generating and transmitting payment cipher |
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| Publication Number | Publication Date |
|---|---|
| CN107862524A true CN107862524A (en) | 2018-03-30 |
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ID=61706463
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201711326559.3A Pending CN107862524A (en) | 2017-12-12 | 2017-12-12 | A kind of encryption device and its implementation for quickly generating and transmitting payment cipher |
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Citations (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103186956A (en) * | 2013-01-05 | 2013-07-03 | 江苏国光信息产业股份有限公司 | Financial integrated peripheral |
| CN103839157A (en) * | 2014-02-25 | 2014-06-04 | 中国联合网络通信集团有限公司 | Electronic payment method, device and system |
| WO2015135384A1 (en) * | 2014-03-14 | 2015-09-17 | 福建联迪商用设备有限公司 | O2o secure payment method and system, and pos terminal |
| CN204759508U (en) * | 2015-06-16 | 2015-11-11 | 深圳深若科技有限公司 | Close payment systems is exempted from to express fee |
| CN105205660A (en) * | 2015-08-28 | 2015-12-30 | 深圳市泰久信息系统股份有限公司 | Two-dimensional code technology-based card-free payment method |
| CN105389702A (en) * | 2015-10-16 | 2016-03-09 | 陕西海基业高科技实业有限公司 | Network payment cipher device system and application method thereof |
| CN207690145U (en) * | 2017-12-12 | 2018-08-03 | 江苏国光信息产业股份有限公司 | A kind of wireless type payment cipher generating means |
-
2017
- 2017-12-12 CN CN201711326559.3A patent/CN107862524A/en active Pending
Patent Citations (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103186956A (en) * | 2013-01-05 | 2013-07-03 | 江苏国光信息产业股份有限公司 | Financial integrated peripheral |
| CN103839157A (en) * | 2014-02-25 | 2014-06-04 | 中国联合网络通信集团有限公司 | Electronic payment method, device and system |
| WO2015135384A1 (en) * | 2014-03-14 | 2015-09-17 | 福建联迪商用设备有限公司 | O2o secure payment method and system, and pos terminal |
| CN204759508U (en) * | 2015-06-16 | 2015-11-11 | 深圳深若科技有限公司 | Close payment systems is exempted from to express fee |
| CN105205660A (en) * | 2015-08-28 | 2015-12-30 | 深圳市泰久信息系统股份有限公司 | Two-dimensional code technology-based card-free payment method |
| CN105389702A (en) * | 2015-10-16 | 2016-03-09 | 陕西海基业高科技实业有限公司 | Network payment cipher device system and application method thereof |
| CN207690145U (en) * | 2017-12-12 | 2018-08-03 | 江苏国光信息产业股份有限公司 | A kind of wireless type payment cipher generating means |
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