CN203038372U - Mobile banking system - Google Patents
Mobile banking system Download PDFInfo
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- CN203038372U CN203038372U CN 201220653563 CN201220653563U CN203038372U CN 203038372 U CN203038372 U CN 203038372U CN 201220653563 CN201220653563 CN 201220653563 CN 201220653563 U CN201220653563 U CN 201220653563U CN 203038372 U CN203038372 U CN 203038372U
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- assembly
- bank
- module
- branch
- router
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Abstract
The utility model discloses a mobile banking system. The mobile banking system comprises a subsidiary bank 3G (the third generation) access router, a firewall, and a mobile terminal, wherein the mobile terminal comprises a personal computer (PC) assembly and a battery which supplies power for the whole mobile terminal, the PC assembly is connected with a 3G communication module, a printer, a fingerprint scanner, an identity card reader, a card/bankbook magnetic stripe reader and a code keyboard, the PC assembly is connected with a 3G communication network through the 3G communication module, the subsidiary bank 3G access router and the firewall are placed in a subsidiary bank computer room, the subsidiary bank 3G access router is connected with an authentication-authorization-accounting (AAA) authentication server of a bank through the firewall, and the subsidiary bank 3G access router is further connected with the 3G communication network and a subsidiary bank network system. The battery supplies power for the whole mobile terminal. With the aid of 3G network communication, the application range of the mobile terminal is extended, the safety of the AAA authentication server is protected by the firewall, the AAA authentication server guarantees the validity of an access terminal identity, and the safety is guaranteed.
Description
Technical field
The utility model relates to the bank field, especially relates to a kind of mobile bank system of not limitting office space, having strong flowability.
Background technology
At present, bank outlets are lower for the coverage rate in small towns, and most rural areas are especially away from bank outlets' service radiation scope.Be relatively distinct issues of current banking industry face for the client in agriculture, rural areas and farmers field provides financial service fast and easily how.
Set up self-service automatic teller machine not provide some financial services for periphery has the place of bank outlets, but the COS that self-service automatic teller machine can provide is few, and does not possess flowability, be difficult to provide for remote districts especially rural area the help of needs.
State Intellectual Property Office of the People's Republic of China discloses the patent documentation of publication number CN1583462A on February 23rd, 2005, and title is mobile banking, and its office is automobile bodies; Be divided in the automobile: driving, Control Room, banking are handled district and transacting business waiting area, and each zone is spaced from each other.Respectively there is a turnover safety door automobile both sides, are provided with monitoring and warning system, both can drive, the Control Room monitoring, report to the police, also can by wireless or wired connection terminal bank monitoring chamber and alarm center is monitored and network alarm; The set radio alarming device of mobile banking is the gps satellite positioning alarm system.The monitoring head of mobile banking's supervisory system is located at banking respectively and is handled district, business handling waiting area, an outer left side, back, right 5 control points of automobile.Mobile banking's power supply is provided with external power interface.Left and right or rear side outside the compartment is provided with ATM self-help bank equipment.Although this scheme has possessed movability, but must be by automobile, limit more, the area that is difficult to pass through for some vehicles can't be suitable for, cost is also bigger, and safe and connected mode banking system are not provided, the risk that exists information to be intercepted when transacting business communicates does not have the framework of concrete service process terminal yet.
Summary of the invention
The utility model mainly is to solve the technical matters that existing in prior technology dirigibility deficiency, applicable surface are wideless, safe coefficient is not high, provide a kind of need be by automobile, have good portability, dirigibility, go for be difficult to drive a vehicle area, safe mobile bank system such as mountain area.
The utility model is mainly solved by following technical proposals at above-mentioned technical matters: a kind of mobile bank system, comprise the 3G of branch couple in router, fire wall and portable terminal, described portable terminal comprises the PC assembly and is the battery of whole portable terminal power supply, described PC assembly is connected with the 3G communication module, printer, fingerprint instrument, the I.D. reader, card/folding magnetic strip reader and code keypad, described PC assembly is connected to the 3G communication network by the 3G communication module, the described 3G of branch couple in router and fire wall are placed in branch's machine room, the described 3G of branch couple in router is connected with the aaa authentication server of bank by fire wall, and the described 3G of branch couple in router also connects 3G communication network and branch's network system respectively.
The PC assembly comprises mainboard, display screen, memory device, central processing unit, input equipment etc.The PC assembly is connected to the 3G communication network by the 3G communication module.The 3G couple in router also is connected with the 3G communication network.Before carrying out business handling, portable terminal sends user name, password and equipment string number to the 3G couple in router, the 3G couple in router sends to AAA(authentication Authentication with user name, password and string number by fire wall, authorize Authorization, record keeping Accounting) certificate server authentication, if the authentication by the 3G certificate server set up portable terminal with the branch network system designated lane, allow to carry out business processing.Printer is used for printing document, voucher etc.Fingerprint instrument and I.D. reader are used for the checking client identity.Card/folding magnetic strip reader is used for reading bank card or bankbook information.Code keypad is used for the client and inputs password.Whole portable terminal is battery-powered, by 3G network communication, has enlarged the range of application of portable terminal, and by the safety of firewall protection aaa authentication server, and by aaa authentication server guarantee the to access terminal legitimacy of identity, safety has obtained guarantee.
As preferably, described PC assembly also is connected with camera.
Can take business voucher by camera, and upload to branch's authorization center, be judged by authorization center and authorize, realize the operation of Authorization class transaction.
As preferably, described PC assembly also is connected with microphone and loudspeaker.
Can set up remote speech conversation by microphone and loudspeaker, be convenient between each terminal, terminal with in lines between link up.
As preferably, described portable terminal also comprises generator, and described generator is connected with battery.
Generator replenishes as battery, can significantly enlarge the working time of portable terminal.
As preferably, described PC assembly and printer all comprise the 2.4G wireless module, and the PC assembly is connected by the 2.4G wireless module with printer.
2.4G the working frequency range of wireless module is between the 2.405GHz-2.485GHz.Compare conventional wireless WIFI network, the 2.4G wireless network has higher security classification, is not easy to be cracked, and security is good.Connect printer and PC assembly by wireless mode, reduce the cable constraint, reduce the complexity of portable terminal interconnection.
As preferably, described PC assembly comprises GPS locating module, short message transceiving module and standby power supply, and described GPS locating module is connected with described short message transceiving module, and described short message transceiving module is connected with memory device in standby power supply and the PC assembly respectively.
Can obtain the positional information of PC assembly by the GPS locating module, and send to fixedly on the mobile phone by short message transceiving module.To short message transceiving module, can make memory device utilize the electric energy in the standby power supply to carry out format manipulation by sending short message by mobile phone, when occur equipment stolen, guarantee that important information does not leak after being robbed, losing.
Utilize the utility model can be regularly, fixed point is to the occasion of the villages and small towns of not establishing bank outlets, remote countryside, enterprise or public gathering regularly etc., some are handled in the scene originally must be by the noncash type of financial business of site sales counter processing, both made things convenient for the client, reduce the client and do professional time cost and financial cost to bank outlets, strengthened the on-the-spot marketing service ability of bank again.
The beneficial effect that the utility model brings is, bank become removable in the partial service function of sales counter operation, extends production system, and physical terminal is not limited by or not the place, is replenishing of site services channels and window; Emergency service equipment when also can be used as the place of business something unexpected happened.
Description of drawings
Fig. 1 is a kind of structural representation of the present utility model;
Among the figure: 1,3G couple in router, 2, fire wall, 3, the 3G communication module, 4, PC assembly, 5, the I.D. reader, 6, card/folding magnetic strip reader, 7, printer, 8, code keypad, 9, microphone, 10, loudspeaker, 11, fingerprint instrument, 12, camera, 13, battery, 14, generator, 15, the aaa authentication server.
Embodiment
Below by embodiment, and by reference to the accompanying drawings, the technical solution of the utility model is described in further detail.
Embodiment: a kind of mobile bank system of present embodiment, as shown in Figure 1, comprise 3G couple in router 1, fire wall 2 and portable terminal, portable terminal comprises PC assembly 4, and PC assembly 4 is connected with 3G communication module 3, I.D. reader 5, card/folding magnetic strip reader 6, printer 7, code keypad 8, microphone 9, loudspeaker 10, fingerprint instrument 11 and camera 12.Portable terminal is by battery 13 power supplies, and battery 13 is connected with generator 14, and battery electric quantity can pass through generator charging when not enough.
Fire wall 2 is connected with aaa authentication server 15.3G couple in router 1 connects fire wall 2 and branch's network system respectively.PC assembly 4 comprises mainboard, display screen, memory device, central processing unit, input equipment etc.PC assembly 4 is connected to the 3G communication network by 3G communication module 3.3G couple in router 1 also is connected with the 3G communication network.The perfect relatively CDMA 3G(CDMA2000 EVDO of China Telecom of present embodiment selection security mechanism) network achieves a butt joint by a special line and branch's network as carrying.
Printer 7 is used for printing document, voucher etc.Fingerprint instrument 11 and I.D. reader 5 are used for the checking client identity.Card/folding magnetic strip reader 6 is used for reading bank card or bankbook information.Code keypad 8 is used for the client and inputs password.Can take business voucher by camera 12, and upload to branch's authorization center, be judged by authorization center and authorize, realize the operation of Authorization class transaction.Can set up remote speech conversation by microphone 9 and loudspeaker 10, be convenient between each terminal, terminal with in lines between link up.
The PC assembly 4 of present embodiment is connected by the 2.4G wireless module with printer 7.Printer 7 is wireless printer, reduces the cable constraint, reduces the complexity of portable terminal interconnection.
PC assembly 4 comprises GPS locating module, short message transceiving module and standby power supply, and described GPS locating module is connected with described short message transceiving module, and described short message transceiving module is connected with memory device in standby power supply and the PC assembly 4 respectively.Can obtain the positional information of PC assembly 4 by the GPS locating module, and send to fixedly on the mobile phone by short message transceiving module.To short message transceiving module, can make memory device utilize the electric energy in the standby power supply to carry out format manipulation by sending short message by mobile phone, when occur equipment stolen, guarantee that important information does not leak after being robbed, losing.
Present embodiment can be realized the sign on function of the channel of all kinds of e-banks; Can realize out the card function, can realize that the bandwidth application accepts function; Can carry out identity verifies; Can handle some no cash transactions, have stronger dirigibility and portability.
Specific embodiment described herein only is that the utility model spirit is illustrated.The utility model person of ordinary skill in the field can make various modifications or replenishes or adopt similar mode to substitute described specific embodiment, but can't depart from spirit of the present utility model or surmount the defined scope of appended claims.
Although this paper has used terms such as PC assembly, 3G communication module, battery morely, do not get rid of the possibility of using other term.Using these terms only is in order to describe and explain essence of the present utility model more easily; They are construed to any additional restriction all is contrary with the utility model spirit.
Claims (6)
1. mobile bank system, it is characterized in that, comprise the 3G of branch couple in router, fire wall and portable terminal, described portable terminal comprises the PC assembly and is the battery of whole portable terminal power supply, described PC assembly is connected with the 3G communication module, printer, fingerprint instrument, the I.D. reader, card/folding magnetic strip reader and code keypad, described PC assembly is connected to the 3G communication network by the 3G communication module, the described 3G of branch couple in router and fire wall are placed in branch's machine room, the described 3G of branch couple in router is connected with the aaa authentication server of bank by fire wall, and the described 3G of branch couple in router also connects 3G communication network and branch's network system respectively.
2. mobile bank system according to claim 1 is characterized in that, described PC assembly also is connected with camera.
3. mobile bank system according to claim 1 is characterized in that, described PC assembly also is connected with microphone and loudspeaker.
4. according to claim 1 or 2 or 3 described mobile bank systems, it is characterized in that described portable terminal also comprises generator, described generator is connected with battery.
5. mobile bank system according to claim 4 is characterized in that, described PC assembly and printer all comprise the 2.4G wireless module, and described PC assembly is connected by the 2.4G wireless module with printer.
6. according to claim 1 or 2 or 3 described mobile bank systems, it is characterized in that, described PC assembly comprises GPS locating module, short message transceiving module and standby power supply, described GPS locating module is connected with described short message transceiving module, and described short message transceiving module is connected with memory device in standby power supply and the PC assembly respectively.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 201220653563 CN203038372U (en) | 2012-12-03 | 2012-12-03 | Mobile banking system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 201220653563 CN203038372U (en) | 2012-12-03 | 2012-12-03 | Mobile banking system |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN203038372U true CN203038372U (en) | 2013-07-03 |
Family
ID=48690470
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN 201220653563 Expired - Lifetime CN203038372U (en) | 2012-12-03 | 2012-12-03 | Mobile banking system |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN203038372U (en) |
-
2012
- 2012-12-03 CN CN 201220653563 patent/CN203038372U/en not_active Expired - Lifetime
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C14 | Grant of patent or utility model | ||
| GR01 | Patent grant | ||
| CX01 | Expiry of patent term | ||
| CX01 | Expiry of patent term |
Granted publication date: 20130703 |