CN106296199A - Payment based on living things feature recognition and identity authorization system - Google Patents

Payment based on living things feature recognition and identity authorization system Download PDF

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Publication number
CN106296199A
CN106296199A CN201610645889.8A CN201610645889A CN106296199A CN 106296199 A CN106296199 A CN 106296199A CN 201610645889 A CN201610645889 A CN 201610645889A CN 106296199 A CN106296199 A CN 106296199A
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information
user
module
payment
identity
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刘洪文
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06VIMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
    • G06V40/00Recognition of biometric, human-related or animal-related patterns in image or video data
    • G06V40/10Human or animal bodies, e.g. vehicle occupants or pedestrians; Body parts, e.g. hands

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  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Human Computer Interaction (AREA)
  • Multimedia (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Measurement Of The Respiration, Hearing Ability, Form, And Blood Characteristics Of Living Organisms (AREA)

Abstract

The invention discloses a kind of payment based on living things feature recognition and identity authorization system;Payment system based on living things feature recognition includes payment system and intelligent mobile terminal;Payment system includes that paying server, paying server storage have user's bank account information that the biological information with user is bound;Intelligent mobile terminal includes that payment request module, physical characteristics collecting module, biological characteristic recognition module, user's Bank Account Number transfer module and payment affirmation module;Effect: when utilizing payment system based on living things feature recognition to pay, without band cash, bank card, consumption card and mobile phone, which user goes to, typing vocal print, iris, palmmprint, vein, human ear, gait or retina is only needed just can fast to pay, make to overturn conventional payment pattern, break away from the constraint of cash, card and electronic equipment;Examination side utilizes identity authorization system can quickly check subscriber identity information, it is not necessary to user draws identity card, and then, practicality of the present invention is good, and using effect is good.

Description

Payment based on living things feature recognition and identity authorization system
Technical field
The present invention relates to certification and payment technology field, specifically, relate to a kind of payment based on living things feature recognition And identity authorization system.
Background technology
In existing life, citizen consumes in any place, and typically all employing is paid in cash, brush bank card props up Pay, brush storage has the consumption card of certain cash to pay or uses handset Wechat to pay and the network payment side such as mobile-phone payment treasured payment Formula pays, although the relevant means of payment is all commonly using, but it the most still has certain defect and deficiency.
Use the mode paid in cash to carry out payment and seem the most inconvenient, when needs pay wholesale cash, carry Also it is dangerous.
The mode using brush bank card carries out paying and also can there is the biggest insecurity, during input bank card password, close Code is easily spied on by other people, thus is carried out stealing brush by other people.
Use storage to have the consumption card of certain cash to carry out without password to swipe the card payment, as purchase card, mass transit card, parking card and Gas filling cards etc., although the mode of swiping the card of this type is more convenient, but when losing, are also that everybody can, so, this kind of brush Card mode there is also bigger drawback.
Using the network payment modes such as handset Wechat payment or mobile-phone payment treasured payment to pay, it is mainly by sweeping Retouching Quick Response Code or scanning fingerprint etc. to pay, no matter handset Wechat pays or mobile-phone payment treasured pays, consumer must hold The scanning of scanning or corresponding fingerprint that the smart mobile phone having its bank card of binding and cell-phone number just can complete respective two-dimensional code is entered Row pays, and in other words, consumer must carry the smart mobile phone of its bank card of binding and cell-phone number and just can complete to pay, and works as consumption When person forgets the corresponding mobile phone that band binds its bank card and cell-phone number, the most still can not conveniently pay.
Meanwhile, citizen goes anywhere, and is typically necessary and carries with the identity card certificate proving its identity, in order to public Business personnel or service personal carry out checking, confirm or examination etc., so, it was demonstrated that the identity card certificate of citizenship then seems particularly Important, and citizen carries with identity card certificate, when often taking out, then there is the risk easily lost, and makes up, the most time-consuming Arduously, and, submit identity card certificate to government functionary or service personal and carry out checking, confirm or examination etc., also seem very Trouble, and citizen ID certificate certificate there is also the possibility of fraud.
And it is known that the characteristic information of the fingerprint feature information of people and face is respectively provided with uniqueness, everyone fingerprint is special Reference breath and the characteristic information of face are all different, so, develop a set of based on fingerprint recognition with the payment of recognition of face System and identity authorization system, so that improving portability, the safety paid and improving the portability of authentication, safety Deng, then it is necessary.
Summary of the invention
It is an object of the invention to overcome the deficiency of above-mentioned prior art and provide a kind of based on living things feature recognition Pay and identity authorization system.
The present invention solves prior art problem and be the technical scheme is that a kind of payment system based on living things feature recognition System, including payment system and intelligent mobile terminal;Wherein,
Described payment system includes paying server, and in described paying server, storage has the biological information with user The user's bank account information bound mutually;Described user's bank account information is associated with the biological information of described user;
Described intelligent mobile terminal includes sending the payment request module of payment request information, in order to according to being received Payment request information gather user biological information physical characteristics collecting module, in order to comparison gathered biological special The similarity of the biological information of user stored in reference breath and described paying server also reaches in described similarity During preset value generate comparison result biological characteristic recognition module, in order to according to described comparison result from described paying server Transfer user's Bank Account Number of user's bank account information that the biological information with user is bound mutually transfer module and in order to After user's Bank Account Number is transferred, respond the request of payment and send propping up of payment information to described physical characteristics collecting module Pay and confirm module;
Described payment affirmation module completes to pay in order to point out the biological information again gathering user.
Below above technical scheme is further elaborated:
Preferably, the biological information of described user is vocal print characteristic information, iris feature information, palm print characteristics letter Breath, vein pattern information, human ear characteristic information, gait feature information or retinal feature information;Corresponding, described biological special Levying acquisition module is vocal print collection apparatus module, iris feature acquisition module, palm print characteristics acquisition module, vein pattern collection mould Block, human ear characteristic acquisition module, gait feature acquisition module or retinal feature acquisition module.
Preferably, described user's bank account information includes the Bank Account Number number of open an account name and user of user.
A kind of identity authorization system based on living things feature recognition, including NCIIS and intelligent mobile Terminal;Wherein,
Described NCIIS includes that identity information searches server, and described identity information searches server Middle storage has the user identity card information that the biological information with user is bound mutually;Described user identity card information and described use The biological information at family is associated;
Described intelligent mobile terminal includes the identity information search request mould sending user identity search request information Block, physical characteristics collecting mould in order to the biological information according to the user identity search request information gathering user received Block, the biological information gathered in order to comparison and described identity information search the biological spy of the user stored in server Reference breath similarity and when described similarity reaches preset value generate comparison result biological characteristic recognition module and in order to Transfer, from described identity information lookup server, the use that the biological information with user is bound mutually according to described comparison result The subscriber identity information of family ID card information transfers module.
Below above technical scheme is further elaborated:
Preferably, the biological information of described user is vocal print characteristic information, iris feature information, palm print characteristics letter Breath, vein pattern information, human ear characteristic information, gait feature information or retinal feature information;Corresponding, described biological special Levying acquisition module is vocal print collection apparatus module, iris feature acquisition module, palm print characteristics acquisition module, vein pattern collection mould Block, human ear characteristic acquisition module, gait feature acquisition module or retinal feature acquisition module.
Preferably, described user identity card information includes identity card certificate photo and the ID (identity number) card No. of user of user.
The invention has the beneficial effects as follows:
One, a kind of payment system based on living things feature recognition provided by the present invention, in the specific implementation, demand is used The side that family pays only needs hand-held corresponding intelligent mobile terminal, utilizes corresponding payment request module to send and pays request letter Breath, and the biological information of user is gathered by corresponding physical characteristics collecting module, user can be allowed to complete accordingly and to pay, Easy to operate, it is convenient to pay, time saving and energy saving and while avoiding bank card password to divulge a secret, because corresponding biological information is sound Stricture of vagina characteristic information, iris feature information, palm print characteristics information, vein pattern information, human ear characteristic information, gait feature information or Retinal feature information, it is because people is different and is respectively provided with uniqueness, also make it possible to be greatly improved the accuracy of payment, reliability and Authoritative to avoid bank card and the stolen brush of consumption card, and, in the specific implementation, user enters the present invention without band cash Row is paid in cash, the payment that carries out swiping the card without band bank card and consumption card, more carry out network by mobile phone prop up without band mobile phone Paying, no matter where user walks, and only needs typing vocal print feature, iris feature, palm print characteristics, vein pattern, human ear characteristic, gait Feature or retinal feature, just can carry out quickly paying efficiently, and in other words, even if user has no money, what does not all have band, depends on So can pay so that overturned traditional payment mode, and then broken away from the constraint of cash, card and electronic equipment so that from Truly accomplish that a finger one face row need not be worried for consumption and payment all over the world, and then, the present invention is practical, using effect Good.
Two, a kind of identity authorization system based on living things feature recognition provided by the present invention, in the specific implementation, looks into The side testing identity information only needs hand-held corresponding intelligent mobile terminal, utilizes corresponding identity information search request module to send User identity search request information, and the biological information of user, Ji Kecha is gathered by corresponding physical characteristics collecting module Testing corresponding with user identity user identity card information, easy to operate, examination is convenient, time saving and energy saving and avoid identity card to lose While mistake, because corresponding biological information is vocal print characteristic information, iris feature information, palm print characteristics information, vein pattern Information, human ear characteristic information, gait feature information or retinal feature information, it, because people is different and is respectively provided with uniqueness, also makes Obtain and can be greatly improved the accuracy of authentication, reliability and authority so that avoid faking and usurping, and then, the present invention is real Strong by property, using effect is good.
Accompanying drawing explanation
Fig. 1 is the overall structure block diagram of present invention payment system based on living things feature recognition;
Fig. 2 is the overall structure block diagram of present invention identity authorization system based on living things feature recognition;
The realization of the object of the invention, functional characteristics and advantage will in conjunction with the embodiments, are described further referring to the drawings.
Drawing reference numeral:
Payment system 100;
Paying server 101;
Intelligent mobile terminal 200;
Pay request module 201;Physical characteristics collecting module 202;Biological characteristic recognition module 203;User's Bank Account Number Transfer module 204;Payment affirmation module 205;Identity information search request module 201 ';Subscriber identity information transfers module 204’;
NCIIS 300;
Identity information searches server 301.
Detailed description of the invention
Technical scheme is described in detail, in order to become apparent from, intuitively below with reference to drawings and the specific embodiments Understand the invention essence of the present invention.
Embodiment one
Shown in Fig. 1;
A kind of payment system based on living things feature recognition provided by the present invention, it is characterised in that it includes paying system System 100 and intelligent mobile terminal 200;Wherein,
Described payment system 100 includes paying server 101, and in described paying server 101, storage has the life with user User's bank account information that thing characteristic information is bound mutually;The biological characteristic letter of described user's bank account information and described user Manner of breathing associates;
Described intelligent mobile terminal 200 includes sending the payment request module 201 of payment request information, in order to basis The physical characteristics collecting module 202 of the biological information of the payment request information collection user received, adopted in order to comparison The similarity of the biological information of the user stored in biological information and the described paying server 101 of collection in institute State generate when similarity reaches preset value comparison result biological characteristic recognition module 203, in order to according to described comparison result from Described paying server 101 is transferred the user bank of user's bank account information that the biological information with user is bound mutually Account is transferred module 204 and pays request and to described physical characteristics collecting module in order to response after user's Bank Account Number is transferred 202 send the payment affirmation module 205 paying information;
Described payment affirmation module 205 completes to pay in order to point out the biological information again gathering user.
Further, in preferred technique scheme, the biological information of the described user of the present invention is vocal print feature letter Breath, iris feature information, palm print characteristics information, vein pattern information, human ear characteristic information, gait feature information or retina are special Reference ceases;
Corresponding, described physical characteristics collecting module 202 be vocal print collection apparatus module, iris feature acquisition module, Palm print characteristics acquisition module, vein pattern acquisition module, human ear characteristic acquisition module, gait feature acquisition module or retina are special Levy acquisition module.
For described above, it is to be understood that a kind of payment system based on living things feature recognition provided by the present invention System, in the specific implementation, the side that demand user pays only needs hand-held corresponding intelligent mobile terminal 200, utilizes corresponding Pay request module 201 and send payment request information, and gathered the biological characteristic of user by corresponding physical characteristics collecting module 202 Information, can allow user complete accordingly and pay, and easy to operate, it is convenient to pay, time saving and energy saving and avoid bank card password to let out While close, because corresponding biological information is vocal print characteristic information, iris feature information, palm print characteristics information, vein pattern Information, human ear characteristic information, gait feature information or retinal feature information, it, because people is different and is respectively provided with uniqueness, also makes Obtain and can be greatly improved the accuracy of payment, reliability and authority so that avoid bank card and the stolen brush of consumption card.
Further, in the specific implementation, user carries out paying in cash, without band bank card and consumption the present invention without band cash Card carry out swiping the card payment, more carry out network payment without band mobile phone by mobile phone, no matter where user walks, and only needs typing sound Stricture of vagina feature, iris feature, palm print characteristics, vein pattern, human ear characteristic, gait feature or retinal feature, just can be carried out quickly Paying efficiently, in other words, even if user has no money, what does not all have band, still can pay so that overturned traditional Payment mode, and then break away from the constraint of cash, card and electronic equipment so that from truly accomplish a finger one face row all over the world and Need not worry for consumption and payment.
And then, the present invention is practical, and using effect is good.
It should be noted that in the technical program, described user's bank account information includes open an account name and the use of user The Bank Account Number number at family.
You need to add is that, in the above-described embodiments, relevant vocal print collection apparatus module gathers the vocal print feature of user, phase Close iris feature acquisition module gather the iris feature of user, relevant palm print characteristics acquisition module gather user palm print characteristics, Related vein collection apparatus module gathers the vein pattern of user, the human ear spy of relevant people characteristic of ear acquisition module collection user Levy, the relevant gait feature of gait feature acquisition module collection user or regarding of associated retinal collection apparatus module collection user The acquisition method of nethike embrane feature is prior art, here, do not elaborate.
Embodiment two
Shown in Fig. 2;
A kind of identity authorization system based on living things feature recognition provided by the present invention, including whole nation citizenship information System 300 and intelligent mobile terminal 200;Wherein,
Described NCIIS 300 includes that identity information searches server 301, and described identity information is searched In server 301, storage has the user identity card information that the biological information with user is bound mutually;Described user identity card letter Breath is associated with the biological information of described user;
Described intelligent mobile terminal 200 includes the identity information search request sending user identity search request information Module 201 ', biological characteristic in order to the biological information according to the user identity search request information gathering user received Acquisition module 202, the biological information gathered in order to comparison and described identity information are searched and are stored in server 301 The similarity of the biological information of user the biological characteristic knowledge of generation comparison result when described similarity reaches preset value Other module 203 and transfer the biology with user in order to search server 301 from described identity information according to described comparison result The subscriber identity information of the user identity card information that characteristic information is bound mutually transfers module 204 '.
Further, in preferred technique scheme, the biological information of the described user of the present invention is vocal print feature letter Breath, iris feature information, palm print characteristics information, vein pattern information, human ear characteristic information, gait feature information or retina are special Reference ceases;
Corresponding, described physical characteristics collecting module 202 be vocal print collection apparatus module, iris feature acquisition module, Palm print characteristics acquisition module, vein pattern acquisition module, human ear characteristic acquisition module, gait feature acquisition module or retina are special Levy acquisition module.
For described above, it is to be understood that a kind of identity based on living things feature recognition provided by the present invention is recognized Card system, in the specific implementation, a side of examination identity information only needs hand-held corresponding intelligent mobile terminal 200, utilizes corresponding Identity information search request module 201 ' send user identity search request information, and by corresponding physical characteristics collecting module 202 biological informations gathering user, can check the user identity card information corresponding with user identity, in operation side Just, examination is convenient, time saving and energy saving and while avoiding identity card to lose, because of corresponding biological information be vocal print characteristic information, Iris feature information, palm print characteristics information, vein pattern information, human ear characteristic information, gait feature information or retinal feature Information, it, because people is different and is respectively provided with uniqueness, also makes it possible to be greatly improved the accuracy of authentication, reliability and authority Property so that avoid faking and usurping.
And then, the present invention is practical, and using effect is good.
It should be noted that in the technical program, described user identity card information includes the identity card certificate photo of user And the ID (identity number) card No. of user.
You need to add is that, in the above-described embodiments, relevant vocal print collection apparatus module gathers the vocal print feature of user, phase Close iris feature acquisition module gather the iris feature of user, relevant palm print characteristics acquisition module gather user palm print characteristics, Related vein collection apparatus module gathers the vein pattern of user, the human ear spy of relevant people characteristic of ear acquisition module collection user Levy, the relevant gait feature of gait feature acquisition module collection user or regarding of associated retinal collection apparatus module collection user The acquisition method of nethike embrane feature is prior art, here, do not elaborate.
Need further exist for supplementing, in the specific implementation, in the present embodiment, the biological information of described user also with The phone number specified is associated, when again gathering the biological information of user and identifying successful, and can be by described intelligence The phone number specified that the biological information with described user is associated can be transferred by mobile terminal 200, so, the most available Present system helps child that is lost or that lose to look for relatives.
Concrete, the most then the biological information of child is associated with the cell-phone number of its relatives, get lost as child or During loss, uncle police utilizes described intelligent mobile terminal 200 again to gather the biological information of child, is identifying successfully After, the phone number specified that the biological characteristic with child is associated can be transferred, corresponding phone number is then by the parent of child Belong to and using, then, child that is lost or that lose can be helped to look for relatives by dialing corresponding phone number so that Qin Shuke Find the child of oneself easily, to avoid child to lose.
Then, the present invention also has and looks for child's function.
In conjunction with the above, for the enforcement principle of the more thorough explanation present invention, below with reference to certain applications scene The present invention is more preferably described in detail
Application scenarios one: iris pays
The hand-held described intelligent mobile terminal 200 of side that demand user pays, first with described payment request module 201 Send payment request information, as inputted corresponding payment, so that producing the request that pays accordingly, then by described biological characteristic Acquisition module 202 gathers the iris feature information of user, then, then by described biological characteristic recognition module 203 to being gathered User iris feature information and described paying server 101 in the similarity of the iris feature information of user that stored enter Row comparison, when comparison result reaches preset value, can transfer module 204 by described user's Bank Account Number and pay clothes from described User's Bank Account Number that the iris feature information with user is bound mutually transferred by business device 101, after user's Bank Account Number is transferred, then Pay request by the response of described payment affirmation module 205 and send payment prompting letter to described physical characteristics collecting module 202 Breath, now, described payment affirmation module 205 is in order to point out the iris feature information again gathering user, and user is again by institute State physical characteristics collecting module 202 and input its iris feature information, can complete to pay.
Further, corresponding payment can be shopping payment, payment of having a meal, take advantage of public transport payment, payment of taking the subway, parking lot to stop Car payment, the payment of high speed charge station and express delivery pickup payment etc..
Other embodiments, illustrate one by one here, do not do.
Application scenarios two: traffic police checks identity card
Traffic police or the hand-held described intelligent mobile terminal 200 of public security, first with described identity information search request module 201 ' Transmission user identity search request information, then the iris feature information of user is gathered by described physical characteristics collecting module 202, Then, then by the iris feature information of the described biological characteristic recognition module 203 user to being gathered and described identity information The similarity of the iris feature information searching the user stored in server 301 is compared, and reaches default at comparison result During value, can by described subscriber identity information transfer module 204 ' search server 301 from described identity information transfer with The user identity card information that the iris feature information of user is bound mutually.
So, traffic police or the hand-held described intelligent mobile terminal 200 of public security, believed by the iris feature of the simple user of collection Breath, quickly can search from described identity information and search user identity card information server 301, and without checking user Identity card, user also eliminates the trouble by identity card.
In sum, a kind of payment system based on living things feature recognition provided by the present invention, in the specific implementation, need The side asking user to pay only needs hand-held corresponding intelligent mobile terminal 200, utilizes corresponding payment request module 201 to send and props up Pay solicited message, and gathered the biological information of user by corresponding physical characteristics collecting module 202, user can be allowed to complete Corresponding paying, easy to operate, it is convenient to pay, time saving and energy saving and while avoiding bank card password to divulge a secret, because of corresponding biology Characteristic information is vocal print characteristic information, iris feature information, palm print characteristics information, vein pattern information, human ear characteristic information, step State characteristic information or retinal feature information, it, because people is different and is respectively provided with uniqueness, also makes it possible to be greatly improved the standard of payment Really property, reliability and authority so that avoid bank card and the stolen brush of consumption card.
Further, in the specific implementation, user carries out paying in cash, without band bank card and consumption the present invention without band cash Card carry out swiping the card payment, more carry out network payment without band mobile phone by mobile phone, no matter where user walks, and only needs typing sound Stricture of vagina feature, iris feature, palm print characteristics, vein pattern, human ear characteristic, gait feature or retinal feature, just can be carried out quickly Paying efficiently, in other words, even if user has no money, what does not all have band, still can pay so that overturned traditional Payment mode, and then break away from the constraint of cash, card and electronic equipment so that from truly accomplish a finger one face row all over the world and Need not worry for consumption and payment.
Additionally, a kind of identity authorization system based on living things feature recognition provided by the present invention, in the specific implementation, look into The side testing identity information only needs hand-held corresponding intelligent mobile terminal 200, utilizes corresponding identity information search request module 201 ' send user identity search request information, and are gathered the biological characteristic of user by corresponding physical characteristics collecting module 202 Information, can check corresponding with user identity user identity card information, and easy to operate, examination is convenient, time saving and energy saving and While avoiding identity card to lose, because corresponding biological information is vocal print characteristic information, iris feature information, palm print characteristics letter Breath, vein pattern information, human ear characteristic information, gait feature information or retinal feature information, it is because people is different and is respectively provided with Uniqueness, also makes it possible to be greatly improved the accuracy of authentication, reliability and authority so that avoid faking and usurping.
And then, the present invention is practical, and using effect is good, also makes the present invention necessarily have good marketing valency Value, the present invention can be the most welcome, can effectively be popularized.
The foregoing is only the preferred embodiments of the present invention, not thereby limit the scope of the patent protection of the present invention, all It is to utilize the equivalent structure done by description of the invention and accompanying drawing content or the conversion of equivalence flow process, or directly or indirectly uses In the technical field that other are relevant, the most in like manner it is included in the scope of patent protection of the present invention.

Claims (6)

1. a payment system based on living things feature recognition, it is characterised in that it includes payment system and intelligent mobile terminal; Wherein,
Described payment system includes paying server, and in described paying server, storage has the biological information with user to tie up mutually Fixed user's bank account information;Described user's bank account information is associated with the biological information of described user;
Described intelligent mobile terminal includes sending the payment request module of payment request information, in order to according to propping up of being received The physical characteristics collecting module paying the biological information that solicited message gathers user, the biological characteristic letter gathered in order to comparison Cease and the similarity of the biological information of user that stored in described paying server reach default in described similarity The biological characteristic recognition module of comparison result is generated, in order to transfer from described paying server according to described comparison result during value User's Bank Account Number of the user's bank account information bound mutually with the biological information of user transfer module and in order to After family Bank Account Number is transferred, response payment is asked and true to the payment of described physical characteristics collecting module transmission payment information Recognize module;
Described payment affirmation module completes to pay in order to point out the biological information again gathering user.
Payment system based on living things feature recognition the most according to claim 1, it is characterised in that: the biology of described user Characteristic information is vocal print characteristic information, iris feature information, palm print characteristics information, vein pattern information, human ear characteristic information, step State characteristic information or retinal feature information;Corresponding, described physical characteristics collecting module is vocal print collection apparatus module, rainbow Film collection apparatus module, palm print characteristics acquisition module, vein pattern acquisition module, human ear characteristic acquisition module, gait feature are adopted Collection module or retinal feature acquisition module.
Payment system based on living things feature recognition the most according to claim 2, it is characterised in that: described user bank account Number information includes the Bank Account Number number of open an account name and the user of user.
4. an identity authorization system based on living things feature recognition, it is characterised in that it includes whole nation citizenship information system System and intelligent mobile terminal;Wherein,
Described NCIIS includes that identity information searches server, and described identity information is searched in server and deposited Contain the user identity card information that the biological information with user is bound mutually;Described user identity card information is with described user's Biological information is associated;
Described intelligent mobile terminal includes sending the identity information search request module of user identity search request information, use With according to the physical characteristics collecting module of biological information of user identity search request information gathering user received, use The biological information gathered with comparison and described identity information search the biological characteristic letter of the user stored in server Breath similarity and when described similarity reaches preset value generate comparison result biological characteristic recognition module and in order to basis Described comparison result is searched server from described identity information and is transferred user's body that the biological information with user is bound mutually The subscriber identity information of part card information transfers module.
Identity authorization system based on living things feature recognition the most according to claim 4, it is characterised in that: described user's Biological information is vocal print characteristic information, iris feature information, palm print characteristics information, vein pattern information, human ear characteristic letter Breath, gait feature information or retinal feature information;Corresponding, described physical characteristics collecting module is vocal print collection apparatus mould Block, iris feature acquisition module, palm print characteristics acquisition module, vein pattern acquisition module, human ear characteristic acquisition module, gait are special Levy acquisition module or retinal feature acquisition module.
Identity authorization system based on living things feature recognition the most according to claim 5, it is characterised in that: described user's body Part card information includes identity card certificate photo and the ID (identity number) card No. of user of user.
CN201610645889.8A 2016-07-12 2016-08-09 Payment based on living things feature recognition and identity authorization system Pending CN106296199A (en)

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CN106846000A (en) * 2017-02-24 2017-06-13 广东小天才科技有限公司 A kind of method of payment and device
CN106897876A (en) * 2017-02-28 2017-06-27 北京小米移动软件有限公司 terminal payment processing method and device
CN106921500A (en) * 2017-03-22 2017-07-04 深圳先进技术研究院 The identity identifying method and device of a kind of mobile device
CN106991749A (en) * 2017-05-27 2017-07-28 刘洪文 Being used for based on biological characteristic shares unlocking and the payment system of equipment
CN107016537A (en) * 2017-04-12 2017-08-04 杭州纳戒科技有限公司 Stored value card management method and device
CN107153960A (en) * 2017-04-25 2017-09-12 北京小米移动软件有限公司 The settlement method and device of transaction
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CN108446911A (en) * 2018-03-15 2018-08-24 孙向东 Intelligent payment system
CN108681902A (en) * 2018-05-15 2018-10-19 惠龙易通国际物流股份有限公司 Mobile payment confirmation method, device, system and storage medium
CN108734471A (en) * 2018-05-15 2018-11-02 惠龙易通国际物流股份有限公司 Identity identifying method, device, system and storage medium in mobile-payment system
CN108764919A (en) * 2018-05-15 2018-11-06 惠龙易通国际物流股份有限公司 E-payment confirmation method, device, system and storage medium
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CN109214801A (en) * 2018-08-17 2019-01-15 惠龙易通国际物流股份有限公司 A kind of e-payment confirmation method, device and storage medium
CN109472565A (en) * 2017-09-07 2019-03-15 中兴通讯股份有限公司 A kind of electronics burgher card system and implementation method
CN109741070A (en) * 2018-12-28 2019-05-10 深圳市元征科技股份有限公司 A kind of account management method and device based on net card
CN110458573A (en) * 2019-07-17 2019-11-15 江西拓世智能科技有限公司 A kind of biological method of payment identified based on face and palmmprint vena metacarpea
CN110627009A (en) * 2019-09-17 2019-12-31 新疆西北星信息技术有限责任公司 Gas station noninductive refueling system based on biological recognition
WO2020015487A1 (en) * 2018-07-18 2020-01-23 阿里巴巴集团控股有限公司 Identity verification method, login method, apparatuses, and computer device
CN110766859A (en) * 2019-08-12 2020-02-07 珠海市珠海通科技有限公司 Bus taking payment device and method based on face recognition
CN111340497A (en) * 2020-02-07 2020-06-26 上海掌通天下信息系统有限公司 Palm vein financial payment management and control system based on multi-mode biological characteristics
CN111340504A (en) * 2020-03-10 2020-06-26 北京意锐新创科技有限公司 Payment method and device suitable for payment equipment
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CN107016537A (en) * 2017-04-12 2017-08-04 杭州纳戒科技有限公司 Stored value card management method and device
CN107153960A (en) * 2017-04-25 2017-09-12 北京小米移动软件有限公司 The settlement method and device of transaction
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CN107358081A (en) * 2017-06-28 2017-11-17 三峡大学 A kind of equipment management system and method based on biological information identification technology
CN107358081B (en) * 2017-06-28 2020-07-03 三峡大学 Equipment management system and method based on biological information identification technology
CN107391987A (en) * 2017-07-01 2017-11-24 珠海格力电器股份有限公司 Application guard method, device and electronic equipment based on living things feature recognition
CN109472565A (en) * 2017-09-07 2019-03-15 中兴通讯股份有限公司 A kind of electronics burgher card system and implementation method
CN107808108A (en) * 2017-11-13 2018-03-16 王盛 A kind of social security card system of real name verification machine
CN107886330A (en) * 2017-11-28 2018-04-06 北京旷视科技有限公司 Settlement method, apparatus and system
CN108960836A (en) * 2017-12-27 2018-12-07 北京猎户星空科技有限公司 Voice payment method, apparatus and system
CN108960836B (en) * 2017-12-27 2021-09-14 北京猎户星空科技有限公司 Voice payment method, device and system
CN108171185A (en) * 2018-01-03 2018-06-15 阿里巴巴集团控股有限公司 The method, apparatus and system of identification
CN108171185B (en) * 2018-01-03 2020-06-30 阿里巴巴集团控股有限公司 Identity recognition method, device and system
CN108446911A (en) * 2018-03-15 2018-08-24 孙向东 Intelligent payment system
CN108876976A (en) * 2018-04-11 2018-11-23 北京旷视科技有限公司 Card identification device, image collecting device grab and steal card system and method
CN108734471A (en) * 2018-05-15 2018-11-02 惠龙易通国际物流股份有限公司 Identity identifying method, device, system and storage medium in mobile-payment system
CN108764919A (en) * 2018-05-15 2018-11-06 惠龙易通国际物流股份有限公司 E-payment confirmation method, device, system and storage medium
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US11190527B2 (en) 2018-07-18 2021-11-30 Advanced New Technologies Co., Ltd. Identity verification and login methods, apparatuses, and computer devices
WO2020015487A1 (en) * 2018-07-18 2020-01-23 阿里巴巴集团控股有限公司 Identity verification method, login method, apparatuses, and computer device
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CN109741070A (en) * 2018-12-28 2019-05-10 深圳市元征科技股份有限公司 A kind of account management method and device based on net card
CN109741070B (en) * 2018-12-28 2024-01-05 深圳市元征科技股份有限公司 Account management method and device based on network certificate
CN110458573A (en) * 2019-07-17 2019-11-15 江西拓世智能科技有限公司 A kind of biological method of payment identified based on face and palmmprint vena metacarpea
CN110766859A (en) * 2019-08-12 2020-02-07 珠海市珠海通科技有限公司 Bus taking payment device and method based on face recognition
CN110627009A (en) * 2019-09-17 2019-12-31 新疆西北星信息技术有限责任公司 Gas station noninductive refueling system based on biological recognition
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