JPH1166430A - Accounting and payment system using radio telephone with high safety - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide an accounting/payment system with high safety by making use of the communication function of a radio telephone set and a network which is prepared in a store, etc. SOLUTION: This system sends an ID number, the application information and a password to a radio telephone base station 3 by means of the communication function of a radio telephone set 1. The station 3 sends the information received from the set 1 to an authentication center 4. The center 4 authenticates the ID number, the application information, the password and a black list and sends the notification of confirmation to a store management center 5 or an electronic register 2. The register 2 sends the application information to the set 1.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to providing a highly secure charging / paying system using a communication function of a wireless telephone and a network installed in a store or the like.

[0002]

2. Description of the Related Art Heretofore, cash, magnetic cards, IC cards, prepaid cards, and the like have been used in billing / payment systems.

[0003]

However, cash, magnetic cards, IC cards, prepaid cards, and the like have a risk of being stolen or forged due to their characteristics. Also, when stolen, it is difficult to detect where the stolen person is.

[0004]

The present invention utilizes a communication function of a wireless telephone and a network installed in a store or the like,
Provide a highly secure billing and payment system.

[0005] A wireless telephone has a communication function. Therefore, when a user of a wireless telephone makes a payment at a store or the like, the wireless telephone transmits an ID number or the like to an electronic register, and the electronic register sends a statement of use to the wireless telephone. Further, the wireless telephone uses the communication function to transmit the ID number, the password, and the usage statement to the wireless telephone base station. The wireless telephone base station transmits the transmitted information to the authentication center, and the authentication center transmits the ID number and
Password inquiry, blacklist inquiry, usage information inquiry,
Then, the usage statement is confirmed. If the usage information recorded at the authentication center matches the usage information transmitted from the wireless telephone and the blacklist inquiry does not apply, the authentication center checks with the dealer management center or the dealer's electronic cash register. Transmit permission notice. Upon receipt of the confirmation notice, the electronic cash register issues a receipt to the user. Then, the user pays the bill together with the basic charge and the call charge of the wireless telephone.

[0006] Further, the radio telephone can detect the position of the radio telephone at the radio telephone base station. Therefore, even if the wireless telephone is stolen and abused, the position of the wireless telephone can be confirmed, so that information for searching for a stolen person can be provided. Furthermore, since the use information recorded and stored in the authentication center and the use information transmitted from the wireless telephone are authenticated to check whether they are the same, forgery / abuse of the wireless telephone can be prevented. .

[0007]

Accordingly, the present invention provides an authentication center having an intermediary function using a communication function of a wireless telephone and a network function installed at a store, thereby preventing disadvantages and crimes caused by theft and forgery, and improving security. Provide a high billing and payment system.

Hereinafter, the configuration of the present invention will be described. (1) A wireless telephone is a mobile phone, a PHS (Personal)
nal Handy-Phone System). (2) A wireless telephone base station is a base where a wireless telephone performs communication to fulfill its function as a telephone, and the wireless telephone periodically transmits radio waves to the wireless telephone base station to transmit its own position. . (3) An authentication center means that when a user of a wireless telephone makes a payment using a wireless telephone, information on who paid for what, when and where is transmitted to the authentication center,
In the authentication center, ID number, password, usage information,
An organization that performs a blacklist inquiry and sends a payment notice to an electronic cash register or a dealer management center installed at a dealer when all is well. (4) The store management center is an organization such as a convenience store that collectively manages stores. (5) The black list is an ID number list for preventing unauthorized use such as the ID number of a stolen or lost wireless telephone. (6) The usage information is information of a record of a payment made by a user of the wireless telephone using the wireless telephone. (7) The usage statement means that when a user of a wireless telephone makes a payment using the wireless telephone, information such as a product name, an amount, a date, a place, and a store name is issued by an electronic register of the store. (8) The receipt is issued by the electronic cash register of the store to confirm receipt when the user of the wireless telephone makes a payment using the wireless telephone.

[0009]

This will be described below with reference to the drawings. FIG. 1 is a diagram showing an embodiment of a billing / payment system using a wireless telephone. First, the user of the wireless telephone 1 does shopping at the store. At this time, the store checks the ID number and usage information stored in the wireless telephone 1 in the electronic cash register 2. The electronic cash register transmits the usage statement to the wireless telephone, and the wireless telephone 1 receives the usage statement and, at the same time, uses its own communication function to communicate with the wireless telephone base station 3 to make a necessary payment, an ID number, a password, The usage information and the usage details are transmitted.
The wireless telephone base station 3 transmits the ID number and the password, and the usage information and the usage statement transmitted from the wireless telephone 1 to the authentication center 4, and sends the ID number / password inquiry, the usage information inquiry, the blacklist inquiry, and the usage statement. Make a confirmation. ID number and password are authenticated, usage information is correct, and ID that does not fall into the blacklist
After confirming the number, the authentication center 4 transmits the authentication result to the store management center 5. If there is no problem in the transmitted authentication result, the store management center transmits a notice of payment / permission to the electronic cash register 2 of the store.
Then, at the store, the receipt is passed to the user of the wireless telephone 1 using the electronic cash register 2. Further, when the usage accounting settlement is completed, the usage information inside the wireless telephone 1 is also updated. And the amount needed was
It will be sent to the user at a later date along with the usage statement of the wireless telephone 1.

FIG. 2 is a diagram showing an embodiment in which the store management center 5 does not mediate between the electronic cash register 2 and the authentication center 4 in a billing / payment system using a wireless telephone. Referring to FIG. 2, a user of the wireless telephone 1 performs shopping at a store. At this time, the store checks the ID number and usage information stored in the wireless telephone 1 in the electronic cash register 2 and the password that the user inputs as needed. At the same time, the wireless telephone 1 uses its own communication function to communicate with the wireless telephone base station 3 and transmits the required payment amount, ID number and password, and usage information and usage details. The wireless telephone base station 3
The ID number and the password transmitted from the wireless telephone 1 and the usage information and the usage statement are transmitted to the authentication center 4,
It performs ID number / password inquiry, usage information inquiry, and blacklist inquiry. After confirming that the ID number and password are authenticated and that the usage information is correct and that the ID number is not on the blacklist,
The authentication center 4 sends a payment notice to the electronic cash register 2. Then, the store uses the electronic cash register 2 to settle the payment of the user of the wireless telephone 1. Further, when the settlement is completed, the usage information inside the wireless telephone 1 is also updated. Then, the electronic cash register issues a receipt to the user. Then, it is sent to the user at a later date together with the statement of use of the wireless telephone 1 and paid.
A usage statement is paid to each store from the wireless telephone office.

If the wireless telephone 1 is lost or stolen, the user of the wireless telephone 1 can confirm the location of the wireless telephone 1 by making an inquiry to the wireless telephone base station 3. Therefore, if lost, it can be easily found. Also, in the case of a theft, it is possible to know where the stolen person is. When the user makes an inquiry to the wireless telephone base station 3 or informs the user of the loss or theft, the ID number is communicated to the authentication center 4 and posted on the blacklist. Therefore, even if the wireless telephone 1 is stolen and attempts to abuse the payment system, the authentication center 4 makes a blacklist inquiry, so that the wireless telephone 1 cannot be used as a payment means. Further, when the wireless telephone 1 is used, it is possible to detect the place where the wireless telephone 1 is used, so that it is possible to know the step of the stolen person.

FIG. 3 is a diagram showing an example in which the wireless telephone 6 is forged and used by using the wireless telephone 1. When the wireless telephone 6 is a forgery of the wireless telephone 1,
When both wireless telephones are used, the usage information recorded inside the wireless telephone differs. Therefore, the wireless telephone 1,
Regardless of which of the wireless telephones 6 is used for payment, when the authentication center 4 performs ID number inquiry, usage information inquiry, and blacklist inquiry, the usage information managed by the authentication center 4 and the wireless telephone 1 or the wireless telephone 1 are used. Telephone 6
The authentication center 4 notifies the electronic cash register 2 that payment cannot be made because the use information sent from is different. Therefore, the wireless telephones 1 and 6 cannot both be used.

In addition, since the authentication center 5 can accumulate usage information, it can provide the user with a list of the information, thereby providing expenditure details. The same information can be obtained without attaching. Furthermore, if the user's permission is obtained, the use information accumulated in the authentication center 5 can be used for industrial development such as consumer research.

[0014]

According to the present invention, it is possible to provide an electronic payment system which has a low risk of theft and forgery and is excellent in security. In addition, since a fee for use together with the basic charge and the call charge of the wireless telephone can be paid, the system is easy to charge. Further, by disseminating the invention worldwide, payments can be made without having a national currency.

[Brief description of the drawings]

FIG. 1 is a diagram showing an embodiment of a billing / payment system using a wireless telephone.

FIG. 2 is a diagram showing an embodiment in which information is directly transmitted from an authentication center to an electronic cash register in a billing / payment system using a wireless telephone.

FIG. 3 is a diagram showing an embodiment in which the wireless telephone 1 is forged and used by using the wireless telephone 1;

[Explanation of symbols]

 Reference Signs List 1 wireless telephone 2 electronic cash register 3 wireless telephone base station 4 authentication center 5 dealer management center 6 forged wireless telephone

──────────────────────────────────────────────────続 き Continued on the front page (51) Int.Cl. ⁶ Identification code FI H04M 15/00 H04L 9/00 675D

Claims (2)

[Claims] An ID number, usage information, usage statement, and password are transmitted to a radio telephone base station using a communication function of the radio telephone, and the radio telephone base station transmits information sent from the radio telephone to an authentication center. The authentication center authenticates the ID number, password, usage details, and blacklist, and sends a confirmation notice to the store management center or electronic cash register. The electronic cash register transmits the receipt to the wireless telephone with high security. Charging and payment system by wireless telephone. 2. A billing / payment system using a highly secure wireless telephone which can store usage information in an authentication center and use the information when using the system of claim 1.