CN202003454U - Public telephone payment terminal supporting non-contact IC card - Google Patents
Public telephone payment terminal supporting non-contact IC card Download PDFInfo
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- CN202003454U CN202003454U CN2011200529924U CN201120052992U CN202003454U CN 202003454 U CN202003454 U CN 202003454U CN 2011200529924 U CN2011200529924 U CN 2011200529924U CN 201120052992 U CN201120052992 U CN 201120052992U CN 202003454 U CN202003454 U CN 202003454U
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- payment terminal
- telephone payment
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Abstract
The utility model provides a public telephone payment terminal supporting a non-contact IC card; the public telephone payment terminal is a user self-service terminal, which finishes transaction without cooperation of staffs and does not support magnetic card or contact-type IC card services but supports the telephone call service of a non-contact IC card and the payment service of the non-contact IC card; a card holder finishes the service by swiping the non-contact IC card; and the public telephone payment terminal supporting the non-contact IC card is characterized in the public telephone payment terminal is provided with a non-contact IC card communication module used for communication with the non-contact IC card and is provided with a call module used for a calling party to call and a called party to answer a call. The public telephone payment terminal integrates the payment terminal with the public telephone, thus avoiding repeated investment and increasing beneficial use of the terminal; by swiping the non-contact IC card, a user account is difficult to divulge and the transaction security is improved; the public telephone payment terminal can be applied to an outdoor unattended environment; by finishing transaction on the public telephone payment terminal, the troubles that people have to go to a business hall or an agent point to deal with services are solved; and the application of the non-contact IC card avoids the problem that the card readers of the magnetic card terminal and contact-type IC card terminal are not swiped well due to abrasion and aging and reduces the maintenance work of the terminal.
Description
Technical field
The utility model relates to the public telephone payment terminal of supporting contactless IC card, is applied to payment technical field and public telephone field.
Background technology
Present payment terminal mainly is distributed in lobby, and the layout that also has all is to use bank's magnetic stripe card to swipe the card and transacts business on megastore, subway and other places.The magnetic stripe card security is low, has certain risk during user card punching.Because bank's magnetic stripe card safety issue, outdoor self-aided terminal can not large tracts of land be promoted always, there is not large tracts of land to install, there is not large tracts of land to use.Magnetic stripe card public telephone payment terminal generally is provided with advances the card function, the cost height automatically.Payment terminal is not supported the public telephone function.
Public telephone uses Contact Type Ic Card, and the deck contact because of wearing and tearing and the aging loose contact phenomenon that occurs, needs often to safeguard easily; Public telephone also supports to be used for the SAM card of security control invariably, can not be used for financial payment.
The provide support public telephone payment terminal of contactless IC card of the utility model, the public telephone payment terminal combines payment terminal with public telephone, avoided overlapping investment; Use non-contact card to swipe the card on this terminal, improved the security of consumption, purposes is more extensive; Use contactless IC card, terminal is not easy fault, has reduced the maintenance work of terminal.
Summary of the invention
The purpose of this utility model be the to provide support public telephone payment terminal of contactless IC card, described public telephone payment terminal combines payment terminal with public telephone, avoided overlapping investment; Use contactless IC card to finish transaction, solved the problem that user account leaks easily when using magnetic stripe card on terminal; Solve the trouble that people need remove business hall, agency's transacting business; Solve the terminal of supporting magnetic stripe card and easy fault of terminal and the big problem of maintenance workload of supporting Contact Type Ic Card; Do not need to advance automatically the magnetic stripe card card reader of card, reduced the terminal cost.
In order to realize the purpose of this utility model, the provide support public telephone payment terminal of contactless IC card of the utility model, described public telephone payment terminal is card user's self-aided terminal, need not staff's cooperation and finish transaction, do not support magnetic stripe card and Contact Type Ic Card business, support the telephone relation business of contactless IC card and the payment transaction of contactless IC card, the card user brushes contactless IC card and finishes required business; It is characterized in that: described public telephone payment terminal is provided with the contactless IC card communication module, is used for and the contactless IC card communication; Described public telephone payment terminal is provided with the conversation module, supports the caller conversation to answer talk business with called; Described public telephone payment terminal is provided with security module, and security module is related with contactless IC card, is used to verify the validity of contactless IC card at least; Described public telephone payment terminal is provided with keyboard, is used for the user at least and selects required business; Described public telephone payment terminal is provided with display module, is used to point out state, the transaction results of current transaction at least; Described public telephone payment terminal is provided with communication module, is used at least and the system platform communication, sends transaction request and receives transaction results; Described public telephone payment terminal is provided with processor, is used at least finishing required business by treatment scheme; Described public telephone payment terminal is provided with power management module, is used to the public telephone payment terminal that working power is provided at least.Support each functional module collaborative work of the public telephone payment terminal of contactless IC card, business such as finish purchase, supplement with money, pay the fees such as buying sports lottery ticket, car and boat ticket, plane ticket, is supplemented with money prepaid mobile phone recharging, mass transit card, pay water rate, the electricity charge, gas charge, credit card refund etc.; Can on this terminal, use contactless IC card to carry out the caller number dialing telephone call or calledly answer talk business.Because contactless IC card uses the radiofrequency signal communication, eavesdrop data such as the card number that on wireless signal, transmits and be not easy, so security performance of the present utility model improves greatly.The public telephone payment terminal combines payment terminal with public telephone, avoided overlapping investment.
According to a kind of preferred implementation of the public telephone payment terminal of above-mentioned support contactless IC card, described contactless IC card comprises contactless smart card and non-contact logic encryption card at least.Non-contact logic encryption card has only simple password encryption function, does not support the computing of key, as the Mifare card.
According to a kind of preferred implementation of the public telephone payment terminal of above-mentioned support contactless IC card, described security module is the SAM card.The SAM card has cipher key calculation and safety verification function, can calculate the password of non-contact logic encryption card, perhaps calculates, verifies required secure data mutually with contactless smart card, finishes required transaction.
According to a kind of preferred implementation of the public telephone payment terminal of above-mentioned support contactless IC card, the communication module of described public telephone payment terminal is supported cable network or wireless network; Described cable network is telephone wire Modem Dial-up Network or broadband networks such as ADSL, ISDN; Described wireless network is GPRS or 3G or 4G communication network.The public telephone payment terminal is connected in system platform by described network, with the system platform interactive communicate to finish required business.
According to a kind of preferred implementation of the public telephone payment terminal of above-mentioned support contactless IC card, the power management module of described public telephone payment terminal comprises external power supply and battery at least; External power supply is resident's civil power or sun-generated electric power or road lamp power supply.When external power supply is effective, accumulator is charged, the public telephone payment terminal was used the power work that accumulator provides when external power supply was invalid.
According to a kind of preferred implementation of the public telephone payment terminal of above-mentioned support contactless IC card, described conversation module comprises voice call module and video calling module.
According to a kind of preferred implementation of the public telephone payment terminal of above-mentioned support contactless IC card, described cost of the phone call can be deducted from the contactless IC card deduction or from the primary account number of contactless IC card card number association.
A kind of preferred implementation according to the public telephone payment terminal of above-mentioned support contactless IC card, described public telephone payment terminal is provided with the fingerprint recognition processing module, is used for gathering card user's fingerprint image data at least and extracts fingerprint characteristic data from this fingerprint image data.The card user's fingerprint characteristic data that extracts is sent into the contactless IC card checking, perhaps sends to the system platform checking, finishes subsequent transaction behind the checking card user finger print information; Checking card user finger print information replaces checking card user password, improves security of system.
According to a kind of preferred implementation of the public telephone payment terminal of above-mentioned support contactless IC card, described public telephone payment terminal is provided with photographing module, is used at least illegal card user is taken pictures.When terminal or platform detect user cipher mistake or finger print information and do not match, to take pictures immediately, take a picture uploads to system platform by communication module and handles.
According to a kind of preferred implementation of the public telephone payment terminal of above-mentioned support contactless IC card, described public telephone payment terminal is arranged at outdoor unattended operation environment and uses.Such as the location of people's daily lifes such as bus stop, residential quarter, rural area, street, school, activity, process, the business hall of bank, telecommunications, water supply management board etc., the trouble that the agency removes transacting business have been avoided.
The beneficial effect that the utility model adopts above-mentioned technical solution to reach is:
The utility model is not easy to reveal user's account number by the mode of brush contactless IC card, improves transaction security; Payment terminal is combined with public telephone, avoided overlapping investment; Can be applied to outdoor unattended operation environment, on the utility model, finish transaction, solve the trouble that people need remove transacting business such as business hall, agency; Solve the terminal of supporting magnetic stripe card and easy fault of terminal and the big problem of maintenance workload of supporting Contact Type Ic Card; Do not need to advance automatically the magnetic stripe card card reader of card, reduced the terminal cost.
Description of drawings
Fig. 1 does not establish the structural representation sketch of fingerprint recognition processing module for the utility model;
Fig. 2 is provided with the structural representation sketch of fingerprint recognition processing module for the utility model;
Fig. 3 is provided with the structural representation sketch of fingerprint recognition processing module and photographing module for the utility model;
Fig. 4 is provided with the structural representation sketch of photographing module for the utility model;
Wherein public telephone payment terminal 10 comprises: processor 1, power module 2, contactless IC card communication module 3, security module 4, keyboard 5, display module 6, communication module 7, conversation module 8, fingerprint recognition processing module 9, photographing module 11.
Embodiment
Below in conjunction with the drawings and specific embodiments the utility model is described in further details.
Be to guarantee the convenience of transaction, in the on-line transaction of following embodiment, under the state of prompting user card punching or input password, the user swipe the card earlier input password again or during by fingerprint acquiescence by system platform checking user cipher or user fingerprints information; The user input password earlier or when swiping the card again by fingerprint acquiescence by contactless IC card checking user cipher or user fingerprints information.
According to the utility model first embodiment, with reference to Fig. 1, the card user is inquiry contactless IC card electronic purse balance amount on the public telephone payment terminal of supporting contactless IC card.
1: the card user selects inquiry contactless IC card electronic purse balance amount business by keyboard 5 on public telephone payment terminal 10;
2: public telephone payment terminal 10 is pointed out user card punching on display module 6;
3: the card user brushes contactless IC card on the contactless IC card communication module 3 of public telephone payment terminal 10;
4: public telephone payment terminal 10 by contactless IC card communication module 3 detect read behind the card brush electronic purse balance amount on the contactless IC card, on display module 6, show remaining sum; Transaction is finished.
According to the utility model second embodiment, with reference to Fig. 1, card user usage platform account, verification platform account password on the public telephone payment terminal of supporting contactless IC card are bought train ticket.
1: the card user selects to buy the train ticket business by keyboard 5 on public telephone payment terminal 10;
2: network and system platform that public telephone payment terminal 10 is supported by communication module 7 connect;
3: the user is input/selection departure place, the input/point that selects your destination, input/selection sailing date etc. on public telephone payment terminal 10; Public telephone payment terminal 10 sends to system platform with the information that the user of institute imports/selects, and initiates the request of train number and the inquiry of ticket amount to system platform;
4: system platform is replied train number and ticket amount information to public telephone payment terminal 10;
5: the user selects required train number, imports required ticket booking quantity;
6: public telephone payment terminal 10 is pointed out user card punching or input password on display module 6;
7: the card user brushes contactless IC card on the contactless IC card communication module 3 of public telephone payment terminal 10;
8: public telephone payment terminal 10 prompting card users input password; The card user imports the platform account password on public telephone payment terminal 10;
9: public telephone payment terminal 10 sends to system platform, the request ticket booking with data such as card user's card number, password, ordered ticket train number, date, quantity;
10: system platform is withholdd from card user's platform account, orders and takes the required train ticket in family; And the result that will book tickets is issued to public telephone payment terminal 10; Transaction is finished.
The card user snaps into the place of getting tickets with the used contactless ic of ticket booking and gets ordered ticket, and the place of getting tickets is arranged at the railway station, has avoided the user to go to the railway station in advance and has bought the trouble of ticket.
According to the utility model the 3rd embodiment, with reference to Fig. 2, the card user is the usage platform account on the public telephone payment terminal of supporting contactless IC card, is topped up by contactless IC card checking user fingerprints information.
1: the card user selects the business that tops up by keyboard 5 on public telephone payment terminal 10;
2: network and system platform that public telephone payment terminal 10 is supported by communication module 7 connect;
3: the card user need supplement phone number with money by keyboard 5 inputs on public telephone payment terminal 10;
4: the card user is input/selection recharge amount on public telephone payment terminal 10;
5: public telephone payment terminal 10 is pointed out user card punching or input password on display module 6;
6: the card user presses fingerprint on fingerprint recognition processing module 9; Fingerprint recognition processing module 9 is gathered the user fingerprint image data and is extracted the fingerprint characteristic data that contactless ic can be discerned;
7: the card user brushes contactless IC card on the contactless IC card communication module 3 of public telephone payment terminal 10; Public telephone payment terminal 10 is sent the contactless IC card checking with above-mentioned fingerprint characteristic data; Loopback fingerprint authentication result behind the contactless IC card checking card user finger print information.
8: the data such as result that public telephone payment terminal 10 is supplemented need with money phone number, recharge amount, contactless IC card account number, the success of contactless IC card checking card user finger print information send to system platform, initiate charging request to system platform;
9: system platform is withholdd from card user's platform account, and supplements with money to the phone number of user's input; Recharging result is replied to public telephone payment terminal 10.Transaction is finished.
According to the utility model the 4th embodiment, with reference to Fig. 2, the card user is the usage platform account on the public telephone payment terminal of supporting contactless IC card, by paying the electricity charge after the system platform checking user fingerprints information.
1: the card user selects to pay electricity charge business by keyboard 5 on public telephone payment terminal 10;
2: network and system platform that public telephone payment terminal 10 is supported by communication module 7 connect;
3: the card user imports subscriber payments electricity table numbers by keyboard 5 on public telephone payment terminal 10;
4: public telephone payment terminal 10 sends to system platform with the electric table number of user's input, initiates the query requests of demand charge arrearage to system platform;
5: system platform is issued to public telephone payment terminal 10 with the arrearage information of this electric supply meter correspondence;
6: public telephone payment terminal 10 is pointed out user card punching or input password on display module 6;
7: the card user brushes contactless IC card on the contactless IC card communication module 3 of public telephone payment terminal 10;
8: public telephone payment terminal 10 points out the user to import account password on display module 6;
9: the card user presses fingerprint on the fingerprint recognition processing module 9 of public telephone payment terminal 10; Fingerprint recognition processing module 9 is gathered the user fingerprint image data and is extracted the fingerprint characteristic data that system platform can be discerned;
10: will pay the fees electric table number, the amount of money of paying the fees, contactless IC card account number, user fingerprints characteristic of public telephone payment terminal 10 sends to system, initiates to pay the request of the electricity charge to system;
11: system platform checking card user's finger print information, withhold from card user's platform account, and pay the fees to the electric table number account of user's input; The result that will pay the fees replys to public telephone payment terminal 10.Transaction is finished.
According to the utility model the 5th embodiment, with reference to Fig. 3, the card user is checking non-contact intelligent clip pin mistake on the public telephone payment terminal of supporting contactless IC card, and self-aided terminal carries out automatic camera.
1: the card user selects required business by keyboard 5 on public telephone payment terminal 10;
2: other pre-service that the user transacts business on public telephone payment terminal 10
3: public telephone payment terminal 10 is pointed out user card punching or input password on display module 6;
4: the user brushes contactless smart card after importing user cipher; Public telephone payment terminal 10 detects to be used behind the contactless smart card that the user brushes the user to input password to verify contactless smart card reply code mistake;
5: public telephone payment terminal 10 carries out taking pictures immediately by photographing module 11;
6: public telephone payment terminal 10 prompting user cipher mistakes;
7: public telephone payment terminal 10 with take a picture and upload to system platform.Transaction is finished.
In like manner: when public telephone payment terminal 10 receives the user cipher of system platform response or finger print information mistake, also take pictures immediately and upload to system platform by photographing module 11; When public telephone payment terminal 10 detects the failure of contactless smart card checking card user finger print information, also take pictures immediately and upload to system platform by photographing module 11.
According to the utility model the 6th embodiment, with reference to Fig. 1, card user's usage platform account fund on the public telephone payment terminal of supporting contactless IC card is called.
1: the card user selects to call by keyboard 5 on public telephone payment terminal 10;
2: public telephone payment terminal 10 is pointed out user card punching on display module 6;
3: the user brushes contactless IC card, and public telephone payment terminal 10 reads the card number on the contactless IC card;
4: public telephone payment terminal 10 points out the user to input password on display module 6;
5: the user imports the platform account password on public telephone payment terminal 10;
6: public telephone payment terminal 10 is brushed the user and is delivered to system platform on contactless ic card number, the user cipher, sends the request of calling to system platform; System platform verifies whether the account password of this card number association is mated, whether fund etc. is arranged, and the result is issued to; Public telephone payment terminal 10;
7: the user calls;
8: public telephone payment terminal 10 will be conversed bill report to system platform; System platform is withholdd from user's primary account number according to ticket.Transaction is finished.
According to the utility model the 7th embodiment, with reference to Fig. 1, the card user uses contactless IC card to deduct fees on the public telephone payment terminal of supporting contactless IC card and calls.
1: the card user selects to call by keyboard 5 on public telephone payment terminal 10;
2: public telephone payment terminal 10 is pointed out user card punching on display module 6;
3: the card user is brushing contactless IC card behind the input user cipher on the public telephone payment terminal 10;
4: the user calls; On deducting fees a little, from contactless IC card, directly deduct fees;
5: user's on-hook, fall back on master menu.Transaction is finished.
By above case study on implementation as can be seen, the utility model is of many uses, and transaction is quick, safety, convenient.
As known by the technical knowledge, the utility model can be realized by other the embodiment that does not break away from its spirit or essential feature.Therefore, above-mentioned disclosed embodiment with regard to each side, all just illustrates, and is not only.All in the utility model scope or the change that is being equal in the scope of the present utility model all be included in the utility model.
Claims (8)
1. support the public telephone payment terminal of contactless IC card, described public telephone payment terminal is card user's self-aided terminal, need not staff's cooperation and finish transaction, do not support magnetic stripe card and Contact Type Ic Card business, support the telephone relation business of contactless IC card and the payment transaction of contactless IC card, the card user brushes contactless IC card and finishes required business; It is characterized in that:
Described public telephone payment terminal is provided with the contactless IC card communication module, is used for and the contactless IC card communication;
Described public telephone payment terminal is provided with the conversation module, is used for caller conversation and answers conversation with called;
Described public telephone payment terminal is provided with security module, and security module is related with contactless IC card, is used to verify the validity of contactless IC card at least;
Described public telephone payment terminal is provided with keyboard, is used for the user at least and selects required business;
Described public telephone payment terminal is provided with display module, is used to point out state, the transaction results of current transaction at least;
Described public telephone payment terminal is provided with communication module, is used at least and the system platform communication, sends transaction request and receives transaction results;
Described public telephone payment terminal is provided with processor, is used at least finishing required business by treatment scheme;
Described public telephone payment terminal is provided with power management module, is used to the public telephone payment terminal that working power is provided at least.
2. according to the public telephone payment terminal of the described support contactless IC card of claim 1, it is characterized in that: described contactless IC card comprises contactless smart card and non-contact logic encryption card at least.
3. according to the public telephone payment terminal of the described support contactless IC card of claim 1, it is characterized in that: described security module is the SAM card.
4. according to the public telephone payment terminal of the described support contactless IC card of claim 1, it is characterized in that: the communication module of described public telephone payment terminal is supported cable network or wireless network; Described cable network is telephone wire Modem Dial-up Network or broadband networks such as ADSL, ISDN; Described wireless network is GPRS or 3G or 4G communication network.
5. according to the public telephone payment terminal of the described support contactless IC card of claim 1, it is characterized in that: the power management module of described public telephone payment terminal comprises external power supply and battery at least; External power supply is resident's civil power or sun-generated electric power or road lamp power supply.
6. according to the public telephone payment terminal of the described support contactless IC card of claim 1, it is characterized in that: described conversation module comprises voice call module and video calling module.
7. according to the public telephone payment terminal of the described support contactless IC card of claim 1, it is characterized in that: described public telephone payment terminal is provided with the fingerprint recognition processing module, is used for gathering card user's fingerprint image data at least and extracts fingerprint characteristic data from this fingerprint image data.
8. according to the public telephone payment terminal of the described support contactless IC card of claim 1, it is characterized in that: described public telephone payment terminal is provided with photographing module, is used at least illegal card user is taken pictures.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2011200529924U CN202003454U (en) | 2011-03-02 | 2011-03-02 | Public telephone payment terminal supporting non-contact IC card |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2011200529924U CN202003454U (en) | 2011-03-02 | 2011-03-02 | Public telephone payment terminal supporting non-contact IC card |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN202003454U true CN202003454U (en) | 2011-10-05 |
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN2011200529924U Expired - Fee Related CN202003454U (en) | 2011-03-02 | 2011-03-02 | Public telephone payment terminal supporting non-contact IC card |
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| CN (1) | CN202003454U (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103747156A (en) * | 2013-02-22 | 2014-04-23 | 王新 | Prepaid recharge management platform |
-
2011
- 2011-03-02 CN CN2011200529924U patent/CN202003454U/en not_active Expired - Fee Related
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103747156A (en) * | 2013-02-22 | 2014-04-23 | 王新 | Prepaid recharge management platform |
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| Date | Code | Title | Description |
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| C14 | Grant of patent or utility model | ||
| GR01 | Patent grant | ||
| C56 | Change in the name or address of the patentee | ||
| CP02 | Change in the address of a patent holder |
Address after: 510665 Tangxia District, Guangdong, Tianhe District, northeast of the A1-11 District,, 301 Patentee after: Zhang Longqi Address before: 510665, 7, two street, Tai'an Road, Tianhe District, Guangdong, Guangzhou, 606 Patentee before: Zhang Longqi |
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| C17 | Cessation of patent right | ||
| CF01 | Termination of patent right due to non-payment of annual fee |
Granted publication date: 20111005 Termination date: 20130302 |