Background technology
Along with science and technology, market economy increasing development; Deepening continuously of institutional reform; Administrative authority is to urbanite water consumption, electricity consumption, with the checking meter, pay the fees and various additional cost of gas, like the paying the fees and managing of rent, health expense, public security expense etc., become the problem that presses for solution.
Be accompanied by popularizing of DTV, the notion of the digital home popular feelings that deepens continuously, tangible transformation possibly take place in the function in the DTV STB future that links to each other with family maximum display device, and the interactive application function will strengthen greatly.In addition, STB has good application interface at the very start towards domestic. applications, possibly partly substitute PC, has functions such as home entertaining, study, office and cell management, even can be used as home gateway.Top box of digital machine is not only user terminal, or the network terminal, and it can make simulated television turn to interactive digital TV from the passive simulated television of accepting, and can enter the Internet, and makes the user enjoy omnibearing information services such as TV, data, language.
All there are the various forms of comprehensive function cards of popularization in each big city at home at present, and is more extensive with Guangzhou " Canton All-in-Card " IC-card technical application." Canton All-in-Card " IC is a kind of small amount payment system towards traffic system; But because its authentication function is relatively weaker, thereby cause the risk of use bigger, simultaneously; Because the use terminal of Canton All-in-Card is mainly used in field of traffic, the payment except traffic is difficult to obtain user's approval.
Therefore, users hope to have a kind of integrated all-purpose card paying service system, can use safer and range of application more extensive.
The utility model content
The technical matters that the utility model will solve provides a kind of all-purpose card fare payment system, makes the domestic consumer use safer and uses more extensively, satisfies user's different demands.
The utility model solves the technical scheme that its technical matters adopted;
The utility model provides a kind of all-purpose card fare payment system, comprises;
The card reader data processing module is used to utilize the POS to read the data of all-purpose card, and turns back to STB to data, carries out data interaction through using the backstage; Card is bound with STB, and said card reader data processing module utilizes the POS to read the data of all-purpose card, sends to the application backstage to data together with the unique identify label number of STB through STB;
The module of swiping the card; Be used for when STB receives user's request, user's request type is identified in the middle layer, then according to user's request type; Formation can be by POS recognition data bag; Send to the POS at last and handle, the data that the POS receives are resolved, identify the request of STB;
Authentication module, process realizes authentication and Address Recognition swiping the card; The authentication of said authentication module comprises the payment services module of paying the fees, inquiry service module and the service module of transferring accounts; The said payment services module of paying the fees is responsible for paying water rate, the electricity charge, overhead cost; Said inquiry service module is responsible for inquiring about the remaining sum of current all-purpose card; The said service module of transferring accounts is used to be responsible for transferring accounts, comprise Bank Account Number and and the authentication of the said authentication module of transferring accounts between the card of business-binding comprise; The prompting user inputs password and carries out authenticating user identification, carries out address verification, just carries out next step operation if conform to;
The backstage interactive module is used for accomplishing different service on the backstage and operates; Said backstage interactive module comprises Internet bank's interactive module, bank's authentication interactive module, service application background module; Said Internet bank interactive module realizes that digital family set-top box docks with Internet bank interface; Said bank authentication interactive module realizes paying the fees paying and uses, and has comprised that the payment that the Internet bank carries out reaches and the payment of paying the fees of using binding; Said service application background module is used for the supported web page backstage, and interface is provided, and accomplishes mutual through calling interface.
Technique scheme compared with prior art, the utility model has multiple authentication and limiting operation control strategy, guaranteed the safety of payment; To safety be provided for the domestic consumer; Convenient, the modes of payments can provide home-confined pay charge way for the user of digital home efficiently; Be a kind of efficient, convenient, safety, brand-new interactive service.
Embodiment
In order to make those skilled in the art person understand the technical scheme of the utility model better; Below in conjunction with accompanying drawing and embodiment the utility model is done further to specify; Obviously, described embodiment only is the utility model part embodiment, rather than whole embodiment.Based on the embodiment in the utility model, those of ordinary skills are not making all other embodiment that obtained under the creative work prerequisite, all belong to the scope of the utility model protection.
The utility model is to prior art problems, and research combines the application integration of open Common Gateway of digital home and integrated all-purpose card service to need, and sets up open Common Gateway of DTV and the integrated service of integrated all-purpose card; Development support authentication information, Transaction Information, payment information exchange are with integrated; Support the foundation of digital television signal loading, the authentication of all-purpose card fare payment system, small amount payment and trans-regional service platform to provide support,, need not to lay independent circuit into the all-purpose card fare payment system through connecting digital domestic consumer's cable TV network; The more important thing is; The user terminal of all-purpose card is integrated in the digital home multimedia gateway, means that each domestic consumer has the small amount payment system of oneself, because be among the family; Have the affected control strategy of multiple authentication and authority again; Guaranteed safety of payment, will safety be provided for the domestic consumer, easily and efficiently the modes of payments.The utility model can provide home-confined pay charge way for the user of digital home, is a kind of efficient, facility, safety, interactive service that power is new.
Below in conjunction with accompanying drawing the utility model is done further explanation.
The utility model modular structure is comprised by shown in Figure 1; Card reader data processing module 1, the module of swiping the card 2, authentication module 3, backstage interactive module 4 are wherein;
Card reader data processing module 1 is to utilize the POS to read the data of all-purpose card, and turns back to STB to data, uses the backstage the most finally and carries out data interaction.
In the utility model; Card and STB are bound; Shown card reader data processing module 1 is to utilize the POS to read the data of all-purpose card, sends to the application backstage to data together with the unique identify label number of STB through STB, uses the backstage the most finally and carries out data interaction.
The module of swiping the card 2 comprises the payment module 21 of paying the fees, inquiry service module 22 and the service module 23. of transferring accounts
The module 2 of swiping the card, when STB receives user's request, user's request type will be identified in the middle layer, and according to user's request type, formation can be sent to the POS and handle by POS recognition data bag at last then.When the POS receives data, then data are resolved, identify the request of STB, make handled then.
The payment services module 21 of paying the fees is to be responsible for payment water rate, the electricity charge, overhead cost etc.The payment services module 21 of paying the fees need the user provide the amount of money that will pay, clip pin, and the amount of money of payment is to get into the inquiry column through inquiring about the user who accomplishes, inquiry own the expense that will pay, pay then.
Inquiry service module 22 is to be responsible for the remaining sum of the current card of inquiry, and this amount of money with the inquiry payment is different, and the inquiry here is concerning blocking, not to be meant the amount of money that inquiring user need be paid.
The service module 23 of transferring accounts is to be responsible for transferring accounts, and except the function of transferring accounts of network enabled bank, supports that also transferring accounts needs number of the account and password from some remaining sums being forwarded on the card with business-binding of Bank Account Number.The operator is exactly to supplement with money for card.
Authentication module 3 is used for realizing authentication and Address Recognition in the process of swiping the card, be responsible for waiting brush card after, point out the user to input password and carry out authenticating user identification, follow address verification, can carry out next step operation if conform to.
The utility model provides multiple authentication, described authentication module 3 except binding card and STB, also need brush play card after, the prompting user inputs password and carries out authenticating user identification, then also need carry out address verification, can carry out next step operation if conform to.This a series of authentication all is that STB carries out on the backstage, and is unaffected concerning the user.
Backstage interactive module 4 comprises Internet bank's interactive module 41, bank's authentication interactive module 42, service application background module 43.
Internet bank's interactive module 41 is used with realizing digital family set-top box and is docked with Internet bank interface, thereby realizes local STB realization Internet bank function.Realizing Internet bank's function, mainly is the browser function of realizing the SSL safety certification of bank's support, promptly realizes browsing and operating of webpage through the xtone STB.
During payment is used so bank's authentication interactive module 42 usefulness are paid the fees now, except the Internet bank pays, also with the payment of paying the fees of using binding.Promptly the user in application operating, accomplish the function of the payment of paying the fees.The bank interface that this just needs bank to provide direct payment to pay the fees.In the interface that bank provides, need to adopt the method for safety certification, i.e. the SSL security module.Integrated SSL security module, in application, the SSL certificate that uses bank to sign and issue carries out interface communication, and safety is paid the fees.The SSL security module is the module of increasing income, the explanation of the existing SSL module interface of design reference.
Service application background module 43 mainly is that the function that occupy browser is carried out application and development, supports the webpage backstage of JS and html language exploitation.With the comprising the bank backstage alternately and use the backstage of service application backstage, the bank backstage provides relevant interface, through calling interface accomplish with the backstage alternately.
Technique scheme can be found out: compared with prior art, the utility model has multiple authentication and limiting operation control strategy, has guaranteed the safety of payment; To safety be provided for the domestic consumer; Convenient, the modes of payments can provide home-confined pay charge way for the user of digital home efficiently; Be a kind of efficient, convenient, safety, brand-new interactive service.
More than a kind of all-purpose card fare payment system that the utility model embodiment is provided; Carried out detailed introduction; Used concrete example among this paper the principle and the embodiment of the utility model are set forth, the explanation of above embodiment just is used to help to understand the method and the thought thereof of the utility model; Simultaneously, to one of ordinary skill in the art, according to the thought of the utility model, the part that on embodiment and range of application, all can change, in sum, this description should not be construed as the restriction to the utility model.