CN202003376U - Intelligent card provided with exclusive input/output equipment - Google Patents
Intelligent card provided with exclusive input/output equipment Download PDFInfo
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- CN202003376U CN202003376U CN2010206968210U CN201020696821U CN202003376U CN 202003376 U CN202003376 U CN 202003376U CN 2010206968210 U CN2010206968210 U CN 2010206968210U CN 201020696821 U CN201020696821 U CN 201020696821U CN 202003376 U CN202003376 U CN 202003376U
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- smart card
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Abstract
The utility model provides an intelligent card. The intelligent card simultaneously comprises a plurality of communication interfaces; and the intelligent card is connected with multiple kinds of external equipment by the plurality of communication interfaces, wherein the external equipment is special for the intelligent card. The intelligent card is provided with the special external equipment, so that the data security can be improved under the condition of not reforming the conventional application terminal and system, and multiple kinds of external equipment can be arranged flexibly to meet the requirements in different application fields.
Description
Technical field
The utility model relate generally to smart card, and relate more specifically to a kind of smart card of monopolizing input-output device of being furnished with.
Background technology
Smart card (Smart Card) claims the CPU card again, is a kind of of IC-card (integrated circuit card).Integrated circuit in the smart card usually comprises central processor CPU, programmable read only memory EEPROM, random access memory ram and is solidificated in card internal operating system COS (Chip Operating System) in the read only memory ROM.Data are divided into the outside and read and the inter-process part in the card, guarantee that data security is reliable in the card.In smart card, the function of cpu chip is equivalent to a microcomputer.Smart card has that user's space is big, reading speed is fast, support characteristics such as one card for multiple uses, and it is from the external form common IC-card of mediating a settlement, radio-frequency card and indifference, but tremendous increase is arranged on the performance.For example, smart card improves a lot than in security with common IC-card, because contain randomizer, hardware encipher algorithm etc. at its cpu chip usually, compounding practice system (being OS on the sheet) can reach other safe class of finance level.
Because the mass data storage ability of smart card and powerful security feature, it is widely used in various fields, for example finance, safety, government's industry etc.For example in the bank card field, smart card has been proved to be ideal medium, and it can storage key and carries out cryptographic algorithm, can reach high security on based on cryptographic basis.In addition, the smart card easy operating is easy to carry, thereby the natural major technique that becomes bank card is to deal with the security risk in the payment system.In addition, smart card also is widely used as gate inhibition card, when using in the hotel, can information such as room number, password, guest's identification card number, date, the amount of money be write in the smart card by writer, thereby help the management in hotel and guest's safety.Yet, though current smart card has possessed very powerful data-handling capacity and higher safety performance, still need to carry out exchanges data by the assistance and the external world of terminal, just can join in the application system thus.
For example in the application of bank card, there are various forms of terminals such as ATM, POS machine, mobile phone, personal computer, these terminals with multi-form access diverse network, are carried out information interaction via different medium again, so all there is the safety problem of various degree in these accepting terminal.With the network payment is example, and the user is mostly from sensitive informations such as personal computer input payment ciphers, and the hacker can be easily directly tackles these information by trojan horse program etc., thereby brings very big potential safety hazard.Except the vulnerable unsafe situation brought of terminal itself, the lawless person also may forge terminal to gain user's important information by cheating.
Disclose a kind of smart card in international publication number is the patent of WO2009018683A1, this smart card primary structure comprises master chip, keyboard, display device, communication interface, power supply etc.Though by the card on keyboard read the data of card primary input and in card built-in key list increased safety of data transmission, but this smart card of being furnished with keyboard and display need be transformed payment terminal, and be only applicable to payment system, and can't be applied to other applications of smart cards such as e-Bank payment, mobile-phone payment, gate control system.
Therefore, under the situation that does not change existing application terminal or system, having high security and general smart card device has very strong demand.
The utility model content
For addressing the above problem, it is a kind of that the utility model provides, and described smart card comprises various communication interfaces simultaneously, and described smart card is connected with multiple external unit by described various communication interfaces; Wherein said external unit is that described smart card is proprietary.
Preferably, described communication interface can be one or more in USB interface, SWP interface, SPI interface or the ISO7816 interface.
Preferably, described proprietary external unit comprises at least one input equipment and at least one output device.
Preferably, described input equipment can comprise one or more in keyboard, fingerprint scanner, the touch-screen, and described output device can comprise in display, the printer one or more.
Preferably, described proprietary external unit can also comprise the contact interface of subscriber card and in the non-contact interface one or more.
The utility model proposes a kind of smart card of monopolizing IO equipment that disposed, all kinds of Input/Output Devices directly link to each other with smart card, sensitive information, such as all input equipment inputs such as user PIN, transaction key, identification number, personal information by directly linking to each other with smart card, thereby prevent terminal under fire, or when being forged the problem of information leakage.The smart card of the utility model method can provide safe, proprietary man-machine interface for the holder by proprietary external unit, does not need the assistance of terminal.Because smart card of the present utility model is furnished with proprietary peripheral hardware, thereby can improve data security under the situation of existing application terminal, system not being done change, but also can dispose different external units neatly to satisfy the demand in different application field.
Method of the present utility model is described below in conjunction with specific embodiments.
Description of drawings
Aforementioned and other targets of the present utility model, feature and advantage will be conspicuous according to following more specific description to embodiment of the present utility model, and these embodiment are illustrated in the accompanying drawings.
Fig. 1 is the synoptic diagram according to smart card of the present utility model.
Fig. 2 illustrates the electronic trading system according to smart card of the present utility model and POS terminal formation.
Fig. 3 illustrates the flow process that the electronic trading system of utilizing Fig. 2 is carried out the E-consumer transaction.
Fig. 4 illustrates the gate control system that utilization constitutes according to smart card of the present utility model.
Embodiment
Further describe the utility model below in conjunction with the drawings and specific embodiments.Need to prove that each structure in the accompanying drawing just schematically illustrates, with so that those of ordinary skills understand principle of the present utility model best, it is not necessarily drawn in proportion.
Fig. 1 illustrates the structure according to smart card 10 of the present utility model.Smart card 10 has the basic comprising of general smart card, comprises central processor CPU that the front is mentioned, programmable read only memory EEPROM, random access memory ram and is solidificated in card internal operating system COS (Chip Operating System) in the read only memory ROM.Different with common smart card is that smart card 10 provides multiple IO interface, comprises common smart card communication interface at present such as ISO7816 interface 11, ISO14443 interface 12, usb 13, SWP interface 14 and SPI interface 15, as shown in Figure 1.In addition, smart card can also comprise the smart card communication interface of a new generations such as MMC interface 16.In the application of reality, smart card can provide in the above-mentioned communication interface one or more according to its application scenario, demand.
By above-mentioned various communication interfaces, smart card 10 can link to each other with different Input/Output Devices, constitutes its proprietary external unit.As can be seen from Fig. 1, smart card 10 can be realized ICP/IP protocol on usb 13, carries http protocol then on ICP/IP protocol, links to each other with browser by http protocol, makes browser become the proprietary peripheral hardware of smart card 10.In use, the user can check the content of transaction by this proprietary browser of smart card 10, or browses the data such as personal information on the card, replaces traditional terminal browser.Smart card 10 can also link to each other with the NFC chip by SWP interface 14 and constitute NFC equipment, makes the user to carry out directly perceived, convenient, safe communication with other NFC equipment easily, realizes non-contact transaction.
By SPI interface 15, smart card can link to each other with external units such as touch-screen, keyboard, fingerprint scanner, Contact Type Ic Card card reader, Contactless IC Card Reader and printers.The user can carry out information inspection by the touch-screen that smart card 10 is furnished with, and selects the corresponding certain application of function executing.The keyboard that smart card 10 is furnished with can provide numeral, letter or the input of some function choosing-items.In order to realize safe password input, smart card 10 can also be furnished with other keyboards, as code keypad.Code keypad is the dedicated devices that inside has the encryption function, and storage key is finished functions such as message encryption and decryption, checking safely.Code keypad is except numerical key with common keyboard, function key, also can have display screen, when holder's key feeding cipher, the display screen of code keypad can not show expressly, only show asterisk, the information between code keypad and the smart card transmits carries out with the form of ciphertext.In addition, this display screen can be used for showing dealing money.Can also utilize according to the proprietary display of smart card 10 of the present utility model and realize function corresponding, replace the display of conventional code keypad to show information such as dealing money.Under the situation that connects the IC-card card reader, the IC-card card reader can be the Contact Type Ic Card card reader, is used to receive the insertion of user's IC-card and carry out data with user's IC-card and transmit.Smart card 10 also can connect Contactless IC Card Reader, and non-contact IC card is discerned and exchanges data.Under the situation that connects printer, printer can be dot matrix impact type or heat-sensitive paper record formula printer etc., is used for transaction voucher, personal data etc. such as printable character, Chinese character.Illustrate according to smart card of the present utility model below in conjunction with concrete application scenarios.
Fig. 2 is the synoptic diagram according to the electronic trading system of smart card of the present utility model and POS terminal formation.As shown in Figure 2, have SPI interface and ISO7816 interface according to smart card 20 of the present utility model, wherein smart card 20 is connected with card reader 22 with code keypad 21 by the SPI interface, and this code keypad and card reader become the proprietary peripheral hardware of smart card 20.Undertaken by the POS machine under the situation of electronic transaction, smart card 20 can join by the POS office that ISO7816 interface and exchange use, and the POS machine typically is connected to the Information Exchange System of bank.Figure 3 illustrates the flow process of in such electronic trading system, carrying out consumer sale.
Consumer sale flow process shown in Figure 3 can for example be client uses bank card (smart card) shopping in the shop a situation.When the holder paid the bill, the cashier at first selected consumer sale according to prompting by the corresponding digital key on the function interface of POS machine, can select electronic bankbook to use (step S1) after entering consumer sale.Then, the POS terminal notifying input consumption amount of money (step S2).For the POS terminal of supporting the IC-card transaction, it also can be pointed out the cashier to insert IC-card or swipe the card.At this moment, can be connected to the POS terminal, be different from the IC-card slot that traditional IC-card is inserted the POS machine by the smart card 20 that the ISO7816 interface will be equipped with proprietary peripheral hardware.Whether terminal can detect smart card device by the ISO7816 interface and correctly connect and do corresponding prompting (step S3).After the POS machine examination measured the connection of smart card 20, the E-Payment in the selection card was used and to sticking into capable validity check, for example check this card whether in the blacklist of terminal storage, whether terminal support the card issuer to identify etc. (step S4).If it is invalid that smart card 20 is detected as, then carry out fault processing, show error message as terminal, perhaps prompting reconnects operations such as smart card, if continue invalid this transaction (step S5) of then withdrawing from.If smart card 20 is detected as effectively, then terminal notifying is imported PIN.With usually on the keyboard of POS terminal input user PIN code different, the holder according to prompting with code keypads 21 that smart card 20 is connected separately on import this user's PIN code (step S6).Different with the method for routine, directly receive PIN code by proprietary keyboard 21, therefore smart card 20 can directly carry out verification (step S7) to this PIN code thereon, carries out verification again and need not receive PIN code from terminal.If check errors then enters fault processing step S5, if verification succeeds then enters step S8 and begins to consume flow process.In this case, because user PIN need not need the transmission of terminal by the keyboard input of terminal yet, directly in the proprietary keyboard of smart card, import, thereby greatly reduce the risk that PIN reveals by the user.
Using under the situation of common IC-card, be example with the electronic wallet application, enter the consumption flow process after, to carry out the two-way authentication function between terminal and the IC-card, terminal will produce MAC1 by secure storage module SAM, and send this MAC1 to IC-card, verify (step S9) by IC-card.This SAM card is loaded on another card reader of terminal.IC-card checking MAC1 effectively after, just from the remaining sum of the bank account that is associated with smart card, reduce the consumption amount of money, produce MAC2 and loopback consumption record then to terminal (step S10).The POS terminal sends the MAC2 that receives to the SAM card, verifies the validity of MAC2 by the SAM card, and terminal is given in checking loopback as a result, is taken appropriate measures by terminal, prints inventory as Transaction Success, if the consumption failure is then consumed to cancel to wait and operated (S11).Under the situation of using the smart card 20 that is equipped with card reader 22, the consumption flow process need experience above-mentioned steps S8-S11 equally.Different is, described SAM card is connected directly on the card reader of smart card 20, and on smart card 20, load and the corresponding application program of the above-mentioned verification process of execution, therefore need not can realize safety certification process described above through the transfer of terminal, this has reduced the potential safety hazard that data transmit, and has significantly increased transaction security.
Smart card provided by the utility model is not limited to the above embodiments, also is not limited to the financial application field.Smart card for example of the present utility model can also be used in the gate control system, and Fig. 4 is the synoptic diagram that utilizes the gate control system that constitutes according to smart card of the present utility model.As shown in Figure 4, have USB interface according to smart card 30 of the present utility model, it can be connected with terminal by this USB interface.Similarly, smart card 30 also is associated with keyboard 31 and display 32 by the SPI interface, makes keyboard and display become its proprietary external equipment.When in hotel or biotope, using such gate control system, can write general informations such as room number, date, the amount of money to smart card by PC when waiter registers in resident family, and resident family can write sensitive informations such as its identification card number, password setting according to the prompting of display 32 by keyboard 31.In addition, smart card 30 can also be furnished with the finger print information that fingerprint scanner reads resident family safely.For sensitive information, smart card 30 can be unified to carry out encryption and package and register in gate inhibition's infosystem via the communication path of terminal, and the smart card that obtains thus has high Information Security.
In different application of IC cards fields, smart card provided by the utility model can be furnished with different Input/Output Devices according to application need, the security that increase information transmits, the confidentiality of personal data, and the convenience that improves smart card operation.
It should be noted that above embodiment is only in order to explanation the technical solution of the utility model but not limit it.Although the utility model is had been described in detail with reference to above-mentioned embodiment; those of ordinary skill in the art is to be understood that; still can make amendment or the part technical characterictic is equal to embodiment of the present utility model and replace and do not break away from essence of the present utility model, it all be encompassed in the scope that the utility model asks for protection.
Claims (5)
1. a smart card is characterized in that, described smart card comprises various communication interfaces simultaneously, and described smart card is connected with multiple external unit by described various communication interfaces; Wherein said external unit is that described smart card is proprietary.
2. smart card as claimed in claim 1 is characterized in that, described communication interface comprises one or more in USB interface, SWP interface, SPI interface, the ISO7816 interface.
3. smart card as claimed in claim 1 is characterized in that, described proprietary external unit comprises at least one input equipment and at least one output device.
4. smart card as claimed in claim 3 is characterized in that described input equipment comprises one or more in keyboard, fingerprint scanner, the touch-screen, and described output device comprises in display, the printer one or more.
5. as any described smart card of claim in the claim 1 to 4, it is characterized in that described proprietary external unit comprises the contact interface of subscriber card and in the non-contact interface one or more.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2010206968210U CN202003376U (en) | 2010-12-31 | 2010-12-31 | Intelligent card provided with exclusive input/output equipment |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2010206968210U CN202003376U (en) | 2010-12-31 | 2010-12-31 | Intelligent card provided with exclusive input/output equipment |
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| Publication Number | Publication Date |
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| CN202003376U true CN202003376U (en) | 2011-10-05 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN2010206968210U Expired - Lifetime CN202003376U (en) | 2010-12-31 | 2010-12-31 | Intelligent card provided with exclusive input/output equipment |
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Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102609750A (en) * | 2012-02-15 | 2012-07-25 | 东信和平智能卡股份有限公司 | Intelligent card provided with input device and output device |
| CN103268511A (en) * | 2013-05-02 | 2013-08-28 | 中国工商银行股份有限公司 | Integrated circuit card, safety information processing system and operating method of safety information processing system |
| CN103971236A (en) * | 2014-05-16 | 2014-08-06 | 天地融科技股份有限公司 | Information interaction method, system and trading terminal and trading terminal query suite |
| CN105046814A (en) * | 2015-08-14 | 2015-11-11 | 深圳市文鼎创数据科技有限公司 | Smart card and payment terminal integrated device and control method thereof |
| CN106845993A (en) * | 2016-11-14 | 2017-06-13 | 大唐微电子技术有限公司 | The implementation method and device of a kind of IC-card transaction |
-
2010
- 2010-12-31 CN CN2010206968210U patent/CN202003376U/en not_active Expired - Lifetime
Cited By (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102609750A (en) * | 2012-02-15 | 2012-07-25 | 东信和平智能卡股份有限公司 | Intelligent card provided with input device and output device |
| CN103268511A (en) * | 2013-05-02 | 2013-08-28 | 中国工商银行股份有限公司 | Integrated circuit card, safety information processing system and operating method of safety information processing system |
| CN103268511B (en) * | 2013-05-02 | 2016-03-09 | 中国工商银行股份有限公司 | Integrated circuit card, security information disposal system and method for work thereof |
| CN103971236A (en) * | 2014-05-16 | 2014-08-06 | 天地融科技股份有限公司 | Information interaction method, system and trading terminal and trading terminal query suite |
| CN105046814A (en) * | 2015-08-14 | 2015-11-11 | 深圳市文鼎创数据科技有限公司 | Smart card and payment terminal integrated device and control method thereof |
| CN105046814B (en) * | 2015-08-14 | 2018-08-07 | 北京明华联盟科技有限公司 | Smart card and payment terminal integrating device and its control method |
| CN106845993A (en) * | 2016-11-14 | 2017-06-13 | 大唐微电子技术有限公司 | The implementation method and device of a kind of IC-card transaction |
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| Date | Code | Title | Description |
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| C14 | Grant of patent or utility model | ||
| GR01 | Patent grant | ||
| CX01 | Expiry of patent term | ||
| CX01 | Expiry of patent term |
Granted publication date: 20111005 |