CN201514673U

CN201514673U - Self-registration terminal for electronic banking services

Info

Publication number: CN201514673U
Application number: CN200920133706XU
Authority: CN
Inventors: 葛子栋; 唐明伟
Original assignee: Shenzhen Zhengtong Electronics Co Ltd
Current assignee: Shenzhen Zhengtong Electronics Co Ltd
Priority date: 2009-06-26
Filing date: 2009-06-26
Publication date: 2010-06-23
Anticipated expiration: 2019-06-26

Abstract

The utility model provides a self-registration terminal for electronic banking services, which comprises a power source, a host computer module, a man-machine interface module and a network communication module and further comprises an identity card reading module, a card reader module, an electronic signature module, a photo acquisition module, a UKEY automatic transmitting and issuing module and a printing module, wherein the host computer module is capable of acquiring the identity information, the bank card information, the password information of the bank card, the signature information and the photo information of a user by the identity card reading module, the card reader module, the man-machine interface module, the electronic signature module and the photo acquisition module respectively, issuing the UKEY to the user by the UKEY automatic transmitting and issuing module and providing the user with the transaction evidence by the printing module. The self-registration terminal is capable of helping the user with the self-registration of electronic banking services of a debit card, thereby saving the social costs and increasing the social benefits.

Description

The self-service registration terminal of e-bank

Technical field

The utility model relates to finance device, relates in particular to the Possum of e-bank.

Background technology

Along with the development of finance, traditional debit card market occupancy volume is very big.And along with networks development, e-bank becomes important means of payment day by day.But, a large amount of debit cards also rests on the state that only possesses the function of simply depositing and withdrawing, and the user of these cards need open the business of e-bank, need to handle corresponding business and open formality to bank counter, both increase the cost of the service of obtaining of user aspect, also increased the cost that counter service is provided of bank aspect.

Summary of the invention

The technical problems to be solved in the utility model is to overcome above-mentioned the deficiencies in the prior art, and proposes a kind of terminal device of can self-service realization debit card opening electronic banking.

The technical scheme in the invention for solving the above technical problem is, manufacture and design the self-service registration terminal of a kind of e-bank, comprise power supply, host module and human-machine interface module that is electrically connected with host module and network communication module, host module is by the information and the input general operation information of human-machine interface module prompting video, also comprise the identity document read module that is electrically connected with host module, card reading module, the electronic signature module, the photograph acquisition module, UKEY transmits automatically and provides module and print module, host module obtains user's identity information by the identity document read module, obtain user's bank card information by card reading module, obtain the encrypted message of user's bank card by human-machine interface module, obtain user's signing messages by the electronic signature module, obtain user's photographic information by the photograph acquisition module, host module transmits automatically by UKEY and provides module and provide UKEY and give the user and provide the transaction voucher to the user by print module.

The electronic signature module comprises hand-written signature module and/or finger print acquisition module, and host module obtains user's handwritten signature information, obtains user's finger print information by finger print acquisition module by hand-written signature module.

Card reading module is the bank card card sender with card-reading function.

Print module comprises with bar print module and/or wide capable lateral lattice print module.

The identity document read module comprises a generation ID scan module and/or China second-generation identity card RFID information reading module.

Also comprise the voice call module that is electrically connected with host module.

Compare with prior art, adopt the self-service registration terminal of e-bank of the present utility model, can finish the open-minded of debit card electronic banking, thereby can save social cost, raising social benefit by the user is self-service.

Description of drawings

Fig. 1 is mechanism's block diagram of the self-service registration terminal embodiment of e-bank of the present utility model.

Fig. 2 is the applicating flow chart of the self-service registration terminal embodiment of e-bank of the present utility model.

Embodiment

Be described in further detail below in conjunction with the most preferred embodiment shown in each accompanying drawing.

As shown in Figure 1, the self-service registration terminal embodiment of e-bank of the present utility model, comprise: power supply 11 and the relevant circuit module that working power is provided by power supply 11, these circuit modules comprise: host module 12 and the human-machine interface module 13 that is electrically connected with host module 12, network communication module 14, identity document read module 15, card reading module 16, electronic signature module 17, photograph acquisition module 18, UKEY transmit automatically and provide module 19 and print module 1A.

Host module 12 is by the information and the input general operation information of human-machine interface module 13 prompting videos.

Host module 12 is linked to be network by network communication module 14 and other equipment, such as: bank's background devices or server.

Host module 12 by identity document read module 15 obtain the user identity information, by card reading module 16 obtain the user bank card information, by human-machine interface module 12 obtain user's bank card encrypted message, obtain user's signing messages, obtain user's photographic information by photograph acquisition module 18 by electronic signature module 17.

Host module 12 transmits automatically by UKEY and provides module 19 granting UKEY to the user, and can provide the transaction voucher to the user by print module 1A.

Preferably, electronic signature module 17 can comprise hand-written signature module 17A and/or finger print acquisition module 17B, host module 12 can obtain user's handwritten signature information by hand-written signature module 17A, obtains user's finger print information by finger print acquisition module 17B.

Card reading module 16 is for having the bank card card sender of card-reading function.

Print module 1A can comprise with bar print module 1AA and/or wide capable lateral lattice print module 1AB.

Identity document read module 15 can comprise a generation ID scan module 15A and/or China second-generation identity card RFID information reading module 15B.

The self-service registration terminal embodiment of e-bank of the present utility model also can comprise the voice call module 1B that is electrically connected with host module 12.

Adopt a kind of application of the self-service registration terminal embodiment of e-bank of the present utility model, as shown in Figure 2, it roughly may further comprise the steps:

Obtain the information of client identity authentication certificate;

Obtain the information of client's bank card (debit card);

Obtain the operator password of bank card, key in by input equipment by the client;

E-bank's agreement is provided, represents at the moment in the client by display screen;

Client's electronic signature comprises handwritten signature and pushes fingerprint;

Obtain client's photographic information;

The auditor of bank checks client's relevant information;

Bank operator is given service authorization behind identity validation, here, identity validation adopts fingerprint comparison to finish;

Provide UKEY and give the client;

As required, print corresponding transaction voucher and give the client.

The enforcement of the utility model is not limited to the disclosed mode of above most preferred embodiment, and is all based on above-mentioned mentality of designing, simply deduces and replace, and the self-service registration terminal of concrete e-bank that obtains all belongs to enforcement of the present utility model.

Claims

1. self-service registration terminal of e-bank, comprise power supply, host module and the human-machine interface module and the network communication module that are electrically connected with this host module, this host module is by the information and the input general operation information of this human-machine interface module prompting video, it is characterized in that, also comprise the identity document read module that is electrically connected with this host module, card reading module, the electronic signature module, the photograph acquisition module, UKEY transmits automatically and provides module and print module, this host module obtains user's identity information by this identity document read module, obtain user's bank card information by this card reading module, obtain the encrypted message of user's bank card by this human-machine interface module, obtain user's signing messages by this electronic signature module, obtain user's photographic information by this photograph acquisition module, this host module transmits automatically by this UKEY and provides module and provide UKEY and give the user and provide the transaction voucher to the user by this print module.

2. the self-service registration terminal of e-bank as claimed in claim 1, it is characterized in that, this electronic signature module comprises hand-written signature module and/or finger print acquisition module, and this host module obtains user's handwritten signature information, obtains user's finger print information by this finger print acquisition module by this hand-written signature module.

3. the self-service registration terminal of e-bank as claimed in claim 1 is characterized in that, this card reading module is the bank card card sender with card-reading function.

4. the self-service registration terminal of e-bank as claimed in claim 1 is characterized in that, this print module comprises with bar print module and/or wide capable lateral lattice print module.

5. the self-service registration terminal of e-bank as claimed in claim 1 is characterized in that, this identity document read module comprises a generation ID scan module and/or China second-generation identity card RFID information reading module.

6. as the self-service registration terminal of the arbitrary described e-bank of claim 1 to 5, it is characterized in that, also comprise the voice call module that is electrically connected with this host module.