CN201181501Y - Multifunctional self-help service integrated machine and bank self-help service system using the same - Google Patents
Multifunctional self-help service integrated machine and bank self-help service system using the same Download PDFInfo
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- CN201181501Y CN201181501Y CNU2008200799550U CN200820079955U CN201181501Y CN 201181501 Y CN201181501 Y CN 201181501Y CN U2008200799550 U CNU2008200799550 U CN U2008200799550U CN 200820079955 U CN200820079955 U CN 200820079955U CN 201181501 Y CN201181501 Y CN 201181501Y
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Abstract
The utility model discloses a multifunctional self-service integrated machine and a bank self-service system applying the self-service integrated machine. The multifunctional self-service integrated machine comprises a bank self-service terminal which includes a user personal identity identifying module dependent on the personal characteristic of the user, and a bank self-service card distributing/reading module and a cash depositing and withdrawing module dependent on the user personal identity identifying module. The user personal identity identifying module, the bank self-service emitting/reading card module and the cash accessing module are connected with the industrial control machine in the bank self-service terminal. The self-service integrated machine can serve service functions of identifying all users independent of a bank card at the bank self-service terminal, distributing bank cards, and carrying out the self-service payment and the cash depositing and withdrawing, etc. independent of the bank card.
Description
Technical field
The utility model relates to the technical field of bank self-help terminal, particularly relates to a kind of bank self-help service all-in-one and bank self-help service system that multiple function can be provided.
Background technology
The bank self-help terminal enters the history of the existing recent two decades of China.The convenience of self-aided terminal, the high efficiency that economizes on resources, accept professional region popularity, no time limit or the like relative advantage already by widely cognitive, this no longer numerous stating.But, all be unable to do without the application of bank card to the existing self-aided terminal that business such as handling that every government utility is paid the fees can be provided from single ATM (ATM (automatic teller machine)), CDM (automatic cash dispenser).
Most of normal client are to carry out self-service financial transaction by the bank card that bank provides.But often the bank card client does not carry in some cases.And for most of old clients, they with the card idea a little less than, make situation ubiquity also in cash.Though the noncash financial transaction has become the direction of future development, making at present in cash can't be alternative fully by bank card.In order to make bank strive for different customer groups, enlarge the business of accepting, to increase the bank card issued volume, and the intermediary service that increases suddenly at present bank, solve the contradiction of subscriber payment inconvenience, if can use the safe and reliable authority of second generation personal identity card, realize that means of payment such as collection cash, card, bankbook are the whole body and the multi-functional Self-Service all-in-one that has bank card, city all-purpose card card hair fastener function, will obtain great using value.In addition, because need relying on bank card, the bank self-help terminal carries out self-service financial transaction, so a lot of professional pay the fees etc. and must carry out at sales counter as granting, the cash of bank card, increased the workload of bank clerk, and leave behind the user under the situation of bank card and can not conclude the business, brought inconvenience to the user.
The utility model content
Technical problem to be solved in the utility model provides a kind of multi-functional Self-Service all-in-one and uses its bank self-help service system, solving prior art can not break away from the identification of bank card realization to all users in the bank self-help terminal, can not realize the granting of bank card, the technical matterss such as paying the fees, deposit and withdraw of disengaging bank card in the bank self-help terminal.
For achieving the above object, the utility model provides a kind of multi-functional Self-Service all-in-one, comprise a bank self-help terminal, it is characterized in that, described bank self-help terminal comprises that a bank self-help that relies on the individual subscriber identification module of individual subscriber feature and depend on described individual subscriber identification module sends out/card reading module and cash-access module, and described individual subscriber identification module, self-service/card reading module and cash-access module connect the industrial computer in this bank self-help terminal.
Above-mentioned multi-functional Self-Service all-in-one is characterized in that described individual subscriber identification module is the identity card reader of second generation I.D..
Above-mentioned multi-functional Self-Service all-in-one is characterized in that, described individual subscriber identification module is a human body physical characteristics collecting recognition device.
Above-mentioned multi-functional Self-Service all-in-one is characterized in that, described human body biological characteristics capturing and recognition device is one of them of many fingerprint identification devices, finger vena recognition device and iris identification device.
Above-mentioned multi-functional Self-Service all-in-one, it is characterized in that, described bank self-help terminal also comprises a touch display, keyboard, bank note proof box, deposit book printers, with bar printer, receipt printer, monitoring camera and noncontact IC card read/write device, connect described industrial computer respectively.
Above-mentioned multi-functional Self-Service all-in-one is characterized in that described industrial computer provides power supply by a uninterruptible power system.
Above-mentioned multi-functional Self-Service all-in-one is characterized in that, described industrial computer also connects one provides the Ethernet card that global mobile system connects or code division multiple access system connects.
Further, the utility model also provides a kind of bank self-help service system that adopts above-mentioned multi-functional Self-Service all-in-one, it is characterized in that, comprise a plurality of cash call services and the described multi-functional Self-Service all-in-one of cashless services is provided, the Self-Service all-in-one of described cash call service connects a Possum on-line system, the described Self-Service all-in-one of cashless services that provides connects described Possum on-line system by a front end World Wide Web application development platform, described Possum on-line system connects the account centring system by a complex front system, and described complex front system also connects a plurality of professional reference points.
Above-mentioned bank self-help service system is characterized in that, described professional reference point comprises: Unionpay center, telecommunication center, security center, medical insurance center, Mobile banking, Web bank, call center and/or counter system.
Above-mentioned bank self-help service system is characterized in that, described Possum on-line system also connects supervisory system, equipment management system, information transmitting system, operation management system, the asset management system and/or statistical query system.
Technique effect of the present utility model is: broken through tradition pay the fees, the deposit and withdraw bottleneck of mode, can break away from bank card and the client confirmed and conclude the business; Various public places are arrived in present site business development; The distinctive cash payment function of product more meets the operating habit of bank client; Can greatly alleviate bank's cabinet surface pressure from mnemonic name card, blank card hair fastener function, improve the bank service quality; The cash remaining sum unloading function of paying the fees can be brought a considerable amount of funds precipitations for bank; Enhance the bank's image, prolong bank's working time, and the repertoire of traditional Possum is provided; Energy real time print tax invoice allows the client remove to the worry of site complement invoice; Reduce bank's operating cost, competition faces the future; Being not only an operating platform, also is an advertising platform; Can adopt wireless communication modes such as GPRS or CDMA, reduce being furnished with the spider lines expense, and equipment installation putting position is flexible;
Further describe specific embodiment of the utility model below in conjunction with accompanying drawing.
Description of drawings
Fig. 1 is the structural drawing of multi-functional Self-Service all-in-one of the present utility model;
Fig. 2 is the structured flowchart of bank self-help service system of the present utility model;
Fig. 3 is the front view of multi-functional Self-Service all-in-one of the present utility model;
Fig. 4 is the stereographic map of multi-functional Self-Service all-in-one of the present utility model;
Fig. 5 is each unit interface connection diagram of multi-functional Self-Service all-in-one of the present utility model;
Fig. 6 is a power supply connection diagram of the present utility model.
Embodiment
All accept on the basis of business function the utility model in the existing bank self-help terminal of guideline, break through the development bottleneck of self-aided terminal, realized multi-functional Self-Service all-in-one MST (Multifunctional Self-service Terminal) truly.
Fig. 1 is a structural drawing of the present utility model; Fig. 3 is the front view of multi-functional Self-Service all-in-one of the present utility model; The utility model comprises industrial computer 100, connects touch display 101, keyboard 102, cash-access module 103, person identification means 104, audio system 105, noncontact IC card read/write device 106, monitoring camera 107, deposit book printers 108, receipt printer 109, with bar printer 110, card sender 111.Can realize not relying on the function of the cash-access module of bank card by described cash-access module 103, person identification means 104.Described industrial computer 100 also connects with network interface card 112, provides power supply by a uninterruptible power system 113.Identity card reader or human body biological characteristics capturing and recognition device that above-mentioned person identification means 104 is a second generation I.D..This human body biological characteristics capturing and recognition device is one of them of many fingerprint identification devices, finger vena recognition device and iris identification device.
Fig. 4 is the stereographic map of multi-functional Self-Service all-in-one of the present utility model.Outward appearance of the present utility model comprise lamp box 501, back door 502, to the doorstep 503, Xiamen 504, two loudspeaker 505, monitoring camera lens 506, touch display screen 507, Encryption Keyboard 508 and two fans 509.
Fig. 5 is each unit interface connection diagram of multi-functional Self-Service all-in-one of the present utility model; Industrial computer is the core of total system, has interfaces for external devices such as 29 needle serial ports, 1 PS/2 mouth, video VGA interface, as required expandable multi-user card expansion serial ports.Concrete external device is as follows: the string slogan of multi-serial-port card distributes, because industrial computer itself carries 2 serial ports, be respectively COM1 and COM2, so the string slogan of the multi-serial-port card of expansion will begin to distribute from COM3, the COM3 mouth of the corresponding system of the PORT-1 of multi-serial-port card, the COM4 of the corresponding system of PORT-2, and the like.What present embodiment adopted is 8 serial port boards.
In conjunction with reference to figure 1 and Fig. 5, each module of the present utility model all is a module independently separately, has only software to be applied on industrial computer, and they just have relation.Each module all must be by main frame serial ports or PS2 mouth and being connected of USB mouth just be able to normal communication, touch-screen directly is the industrial computer power supply, communication connects the serial ports of industrial computer; Display is the 220V power supply, and communication connects the VGA mouth of industrial computer; Code keypad is the PS2 confession electricity of industrial computer, serial communication; The cash-access module is the 12V power supply of Switching Power Supply, serial communication; Identity recognition device is the USB confession electricity and the communication of industrial computer; Audio frequency is the 12V power supply of Switching Power Supply, and audio frequency is by the sound card transmission of industrial computer, by power amplifier, loudspeaker sounding; Noncontact IC card read/write device PS2 confession electricity, serial communication; Monitoring camera is the 12V power supply of Switching Power Supply, the monitor card communication of industrial computer; Deposit book printers are 220V power supplies, serial communication; GPRS/CDMA equipment is the Switching Power Supply power supply, serial communication; Receipt printer is the 24V and the 5V power supply of Switching Power Supply, serial communication; With the bar printer is the 24V power supply of Switching Power Supply, serial communication; Card sender is the 24V power supply of Switching Power Supply, serial communication; Fingerprint capturer is USB confession electricity and communication; UPS22V input and output, serial communication; Industrial computer is the 220V power supply.Concrete power supply connection please refer to Fig. 6.
The performance specification of the technology modules that the utility model relates to sees the following form:
| Title | Characteristic |
| Currency checking module | The high anti-fishing defencive function of discrimination can be discerned new old edition Renminbi |
| Send out/card reader | Be with electronic gate magnetic card/IC-card full-time course to write and meet EMV2000 |
| Monitoring camera | Monitoring in real time |
| The fingerprint collecting recognizer | Adopt ARM kernel CPU to adopt optical fingerprint sensor |
| Identity card reader | Meet ISO/IEC 14443TYPEA/B standard etc. |
| Noncontact IC card read/write device | Standards such as support ISO14443TYPE-A etc. |
| The bankbook read write line | Read-write bankbook |
| Bill printer | 9 pin stylus printers, flying print, black mark detects |
| With the bar printer | Thermal printer, flying print, cut paper automatically |
| Code keypad | Waterproof/dustproof/protecting against shock/anti-riot/anti-greasy dirt/anticorrosion/antiultraviolet life-span:, support standard DES algorithm greater than 200,0000 specialized hardware encryption chips |
| Display | The LCD LCD, resolution is more than 800 * 600 |
| Touch-screen | The anti-riot screen of surface acoustic wave adopts tempered glass, has remarkable shock resistance and touches the anti-riot excellent performance of precision: 2mm |
| Main frame | Adopt the industrial computer of industrialization specification, stable performance, the above internal memory of INTEL PIII 800 above processor 256M, the above hard disk video card of 40G can be supported 1024 * 768,24 very color resolution |
| 10M/100M network interface card PCI sound card USB interface | |
| Operating system | WINDOWS 2000 |
| Multi-serial-port card | Can match 4 serial ports or 8 serial ports |
| Power supply | Input 220V civil power, centralized management, isolating switch control, safe and reliable, anticreep |
| UPS | The 1KVA backup type has voltage stabilizing function, timing automatic shutdown, intelligent RS232 communication, perfect defencive function |
| Communication modes | Built-in ethernet card apolegamy GPRS or CDMA equipment |
| Size | 1650MM (length) * 670MM (wide) * 710MM (deeply) |
| Weight | About 200 kilograms |
| Working environment and performance | Working temperature: 0 ℃-40 ℃ work relative humidity: the 40%-90% atmospheric pressure: the 86Kpa-106Kpa electromagnetic compatibility meets the GB9254A level |
The utility model adopts advanced technology and brand-new Self-Service theory, and having researched and developed multiple means of payment such as collection cash, card, bankbook is the multi-functional self-service equipment of one.Its distinctive cash payment function has been broken through the limitation of traditional self-help charging mode, is industry business innovations such as finance, and service is extended provides an ideal platform.
Technical characterstic of the present utility model has:
Cash is paid the fees: can only block the transaction of class business on traditional Possum, multi-functional Self-Service all-in-one of the present utility model combines the mechanism of existing China second-generation identity card, makes the client can carry out the transaction that cash is paid the fees easily.
Self-service hair fastener: the mechanism of having utilized China second-generation identity card to read easily fully, combine the operation flow that the cabinet face is applied for card, make user and facility reach human-computer interaction, thereby handle card more easily.Can also provide member card, IC-card etc. according to the difference of using.
Cash pay the fees and the mode of self-service hair fastener except in conjunction with China second-generation identity card, can expand in conjunction with modern fingerprint identification technology, finger vein identification technology, the identification of iris technology, speech recognition, electronic signature mechanism, the image real-time Transmission of digital supervision etc. can also be applied to the self-help drawing money machine, the self-help deposit machine, the all-in-one of depositing and withdrawing, self-service terminal.。
Abundant product function: multiple information indicatings such as sound, literal, animation are provided for the user, point out the user to carry out self-help operation intuitively.Multiple input modes such as keyboard, touch-screen, magnetic stripe input are provided simultaneously, and the user can self be accustomed to selecting.One-machine-multi-function provides that China second-generation identity card identification, cash card are paid the fees, multiple application functions such as self-service hair fastener, bankbook are recognized, card inquiry, statement are printed, revise password, transfer accounts, MMS (Multimedia Message Service), has higher performance.
Safe: the cash call memory management functions;
Currency Type discrimination height: multiple Renminbi Currency Type identification, storage administration;
Reliability height: can not cause mechanical disorder because of user error operation and bankbook cause for quality.
Be convenient to application and development: for user or third party provide the portable tool of secondary development and applied customization, shortened the application and development cycle greatly, improved the stability of application system.
Transaction processing speed efficiently: series of products adopt the above processor of Pentium as main control module, and transaction processing speed is fast.The series of products main control module is also in the constantly upgrading with the appearance of new processor.
Application adaptability is strong: can handle outside magnetic stripe bankbook, inner magnetic stripe bankbook and not have the magnetic stripe bankbook, adapt to the different application demand fully.
Multiple communication interface: can patch Ethernet card, SDLC communication card, card etc. X.25, can satisfy the application requirements of various different communication modes.
Power supply stability is strong: use the switch power special power supply, power supply is stable, adapts to domestic power utilization environment fully.
The utility model product has wide range of applications, and can be applicable to:
Bank realizes all intermediary service functions, printed invoice
Telecommunications realizes purchasing rechargeable card, pays telephone charge, printed invoice
The self-recharging of municipal administration Bus Card, the inquiry of information etc.
The campus all-purpose card inquiry, pay the fees canteen management, student status management, financial management, taking care of books, consumption and payment
The inquiry of subway all-purpose card, supplement with money
The inquiry of postinfo
Supplementing with money of refuelling station's grease card, inquiry
The granting of club's member card
The hair fastener module adopts and meets the module that EMV2000 requires, and can read and write magnetic card/IC-card, provides bank card, and electric gate valve gulps down card automatically.
Application software system adopts current industry popular B/S structure, the WOSA/XFS standard of system front end application development platform support equipment end.Multi-functional Self-Service all-in-one is no longer controlled transaction flow in total system, but starts a browser and the WEB server links, and so not only user interface is vividly fresh and alive, and can increase and the system version renewal by auto-complete function.
Multi-functional Self-Service all-in-one has been broken through the bottleneck of traditional self-help charging mode, on the noncash class function basis of inheriting existing bank self-help terminal, cash and electronics collection charges mode are integrated, expanded the use-pattern of bank client, more meet Chinese common people's the custom of paying the fees; The banking that to carry out in deposit bank at present is extended to public places such as sub-district, airport, hotel, restaurant, hospital, market simultaneously.Product is in the traditional self-service business of continuity, and the cash that the stresses function of paying the fees is not very high domestic correspondent for the consumption consciousness that holds at present, and is particularly important.
Fig. 2 is the structural drawing of bank self-help service system of the present utility model; Multi-functional self-help serving system comprises a plurality of cash call services and the described Self-Service all-in-one of cashless services is provided, the Self-Service all-in-one 201 of described cash call service connects a Possum on-line system 210, the described Self-Service all-in-one 202 of cashless services that provides connects described Possum on-line system 210 by a front end World Wide Web application development platform 211, described Possum on-line system 210 connects account centring systems 230 by a complex front system 220, and described complex front system 220 also connects a plurality of professional reference points.Described professional reference point comprises: Unionpay center 221, telecommunication center 222, card volume center 223, medical insurance center 224, Mobile banking 225, Web bank 226, call center 227 and/or counter system 228.Possum on-line system 210 also can connect supervisory system, equipment management system, information transmitting system, operation management system, the asset management system and/or statistical query system.
This system design thought and principle are as follows:
Native system adopts current industry popular B/S structure, multi-functional Self-Service all-in-one is no longer controlled transaction flow in total system, but start a browser and the WEB server links, so not only user interface is vividly fresh and alive, and can increase and the system version renewal by auto-complete function.
Advanced principle: it is rationally advanced to embody the overall plan Technical Architecture, and application software system clear in structure, perfect in shape and function have the development trend of the infotech taken into account and the requirement of following peripheral system business development.
Principle of sound accounting: the high concentration that channel inserts and integrates, also brought concentrating of risk.Backup recovery policy, controling mechanism, operational management monitoring reliably and fault handling means that application system is based upon on the mature and stable hardware environment and Basic Applied Software, by perfect come the stability and safety of safeguards system to move.
Usability principles: application software system can not lose contact with reality to the requirement of hardware; Simultaneously, in operation, have friendly man-machine interface, reduce operation steps of user as far as possible, embody the agility of system; In the maintenance of system, goal systems should make system manager's management data easily.
The standardization principle: system design, exploitation and maintenance work are all carried out in strict accordance with the method for soft project, and adhere rigidly to ISO9001 and the execution of CMM2 process specification standard.
System extension: consider that application system is that function changes frequently in the bank self-help service business, business processing is flexible, is suitable for the many Self-Service channels of form of commencing business.So system fully takes into account the dirigibility and the extendability of system when design.
System's ease for maintenance: consider that self-help serving system should reduce the manual intervention behavior as far as possible, software automatic updating and maintenance function are provided, alleviate maintainer's workload.So this system provides effectively simple service mode, and the mistake treatment mechanism of strengthening system.
Compatible: as to consider that bank has history and chronicity to the purchase behavior of Possum,, guaranteed the access compatibility of front-end equipment form so this system has shielded the hardware device form of different manufacturers by adopting the hardware design technique of WOSA standard.
Native system caters to the quick expansion of bank's intermediary service; banking is realized, is maximized bank's front-end business, the expansion bank payment business of substituting fast by self-help serving system; realization is to original resources effective protection of bank and utilization; simultaneously according to the banking system present situation; when implementing new system; can guarantee the original system reliability of operation, in the migration process of new legacy system, guarantee seamlessly transitting of system.
211 pairs of Possums of front-end WEB application development platform adopt the B/S mode operation, are convenient to operation maintenance, software upgrading etc., thereby make new business exploitation and issue fast.
The WOSA/XFS standard of system front end application development platform support equipment end, make front end applications system and device independent like this, realized that software and transaction and the transparence of concrete equipment call, alleviate application developer, software maintenance personnel's workload greatly, improved the rate of profit of bank indirectly.
By the powerful secondary development function that business development platform provides, make that the bank technology personnel can the new business processing process of stand-alone development, thereby improved the realization speed of new business.
The monitoring management platform is finished hierarchical monitoring, Possum that can the full area under one's jurisdiction of unified monitoring, and each subbranch also can monitor and manage the Possum in this area under one's jurisdiction simultaneously.
The security of system design: application safety is meant the technical safety measures that realizes in application system, in order to guarantee the security of business datum in the business operation flow process.Application safety will guarantee from authentication, access control, data integrity, data confidentiality and five levels of non-repudiation.
Authentication measures guarantees: adopt superior system to subordinate's system authentication mechanism, guarantee the legitimacy of system identity.Effectively stop and trespass.Native system is supported the transition to the certificate system.
Access control guarantees: by the setting of different stage equipment teller authority, each level device teller's trading privilege can be set flexibly, prevent malicious attack.
Integrality and confidentiality guarantee: guarantee by adopting checking computations MAC and cryptographic algorithm the integrality of data and confidentiality guarantee it mainly is to prevent that message from illegally being distorted, revealing in transmission course.System's support is carried out transition by the traditional secrete key cipher mode to CA.
Non-repudiation guarantees: by the complete electronic diary of AM/BAM, perfect review mechanism guarantees the non-repudiation of transaction operation.
The management of key: by master key transmission security key is encrypted, the security mechanism that ciphertext is deposited guarantees security, the reliability of key.
Characteristics of the present utility model
Cross-platform characteristic: the quick exploitation of application software and instant the deployment;
Manageable client, equipment end software zero dimension is protected;
Unified equipment interface, the access of support and different brands, variety classes equipment;
Transaction is reduced in customization according to the equipment form;
Strengthen flexible expansion function professional and transaction by customization;
System extension ability, information issuing system flexibly flexibly;
Transaction processing flow process and man-machine interface can realize flexible customization;
Support long-range and local WEB method of service simultaneously, both ensured quick, the safety of operational efficiency; Maintenance, class of business and the device type be convenient to again from now on expand;
System supports the expansion of EMV2000 standard.
Know by above, the utlity model has following advantage:
Abundant product line: dozens of product lines such as Multi Role Aircraft, enquiry machine, recognition machine are provided, and the user can select different front end products flexibly according to own different application demand situations.
Friendly user interface: multiple information indicatings such as sound, literal, animation are provided for the user, point out the user to carry out self-help operation intuitively.Multiple input modes such as keyboard, touch-screen, magnetic stripe input are provided simultaneously, and the user can self be accustomed to selecting.
Outstanding properties of product price ratio: one-machine-multi-function, provide that China second-generation identity card identification, cash card are paid the fees, multiple application functions such as self-service hair fastener, bankbook are recognized, card inquiry, statement are printed, revise password, transfer accounts, MMS (Multimedia Message Service), have higher performance.
Safe: the cash call memory management functions
Currency Type discrimination height: multiple Renminbi Currency Type identification, storage administration
Reliability height: can not cause mechanical disorder because of user error operation and bankbook cause for quality.
Be convenient to application and development: based on the bank self-help service terminal application development platform of series of products,, shortened the application and development cycle greatly, improved the stability of application system for user or third party provide the portable tool of secondary development and applied customization.
Transaction processing speed efficiently: series of products adopt the above processor of Pentium as main control module, and transaction processing speed is fast.The series of products main control module is also in the constantly upgrading with the appearance of new processor.
Application adaptability is strong: can handle outside magnetic stripe bankbook, inner magnetic stripe bankbook and not have the magnetic stripe bankbook, adapt to the different application demand fully.
Multiple communication interface: can patch Ethernet card, SDLC communication card, card etc. X.25, can satisfy the application requirements of various different communication modes.
Fully satisfying user spy joins: series of products be design and develop voluntarily, the own brand product of autonomous production, the spy who proposes for the user joins requirement (as: color, hardware configuration etc.), can satisfy by change design and change production technology.
Power supply stability is strong: use the switch power special power supply, power supply is stable, adapts to domestic power utilization environment fully.
The above is preferred embodiment of the present utility model only, is not to be used for limiting practical range of the present utility model; Every equivalence of doing according to the utility model changes and revises, and is all contained by claim of the present utility model.
Claims (10)
1, a kind of multi-functional Self-Service all-in-one, comprise a bank self-help terminal, it is characterized in that, described bank self-help terminal comprises that a bank self-help that relies on the individual subscriber identification module of individual subscriber feature and depend on described individual subscriber identification module sends out/card reading module and cash-access module, and described individual subscriber identification module, self-service/card reading module and cash-access module connect the industrial computer in this bank self-help terminal.
2, multi-functional Self-Service all-in-one according to claim 1 is characterized in that, described individual subscriber identification module is the identity card reader of second generation I.D..
3, multi-functional Self-Service all-in-one according to claim 1 is characterized in that, described individual subscriber identification module is a human body physical characteristics collecting recognition device.
4, multi-functional Self-Service all-in-one according to claim 3 is characterized in that, described human body biological characteristics capturing and recognition device is one of them of many fingerprint identification devices, finger vena recognition device and iris identification device.
5, multi-functional Self-Service all-in-one according to claim 4, it is characterized in that, described bank self-help terminal also comprises a touch display, keyboard, bank note proof box, deposit book printers, with bar printer, receipt printer, monitoring camera and noncontact IC card read/write device, connect described industrial computer respectively.
6, multi-functional Self-Service all-in-one according to claim 1 is characterized in that described industrial computer provides power supply by a uninterruptible power system.
7, multi-functional Self-Service all-in-one according to claim 6 is characterized in that, described industrial computer also connects one provides the Ethernet card that global mobile system connects or code division multiple access system connects.
8, a kind of bank self-help service system that adopts the described multi-functional Self-Service all-in-one of claim 1～7, it is characterized in that, comprise a plurality of cash call services and the described multi-functional Self-Service all-in-one of cashless services is provided, the Self-Service all-in-one of described cash call service connects a Possum on-line system, the described Self-Service all-in-one of cashless services that provides connects described Possum on-line system by a front end World Wide Web application development platform, described Possum on-line system connects the account centring system by a complex front system, and described complex front system also connects a plurality of professional reference points.
9, system according to claim 8 is characterized in that, described professional reference point comprises: Unionpay center, telecommunication center, security center, medical insurance center, Mobile banking, Web bank, call center and/or counter system.
10, system according to claim 8 is characterized in that, described Possum on-line system also connects supervisory system, equipment management system, information transmitting system, operation management system, the asset management system and/or statistical query system.
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| CN102214376A (en) * | 2011-05-30 | 2011-10-12 | 周良文 | Counter machine |
| CN102324141A (en) * | 2011-05-31 | 2012-01-18 | 周良文 | Self-help vending machine |
| CN102629404A (en) * | 2012-03-30 | 2012-08-08 | 成都沪友科技发展有限公司 | Car purchase integrated service self-service terminal and application method thereof |
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