CN1776755A - Method for identify user identity for Internet service provider - Google Patents
Method for identify user identity for Internet service provider Download PDFInfo
- Publication number
- CN1776755A CN1776755A CNA2005100816646A CN200510081664A CN1776755A CN 1776755 A CN1776755 A CN 1776755A CN A2005100816646 A CNA2005100816646 A CN A2005100816646A CN 200510081664 A CN200510081664 A CN 200510081664A CN 1776755 A CN1776755 A CN 1776755A
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- money
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Abstract
The method includes following steps: (1) receiving information of bank account input from consumer, and saving the information; (2) according to the said information, remitting certain amount of money to the account, saving the number of certain amount of money, and informing the consumer to query amount of money remitted to the account; (3) receiving remitted money input from consumer, comparing the saved remitting certain amount of money to the account and received remitted money input from consumer. Advantages are: high validity of ID authentication, high efficiency, and quick response, low cost and easy of use.
Description
Technical field
The present invention relates to the e-commerce technology field, relate in particular to the method that a kind of ISP confirms user identity
Background technology
In the virtual world of internet, how low-cost and determine client or user corresponding true identity in real world expeditiously, be numerous difficult problems that in the internet, provide the company of various services to endeavour to solve to the user always.
Existing authenticating user identification mode mainly contains following several:
1, certificate authentication, promptly the user submits personal document to the service provider, and such as operation license, I.D., passport, driving license, officer's identity card, domicile certificate etc., the service provider examines certificate by own or third party, reaches a conclusion.Although this method can be confirmed most of client's true identity, examining of most of certificate all is manually to handle, so efficient is low and cost is very high.
2, mobile phone authentication, be that the service provider requires user's input handset number on the webpage of its website, mode by SMS then, password is dealt on user's the phone number, and require the client that corresponding password is provided on the website, if the user imports correctly, think that then this phone number belongs to this client, thereby authenticate by mobile phone.Although this method is compared with the former efficiently, cost is low, because phone number is not rigorous to purchaser's identity checks in sale or distribution at present, therefore, the real result of this verification method is not high.
3, Card Verification, promptly the service provider requires the user to import the relevant information of credit card on the webpage of website, directly extracts a spot of money from blocking then, if success confirms that then this credit card is authentic and valid, promptly this user's identity is authentic and valid, otherwise, authentification failure.The advantage of this method is efficient, safe; But because this method of employing, the credit card that needs the user to have to have this kind service function, be after other people fulfil certain formality, under the situation that credit card is not provided, can from this card, extract certain amount of money, but also there is regional disparity in the universal utilization of this card, therefore, this method promote the use the restriction of the crowd of being subjected to and region.
4, address verification, promptly the service provider requires the user to import the relevant information in address on the website, and the direct mail password is to corresponding address then.The client obtains password after receiving postal mail, imports on the website then, after company checks correctly, promptly by address verification.But this method is manually big, and efficient is low.
Summary of the invention
Technical matters to be solved by this invention provides a kind of efficient height, cost ISP low, real result confirms the method for user identity.For this reason, the present invention is by the following technical solutions: it may further comprise the steps:
1), receive the bank account information of user's input, and the step of storage,
2), by the bank account information of user input, import the money of certain amount of money to the account, and store this remittances amount of money number, and notify the amount of money of user inquiring money that the account imports,
3), receive the remittance amount of money number of user's input, and the step that compares with the remittance amount of money of being stored.
Because user's bank account and user's true identity have higher correspondence, therefore, adopt this method that user's authentication result is had higher authenticity, simultaneously, owing to adopt this method, kind to bank account does not have special requirement, and therefore, this verification method more easily promotes the use.And after the client submitted bank card or bankbook information to, the service provider can beat money by the instruction of server in real time, and proof procedure efficient height, response are soon.Adopt this method, the cost that authenticating member needs can be controlled, average each authentification of user, and its cost can control to below 0.5 yuan, and cost is lower.
Below, with the present invention is further illustrated in conjunction with the accompanying drawings.
Description of drawings
Fig. 1 is for submitting the software processes process flow diagram of bank account information to the client in the embodiment of the invention.
Fig. 2 in the embodiment of the invention to the receive a remittance software processes process flow diagram of back Submit Amounts information of client.
Embodiment
With reference to accompanying drawing.The present invention includes following steps:
1), receive the bank account information of user's input, and the step of storage,
2), by the bank account information of user input, import the money of certain amount of money to the account, and store this remittances amount of money number, and notify the amount of money of user inquiring money that the account imports,
3), receive the remittance amount of money number of user's input, and the step that compares with the remittance amount of money of being stored.
In implementation process, ISP provides a page of importing bank account information for the user on its website, treat user's Website login, can on this page, import bank account information, the bank account that needs true identity to set up such as various pass-books, credit card, bank card etc.
All bankbooks that need true identity to set up of preserving in accounts information that Website server is at first imported the user and the database, bank card and credit card compare, if the bank account of user's input does not belong to the bankbook that these need true identity to set up, bank card and credit card, then the prompting user re-enters satisfactory bankbook on the page, the accounts information of bank card and credit card, if the bank account of user's input belongs to the bankbook that these need true identity to set up, bank card and credit card then are kept at these information in the database.Under the satisfactory situation of accounts information, the server calls interface, instruction Internet bank's account that the Internet Service Provider arranged imports the money of certain number at random to the account.The number of this money can be any number of 0.01 yuan to 1 yuan.Server is kept in the database number of money to be used for checking again.Simultaneously, on the page, notify user inquiring its account, and Query Result is imported.
The instruction of the money of the certain number of above-mentioned remittance can be after the user imports accounts information, requires Internet bank's account to import to the account immediately; Also can be the user's that to be received in a period of time bank account information, focus on.
After the amount of money number of the money of being received on its account being provided on the input money transfer amount page that is provided on the website of user in ISP and being submitted to server, server will be imported the remittance contrast in the amount of money and the database, if meet, then authentication is passed through, and promptly this user is the pairing true identity of bank account.If do not meet, represent that then the user does not have the legal account that has, promptly user's identity is not corresponding with the pairing identity of bank account, user's identity is untrue, and authentication is not passed through, certainly, maloperation when the user imports can have the chance of re-entering to the user, but accurately true for what verify, prevent to play tricks, the number of times that re-enters should be restricted, such as, server can only carry out three times at most and differentiate, three differentiations all do not meet, and then authentication is not passed through.
Claims (5)
1, a kind of ISP confirms the method for user identity, it is characterized in that it may further comprise the steps:
1), receive the bank account information of user's input, and the step of storage,
2), by the bank account information of user input, import the money of certain amount of money to the account, and store this remittances amount of money number, and notify the amount of money of user inquiring money that the account imports,
3), receive the remittance amount of money number of user's input, and the step that compares with the remittance amount of money of being stored.
2, a kind of ISP as claimed in claim 1 confirms the method for user identity, it is characterized in that described bank account comprises the various bankbooks that need true identity to set up, bank card and credit card.
3, a kind of ISP as claimed in claim 1 confirms the method for user identity, and the amount of money that it is characterized in that the money that described step " 2) " is imported is any number of 0.01 yuan to 1 yuan.
4, a kind of ISP as claimed in claim 1 confirms the method for user identity, it is characterized in that " money that imports certain number to the account " is meant that instruction Internet bank's account that the Internet Service Provider arranged imports the money of certain number to the account in the described step " 2) ".
5, a kind of ISP as claimed in claim 1 confirms the method for user identity, it is characterized in that user's input of described step " 3) " has the number of times restriction.
Priority Applications (3)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA2005100816646A CN1776755A (en) | 2005-07-05 | 2005-07-05 | Method for identify user identity for Internet service provider |
| CN2006100808038A CN1893355B (en) | 2005-07-05 | 2006-05-16 | Method and system for identifying identity of network user end |
| HK07107312.9A HK1100244A1 (en) | 2005-07-05 | 2007-07-09 | A method and system of web user identity authentication |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA2005100816646A CN1776755A (en) | 2005-07-05 | 2005-07-05 | Method for identify user identity for Internet service provider |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN1776755A true CN1776755A (en) | 2006-05-24 |
Family
ID=36766223
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CNA2005100816646A Pending CN1776755A (en) | 2005-07-05 | 2005-07-05 | Method for identify user identity for Internet service provider |
Country Status (2)
| Country | Link |
|---|---|
| CN (1) | CN1776755A (en) |
| HK (1) | HK1100244A1 (en) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105610865A (en) * | 2016-02-18 | 2016-05-25 | 中国银联股份有限公司 | Method and device for authenticating identity of user based on transaction data |
| CN105743928A (en) * | 2016-04-28 | 2016-07-06 | 武汉斗鱼网络科技有限公司 | Real name authentication method and system |
-
2005
- 2005-07-05 CN CNA2005100816646A patent/CN1776755A/en active Pending
-
2007
- 2007-07-09 HK HK07107312.9A patent/HK1100244A1/en unknown
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105610865A (en) * | 2016-02-18 | 2016-05-25 | 中国银联股份有限公司 | Method and device for authenticating identity of user based on transaction data |
| WO2017140190A1 (en) * | 2016-02-18 | 2017-08-24 | 中国银联股份有限公司 | Method and device for authenticating user identity based on transaction data |
| TWI685805B (en) * | 2016-02-18 | 2020-02-21 | 大陸商中國銀聯股份有限公司 | Method and device for authenticating user identity based on transaction data |
| CN105743928A (en) * | 2016-04-28 | 2016-07-06 | 武汉斗鱼网络科技有限公司 | Real name authentication method and system |
Also Published As
| Publication number | Publication date |
|---|---|
| HK1100244A1 (en) | 2007-09-14 |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| C02 | Deemed withdrawal of patent application after publication (patent law 2001) | ||
| WD01 | Invention patent application deemed withdrawn after publication |