CN103606084A - Mobile on-line payment method and system based on biometric features recognition - Google Patents

Mobile on-line payment method and system based on biometric features recognition Download PDF

Info

Publication number
CN103606084A
CN103606084A CN201310642621.5A CN201310642621A CN103606084A CN 103606084 A CN103606084 A CN 103606084A CN 201310642621 A CN201310642621 A CN 201310642621A CN 103606084 A CN103606084 A CN 103606084A
Authority
CN
China
Prior art keywords
biological information
stored
unit
payment
living things
Prior art date
Application number
CN201310642621.5A
Other languages
Chinese (zh)
Inventor
胡祝银
陈雁
周清华
陈欧
Original Assignee
深圳市赛为智能股份有限公司
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 深圳市赛为智能股份有限公司 filed Critical 深圳市赛为智能股份有限公司
Priority to CN201310642621.5A priority Critical patent/CN103606084A/en
Publication of CN103606084A publication Critical patent/CN103606084A/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards

Abstract

The invention discloses a mobile on-line payment method based on biometric features recognition. The method comprises the following steps that when a payment request is received, a payment terminal acquires biometric feature information and sends the biometric feature information and the payment request to a financial service trading system; the financial service trading system judges whether pre-stored biometric feature information matched with the received biometric feature information exists; if the financial service trading system judges that the pre-stored biometric feature information matched with the acquired biometric feature information exists, the financial service trading system allows the payment terminal to conduct data interaction with a financial trading unit. The invention discloses a mobile on-line payment system based on biometric features recognition.

Description

A kind of Mobile Online's method of payment and system based on living things feature recognition

Technical field

The present invention relates to computer application field, relate in particular to a kind of Mobile Online's method of payment and system based on living things feature recognition.

Background technology

Along with the arrival in mobile Internet epoch, it is convenient greatly that the development of mobile payment will bring to consumer undoubtedly, but thing followed safety problem also becomes consumers in general and the common focus of paying close attention to of service provider.If safety problem can not get effectively solving or the directly development of the whole payment industry of impact of meeting out in the cold.

The current safety problem of mobile-phone payment mainly comprises: the one, and most of mobile phones are subject to SIM card and hold quantitative limitation, and the information sending is all plain code, causes the security of mobile-phone payment lower; The 2nd, poor by the instantaneity of payment by using short messages mode, can cause unavoidably the stagnation of cash flow and logistics.

Summary of the invention

For addressing the above problem, the technical scheme that the present invention adopts is:

A kind of Mobile Online's method of payment based on living things feature recognition is provided, comprises step: when receiving payment request, payment terminal is obtained biological information and the biological information getting and the request that pays are sent to financial services transactions system; Financial services transactions system judges whether to exist the pre-stored biological information matching with the biological information receiving; When judging the pre-stored biological information that existence and the biological information getting match, financial services transactions system allows financial transaction unit and payment terminal to carry out data interaction.

Another technical solution used in the present invention is:

A kind of Mobile Online's payment system based on living things feature recognition is provided, comprises the payment terminal and the financial transaction unit that respectively at authentication unit communication, connect, described payment terminal is connected with financial transaction unit communication; Described payment terminal comprises collecting unit and payment unit, and described collecting unit, for when receiving the payment request of payment unit transmission, obtains biological information and the biological information getting and the request that pays are sent to authentication unit; Described authentication unit comprises: judging unit, for judging whether to exist the pre-stored biological information matching with the biological information receiving; Pay and permit unit, while there is for judging when described judging unit the pre-stored biological information matching with the biological information getting, allow financial transaction unit and payment terminal to carry out data interaction.

Mobile Online's method of payment and system based on living things feature recognition of the present invention, adopt biological information as payment transaction authentication information, by biometrics identification technology, gather and identify biological information, whether the biological information then obtaining according to pre-stored biological information judgement collection is legal, if legal, allow payment terminal and financial transaction unit to carry out data interaction, because the uniqueness of biological information and the property carried make to pay more safe and efficient, further, in order to prevent pre-stored biological information, reveal, the present invention adopts the means of encrypting and deposit in smart card to be preserved by user itself to pre-stored biological information.

Accompanying drawing explanation

Fig. 1 is the system chart that the present invention is based on Mobile Online's payment system of living things feature recognition;

Fig. 2 is the functional block diagram of payment terminal and financial services transactions system in first embodiment of the invention;

Fig. 3 is the functional block diagram of payment terminal and financial services transactions system in second embodiment of the invention;

Fig. 4 is the flowchart of a kind of Mobile Online's method of payment based on living things feature recognition in an embodiment of the present invention;

Fig. 5 is the local flowchart of a kind of Mobile Online's method of payment based on living things feature recognition in second embodiment of the invention.

Main element symbol description

Mobile Online's payment system 100 based on living things feature recognition, authentication unit 20, payment terminal 10, financial transaction unit 30, collecting unit 11, payment unit 12, card reading unit 13, judging unit 21, pays and permits unit 22, database 23, decryption unit 24, smart card 40, hair fastener unit 50, registering unit 60, pre-stored collecting biological feature information unit 61, unit 62 prestores.

Embodiment

By describing technology contents of the present invention, structural attitude in detail, being realized object and effect, below in conjunction with embodiment and coordinate accompanying drawing to be explained in detail.

Living things feature recognition (BIOMETRICS) technology, refers to the technology of utilizing the intrinsic physiological characteristic of human body (fingerprint, iris, face, DNA etc.) or behavioural characteristic (sound, gait, keystroke custom etc.) to carry out personal identification evaluation by computing machine.Identification based on biological identification technology has more confidentiality and security than traditional identity identifying method, also have be difficult for forgeing, anti-counterfeiting performance is good, be difficult for to forge or stolen, carry-on ' carrying ' and the advantage such as available whenever and wherever possible, will become one of dominant technology of safety precaution.

Referring to Fig. 1, is the system chart that the present invention is based on Mobile Online's payment system of living things feature recognition.Mobile Online's payment system 100 that should be based on living things feature recognition comprise authentication unit 20 and respectively with payment terminal 10 and the financial transaction unit 30 of authentication unit 20 communication connections, described payment terminal 10 forms financial services transactions system with 30 communication connections of financial transaction unit, described authentication unit 20 and financial transaction unit 30.

See also Fig. 2, Fig. 3, Fig. 2 is the functional block diagram of payment terminal and financial services transactions system in first embodiment of the invention, and Fig. 3 is the functional block diagram of payment terminal and financial services transactions system in second embodiment of the invention.

Described payment terminal 10 comprises collecting unit 11 and payment unit 12, and described collecting unit 11, for when receiving the payment request of payment unit 12 transmissions, obtains biological information and the biological information getting is sent to authentication unit 20.Described biological information comprises fingerprint, face, sound, and correspondingly, described collecting unit 11 comprises at least one in fingerprint collecting unit, image acquisition units, sound collection unit.

Described authentication unit 20 comprises judging unit 21 and pays permits unit 22, there is for judging whether the pre-stored biological information matching with the biological information receiving in judging unit 21, described pre-stored biological information is associated with Bank Account Number.Pay and permit unit 22 for when described judging unit 21 judgements exist the pre-stored biological information matching with the biological information getting, allow financial transaction unit 30 and payment unit 12 to carry out data interaction, payment unit 12 and financial transaction unit 30 the complete described Bank Account Number financial transactions such as payment by the transfer of accounts, inquiry into balance by described data interaction operate.

Refer to Fig. 2, in the first embodiment, described authentication unit 20 also comprises for storing the database 23 of described pre-stored biological information, and described judging unit 21 is specifically for reading database 23 and judge whether to exist the pre-stored biological information matching with the biological information receiving.The standard biological characteristic information of typing financial services transactions system when the pre-stored biological information in described database 23 is registered for user.

Refer to Fig. 3, in the second embodiment, described Mobile Online's payment system 100 based on living things feature recognition also comprises smart card 40.Described smart card 40 is for storing described pre-stored biological information, the standard biological characteristic information of typing financial services transactions system when this pre-stored biological information is registered for user.Described payment terminal 10 also comprises card reading unit 13, card reading unit 13 is for when receiving the payment request of payment unit 12 transmissions, judged whether that smart card 40 inserts, when being determined with smart card 40 insertion, obtain the pre-stored biological information being stored in smart card 40, and pre-stored biological information is sent to described authentication unit 20.Whether the biological information that described judging unit 21 receives specifically for judgement matches with the pre-stored biological information being stored in smart card 40 receiving.

In the second embodiment, described financial services transactions system also comprises hair fastener unit 50, described hair fastener unit 50 is for after being used default secret key that pre-stored biological information is encrypted, be stored in smart card 40, the pre-stored biological information being stored in smart card described in is enciphered message.Described authentication unit 20 also comprises decryption unit 24, described decryption unit 24 presets specifically for using with described the pre-stored biological information that the corresponding password to decipher of secret key receives, and after successful decryption, notifies described judging unit 21 to carry out decision operation.

In the first and second embodiments, described Mobile Online's payment system 100 based on living things feature recognition also comprises registering unit 60, described registering unit 60 comprises pre-stored collecting biological feature information unit 61 and the unit 62 that prestores, described biological information comprises fingerprint, face, sound, correspondingly, described pre-stored collecting biological feature information unit 61 comprise in fingerprint collecting unit, image acquisition units, sound collection unit at least one.Described pre-stored collecting biological feature information unit 61 is for obtaining biological information and the biological information getting being set as to pre-stored biological information.Wherein, in the first embodiment, described in the unit 62 that prestores the pre-stored biological information of setting is stored to described database 23; In the second embodiment, described in the unit 62 that prestores the pre-stored biological information of setting is sent to hair fastener unit 50.

Consider security and the privacy of pre-stored biological information, in the second embodiment, the present invention writes pre-stored biological information in smart card after encrypting.Integrated circuit in smart card comprises central processor CPU, programmable read only memory EEPROM, random access memory ram and is solidificated in the card internal operating system COS (Chip Operating System) in read only memory ROM.In the first embodiment, user can oneself select to exist in financial services transactions system database, and user is without carrying smart card.

Referring to Fig. 4, is the flowchart of a kind of Mobile Online's method of payment based on living things feature recognition in an embodiment of the present invention.Should the Mobile Online's method of payment based on living things feature recognition specifically comprise the steps:

Step S1, when receiving while paying request, payment terminal is obtained biological information and the biological information getting and the request that pays is sent to financial services transactions system;

Step S2, financial services transactions system judge whether to have the pre-stored biological information matching with the biological information receiving, and described pre-stored biological information is associated with Bank Account Number;

Step S3, when judge there is the pre-stored biological information matching with the biological information getting, financial services transactions system allows financial transaction unit and payment terminal to carry out data interaction.Payment terminal and financial transaction unit complete the financial transactions such as the payment by the transfer of accounts, inquiry into balance of described Bank Account Number and operate by described data interaction.

In the first embodiment, described financial services transactions system also comprises that the specific implementation step of described step S2 comprises for storing the database of described pre-stored biological information: reading database also judges whether to exist the pre-stored biological information matching with the biological information receiving.

In the first embodiment, described Mobile Online's method of payment based on living things feature recognition also comprises registration step, and described registration step specifically comprises: financial services transactions system acquisition biological information is also set as pre-stored biological information by the biological information getting; And financial services transactions system is stored to described database by the pre-stored biological information of setting.

Referring to Fig. 5, is the local flowchart of a kind of Mobile Online's method of payment based on living things feature recognition in second embodiment of the invention.In the second embodiment, described pre-stored biological information is stored in smart card, also comprises step before described step S2:

Step S11, when receiving while paying request, payment terminal has judged whether that smart card inserts;

Step S12, when being determined with smart card and inserting, payment terminal is obtained the pre-stored biological information being stored in smart card, and pre-stored biological information is sent to described financial services transactions system.

In the second embodiment, described step S2 is specially: whether the biological information that the judgement of financial services transactions system receives matches with the pre-stored biological information being stored in smart card receiving.

In the second embodiment, described a kind of Mobile Online's method of payment based on living things feature recognition also comprises hair fastener step: financial services transactions system is stored in described smart card after using default secret key that pre-stored biological information is encrypted.

In the second embodiment, after described step S12, also comprise step:

Step S13, financial services transactions system are used with the described default corresponding password to decipher of secret key receives and are stored in the pre-stored biological information in smart card.

In the second embodiment, described Mobile Online's method of payment based on living things feature recognition also comprises registration step, described registration step specifically comprises: obtain biological information and the biological information getting is set as to pre-stored biological information, then enter described hair fastener step.

Consider security and the privacy of pre-stored biological information, in the second embodiment, the present invention writes pre-stored biological information in smart card after encrypting.Integrated circuit in smart card comprises central processor CPU, programmable read only memory EEPROM, random access memory ram and is solidificated in the card internal operating system COS (Chip Operating System) in read only memory ROM.In the first embodiment, user can oneself select to exist in financial services transactions system database, and user is without carrying smart card.

Mobile Online's method of payment and system based on living things feature recognition of the present invention, adopt biological information as payment transaction authentication information, by biometrics identification technology, gather and identify biological information, whether the biological information then obtaining according to pre-stored biological information judgement collection is legal, if legal, allow payment terminal and financial transaction unit to carry out data interaction, because the uniqueness of biological information and the property carried make to pay more safe and efficient, further, in order to prevent pre-stored biological information, reveal, the present invention adopts the means of encrypting and deposit in smart card to be preserved by user itself to pre-stored biological information.

The foregoing is only embodiments of the invention; not thereby limit the scope of the claims of the present invention; every equivalent structure or conversion of equivalent flow process that utilizes instructions of the present invention and accompanying drawing content to do; or be directly or indirectly used in other relevant technical fields, be all in like manner included in scope of patent protection of the present invention.

Claims (10)

1. the Mobile Online's method of payment based on living things feature recognition, is characterized in that, comprises step:
When receiving payment request, payment terminal is obtained biological information and the biological information getting and the request that pays is sent to financial services transactions system;
Financial services transactions system judges whether to exist the pre-stored biological information matching with the biological information receiving;
When judging the pre-stored biological information that existence and the biological information getting match, financial services transactions system allows financial transaction unit and payment terminal to carry out data interaction.
2. a kind of Mobile Online's method of payment based on living things feature recognition according to claim 1, it is characterized in that, described financial services transactions system also comprises for storing the database of described pre-stored biological information, and the specific implementation step of described " financial services transactions system judges whether to exist the pre-stored biological information matching with the biological information receiving " comprising: reading database also judges whether to exist the pre-stored biological information matching with the biological information receiving;
Described Mobile Online's method of payment based on living things feature recognition also comprises registration step, and described registration step specifically comprises:
Financial services transactions system acquisition biological information is also set as pre-stored biological information by the biological information getting; And
Financial services transactions system is stored to described database by the pre-stored biological information of setting.
3. a kind of Mobile Online's method of payment based on living things feature recognition according to claim 1, it is characterized in that, described pre-stored biological information is stored in smart card, described " financial services transactions system judges whether to exist the pre-stored biological information matching with the biological information receiving " front step that also comprises:
When receiving payment request, payment terminal has judged whether that smart card inserts;
When being determined with smart card insertion, payment terminal is obtained the pre-stored biological information being stored in smart card, and pre-stored biological information is sent to described financial services transactions system;
Described " financial services transactions system judges whether to exist the pre-stored biological information matching with the biological information receiving " is specially: whether the biological information that the judgement of financial services transactions system receives matches with the pre-stored biological information receiving.
4. a kind of Mobile Online's method of payment based on living things feature recognition according to claim 3, it is characterized in that, described Mobile Online's method of payment based on living things feature recognition also comprises hair fastener step: financial services transactions system is stored in described smart card after using default secret key that pre-stored biological information is encrypted;
After described " payment terminal is obtained the pre-stored biological information being stored in smart card, and pre-stored biological information is sent to described financial services transactions system ", also comprise step: financial services transactions system is used with the described default corresponding password to decipher of secret key receives and is stored in the pre-stored biological information in smart card.
5. a kind of Mobile Online's method of payment based on living things feature recognition according to claim 4, is characterized in that, described Mobile Online's method of payment based on living things feature recognition also comprises registration step, and described registration step specifically comprises:
Obtain biological information and the biological information getting is set as to pre-stored biological information, then enter described hair fastener step.
6. the Mobile Online's payment system based on living things feature recognition, is characterized in that, comprises the payment terminal and the financial transaction unit that respectively at authentication unit communication, connect, and described payment terminal is connected with financial transaction unit communication;
Described payment terminal comprises collecting unit and payment unit, and described collecting unit, for when receiving the payment request of payment unit transmission, obtains biological information and the biological information getting and the request that pays are sent to authentication unit;
Described authentication unit comprises:
Judging unit, for judging whether to exist the pre-stored biological information matching with the biological information receiving;
Pay and permit unit, while there is for judging when described judging unit the pre-stored biological information matching with the biological information getting, allow financial transaction unit and payment terminal to carry out data interaction.
7. a kind of Mobile Online's payment system based on living things feature recognition according to claim 6, it is characterized in that, described authentication unit also comprises for storing the database of described pre-stored biological information, and described judging unit is specifically for reading database and judge whether to exist the pre-stored biological information matching with the biological information receiving;
Described Mobile Online's payment system based on living things feature recognition also comprises registering unit, and described registering unit comprises:
Pre-stored collecting biological feature information unit, for obtaining biological information and the biological information getting being set as to pre-stored biological information; And
The unit that prestores, for being stored to described database by the pre-stored biological information of setting.
8. a kind of Mobile Online's payment system based on living things feature recognition according to claim 6, it is characterized in that, described Mobile Online's payment system based on living things feature recognition also comprises smart card, described payment terminal also comprises card reading unit, described card reading unit is for when receiving the payment request of payment unit transmission, judged whether that smart card inserts, when being determined with smart card insertion, obtain the pre-stored biological information being stored in smart card, and pre-stored biological information is sent to described authentication unit;
Whether the biological information that described judging unit receives specifically for judgement matches with the pre-stored biological information receiving.
9. a kind of Mobile Online's payment system based on living things feature recognition according to claim 8, it is characterized in that, described financial services transactions system also comprises hair fastener unit, described hair fastener unit is stored in described smart card after being used for using default secret key that pre-stored biological information is encrypted;
Described authentication unit also comprises decryption unit, and described decryption unit presets for using with described the pre-stored biological information that the corresponding password to decipher of secret key receives, and after successful decryption, notifies described judging unit to carry out decision operation.
10. a kind of Mobile Online's payment system based on living things feature recognition according to claim 9, is characterized in that, described Mobile Online's payment system based on living things feature recognition also comprises registering unit, and described registering unit comprises:
Pre-stored collecting biological feature information unit, for obtaining biological information and the biological information getting being set as to pre-stored biological information; And
The unit that prestores, for being sent to described hair fastener unit by the pre-stored biological information of setting.
CN201310642621.5A 2013-12-03 2013-12-03 Mobile on-line payment method and system based on biometric features recognition CN103606084A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201310642621.5A CN103606084A (en) 2013-12-03 2013-12-03 Mobile on-line payment method and system based on biometric features recognition

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201310642621.5A CN103606084A (en) 2013-12-03 2013-12-03 Mobile on-line payment method and system based on biometric features recognition

Publications (1)

Publication Number Publication Date
CN103606084A true CN103606084A (en) 2014-02-26

Family

ID=50124304

Family Applications (1)

Application Number Title Priority Date Filing Date
CN201310642621.5A CN103606084A (en) 2013-12-03 2013-12-03 Mobile on-line payment method and system based on biometric features recognition

Country Status (1)

Country Link
CN (1) CN103606084A (en)

Cited By (19)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN104574048A (en) * 2014-12-27 2015-04-29 小米科技有限责任公司 Resource transfer method and device
CN104574086A (en) * 2014-12-29 2015-04-29 宇龙计算机通信科技(深圳)有限公司 Payment method, device and terminal
CN104598784A (en) * 2014-12-29 2015-05-06 联想(北京)有限公司 Information processing method and electronic device
CN104616149A (en) * 2015-02-06 2015-05-13 清华大学 Bluetooth technology and biometric feature recognition based payment method and system
CN104765992A (en) * 2015-03-25 2015-07-08 天脉聚源(北京)传媒科技有限公司 Data processing method and device
CN104794617A (en) * 2015-04-29 2015-07-22 天脉聚源(北京)传媒科技有限公司 Credit card encryption method and device
CN105208045A (en) * 2015-10-28 2015-12-30 广东欧珀移动通信有限公司 Identity authentication method, equipment and system
CN105306466A (en) * 2015-10-29 2016-02-03 东莞酷派软件技术有限公司 Execution method of service, execution system of service, and mobile terminal
CN105405016A (en) * 2015-11-05 2016-03-16 上海聚虹光电科技有限公司 Trading verification method for online trading system
CN106022779A (en) * 2016-05-17 2016-10-12 浪潮(北京)电子信息产业有限公司 Payment method and system based on fingerprint identification
CN106127461A (en) * 2016-06-16 2016-11-16 中国银联股份有限公司 Bi-directional verification method of mobile payment and system
CN106169040A (en) * 2016-07-19 2016-11-30 柳州龙辉科技有限公司 A kind of personal identification method
CN106204049A (en) * 2016-07-22 2016-12-07 北京小米移动软件有限公司 The method and device of payment processes
WO2017016038A1 (en) * 2015-07-28 2017-02-02 宇龙计算机通信科技(深圳)有限公司 Payment method, payment apparatus, terminal and payment system
WO2017020426A1 (en) * 2015-07-31 2017-02-09 宇龙计算机通信科技(深圳)有限公司 Communication method, apparatus and system based on biological feature identification
CN106603237A (en) * 2015-10-16 2017-04-26 中兴通讯股份有限公司 Security payment method and apparatus
WO2018094584A1 (en) * 2016-11-23 2018-05-31 刘洪文 Payment and identity authentication system based on biometric feature recognition
CN110015077A (en) * 2017-09-30 2019-07-16 比亚迪股份有限公司 The charging method and device of electric car, storage medium and electric car
CN110189138A (en) * 2019-05-30 2019-08-30 北京昱达天丽科技发展有限公司 A kind of certification payment system based on bio-identification

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20050216742A1 (en) * 2004-03-24 2005-09-29 Wong Yaw M Document signature method & system
CN101763689A (en) * 2009-09-30 2010-06-30 刘鸣宇 Fingerprint authentication financial card and authentication method thereof
CN102054193A (en) * 2009-11-04 2011-05-11 吴铭远 Tamper-proof secure card with stored biometric data and method for using the secure card
CN102523213A (en) * 2011-12-13 2012-06-27 华为终端有限公司 Server and terminal authenticating method and server and terminal
CN103136663A (en) * 2011-12-05 2013-06-05 上海博路信息技术有限公司 Remote payment system based on terminal fingerprint identification

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20050216742A1 (en) * 2004-03-24 2005-09-29 Wong Yaw M Document signature method & system
CN101763689A (en) * 2009-09-30 2010-06-30 刘鸣宇 Fingerprint authentication financial card and authentication method thereof
CN102054193A (en) * 2009-11-04 2011-05-11 吴铭远 Tamper-proof secure card with stored biometric data and method for using the secure card
CN103136663A (en) * 2011-12-05 2013-06-05 上海博路信息技术有限公司 Remote payment system based on terminal fingerprint identification
CN102523213A (en) * 2011-12-13 2012-06-27 华为终端有限公司 Server and terminal authenticating method and server and terminal

Cited By (23)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
RU2629447C2 (en) * 2014-12-27 2017-08-29 Сяоми Инк. Method and device for resource transfer
WO2016101480A1 (en) * 2014-12-27 2016-06-30 小米科技有限责任公司 Resource transfer method and device
CN104574048B (en) * 2014-12-27 2018-04-06 小米科技有限责任公司 Resource transfers method and device
CN104574048A (en) * 2014-12-27 2015-04-29 小米科技有限责任公司 Resource transfer method and device
CN104574086A (en) * 2014-12-29 2015-04-29 宇龙计算机通信科技(深圳)有限公司 Payment method, device and terminal
CN104598784A (en) * 2014-12-29 2015-05-06 联想(北京)有限公司 Information processing method and electronic device
CN104616149B (en) * 2015-02-06 2018-05-29 清华大学 Method of payment and system based on Bluetooth technology and living things feature recognition
CN104616149A (en) * 2015-02-06 2015-05-13 清华大学 Bluetooth technology and biometric feature recognition based payment method and system
CN104765992A (en) * 2015-03-25 2015-07-08 天脉聚源(北京)传媒科技有限公司 Data processing method and device
CN104794617A (en) * 2015-04-29 2015-07-22 天脉聚源(北京)传媒科技有限公司 Credit card encryption method and device
WO2017016038A1 (en) * 2015-07-28 2017-02-02 宇龙计算机通信科技(深圳)有限公司 Payment method, payment apparatus, terminal and payment system
WO2017020426A1 (en) * 2015-07-31 2017-02-09 宇龙计算机通信科技(深圳)有限公司 Communication method, apparatus and system based on biological feature identification
CN106603237A (en) * 2015-10-16 2017-04-26 中兴通讯股份有限公司 Security payment method and apparatus
CN105208045A (en) * 2015-10-28 2015-12-30 广东欧珀移动通信有限公司 Identity authentication method, equipment and system
CN105306466A (en) * 2015-10-29 2016-02-03 东莞酷派软件技术有限公司 Execution method of service, execution system of service, and mobile terminal
CN105405016A (en) * 2015-11-05 2016-03-16 上海聚虹光电科技有限公司 Trading verification method for online trading system
CN106022779A (en) * 2016-05-17 2016-10-12 浪潮(北京)电子信息产业有限公司 Payment method and system based on fingerprint identification
CN106127461A (en) * 2016-06-16 2016-11-16 中国银联股份有限公司 Bi-directional verification method of mobile payment and system
CN106169040A (en) * 2016-07-19 2016-11-30 柳州龙辉科技有限公司 A kind of personal identification method
CN106204049A (en) * 2016-07-22 2016-12-07 北京小米移动软件有限公司 The method and device of payment processes
WO2018094584A1 (en) * 2016-11-23 2018-05-31 刘洪文 Payment and identity authentication system based on biometric feature recognition
CN110015077A (en) * 2017-09-30 2019-07-16 比亚迪股份有限公司 The charging method and device of electric car, storage medium and electric car
CN110189138A (en) * 2019-05-30 2019-08-30 北京昱达天丽科技发展有限公司 A kind of certification payment system based on bio-identification

Similar Documents

Publication Publication Date Title
US10430575B2 (en) System and method for user enrollment in a secure biometric verification system
US10043186B2 (en) Secure authentication system and method
US10320807B2 (en) Systems and methods relating to the authenticity and verification of photographic identity documents
US10455419B2 (en) System and method for mobile identity protection for online user authentication
US9372971B2 (en) Integration of verification tokens with portable computing devices
US10552828B2 (en) Multiple tokenization for authentication
RU2645593C2 (en) Verification of portable consumer devices
US9904919B2 (en) Verification of portable consumer devices
RU2576586C2 (en) Authentication method
CN105590199B (en) Payment method and payment system based on dynamic two-dimensional code
US9251513B2 (en) Stand-alone secure PIN entry device for enabling EMV card transactions with separate card reader
US9330511B2 (en) Apparatus and methods for identity verification
AU2010315111B2 (en) Verification of portable consumer devices for 3-D secure services
EP2648163B1 (en) A personalized biometric identification and non-repudiation system
US9864987B2 (en) Account provisioning authentication
US7548890B2 (en) Systems and methods for identification and authentication of a user
US7505941B2 (en) Methods and apparatus for conducting electronic transactions using biometrics
US7778935B2 (en) System for secure payment and authentication
AU2009241407B2 (en) Dynamic account authentication using a mobile device
US8661520B2 (en) Systems and methods for identification and authentication of a user
US8554685B2 (en) Method and system using universal ID and biometrics
KR20150113152A (en) Smart card and smart card system with enhanced security features
US8433658B2 (en) Methods and apparatus for conducting electronic transactions
AU2007240903B2 (en) Privacy enhanced identity scheme using an un-linkable identifier
CN102202300B (en) A kind of based on twin-channel dynamic cipher authentication system and method

Legal Events

Date Code Title Description
C06 Publication
PB01 Publication
C10 Entry into substantive examination
SE01 Entry into force of request for substantive examination
RJ01 Rejection of invention patent application after publication
RJ01 Rejection of invention patent application after publication

Application publication date: 20140226