CN1825352A - Method for verifying advance recording information over network - Google Patents
Method for verifying advance recording information over network Download PDFInfo
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- CN1825352A CN1825352A CNA2006100668916A CN200610066891A CN1825352A CN 1825352 A CN1825352 A CN 1825352A CN A2006100668916 A CNA2006100668916 A CN A2006100668916A CN 200610066891 A CN200610066891 A CN 200610066891A CN 1825352 A CN1825352 A CN 1825352A
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Abstract
The invention discloses a method for verifying website by on-network preset information, comprising: before a user accepts server-provided service through client end, providing the user-preset verification information to server end for the client end to make the client end able to verify the server end. And the method can help improve safety in website transaction, and compactly realizes precautions against counterfeited bank websites and counterfeited bank payment.
Description
Technical field
The present invention relates to network security, particularly, the present invention relates to a kind of method for verifying advance recording information over network, to improve the security of service such as on-line payment.
Background technology
Along with enriching constantly of Internet-based banking services function, increasing client uses Web bank.In professional fast development, some lawless persons have also aimed at the part client, wait for an opportunity to utilize fake site, the personation payment page etc. to gain customer information by cheating, to reach the purpose of stealing clients fund.
At present the client still can't judge the authenticity of website in easy mode at logging in to online banks with handle on-line payment when professional.Therefore, for further improving the safety of online transaction, shopping online, allow more clients can enjoy the enjoyment of Web bank's service and site shopping more safely, the system that needs exploitation to make new advances satisfies above-mentioned requirements.
Summary of the invention
In view of the above problems, finished the present invention.The purpose of this invention is to provide a kind of method for verifying advance recording information over network, to improve the security of service such as on-line payment.
In one aspect of the invention, a kind of method of the website being verified by online obligate information has been proposed, comprise step: the user accepts service that server end provides by client before, server end provides described user once to keep for the predetermined authorization information of this server end to client, makes described user can verify described server end.
According to one embodiment of present invention, described predetermined authorization information is reserved by bank's cabinet face.
According to one embodiment of present invention, described predetermined authorization information is reserved when individual Net silver registered client Website login.
According to one embodiment of present invention, described predetermined authorization information is to reserve in new client enrollment individual Net silver.
According to one embodiment of present invention, described predetermined authorization information is that individual Net silver client reserves when logining first after password is reset.
According to one embodiment of present invention, described predetermined authorization information comprises that length is smaller or equal to 60 character.
According to one embodiment of present invention, described checking is carried out when the client lands.
According to one embodiment of present invention, described checking is to carry out when doing shopping payment on the net.
According to one embodiment of present invention, described checking is signed on the net to entrust when paying the fees agreement and is carried out.
Like this, reserve a segment information arbitrarily by bank's cabinet face or website, in the logging in to online banks website, carry out on-line payment or online signing and pay the fees in the agreement, the page will return this client's obligate information, in order to differentiate the authenticity of this website.Therefore, method of the present invention can help to improve the security of website transaction, has realized palming off the strick precaution of website of bank, the personation bank paying page in simple, fast mode.
In addition, the client only needs in the website or the cabinet face is reserved authorization information, does not need the client to pay extra cost, can realize the checking to the website of bank authenticity, significantly reduces client's important information and is gained the possibility that suffers a loss with clients fund by cheating.Aspect bank, bank only needs that existing capability is carried out the part transformation can realize website checking repertoire, and the interface of man-machine interaction prompting is very friendly, and cost of development is cheap.This function has been contained the expansion trend of personation website of bank to a certain extent, for internet bank trade has been created good environment.
Description of drawings
Fig. 1 shows the typical structure of the applied network system of method of the present invention;
Fig. 2 shows the page of self-service obligate information when individual Net silver registered client logins;
Fig. 3 shows in new customer self-service and registers the individual Net silver page of obligate information simultaneously;
Fig. 4 shows the page of self-service obligate information when individual Net silver client logins first after password is reset;
Fig. 5 shows the page that carries out verifying advance recording information when client's debarkation net goes to bank; And
Fig. 6 shows to the client page of handling inquiry and revising Web bank's log-on message business is provided.
Embodiment
The contrast accompanying drawing describes embodiments of the invention in detail below.
Fig. 1 shows the typical structure according to the applied network system of method for verifying advance recording information over network of the embodiment of the invention.
A kind of financial service that provides for the client by network system is provided in Web bank.As shown in Figure 1, Web bank's server 10 is connected with 32 with fixed terminal 31 by the network 20 such as the Internet, provides Web bank's service to the client.In addition, Web bank 10 also by means of base station 40 to the mobile subscriber, for example portable terminal 33 and 34 provides financial service.
The fixed terminal such 31 such as computing machine with 32 with situation that network is connected under, the user is by starting browser access Web bank server 10.Web bank's server 10 returns the page that the service that will provide has been provided to fixed terminal.User's corresponding inlet in this page is inputed the Transaction Information of user name, account number (card number), the amount of money and password and so on.Web bank's server 10 receives after this Transaction Information, judges whether to conclude the business.If can conclude the business, then carry out corresponding Account Disposal, think that the client provides financial service.
The portable terminal such 33 such as mobile phone with 34 by under base station 40 and network 20 and the situation that Web bank server 10 is connected, the user sends aforesaid Transaction Information with wireless form to Web bank's server 10 by mobile phone.Equally, Web bank's server 10 receives after this Transaction Information, judges whether and can conclude the business.If can conclude the business, then carry out corresponding Account Disposal, think that the client provides financial service.
But as mentioned above, some lawless persons are by providing false Web bank's network address, the deception consumer, make the consumer think the Web bank of falseness by mistake correct Web bank, thereby gain the customer information of user by cheating, such as security information such as account number, card number, passwords in certain bank.Therefore, if the client reserves a segment information on bank's cabinet face or website, when the client logins industrial and commercial bank individual Net silver once more, pays on e-commerce website and online signing is entrusted when paying the fees agreement, Web bank's server 10 will this client of echo be once kept for the information of bank, thereby the client just can verify, discern the true and false of website.
(1) client's obligate information
According to embodiments of the invention, for providing by bank's cabinet face obligate information and customer self-service, the client reserves two classes totally four kinds of modes, be concrete the introduction below:
1, reserves by bank's cabinet face
New client or individual Net silver client fill in related application table and plan reserved information to the cabinet face, are this information of client's typing by the teller of corresponding bank.
Usually, the character of obligate information should be in 60 characters, if Chinese character then should be less than 30 words, the client can use the content of easy memory such as pet name, license plate number, the song title of liking, verse as reserving authorization information.Example 1, " my kitten is mew "; Example 2, " e-bank of industrial and commercial bank is domestic best e-bank "; Example 3, " XYZ does little by little without a break ".
Self-service obligate information when 2, individual Net silver registered client logins
After the client who does not reserve authorization information as yet logined Net silver, before showing the login account original list, there was prompt text the website of Web bank, mandatory requirement client obligate information, and page setup is as shown in Figure 2.
Obligate information when 3, individual Net silver is registered in new customer self-service
Bank's self-service enrollment page of individual Net silver is provided with " reservation authorization information " and fills in frame and information, and page setup as shown in Figure 3.
When client's mouse moves to " reservation authorization information ", float and eject content with page prompts literal shown in Figure 2.The obligate information input rule is identical with relevant requirements in ' by bank's cabinet face obligate information '.
Self-service obligate information when 4, individual Net silver client logins after password is reset first
If the client is not provided with this obligate information and has carried out the password replacement, during this type of client's initial log, page prompts client wants obligate information when revising password, and page setup as shown in Figure 4.
If, then requiring client's page of typing password again, keep the reservation authorization information that the client has been provided with, and need not client's typing again because of the client inputs the password mistake of modification.
When client's mouse moves to " reservation authorization information ", float and eject content with the page prompts literal in shown in Figure 2.The obligate information input rule is identical with relevant requirements in ' by bank's cabinet face obligate information '.
(2) application of obligate information
Behind client's obligate information, will be at respective page echo client obligate information.
Checking when 1, the client logins
If the client is provided with " reservation authorization information ", then the login back shows its specifying information in transaction page.
If client's reservation authorization information of bank on the net is that " my kitten is mew! ", but if the information of this echo and client's reservation inconsistent, the client need shut the book immediately, and as early as possible with the attendant contacts of corresponding bank.Here, the reservation authorization information of echo shows that with blue font eye-catching to show, page setup as shown in Figure 5.
2, shopping online payment
The first step: choose commodity to put into shopping cart in the contributing website of certain bank;
Second step: confirm an order, select this bank's online payment;
The 3rd step: the contributing website of described bank connects the client changes the Web bank that links described bank, and the client imports payment card number, identifying code;
The 4th step: described Web bank shows the reservation authorization information of client in this Web bank, and the client judges whether the information of page demonstration is consistent with " the reservation authorization information " that the client is provided with;
The 5th step:,, finish online payment at next transaction page input payment cipher (the certificate client also needs the use certificate bookmark name), identifying code if the information unanimity is clicked " determining ".If information inconsistency, the client need shut the book immediately, and as early as possible with the attendant contacts of this bank.
3, the online signing entrusted the agreement of paying the fees
The first step: entrust the agreement of paying the fees in this partner site, bank charge station affirmation signing;
Second step: partner site, described bank charge station connects the client changes the Web bank that links described bank, and the client imports payment card number, identifying code;
The 3rd step: described Web bank shows the reservation authorization information of client in this Web bank, and the client judges whether the information of page demonstration is consistent with " the reservation authorization information " that the client is provided with;
The 4th step:,, finish agreement and sign at next transaction page input payment cipher, identifying code if the information unanimity is clicked " determining ".If information inconsistency, the client need shut the book immediately, and as early as possible with the attendant contacts of this bank.
(3) help information
1, the client clicks the link of " using method " literal at login page or self-service registration, represents the use of introduction " reservation authorization information ".
After the client uses introduction that " reservation authorization information " is set according to this, can verify this information when agreement is paid the fees in trust, thereby guarantee transaction security effectively the individual Net silver of login, shopping online, the online signing.
2, the customer service page
Newly-increased " query modification customer information " function can provide the client to handle query modification Web bank log-on message business, as shown in Figure 6.
In Fig. 6, if certificate client, dynamic password client, the viewing area one, two, if self-service registered client, viewing area one, two, if the client of cabinet face registration (no certificate, no dynamic password), viewing area one, the viewing area two.
The above; only be the embodiment among the present invention, but protection scope of the present invention is not limited thereto, anyly is familiar with the people of this technology in the disclosed technical scope of the present invention; the conversion that can expect easily or replacement all should be encompassed in of the present invention comprising within the scope.Therefore, protection scope of the present invention should be as the criterion with the protection domain of claims.
Claims (9)
1, a kind of method of the website being verified by online obligate information comprises step:
The user accepted service that server end provides by client before, server end provided described user once to keep for the predetermined authorization information of this server end to client, makes described user can verify described server end.
2, the method for claim 1 is characterized in that, described predetermined authorization information is reserved by bank's cabinet face.
3, the method for claim 1 is characterized in that, described predetermined authorization information is reserved when individual Net silver registered client Website login.
4, the method for claim 1 is characterized in that, described predetermined authorization information is to reserve in new client enrollment individual Net silver.
5, the method for claim 1 is characterized in that, described predetermined authorization information is reserved when to be individual Net silver client login after password is reset first.
As the described method of one of claim 2～5, it is characterized in that 6, described predetermined authorization information comprises that length is smaller or equal to 60 character.
7, method as claimed in claim 6 is characterized in that, described checking is carried out when the client lands.
8, method as claimed in claim 6 is characterized in that, described checking is to carry out when doing shopping payment on the net.
9, method as claimed in claim 6 is characterized in that, described checking is signed on the net to entrust when paying the fees agreement and carried out.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA2006100668916A CN1825352A (en) | 2006-03-31 | 2006-03-31 | Method for verifying advance recording information over network |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA2006100668916A CN1825352A (en) | 2006-03-31 | 2006-03-31 | Method for verifying advance recording information over network |
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| Publication Number | Publication Date |
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| CN1825352A true CN1825352A (en) | 2006-08-30 |
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CNA2006100668916A Pending CN1825352A (en) | 2006-03-31 | 2006-03-31 | Method for verifying advance recording information over network |
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Cited By (15)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101552674B (en) * | 2009-05-19 | 2011-09-07 | 中国民生银行股份有限公司 | Method and system for recognizing pseudo-website |
| CN102655496A (en) * | 2011-03-01 | 2012-09-05 | 阿里巴巴集团控股有限公司 | Logging method, system and device |
| CN102780708A (en) * | 2012-08-17 | 2012-11-14 | 广东利为网络科技有限公司 | Remote assistant login method and system |
| CN103106580A (en) * | 2012-12-13 | 2013-05-15 | 江苏乐买到网络科技有限公司 | On-line payment method |
| CN103679454A (en) * | 2013-12-10 | 2014-03-26 | 阮桂芳 | Secure network transaction method |
| CN103679459A (en) * | 2013-12-10 | 2014-03-26 | 阮桂芳 | Secure network transaction method |
| CN103810596A (en) * | 2012-02-29 | 2014-05-21 | 汪风珍 | Identification of reserved verification information |
| CN103812836A (en) * | 2012-11-12 | 2014-05-21 | 孙银海 | System and method for website to send user reserved information |
| CN103955998A (en) * | 2014-04-27 | 2014-07-30 | 汪风珍 | Reserved verification information for bankcard |
| CN104144146A (en) * | 2013-05-10 | 2014-11-12 | 中国电信股份有限公司 | Method and system for visiting website |
| CN104639521A (en) * | 2013-11-15 | 2015-05-20 | 腾讯科技（深圳）有限公司 | Application safety verification method and system, application server and application client |
| CN104852942A (en) * | 2014-02-18 | 2015-08-19 | 腾讯科技（深圳）有限公司 | Notification message false-proof method and device |
| WO2016091088A1 (en) * | 2014-12-08 | 2016-06-16 | 阿里巴巴集团控股有限公司 | Method, device and client for displaying information |
| WO2016141819A1 (en) * | 2015-03-10 | 2016-09-15 | 阿里巴巴集团控股有限公司 | Anti-forgery method for information, information identification method and apparatus |
| CN112839139A (en) * | 2021-02-22 | 2021-05-25 | 王恩惠 | Method and system for avoiding wrong mobile phone number charging |
-
2006
- 2006-03-31 CN CNA2006100668916A patent/CN1825352A/en active Pending
Cited By (20)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101552674B (en) * | 2009-05-19 | 2011-09-07 | 中国民生银行股份有限公司 | Method and system for recognizing pseudo-website |
| CN102655496A (en) * | 2011-03-01 | 2012-09-05 | 阿里巴巴集团控股有限公司 | Logging method, system and device |
| CN103810596A (en) * | 2012-02-29 | 2014-05-21 | 汪风珍 | Identification of reserved verification information |
| CN102780708A (en) * | 2012-08-17 | 2012-11-14 | 广东利为网络科技有限公司 | Remote assistant login method and system |
| CN103812836B (en) * | 2012-11-12 | 2017-09-29 | 孙银海 | A kind of website sends the system and method that user reserves information |
| CN103812836A (en) * | 2012-11-12 | 2014-05-21 | 孙银海 | System and method for website to send user reserved information |
| CN103106580A (en) * | 2012-12-13 | 2013-05-15 | 江苏乐买到网络科技有限公司 | On-line payment method |
| CN104144146A (en) * | 2013-05-10 | 2014-11-12 | 中国电信股份有限公司 | Method and system for visiting website |
| CN104639521A (en) * | 2013-11-15 | 2015-05-20 | 腾讯科技（深圳）有限公司 | Application safety verification method and system, application server and application client |
| CN103679459A (en) * | 2013-12-10 | 2014-03-26 | 阮桂芳 | Secure network transaction method |
| CN103679454A (en) * | 2013-12-10 | 2014-03-26 | 阮桂芳 | Secure network transaction method |
| CN104852942A (en) * | 2014-02-18 | 2015-08-19 | 腾讯科技（深圳）有限公司 | Notification message false-proof method and device |
| CN104852942B (en) * | 2014-02-18 | 2020-04-03 | 腾讯科技（深圳）有限公司 | Anti-counterfeiting method and device for notification message |
| CN103955998A (en) * | 2014-04-27 | 2014-07-30 | 汪风珍 | Reserved verification information for bankcard |
| WO2016091088A1 (en) * | 2014-12-08 | 2016-06-16 | 阿里巴巴集团控股有限公司 | Method, device and client for displaying information |
| CN105743840A (en) * | 2014-12-08 | 2016-07-06 | 阿里巴巴集团控股有限公司 | Information display method and device, and client |
| WO2016141819A1 (en) * | 2015-03-10 | 2016-09-15 | 阿里巴巴集团控股有限公司 | Anti-forgery method for information, information identification method and apparatus |
| CN106034303A (en) * | 2015-03-10 | 2016-10-19 | 阿里巴巴集团控股有限公司 | Information anti-faking method, information identification method, information anti-faking device and information identification device |
| CN106034303B (en) * | 2015-03-10 | 2018-10-09 | 阿里巴巴集团控股有限公司 | A kind of anti-counterfeiting method, information identifying method and the device of information |
| CN112839139A (en) * | 2021-02-22 | 2021-05-25 | 王恩惠 | Method and system for avoiding wrong mobile phone number charging |
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Open date: 20060830 |