CN1523516A - Bill filling-free terminal for bank counter and method thereof - Google Patents
Bill filling-free terminal for bank counter and method thereof Download PDFInfo
- Publication number
- CN1523516A CN1523516A CNA031404367A CN03140436A CN1523516A CN 1523516 A CN1523516 A CN 1523516A CN A031404367 A CNA031404367 A CN A031404367A CN 03140436 A CN03140436 A CN 03140436A CN 1523516 A CN1523516 A CN 1523516A
- Authority
- CN
- China
- Prior art keywords
- free terminal
- bank counter
- microprocessor
- bill filling
- bank
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Images
Landscapes
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention discloses a kind of fill-free bill end of bank counter, which includes microprocessor, RS-232 interface, button keyboard, it also includes interface module, monitor and word bank; it also includes magnetism card processing module, IC card processing module, voice cue module; client can input transaction amount through bank counter fill-free bill, the account information of user can be acquired through card or bankbook scanning on the bank counter fill-free bill end, the terminal monitor displays the text cue, and plays the voice cue at the same time, presents the operation items, realizes truly bank fill-free bill self-service; when the bill end doesn't receive the instruction from host computer, it can play the interior cartoon in the microprocessor of the fill-free end; when receiving the instructions, it stops the process which is executing, receives and executes new instructions.
Description
Technical field
The present invention relates to a kind of bank counter bill filling-free terminal and pass through the method that this bill filling-free terminal is imported dealing money.
Background technology
At present, bank generally adopts " exempting to fill out list " mode for improving service quality in over-the-counter trading; This method of service is actually the work that client has pulled in bank, as long as promptly the depositor says number, the sales counter employee will replace the depositor to finish corresponding operating, and is gone out the document of one-type-two-part by computerized print.The depositor confirms that back signature on first leaves bank for and make counterfoil, and second is preserved by depositor oneself.This has saved half the time at least concerning common depositor, can improve the speed of handling the deposit or the withdrawal to a certain extent.But " exempting to fill out list " mode that this bank carries out obviously has the following disadvantages:
1, the sales counter employee mishears easily.For security consideration, bank often loads onto thick bullet proof glass wall between sales counter employee and depositor, but this has also weakened teller's sound simultaneously, causes the depositor need repeat the amount of money of withdrawing the money several times sometimes, the sales counter employee does not just hear the number of withdrawing cash, and causes unnecessary trouble.
2, the deaf-mute can't use.If some depositor thinks that directly mouth tells to the sales counter employee not too conveniently, perhaps itself is exactly that the deaf-mute can't talk." exempting to fill out list " mode that present bank carries out can't realize that the user still needs to fill out list.
3, external guest's inconvenience.Reform and open up to the outside world now, external personnel are more and more in China, remove bank's transacting business, because language obstacle is very inconvenient.
Summary of the invention
Purpose of the present invention is intended to overcome the weak point that existing bank " exempts to fill out list ", proposes a kind of cost bank counter bill filling-free terminal and implementation method low, easy to use, safe and efficient, convenient for installation and maintenance.
For achieving the above object, the invention provides a kind of bank counter bill filling-free terminal, comprise microprocessor, RS-232 interface, key board, also comprise interface module, display and character library; Described interface module, display and character library are connected with described microprocessor respectively; Described interface module is accepted the instruction of bank counter main frame, receives the information that described microprocessor reads in, and calls and carry out its bottom function, and execution result is returned the bank counter main frame, generates instruction simultaneously and sends described microprocessor to; Described character library is accepted calling of described microprocessor, supports the English-Chinese word of display to show; Described display receives the text display information that microprocessor transmits, and is shown; Described key board is connected with described microprocessor, is used to receive the dealing money and the password of user's input.
Described bank counter bill filling-free terminal also comprises magnetism card processing module, is connected with described microprocessor, is used to read in user's magnetic card or bankbook magnetic strip information, and it is outputed to described microprocessor handles.Also comprise the IC-card processing module, be connected, be used to read in IC-card information, and output to described microprocessor with described microprocessor; Be used for information with the bank counter end host simultaneously by passing under the described RS-232 interface, be written to IC-card by described microprocessor; Described IC-card processing module comprises SAM card treatment circuit and common IC-card treatment circuit.Also comprise the cryptographic algorithm chip, be connected that described cryptographic algorithm chip meets password and does requirement to code keypad with described microprocessor.Also comprise voice cue module, be connected, be used under the control of described microprocessor, sending information of voice prompt with described microprocessor.
A kind of method by bank counter bill filling-free terminal input dealing money provided by the invention, the bank counter main frame receives the dealing money that the client directly imports by the key board of bill filling-free terminal.
Said method may further comprise the steps:
1) the bank counter end host sends the instruction of the dealing money of taking the family input, through RS-232 interface, call and the bottom explicit function of executive's interface module and voice function, keyboard function, import the text prompt information of the amount of money and/or drive voice cue module by microprocessor driven bill filling-free terminal display display alarm client and play corresponding voice suggestion;
2) described bill filling-free terminal receives the dealing money that the user imports from key board, sends interface module to by microprocessor, and interface module shows the amount of money of being imported by the microprocessor driven terminal display simultaneously;
3) after dealing money obtained confirming, interface module was uploaded to the bank counter end host with the amount of money that reads by RS-232 interface.
Before stating step 1) in realization, user account information can obtain by the method that the bank counter bill filling-free terminal reads, and said method comprising the steps of:
1) the bank counter main frame sends the instruction of taking the family account information, pass through RS-232 interface, call also bottom explicit function, voice function and the magnetic card function of executive's interface module, driving bill filling-free terminal display display alarm user brushes the text prompt information of bankbook or magnetic card and/or drives voice cue module and plays corresponding voice suggestion;
2) described bill filling-free terminal magnetism card processing module is read in the account information that the user brushes bankbook or magnetic card, sends interface module to by microprocessor, and interface module shows the account information that reads in by microprocessor driven bill filling-free terminal display simultaneously;
3) account information that reads in of interface module is uploaded the bank counter main frame by RS-232 interface.
When described bill filling-free terminal was not received the instruction of bank counter main frame, accumulative total free time, free time was greater than inner setting during the time, the built-in animation of the microprocessor of the described bill filling-free terminal of loop play; When described bill filling-free terminal when receiving the new instruction of bank counter main frame, stop the processing procedure to carry out immediately, forward to and receive and carry out new instruction.
Realization by technique scheme, the present invention makes full use of the function of existing password keyboard, combination magnetic stripe IC-card read write line, add the prompting of LCD large-size screen monitors Chinese character and voice dialogue, bank is according to the counter service flow process, on original counter service basis, adopt English Chinese-character text and voice suggestion, the prompting client is by keyboard oneself input dealing money or password, need not the client quote the amount of money, replace the client to import dealing money by the sales counter employee again, avoid the sales counter employee to make mistakes, make bank realize really exempting to fill out single service; Saved the time simultaneously, saving is filled out list and is used paper, reduces cost.
To special population, bill filling-free terminal of the present invention can pass through videotex information and deaf-mute's real-time communication, and is easy to use effective; During foreigner's transacting business, can select to show the English text information, send English information of voice prompt, overcome the difficulty of language communication, increase work efficiency.Information such as user account number, name can also be imported by client oneself brush magnetic card/bankbook mode, shortens counter time, increases work efficiency.
The present invention adopts rational cryptographic algorithm, will carry out encryption with the important information of bank correspondence, guarantees that communication security is reliable, guarantees security and the security of data communication and the security of key management and authentication of deposit data.
Description of drawings
Fig. 1 bank counter SNA synoptic diagram;
Fig. 2 bill filling-free terminal theory diagram;
Fig. 3 key board connection diagram;
Fig. 4 magnetic stripe treatment circuit connection diagram;
Fig. 5 SAM card treatment circuit connection diagram;
The common IC-card treatment circuit of Fig. 6 connection diagram;
Fig. 7 display circuit connection diagram;
Fig. 8 RS-232 interface control circuit connection diagram;
Fig. 9 voice control circuit connection diagram;
Figure 10 power circuit connection diagram;
The operational flowchart of Figure 11 " current deposit is opened an account ";
The operational flowchart of Figure 12 " current deposit is drawn ";
The operational flowchart of Figure 13 " demand deposit ";
Figure 14 " current deposit account query " operational flowchart;
Figure 15 bill filling-free terminal program flow diagram;
Figure 16 bill filling-free terminal program module figure.
Embodiment
Below in conjunction with accompanying drawing, technical scheme of the present invention is further described.
Fig. 1 is the SNA synoptic diagram; Bill filling-free terminal of the present invention is connected with the bank counter main frame by communication interface circuit.
Fig. 2 is the theory diagram of bill filling-free terminal embodiment of the present invention; Comprise MPU single-chip microcomputer, RS-232 interface, key board, also comprise interface module, display and character library; Described interface module, display and character library are connected with described microprocessor respectively; Described bank counter bill filling-free terminal also comprises magnetism card processing module, IC-card processing module, cryptographic algorithm chip, voice cue module.
Microprocessor adopts the MPU single-chip microcomputer, is the core component of whole bill filling-free terminal; The key of downloading leaves among the SRAM of single-chip microcomputer, and thoroughly prevention is illegally stolen secret information, and tears machine self-destruction cipher key function open, has well to prevent the malicious attack ability.
The cryptographic algorithm chip is connected with MPU, meets password and does requirement to code keypad.
The PIN of client's input is as unique foundation of bank's identification legitimate client, and this has obtained generally acknowledging of the bank circle and society; The key board of bill filling-free terminal of the present invention is connected with described MPU, is used to receive the dealing money and the password of user's input.Key board connection diagram as shown in Figure 3 adopts the matrix-scanning method, can improve single-chip processor i/o mouth utilization ratio, forms one 4 * 4 Master Keyboard, the function keyboard of two 4 keys.
Magnetic card treatment circuit connection diagram as shown in Figure 4; The magnetic card treatment circuit mainly is made up of 3 magnetic heads, magnetic stripe amplifying circuit, and the magnetic strip information that reads in is separated the decoding processing through amplifying, sending among the MPU.Can select in the over-the-counter trading to swipe the card or the alternative input of bankbook account number, save time by client oneself.This circuit adopts the ISO7811/12 standard, has two-way function of swiping card.
The IC-card processing module comprises SAM card treatment circuit and common IC-card treatment circuit, is connected with MPU, is used to read in IC-card information, and outputs to described MPU; Be used for simultaneously the information of bank counter end host is passed by under the RS-232 interface, be written to common IC-card by MPU; The present invention can adopt 1-3 SAM card treatment circuit; SAM card treatment circuit connection diagram as shown in Figure 5; This circuit has the connection deck of the SAM card that bank authorizes, and each client carries out bank transaction must carry out necessary identity validation, and carries out the information encryption deciphering, and complete checks etc. prevent that communication from divulging a secret or distort.
The present invention can also adopt two common IC-card treatment circuits, and one is used for business such as recharging of customer, and another is used for the authentication of sales counter personal security, adopts the ISO7816 standard.Common IC-card treatment circuit connection diagram as shown in Figure 6; IC-card treatment circuit of the present invention has the power switch of 1 MPU control, reset line, clock line, data line, looks into the card power switch line; This circuit increases line program and fuse line.
Display circuit connection diagram as shown in Figure 7; Display circuit comprises English Chinese character symbol character library and LCD display, and English-Chinese character library is controlled by data bus, address bus and control line etc.; LCD display is by the backlight control circuit of MPU control, and line is regulated in 8 data lines, 2～3 heel piece route selections, 1 reset line, 1 address wire, 1 read-write line, 1 select lines, 1 contrast.
Fig. 9 is the voice control circuit connection diagram; Voice control circuit mainly is made up of speech chip, audio amplifier circuit, loudspeaker and 8 MPU control lines.Select 15～32 sections prefabricated voice suggestions for use.
Below be the built-in voice content of speech chip of the present invention, can separately or make up and play:
| The voice sequence number | Voice content | The voice sequence number | Voice content |
| 1 | Hello, please input password | 8 | Correctly please by acknowledgement key |
| 2 | Please input password once more | 9 | Handle, please wait a moment |
| 3 | Your password bad please re-enter | 10 | Please insert magnetic card or IC-card |
| 4 | Please import amount deposited | 11 | Please brush bankbook or magnetic card |
| 5 | Please import the amount of money of withdrawing the money | 12 | Please import account number |
| 6 | Please check amount deposited | 13 | Please get printing with bar |
| 7 | Please check the amount of money of withdrawing the money | 14 | Thanks for your cooperation, goodbye |
| 15 | Welcome you to bank's transacting business |
Fig. 8 RS-232 interface control circuit connection diagram; The RS-232 telecommunication circuit is made up of interface conversion circuit and interface socket.Be a kind of more easy communication mode, therefore can only on the sales counter main frame of savings department of a bank, connect, when being used for client's transacting business sales counter, carry out the bank data transport communication.Clock circuit adopts the clock control chip, obtains the time on date accurately at any time.Rely on the DC+3V battery to guarantee clock circuit, also can operate as normal when having a power failure.
Figure 10 power circuit connection diagram; This circuit adopts control chip, with the DC+24V power supply, is reduced to DC+5V; Keep power supply conversion efficiency more than 75%.
Bill filling-free terminal of the present invention can connect following bank counter main frame: PC main frame, Star's terminal, state's optical terminus, New World terminal, Great Wall terminal, tide terminal (imitative Star pattern), section's swallow terminal, intelligent terminal etc.
Described interface module is accepted the instruction of bank counter main frame, receive the information that MPU reads in, call and carry out its bottom function, and execution result is returned the bank counter main frame, generate instruction simultaneously and send the MPU single-chip microcomputer to, MPU is according to instruction driving display, speech play etc.
Bill filling-free terminal of the present invention is an intelligent terminal, and there is profuse control program inside.As shown in figure 15 be the bill filling-free terminal program flow diagram, that shown in Figure 16 is bill filling-free terminal program module figure; This example process serves as the training source with the comprehensive business system of the National Industrial and Commercial Bank of China, and bank uses operating process of the present invention with the diagramatic way explanation.
The operational flowchart of Figure 11 " current deposit is opened an account "; Carry out associative operation the bank counter employee, after entering " current deposit is opened an account " interface, the sales counter employee is by " ↓ " key, the bill filling-free terminal display shows the information of " please import amount deposited ", play the voice suggestion of " please import amount deposited " simultaneously, the client imports amount deposited from key board; The sales counter personnel continue to finish the input of other information of opening an account, and confirm that system generates new number of the account; " hello for the bill filling-free terminal display prompts! Please input password " and play that " hello! Please input password " voice suggestion, the client inputs password; The bill filling-free terminal display prompts " is please inputed password once more " and is play " please inputing password once more " voice suggestion, and the client inputs password once more; The sales counter personnel brushed card reader with new bankbook, and writing information inserts printer with new bankbook and prints, and prints deposit certificate, and after the depositor checked Transaction Information, transaction was finished.
Figure 12 is the operational flowchart of " current deposit is drawn "; Figure 13 is the operational flowchart of " demand deposit "; In each operating process, its dealing money can pass through bill filling-free terminal of the present invention, is imported by client oneself.Figure 14 is the operational flowchart of " current deposit account query "; Query Result directly is presented on the display of bill filling-free terminal, makes things convenient for the client to check.
Claims (10)
1, a kind of bank counter bill filling-free terminal comprises microprocessor, RS-232 interface, key board, it is characterized in that:
Also comprise interface module, display and character library; Described interface module, display and character library are connected with described microprocessor respectively; Described interface module is accepted the instruction of bank counter main frame, receives the information that described microprocessor reads in, and calls and carry out its bottom function, and execution result is returned the bank counter main frame, generates instruction simultaneously and sends described microprocessor to; Described character library is accepted calling of described microprocessor, supports the English-Chinese word of display to show; Described display receives the text display information that microprocessor transmits, and is shown; Described key board is connected with described microprocessor, is used to receive the dealing money and the password of user's input.
2, bank counter bill filling-free terminal according to claim 1 is characterized in that: also comprise magnetism card processing module, be connected with described microprocessor, be used to read in user's magnetic card or bankbook magnetic strip information, and it is outputed to described microprocessor handle.
3, bank counter bill filling-free terminal according to claim 2, it is characterized in that: it also comprises the IC-card processing module, is connected with described microprocessor, is used to read in IC-card information, and outputs to described microprocessor; Be used for information with the bank counter end host simultaneously by passing under the described RS-232 interface, be written to IC-card by described microprocessor.
4, bank counter bill filling-free terminal according to claim 3 is characterized in that: described IC-card processing module comprises SAM card treatment circuit and common IC-card treatment circuit.
5, bank counter bill filling-free terminal according to claim 3, it is characterized in that: it also comprises the cryptographic algorithm chip, is connected with described microprocessor; Described cryptographic algorithm chip meets password and does requirement to code keypad.
6, according to each described bank counter bill filling-free terminal among the claim 1-5, it is characterized in that: it also comprises voice cue module, is connected with described microprocessor, is used for sending information of voice prompt under the control of described microprocessor.
7, a kind of method by bank counter bill filling-free terminal input dealing money is characterized in that: the bank counter main frame receives the directly dealing money of input of client by the key board of bill filling-free terminal.
8, the method by bank counter bill filling-free terminal input dealing money according to claim 7 may further comprise the steps:
1) the bank counter end host sends the instruction of the dealing money of taking the family input, through RS-232 interface, call and the bottom explicit function of executive's interface module and voice function, keyboard function, import the text prompt information of the amount of money and/or drive the voice suggestion that voice cue module is play the input amount of money by microprocessor driven bill filling-free terminal display display alarm client;
2) described bill filling-free terminal receives the dealing money that the user imports from key board, sends interface module to by microprocessor, and interface module shows the amount of money of being imported by the microprocessor driven terminal display simultaneously;
3) after dealing money obtained confirming, interface module was uploaded to the bank counter end host with the amount of money that reads by RS-232 interface.
9, the method by bank counter bill filling-free terminal input dealing money according to claim 8, it is characterized in that: before realizing described step 1), user account information can obtain by the method that the bank counter bill filling-free terminal reads, and said method comprising the steps of:
1) the bank counter main frame sends the instruction of taking the family account information, pass through RS-232 interface, call also bottom explicit function, voice function and the magnetic card function of executive's interface module, drive the text prompt information that bill filling-free terminal display display alarm client brushes bankbook or magnetic card, drive voice cue module and play corresponding voice suggestion;
2) described bill filling-free terminal magnetism card processing module is read in account information, sends interface module to by microprocessor, and interface module shows the account information that reads in by microprocessor driven bill filling-free terminal display simultaneously;
3) account information that reads in of interface module is uploaded the bank counter main frame by RS-232 interface.
10, according to Claim 8 or 9 described methods by bank counter bill filling-free terminal input dealing money, it is characterized in that: when described bill filling-free terminal is not received the instruction of bank counter main frame, add up free time, free time is greater than inner setting during the time, the built-in animation of the microprocessor of the described bill filling-free terminal of loop play; When described bill filling-free terminal when receiving the new instruction of bank counter main frame, stop the processing procedure to carry out immediately, forward to and receive and carry out new instruction.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA031404367A CN1523516A (en) | 2003-09-05 | 2003-09-05 | Bill filling-free terminal for bank counter and method thereof |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA031404367A CN1523516A (en) | 2003-09-05 | 2003-09-05 | Bill filling-free terminal for bank counter and method thereof |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN1523516A true CN1523516A (en) | 2004-08-25 |
Family
ID=34286508
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CNA031404367A Pending CN1523516A (en) | 2003-09-05 | 2003-09-05 | Bill filling-free terminal for bank counter and method thereof |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN1523516A (en) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106815940A (en) * | 2017-01-24 | 2017-06-09 | 安徽硕威智能科技有限公司 | A kind of intelligent sound interactive self-service fills out single print system |
| CN109448720A (en) * | 2018-12-18 | 2019-03-08 | 维拓智能科技（深圳）有限公司 | Convenience service self-aided terminal and its voice awakening method |
-
2003
- 2003-09-05 CN CNA031404367A patent/CN1523516A/en active Pending
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106815940A (en) * | 2017-01-24 | 2017-06-09 | 安徽硕威智能科技有限公司 | A kind of intelligent sound interactive self-service fills out single print system |
| CN109448720A (en) * | 2018-12-18 | 2019-03-08 | 维拓智能科技（深圳）有限公司 | Convenience service self-aided terminal and its voice awakening method |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| US8510221B2 (en) | Intelligent ATM check image deposit engine | |
| CN202003428U (en) | Queuing machine and system | |
| CN101702191A (en) | Device and method for verifying passwords | |
| CN201369067Y (en) | Self-service card sender | |
| CN203870640U (en) | Multifunctional card sender | |
| CN202275422U (en) | Bank card issuing, card exchanging, electronic channel contract-signing self-service terminal | |
| CN1523516A (en) | Bill filling-free terminal for bank counter and method thereof | |
| CN1420452A (en) | Safety counter transaction system and method | |
| CN202120366U (en) | Foreground preprocessing system for banking | |
| CN106355496A (en) | Method, system and device for realizing batch electronic transactions as well as electronic signature tool | |
| CN107093289A (en) | A kind of Multifunctional ticket system and operating method | |
| CN208126553U (en) | A kind of student's self-service terminal | |
| CN2786697Y (en) | Anti-peeking disorder password input unit | |
| CN1892672A (en) | Reading system and method for reading information in second generation identity card | |
| CN2795963Y (en) | Queue managing device capable of distriminating automatic service and manual service | |
| CN205486201U (en) | Self -service visa terminal | |
| CN101256690A (en) | Lottery ticket self-help betting terminal machine | |
| CN2733473Y (en) | Double-insurance ATM | |
| CN201369076Y (en) | Self-service certificate reclaimer | |
| CN201570036U (en) | Portable movable office equipment | |
| CN110533400A (en) | A kind of method, apparatus of checking account, equipment and storage medium | |
| CN2508300Y (en) | Counter safety transaction system | |
| CN205121681U (en) | Fingerprint identification of bank machine of arranging in numerical order | |
| CN2650235Y (en) | Financial information interacting device | |
| CN113066238B (en) | Interactive counter business processing system and method |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| C10 | Entry into substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| C12 | Rejection of a patent application after its publication | ||
| RJ01 | Rejection of invention patent application after publication |