CN2508300Y - Counter safety transaction system - Google Patents
Counter safety transaction system Download PDFInfo
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- CN2508300Y CN2508300Y CN 01271059 CN01271059U CN2508300Y CN 2508300 Y CN2508300 Y CN 2508300Y CN 01271059 CN01271059 CN 01271059 CN 01271059 U CN01271059 U CN 01271059U CN 2508300 Y CN2508300 Y CN 2508300Y
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Abstract
The utility model discloses a counter secure transaction system. The system mainly comprises a bank center main machine, a bank server, a plurality of terminals and printers connected with each terminal, a service processing security terminal, and a two-dimensional code reader. Each terminal is connected with the bank server, and the server is connected with the bank center main machine. A control circuit board arranged inside a casing comprises a single-chip microcomputer, a power supply circuit, a reset circuit, a LCD contrast grade adjusting circuit, and a DC/DC converting circuit, a touch screen A/D converting circuit, a readable/writable memory, a buzzer, a parallel port circuit, and a serial port circuit. The customer selects the business type through the service processing security terminal, inputs the key business information such as the currency amount, and launches the business independently, the counter only verifies the business process, and affirms or cancels operation for the business.
Description
Technical field
The utility model relates to a kind of safety counter transaction system, refers to a kind of safety counter transaction system that bank and other financial mechanism is used that is suitable for especially.
Background technology
At present, client and bank carry out the main mode of financial transaction be cabinet hand-deliver easily.So-called cabinet hand-deliver easily refers generally in the bank transaction hall, directly provides a series of service to the client by the bank clerk in the sales counter according to client's demand, as deposit and withdraw, transfer accounts, remittance, collection, check, accounting etc.This cabinet hand-deliver easily can be divided into two kinds of forms again: a kind of is one group of two people, is directly transacted business in the face of the client by a teller, and another people transacts business and checks, and after the confirmation, transaction results is directly passed to the client or passes to the client through the teller again.Another kind of form is that all transaction are finished by a teller from start to finish, and this form is referred to as " the single cabinet that faces ".
Preceding a kind of mode is owing to be double operation, and the safety coefficient of work has improved in bank, has reduced risk, but has increased personnel's input, has increased cost, has improved the complexity of work, and the while provides the time of service to extend to the client.So most of banks begin to adopt the working method of second kind " the single cabinet that faces " gradually, shorten the time that service is provided to the client greatly, improved service quality, reduced personnel's input, but but increased client and risk of bank, security reduces greatly.
" the single cabinet that faces " mode of doing business system schematic that Fig. 1 uses for present banking system.As seen from the figure, whole process of exchange is opaque, and the initiative of transaction on top of in teller's hand, import by the teller by all Transaction Informations, dealing money to wrong, successfully still the power to make decision of failure all the teller.The client only is responsible for the input password, is in the situation of passive acceptance all the time.What is write as for bank operator, how to operate, the client does not know especially without exception.The stolen phenomenon of the fund that causes therefrom is of common occurrence especially.
Simultaneously, also there is following potential safety hazard in this mode of doing business of being finished alone by bank cashier fully:
1, serious consequence may appear in the bank transaction flow process.For example, the teller places off-line state with terminal, and manual input instruction is gained client password by cheating.
2, forge document.After gaining client password by cheating, the original bill that the client that upgrades professional title and rank by applying rules for other sectors fills in is drawn cash.
Summary of the invention
In view of the foregoing, the purpose of this utility model provides a kind of safety counter transaction system, this system grasps the client initiative of whole transaction, by the whole process of exchange of the leading operation of client, and finally prints the strong document that has two-dimensional bar code of antifalsification.
For achieving the above object, the utility model is taked following design proposal: a kind of safety counter transaction system, this system mainly comprises bank center's main frame, bank server, some station terminals and the printer that links to each other with every station terminal, it is characterized in that: this system also comprises business processing security terminal, the two-dimensional code identifier that links to each other with every station terminal; Described every station terminal is operated by bank cashier, and this terminal links to each other with bank server, and server links to each other with the bank center main frame again; Described business processing security terminal is made of housing, LCDs, input pen and the control circuit board that is built in the housing; On described LCDs, be coated with touch-screen; Described LCDs links to each other with described control circuit board by data line.
This safety counter transaction system can also comprise the magnetic card reader that links to each other with described every station terminal.
The described control circuit board that is built in the housing comprises single-chip microcomputer, power circuit, reset circuit, LCD contrast adjusting circuit and DC/DC change-over circuit, touch-screen A/D change-over circuit, readable and writable memory, hummer, parallel port circuit, serial port circuit; Described single-chip data bus links to each other with the data bus of readable and writable memory, flash memory; The single-chip microcomputer address bus links to each other with the address bus of readable and writable memory, flash memory; Described single-chip microcomputer is by serial port and parallel port, carries out data communication with serial mode and parallel mode and other peripheral hardware; The I/O mouth of described single-chip microcomputer links to each other with LCDs; Simultaneously, single-chip microcomputer is by the contrast and the background light of LCD contrast adjusting circuit and DC/DC change-over circuit regulator solution crystal display; The output terminal of described touch-screen links to each other with the control end I/O mouth of single-chip microcomputer by socket, A/D conversion chip, the transmission data.
Readable and writable memory on the described business processing security terminal control circuit board is embedded with DES enciphering/deciphering and two-dimension code encryption algorithm.
The utility model is owing to taking above design proposal, so have the following advantages:
1, because the utility model client by the service security processing terminal option dealing type of easy operating, imports crucial Transaction Informations such as dealing money, autonomous initiation transaction; The teller only examines process of exchange, carries out the operation of confirming or Cancelling Transaction.Reduce teller's operation link, improved the transparency between client and the bank, effectively taken precautions against the possibility of bad teller's crime.
2, by Transaction Information is encrypted, and the authentication of bank transaction terminal and teller's identity, stop black appearance, the safety of guaranteeing key message with can not revise.
3, utilize the two-dimension code coding techniques, the transaction ticket anti-pseudo means of a kind of low cost, high practicability are provided; Realize quick zero defect input simultaneously to complicated ticket information.
Description of drawings
Fig. 1 is the system schematic that present banking system is used.
Fig. 2 is the utility model safety counter transaction system synoptic diagram.
Fig. 3 is the utility model business processing security terminal control circuit board theory diagram.
Fig. 4～Fig. 7 is the utility model business processing security terminal control circuit board physical circuit figure.
Embodiment
As shown in Figure 2, the utility model safety counter transaction system mainly comprises bank center's main frame 1, server 2, some station terminals 3 and the printer 4 that links to each other with every station terminal, magnetic card reader 5, business processing security terminal 6, two-dimensional code identifier 7.Every station terminal is operated by bank cashier, and this terminal links to each other with server, and server links to each other with the bank center main frame again.
By the contrast of Fig. 1 and Fig. 2, we find that the difference of the utility model affaris safety trade system and existing banking system is: 1, the utility model has replaced the password keypad of existing banking system with the business processing security terminal.The client not only can be by business processing security terminal input password, and most importantly the client independently, independently finishes whole process of exchange by this business processing security terminal.2, the utility model safety counter transaction system also is furnished with two-dimensional code identifier.Because two-dimension code is safe, be difficult for forging.The utility model business processing security terminal can directly be produced two-dimension code, and comes out by printer prints that teller terminal connects.When transaction, the transaction document is carried out truth identification with two-dimensional code identifier.
The business processing security terminal that the utility model safety counter transaction system comprises is the customer self-service cabinet face input-output apparatus of domestic first release.It is made of housing, LCDs, input pen and the control circuit board that is built in the housing.LCDs can show relevant information according to client's instruction; In addition, be coated with touch-screen on LCDs, the client is by using information such as input pen, input type of transaction and name, address, dealing money.
As shown in Figure 3, the control circuit board that is built in the housing comprises circuit compositions such as single-chip microcomputer, power circuit, reset circuit, liquid crystal display circuit, LCD contrast adjusting circuit and DC/DC change-over circuit, touch-screen A/D change-over circuit, readable and writable memory, hummer, parallel port circuit, serial port circuit.
Fig. 4 is the pin wiring diagram of single-chip microcomputer U1 (VZ328) in the control circuit board.Data bus D0～D15 of U1 links to each other with the data bus D0～D15 of readable and writable memory U3, flash memory U4 (seeing shown in Figure 5); Address bus A0～A15 of U1 links to each other with address bus A0～A15 of readable and writable memory U3, flash memory U4.Single-chip microcomputer U1 carries out exchanges data by data bus and address bus and storer U3, U4, reads the control program that is stored among the flash memory U4.
Chip U6, U7 (MAX232) among Fig. 6, resistance R 10～R13, stabilivolt SF1～SF4, serial port P1, P2 constitute serial RS-232 communicating circuit; Pin T1IN, the T2IN of U6, U7, R1OUT, R2OUT link to each other with serial port RXD1, TXD1, RTS1, the CTS1 of single-chip microcomputer U1; Output pin T1OUT, the T2OUT of U6, U7, R1IN, R2IN link to each other with serial port P1, P2 by resistance R 10～R13, stabilivolt SF1～SF4.Make single-chip microcomputer U1 carry out data communication with serial mode and other serial peripheral.
Address decoding chip U11 among Fig. 6, two-way buffer U12, data latches U8, U10, current-limiting resistance RP1～RP4 and parallel port P3 constitute the parallel port circuit.Input end A, the B of address decoder U11, C link to each other with the address wire of single-chip microcomputer U1, and its output terminal Y0～Y2 links to each other with the sheet choosing end of data latches U8, U10, two-way buffer U12 by logic gates; The output terminal of U8, U10, U12 links to each other with parallel port P3 by current-limiting resistance RP5～RP6.Make single-chip microcomputer U1 carry out data communication with parallel mode and other peripheral hardware.
56,57,60～65 pins of single-chip microcomputer U1 link to each other with LCD; Simultaneously, as shown in Figure 7, single-chip microcomputer U1 is by LCD contrast adjusting circuit (chip U14, adjustable resistance VR1, R26～R29) and the contrast and the background light luminance of DC/DC change-over circuit (triode Q1～Q4, transformer TR1) regulator solution crystal display.
The output terminal of touch-screen links to each other with control end SPMTXD, SPMRXD, SPMCLK, the PB6/IRQ5 pin of single-chip microcomputer U1 by socket CON4, A/D conversion chip U13 (ADS7843).The client is directly by using input pen or finger to write information such as type of transaction (deposit or withdraw the money), name, address, dealing money, the overall process of control transaction on touch-screen.
As client during by input pen or finger touch screen, can produce corresponding resistance value at the output terminal of touch-screen, after the A/D conversion, data directly are transferred to single-chip microcomputer U1.Single-chip microcomputer U1 draws X after calculating, and the Y coordinate figure is compared with the operating position of system software setting again.If consistent with correspondence position, then respond and carry out corresponding program up to reach finish program and require till.If inconsistent, then point out the client to re-enter relevant information with correspondence position.Single-chip microcomputer U1 is according to client's instruction, reading command from flash memory U4 (FLASH module) is carried out operation accordingly, produces the document that has two-dimensional bar code, and carry out exchanges data by serial port or parallel port and other peripheral hardware, the notice printer prints has the document of two-dimensional bar code.In the process of whole transaction, bank clerk only is responsible for the process of supervision transaction, checks dealing money, and whole process of exchange is finished by client's control entirely.
The business processing security terminal is embedded with DES enciphering/deciphering and two-dimension code encryption algorithm as the generation equipment of two-dimension code anti-counterfeit document.The utility model is selected the core single-chip microcomputer U1 of high performance VZ328 singlechip chip as control circuit board for use.It is made up of modules such as FLX68000, Memory Controller, clock, UART module, lcd controller, SPI interface, Real-time.Because single-chip microcomputer U1 is built-in with LCD display driver circuit and LCD interface, so single-chip microcomputer U1 can directly link to each other with the LCD LCD, and promptly single-chip microcomputer U1 character that can directly will show or dot matrix are given LCD and finished demonstration.
In order to guarantee the legitimacy of service security processing terminal, can in bank transaction system, increase security authentication module.Before the service security processing terminal is installed to the site, at first under bank's machine room, adorn one group of working key, this group key is used for data encryption/decryption, inputs the encrypted transmission of password and encrypt/decrypt of two-dimension code coded message or the like as the user.In each transaction, the security authentication module of system produces a random number, require the utilization of service security processing terminal down after the secret key encryption of dress with retrieval system as a result, if the encrypted result that produces with system self is identical, confirm that then service security processing terminal identity is legal, transaction can be carried out, and downloads key otherwise this service security processing terminal needs to arrive again central machine room.In addition, in order to prevent illegal the making and deciphering, advanced line data encryption is encoded again in establishment two-dimension code process.
Conclude the business as can be seen among the figure and initiated by the service security processing terminal that the is placed in sales counter outside transaction of selecting to withdraw the money by the client, the All Activity key message comprises that type of transaction, the amount of money and password etc. import by the client.Whole process need not to fill out list, the service security processing terminal can provide an input mode, no longer need independent password keypad, finish the input of account number by the two-dimension code of printing on the two-dimensional code identifier scanning bankbook, even do not need magnetic stripe reader, dealing money is then directly imported on the service security processing terminal.This flow process is compared with present bank transaction flow process, and the initiative of process of exchange is grasped in client's hand, and the teller has only the power of confirming or Cancelling Transaction, and does not initiate the power of transaction.On the other hand, almost need not the teller and intervene, also will increase work efficiency and service quality.
Be printed on the two-dimension code on the document after the Transaction Success owing to be difficult to copy, therefore have higher safe reliability.Other over-the-counter trading also can be adopted similar transaction flow.
Claims (5)
1, a kind of safety counter transaction system, this system mainly comprises bank center's main frame, bank server, some station terminals and the printer that links to each other with every station terminal, it is characterized in that: this system also comprises business processing security terminal, the two-dimensional code identifier that links to each other with every station terminal;
Described every station terminal is operated by bank cashier, and this terminal links to each other with bank server, and server links to each other with the bank center main frame again;
Described business processing security terminal is made of housing, LCDs, input pen and the control circuit board that is built in the housing; On described LCDs, be coated with touch-screen; Described LCDs links to each other with described control circuit board by data line.
2, safety counter transaction system as claimed in claim 1 is characterized in that: this safety counter transaction system also comprises the magnetic card reader that links to each other with described every station terminal.
3, safety counter transaction system as claimed in claim 1 or 2 is characterized in that: the described control circuit board that is built in the housing comprises single-chip microcomputer, power circuit, reset circuit, LCD contrast adjusting circuit and DC/DC change-over circuit, touch-screen A/D change-over circuit, readable and writable memory, hummer, parallel port circuit, serial port circuit;
Described single-chip data bus links to each other with the data bus of readable and writable memory, flash memory; The single-chip microcomputer address bus links to each other with the address bus of readable and writable memory, flash memory;
Described single-chip microcomputer is by serial port and parallel port, carries out data communication with serial mode and parallel mode and other peripheral hardware;
The I/O mouth of described single-chip microcomputer links to each other with LCDs; Simultaneously, single-chip microcomputer is by the contrast and the background light of LCD contrast adjusting circuit and DC/DC change-over circuit regulator solution crystal display;
The output terminal of described touch-screen links to each other with the control end I/O mouth of single-chip microcomputer by socket, A/D conversion chip, the transmission data.
4, safety counter transaction system as claimed in claim 3 is characterized in that: the readable and writable memory on the described business processing security terminal control circuit board is embedded with DES enciphering/deciphering and two-dimension code encryption algorithm.
5, safety counter transaction system as claimed in claim 3 is characterized in that: described single-chip microcomputer is made up of FLX68000, Memory Controller, clock, UART module, lcd controller, SPI interface, Real-time etc.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 01271059 CN2508300Y (en) | 2001-11-20 | 2001-11-20 | Counter safety transaction system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 01271059 CN2508300Y (en) | 2001-11-20 | 2001-11-20 | Counter safety transaction system |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN2508300Y true CN2508300Y (en) | 2002-08-28 |
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ID=33676566
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN 01271059 Expired - Fee Related CN2508300Y (en) | 2001-11-20 | 2001-11-20 | Counter safety transaction system |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN2508300Y (en) |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102567748A (en) * | 2010-12-13 | 2012-07-11 | 浙江维尔生物识别技术股份有限公司 | Multifunctional integrated read-write equipment on bank counter |
| CN103513760A (en) * | 2012-06-14 | 2014-01-15 | 山东弘业兴泰信息技术有限公司 | Auxiliary terminal and system utilizing auxiliary terminal to carry out interaction |
| CN104637191A (en) * | 2015-01-28 | 2015-05-20 | 四川君逸数码科技发展有限公司 | Bank teller operating information processing device |
-
2001
- 2001-11-20 CN CN 01271059 patent/CN2508300Y/en not_active Expired - Fee Related
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102567748A (en) * | 2010-12-13 | 2012-07-11 | 浙江维尔生物识别技术股份有限公司 | Multifunctional integrated read-write equipment on bank counter |
| CN103513760A (en) * | 2012-06-14 | 2014-01-15 | 山东弘业兴泰信息技术有限公司 | Auxiliary terminal and system utilizing auxiliary terminal to carry out interaction |
| CN104637191A (en) * | 2015-01-28 | 2015-05-20 | 四川君逸数码科技发展有限公司 | Bank teller operating information processing device |
| CN104637191B (en) * | 2015-01-28 | 2017-07-11 | 四川君逸数码科技股份有限公司 | A kind of bank cashier operation information processing unit |
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Legal Events
| Date | Code | Title | Description |
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| C14 | Grant of patent or utility model | ||
| GR01 | Patent grant | ||
| C19 | Lapse of patent right due to non-payment of the annual fee | ||
| CF01 | Termination of patent right due to non-payment of annual fee |