CN110533400A - A kind of method, apparatus of checking account, equipment and storage medium - Google Patents
A kind of method, apparatus of checking account, equipment and storage medium Download PDFInfo
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- CN110533400A CN110533400A CN201910828297.3A CN201910828297A CN110533400A CN 110533400 A CN110533400 A CN 110533400A CN 201910828297 A CN201910828297 A CN 201910828297A CN 110533400 A CN110533400 A CN 110533400A
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- Prior art keywords
- check
- information
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- character string
- positive
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/042—Payment circuits characterized in that the payment protocol involves at least one cheque
Abstract
The embodiment of the invention discloses method, apparatus, equipment and the storage mediums of a kind of processing of check information.Wherein, this method comprises: obtaining the operation information of user, and the positive and negative image of check is obtained, extracts the check information in the image of positive and negative;The check information and the operation information are arranged in character string with preset rules, the deposit operation of user is completed according to the content in character string.The embodiment of the present invention is arranged in character string by obtaining user's operation information and check information, realizes the deposit operation for completing user in real time, effectively save manpower and time, improves the efficiency of checking account.
Description
Technical field
The present embodiments relate to the information processing technology more particularly to a kind of method, apparatus of checking account, equipment and deposit
Storage media.
Background technique
With economic rapid development, checking account has become the conventional means that people carry out economic transaction, people couple
The self-help of economic transaction requires the bank self-aid apparatus higher and higher, each manufacturers local and overseas at present produce, and has cash dispenser, deposit
Machine, withdrawal circulator etc..
Have deposit machine on Hong Kong, Macao and other places and support checking account, but the self-service device with check module is according to business
ATM (Automatic Teller Machine, ATM) transports pipe and provides that the every workday is needed to be propped up inside bank
The processing of ticket account, the personnel that arrange work carry out the check clear maintenance work of equipment to the scene ATM, right daily by staff
Check information carries out typing preservation, to complete the deposit operation of user.But in the prior art the typing of check information is needed to consume
Take a large amount of manpower and time, user is completed not in time using checking account, the low efficiency of checking account.
Summary of the invention
The present invention provides the method, apparatus, equipment and storage medium of a kind of checking account, to realize that completing check in real time deposits
The effect of money.
In a first aspect, the embodiment of the invention provides a kind of check information processing methods, comprising:
The operation information of user is obtained, and obtains the positive and negative image of check, extracts the check letter in the image of positive and negative
Breath;
The check information and the operation information are arranged in character string with preset rules, according to the content in character string
Complete the deposit operation of user.
Optionally, the operation information for obtaining user, comprising:
Obtain the savings account and deposit amount of user's input.
Optionally, the check information includes that check code and anti-counterfeiting information are extracted in the positive and negative image for obtaining check
After check information in the image of positive and negative, the method also includes:
The check true and false is examined according to the anti-counterfeiting information;
If check is true check, correspondingly, the check information and the operation information are arranged in preset rules
Character string, comprising:
By the positive and negative image, check code and the operation information are arranged in character string with preset rules.
Optionally, after examining the check true and false according to the anti-counterfeiting information, the method also includes:
If check is stumer, the check is retracted, the check information got is removed.
Optionally, the check information and the operation information are being arranged in character string with preset rules, according to character
After content in string completes the deposit operation of user, the method also includes:
Bit string is encrypted to according to predetermined encryption rule to the character string, the bit string is sent to monitoring of tools system
System carries out checking account monitoring for staff after decryption.
Optionally, described that bit string is encrypted to according to predetermined encryption rule to the character string, the bit string is sent
To equipment monitoring system, checking account monitoring is carried out for staff after decryption, further includes:
The bit string is sent to host system, typing host system carries out the preservation of deposit record after decryption.
Second aspect, the embodiment of the invention also provides a kind of check information processing units, comprising:
Data obtaining module for obtaining the operation information of user, and obtains the positive and negative image of check, extracts positive and negative
Check information in the image of face;
Module is completed in operation, for the check information and the operation information to be arranged in character string with preset rules,
The deposit operation of user is completed according to the content in character string.
Optionally, the data obtaining module, is specifically used for:
Obtain the savings account and deposit amount of user's input.
The third aspect the embodiment of the invention also provides a kind of computer equipment, including memory, processor and is stored in
On memory and the computer program that can run on a processor, the processor realize that the present invention such as appoints when executing described program
Check information processing method described in embodiment of anticipating.
Fourth aspect, it is described the embodiment of the invention also provides a kind of storage medium comprising computer executable instructions
Computer executable instructions as computer processor when being executed for executing the check letter as described in any embodiment of that present invention
Cease processing method.
Information in operation information and check of the present invention by obtaining user, operation information and check information are arranged in
Character string completes the deposit operation of user according to the information in character string, avoids staff and veritify check information daily, real
Show and checking account is completed by self-service device, has saved manpower and time, improve the efficiency of checking account.
Detailed description of the invention
Fig. 1 is the flow diagram of one of embodiment of the present invention one check information processing method;
Fig. 2 is the flow diagram of one of embodiment of the present invention two check information processing method;
Fig. 3 is the structural block diagram of one of embodiment of the present invention three check information processing unit;
Fig. 4 is the structural schematic diagram of one of the embodiment of the present invention four computer equipment.
Specific embodiment
The present invention is described in further detail with reference to the accompanying drawings and examples.It is understood that this place is retouched
The specific embodiment stated is used only for explaining the present invention rather than limiting the invention.It also should be noted that in order to just
Only the parts related to the present invention are shown in description, attached drawing rather than entire infrastructure.
Embodiment one
Fig. 1 is a kind of flow diagram for check information processing method that the embodiment of the present invention one provides, and the present embodiment can
The case where suitable for checking account, this method can be executed by check information processing unit.As shown in Figure 1, this method is specific
Include the following steps:
S110, the operation information for obtaining user, and the positive and negative image of check is obtained, extract the branch in the image of positive and negative
Ticket information.
Specifically, ATM machine control system obtains the operation information that inputs in ATM machine of user, wherein operation information can be with
It is savings account, deposit amount and deposit currency type.For example, account of the self-service financial terminal response user in ATM machine inputs behaviour
Make, determines that the savings account of user is 000015335410;The currency type selection operation for responding user, determines the deposit currency type of user
It is RMB;The amount of money for responding user inputs operation, determines that the amount of money that user to be stored in is 1000 yuan, completes to operate in user
Afterwards, getting savings account is 000015335410, deposit amount 1000, and deposit currency type is RMB CNY.
The positive and negative image that check can be shot by camera, using the positive and negative image of scanner scanning check,
Identify check information therein.Wherein, check information may include check code and anti-counterfeiting information.For example, check code can be
Character string information as C232750C 024-767D 007636-001C, anti-counterfeiting information can be seal and water on check
Line.It can use the seal on scanner scanning check, compare with the regular seal prestored in system, then examine the gold of check
It whether there is waterline at volume column, if seal is correct and there are waterlines, it is determined that check is true check;Rule are not met at one if it exists
Model, it is determined that check is stumer.
If check is stumer, ATM machine returned check, ATM machine control system removes the stumer got automatically
The process of information, user's deposit operation terminates;If check is true check, continue the deposit operation process of user.
S120, check information and operation information are arranged in character string with preset rules, it is complete according to the content in character string
At the deposit operation of user.
Specifically, the operation information of check information and user are arranged in word with preset rules if check is true check
Symbol string, ATM machine control system obtain the content of character string, obtain user's concrete operations information to be carried out, complete user in real time
Checking account operation.
Optionally, by positive and negative image, check code and operation information are arranged in character string with preset rules.
Specifically, after obtaining the positive and negative image of check, in a predetermined manner by positive and negative image be separately encoded for
Character string can be encoded using the coded format of base64, and base64 is one of the coding mode for transmitting 8 syllabified codes,
The check information of every check is all different.For example, the direct picture of a check is represented by data after being encoded with base64:
image/bmp;Base64, Qk3yAgwAAAAAADYEAAAoAAAAGg, verso images are represented by after being encoded with base64
data:image/bmp;base64,Qk3yAgwAAAAAADYEAAAoAAAAHA.The check code of check can also use character string
Form performance, for example, check code is represented by C232750C 024-767D 007636-001C.
Queueing discipline is stored in advance in ATM machine control system, by the savings account of user's input, deposit amount, deposit
The character information of check code and check positive and negative image in currency type and check is combined into a complete character string, will be each
Component part is divided with vertical line.For example, rule of combination can be savings account | deposit currency type | deposit amount | check code | check
Direct picture information | check verso images information, if savings account is 000015335410, deposit currency type is RMB CNY, is deposited
The money amount of money is 1000 yuan, and check code is C232750C024-767D007636-001C, and check direct picture information is data:
image/bmp;Base64, Qk3yAgwAAAAAADYEAAAoAAAAGg, check verso images information are data:image/bmp;
Base64, Qk3yAgwAAAAAADYEAAAoAAAAHA, the then character string after arranging are 000015335410 | CNY | 1000.00 |
C232750C024-767D007636-001C|data:image/bmp;base64,Qk3yAgwAAAAAADYEAAAoAAAAGg|
data:image/bmp;base64,Qk3yAgwAAAAA ADYEAAAoAAAAHA.
ATM machine control system gets the information of character string, can therefrom learn that user wants the account and the amount of money of deposit
Equal specifying informations complete the deposit operation of user so that the money of specified number is deposited into savings account, if amount in check
It resets, then check is stored in ATM machine, wait staff's cleaning.
The technical solution of the present embodiment, the check information obtained by the operation information and scanning that obtain user's input, will
Operation information and check information are combined into character string with preset queueing discipline, keep ATM machine control system timely
The particular content that deposit is wanted to user, deposit amount is stored in time in the savings account shown in character string, solves biography
Staff's daily unified time manual cross-check information is needed when system checking account, high-volume completes the checking account request of user
The problem of, reduce the consumption of manpower, the effectively save working time improves the efficiency of checking account.
Embodiment two
Fig. 2 is a kind of flow diagram of check information processing method, the present embodiment provided by the embodiment of the present invention two
Further optimized based on above-described embodiment, this method can be executed by check information processing unit.Such as Fig. 2 institute
Show, specifically comprises the following steps:
S210, the operation information for obtaining user, and the positive and negative image of check is obtained, extract the branch in the image of positive and negative
Ticket information.
Specifically, obtaining the operation informations such as the savings account of user's input, deposit amount and deposit currency type, pass through camera
The positive and negative image that check is obtained with scanner, extracts check code and anti-counterfeiting information from image.Anti-counterfeiting information may include
Correct seal is stored in advance in seal and waterline, ATM machine control system, the seal on check is compared with correct seal, tentatively
Judge the check true and false, then by the waterline at detection cheque sum column, confirms the true and false of check.If check is stumer, tie
Beam whole flow process, while removing the stumer information got.
S220, check information and operation information are arranged in character string with preset rules, it is complete according to the content in character string
At the deposit operation of user.
Specifically, the operation information of user and check information are arranged in word with preset rules if check is true check
Symbol string, wherein check positive and negative image is encoded into the form of character, required for ATM machine control system is obtained according to character string
All information, complete user checking account operation.
S230, bit string is encrypted to according to predetermined encryption rule to character string, bit string is sent to equipment monitoring system,
Checking account monitoring is carried out for staff after decryption.
Specifically, needing the specifying information of transaction being saved in background system after the transaction for completing a checking account
In, information is compromised during being transferred to system in order to prevent, character string can be encrypted according to the algorithm of setting.
In the present embodiment, character string can be encrypted to encrypted message string using triple data encryption algorithm, bit string is sent to and is set
Standby monitoring system, equipment monitoring system can be used to store daily check trading information to be checked for staff.Monitoring of tools
After system receives the bit string of encryption, bit string is decrypted, is stored in equipment monitoring system after being decrypted into character string, is supplied
Staff periodically checks savings account, deposit amount, deposit currency type, check code and the check positive and negative of daily checking account
The details such as image.Check the period as once a day, staff transfers the note of a cycle daily for example, can set
Record, so that it may check checking account data all in 24 hours.Staff only needs existing in verification equipment monitoring system
Whether information is complete, completes deposit without manual verification's check information and manually by data input to equipment monitoring system
In.
Optionally, bit string is sent to host system, typing host system carries out the preservation of deposit record after decryption.
It is stored specifically, equipment monitoring system can be sent by bit string, staff is facilitated to verify, it can also be with
Host system is sent by bit string, host system is used to be recorded in the whole carried out in ATM machine and trades, including check trading,
The data of the business such as bank card business dealing and cash transaction.After encrypted bit string is sent to host system, it is decrypted into character string
It is stored in host system, the business of ATM machine is recorded.
The embodiment of the present invention is combined operation information and check information by the operation information and check information of acquisition user
At character string, is operated according to the checking account that the content in character string completes user, user is made to without waiting for staff's
Verification is completed to deposit again, realizes the real-time of checking account.Equipment monitoring system and host system are being sent by character string
During, character string is encrypted, information leakage is prevented, causes economic loss, improves the safety of self-service checking account
Property, manpower is not only saved, the working time is saved, also effectively increases the efficiency of checking account.
Embodiment three
Fig. 3 is a kind of structural block diagram of check information processing unit provided by the embodiment of the present invention three, this hair can be performed
Check information processing method provided by bright any embodiment has the corresponding functional module of execution method and beneficial effect.Such as
Shown in Fig. 3, which is specifically included:
Data obtaining module 301 for obtaining the operation information of user, and obtains the positive and negative image of check, extracts
Check information in the image of positive and negative;
Module 302 is completed in operation, for check information and operation information to be arranged in character string with preset rules, according to word
Content in symbol string completes the deposit operation of user.
Optionally, data obtaining module 301 are specifically used for:
Obtain the savings account and deposit amount of user's input.
Optionally, check information includes check code and anti-counterfeiting information, the device further include:
Authenticity verification module, for examining the check true and false according to anti-counterfeiting information;
If check is true check, correspondingly, check information and operation information are arranged in character string with preset rules.
Module 302 is completed in operation, is specifically used for:
By positive and negative image, check code and operation information are arranged in character string with preset rules.
Optionally, the device further include:
Erasing of information module, if being stumer for check, returned check removes the check information got.
Optionally, the device further include:
Information encrypting module, for being encrypted to bit string according to predetermined encryption rule to the character string, by the information
String is sent to equipment monitoring system, carries out checking account monitoring for staff after decryption.
Optionally, information encrypting module, also particularly useful for:
The bit string is sent to host system, typing host system carries out the preservation of deposit record after decryption.
Check information and operation information are arranged in by the embodiment of the present invention by obtaining user's operation information and check information
Character string completes checking account according to the content of character string, realizes the checking account operation of processing user in real time, avoids work
Personnel carry out artificial treatment, effectively save manpower and time to checking account, improve the efficiency of checking account.
Example IV
Fig. 4 is a kind of structural schematic diagram for computer equipment that the embodiment of the present invention four provides.Fig. 4, which is shown, to be suitable for being used to
Realize the block diagram of the exemplary computer device 400 of embodiment of the present invention.The computer equipment 400 that Fig. 4 is shown is only one
A example, should not function to the embodiment of the present invention and use scope bring any restrictions.
As shown in figure 4, computer equipment 400 is showed in the form of universal computing device.The component of computer equipment 400 can
To include but is not limited to: one or more processor or processing unit 401, system storage 402 connect not homologous ray group
The bus 403 of part (including system storage 402 and processing unit 401).
Bus 403 indicates one of a few class bus structures or a variety of, including memory bus or Memory Controller,
Peripheral bus, graphics acceleration port, processor or the local bus using any bus structures in a variety of bus structures.It lifts
For example, these architectures include but is not limited to industry standard architecture (ISA) bus, microchannel architecture (MAC)
Bus, enhanced isa bus, Video Electronics Standards Association (VESA) local bus and peripheral component interconnection (PCI) bus.
Computer equipment 400 typically comprises a variety of computer system readable media.These media can be it is any can
The usable medium accessed by computer equipment 400, including volatile and non-volatile media, moveable and immovable Jie
Matter.
System storage 402 may include the computer system readable media of form of volatile memory, such as deposit at random
Access to memory (RAM) 404 and/or cache memory 405.Computer equipment 400 may further include it is other it is removable/
Immovable, volatile/non-volatile computer system storage medium.Only as an example, storage system 406 can be used for reading
Write immovable, non-volatile magnetic media (Fig. 4 do not show, commonly referred to as " hard disk drive ").Although not shown in fig 4,
The disc driver for reading and writing to removable non-volatile magnetic disk (such as " floppy disk ") can be provided, and non-easy to moving
The CD drive that the property lost CD (such as CD-ROM, DVD-ROM or other optical mediums) is read and write.In these cases, each
Driver can be connected by one or more data media interfaces with bus 403.Memory 402 may include at least one
Program product, the program product have one group of (for example, at least one) program module, these program modules are configured to perform this
Invent the function of each embodiment.
Program/utility 408 with one group of (at least one) program module 407, can store in such as memory
In 402, such program module 407 includes but is not limited to operating system, one or more application program, other program modules
And program data, it may include the realization of network environment in each of these examples or certain combination.Program module 407
Usually execute the function and/or method in embodiment described in the invention.
Computer equipment 400 can also be with one or more external equipments 409 (such as keyboard, sensing equipment, display
410 etc.) it communicates, the equipment interacted with the computer equipment 400 communication can be also enabled a user to one or more, and/or
(such as network interface card is adjusted with any equipment for enabling the computer equipment 400 to be communicated with one or more of the other calculating equipment
Modulator-demodulator etc.) communication.This communication can be carried out by input/output (I/O) interface 411.Also, computer equipment
400 can also by network adapter 412 and one or more network (such as local area network (LAN), wide area network (WAN) and/or
Public network, such as internet) communication.As shown, network adapter 412 passes through its of bus 403 and computer equipment 400
The communication of its module.It should be understood that although not shown in the drawings, other hardware and/or software can be used in conjunction with computer equipment 400
Module, including but not limited to: microcode, device driver, redundant processing unit, external disk drive array, RAID system, magnetic
Tape drive and data backup storage system etc..
Processing unit 401 by the program that is stored in system storage 402 of operation, thereby executing various function application with
And data processing, such as realize check information processing method provided by the embodiment of the present invention, comprising:
The operation information of user is obtained, and obtains the positive and negative image of check, extracts the check letter in the image of positive and negative
Breath;
Check information and operation information are arranged in character string with preset rules, user is completed according to the content in character string
Deposit operation.
Embodiment five
The embodiment of the present invention five also provides a kind of storage medium comprising computer executable instructions, is stored thereon with calculating
Machine program realizes the check information processing method as provided by the embodiment of the present invention when program is executed by processor, comprising:
The operation information of user is obtained, and obtains the positive and negative image of check, extracts the check letter in the image of positive and negative
Breath;
Check information and operation information are arranged in character string with preset rules, user is completed according to the content in character string
Deposit operation.
The computer storage medium of the embodiment of the present invention, can be using any of one or more computer-readable media
Combination.Computer-readable medium can be computer-readable signal media or computer readable storage medium.It is computer-readable
Storage medium for example may be-but not limited to-the system of electricity, magnetic, optical, electromagnetic, infrared ray or semiconductor, device or
Device, or any above combination.The more specific example (non exhaustive list) of computer readable storage medium includes: tool
There are electrical connection, the portable computer diskette, hard disk, random access memory (RAM), read-only memory of one or more conducting wires
(ROM), erasable programmable read only memory (EPROM or flash memory), optical fiber, portable compact disc read-only memory (CD-
ROM), light storage device, magnetic memory device or above-mentioned any appropriate combination.In this document, computer-readable storage
Medium can be any tangible medium for including or store program, which can be commanded execution system, device or device
Using or it is in connection.
Computer-readable signal media may include in a base band or as carrier wave a part propagate data-signal,
Wherein carry computer-readable program code.The data-signal of this propagation can take various forms, including but unlimited
In electromagnetic signal, optical signal or above-mentioned any appropriate combination.Computer-readable signal media can also be that computer can
Any computer-readable medium other than storage medium is read, which can send, propagates or transmit and be used for
By the use of instruction execution system, device or device or program in connection.
The program code for including on computer-readable medium can transmit with any suitable medium, including but not limited to without
Line, electric wire, optical cable, RF etc. or above-mentioned any appropriate combination.
The computer for executing operation of the present invention can be write with one or more programming languages or combinations thereof
Program code, described program design language include object oriented program language-such as Java, Smalltalk, C++,
It further include conventional procedural programming language-such as " C " language or similar programming language.Program code can be with
It fully executes, partly execute on the user computer on the user computer, being executed as an independent software package, portion
Divide and partially executes or executed on a remote computer or server completely on the remote computer on the user computer.In
Be related in the situation of remote computer, remote computer can pass through the network of any kind --- including local area network (LAN) or
Wide area network (WAN)-be connected to subscriber computer, or, it may be connected to outer computer (such as mentioned using Internet service
It is connected for quotient by internet).
Note that the above is only a better embodiment of the present invention and the applied technical principle.It will be appreciated by those skilled in the art that
The invention is not limited to the specific embodiments described herein, be able to carry out for a person skilled in the art it is various it is apparent variation,
It readjusts and substitutes without departing from protection scope of the present invention.Therefore, although being carried out by above embodiments to the present invention
It is described in further detail, but the present invention is not limited to the above embodiments only, without departing from the inventive concept, also
It may include more other equivalent embodiments, and the scope of the invention is determined by the scope of the appended claims.
Claims (10)
1. a kind of check information processing method characterized by comprising
The operation information of user is obtained, and obtains the positive and negative image of check, extracts the check information in the image of positive and negative;
The check information and the operation information are arranged in character string with preset rules, completed according to the content in character string
The deposit operation of user.
2. the method according to claim 1, wherein the operation information for obtaining user, comprising:
Obtain the savings account and deposit amount of user's input.
3. the method according to claim 1, wherein the check information includes check code and anti-counterfeiting information, In
The positive and negative image of check is obtained, after extracting the check information in the image of positive and negative, the method also includes:
The check true and false is examined according to the anti-counterfeiting information;
If check is true check, correspondingly, the check information and the operation information are arranged in character with preset rules
String, comprising:
By the positive and negative image, check code and the operation information are arranged in character string with preset rules.
4. according to the method described in claim 3, it is characterized in that, according to the anti-counterfeiting information examine the check true and false after,
The method also includes:
If check is stumer, the check is retracted, the check information got is removed.
5. the method according to claim 1, wherein by the check information and the operation information with default
It is regularly arranged into character string, after the deposit operation that user is completed according to the content in character string, the method also includes:
Bit string is encrypted to according to predetermined encryption rule to the character string, the bit string is sent to equipment monitoring system,
Checking account monitoring is carried out for staff after decryption.
6. according to the method described in claim 5, it is characterized in that, described encrypt the character string according to predetermined encryption rule
At bit string, the bit string is sent to equipment monitoring system, checking account monitoring is carried out for staff after decryption, also wraps
It includes:
The bit string is sent to host system, typing host system carries out the preservation of deposit record after decryption.
7. a kind of check information processing unit characterized by comprising
Data obtaining module for obtaining the operation information of user, and obtains the positive and negative image of check, extracts positive and negative figure
Check information as in;
Module is completed in operation, for the check information and the operation information to be arranged in character string with preset rules, according to
Content in character string completes the deposit operation of user.
8. device according to claim 7, which is characterized in that the data obtaining module is specifically used for:
Obtain the savings account and deposit amount of user's input.
9. a kind of computer equipment including memory, processor and stores the meter that can be run on a memory and on a processor
Calculation machine program, which is characterized in that the processor realizes such as check as claimed in any one of claims 1 to 6 when executing described program
Information processing method.
10. a kind of storage medium comprising computer executable instructions, which is characterized in that the computer executable instructions by
For executing such as check information processing method as claimed in any one of claims 1 to 6 when computer processor executes.
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CN113793456A (en) * | 2021-09-07 | 2021-12-14 | 上海浦东发展银行股份有限公司 | Bill drawing method and device, electronic equipment and storage medium |
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