CN107274592A - It is a kind of to recognize the withdrawal financial terminal machine and its application process of check - Google Patents
It is a kind of to recognize the withdrawal financial terminal machine and its application process of check Download PDFInfo
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- CN107274592A CN107274592A CN201710579963.5A CN201710579963A CN107274592A CN 107274592 A CN107274592 A CN 107274592A CN 201710579963 A CN201710579963 A CN 201710579963A CN 107274592 A CN107274592 A CN 107274592A
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- false distinguishing
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- 238000000034 method Methods 0.000 title claims abstract description 11
- 238000003384 imaging method Methods 0.000 claims description 22
- 238000012544 monitoring process Methods 0.000 claims description 6
- 230000002035 prolonged effect Effects 0.000 claims description 2
- 238000012546 transfer Methods 0.000 abstract description 2
- BQCADISMDOOEFD-UHFFFAOYSA-N Silver Chemical compound [Ag] BQCADISMDOOEFD-UHFFFAOYSA-N 0.000 description 1
- 230000000903 blocking effect Effects 0.000 description 1
- 238000011161 development Methods 0.000 description 1
- 238000010586 diagram Methods 0.000 description 1
- 238000005516 engineering process Methods 0.000 description 1
- 238000011010 flushing procedure Methods 0.000 description 1
- 238000003780 insertion Methods 0.000 description 1
- 230000037431 insertion Effects 0.000 description 1
- 230000002085 persistent effect Effects 0.000 description 1
- 238000004321 preservation Methods 0.000 description 1
- 238000004064 recycling Methods 0.000 description 1
- 229910052709 silver Inorganic materials 0.000 description 1
- 239000004332 silver Substances 0.000 description 1
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
- G07D7/00—Testing specially adapted to determine the identity or genuineness of valuable papers or for segregating those which are unacceptable, e.g. banknotes that are alien to a currency
- G07D7/06—Testing specially adapted to determine the identity or genuineness of valuable papers or for segregating those which are unacceptable, e.g. banknotes that are alien to a currency using wave or particle radiation
- G07D7/12—Visible light, infrared or ultraviolet radiation
Abstract
The withdrawal financial terminal machine of check can be recognized the invention discloses a kind of, including body, the internal body is provided with control terminal, photographing module is respectively equipped with the body, paper money module, identity information acquisition module, display module, deposit information acquisition module and password disk module are accessed, and is connected respectively with control terminal control, bank -checkrecognition false distinguishing data obtaining module is additionally provided with the body, the bank -checkrecognition false distinguishing data obtaining module is connected with the control terminal.The invention also discloses a kind of check false distinguishing method for the withdrawal financial terminal machine that can recognize check.The present invention has increased check business function newly, it is truly realized to the self-oriented of private, service for corporate customers, user can carry out cash withdrawal or the business operation such as transfer accounts on self-service machine to this check, so as to shorten the time that client waits in bank, reduce the artificial workload of sales counter, the raising of sales counter manual working efficiency is realized, and then support is provided to improve bank's work efficiency.
Description
Technical field
The invention belongs to financial terminal machine technical field, specifically, it is related to a kind of withdrawal finance that can recognize check
Terminating machine and its application process.
Background technology
As the important component of financial service, the main purpose of cash service is supported by effective configuration of cash
Economic development, while providing good experience for cash service object.Long queuing time is always that bank service behaviour denounces
Part.ATM（ATM）And cash recycling system（CRS）Etc. the appearance of financial self-service equipment, part sales counter industry has been shunted
Business, is shortened " queuing time " to a certain extent, but this persistent ailment is not solved at all the time.
Present e-bank facilitates to public family really, but check business still occupies the very big ratio of service for corporate customers
Example.Conventional check business can only be in bank outlets' sales counter artificial treatment.On the premise of service quality is ensured, cabinet is greatly improved
Member's efficiency of service, could be solved " pain spot ".This proposes wholesale to financial self-service equipment and quickly required.If simultaneously self-service
Finance device can directly handle check business, by the efficiency of service of raising bank that can be by a larger margin, but existing self-service
Finance device does not possess this technological means, can only be wasted time and energy in sales counter by artificial treatment.
The content of the invention
The technical problem to be solved of the present invention is that providing a kind of check that can automatically process carries out check exchange
The withdrawal financial terminal machine and its application process of check can be recognized.
The present invention solve above-mentioned technical problem technical scheme be：
A kind of bank -checkrecognition false distinguishing data obtaining module, including module bodies, check track, conveying mechanism, image capture mechanism,
Start sensor with terminating sensor, the check track is as in the middle part of module bodies, and the conveying mechanism prolongs the check rail
Both sides are set above and below road, and described image obtains mechanism and is arranged at both sides, the beginning sensor above and below the check track middle part
The front end of the check track is arranged on, the end sensor is arranged at the check track and obtains machine relative to described image
The rear of structure.
A kind of to recognize the withdrawal financial terminal machine of check, including body, the internal body is provided with control terminal, institute
State and photographing module is respectively equipped with body, access paper money module, identity information acquisition module, display module, deposit information obtain mould
Block and password disk module, and be connected respectively with control terminal control, bank -checkrecognition false distinguishing information is additionally provided with the body
Acquisition module, the bank -checkrecognition false distinguishing data obtaining module is connected with the control terminal.
A kind of check false distinguishing method for the withdrawal financial terminal machine that can recognize check, comprises the following steps：
Check is put into check track；
Start sensor and recognize the check being placed on check track, start conveying mechanism, in the presence of banknote feeding frame, will prop up
Ticket prolongs check track and uniformly conveyed；
When check passes through image capture mechanism, upper CIS imaging sensors are started working with lower CIS imaging sensors, obtain check
Front and the image information of reverse side；
The image information that image capture mechanism is obtained is fed back to control terminal by bank -checkrecognition false distinguishing data obtaining module；
Control terminal is analyzed pictorial information, computing, and then judges the true and false of check, if very then carrying out check exchange work
Make, if puppet then performs returned check.
The present invention's has the advantages that：Check business function is increased newly, has been truly realized to private, service for corporate customers
Self-oriented, the automatic check to insertion of equipment meeting is scanned, false distinguishing, is judged the true and false of check and is identified that account etc. is believed
Breath, user can carry out cash withdrawal or the business operation such as transfer accounts on self-service machine to this check, exist so as to shorten client
The time that bank waits, the artificial workload of sales counter is reduced, realize the raising of sales counter manual working efficiency, and then to improve silver
Row work efficiency provides support.
Brief description of the drawings
Fig. 1 is the structural representation of bank -checkrecognition false distinguishing data obtaining module of the present invention；
Fig. 2 is the structural representation of withdrawal financial terminal machine of the present invention；
Fig. 3 is the connection diagram of each part of withdrawal financial terminal machine of the present invention；
The meaning that each sequence number is represented in accompanying drawing is as follows：
1 body, 2 photographing modules, 21, access paper money mouthful camera, 22 recognition of face cameras, 23 monitoring cameras, 3 access paper money moulds
Block, 4 identity information acquisition modules, 5 display modules, 6 deposit information acquisition modules, 7 password disk modules, 8 bank -checkrecognition false distinguishings letter
Cease acquisition module, 81 module bodies, 82 check tracks, CIS imaging sensors on 83,84 time CIS imaging sensors, 85 start biography
Sensor, 86 motors, 87 send ticket wheel, 88 force-note wheels, 89 end sensors, 9 identity card scan modules, 10 fingerprint identification modules, 11
Module, 12 strip print modules, 13 bundling device modules are recognized in bankbook printing.
Embodiment
The present invention is elaborated below in conjunction with the accompanying drawings.
The embodiment of the present invention is as Figure 1-3, a kind of to recognize the withdrawal financial terminal machine of check, including body 1, institute
State to be provided with control terminal, the body 1 inside body 1 and be respectively equipped with photographing module 2, access paper money module 3, identity information is obtained
Module 4, display module 5, deposit information acquisition module 6 and password disk module 7, and be connected respectively with control terminal control,
Bank -checkrecognition false distinguishing data obtaining module 8, the bank -checkrecognition false distinguishing data obtaining module 8 and institute are additionally provided with the body 1
Control terminal is stated to be connected.
The photographing module 2 includes access paper money mouthful camera 21, recognition of face camera 22 and monitoring camera 23, described
The aligned access paper money mouthful of paper money mouthful camera 21 is accessed, the recognition of face camera 22 and monitoring camera 23 are just to external world, described
Photographing module 2 is located at the upper end of the body 1.Access paper money mouthful camera 21 is used to monitor the associated dynamic for taking paper money mouthful, and face is known
Other camera 22 is used to user is identified, and monitoring camera 23 is used for the overall situation in recording equipment front.
Identity card scan module 9 is additionally provided with the body 1, the identity card scan module 9 is used to obtain identity card just
Verso images information, the identity card scan module 9 is connected with the control terminal, is mainly used in when handling some business,
Captured identity demonstrate,proves positive and negative image as identity card duplicating information and is used as preservation.
Fingerprint identification module 10 is additionally provided with the body 1, the fingerprint identification module 10 is connected with the control terminal,
Strengthen the identification to user.
The identity information acquisition module 4 is non-contact card/card reader of ID card, and the display module 5 shows to touch
Screen, input data can be used for simultaneously, and the deposit information acquisition module 6 is bank's card reader.
Bankbook printing is additionally provided with the body 1 and recognizes module 11, strip print module 12 and bundling device module 13, it is described
Bankbook printing is recognized module 11, the strip print module 12 and connected respectively with the control terminal with the bundling device module 13
Connect, printed available for bankbook, can carry out 100 banknotes to prick with self-service when obtaining related bill and withdrawing the money.
The bank -checkrecognition false distinguishing data obtaining module 8, including module bodies 81, check track 82, conveying mechanism, image
Obtain mechanism, start sensor 85 with terminating sensor 89, the check track 82 is as the middle part of module bodies 81, the conveying
Mechanism prolongs the check track and set both sides about 82, and described image obtains mechanism and is arranged above and below the middle part of check track 82
Both sides, the beginning sensor 85 is arranged on the front end of the check track 82, and the end sensor 89 is arranged at the branch
Ticket track 82 obtains the rear of mechanism relative to described image.
Described image, which obtains mechanism, includes upper CIS imaging sensors 83 and lower CIS imaging sensors 84, the upper CIS figures
As sensor 83 is located at the middle part of the check track 82 top, the lower CIS imaging sensors 84 are located at the check track
82 middle parts lower section.Be sequentially with the upper CIS imaging sensors 83 and lower CIS imaging sensors 84 white light, infrared light with
Three kinds of light sources of purple light.The conveying mechanism includes motor 86, some force-note wheels 88 and send ticket wheel 87 with some, and the motor 86 is set
In the module bodies 81, the force-note wheel 88 is located at the top of the check track 82, described to send ticket wheel 87 positioned at described
The lower section of check track 82, the force-note wheel 88 send at least two pairs of ticket wheel 87 mutually corresponding and respectively positioned at the check with described
The front and rear end of track 82.It is a pair of infrared tubes to start sensor 85 with terminating sensor 89, including a transmitting tube with
One reception pipe, mutually correspondence, when reception pipe does not receive the infrared light of transmitting tube, illustrate have check to lead in check track 82
Cross.The signal for terminating sensor 89 is secondary singal, is judged as having check to pass through when blocking, is recognized when receiving infrared light again
Check has completed IMAQ, sends signal, stops motor 86 and operates, and makes check transport stopping, until control terminal is to branch
After the checking of ticket is completed, according to the signal of control terminal, the positive operation or anti-operation of motor 86 are determined, is just run then by check
Collect, it is anti-to run then returned check.
A kind of check false distinguishing method for the withdrawal financial terminal machine that can recognize check, comprises the following steps：
Check is put into check track 82；
Start sensor 85 and recognize the check being placed on check track 82, start conveying mechanism, in the presence of banknote feeding frame,
Check is prolonged into the uniformly conveying of check track 82；
When check passes through image capture mechanism, upper CIS imaging sensors 83 are started working with lower CIS imaging sensors 84, are obtained
The front of check and the image information of reverse side；
The image information that bank -checkrecognition false distinguishing data obtaining module 8 obtains image capture mechanism feeds back to control terminal；
Control terminal is analyzed pictorial information, computing, and then judges the true and false of check, if very then carrying out check exchange work
Make, if puppet then performs returned check.
Described image information includes positive and negative coloured image, positive and negative infrared image, positive and negative fluoroscopic image, positive and negative flushing
Outer projects images, positive and negative fluorescence projects images.
Control terminal is analyzed pictorial information, computing includes the contrast identification of Check seal, red blue filament is special
Contrast identification, the contrast identification of check paper features, contrast identification and the contrast of cheque number of fluorescence secret mark feature are recognized etc.
Analysis, computing.
The operation principle of bank -checkrecognition false distinguishing data obtaining module 8 is to enter branch when check is put into module bodies 81 by user
In ticket track 82, when there is check to be put into, the change for the infrared signal that infrared receiving tube is received.Detected when starting sensor 85
The check being put into, conveying mechanism starts, and is driven by motor 86 and send ticket wheel 87 the uniform and automatic feeding bank -checkrecognition false distinguishing of check
The inside of data obtaining module 8, in the presence of force-note wheel 88, it is ensured that check enters fashionable smooth and position and is relatively fixed,
Upper CIS imaging sensors 83 in bank -checkrecognition false distinguishing data obtaining module 8 at the uniform velocity lead to lower CIS imaging sensors 84 in check
It is out-of-date, IMAQ can be carried out to the upper and lower surface of check.Above upper CIS imaging sensors 83 and lower CIS imaging sensors 84
There are three kinds of light sources.It is RGB white lights, UV respectively（Fluorescence/purple light）、IR（Infrared light), check can be gathered simultaneously in white light, red
Outside, three kinds of high-definition images under fluorescence, check once by can gather out positive and negative coloured image, positive and negative infrared image,
Positive and negative fluoroscopic image, positive and negative infrared projection image, positive and negative fluorescence projects images.
The check high-definition image that bank -checkrecognition false distinguishing data obtaining module 8 is collected is transferred to the check in control terminal
Recognize identification system, bank -checkrecognition identification system is by being analyzed various high-definition images, computing, by Check seal,
Red blue filament feature, check paper features, fluorescence secret mark feature, cheque number etc. determine the true and false of check.Recognize false distinguishing
As a result withdrawal self-service machine software systems are fed back to.System is communicated by bank's internal network and bank's internal server.
Exchange or the retraction operation of check are completed under the mandate of bank's internal server.
Bank -checkrecognition identification system and withdrawal self-service machine software systems are all mounted in soft in the system of control terminal
Part system.Bank -checkrecognition identification system mainly for the treatment of identification check program block.Withdrawal self-service machine software systems are whole
The software systems of individual equipment.Control terminal is a computer for meeting configuration requirement.
Above content is to combine the further description that specific preferred embodiment is done to the present invention, it is impossible to assert
The specific implementation of the present invention is confined to these explanations.For general technical staff of the technical field of the invention,
On the premise of not departing from present inventive concept, some simple deduction or replace can also be made, should all be considered as belonging to the present invention's
Protection domain.
Claims (13)
1. a kind of bank -checkrecognition false distinguishing data obtaining module, it is characterised in that：Including module bodies（81）, check track（82）、
Conveying mechanism, image capture mechanism, beginning sensor（85）With terminating sensor（89）, the check track（82）As for module
Main body（81）Middle part, the conveying mechanism prolongs the check track（82）Both sides are set up and down, and described image obtains mechanism and set
In the check track（82）Both sides above and below middle part, the beginning sensor（85）It is arranged on the check track（82）Before
End, the end sensor（89）It is arranged at the check track（82）Relative to the rear that described image obtains mechanism.
2. bank -checkrecognition false distinguishing data obtaining module according to claim 1, it is characterised in that：Described image obtains mechanism
Including upper CIS imaging sensors（83）With lower CIS imaging sensors（84）, the upper CIS imaging sensors（83）Positioned at described
Check track（82）Above middle part, the lower CIS imaging sensors（84）Be located at the check track（82）Below middle part.
3. bank -checkrecognition false distinguishing data obtaining module according to claim 2, it is characterised in that：The upper CIS images are passed
Sensor（83）With lower CIS imaging sensors（84）Inside it is sequentially with white light, three kinds of light sources of infrared light and purple light.
4. the bank -checkrecognition false distinguishing data obtaining module according to claim 1-3 any one, it is characterised in that：It is described defeated
Mechanism is sent to include motor（86）, some force-note wheels（88）Ticket wheel is sent with some（87）, the motor（86）It is arranged on the module
Main body（81）In, the force-note wheel（88）Positioned at the check track（82）Top, it is described to send ticket wheel（87）Positioned at the branch
Ticket track（82）Lower section, the force-note wheel（88）Ticket wheel is sent with described（87）At least two pairs mutual correspondences are simultaneously located at described respectively
Check track（82）Front and rear end.
5. a kind of can recognize the withdrawal financial terminal machine of check, including body（1）, the body（1）Inside is whole provided with control
End, the body（1）On be respectively equipped with photographing module（2）, access paper money module（3）, identity information acquisition module（4）, display mould
Block（5）, deposit information acquisition module（6）With password disk module（7）, and be connected respectively with control terminal control, its feature
It is：The body（1）On be additionally provided with bank -checkrecognition false distinguishing data obtaining module according to claim 1-4 any one
（8）, the bank -checkrecognition false distinguishing data obtaining module（8）It is connected with the control terminal.
6. withdrawal financial terminal machine according to claim 5, it is characterised in that：The photographing module（2）Including access
Paper money mouthful camera（21）, recognition of face camera（22）With monitoring camera（23）, the access paper money mouthful camera（21）Alignment
Access paper money mouthful, the recognition of face camera（22）With monitoring camera（23）Just to external world, the photographing module（2）Positioned at institute
State body（1）Upper end.
7. withdrawal financial terminal machine according to claim 5, it is characterised in that：The body（1）On be additionally provided with identity
Demonstrate,prove scan module（9）, the identity card scan module（9）For obtaining identity card positive and negative image information, the identity card is swept
Retouch module（9）It is connected with the control terminal.
8. the withdrawal financial terminal machine according to claim 5-7 any one, it is characterised in that：The body（1）On
It is additionally provided with fingerprint identification module（10）, the fingerprint identification module（10）It is connected with the control terminal.
9. withdrawal financial terminal machine according to claim 8, it is characterised in that：The identity information acquisition module（4）
For non-contact card/card reader of ID card, the display module（5）For touch display screen, the deposit information acquisition module（6）For
Bank's card reader.
10. withdrawal financial terminal machine according to claim 9, it is characterised in that：The body（1）On be additionally provided with bankbook
Module is recognized in printing（11）, strip print module（12）With bundling device module（13）, the bankbook printing recognition module（11）, institute
State strip print module（12）With the bundling device module（13）It is connected respectively with the control terminal.
11. a kind of check false distinguishing method for the withdrawal financial terminal machine that can recognize check, it is characterised in that including following step
Suddenly：
Check is put into check track（82）；
Start sensor（85）Recognize and be placed on check track（82）On check, start conveying mechanism, in the work of banknote feeding frame
Under, check is prolonged into check track（82）Uniform conveying；
When check passes through image capture mechanism, upper CIS imaging sensors（83）With lower CIS imaging sensors（84）Start working,
Obtain front and the image information of reverse side of check；
Bank -checkrecognition false distinguishing data obtaining module（8）The image information that image capture mechanism is obtained feeds back to control terminal；
Control terminal is analyzed pictorial information, computing, and then judges the true and false of check, if very then carrying out check exchange work
Make, if puppet then performs returned check.
12. check false distinguishing method according to claim 11, it is characterised in that：It is colored that described image information includes positive and negative
Image, positive and negative infrared image, positive and negative fluoroscopic image, positive and negative infrared projection image, positive and negative fluorescence projects images.
13. check false distinguishing method according to claim 11, it is characterised in that：Control terminal is divided pictorial information
Analysis, computing contrasting including Check seal are recognized, the contrast that red blue filament is special is recognized, the contrast of check paper features is recognized,
The contrast identification and the contrast of cheque number of fluorescence secret mark feature are recognized.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710579963.5A CN107274592A (en) | 2017-07-17 | 2017-07-17 | It is a kind of to recognize the withdrawal financial terminal machine and its application process of check |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710579963.5A CN107274592A (en) | 2017-07-17 | 2017-07-17 | It is a kind of to recognize the withdrawal financial terminal machine and its application process of check |
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| Publication Number | Publication Date |
|---|---|
| CN107274592A true CN107274592A (en) | 2017-10-20 |
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| CN201710579963.5A Pending CN107274592A (en) | 2017-07-17 | 2017-07-17 | It is a kind of to recognize the withdrawal financial terminal machine and its application process of check |
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| CN107895443A (en) * | 2017-12-19 | 2018-04-10 | 江苏国光信息产业股份有限公司 | A kind of global function Intelligent cash lowboy |
| CN108053580A (en) * | 2017-12-26 | 2018-05-18 | 上海农村商业银行股份有限公司 | A kind of method and system that deposit receipt cancellation is carried out using self-service device |
| CN108320402A (en) * | 2018-04-17 | 2018-07-24 | 中国农业银行股份有限公司河北省分行 | A kind of bank agency high cube container general service Automation workstation |
| CN108416898A (en) * | 2018-04-25 | 2018-08-17 | 中电金融设备系统（深圳）有限公司 | Financial self-service equipment |
| CN108428279A (en) * | 2018-03-02 | 2018-08-21 | 深圳怡化电脑股份有限公司 | Paper Currency Identification and device |
| CN110533400A (en) * | 2019-09-03 | 2019-12-03 | 中国建设银行股份有限公司 | A kind of method, apparatus of checking account, equipment and storage medium |
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| WO2020232889A1 (en) * | 2019-05-23 | 2020-11-26 | 平安科技（深圳）有限公司 | Check encashment method, apparatus and device, and computer-readable storage medium |
| CN110533400A (en) * | 2019-09-03 | 2019-12-03 | 中国建设银行股份有限公司 | A kind of method, apparatus of checking account, equipment and storage medium |
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