CN118014583A - Method, device, equipment, medium and product for resource transaction - Google Patents

Abstract

The application discloses a method, a device, equipment, a medium and a product for resource transaction, which belong to the technical field of big data, and the method comprises the following steps: respectively receiving a resource transaction request based on target resources sent by first user equipment and second user equipment, wherein the resource transaction request comprises transaction contract information; based on the resource transaction request, a first query instruction is sent to an auditing system, so that the auditing system queries the transaction authority of the target resource based on the first query instruction, and a first query result is obtained; receiving a first query result sent by an auditing system; and under the condition that the first query result comprises the transaction permission in a first preset state, respectively sending text files to the first user equipment and the second user equipment, wherein the text files comprise transaction contract information, so that the first user equipment and the second user equipment can respectively conduct resource transaction based on the transaction contract information in the text files. The embodiment of the application can improve the transaction efficiency of the resources with the use permission within the preset period.

Description

Method, device, equipment, medium and product for resource transaction

Technical Field

The application belongs to the technical field of big data, and particularly relates to a method, a device, equipment, a medium and a product for resource transaction.

Background

Resource replacement business, such as mortgage, is developed in the financial institution or banking field, and users can replace target resources based on existing resources by limiting the use authority of the resources within a preset period based on the resource replacement business. At present, part of resources with use rights in a preset period still can be used for resource transaction, but both transaction sides are required to carry resource ownership certificates, and the user experience is poor due to offline transaction procedures, and the offline transaction procedures are required to be queued, so that the efficiency of resource transaction is low.

Disclosure of Invention

The embodiment of the application provides a method, a device, equipment, a medium and a product for resource transaction, which can improve the transaction efficiency of resources with use rights in a preset period.

In a first aspect, an embodiment of the present application provides a method for trading resources, including:

Respectively receiving a resource transaction request based on target resources, which is sent by first user equipment and second user equipment, wherein the resource transaction request comprises transaction contract information, the target resources are resources with use rights in a preset period under a resource replacement state, and the first user equipment is equipment for storing ownership credential information of the target resources;

based on the resource transaction request, a first query instruction is sent to an auditing system, so that the auditing system queries the transaction authority of the target resource based on the first query instruction, and a first query result is obtained;

Receiving a first query result sent by an auditing system;

And under the condition that the first query result comprises the transaction permission in a first preset state, respectively sending text files to the first user equipment and the second user equipment, wherein the text files comprise transaction contract information, so that the first user equipment and the second user equipment can respectively conduct resource transaction based on the transaction contract information in the text files.

In a second aspect, an embodiment of the present application provides an apparatus for trading resources, including:

The receiving module is used for respectively receiving a resource transaction request based on target resources, which is sent by first user equipment and second user equipment, wherein the resource transaction request comprises transaction contract information, the target resources are resources with use rights in a preset period under a resource replacement state, and the first user equipment is equipment for storing ownership credential information of the target resources;

the sending module is used for sending a first query instruction to the auditing system based on the resource transaction request, so that the auditing system queries the transaction authority of the target resource based on the first query instruction to obtain a first query result;

the receiving module is also used for receiving a first query result sent by the auditing system;

The sending module is further configured to send text files to the first user equipment and the second user equipment, respectively, when the first query result includes that the transaction permission is in a first preset state, where the text files include transaction contract information, so that the first user equipment and the second user equipment conduct resource transaction based on the transaction contract information in the text files, respectively.

In a third aspect, an embodiment of the present application provides an electronic device, including:

a processor and a memory storing computer program instructions;

A method for performing the resource transaction of the first aspect described above when the processor executes the computer program instructions.

In a fourth aspect, embodiments of the present application provide a computer storage medium having stored thereon computer program instructions which, when executed by a processor, implement a method of resource trading in accordance with the first aspect described above.

In a fifth aspect, an embodiment of the present application provides a computer program product comprising a computer program which, when processed by a processor, implements the method of resource trading of the first aspect described above.

According to the method, the device, the equipment, the medium and the product for resource transaction, the first query instruction is sent to the auditing system by respectively receiving the resource transaction request based on the target resource sent by the first user equipment and the second user equipment, so that the auditing system queries the transaction authority of the target resource based on the first query instruction, and the text file is respectively sent to the first user equipment and the second user equipment under the condition that the transaction authority is in the first preset state, so that the first user equipment and the second user equipment conduct resource transaction based on the text file, the authenticity and the safety of the resource transaction can be improved by querying the transaction authority, the user can conduct online transaction on the resource with the use authority in the preset period under the resource replacement state, the user experience is improved, and the transaction efficiency is improved.

Drawings

In order to more clearly illustrate the technical solution of the embodiments of the present application, the drawings that are needed to be used in the embodiments of the present application will be briefly described, and it is possible for a person skilled in the art to obtain other drawings according to these drawings without inventive effort.

Fig. 1 is a flow chart of a method for trading resources according to an embodiment of the application.

Fig. 2 is a schematic diagram of an exemplary display interface according to an embodiment of the present application.

FIG. 3 is a second flowchart of a method for trading resources according to an embodiment of the present application.

Fig. 4 is a third flowchart of a method for resource transaction according to an embodiment of the present application.

FIG. 5 is a flowchart illustrating a method for trading resources according to an embodiment of the present application.

Fig. 6 is a schematic diagram of an apparatus for resource transaction according to an embodiment of the present application.

Fig. 7 is a schematic hardware structure of an electronic device according to an embodiment of the present application.

Detailed Description

Features and exemplary embodiments of various aspects of the present application will be described in detail below, and in order to make the objects, technical solutions and advantages of the present application more apparent, the present application will be described in further detail below with reference to the accompanying drawings and the detailed embodiments. It should be understood that the particular embodiments described herein are meant to be illustrative of the application only and not limiting. It will be apparent to one skilled in the art that the present application may be practiced without some of these specific details. The following description of the embodiments is merely intended to provide a better understanding of the application by showing examples of the application.

It is noted that relational terms such as first and second, and the like are used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions. Moreover, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising … …" does not exclude the presence of other like elements in a process, method, article, or apparatus that comprises an element.

It should be noted that, in the embodiment of the present application, the data acquisition, storage, use, processing, etc. all conform to the relevant regulations of the national laws and regulations.

Currently, a resource replacement service, such as mortgage, is developed in a financial institution or a banking field, and a user can replace a target resource based on an existing resource by limiting the use authority of the resource within a preset period based on the resource replacement service. At present, part of resources with use rights in a preset period can still conduct resource transaction, in this case, in order to ensure the security of the transaction of both transaction parties, both transaction parties need to carry resource ownership certificates, and based on offline transaction procedures, it is conceivable that the offline transaction procedures need to coordinate the common time of both transaction parties, and the transaction procedures are complex, resulting in poor user experience and low efficiency of resource transaction.

Based on the above, the embodiments of the present application provide a method, apparatus, device, medium and product for resource transaction, which can solve the above problems. The method for resource transaction provided by the embodiment of the application is described in detail below.

In some embodiments, embodiments of the present application provide a method for resource trading, including:

s110: and respectively receiving a resource transaction request based on target resources, which is sent by the first user equipment and the second user equipment, wherein the resource transaction request comprises transaction contract information, the target resources are resources with use rights in a preset period under a resource replacement state, and the first user equipment is equipment for storing ownership credential information of the target resources.

The method comprises the steps that a resource transaction request based on target resources, which is sent by first user equipment and second user equipment, can be received, wherein the first user equipment is equipment for storing ownership credential information of the target resources, the resource transaction request comprises transaction contract information, and the first user equipment can send the transaction contract information comprising information such as user information, identification information of the target resources and transaction amount; the second user device may send transaction contract information including user information and identification information of the target resource. The target resource is a resource with use permission within a preset period in a resource replacement state, that is, the target resource is a resource which is replaced by the first user by mortgage of the target resource. For example, the target resource may be a property resource.

S120: and sending a first query instruction to the auditing system based on the resource transaction request, wherein the first query instruction is used for the auditing system to query the transaction authority of the target resource based on the first query instruction, so as to obtain a first query result.

The first query instruction can be sent to the auditing system based on the resource transaction request, and the auditing system can query the transaction authority of the target resource based on the first query instruction, for example, whether the target resource is in a state of limiting transaction or whether the target resource is in a first transaction state, so as to obtain a first query result.

S130: and receiving a first query result sent by the auditing system.

S140: and under the condition that the first query result comprises the transaction permission in a first preset state, respectively sending text files to the first user equipment and the second user equipment, wherein the text files comprise transaction contract information, so that the first user equipment and the second user equipment can respectively conduct resource transaction based on the transaction contract information in the text files.

Here, the first preset state may be a state in which the transaction right is an unlimited transaction and the target resource is a first transaction state, and when the transaction right is the first preset state, text files may be sent to the first user equipment and the second user equipment respectively, the text files include transaction contract information, and the first user equipment and the second user equipment may perform resource transaction based on the transaction contract information included in the text files.

According to the embodiment of the application, the first query instruction is sent to the auditing system by respectively receiving the resource transaction requests based on the target resources, which are sent by the first user equipment and the second user equipment, so that the auditing system queries the transaction authority of the target resources based on the first query instruction, and the authenticity and the safety of the resource transaction can be improved by querying the transaction authority. Under the condition that the transaction permission is in a first preset state, text files are sent to the first user equipment and the second user equipment respectively, so that the first user equipment and the second user equipment conduct resource transaction based on the text files, the first user equipment and the second user equipment can conduct online transaction on resources with the use permission in a preset period in a resource replacement state, user experience is improved, and transaction efficiency is improved.

In some embodiments, step S120: after sending the first query instruction to the auditing system based on the resource transaction request, the method further comprises:

and under the condition that the first query result comprises the transaction permission in the second preset state, respectively sending first prompt information to the first user equipment and the second user equipment, so that the first user equipment and the second user equipment can respectively change the resource transaction request based on the first prompt information.

Here, the second preset state may include a state that the target resource is an unlimited transaction or a state that the target resource is a first transaction state, where first prompt information may be sent to the first user device and the second user device, where the prompt information may be displayed through display windows where the first user device and the second user device send popups, for example, as shown in fig. 2, prompt information prompting the user to change the resource transaction request may be displayed, so that the first user device and the second user device may be used to change the resource transaction request based on the first prompt information, respectively. For example, in the case that the target resource is a property, it is necessary to check the property resource having the use authority within the preset period under the resource replacement state, and check whether the property resource is allowed to be traded, that is, whether the property resource is in the trade limiting state, and check whether the property resource is in the first trade state, so that "one house is sold more".

In some examples, the first user device or the second user device may perform the operation of exiting the resource transaction based on the first hint information.

According to the embodiment of the application, under the condition that the transaction right is in the second preset state, the first prompt information is sent to the first user equipment and the second user equipment respectively to prompt the first user equipment and the second user equipment to change the resource transaction request, so that the accuracy of carrying out the transaction on the target resource and the safety of the resource transaction are improved.

In some embodiments, as shown in fig. 3, step S120: after sending the first query instruction to the auditing system based on the resource transaction request, the method further includes:

S310: and sending a first verification request to the verification system, wherein the first verification request comprises transaction contract information, and the verification system is used for verifying whether the transaction contract information meets a first preset condition or not based on the first verification request so as to obtain a first verification result.

The transaction contract information is required to be sent to an auditing system, so that the auditing system can audit whether the transaction contract information meets preset conditions or not based on the transaction contract information, and a first auditing result is obtained. Here, the first checking result may be obtained by checking whether the user information included in the transaction contract accords with the preset format, checking whether the user information is real, whether the identification information of the target resource accords with the preset format, or whether the transaction amount of the target resource is within the preset range.

S320: and receiving a first checking result sent by the checking system.

S330: and generating a text file based on a preset text template under the condition that the first checking result comprises that the transaction contract information accords with a first preset condition.

When the first checking result comprises that the transaction contract information accords with a first preset condition, the transaction contract information is true and accords with contract information in a preset format, the first user equipment and the second user equipment can conduct resource transaction based on the transaction contract information, and a text file can be generated based on a preset text template.

According to the embodiment of the application, the first audit request is sent by the audit system, so that the audit system audits the transaction contract information based on the first audit request to obtain the first audit result, and the security of the transaction is improved by auditing the transaction contract information in a mode of generating the text file based on the preset text template under the condition that the received first audit result sent by the audit system comprises the transaction contract information meeting the first preset condition.

In some embodiments, as shown in fig. 4, step S330: when the first checking result includes that the transaction contract information accords with the first preset condition, generating a text file based on a preset text template, and the method further includes:

s410: and sending a third query instruction to the auditing system, so that the auditing system queries the transaction authority of the target resource based on the third query instruction, and a third query result is obtained.

And sending a third query instruction to the auditing system, so that the auditing system queries the transaction authority of the target resource based on the third query instruction, and a third query result is obtained. Here, the content of the inquiry transaction right is consistent with the above description, and will not be described here again.

S420: and receiving a third query result sent by the auditing system.

S430: and under the condition that the third query result comprises that the transaction right is in a fourth preset state, determining that the target resource is in a tradable state.

Here, the fourth preset state may be a state in which the target resource is in an unlimited transaction or a first transaction state, where the target resource may be determined to be in a tradable state, and the first user device and the second user device may be characterized to perform a resource transaction based on the target resource.

According to the embodiment of the application, after the auditing of the transaction contract information is completed, the third inquiry instruction is sent to the auditing system, so that the auditing system inquires the transaction authority of the target resource based on the third inquiry instruction, and whether the transaction authority of the target resource changes or not can be timely found through the secondary inquiry of the transaction authority, and the transaction safety is improved.

In some embodiments, after receiving the third query result sent by the auditing system, the method further includes:

and under the condition that the third query result comprises that the transaction permission is in a fifth preset state, the target resource is in an non-transactable state, and second prompt information is sent to the first user equipment and the second user equipment, wherein the second prompt information has the attribute of prompting the first user equipment and the second user equipment to terminate the resource transaction.

Here, the fifth preset state may be a state that the target resource is in an unlimited transaction or a first transaction state, where the target resource may be determined to be in an unresponsive state, and the second prompt information may be sent to the first user device and the second user device, where the prompt information may be sent by displaying popup information on the first user device and the second user device, so as to prompt the first user device and the second user device that the target resource is in an unresponsive state, and the resource transaction is terminated.

According to the embodiment of the application, when the received third query result comprises the transaction permission in the fifth preset state, the second prompt information is timely sent to the first user equipment and the second user equipment, the resource transaction is timely terminated, and the safety of the resource transaction is improved.

In some embodiments, as shown in fig. 5, step S330: in the case that the first checking result includes that the transaction contract information accords with the first preset condition, after generating the text file based on the preset text template, the method further includes:

S510: and receiving a change request of the transaction contract information sent by the first user equipment or the second user equipment, wherein the change request comprises target transaction contract information.

The first user device or the second user device may initiate a change request for transaction contract information, the change request for transaction contract information comprising target transaction contract information. For example, the first user device or the second user device may initiate a request for a change in user information or transaction amount.

S520: and sending a second query instruction to the auditing system, so that the auditing system queries the transaction authority of the target resource based on the second query instruction, and a second query result is obtained.

And sending a second query instruction to the auditing system so that the query system queries the transaction authority of the target resource, and queries whether the target resource is limited to the transaction state or the first transaction state or not to obtain a second query result.

S530: and receiving a second query result sent by the auditing system.

S540: and sending a second audit request to the audit system under the condition that the second query result comprises the transaction permission in a third preset state, wherein the second audit request comprises target transaction contract information, so that the audit system can audit whether the target transaction contract information accords with a second preset condition or not based on the second audit request to obtain a second audit result.

The third preset state may be a state that the target resource is in an unlimited transaction state or a first transaction state, and a second verification request may be sent to the verification system to enable the verification system to verify the target transaction contract information, to verify whether the target transaction contract information meets a second preset condition, for example, whether the verification user information meets a preset format, whether the verification transaction amount is within a preset range, and the like, so as to obtain a second verification result.

S550: and receiving a second checking result sent by the checking system.

S560: and under the condition that the second checking result comprises that the target transaction contract information accords with the second preset condition, replacing the transaction contract information included in the text file by using the target transaction contract information to obtain the text file.

And under the condition that the second checking result comprises target transaction contract information which accords with a second preset condition, the first user equipment and the second user equipment can conduct resource transaction based on the target transaction contract information, and the target resource contract information can be used for replacing the transaction contract information included in the text file to obtain the text file.

When receiving the change request of the transaction contract information sent by the first user equipment or the second user equipment, the embodiment of the application sends the second query instruction to the auditing system to enable the auditing system to query the transaction authority of the target resource, and whether the transaction authority of the target resource changes or not can be timely found through query of the transaction authority so as to improve the transaction safety. When the second query result comprises that the transaction permission is in a third preset state, a second verification request is sent to the verification system, so that the verification system verifies whether the target transaction contract information accords with the second preset condition, and when the second verification result comprises that the target transaction contract information accords with the second preset condition, the target transaction contract information is used for replacing the transaction contract information to obtain a text file, modification of the transaction contract information is achieved, a user can modify the transaction contract information in time conveniently, and user experience is improved.

In some embodiments, step S140: when the query result includes that the transaction permission is in the first preset state, after text files are sent to the first user equipment and the second user equipment respectively, the method further includes:

after the signing of the first user equipment and the second user equipment is completed based on the text file, storing the text file after signing is completed.

After the first user equipment and the second user equipment receive the text files, the text files can be respectively displayed on the display interfaces of the two devices, and the user can input identification marks, such as signatures, based on the display interfaces. After the user inputs the identity and confirms based on the display interface, the user characterizes that the signing of the first user equipment and the second user equipment is completed, a text file with completed signing can be stored, and the text file can be stored in a preset storage position for archiving.

According to the method and the device for signing the user equipment, after signing the user equipment and the second user equipment is completed, the text file after signing the user equipment is stored, so that the text file of resource transaction can be effectively stored, and the transaction safety is improved.

In some embodiments, step 330: in the case that the first checking result includes that the transaction contract information accords with the first preset condition, after generating the text file based on the preset text template, the method further includes:

Receiving a cancellation request of cancellation transaction contract information sent by first user equipment; transmitting a third audit request to the audit system for the audit system to audit whether the transaction contract information accords with a preset cancellation condition based on the third audit request to obtain a third audit result; receiving a third auditing result sent by an auditing system; and when the third checking result comprises that the transaction contract information accords with the preset cancellation condition, sending third prompt information to the first user equipment and the second user equipment respectively, wherein the third prompt information is used for prompting that the transaction contract information of the first user equipment and the second user equipment is cancelled.

The first user equipment can initiate a cancellation request of transaction contract information as equipment for storing the ownership credential information of the target resource, and can send a third audit request to the audit system under the condition that the cancellation request sent by the first user equipment is received so that the audit system audits whether the transaction contract information accords with a preset cancellation condition to obtain a third audit result, and when the third audit result is received, and the third audit result comprises that the transaction contract information accords with the preset cancellation condition, third prompt information can be sent to the first user equipment and the second user equipment respectively, and popup window display can be performed based on a display interface of the first user equipment and the second user equipment to prompt that the transaction contract information of the first user equipment and the second user equipment is cancelled, so that cancellation of the transaction contract information is realized.

According to the embodiment of the application, the cancellation request of the transaction contract sent by the first user equipment is received, and the third verification request is sent to the verification system so as to verify whether the transaction contract information accords with the preset cancellation condition or not by the verification system, and the third prompt information for prompting cancellation of the transaction contract is respectively sent to the first user equipment and the second user equipment under the condition that the transaction contract information accords with the preset cancellation condition, so that the first user equipment can cancel the transaction contract information in time, and user experience is improved.

In some embodiments, as shown in fig. 6, an embodiment of the present application provides an apparatus for trading resources, including:

The receiving module 601 is configured to receive, respectively, a resource transaction request based on a target resource sent by a first user device and a second user device, where the resource transaction request includes transaction contract information, the target resource is a resource having a use right within a preset period in a resource replacement state, and the first user device is a device for storing ownership credential information of the target resource;

The receiving module 601 is further configured to receive a first query result sent by the auditing system;

the sending module 602 is configured to send a first query instruction to the auditing system based on the resource transaction request, so that the auditing system queries the transaction right of the target resource based on the first query instruction, and obtains a first query result;

the sending module 602 is further configured to send, when the first query result includes that the transaction right is in the first preset state, a text file to the first user equipment and the second user equipment, where the text file includes transaction contract information, so that the first user equipment and the second user equipment perform resource transaction based on the transaction contract information in the text file, respectively.

In some embodiments, the sending module may also be configured to:

and under the condition that the first query result comprises the transaction permission in the second preset state, respectively sending first prompt information to the first user equipment and the second user equipment, so that the first user equipment and the second user equipment can respectively change the resource transaction request based on the first prompt information.

In some embodiments, the sending module may also be configured to:

The method comprises the steps that a first verification request is sent to a verification system, wherein the first verification request comprises transaction contract information, and the verification system is used for verifying whether the transaction contract information meets a first preset condition or not based on the first verification request so as to obtain a first verification result;

Receiving a first auditing result sent by an auditing system;

And generating a text file based on a preset text template under the condition that the first checking result comprises that the transaction contract information accords with a first preset condition.

In some embodiments, the apparatus further comprises a determination module,

The receiving module is further used for receiving a change request of the transaction contract information sent by the first user equipment or the second user equipment, wherein the change request comprises target transaction contract information;

the sending module is further used for sending a second query instruction to the auditing system, so that the auditing system queries the transaction authority of the target resource based on the second query instruction to obtain a second query result;

the receiving module is used for receiving a second query result sent by the auditing system;

The sending module is further configured to send a second audit request to the audit system when the second query result includes that the transaction right is in a third preset state, where the second audit request includes target transaction contract information, so that the audit system audits whether the target transaction contract information meets a second preset condition based on the second audit request to obtain a second audit result;

the receiving module is also used for receiving a second checking result sent by the checking system;

and the determining module is used for replacing the transaction contract information included in the text file by using the target transaction contract information under the condition that the second checking result includes that the target transaction contract information accords with the second preset condition, so as to obtain the text file.

In some embodiments of the present invention, in some embodiments,

The sending module is further used for sending a third query instruction to the auditing system, so that the auditing system queries the transaction authority of the target resource based on the third query instruction to obtain a third query result;

the receiving module is also used for receiving a third query result sent by the auditing system;

The determining module is further configured to determine that the target resource is in a tradable state when the third query result includes that the transaction right is in a fourth preset state.

In some embodiments, the determining module is further to:

and under the condition that the third query result comprises that the transaction permission is in a fifth preset state, the target resource is in an non-transactable state, and second prompt information is sent to the first user equipment and the second user equipment, wherein the second prompt information has the attribute of prompting the first user equipment and the second user equipment to terminate the resource transaction.

In some embodiments, the apparatus further comprises a storage module for:

after the signing of the first user equipment and the second user equipment is completed based on the text file, storing the text file after signing is completed.

In some embodiments of the present invention, in some embodiments,

The receiving module is also used for receiving a cancellation request of cancellation transaction contract information sent by the first user equipment;

the sending module is further used for sending a third audit request to the audit system, so that the audit system can audit whether the transaction contract information accords with a preset cancellation condition or not based on the third audit request to obtain a third audit result;

the receiving module is also used for receiving a third checking result sent by the checking system;

and when the third checking result comprises that the transaction contract information accords with the preset cancellation condition, sending third prompt information to the first user equipment and the second user equipment respectively, wherein the third prompt information is used for prompting that the transaction contract information of the first user equipment and the second user equipment is cancelled.

The device of the foregoing embodiment is used to implement the corresponding method for resource transaction in any of the foregoing embodiments, and has the beneficial effects of the corresponding method embodiment, which is not described herein.

Fig. 7 is a schematic diagram of a hardware structure of an electronic device according to an embodiment of the application.

The electronic device 700 may include a processor 701 and a memory 702 storing computer program instructions.

In particular, the processor 701 may comprise a Central Processing Unit (CPU), or an Application SPECIFIC INTEGRATED Circuit (ASIC), or may be configured as one or more integrated circuits that implement embodiments of the present application.

Memory 702 may include mass storage for data or instructions. By way of example, and not limitation, memory 702 may include a hard disk drive (HARD DISK DRIVE, HDD), floppy disk drive, flash memory, optical disk, magneto-optical disk, magnetic tape, or universal serial bus (Universal Serial Bus, USB) drive, or a combination of two or more of the foregoing. The memory 702 may include removable or non-removable (or fixed) media, where appropriate. Memory 702 may be internal or external to the integrated gateway disaster recovery device, where appropriate. In a particular embodiment, the memory 702 is a non-volatile solid state memory.

In a particular embodiment, the memory 702 includes Read Only Memory (ROM). The ROM may be mask programmed ROM, programmable ROM (PROM), erasable PROM (EPROM), electrically Erasable PROM (EEPROM), electrically rewritable ROM (EAROM), or flash memory, or a combination of two or more of these, where appropriate.

The memory may include Read Only Memory (ROM), random Access Memory (RAM), magnetic disk storage media devices, optical storage media devices, flash memory devices, electrical, optical, or other physical/tangible memory storage devices. Thus, in general, the memory comprises one or more tangible (non-transitory) computer-readable storage media (e.g., memory devices) encoded with software comprising computer-executable instructions and when the software is executed (e.g., by one or more processors) it is operable to perform the operations described with reference to the method according to the first aspect of the application.

The processor 701 implements the method of any of the above embodiments by reading and executing computer program instructions stored in the memory 702.

In one example, the electronic device may also include a communication interface 703 and a bus 704. In fig. 7, a processor 701, a memory 702, and a communication interface 703 are connected by a bus 704 and communicate with each other.

The communication interface 703 is mainly used for implementing communication between each module, device, unit and/or apparatus in the embodiment of the present application.

Bus 704 includes hardware, software, or both that couple the components of the online data flow billing device to each other. By way of example, and not limitation, the buses may include an Accelerated Graphics Port (AGP) or other graphics bus, an Enhanced Industry Standard Architecture (EISA) bus, a Front Side Bus (FSB), a HyperTransport (HT) interconnect, an Industry Standard Architecture (ISA) bus, an infiniband interconnect, a Low Pin Count (LPC) bus, a memory bus, a micro channel architecture (MCa) bus, a Peripheral Component Interconnect (PCI) bus, a PCI-Express (PCI-X) bus, a Serial Advanced Technology Attachment (SATA) bus, a video electronics standards association local (VLB) bus, or other suitable bus, or a combination of two or more of the above. Bus 704 may include one or more buses, where appropriate. Although embodiments of the application have been described and illustrated with respect to a particular bus, the application contemplates any suitable bus or interconnect.

The electronic device of the foregoing embodiment is configured to implement the method for resource transaction corresponding to any of the foregoing embodiments, and has the beneficial effects of the corresponding method embodiment, which is not described herein.

In addition, in conjunction with the method for resource transaction in the above embodiment, the embodiment of the present application may be implemented by providing a computer storage medium. The computer storage medium has stored thereon computer program instructions; the computer program instructions, when executed by a processor, implement a method of resource trading in any of the above embodiments.

In addition, in connection with the method of resource transaction in the above embodiments, embodiments of the present application may be implemented by providing a computer program product. The computer program product instructions, when executed by a processor of an electronic device, implement a method of resource trading in any of the above embodiments.

Those of ordinary skill in the art will appreciate that: the discussion of any of the embodiments above is merely exemplary and is not intended to suggest that the scope of the application (including the claims) is limited to these examples; the technical features of the above embodiments or in the different embodiments may also be combined within the idea of the application, the steps may be implemented in any order, and there are many other variations of the different aspects of the embodiments of the application as described above, which are not provided in detail for the sake of brevity.

The functional blocks shown in the above-described structural block diagrams may be implemented in hardware, software, firmware, or a combination thereof. When implemented in hardware, it may be, for example, an electronic circuit, an Application Specific Integrated Circuit (ASIC), suitable firmware, a plug-in, a function card, or the like. When implemented in software, the elements of the application are the programs or code segments used to perform the required tasks. The program or code segments may be stored in a machine readable medium or transmitted over transmission media or communication links by a data signal carried in a carrier wave. A "machine-readable medium" may include any medium that can store or transfer information. Examples of machine-readable media include electronic circuitry, semiconductor memory devices, ROM, flash memory, erasable ROM (EROM), floppy disks, CD-ROMs, optical disks, hard disks, fiber optic media, radio Frequency (RF) links, and the like. The code segments may be downloaded via computer networks such as the internet, intranets, etc.

It should also be noted that the exemplary embodiments mentioned in this disclosure describe some methods or apparatuses based on a series of steps or apparatuses. The present application is not limited to the order of the above-described steps, that is, the steps may be performed in the order mentioned in the embodiments, or may be performed in a different order from the order in the embodiments, or several steps may be performed simultaneously.

Aspects of the present application are described above with reference to flowchart illustrations and/or block diagrams of methods, apparatus (means) and computer program products according to embodiments of the application. It will be understood that each block of the flowchart illustrations and/or block diagrams, and combinations of blocks in the flowchart illustrations and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, enable the implementation of the functions/acts specified in the flowchart and/or block diagram block or blocks. Such a processor may be, but is not limited to being, a general purpose processor, a special purpose processor, an application specific processor, or a field programmable logic circuit. It will also be understood that each block of the block diagrams and/or flowchart illustration, and combinations of blocks in the block diagrams and/or flowchart illustration, can be implemented by special purpose hardware which performs the specified functions or acts, or combinations of special purpose hardware and computer instructions.

In the foregoing, only the specific embodiments of the present application are described, and it will be clearly understood by those skilled in the art that, for convenience and brevity of description, the specific working processes of the apparatus, modules and units described above may refer to the corresponding processes in the foregoing method embodiments, which are not repeated herein. It should be understood that the scope of the present application is not limited thereto, and any equivalent modifications or substitutions can be easily made by those skilled in the art within the technical scope of the present application, and they should be included in the scope of the present application.

Claims (12)

1. A method of resource trading, comprising:

Respectively receiving a resource transaction request based on target resources, which is sent by first user equipment and second user equipment, wherein the resource transaction request comprises transaction contract information, the target resources are resources with use rights in a preset period under a resource replacement state, and the first user equipment is equipment for storing ownership credential information of the target resources;

based on the resource transaction request, a first query instruction is sent to an auditing system, so that the auditing system queries the transaction right of the target resource based on the first query instruction, and a first query result is obtained;

Receiving the first query result sent by the auditing system;

And under the condition that the first query result comprises the transaction permission in a first preset state, respectively sending text files to the first user equipment and the second user equipment, wherein the text files comprise the transaction contract information, so that the first user equipment and the second user equipment can respectively conduct resource transaction based on the transaction contract information in the text files.

2. The method of resource transaction according to claim 1, wherein after the sending of the first query instruction to the auditing system based on the resource transaction request, the method further comprises:

and respectively sending first prompt information to the first user equipment and the second user equipment when the first query result comprises that the transaction right is in a second preset state, so that the first user equipment and the second user equipment can respectively change the resource transaction request based on the first prompt information.

3. The method of resource transaction according to claim 1, wherein after sending a first query instruction to an auditing system based on the resource transaction request, the method further comprises:

A first audit request is sent to the audit system, wherein the first audit request comprises the transaction contract information and is used for the audit system to audit whether the transaction contract information accords with a first preset condition or not based on the first audit request so as to obtain a first audit result;

Receiving the first auditing result sent by the auditing system;

And generating the text file based on a preset text template under the condition that the first checking result comprises that the transaction contract information accords with a first preset condition.

4. The method of claim 3, wherein, in a case where the first audit result includes that the transaction contract information meets a first preset condition, after generating the text file based on a preset text template, the method further comprises:

Receiving a change request of transaction contract information sent by the first user equipment or the second user equipment, wherein the change request comprises target transaction contract information;

sending a second query instruction to the auditing system, so that the auditing system queries the transaction authority of the target resource based on the second query instruction to obtain a second query result;

receiving the second query result sent by the auditing system;

if the second query result includes that the transaction right is in a third preset state, a second verification request is sent to the verification system, wherein the second verification request includes the target transaction contract information, and is used for the verification system to verify whether the target transaction contract information meets a second preset condition or not based on the second verification request so as to obtain a second verification result;

receiving the second audit result sent by the audit system;

And under the condition that the second checking result comprises that the target transaction contract information accords with a second preset condition, replacing the transaction contract information included in the text file by using the target transaction contract information to obtain the text file.

5. The method of claim 3, wherein, in a case where the first audit result includes that the transaction contract information meets a first preset condition, the method further comprises, after generating the text file based on a preset text template:

transmitting a third query instruction to the auditing system, so that the auditing system queries the transaction authority of the target resource based on the third query instruction to obtain a third query result;

receiving the third query result sent by the auditing system;

And under the condition that the third query result comprises that the transaction right is in a fourth preset state, determining that the target resource is in a tradable state.

6. The method of resource transaction according to claim 5, wherein after the receiving the third query result sent by the auditing system, the method further comprises:

And under the condition that the third query result comprises that the transaction permission is in a fifth preset state, the target resource is in an non-transactable state, and second prompt information is sent to the first user equipment and the second user equipment, wherein the second prompt information has the attribute of prompting the first user equipment and the second user equipment to terminate the resource transaction.

7. The method for trading resources according to claim 1, wherein, in the case that the query result includes that the trading authority is in a first preset state, after text files are sent to the first user device and the second user device, respectively, the method further includes:

After the signing of the first user equipment and the second user equipment is completed based on the text file, storing the text file with the signing completed.

8. The method of claim 3, wherein, in a case where the first audit result includes that the transaction contract information meets a first preset condition, after generating the text file based on a preset text template, the method further comprises:

Receiving a cancellation request for canceling the transaction contract information, which is sent by the first user equipment;

A third audit request is sent to the audit system, so that the audit system can audit whether the transaction contract information accords with a preset cancellation condition or not based on the third audit request, and a third audit result is obtained;

Receiving the third auditing result sent by the auditing system;

And when the third checking result comprises that the transaction contract information accords with a preset cancellation condition, respectively sending third prompting information to the first user equipment and the second user equipment, wherein the third prompting information is used for prompting that the transaction contract information of the first user equipment and the second user equipment is cancelled.

9. An apparatus for trading resources, comprising:

The system comprises a receiving module, a first user equipment and a second user equipment, wherein the receiving module is used for respectively receiving a resource transaction request based on target resources, the resource transaction request comprises transaction contract information, the target resources are resources with use rights in a preset period under a resource replacement state, and the first user equipment is equipment for storing ownership credential information of the target resources;

The sending module is used for sending a first query instruction to an auditing system based on the resource transaction request so as to be used for inquiring the transaction authority of the target resource by the auditing system based on the first query instruction to obtain a first query result;

the receiving module is also used for receiving the first query result sent by the auditing system;

The sending module is further configured to send a text file to the first user equipment and the second user equipment, where the first query result includes that the transaction right is in a first preset state, and the text file includes the transaction contract information, so that the first user equipment and the second user equipment conduct resource transaction based on the transaction contract information in the text file, respectively.

10. An electronic device, the device comprising: a processor and a memory storing computer program instructions;

the processor reads and executes the computer program instructions to implement the method of resource trading as claimed in any one of claims 1 to 8.

11. A readable storage medium having stored thereon computer program instructions which, when executed by a processor, implement a method of resource trading according to any of claims 1 to 8.

12. A computer program product comprising a computer program which, when processed by a processor, implements a method of resource trading as claimed in any one of claims 1 to 8.