CN116188130A

CN116188130A - Method, apparatus, device, storage medium and program product for resource clearing

Info

Publication number: CN116188130A
Application number: CN202310007869.8A
Authority: CN
Inventors: 马世豪
Original assignee: China Construction Bank Corp; CCB Finetech Co Ltd
Current assignee: China Construction Bank Corp; CCB Finetech Co Ltd
Priority date: 2023-01-04
Filing date: 2023-01-04
Publication date: 2023-05-30

Abstract

The embodiment of the application provides a method, a device, equipment, a storage medium and a program product for resource clearing, wherein the method is applied to clearing equipment and comprises the steps of receiving a day end clearing request sent by exchange equipment at preset time; generating an access resource data file according to the day-end clearing request; transmitting an access resource data file to exchange equipment, wherein the access resource data file is used for analyzing the access resource data file by the exchange equipment to obtain the number of access resources and the second number of files, and when the first number of files is the same as the second number of files, clearing is performed based on the number of access resources and exchange fund data to obtain a first clearing result; receiving a first clearing result sent by exchange equipment; analyzing the first clearing result to obtain user resource allowance and second number of users; and generating a clearing result based on the user resource allowance when the first number of users and the second number of users are the same. According to the embodiment of the application, the timeliness and the accuracy of resource clearing are improved.

Description

Method, apparatus, device, storage medium and program product for resource clearing

Technical Field

The present application relates to the field of resource clearing, and in particular, to a method, an apparatus, a device, a storage medium, and a program product for resource clearing.

Background

At present, when the exchange carries out the transaction, user information change and customer access resources are initiated by a user to a public network banking channel, and the exchange is notified after success; meanwhile, the actual daytime transaction is initiated on the exchange platform, and the banking party does not receive any transaction information, so that the timeliness and accuracy of resource clearing cannot be guaranteed under the condition that the banking party and the exchange are not synchronous in daytime information.

Disclosure of Invention

The embodiment of the application provides a method, a device, equipment, a storage medium and a program product for resource clearing, which can solve the problem that in the prior art, the timeliness and the accuracy of resource clearing cannot be ensured under the condition that a banking party and transaction office are not synchronous in daytime information.

In a first aspect, an embodiment of the present application provides a method for resource clearing, where the method is applied to a clearing device, and includes:

receiving a day end clearing request sent by exchange equipment at preset time;

generating an access resource data file according to the day end clearing request, wherein the access resource data file comprises the number of access resources and the first number of files;

Sending the access resource data file to the exchange equipment, so that the exchange equipment analyzes the access resource data file to obtain the access resource quantity and the second quantity of the file, and when the first quantity of the file is the same as the second quantity of the file, clearing based on the access resource quantity and exchange fund data to obtain a first clearing result, wherein the first clearing result comprises user resource allowance and first quantity of users;

receiving a first clearing result sent by the exchange equipment;

analyzing the first clearing result to obtain the user resource allowance and the second number of users;

a clearing result is generated based on the user resource margin when the first number of users and the second number of users are the same.

In one embodiment, the access resource data file further includes entry information for the access resource.

In one embodiment, the method further comprises:

when the first number of users is different from the second number of users, sending prompt information to the exchange equipment, wherein the prompt information comprises the number of in-out resources and is used for clearing the exchange equipment based on the number of in-out resources and exchange fund data to obtain a second clearing result, and the second clearing result comprises the user resource allowance and the third number of users;

Receiving a second clearing result sent by the exchange equipment;

analyzing the second clearing result to obtain user resource allowance and a fourth number of users;

and generating a clearing result based on the user resource allowance when the third number of users and the fourth number of users are the same.

In a second aspect, embodiments of the present application provide a method for resource clearing, where the method is applied to exchange equipment, and includes:

sending a day end clearing request to clearing equipment at preset time, wherein the clearing equipment is used for generating an access resource data file according to the day end clearing request, and the access resource data file comprises the number of access resources and the first number of files;

receiving an access resource data file sent by the clearing equipment;

analyzing the gold-in and gold-out resource data file to obtain the gold-in and gold-out resource quantity and a second quantity of files;

when the first number of files is the same as the second number of files, clearing is conducted based on the amount of the in-out gold resources and the exchange funds data to obtain a first clearing result, wherein the first clearing result comprises user resource allowance and first number of users;

And sending the first clearing result to the clearing equipment, so that the clearing equipment analyzes the first clearing result to obtain the user resource allowance and the second number of users, and generating a clearing result based on the user resource allowance when the first number of users and the second number of users are the same.

In one embodiment, the access resource data file further includes first entry information of an access resource; analyzing the access resource data file to obtain the access resource quantity and the second quantity of files; when the first number of files and the second number of files are the same, clearing is performed based on the in-out resource number and exchange funds data to obtain a first clearing result, wherein the first clearing result comprises a user resource allowance and a first number of users and comprises the following steps:

analyzing the access resource data file to obtain the number of the access resources, the second number of the files and the second item information of the access resources;

and when the first number of files is the same as the second number of files and the first item information is the same as the second item information, clearing is conducted based on the in-out resource number and exchange funds data to obtain a first clearing result, wherein the first clearing result comprises user resource allowance and a first number of users.

In one embodiment, the method further comprises:

receiving prompt information sent by the clearing equipment when the first number of users and the second number of users are different, wherein the prompt information comprises the number of the access resources;

clearing based on the number of the access resources and the exchange funds data to obtain a second clearing result, wherein the second clearing result comprises a user resource allowance and a third number of users;

and sending a second clearing result to the clearing device, wherein the clearing device is used for resolving the second clearing result to obtain the user resource allowance and a fourth number of users, and generating a clearing result based on the user resource allowance when the third number of users is the same as the fourth number of users.

In a third aspect, an embodiment of the present application provides an apparatus for resource clearing, where the apparatus is applied to a clearing device, including:

the receiving module is used for receiving a day end clearing request sent by the exchange equipment at preset time;

the generation module is used for generating an access resource data file according to the day end clearing request, wherein the access resource data file comprises the number of access resources and the first number of files;

The sending module is used for sending the access resource data file to the exchange equipment so as to be used for analyzing the access resource data file by the exchange equipment to obtain the number of the access resources and the second number of the files, and when the first number of the files is the same as the second number of the files, clearing is carried out based on the number of the access resources and exchange fund data to obtain a first clearing result, wherein the first clearing result comprises user resource allowance and the first number of users;

the receiving module is further used for receiving a first clearing result sent by the exchange equipment;

the analysis module is used for analyzing the first clearing result to obtain the user resource allowance and the second number of users;

the generation module is further configured to generate a clearing result based on the user resource allowance when the first number of users and the second number of users are the same.

In one embodiment, the sending module is further configured to send, when the first number of users and the second number of users are different, a prompt message to the exchange device, where the prompt message includes the number of resources in and out, so that the exchange device performs clearing based on the number of resources in and out and the exchange funds data to obtain a second clearing result, where the second clearing result includes a user resource allowance and a third number of users;

The receiving module is also used for receiving a second clearing result sent by the exchange equipment;

the analysis module is also used for analyzing the second clearing result to obtain the user resource allowance and the fourth number of users;

and the generation module is further used for generating a clearing result based on the user resource allowance when the third number of users and the fourth number of users are the same.

In a fourth aspect, embodiments of the present application provide an apparatus for resource clearing, where the apparatus is applied to exchange equipment, and includes:

the system comprises a sending module, a clearing device and a receiving module, wherein the sending module is used for sending a daily terminal clearing request to the clearing device at preset time, so that the clearing device generates an access resource data file according to the daily terminal clearing request, and the access resource data file comprises the number of access resources and the first number of files;

the receiving module is used for receiving the access resource data file sent by the clearing equipment;

the analysis module is used for analyzing the gold-in and gold-out resource data files to obtain the number of gold-in and gold-out resources and the second number of files;

the clearing module is used for clearing the money amount and the exchange fund data based on the money amount when the first amount of the files is the same as the second amount of the files, so as to obtain a first clearing result, wherein the first clearing result comprises user resource allowance and first amount of users;

The sending module is further configured to send the first clearing result to the clearing device, so that the clearing device parses the first clearing result to obtain the user resource allowance and a second number of users, and when the first number of users and the second number of users are the same, generate a clearing result based on the user resource allowance.

In one embodiment, the access resource data file further includes first entry information of an access resource; analyzing the access resource data file to obtain the access resource quantity and the second quantity of files;

the analysis module is also used for analyzing the access resource data file to obtain the number of the access resources, the second number of the files and the second item information of the access resources;

and the clearing module is further used for clearing based on the number of the resources in and out and the exchange fund data to obtain a first clearing result when the first number of the files is the same as the second number of the files and the first item information is the same as the second item information, wherein the first clearing result comprises the user resource allowance and the first number of the users.

In one embodiment, the receiving module is further configured to receive a prompt message sent by the clearing device when the first number of users and the second number of users are different, where the prompt message includes the number of access resources;

the clearing module is further used for clearing based on the number of the access resources and the exchange funds data to obtain a second clearing result, and the second clearing result comprises the user resource allowance and the third number of users;

the sending module is further configured to send a second clearing result to the clearing device, so that the clearing device parses the second clearing result to obtain the user resource allowance and a fourth number of users, and when the third number of users and the fourth number of users are the same, a clearing result is generated based on the user resource allowance.

In a fifth aspect, embodiments of the present application provide an electronic device, including: a processor and a memory storing computer program instructions;

the processor when executing the computer program instructions implements a method of resource clearing as described in any of the embodiments of the first and second aspects.

In a sixth aspect, embodiments of the present application provide a computer storage medium having stored thereon computer program instructions which, when executed by a processor, implement a method of resource clearing as described in any of the embodiments of the first and second aspects.

In a seventh aspect, embodiments of the present application provide a computer program product, instructions in which, when executed by a processor of an electronic device, cause the electronic device to perform a method of resource clearing as described in any of the embodiments of the first and second aspects.

According to the resource clearing method, device, equipment, storage medium and program product, a daily terminal clearing request sent by exchange equipment is received through clearing equipment at preset time, and an access resource data file is generated according to the daily terminal clearing request, wherein the access resource data file comprises the number of access resources and the first number of files. And then, sending an access resource data file to the exchange equipment, so that the exchange equipment analyzes the access resource data file to obtain the number of access resources and the second number of files, and when the first number of files is the same as the second number of files, clearing based on the number of access resources and exchange fund data to obtain a first clearing result, wherein the first clearing result comprises the user resource allowance and the first number of users. And further receiving a first clearing result sent by the exchange equipment, and analyzing the first clearing result to obtain the user resource allowance and the second number of users, so that when the first number of users and the second number of users are the same, a clearing result is generated based on the user resource allowance. Therefore, the clearing equipment and the exchange equipment can carry out clearing and accounting through file transmission, so that the information synchronization of the clearing equipment and the exchange equipment is realized, and the timeliness and the accuracy of resource clearing are improved.

Drawings

In order to more clearly illustrate the technical solutions of the embodiments of the present application, the drawings that are needed to be used in the embodiments of the present application will be briefly described below, and for those skilled in the art, other drawings may be obtained according to these drawings without inventive effort.

FIG. 1 is one of the flow diagrams of the method of resource clearing provided in one embodiment of the present application;

FIG. 2 is a second flow chart of a method for resource clearing provided in one embodiment of the present application;

FIG. 3 is a third flow chart of a method for resource clearing provided in one embodiment of the present application;

FIG. 4 is one of the structural schematic diagrams of the apparatus for resource clearing provided in one embodiment of the present application;

FIG. 5 is a second schematic diagram of an apparatus for resource clearing according to one embodiment of the present application;

fig. 6 is a schematic structural diagram of an electronic device according to an embodiment of the present application.

Detailed Description

Features and exemplary embodiments of various aspects of the present application are described in detail below to make the objects, technical solutions and advantages of the present application more apparent, and to further describe the present application in conjunction with the accompanying drawings and the detailed embodiments. It should be understood that the specific embodiments described herein are intended to be illustrative of the application and are not intended to be limiting. It will be apparent to one skilled in the art that the present application may be practiced without some of these specific details. The following description of the embodiments is merely intended to provide a better understanding of the present application by showing examples of the present application.

It is noted that relational terms such as first and second, and the like are used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions. Moreover, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising … …" does not exclude the presence of other like elements in a process, method, article or apparatus that comprises the element.

The data acquisition, storage, use, processing and the like in the technical scheme meet the relevant regulations of national laws and regulations.

As described in the background art, the problem that the timeliness and accuracy of resource clearing cannot be ensured in the prior art is that the banking party and the exchange are not synchronous in daytime information. In order to solve the above-mentioned problems, embodiments of the present application provide a method, an apparatus, a device, a storage medium, and a program product for resource clearing, where the method for resource clearing may receive a day-end clearing request sent by an exchange device at a preset time through a clearing device, and generate an access resource data file according to the day-end clearing request, where the access resource data file includes a number of access resources and a first number of files. And then, sending an access resource data file to the exchange equipment, so that the exchange equipment analyzes the access resource data file to obtain the number of access resources and the second number of files, and when the first number of files is the same as the second number of files, clearing based on the number of access resources and exchange fund data to obtain a first clearing result, wherein the first clearing result comprises the user resource allowance and the first number of users. And further receiving a first clearing result sent by the exchange equipment, and analyzing the first clearing result to obtain the user resource allowance and the second number of users, so that when the first number of users and the second number of users are the same, a clearing result is generated based on the user resource allowance. Therefore, the clearing equipment and the exchange equipment can carry out clearing and accounting through file transmission, so that the information synchronization of the clearing equipment and the exchange equipment is realized, and the timeliness and the accuracy of resource clearing are improved. The method for resource clearing provided in the embodiments of the present application will be described in detail first.

FIG. 1 illustrates a flow diagram of a method for resource clearing provided in one embodiment of the present application.

As shown in fig. 1, the method for resource clearing may specifically include the following steps:

s110, the exchange equipment sends a day end clearing request to the clearing equipment at preset time.

The exchange device may be a device on the exchange platform capable of initiating transactions and clearing, and the clearing device may be a device for clearing resources by a banking party. The exchange device sends a day-end clearing request to the clearing device at a preset time, wherein the preset time can be a time set arbitrarily by a user according to experience and actual needs, for example, the preset time can be a certain time after the exchange day ends up in the city. The end-of-day clearing request is for requesting the clearing device to generate an access resource data file for end-of-day clearing.

And S120, the clearing equipment generates an access resource data file according to the day-end clearing request, wherein the access resource data file can comprise the number of access resources and the first number of files.

After receiving the day end clearing request, the clearing device generates an access resource data file, wherein the number of access resources in the access resource data file can be, for example, the number of access amount, and the first number of files, namely, the number of transaction detail files, can be used for checking the number of the transaction detail files by the exchange device.

In addition, in some embodiments, the access resource data file may further include information about the daytime spending user, that is, user information corresponding to the access resource, which may be used for checking and clearing by the exchange device.

As one example, after the exchange system closes the city on the day, an on-line transaction is performed to initiate a day end clearing request to the bank, that is, the bank is notified to generate a day end customer information change and an in-out fund file. After receiving the day end clearing request, the bank generates a day spending user and an access fee data file and sends the file to the exchange.

In some embodiments, the access resource data file may also include entry information for the access resource.

The clearing equipment sends the entry information of the access resource to the exchange equipment, so that the clearing convenience of the exchange equipment can be improved.

And S130, the clearing equipment sends the access resource data file to the exchange equipment.

S140, the exchange equipment analyzes the access resource data file to obtain the access resource quantity and the second quantity of the file, and when the first quantity of the file is the same as the second quantity of the file, the exchange equipment performs clearing based on the access resource quantity and the exchange fund data to obtain a first clearing result, wherein the first clearing result can comprise the user resource allowance and the first quantity of the user.

The second number of files may be the number of files obtained by the exchange device parsing the access resource data files. Since the file may be tampered or resolved with errors, it is necessary to check whether the first number of files is the same as the second number of files, and if so, clearing is performed based on the number of access resources and exchange funds data to obtain a first clearing result, where the exchange funds data may be funds data generated by the exchange equipment during the transaction. The user resource balance may be user account internal funds Jin Yue obtained after the clearing, the first clearing result may include a transaction detail file, and the first number of users may be the number of users in the transaction detail file.

As an example, after the exchange system closes the city on the day, the bank is informed to generate the change of the information of the customer on the day and the deposit and withdrawal document through online transaction, and the clearing equipment of the bank generates the daily deposit and withdrawal document and sends the daily deposit and withdrawal document to the exchange. Then, the exchange downloads the file through the online transaction, and after the file is analyzed and the clearing is completed in the exchange, the transaction detail file comprising the number of users and the customer balance file are sent to the clearing equipment of the banking party through the online transaction.

And S150, the exchange equipment sends a first clearing result to the clearing equipment.

S160, the clearing device analyzes the first clearing result to obtain a user resource allowance and a second number of users, and generates a clearing result based on the user resource allowance when the first number of users is the same as the second number of users.

Since the first clearing result may be tampered, resolved or cleared with errors during file transmission, it is necessary to check whether the first number of users and the second number of users are the same, and if so, generate a clearing result based on the user resource allowance, that is, whether the clearing user resource allowance (the balance of the money in the user account) is consistent with the user resource allowance recorded by the clearing device.

As an example, the clearing device of the bank side receives the clearing result file sent by the exchange device, analyzes the clearing result file to obtain a customer balance file and a transaction detail file, checks the account of the file, and if all records are correct, the bank performs accounting according to the transaction detail; if redundant or missing records appear in the records in the customer balance file or the final state of the customer balance in the day is not consistent with the records in the balance file according to the transaction detail calculation, all error information is recorded.

In the embodiment of the application, a day end clearing request sent by exchange equipment is received by clearing equipment at preset time, and an access resource data file is generated according to the day end clearing request, wherein the access resource data file comprises the number of access resources and the first number of files. And then, sending an access resource data file to the exchange equipment, so that the exchange equipment analyzes the access resource data file to obtain the number of access resources and the second number of files, and when the first number of files is the same as the second number of files, clearing based on the number of access resources and exchange fund data to obtain a first clearing result, wherein the first clearing result comprises the user resource allowance and the first number of users. And further receiving a first clearing result sent by the exchange equipment, and analyzing the first clearing result to obtain the user resource allowance and the second number of users, so that when the first number of users and the second number of users are the same, a clearing result is generated based on the user resource allowance. Therefore, the clearing equipment and the exchange equipment can carry out clearing and accounting through file transmission, so that the information synchronization of the clearing equipment and the exchange equipment is realized, and the timeliness and the accuracy of resource clearing are improved.

Based on this, fig. 2 shows a flow diagram of a method for resource clearing provided in one embodiment of the present application.

As shown in fig. 2, the method for resource clearing is applied to clearing equipment, and specifically may include the following steps:

s210, receiving a day end clearing request sent by the exchange equipment at a preset time.

S220, generating an access resource data file according to the day end clearing request, wherein the access resource data file comprises the number of access resources and the first number of files.

And S230, sending an access resource data file to the exchange equipment, so that the exchange equipment analyzes the access resource data file to obtain the number of access resources and the second number of files, and when the first number of files and the second number of files are the same, clearing based on the number of access resources and exchange fund data to obtain a first clearing result, wherein the first clearing result comprises the user resource allowance and the first number of users.

S240, receiving a first clearing result sent by the exchange equipment.

S250, analyzing the first clearing result to obtain the user resource allowance and the second number of users.

And S260, generating a clearing result based on the user resource allowance when the first number of users and the second number of users are the same.

In some embodiments, the method of resource clearing may further comprise:

when the first number of users is different from the second number of users, sending prompt information to exchange equipment, wherein the prompt information can comprise the number of resources in and out, so that the exchange equipment can be used for clearing based on the number of resources in and out and the exchange fund data to obtain a second clearing result, and the second clearing result can comprise the resource allowance of the users and the third number of the users;

receiving a second clearing result sent by the exchange equipment;

If the first number of users is different from the second number of users, the first clearing result has error information records, prompt information is sent to exchange equipment, the prompt information can comprise the error information records and the number of resources in and out, and the exchange equipment carries out clearing again based on the number of resources in and out and the exchange fund data.

As an example, the clearing device of the bank side receives the clearing result file sent by the exchange device, analyzes the clearing result file to obtain a customer balance file and a transaction detail file, checks the account of the file, if redundant or missing records appear in the customer balance file or the end state of the current day balance of the customer is calculated according to the transaction detail to obtain the condition that the records in the balance file are inconsistent, all error information is recorded, the error information is written into the clearing result file and returned to the exchange, the exchange processes the error data and then reinitiates a new batch of clearing, if the batch of clearing does not have the error information record, the total account regulating number and the total amount are written into the clearing result file and returned to the exchange, and the end of the day clearing is finished.

In this embodiment of the present application, when the first number of users is different from the second number of users, a prompt message is sent to the exchange device, where the prompt message may include the number of resources in and out, so that the exchange device performs clearing based on the number of resources in and out and the exchange funds data, and obtains a second clearing result, where the second clearing result includes the remaining user resources and the third number of users. And receiving a second clearing result sent by the exchange equipment, and analyzing the second clearing result to obtain the user resource allowance and the fourth number of users, so that when the third number of users is the same as the fourth number of users, a clearing result is generated based on the user resource allowance. Therefore, the transaction facility can be prompted to re-liquidate when the liquidation result of the liquidation facility has error information record, and accuracy of the liquidation result is improved.

Based on this, fig. 3 shows a flow chart of a method for resource clearing according to another embodiment of the present application.

As shown in fig. 3, the method for clearing resources is applied to exchange equipment, and specifically may include the following steps:

and S310, sending a daily terminal clearing request to the clearing equipment at a preset time, wherein the clearing equipment is used for generating an access resource data file according to the daily terminal clearing request, and the access resource data file comprises the number of access resources and the first number of files.

S320, receiving an access resource data file sent by the clearing equipment.

S330, analyzing the gold-in and gold-out resource data file to obtain the number of gold-in and gold-out resources and the second number of files.

S340, when the first number of files is the same as the second number of files, clearing is conducted based on the amount of the in-out gold resources and the exchange funds data, and a first clearing result is obtained, wherein the first clearing result comprises the user resource allowance and the first number of users;

and S350, sending a first clearing result to the clearing equipment, wherein the clearing equipment is used for analyzing the first clearing result to obtain the user resource allowance and the second number of the users, and generating the clearing result based on the user resource allowance when the first number of the users and the second number of the users are the same.

In this embodiment, a day end clearing request is sent to a clearing device at a preset time through an exchange device, so that the clearing device generates an access resource data file according to the day end clearing request, where the access resource data file includes the number of access resources and the first number of files. And receiving the access resource data file sent by the clearing equipment, and analyzing the access gold resource data file to obtain the number of the access gold resources and the second number of the files. And when the first number of files is the same as the second number of files, clearing is performed based on the amount of the in-out fund resources and the exchange fund data, and a first clearing result is obtained, wherein the first clearing result comprises the user resource allowance and the first number of users. And sending the first clearing result to the clearing device, wherein the clearing device is used for analyzing the first clearing result to obtain the user resource allowance and the second number of the users, and generating the clearing result based on the user resource allowance when the first number of the users and the second number of the users are the same. Therefore, the clearing equipment and the exchange equipment can carry out clearing and accounting through file transmission, so that the information synchronization of the clearing equipment and the exchange equipment is realized, and the timeliness and the accuracy of resource clearing are improved.

In some embodiments, the access resource data file may further include first entry information for the access resource; s330 and S340 may specifically include:

analyzing the access resource data file to obtain the number of access resources, the second number of files and second item information of access resources;

when the first number of files is the same as the second number of files and the first item information is the same as the second item information, clearing is conducted based on the number of in-out resources and exchange funds data to obtain a first clearing result, wherein the first clearing result can comprise the user resource allowance and the first number of users.

The first entry information of the access resource may be entry information corresponding to the access resource generated by the clearing device, and the second entry information of the access resource may be entry information of the access resource obtained by the exchange device after analyzing the access fund resource data file. The exchange device checks out based on the number of files and entry information of the access resource.

In the embodiment of the application, the number of the access resources, the second number of the files and the second item information of the access resources are obtained by analyzing the access resource data files, and when the first number of the files is the same as the second number of the files and the first item information is the same as the second item information, clearing is performed based on the number of the access resources and the exchange fund data to obtain a first clearing result, wherein the first clearing result comprises the user resource allowance and the first number of users. Thus, the convenience of clearing can be improved by checking the number of files and the entry information of the access resources.

In some embodiments, the method of resource clearing may further comprise:

when the first number of users is different from the second number of users, receiving prompt information sent by the clearing equipment, wherein the prompt information comprises the number of in-out resources;

clearing based on the number of the in-out resources and the exchange funds data to obtain a second clearing result, wherein the second clearing result comprises the user resource allowance and the third number of the users;

and sending a second clearing result to the clearing device, wherein the clearing device is used for resolving the second clearing result to obtain the user resource allowance and the fourth number of users, and generating the clearing result based on the user resource allowance when the third number of users is the same as the fourth number of users.

As an example, when checking the account based on the clearing result file sent by the exchange device, if there is an error information record, the clearing device of the bank side writes the error information into the clearing result file and returns to the exchange. And after the transaction center processes the error data, restarting a new batch of clearing, sending a second clearing result to the clearing equipment of the bank side, and if the batch of clearing does not have the error information record, writing the total account adjustment number and the total amount into a clearing result file by the clearing equipment of the bank side, returning to the transaction center, and ending the daily end clearing.

In this embodiment, when the first number of users is different from the second number of users, the prompt information sent by the clearing device is received, where the prompt information includes the number of resources in and out, and clearing is performed based on the number of resources in and out and the exchange funds data, so as to obtain a second clearing result, where the second clearing result includes the user resource allowance and the third number of users. And then, sending a second clearing result to the clearing device, wherein the clearing device is used for analyzing the second clearing result to obtain the user resource allowance and the fourth number of users, and generating the clearing result based on the user resource allowance when the third number of users and the fourth number of users are the same. In this way, the exchange equipment can re-liquidate when receiving the prompt information sent by the liquidation equipment, and accuracy of the liquidation result is improved.

Fig. 4 is a schematic diagram illustrating an apparatus 400 for resource clearing, according to an example embodiment.

As shown in fig. 4, the apparatus 400 for resource clearing is applied to a clearing device, and may include:

a receiving module 401, configured to receive a day end clearing request sent by the exchange device at a preset time;

a generating module 402, configured to generate an access resource data file according to the day end clearing request, where the access resource data file includes a number of access resources and a first number of files;

A sending module 403, configured to send an access resource data file to the exchange device, so that the exchange device analyzes the access resource data file to obtain an access resource number and a second number of files, and when the first number of files is the same as the second number of files, clearing is performed based on the access resource number and exchange funds data to obtain a first clearing result, where the first clearing result includes a user resource allowance and a first number of users;

the receiving module 401 is further configured to receive a first clearing result sent by the exchange device;

a parsing module 404, configured to parse the first clearing result to obtain a user resource allowance and a second number of users;

the generating module 402 is further configured to generate a clearing result based on the user resource allowance when the first number of users and the second number of users are the same.

In one embodiment, the access resource data file may also include entry information for the access resource.

In one embodiment, the sending module 403 is further configured to send, when the first number of users and the second number of users are different, a prompt message to the exchange device, where the prompt message includes the number of resources in and out, so that the exchange device performs clearing based on the number of resources in and out and the exchange funds data to obtain a second clearing result, where the second clearing result includes the remaining amount of resources of the users and the third number of users;

The receiving module 401 is further configured to receive a second clearing result sent by the exchange device;

the parsing module 404 is further configured to parse the second clearing result to obtain a user resource allowance and a fourth number of users;

the generating module 402 is further configured to generate a clearing result based on the user resource allowance when the third number of users and the fourth number of users are the same.

Fig. 5 is a schematic diagram illustrating an apparatus 500 for resource clearing, according to an example embodiment.

As shown in fig. 5, the apparatus 500 for resource clearing is applied to an exchange device, and may include:

a sending module 501, configured to send a day end clearing request to a clearing device at a preset time, where the clearing device generates an access resource data file according to the day end clearing request, where the access resource data file includes a number of access resources and a first number of files;

a receiving module 502, configured to receive an access resource data file sent by a clearing device;

the analysis module 503 is configured to analyze the gold-in and gold-out resource data file to obtain the number of gold-in and gold-out resources and the second number of files;

a clearing module 504, configured to, when the first number of files and the second number of files are the same, clear based on the amount of in-out funds resources and the exchange funds data, obtain a first clearing result, where the first clearing result includes a user resource allowance and a first number of users;

The sending module 501 is further configured to send a first clearing result to the clearing device, where the clearing device is configured to parse the first clearing result to obtain a user resource allowance and a second number of users, and generate the clearing result based on the user resource allowance when the first number of users is the same as the second number of users.

In one embodiment, the access resource data file may further include first entry information for the access resource; analyzing the access resource data files to obtain the number of access resources and the second number of files;

the analysis module 503 is further configured to analyze the access resource data file to obtain the number of access resources, the second number of files, and second entry information of access resources;

the clearing module 504 is further configured to, when the first number of files is the same as the second number of files and the first item information is the same as the second item information, clear based on the number of resources in and out and the exchange funds data, obtain a first clearing result, where the first clearing result includes the user resource allowance and the first number of users.

In one implementation, the receiving module 502 is further configured to receive a prompt message sent by the clearing device when the first number of users is different from the second number of users, where the prompt message includes the number of access resources;

The clearing module 504 is further configured to clear, based on the number of resources in and out and the exchange funds data, a second clearing result, where the second clearing result includes a user resource allowance and a third number of users;

the sending module 501 is further configured to send a second clearing result to the clearing device, so that the clearing device parses the second clearing result to obtain a user resource allowance and a fourth number of users, and when the third number of users and the fourth number of users are the same, generates a clearing result based on the user resource allowance.

The method comprises the steps that a daily terminal clearing request is sent to clearing equipment through exchange equipment at preset time, and the clearing equipment is used for generating an access resource data file according to the daily terminal clearing request, wherein the access resource data file comprises the number of access resources and the first number of files. And receiving the access resource data file sent by the clearing equipment, and analyzing the access gold resource data file to obtain the number of the access gold resources and the second number of the files. And when the first number of files is the same as the second number of files, clearing is performed based on the amount of the in-out fund resources and the exchange fund data, and a first clearing result is obtained, wherein the first clearing result comprises the user resource allowance and the first number of users. And sending the first clearing result to the clearing device, wherein the clearing device is used for analyzing the first clearing result to obtain the user resource allowance and the second number of the users, and generating the clearing result based on the user resource allowance when the first number of the users and the second number of the users are the same. Therefore, the clearing equipment and the exchange equipment can carry out clearing and accounting through file transmission, so that the information synchronization of the clearing equipment and the exchange equipment is realized, and the timeliness and the accuracy of resource clearing are improved.

Fig. 6 shows a schematic diagram of a hardware structure of an electronic device according to an embodiment of the present application.

A processor 601 may be included in an electronic device and a memory 602 storing computer program instructions.

In particular, the processor 601 may include a Central Processing Unit (CPU), or an application specific integrated circuit (Application Specific Integrated Circuit, ASIC), or may be configured to implement one or more integrated circuits of embodiments of the present application.

Memory 602 may include mass storage for data or instructions. By way of example, and not limitation, memory 602 may include a Hard Disk Drive (HDD), floppy Disk Drive, flash memory, optical Disk, magneto-optical Disk, magnetic tape, or universal serial bus (Universal Serial Bus, USB) Drive, or a combination of two or more of the above. The memory 602 may include removable or non-removable (or fixed) media, where appropriate. Memory 602 may be internal or external to the integrated gateway disaster recovery device, where appropriate. In a particular embodiment, the memory 602 is a non-volatile solid state memory.

The memory may include Read Only Memory (ROM), random Access Memory (RAM), magnetic disk storage media devices, optical storage media devices, flash memory devices, electrical, optical, or other physical/tangible memory storage devices. Thus, in general, the memory includes one or more tangible (non-transitory) computer-readable storage media (e.g., memory devices) encoded with software comprising computer-executable instructions and when the software is executed (e.g., by one or more processors) it is operable to perform the operations described with reference to methods in accordance with aspects of the present disclosure.

Processor 601 performs the method of resource clearing of any of the above embodiments by querying and executing computer program instructions stored in memory 602.

In one example, the electronic device may also include a communication interface 603 and a bus 610. As shown in fig. 6, the processor 601, the memory 602, and the communication interface 603 are connected to each other through a bus 610 and perform communication with each other.

The communication interface 603 is mainly configured to implement communication between each module, apparatus, unit and/or device in the embodiments of the present application.

Bus 610 includes hardware, software, or both, that couples the components of the resource clearing device to each other. By way of example, and not limitation, the buses may include an Accelerated Graphics Port (AGP) or other graphics bus, an Enhanced Industry Standard Architecture (EISA) bus, a Front Side Bus (FSB), a HyperTransport (HT) interconnect, an Industry Standard Architecture (ISA) bus, an infiniband interconnect, a Low Pin Count (LPC) bus, a memory bus, a micro channel architecture (MCa) bus, a Peripheral Component Interconnect (PCI) bus, a PCI-Express (PCI-X) bus, a Serial Advanced Technology Attachment (SATA) bus, a video electronics standards association local (VLB) bus, or other suitable bus, or a combination of two or more of the above. Bus 610 may include one or more buses, where appropriate. Although embodiments of the present application describe and illustrate a particular bus, the present application contemplates any suitable bus or interconnect.

The electronic device may receive a day end clearing request sent by the exchange device at a preset time, and generate an access resource data file according to the day end clearing request, where the access resource data file includes the number of access resources and the first number of files, to execute the resource clearing method in the embodiment of the present application, so as to implement the resource clearing method described in connection with fig. 1.

In addition, in conjunction with the method for resource clearing in the above embodiments, the embodiments of the present application may provide a computer storage medium to be implemented. The computer storage medium has stored thereon computer program instructions; the computer program instructions, when executed by a processor, implement a method of resource clearing in any of the above embodiments.

It should be clear that the present application is not limited to the particular arrangements and processes described above and illustrated in the drawings. For the sake of brevity, a detailed description of known methods is omitted here. In the above embodiments, several specific steps are described and shown as examples. However, the method processes of the present application are not limited to the specific steps described and illustrated, and those skilled in the art can make various changes, modifications, and additions, or change the order between steps, after appreciating the spirit of the present application.

The functional blocks shown in the above-described structural block diagrams may be implemented in hardware, software, firmware, or a combination thereof. When implemented in hardware, it may be, for example, an electronic circuit, an Application Specific Integrated Circuit (ASIC), suitable firmware, a plug-in, a function card, or the like. When implemented in software, the elements of the present application are the programs or code segments used to perform the required tasks. The program or code segments may be stored in a machine readable medium or transmitted over transmission media or communication links by a data signal carried in a carrier wave. A "machine-readable medium" may include any medium that can store or transfer information. Examples of machine-readable media include electronic circuitry, semiconductor memory devices, ROM, flash memory, erasable ROM (EROM), floppy disks, CD-ROMs, optical disks, hard disks, fiber optic media, radio Frequency (RF) links, and the like. The code segments may be downloaded via computer networks such as the internet, intranets, etc.

It should also be noted that the exemplary embodiments mentioned in this application describe some methods or systems based on a series of steps or devices. However, the present application is not limited to the order of the above-described steps, that is, the steps may be performed in the order mentioned in the embodiments, may be different from the order in the embodiments, or several steps may be performed simultaneously.

Aspects of the present disclosure are described above with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems) and computer program products according to embodiments of the disclosure. It will be understood that each block of the flowchart illustrations and/or block diagrams, and combinations of blocks in the flowchart illustrations and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, enable the implementation of the functions/acts specified in the flowchart and/or block diagram block or blocks. Such a processor may be, but is not limited to being, a general purpose processor, a special purpose processor, an application specific processor, or a field programmable logic circuit. It will also be understood that each block of the block diagrams and/or flowchart illustration, and combinations of blocks in the block diagrams and/or flowchart illustration, can be implemented by special purpose hardware which performs the specified functions or acts, or combinations of special purpose hardware and computer instructions.

In the foregoing, only the specific embodiments of the present application are described, and those skilled in the art may clearly understand that, for convenience and brevity of description, the specific working processes of the systems, modules and units described above may refer to the corresponding processes in the foregoing method embodiments, which are not repeated herein. It should be understood that the scope of the present application is not limited thereto, and any person skilled in the art will easily recognize various equivalent modifications or substitutions within the technical scope of the present application, which are intended to be covered by the scope of the present application.

Claims

1. A method of resource clearing, the method being applied to a clearing device, comprising:

receiving a day end clearing request sent by exchange equipment at preset time;

receiving a first clearing result sent by the exchange equipment;

2. The method of claim 1, wherein the access resource data file further comprises entry information for an access resource.

3. The method according to claim 1 or 2, characterized in that the method further comprises:

receiving a second clearing result sent by the exchange equipment;

4. A method of resource clearing, the method being applied to exchange equipment and comprising:

Receiving an access resource data file sent by the clearing equipment;

5. The method of claim 4, wherein the access resource data file further comprises first entry information for an access resource; analyzing the access resource data file to obtain the access resource quantity and the second quantity of files; when the first number of files and the second number of files are the same, clearing is performed based on the in-out resource number and exchange funds data to obtain a first clearing result, wherein the first clearing result comprises a user resource allowance and a first number of users and comprises the following steps:

6. The method according to claim 4 or 5, characterized in that the method further comprises:

7. An apparatus for resource clearing, the apparatus being applied to a clearing device, comprising:

8. An apparatus for resource clearing, the apparatus being applied to exchange equipment, comprising:

9. An electronic device, the device comprising: a processor and a memory storing computer program instructions; the processor queries and executes the computer program instructions to implement the method of resource clearing of any of claims 1-6.

10. A computer storage medium having stored thereon computer program instructions which when executed by a processor implement the method of resource clearing of any of claims 1-6.

11. A computer program product, characterized in that instructions in the computer program product, when executed by a processor of an electronic device, cause the electronic device to perform the method of resource clearing as claimed in any of claims 1-6.