CN117670327A - Payment method and device and electronic equipment - Google Patents

Abstract

The application provides a payment method, a payment device and electronic equipment, wherein the payment method comprises the following steps: acquiring a query request which is sent by a POS machine and aims at a target hanging order, wherein the hanging order is an order paid by swiping a card through the POS machine; sending related information of the target hanging order to the POS machine so as to carry out card swiping payment operation on the POS machine, wherein the related information comprises the amount to be paid; receiving card swiping payment information aiming at a target hanging order from a POS machine; based on the card swiping payment information, the target order can be paid, and the dependence of offline payment on the POS machine can be realized.

Description

Payment method and device and electronic equipment

Technical Field

The application relates to the technical field of electronic finance, in particular to a payment method, a payment device and electronic equipment.

Background

Currently, when using a POS (point of sale) machine to pay by swiping a card, an operator is required to scan a two-dimensional code of a commodity label through a scanning gun connected with the POS machine, or manually input a digital code of a commodity, etc., to input commodity information to be settled, the POS machine generates an order according to the commodity information, and then a user pays the order by swiping a card through the POS machine.

It can be seen that the above-mentioned payment requires the generation of an order and the payment of the order by the POS machine, and the dependency on the POS machine is high.

Disclosure of Invention

The application provides a payment method, a payment device and electronic equipment, so that dependence on a POS machine is reduced.

An embodiment of the present application provides a payment method, applied to a server, including: acquiring a query request which is sent by a POS machine and aims at a target hanging order, wherein the hanging order is an order paid by swiping a card through the POS machine; sending related information of the target hanging order to the POS machine so as to carry out card swiping payment operation on the POS machine, wherein the related information comprises the amount to be paid; receiving card swiping payment information aiming at a target hanging order from a POS machine; based on the swipe payment information, the target order is paid.

A second aspect of the embodiments of the present application provides a payment method, applied to a terminal device, where the payment method includes: acquiring a hanging order operation aiming at a target order; and responding to the order hanging operation, and sending an order hanging request aiming at the target order to a server, wherein the order hanging request is used for indicating that the target order is an order hanging, and the order hanging is an order paid by punching a card through a POS machine.

A third aspect of the embodiments of the present application provides a payment method, applied to a POS machine, where the payment method includes: acquiring inquiry operation aiming at a target hanging order, wherein the hanging order is an order paid by swiping a card through a POS machine; responding to the inquiry operation, sending an inquiry request to a server to acquire and prompt related information of the target hanging order, wherein the related information comprises the amount to be paid; and acquiring card swiping payment information of the target order, and sending the card swiping payment information to the server, wherein the card swiping payment information is used for indicating the server to pay the target order.

A fourth aspect of the present application provides a payment system, including: terminal equipment, server and POS machine, wherein:

the terminal equipment is used for acquiring a list hanging operation aiming at the target order and responding to the list hanging operation and sending a list hanging request aiming at the target order to the server;

the server is used for responding to the received order hanging request and identifying the target order as the order hanging order;

the POS machine is used for acquiring inquiry operation aiming at a target hanging order, responding to the inquiry operation, sending an inquiry request to the server, and the hanging order is an order paid by swiping a card through the POS machine;

the server is also used for sending the related information of the target hanging order to the POS machine so as to carry out card swiping payment operation on the POS machine, wherein the related information comprises the amount to be paid;

the POS machine is also used for acquiring card swiping payment information of the target hanging order and sending the card swiping payment information to the server;

the server is also used for receiving the card swiping payment information aiming at the target order form from the POS machine and paying the target order form based on the card swiping payment information.

A fifth aspect of the embodiments of the present application provides a payment device, applied to a server, the payment device including:

the acquisition module is used for acquiring a query request which is sent by the POS machine and aims at a target hanging order, wherein the hanging order is an order paid by swiping a card through the POS machine;

the sending module is used for sending the related information of the target hanging order to the POS machine so as to carry out card swiping payment operation on the POS machine, wherein the related information comprises the amount to be paid;

the receiving module is used for receiving card swiping payment information aiming at the target hanging order from the POS machine;

and the payment module is used for paying the target hanging order based on the card swiping payment information.

A sixth aspect of the embodiments of the present application provides an electronic device, including: a processor, a memory and a computer program stored on the memory and executable on the processor, the processor implementing the payment method as in the first, second and/or third aspect when the computer program is executed.

A seventh aspect of the embodiments of the present application provides a computer readable storage medium storing a computer program which, when executed by a processor, causes the processor to implement a payment method as in the first, second and/or third aspects.

The method and the device are applied to a financial payment scene, and the order hanging is an order subjected to card swiping payment through a POS machine by acquiring a query request for a target order hanging sent by the POS machine; sending related information of the target hanging order to the POS machine so as to carry out card swiping payment operation on the POS machine, wherein the related information comprises the amount to be paid; receiving card swiping payment information aiming at a target hanging order from a POS machine; based on the card swiping payment information, the target order is paid, so that the POS machine is only used for card swiping payment, functions such as order generation or order storage are not used, and dependence on the POS machine is reduced.

Drawings

The accompanying drawings, which are included to provide a further understanding of the application and are incorporated in and constitute a part of this application, illustrate embodiments of the application and together with the description serve to explain the application and do not constitute an undue limitation to the application. In the drawings:

fig. 1 is an application scenario diagram provided in an exemplary embodiment of the present application;

FIG. 2 is a flow chart of steps of a payment method provided in an exemplary embodiment of the present application;

FIG. 3 is a schematic diagram of a payment system provided in an exemplary embodiment of the present application;

FIG. 4 is a flow chart of steps of another payment method provided by an exemplary embodiment of the present application;

FIG. 5 is a flow chart of steps of yet another payment method provided in an exemplary embodiment of the present application;

fig. 6 is a block diagram of a payment device according to an exemplary embodiment of the present application;

fig. 7 is a schematic structural diagram of an electronic device according to an exemplary embodiment of the present application.

Detailed Description

For the purposes, technical solutions and advantages of the present application, the technical solutions of the present application will be clearly and completely described below with reference to specific embodiments of the present application and corresponding drawings. It will be apparent that the described embodiments are only some, but not all, of the embodiments of the present application. All other embodiments, which can be made by one of ordinary skill in the art without undue burden from the present disclosure, are within the scope of the present disclosure.

In the online cashing scene, the online payment has become mainstream payment due to the mature development of mobile payment, and the traditional bank card payment still has a smaller amount of requirements. At present, when the POS machine is adopted for payment, the POS machine is required to generate orders and pay by swiping cards, and the dependence on the POS machine is strong. If in such a scene of a market, different counters are required to be provided with respective POS machines, and a large number of POS machines are further required, so that the cost of the POS machines is also increased.

Based on the problems, in the payment method provided by the application, the inquiry request for the target order form sent by the POS machine is obtained, and the order form is an order form subjected to card swiping payment through the POS machine; sending related information of the target hanging order to the POS machine so as to carry out card swiping payment operation on the POS machine, wherein the related information comprises the amount to be paid; receiving card swiping payment information aiming at a target hanging order from a POS machine; based on the card swiping payment information, the target order is paid, the server issues the related information of the target order to the POS machine for the POS machine to pay by swiping the card, and the POS machine only needs to pay by swiping the card, does not need to generate or store the order, and reduces the dependence on the POS machine. Therefore, for off-line markets, a plurality of counters can share one POS machine, and the cost of the POS machine can be reduced.

In the present embodiment, the execution apparatus of the payment method is not limited. The payment method can be applied to a cloud server to run various models by virtue of resources on the cloud; compared with the cloud end application, the payment method can be applied to the server-side equipment such as a conventional server, a cloud server or a server array.

In addition, referring to fig. 1, an application scenario diagram of the present application is shown. In fig. 1, a mall includes a plurality of counters (e.g., counter a1 to counter a 8), each having a corresponding terminal device (e.g., terminal device b1 to terminal device b 8), wherein the terminal device is a mobile phone, a tablet computer, or the like. In addition, a server is provided in the store, which can be connected in communication with a plurality of terminal devices, and in addition, at least one POS machine can be provided in the store, which is also connected with the server. In the embodiment of the application, the POS machine can be used for any counter, so that the strong dependence of market payment on the POS machine can be reduced.

Fig. 1 is only an exemplary application scenario of the present application, and the present application may also be applied in other relevant scenarios, which are not limited herein.

The following describes in detail the technical solutions provided by the embodiments of the present application with reference to the accompanying drawings.

Fig. 2 is a flowchart illustrating steps of a payment method according to an exemplary embodiment of the present application. The payment method, as shown in fig. 2, is applied to a server, and specifically comprises the following steps:

s201, acquiring a query request for a target hanging order sent by a POS machine.

The order hanging order is an order paid by swiping a card through a POS machine.

In this embodiment of the present application, the target order is obtained after the target order is placed, and the target order is stored in the server.

Referring to fig. 3, the server may include a transaction center, an order center, and a payment center. The order center can generate a target order, identify the target order as a target hanging order, and then send relevant information of the target hanging order to the POS machine after receiving a query request for the target hanging order sent by the POS machine.

Further, after the teller performs the query operation of the target hanging order on the POS machine, the POS machine sends a query request for the target hanging order to the server.

In addition, in the embodiment of the present application, the method further includes: acquiring a list hanging request sent by a terminal device aiming at a target order; in response to the order hanging request, the target order is identified as an order hanging.

The server may generate the target order before acquiring the order hanging request sent by the terminal device for the target order, where the target order may be generated by an order center in fig. 3, and during generating the order, the transaction center firstly acquires the commodity information and the user identifier input by the terminal device, and then the transaction center may acquire the user information, the inventory information of the commodity, the marketing information and the performance information of the commodity according to the commodity information and the user identifier. Wherein user information such as whether the user is a member and when the user is a member, a member class, etc. The marketing information of the commodity comprises: and preferential strategies of commodities, such as eight folds, one gift or three hundred and one hundred. And then the transaction center sends the acquired user information, the inventory information of the commodity, the marketing information and the performance information of the commodity and the like to the order center, and the order center generates an order according to the information and stores the order. After receiving a request for a hanging order for the order, the order may be acquired, identifying the order as a hanging order.

Further, before obtaining the order hanging request sent by the terminal device for the target order, the method further includes: acquiring an online payment amount of the terminal equipment aiming at a target order; if the online payment amount is smaller than the target amount of the target order, updating the amount to be paid of the target order, wherein the amount to be paid is the difference between the target amount and the online payment amount, and the amount to be paid is the amount paid by the POS machine.

In the embodiment of the application, the target amount on the target order can be paid in part by an online payment mode, and a part by POS machine card swiping.

For example, if the target amount of the generated target order is 100 yuan, after the user pays (e.g. swipes) 50 yuan online through the terminal device, the amount to be paid of the target order can be updated to 50 yuan, and the user can pay by swiping a bank card.

In an alternative embodiment, identifying the target order as a hanging order in response to a hanging order request includes: in response to the order hanging request, determining whether the target order has been identified as an order hanging; if not, the target order is identified as a hanging order.

In this embodiment of the present application, after receiving the order hanging request, the server first determines whether the target order is already ordered, and if not, the server will carry out order hanging on the target order (i.e. identify the target order as an order hanging order).

Further, the method comprises the steps of: and if the target order is marked as the order hanging order, sending prompt information that the target order is hung to the terminal equipment.

After receiving the order hanging request, the server can perform error reporting processing after judging that the target order is hung, namely, the server sends prompt information of the target order being hung to the terminal equipment, so that a teller knows that the order is hung, and the teller is prevented from carrying out order hanging operation again.

S202, sending relevant information of the target hanging order to the POS machine so as to carry out card swiping payment operation on the POS machine, wherein the relevant information comprises the amount to be paid.

The related information includes the amount to be paid of the target hanging order, and may also include information such as an order code of the target hanging order.

S203, card swiping payment information aiming at the target order form is received from the POS machine.

In the embodiment of the application, the card swiping payment information includes: a bank card number and a bank card password.

In the embodiment of the application, a payment center in the server can be used for receiving the card swiping payment information.

S204, based on the card swiping payment information, paying a target hanging order.

The payment center can send the information of card swiping payment information, payment amount and the like to the corresponding bank server to pay the target hanging order.

In the embodiment of the application, the POS machine is only used for card swiping payment, functions such as order generation or order storage are not used, dependence on the POS machine is reduced in off-line payment, and for an off-line market, a plurality of counters can share one POS machine, so that cost of the POS machine can be reduced.

Fig. 4 is a flowchart of steps of another payment method provided in an exemplary embodiment of the present application. As shown in fig. 4, the payment method is applied to a terminal device, and specifically comprises the following steps:

s401, acquiring a hanging order operation aiming at a target order.

The order hanging operation is performed by a teller at the terminal equipment. Some information of the target order, such as an order code, can be displayed on the terminal equipment, and the user selects the order code to trigger the order hanging operation.

S402, in response to the order hanging operation, sending an order hanging request for the target order to the server.

In the embodiment of the application, the order hanging request is used for indicating that the target order is an order hanging, and the order hanging is an order paid by swiping a card through a POS machine.

After receiving the order-hanging operation of the teller, the terminal equipment sends an order-hanging request to the server. And after receiving the order hanging request, the server carries out order hanging on the target order.

In the embodiment of the application, a plurality of orders can be stored in the server, orders without hanging the orders can be paid on line through the terminal equipment, and the orders with hanging the orders can be paid by swiping cards through the POS machine. In addition, the server may receive the order hanging requests for different orders from different terminal devices at the same time, and then the server may search the corresponding orders for order hanging according to the order information carried in the order hanging requests.

In summary, the terminal device provided by the embodiment of the application can hang the target order, so that the POS machine only needs to pay by swiping a card, and the order is not required to be generated or stored, thereby reducing the dependence on the POS machine. Therefore, for off-line markets, a plurality of counters can share one POS machine, and the cost of the POS machine can be reduced.

Fig. 5 is a flowchart illustrating steps of yet another payment method according to an exemplary embodiment of the present application. As shown in FIG. 5, the payment method is applied to a POS machine and specifically comprises the following steps:

s501, acquiring inquiry operation aiming at a target hanging order, wherein the hanging order is an order paid by swiping a card through a POS machine.

The inquiry operation may be performed by the user on the POS machine or performed by the teller on the POS machine, which is not limited in this application.

Further, the query operation may be entering an order code or other information identifying the target order for the order.

S502, responding to the query operation, and sending a query request to a server to acquire and prompt related information of the target order.

Wherein the related information comprises an amount to be paid. After the server receives the query request, the target hanging order can be queried according to information in the target hanging order carried in the query request, such as order codes or other information for identifying the target hanging order, and then related information in the target hanging order, such as the amount to be paid, is sent to the POS machine.

In the embodiment of the application, the related information can be output on the POS machine in a voice or display mode for payment of the user.

S503, acquiring the card swiping payment information of the target hanging order, and sending the card swiping payment information to the server.

The card swiping payment information is used for indicating the server to pay the target hanging order.

The swipe payment information may include a card number and a corresponding payment password, among others. The card number may be read by the POS and the payment code entered by the user.

In conclusion, the POS machine provided by the application only performs the function of card swiping payment, and can be used for any counter, so that the demand of a market to the POS machine can be reduced.

In an embodiment of the present application, there is also provided a payment system, referring to fig. 3, including: terminal equipment, server and POS machine, wherein:

the terminal equipment is used for acquiring a list hanging operation aiming at the target order and responding to the list hanging operation and sending a list hanging request aiming at the target order to the server;

the server is used for responding to the received order hanging request and identifying the target order as the order hanging order;

the POS machine is used for acquiring inquiry operation aiming at a target hanging order, responding to the inquiry operation, sending an inquiry request to the server, and the hanging order is an order paid by swiping a card through the POS machine;

the server is also used for sending the related information of the target hanging order to the POS machine so as to carry out card swiping payment operation on the POS machine, wherein the related information comprises the amount to be paid;

the POS machine is also used for acquiring card swiping payment information of the target hanging order and sending the card swiping payment information to the server;

the server is also used for receiving the card swiping payment information aiming at the target order form from the POS machine and paying the target order form based on the card swiping payment information.

In the embodiment of the present application, the specific implementation process of the payment system refers to the above embodiment, and is not described herein again.

In the embodiment of the present application, in addition to providing a payment method, there is provided a payment device applied to a server, as shown in fig. 6, the payment device 60 includes:

the acquiring module 61 is configured to acquire a query request for a target hanging order sent by a POS machine, where the hanging order is an order for card swiping payment through the POS machine;

the sending module 62 is configured to send, to the POS machine, relevant information of the target order for hanging a bill, so as to perform a card swiping payment operation at the POS machine, where the relevant information includes an amount to be paid;

a receiving module 63, configured to receive card payment information for a target order from a POS machine;

and a payment module 64 for paying the target order based on the swipe payment information.

In an optional embodiment, the obtaining module 61 is further configured to obtain a list hanging request sent by the terminal device for the target order;

further comprises: an identification module (not shown) for identifying the target order as a order in response to the order request.

In an alternative embodiment, the obtaining module 61 is further configured to obtain an online payment amount of the terminal device for the target order before obtaining the order hanging request sent by the terminal device for the target order;

the system also comprises an updating module (not shown) for updating the to-be-paid amount of the target order if the on-line payment amount is smaller than the target amount of the target order, wherein the to-be-paid amount is the difference between the target amount and the on-line payment amount, and the to-be-paid amount is the amount paid by the POS machine.

In an alternative embodiment, the identification module is specifically configured to determine, in response to the order hanging request, whether the target order has been identified as the order hanging; if not, the target order is identified as a hanging order.

In an alternative embodiment, the sending module 62 is further configured to send a prompt message to the terminal device that the target order is placed if the target order is already identified as the placed order.

In an embodiment of the present application, there is also provided another payment apparatus, where the payment apparatus is applied to a terminal device, and the payment apparatus includes:

the acquisition module is used for acquiring a hanging order operation aiming at a target order;

the system comprises a sending module, a server and a target order, wherein the sending module is used for responding to a hanging order operation, sending a hanging order request aiming at the target order to the server, wherein the hanging order request is used for indicating that the target order is a hanging order, and the hanging order is an order paid by swiping a card through a POS machine.

Still provide still another kind of payment device in this application embodiment, this payment device is applied to POS machine, this payment device includes:

the acquisition module is used for acquiring inquiry operation aiming at a target hanging order, wherein the hanging order is an order paid by swiping a card through a POS machine;

the sending module is used for responding to the query operation, sending a query request to the server so as to acquire and prompt the related information of the target hanging order, wherein the related information comprises the amount to be paid;

the acquisition module is also used for acquiring card swiping payment information of the target order, the sending module is also used for sending the card swiping payment information to the server, and the card swiping payment information is used for indicating the server to pay the target order.

The payment device provided by the embodiment of the application can realize that the POS machine only needs to pay by punching a card, does not need to generate or store orders, and reduces the dependence on the POS machine. Therefore, for off-line markets, a plurality of counters can share one POS machine, and the cost of the POS machine can be reduced. The specific implementation process refers to the embodiment of the payment method, and is not described herein.

In addition, in some of the flows described in the above embodiments and the drawings, a plurality of operations appearing in a particular order are included, but it should be clearly understood that the operations may be performed out of order or performed in parallel in the order in which they appear herein, merely for distinguishing between the various operations, and the sequence number itself does not represent any order of execution. In addition, the flows may include more or fewer operations, and the operations may be performed sequentially or in parallel. It should be noted that, the descriptions of "first" and "second" herein are used to distinguish different messages, devices, modules, etc., and do not represent a sequence, and are not limited to the "first" and the "second" being different types.

Fig. 7 is a schematic structural diagram of an electronic device according to an exemplary embodiment of the present application. The electronic device 70 is used to run the payment methods and payment methods described above. As shown in fig. 7, the electronic device includes: a memory 74 and a processor 75.

Memory 74 is used to store computer programs and may be configured to store various other data to support operations on the electronic device. The memory 74 may be an object store (Object Storage Service, OSS).

The memory 74 may be implemented by any type or combination of volatile or nonvolatile memory devices such as Static Random Access Memory (SRAM), electrically erasable programmable read-only memory (EEPROM), erasable programmable read-only memory (EPROM), programmable read-only memory (PROM), read-only memory (ROM), magnetic memory, flash memory, magnetic or optical disk.

A processor 75 coupled to the memory 74 for executing the computer program in the memory 74 for: acquiring a query request which is sent by a POS machine and aims at a target hanging order, wherein the hanging order is an order paid by swiping a card through the POS machine; sending related information of the target hanging order to the POS machine so as to carry out card swiping payment operation on the POS machine, wherein the related information comprises the amount to be paid; receiving card swiping payment information aiming at a target hanging order from a POS machine; based on the swipe payment information, the target order is paid.

In an alternative embodiment, processor 75 is further configured to: acquiring a list hanging request sent by a terminal device aiming at a target order; in response to the order hanging request, the target order is identified as an order hanging.

In an alternative embodiment, the processor 75 is further configured, before obtaining the order placing request sent by the terminal device for the target order, to: acquiring an online payment amount of the terminal equipment aiming at a target order; if the online payment amount is smaller than the target amount of the target order, updating the amount to be paid of the target order, wherein the amount to be paid is the difference between the target amount and the online payment amount, and the amount to be paid is the amount paid by the POS machine.

In an alternative embodiment, processor 75, in response to a order placing request, is specifically configured to, when identifying the target order as a order placing order: in response to the order hanging request, determining whether the target order has been identified as an order hanging; if not, the target order is identified as a hanging order.

In an alternative embodiment, processor 75 is further configured to: and if the target order is marked as the order hanging order, sending prompt information that the target order is hung to the terminal equipment.

A processor 75 coupled to the memory 74 for executing the computer program in the memory 74 for: acquiring a hanging order operation aiming at a target order; and responding to the order hanging operation, and sending an order hanging request aiming at the target order to a server, wherein the order hanging request is used for indicating that the target order is an order hanging, and the order hanging is an order paid by punching a card through a POS machine.

A processor 75 coupled to the memory 74 for executing the computer program in the memory 74 for: acquiring inquiry operation aiming at a target hanging order, wherein the hanging order is an order paid by swiping a card through a POS machine; responding to the inquiry operation, sending an inquiry request to a server to acquire and prompt related information of the target hanging order, wherein the related information comprises the amount to be paid; and acquiring card swiping payment information of the target order, and sending the card swiping payment information to the server, wherein the card swiping payment information is used for indicating the server to pay the target order.

Further, as shown in fig. 7, the electronic device further includes: firewall 71, load balancer 72, communication component 76, power component 73, and other components. Only some of the components are schematically shown in fig. 7, which does not mean that the electronic device only comprises the components shown in fig. 7.

Accordingly, embodiments of the present application also provide a computer-readable storage medium storing a computer program, which when executed by a processor causes the processor to implement the steps in the methods shown above.

Accordingly, embodiments of the present application also provide a computer program product comprising a computer program/instructions which, when executed by a processor, cause the processor to carry out the steps of the method shown above.

The communication assembly of fig. 7 is configured to facilitate wired or wireless communication between the device in which the communication assembly is located and other devices. The device where the communication component is located can access a wireless network based on a communication standard, such as a mobile communication network of WiFi,2G, 3G, 4G/LTE, 5G, etc., or a combination thereof. In one exemplary embodiment, the communication component receives a broadcast signal or broadcast-related text from an external broadcast management system via a broadcast channel. In one exemplary embodiment, the communication component further includes a Near Field Communication (NFC) module to facilitate short range communications. For example, the NFC module may be implemented based on Radio Frequency Identification (RFID) technology, infrared data association (IrDA) technology, ultra Wideband (UWB) technology, bluetooth (BT) technology, and other technologies.

The power supply assembly shown in fig. 5 provides power for various components of the device in which the power supply assembly is located. The power components may include a power management system, one or more power sources, and other components associated with generating, managing, and distributing power for the devices in which the power components are located.

It will be appreciated by those skilled in the art that embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.

The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems) and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flowchart illustrations and/or block diagrams, and combinations of flows and/or blocks in the flowchart illustrations and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable text processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable text processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.

These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable text processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.

These computer program instructions may also be loaded onto a computer or other programmable text processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.

In one typical configuration, a computing device includes one or more processors (CPUs and/or GPUs), input/output interfaces, network interfaces, and memory.

The memory may include volatile memory in a computer-readable medium, random Access Memory (RAM) and/or nonvolatile memory, such as Read Only Memory (ROM) or flash memory (flash RAM). Memory is an example of computer-readable media.

Computer readable media, including both permanent and non-permanent, removable and non-removable media, may implement text storage by any method or technology. The text may be computer readable instructions, data structures, modules of a program, or other data. Examples of storage media for a computer include, but are not limited to, phase change memory (PRAM), static Random Access Memory (SRAM), dynamic Random Access Memory (DRAM), other types of Random Access Memory (RAM), read Only Memory (ROM), electrically Erasable Programmable Read Only Memory (EEPROM), flash memory or other memory technology, compact disc read only memory (CD-ROM), digital Versatile Discs (DVD) or other optical storage, magnetic cassettes, magnetic tape disk storage or other magnetic storage devices, or any other non-transmission medium, which can be used to store text that can be accessed by a computing device. Computer-readable media, as defined herein, does not include transitory computer-readable media (transmission media), such as modulated data signals and carrier waves.

It should also be noted that the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising one … …" does not exclude the presence of other like elements in a process, method, article or apparatus that comprises an element.

The foregoing is merely exemplary of the present application and is not intended to limit the present application. Various modifications and changes may be made to the present application by those skilled in the art. Any modifications, equivalent substitutions, improvements, etc. which are within the spirit and principles of the present application are intended to be included within the scope of the claims of the present application.

Claims (10)

1. A payment method, applied to a server, the payment method comprising:

acquiring a query request which is sent by a POS machine and aims at a target hanging order, wherein the hanging order is an order paid by swiping a card through the POS machine;

sending related information of the target hanging order to the POS machine so as to carry out card swiping payment operation on the POS machine, wherein the related information comprises an amount to be paid;

receiving card swiping payment information aiming at the target hanging order from the POS machine;

and paying the target hanging order based on the card swiping payment information.

2. The payment method of claim 1, further comprising:

acquiring a list hanging request sent by a terminal device aiming at a target order;

and in response to the order hanging request, identifying the target order as an order hanging.

3. The payment method of claim 2, wherein before the acquiring the order request sent by the terminal device for the target order, further comprises:

acquiring an online payment amount of the terminal equipment aiming at the target order;

if the online payment amount is smaller than the target amount of the target order, updating the amount to be paid of the target order, wherein the amount to be paid is the difference between the target amount and the online payment amount, and the amount to be paid is the amount paid by the POS machine.

4. The payment method of claim 2, wherein the identifying the target order as a hanging order in response to the hanging order request comprises:

determining, in response to the order placing request, whether the target order has been identified as an order placing order;

if not, the target order is identified as a hanging order.

5. The payment method of claim 4, further comprising:

and if the target order is marked as the order hanging order, sending prompt information that the target order is hung to the terminal equipment.

6. A payment method, applied to a terminal device, comprising:

acquiring a hanging order operation aiming at a target order;

and responding to the order hanging operation, sending an order hanging request aiming at the target order to a server, wherein the order hanging request is used for indicating and identifying that the target order is an order hanging, and the order hanging is an order subjected to card swiping payment through a POS machine.

7. A method of payment for a POS machine, the method comprising:

acquiring inquiry operation aiming at a target hanging order, wherein the hanging order is an order paid by swiping a card through a POS machine;

responding to the inquiry operation, sending an inquiry request to a server to acquire and prompt related information of the target hanging order, wherein the related information comprises the amount to be paid;

and acquiring card swiping payment information of the target order, and sending the card swiping payment information to the server, wherein the card swiping payment information is used for indicating the server to pay the target order.

8. A payment system, comprising: terminal equipment, server and POS machine, wherein:

the terminal equipment is used for acquiring a list hanging operation aiming at a target order and responding to the list hanging operation and sending a list hanging request aiming at the target order to a server;

the server is used for responding to the received order hanging request and identifying the target order as an order hanging order;

the POS machine is used for acquiring inquiry operation aiming at a target order, responding to the inquiry operation, sending an inquiry request to a server, and the order is an order paid by swiping a card through the POS machine;

the server is further used for sending related information of the target hanging order to the POS machine so as to carry out card swiping payment operation on the POS machine, and the related information comprises an amount to be paid;

the POS machine is also used for acquiring the card swiping payment information of the target hanging order and sending the card swiping payment information to the server;

the server is further used for receiving card swiping payment information aiming at the target hanging order from the POS machine and paying the target hanging order based on the card swiping payment information.

9. A payment device, characterized by being applied to a server, the payment device comprising:

the acquisition module is used for acquiring a query request which is sent by the POS machine and aims at a target hanging order, wherein the hanging order is an order paid by swiping a card through the POS machine;

the sending module is used for sending the related information of the target hanging order to the POS machine so as to carry out card swiping payment operation on the POS machine, wherein the related information comprises the amount to be paid;

the receiving module is used for receiving card swiping payment information aiming at the target hanging order from the POS machine;

and the payment module is used for paying the target hanging order based on the card swiping payment information.

10. An electronic device, comprising: a processor, a memory and a computer program stored on the memory and executable on the processor, the processor implementing the payment method according to any one of claims 1 to 7 when the computer program is executed.