CN116611835B - Method and system for establishing virtual family group and shared payment method and system - Google Patents
Method and system for establishing virtual family group and shared payment method and system Download PDFInfo
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- 230000008569 process Effects 0.000 claims abstract description 8
- 230000003993 interaction Effects 0.000 claims description 63
- 230000000977 initiatory effect Effects 0.000 claims description 17
- 230000002776 aggregation Effects 0.000 claims description 9
- 238000004220 aggregation Methods 0.000 claims description 9
- 238000001514 detection method Methods 0.000 claims description 9
- 230000002452 interceptive effect Effects 0.000 claims description 9
- 238000012545 processing Methods 0.000 claims description 8
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L12/00—Data switching networks
- H04L12/02—Details
- H04L12/16—Arrangements for providing special services to substations
- H04L12/18—Arrangements for providing special services to substations for broadcast or conference, e.g. multicast
- H04L12/185—Arrangements for providing special services to substations for broadcast or conference, e.g. multicast with management of multicast group membership
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- H04L12/28—Data switching networks characterised by path configuration, e.g. LAN [Local Area Networks] or WAN [Wide Area Networks]
- H04L12/2803—Home automation networks
- H04L12/2807—Exchanging configuration information on appliance services in a home automation network
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/10—Network architectures or network communication protocols for network security for controlling access to devices or network resources
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Abstract
The invention provides a method and a system for constructing a virtual family group and a method and a system for sharing payment, wherein the method for constructing the virtual family group comprises the following steps: the server receives a request for constructing a virtual family group taking an application program as a main body in a plurality of terminals; the server responds to the construction request and processes the construction request to acquire a plurality of member information and data to be verified contained in the construction request; the server loads a plurality of member information and verifies the member information to check whether each member information is a registered member; if all the member information is the registered members, the server sends data to be verified to all the registered members, and after all the registered members respond to the data to be verified and complete the verification feedback based on the data to be verified, the server forms a virtual family group, wherein any registered member forms an independent identifier in the virtual family group.
Description
Technical Field
The invention relates to the technical field of electronic information, in particular to a method for constructing a virtual family group, and particularly relates to a method and a system for constructing the virtual family group and a shared payment method and a system.
Background
When the intelligent screen is utilized to carry out information advertisement distribution of shops in the intelligent community, shops of nearby shops and commodity information in the shops can be searched and checked through the intelligent screen, and due to the fact that actual service reservation and commodity ordering can be carried out on the intelligent screen after interaction is completed based on the intelligent screen and the terminal. Traditional online payments employ WeChat, payment treasury or online payment systems developed by various banks, financial institutions, which are capable of independent payments only by the operator's individual. Since the old and minor mostly do not have the online payment capability, it is difficult to complete online payment.
Disclosure of Invention
Accordingly, the present invention is directed to a method and system for establishing a virtual home group and a method and system for sharing payment.
The technical scheme adopted by the invention is as follows:
The invention provides a method for constructing a virtual family group, which comprises the following steps:
The server receives a request for constructing a virtual family group taking an application program as a main body in a plurality of terminals;
the server responds to the construction request and processes the construction request to acquire a plurality of member information and data to be verified contained in the construction request;
The server loads a plurality of member information and verifies the member information to check whether each member information is a registered member;
If at least one member information is a non-registered member, the server sends a target synchronization program to a plurality of terminals, an application program of the terminals loads the target synchronization program and forms an initialization operation of the target synchronization program in the application program, the server builds sub-information of the non-registered member by taking the member information of the registered member as a main body based on the association relation and builds the non-registered member as a sub-member of the registered member by taking the sub-information based on the association relation of the registered member in the terminal directionally collected in the initialization operation;
The server sends data to be verified to all the registered members, and if no child member exists under the registered members, the registered members respond to the data to be verified and complete feedback of verification based on the data to be verified; if the registered member has a child member, the registered member responds to the data to be verified and completes feedback of verification of the registered member and the child member based on the data to be verified; after receiving feedback of all the registered members and the sub-members, the server forms a virtual family group, wherein any one registered member forms an independent identifier in the virtual family group, and the sub-members form a pseudo identifier under the associated registered members.
Further, if all the member information is the registered members, the server sends data to be verified to all the registered members, and after all the registered members respond to the data to be verified and complete the verification feedback based on the data to be verified, the server forms a virtual family group, wherein any one of the registered members forms an independent identifier in the virtual family group.
Further, when any one of the registered members in the virtual family group invites at least one new family member, a terminal containing an application program where the registered member is located sends an addition request for adding the new family member to the server;
The server responds to the adding request and judges whether the adding request is added through a virtual family group or not based on the adding request;
If not, the server terminates the addition request;
If yes, the server processes based on the adding request, and judges whether the new family member is a registered member or not based on a processing result;
If yes, the server sends a verification instruction to the virtual family group, and after each of the registered members remaining in the virtual family group completes verification in the virtual family group, the server adds the new family member to the virtual family group; if not, the server sends a target synchronization program to the virtual family group for verification, when each registered member in the virtual family group clicks the target synchronization program to verify, the target synchronization program takes the virtual family group as a carrier and forms an initialization operation of the target synchronization program in the virtual family group, on one hand, each registered member in the virtual family group completes verification in the initialization operation, on the other hand, the server directionally collects association relations between the registered member and non-registered members in the virtual family group based on the initialization operation, builds sub-information of the non-registered member by taking member information of the registered member as a main body based on the association relation, and builds the non-registered member into the sub-member of the registered member by the sub-information; after receiving feedback from all the registered members, the server adds the new family members to the virtual family group, wherein the sub-members form a pseudo identifier under the associated registered members.
Further, under the virtual family group, any one or more registered members complete interaction with the remaining registered members and sub-members in the virtual family group;
When a child member interacts with any one or more registered members in the virtual family group, the child member establishes an interaction request in the virtual family group, the registered member corresponding to the child member receives the interaction request in the virtual family group, the interaction authority of the child member in the virtual family group is set by the registered member based on the interaction request, the interaction authority is transmitted to the server, and the server sets the child member to perform interaction configuration in the virtual family group based on the interaction authority; the sub-members complete interaction with other sub-members in the virtual family group based on interaction configuration, and meanwhile whether the payment amount contained in the interaction request is within the total payment amount is detected.
The invention provides a sharing payment method based on a virtual family group, which comprises the following steps of:
Creating a payment module by at least one registered member under the virtual family group, wherein the payment module realizes the receipts and payments of a plurality of third-party channels;
The payment module is imported into a virtual family group, a payment assembly is formed in the virtual family group, wherein the payment assembly is connected with the payment module, an aggregation module is arranged in the payment assembly, and the aggregation module is used for aggregating a plurality of payment modules to form a unified payment system;
A registered member creating a payment module in any one of the virtual family groups configures a payment mode, a total payment amount and a payment authority of a payment system;
When any registered member in the virtual family group initiates a payment request, the payment system receives the payment request and checks whether the registered member initiating the payment request has payment authority, if so, the payment system matches a corresponding payment mode and detects whether the payment amount contained in the payment request is within the total payment amount;
if yes, the payment system carries out online payment according to the corresponding payment mode;
If not, there are the following solutions;
① : ending the payment, sending a payment failure feedback instruction to a registered member creating a payment module, and reconfiguring the total payment amount of the payment system by the registered member creating the payment module based on the feedback instruction, and carrying out interactive prompt in the virtual family group after the configuration is finished; prompting the registered member to reinitiate a payment request based on the interaction;
② : if the registered member initiating the payment request is the registered member creating the payment module, the registered member reconfigures the total payment amount of the payment system, and the payment system performs online payment according to the corresponding payment mode.
Further, when any one of the sub-members in the virtual family group initiates a payment request, the payment system receives the payment request, detects a registered member associated with the sub-member initiating the payment request, and sends a payment feedback message to the registered member, and simultaneously loads a payment configuration unit in the virtual family group; after the registered member receives the payment feedback message, the payment authority of the sub-member is configured in the virtual family group through a payment configuration unit, the payment system is matched with a corresponding payment mode, and whether the payment amount contained in the payment request is within the total payment amount or not is detected;
if yes, the payment system carries out online payment according to the corresponding payment mode;
If not, ending the payment, sending a payment failure feedback instruction to a registered member creating a payment module, and reconfiguring the total payment amount of the payment system by the registered member creating the payment module based on the feedback instruction, and carrying out interactive prompt in the virtual family group after the configuration is finished; and prompting the child member to reinitiate a payment request based on the interaction.
The invention provides a shared payment system based on a virtual family group, which comprises the following steps:
A payment module, initiated by at least one registered member of the virtual family group, wherein the payment module enables receipts and payments of a plurality of third party channels;
the payment component is formed by importing the payment module into a virtual family group, wherein the payment component is connected with the payment module;
The aggregation module is arranged in the payment component and is configured to aggregate a plurality of payment modules to form a unified payment system;
the configuration module is arranged in the payment component and is configured to configure the payment mode, the total payment amount and the payment authority of the payment system by any registered member creating the payment module in the virtual family group;
The detection module is arranged in the payment component, and is configured to receive a payment request when any registered member in the virtual family group initiates the payment request, check whether the registered member initiating the payment request has payment authority, and if so, match a corresponding payment mode by the payment system, and detect whether the payment amount contained in the payment request is within the total payment amount;
if yes, the payment system carries out online payment according to the corresponding payment mode;
If not, there are the following solutions;
① : ending the payment, sending a payment failure feedback instruction to a registered member creating a payment module, and reconfiguring the total payment amount of the payment system by the registered member creating the payment module based on the feedback instruction, and carrying out interactive prompt in the virtual family group after the configuration is finished; prompting the registered member to reinitiate a payment request based on the interaction;
② : if the registered member initiating the payment request is the registered member creating the payment module, the registered member reconfigures the total payment amount of the payment system, and the payment system performs online payment according to the corresponding payment mode.
Further, the detection module is further configured to, when any one of the sub-members in the virtual family group initiates a payment request, receive the payment request, detect a registered member associated with the sub-member initiating the payment request by the detection module, and send a payment feedback message to the registered member.
Further, a payment configuration unit is arranged in the configuration module, and the payment configuration unit is used for loading the payment configuration unit in the virtual family group when any sub-member in the virtual family group initiates a payment request, and the payment authority of the sub-member is configured through the payment configuration unit.
Further, an interaction module is arranged in the virtual family group, and the interaction module is used for any one or more registered members to complete interaction with the rest registered members and sub-members in the virtual family group.
According to the application, the intelligent screen is used as a carrier, interaction is completed through the terminal and the server side of the intelligent screen, a virtual family group is established, and by constructing the virtual family group, members of real family members including parents, brothers sisters, grandparents, relatives, friends and the like can be brought into the virtual family group; and the virtual family group is taken as a main body to construct a payment system, and when any family member in the virtual family group makes orders and reservations of goods, services and the like on the intelligent screen, the online payment function can be completed. Only one member of the system is required to construct a payment system, and then a payment mode, a total payment amount and a payment authority of the payment system are configured; on one hand, the online consumption of family members is facilitated, and on the other hand, the payment supervision of members without payment capability is also facilitated.
Drawings
The following drawings are illustrative of the invention and are not intended to limit the scope of the invention, in which:
FIG. 1 is a flow chart of the method of the present invention;
FIG. 2 is a schematic diagram of a frame of the present invention;
FIG. 3 is a flow chart of the virtual home group construction in the present invention;
fig. 4 is a schematic diagram of a framework of a virtual home group according to the present invention.
Detailed Description
The present invention will be further described in detail with reference to the following specific examples, which are given by way of illustration, in order to make the objects, technical solutions, design methods and advantages of the present invention more apparent. It should be understood that the specific embodiments described herein are for purposes of illustration only and are not intended to limit the scope of the invention.
Example 1:
Referring to fig. 1, the present invention provides a method for constructing a virtual home group, comprising the steps of: the server receives a request for constructing a virtual family group taking an application program as a main body in a plurality of terminals; the server responds to the construction request and processes the construction request to acquire a plurality of member information and data to be verified contained in the construction request;
The server loads a plurality of member information and verifies the member information to check whether each member information is a registered member;
If all the member information is the registered members, the server sends data to be verified to all the registered members, and after all the registered members respond to the data to be verified and complete building verification feedback based on the data to be verified, the server forms a virtual family group, wherein any one registered member forms an independent identifier in the virtual family group;
If at least one member information is a non-registered member, the server sends a target synchronization program to a plurality of terminals, an application program of the terminals loads the target synchronization program and forms an initialization operation of the target synchronization program in the application program, the server builds sub-information of the non-registered member by taking the member information of the registered member as a main body based on the association relation and builds the non-registered member as a sub-member of the registered member by taking the sub-information based on the association relation of the registered member in the terminal directionally collected in the initialization operation;
The server sends data to be verified to all the registered members, and if no child member exists under the registered members, the registered members respond to the data to be verified and complete feedback of verification based on the data to be verified; if the registered member has a child member, the registered member responds to the data to be verified and completes feedback of verification of the registered member and the child member based on the data to be verified; after receiving feedback of all the registered members and the sub-members, the server forms a virtual family group, wherein any one registered member forms an independent identifier in the virtual family group, and the sub-members form a pseudo identifier under the associated registered members.
In some embodiments, the application establishes a virtual family group by using the intelligent screen as a carrier and the intelligent screen is connected with the server, and the terminal and the server take the application program as a main body to complete interaction, and the members of the real family including parents, brothers sisters, grandparents, relatives and friends can be brought into the virtual family group by constructing the virtual family group. The application programs comprise WeChat, payment treasures and other application programs, and can also be independently developed application programs; for an application program which is independently developed, the application program needs to be provided with registration and use, and friends or friend groups can be added for interaction after registration.
In some embodiments, when the virtual home is built, at least one terminal initiates the building, or a plurality of terminals initiate the building together; when a terminal initiates a building, the building request contains a member list of members to be built, member information and data to be verified, in which case each member needs to be confirmed at the terminal to complete the virtual home building, and the situation is applicable to all members belonging to the registered members taking the application program as a main body. When the construction is initiated jointly by a plurality of terminals, for example, near field communication technology (such as the technical scheme disclosed by the publication number: CN 110536253A) or face-to-face construction technology (such as the face-to-face clustering technology of WeChat) is utilized; because the application can rely on communication application programs such as WeChat, payment treasures and the like, the technical means described above are realized based on the application programs; of course, in some embodiments, an application program independently developed may be provided, where the application program independently developed may be authorized by an application program such as a WeChat, a Payment device, etc. to form a registered member, and may also be used as a main body to form at least one associated account in the application program independently developed.
In some embodiments, if at least one of the member information is a non-registered member, at this time, the virtual home group cannot be established by using the application program, which is described above, so that the method and the device of the present application send the target synchronization program to the terminal, the application program of the terminal loads the target synchronization program, and forms an initialization operation of the target synchronization program in the application program, and the server constructs sub-information of the non-registered member with the member information of the registered member as a main body based on the association relation of the registered member and the non-registered member in the terminal, which is directionally collected in the initialization operation, based on the association relation. In the application, the child members are constructed in a manner of being attached to the registered members, and in some embodiments, at least one associated account number can be formed in an independently developed application program by taking WeChat and Payment as main bodies.
The application also provides the following application scenes, and for the established virtual family group, the members can be expanded in the virtual family group; for example, when any one of the registered members in the virtual family group invites at least one new family member, a terminal including an application program where the registered member is located sends an addition request for adding the new family member to the server;
The server responds to the adding request and judges whether the adding request is added through a virtual family group or not based on the adding request;
If not, the server terminates the addition request;
If yes, the server processes based on the adding request, and judges whether the new family member is a registered member or not based on a processing result;
If yes, the server sends a verification instruction to the virtual family group, and after each of the registered members remaining in the virtual family group completes verification in the virtual family group, the server adds the new family member to the virtual family group; if not, the server sends a target synchronization program to the virtual family group for verification, when each registered member in the virtual family group clicks the target synchronization program to verify, the target synchronization program takes the virtual family group as a carrier and forms an initialization operation of the target synchronization program in the virtual family group, on one hand, each registered member in the virtual family group completes verification in the initialization operation, on the other hand, the server directionally collects association relations between the registered member and non-registered members in the virtual family group based on the initialization operation, builds sub-information of the non-registered member by taking member information of the registered member as a main body based on the association relation, and builds the non-registered member into the sub-member of the registered member by the sub-information; after receiving feedback from all the registered members, the server adds the new family members to the virtual family group, wherein the sub-members form a pseudo identifier under the associated registered members.
Any one or more registered members in the virtual family group interact with the rest registered members and sub-members in the virtual family group;
When a child member interacts with any one or more registered members in the virtual family group, the child member establishes an interaction request in the virtual family group, the registered member corresponding to the child member receives the interaction request in the virtual family group, the interaction authority of the child member in the virtual family group is set by the registered member based on the interaction request, the interaction authority is transmitted to the server, and the server sets the child member to perform interaction configuration in the virtual family group based on the interaction authority; the sub-members complete interactions with other sub-members of the registered member in the virtual family group based on interaction configuration.
Example 2:
referring to fig. 2, the present application provides a virtual home group building system, comprising:
At least one terminal, the terminal uses the application program as a main body to send a building request for building the virtual family group to a server;
The server includes:
The processing unit is used for responding to the construction request and processing the construction request so as to acquire a plurality of member information and data to be verified contained in the construction request;
The verification unit is used for loading a plurality of member information and verifying the member information so as to check whether each member information is a registered member or not;
the virtual family group construction unit is used for sending data to be verified to all registered members when all member information is the registered members, and forming a virtual family group by the server after all the registered members respond to the data to be verified and complete construction verification feedback based on the data to be verified;
The identification unit is used for forming an independent identification of any registered member in the virtual family group;
Or, the virtual family group construction unit is configured to send a target synchronization program to a plurality of terminals when at least one of the member information is a non-registered member, the application program of the terminal loads the target synchronization program and forms an initialization operation of the target synchronization program in the application program, the server constructs sub-information of the non-registered member with the member information of the registered member as a main body based on the association relation of the registered member and the non-registered member in the terminal directionally collected in the initialization operation, and constructs the non-registered member as a sub-member of the registered member with the sub-information;
The processing unit sends data to be verified to all the registered members, and if no sub-member exists under the registered members, the registered members respond to the data to be verified and complete feedback of verification based on the data to be verified; if the registered member has a child member, the registered member responds to the data to be verified and completes feedback of verification of the registered member and the child member based on the data to be verified; after receiving feedback of all the registered members and the sub-members, the processing unit forms a virtual family group by the server; the identification unit is used for forming an independent identification of any registered member in the virtual family group, and the sub-members form a pseudo identification under the associated registered members.
In some embodiments, in the virtual family group, each of the registered members has an independent identity and each of the child members has a pseudo-identity. The distinction of the members is achieved by the independent identification and the pseudo identification.
In some embodiments, the application establishes a virtual family group by using the intelligent screen as a carrier and the intelligent screen is connected with the server, and the terminal and the server take the application program as a main body to complete interaction, and the members of the real family including parents, brothers sisters, grandparents, relatives and friends can be brought into the virtual family group by constructing the virtual family group. The application programs comprise WeChat, payment treasures and other application programs, and can also be independently developed application programs; for an application program which is independently developed, the application program needs to be provided with registration and use, and friends or friend groups can be added for interaction after registration.
In some embodiments, when the virtual home is built, at least one terminal initiates the building, or a plurality of terminals initiate the building together; when a terminal initiates a building, the building request contains a member list of members to be built, member information and data to be verified, in which case each member needs to be confirmed at the terminal to complete the virtual home building, and the situation is applicable to all members belonging to the registered members taking the application program as a main body. When the construction is initiated jointly by a plurality of terminals, for example, near field communication technology (such as the technical scheme disclosed by the publication number: CN 110536253A) or face-to-face construction technology (such as the face-to-face clustering technology of WeChat) is utilized; because the application can rely on communication application programs such as WeChat, payment treasures and the like, the technical means described above are realized based on the application programs; of course, in some embodiments, an application program independently developed may be provided, where the application program independently developed may be authorized by an application program such as a WeChat, a Payment device, etc. to form a registered member, and may also be used as a main body to form at least one associated account in the application program independently developed.
In some embodiments, if at least one of the member information is a non-registered member, at this time, the virtual home group cannot be established by using the application program, which is described above, so that the method and the device of the present application send the target synchronization program to the terminal, the application program of the terminal loads the target synchronization program, and forms an initialization operation of the target synchronization program in the application program, and the server constructs sub-information of the non-registered member with the member information of the registered member as a main body based on the association relation of the registered member and the non-registered member in the terminal, which is directionally collected in the initialization operation, based on the association relation. In the application, the child members are constructed in a manner of being attached to the registered members, and in some embodiments, at least one associated account number can be formed in an independently developed application program by taking WeChat and Payment as main bodies.
The application also provides the following application scenes, and for the established virtual family group, the members can be expanded in the virtual family group; for example, when any one of the registered members in the virtual family group invites at least one new family member, a terminal including an application program where the registered member is located sends an addition request for adding the new family member to the server;
The server responds to the adding request and judges whether the adding request is added through a virtual family group or not based on the adding request;
If not, the server terminates the addition request;
If yes, the server processes based on the adding request, and judges whether the new family member is a registered member or not based on a processing result;
If yes, the server sends a verification instruction to the virtual family group, and after each of the registered members remaining in the virtual family group completes verification in the virtual family group, the server adds the new family member to the virtual family group; if not, the server sends a target synchronization program to the virtual family group for verification, when each registered member in the virtual family group clicks the target synchronization program to verify, the target synchronization program takes the virtual family group as a carrier and forms an initialization operation of the target synchronization program in the virtual family group, on one hand, each registered member in the virtual family group completes verification in the initialization operation, on the other hand, the server directionally collects association relations between the registered member and non-registered members in the virtual family group based on the initialization operation, builds sub-information of the non-registered member by taking member information of the registered member as a main body based on the association relation, and builds the non-registered member into the sub-member of the registered member by the sub-information; after receiving feedback from all the registered members, the server adds the new family members to the virtual family group, wherein the sub-members form a pseudo identifier under the associated registered members.
Any one or more registered members in the virtual family group interact with the rest registered members and sub-members in the virtual family group;
When a child member interacts with any one or more registered members in the virtual family group, the child member establishes an interaction request in the virtual family group, the registered member corresponding to the child member receives the interaction request in the virtual family group, the interaction authority of the child member in the virtual family group is set by the registered member based on the interaction request, the interaction authority is transmitted to the server, and the server sets the child member to perform interaction configuration in the virtual family group based on the interaction authority; the sub-members complete interactions with other sub-members of the registered member in the virtual family group based on interaction configuration.
Example 3:
Referring to fig. 3, the present invention provides a method for sharing payment based on a virtual home group, including the method for building a virtual home group described above, comprising the following steps:
Creating a payment module by at least one registered member under the virtual family group, wherein the payment module realizes the receipts and payments of a plurality of third-party channels;
The payment module is imported into a virtual family group, a payment assembly is formed in the virtual family group, wherein the payment assembly is connected with the payment module, an aggregation module is arranged in the payment assembly, and the aggregation module is used for aggregating a plurality of payment modules to form a unified payment system;
A registered member creating a payment module in any one of the virtual family groups configures a payment mode, a total payment amount and a payment authority of a payment system;
When any registered member in the virtual family group initiates a payment request, the payment system receives the payment request and checks whether the registered member initiating the payment request has payment authority, if so, the payment system matches a corresponding payment mode and detects whether the payment amount contained in the payment request is within the total payment amount;
if yes, the payment system carries out online payment according to the corresponding payment mode;
If not, there are the following solutions;
① : ending the payment, sending a payment failure feedback instruction to a registered member creating a payment module, and reconfiguring the total payment amount of the payment system by the registered member creating the payment module based on the feedback instruction, and carrying out interactive prompt in the virtual family group after the configuration is finished; prompting the registered member to reinitiate a payment request based on the interaction;
② : if the registered member initiating the payment request is the registered member creating the payment module, the registered member reconfigures the total payment amount of the payment system, and the payment system performs online payment according to the corresponding payment mode.
Further, when any one of the sub-members in the virtual family group initiates a payment request, the payment system receives the payment request, detects a registered member associated with the sub-member initiating the payment request, and sends a payment feedback message to the registered member, and simultaneously loads a payment configuration unit in the virtual family group; after the registered member receives the payment feedback message, the payment authority of the sub-member is configured in the virtual family group through a payment configuration unit, the payment system is matched with a corresponding payment mode, and whether the payment amount contained in the payment request is within the total payment amount or not is detected;
if yes, the payment system carries out online payment according to the corresponding payment mode;
If not, ending the payment, sending a payment failure feedback instruction to a registered member creating a payment module, and reconfiguring the total payment amount of the payment system by the registered member creating the payment module based on the feedback instruction, and carrying out interactive prompt in the virtual family group after the configuration is finished; and prompting the child member to reinitiate a payment request based on the interaction.
Example 4:
Referring to fig. 4, the present invention provides a shared payment system based on a virtual home group, including the above-mentioned method for constructing a virtual home group, including:
A payment module, initiated by at least one registered member of the virtual family group, wherein the payment module enables receipts and payments of a plurality of third party channels;
the payment component is formed by importing the payment module into a virtual family group, wherein the payment component is connected with the payment module;
The aggregation module is arranged in the payment component and is configured to aggregate a plurality of payment modules to form a unified payment system;
the configuration module is arranged in the payment component and is configured to configure the payment mode, the total payment amount and the payment authority of the payment system by any registered member creating the payment module in the virtual family group;
The detection module is arranged in the payment component, and is configured to receive a payment request when any registered member in the virtual family group initiates the payment request, check whether the registered member initiating the payment request has payment authority, and if so, match a corresponding payment mode by the payment system, and detect whether the payment amount contained in the payment request is within the total payment amount;
if yes, the payment system carries out online payment according to the corresponding payment mode;
If not, there are the following solutions;
① : ending the payment, sending a payment failure feedback instruction to a registered member creating a payment module, and reconfiguring the total payment amount of the payment system by the registered member creating the payment module based on the feedback instruction, and carrying out interactive prompt in the virtual family group after the configuration is finished; prompting the registered member to reinitiate a payment request based on the interaction;
② : if the registered member initiating the payment request is the registered member creating the payment module, the registered member reconfigures the total payment amount of the payment system, and the payment system performs online payment according to the corresponding payment mode.
Further, the detection module is further configured to, when any one of the sub-members in the virtual family group initiates a payment request, receive the payment request, detect a registered member associated with the sub-member initiating the payment request by the detection module, and send a payment feedback message to the registered member.
Further, a payment configuration unit is arranged in the configuration module, and the payment configuration unit is used for loading the payment configuration unit in the virtual family group when any sub-member in the virtual family group initiates a payment request, and the payment authority of the sub-member is configured through the payment configuration unit.
Further, an interaction module is arranged in the virtual family group, and the interaction module is used for any one or more registered members to complete interaction with the rest registered members and sub-members in the virtual family group.
According to the application, the intelligent screen is used as a carrier, interaction is completed through the terminal and the server side of the intelligent screen, a virtual family group is established, and by constructing the virtual family group, members of real family members including parents, brothers sisters, grandparents, relatives, friends and the like can be brought into the virtual family group; and the virtual family group is taken as a main body to construct a payment system, and when any family member in the virtual family group makes orders and reservations of goods, services and the like on the intelligent screen, the online payment function can be completed. Only one member of the system is required to construct a payment system, and then a payment mode, a total payment amount and a payment authority of the payment system are configured; on one hand, the online consumption of family members is facilitated, and on the other hand, the payment supervision of members without payment capability is also facilitated.
In some embodiments, for example, when the virtual home group performs commodity purchase on the smart screen, for registered members, payment can be completed by using the terminal, for non-registered members, a unique ID number can be formed to be attached below the registered members, the non-registered members can log in the ID number to perform payment, and when payment is performed, the main account number, that is, the registered members, needs to be verified, and the payment operation can be completed after verification is completed, and when the main registered members are not verified, the payment operation cannot be completed. On one hand, the online consumption of family members is facilitated, and on the other hand, the payment supervision of members without payment capability is also facilitated.
In order to facilitate the implementation of the application, for non-registered members, the unique ID number can be converted into a two-dimensional code, and the unique ID number can be obtained by taking a picture through a camera hole on the intelligent screen and performing image scanning.
The foregoing description of embodiments of the invention has been presented for purposes of illustration and description, and is not intended to be exhaustive or limited to the embodiments disclosed. Many modifications and variations will be apparent to those of ordinary skill in the art without departing from the scope and spirit of the various embodiments described. The terminology used herein was chosen in order to best explain the principles of the embodiments, the practical application, or the technical improvements in the marketplace, or to enable others of ordinary skill in the art to understand the embodiments disclosed herein.
Claims (8)
1. The method for constructing the virtual family group is characterized by comprising the following steps:
The server receives a request for constructing a virtual family group taking an application program as a main body in a plurality of terminals;
the server responds to the construction request and processes the construction request to acquire a plurality of member information and data to be verified contained in the construction request;
The server loads a plurality of member information and verifies the member information to check whether each member information is a registered member;
If at least one member information is a non-registered member, the server sends a target synchronization program to a plurality of terminals, an application program of the terminals loads the target synchronization program and forms an initialization operation of the target synchronization program in the application program, the server builds sub-information of the non-registered member by taking the member information of the registered member as a main body based on the association relation and builds the non-registered member as a sub-member of the registered member by taking the sub-information based on the association relation of the registered member in the terminal directionally collected in the initialization operation;
The server sends data to be verified to all the registered members, and if no child member exists under the registered members, the registered members respond to the data to be verified and complete feedback of verification based on the data to be verified; if the registered member has a child member, the registered member responds to the data to be verified and completes feedback of verification of the registered member and the child member based on the data to be verified; after receiving feedback of all the registered members and the sub-members, the server forms a virtual family group, wherein any one registered member forms an independent identifier in the virtual family group, and the sub-member forms a pseudo identifier under the associated registered member;
Any one or more registered members in the virtual family group interact with the rest registered members and sub-members in the virtual family group;
When a child member interacts with any one or more registered members in the virtual family group, the child member establishes an interaction request in the virtual family group, the registered member corresponding to the child member receives the interaction request in the virtual family group, the interaction authority of the child member in the virtual family group is set by the registered member based on the interaction request, the interaction authority is transmitted to the server, and the server sets the child member to perform interaction configuration in the virtual family group based on the interaction authority; the sub-members complete interaction with other sub-members in the virtual family group based on interaction configuration, and meanwhile whether the payment amount contained in the interaction request is within the total payment amount is detected.
2. The method according to claim 1, wherein if all the member information is registered members, the server sends data to be verified to all the registered members, and after all the registered members respond to the data to be verified and complete the verification feedback based on the data to be verified, the server forms a virtual home group, wherein any one of the registered members forms an independent identifier in the virtual home group.
3. The method of constructing a virtual home group according to claim 1 or 2, wherein when any one of the registered members under the virtual home group invites at least one new home member, an addition request for adding a new home member is transmitted to the server by a terminal including an application program in which the registered member is located;
The server responds to the adding request and judges whether the adding request is added through a virtual family group or not based on the adding request;
If not, the server terminates the addition request;
If yes, the server processes based on the adding request, and judges whether the new family member is a registered member or not based on a processing result;
If yes, the server sends a verification instruction to the virtual family group, and after each of the registered members remaining in the virtual family group completes verification in the virtual family group, the server adds the new family member to the virtual family group; if not, the server sends a target synchronization program to the virtual family group for verification, when each registered member in the virtual family group clicks the target synchronization program to verify, the target synchronization program takes the virtual family group as a carrier and forms an initialization operation of the target synchronization program in the virtual family group, on one hand, each registered member in the virtual family group completes verification in the initialization operation, on the other hand, the server directionally collects association relations between the registered member and non-registered members in the virtual family group based on the initialization operation, builds sub-information of the non-registered member by taking member information of the registered member as a main body based on the association relation, and builds the non-registered member into the sub-member of the registered member by the sub-information; after receiving feedback from all the registered members, the server adds the new family members to the virtual family group, wherein the sub-members form a pseudo identifier under the associated registered members.
4. A method of sharing payment based on a virtual home group, comprising the method of constructing a virtual home group as claimed in any one of claims 1 to 3, comprising the steps of:
Creating a payment module by at least one registered member under the virtual family group, wherein the payment module realizes the receipts and payments of a plurality of third-party channels;
The payment module is imported into a virtual family group, a payment assembly is formed in the virtual family group, wherein the payment assembly is connected with the payment module, an aggregation module is arranged in the payment assembly, and the aggregation module is used for aggregating a plurality of payment modules to form a unified payment system;
A registered member creating a payment module in any one of the virtual family groups configures a payment mode, a total payment amount and a payment authority of a payment system;
When any registered member in the virtual family group initiates a payment request, the payment system receives the payment request and checks whether the registered member initiating the payment request has payment authority, if so, the payment system matches a corresponding payment mode and detects whether the payment amount contained in the payment request is within the total payment amount;
if yes, the payment system carries out online payment according to the corresponding payment mode;
If not, there are the following solutions;
① : ending the payment, sending a payment failure feedback instruction to a registered member creating a payment module, and reconfiguring the total payment amount of the payment system by the registered member creating the payment module based on the feedback instruction, and carrying out interactive prompt in the virtual family group after the configuration is finished; prompting the registered member to reinitiate a payment request based on the interaction;
② : if the registered member initiating the payment request is the registered member creating the payment module, the registered member reconfigures the total payment amount of the payment system, and the payment system carries out online payment according to the corresponding payment mode;
When any one of the sub-members in the virtual family group initiates a payment request, the payment system receives the payment request, detects a registered member associated with the sub-member initiating the payment request, sends a payment feedback message to the registered member, and simultaneously loads a payment configuration unit in the virtual family group; after the registered member receives the payment feedback message, the payment authority of the sub-member is configured in the virtual family group through a payment configuration unit, the payment system is matched with a corresponding payment mode, and whether the payment amount contained in the payment request is within the total payment amount or not is detected;
if yes, the payment system carries out online payment according to the corresponding payment mode;
If not, ending the payment, sending a payment failure feedback instruction to a registered member creating a payment module, and reconfiguring the total payment amount of the payment system by the registered member creating the payment module based on the feedback instruction, and carrying out interactive prompt in the virtual family group after the configuration is finished; and prompting the child member to reinitiate a payment request based on the interaction.
5. A shared payment system based on a virtual home group, comprising the method of constructing a virtual home group as claimed in any one of claims 1 to 3, comprising:
A payment module, initiated by at least one registered member of the virtual family group, wherein the payment module enables receipts and payments of a plurality of third party channels;
the payment component is formed by importing the payment module into a virtual family group, wherein the payment component is connected with the payment module;
The aggregation module is arranged in the payment component and is configured to aggregate a plurality of payment modules to form a unified payment system;
the configuration module is arranged in the payment component and is configured to configure the payment mode, the total payment amount and the payment authority of the payment system by any registered member creating the payment module in the virtual family group;
The detection module is arranged in the payment component, and is configured to receive a payment request when any registered member in the virtual family group initiates the payment request, check whether the registered member initiating the payment request has payment authority, and if so, match a corresponding payment mode by the payment system, and detect whether the payment amount contained in the payment request is within the total payment amount;
if yes, the payment system carries out online payment according to the corresponding payment mode;
If not, there are the following solutions;
① : ending the payment, sending a payment failure feedback instruction to a registered member creating a payment module, and reconfiguring the total payment amount of the payment system by the registered member creating the payment module based on the feedback instruction, and carrying out interactive prompt in the virtual family group after the configuration is finished; prompting the registered member to reinitiate a payment request based on the interaction;
② : if the registered member initiating the payment request is the registered member creating the payment module, the registered member reconfigures the total payment amount of the payment system, and the payment system performs online payment according to the corresponding payment mode.
6. The virtual home group-based shared payment system of claim 5, wherein the detection module is further configured to, when a payment request is initiated by any one of the child members of the virtual home group, receive the payment request, detect, by the detection module, a registered member associated with the child member that initiated the payment request, and send a payment feedback message to the registered member.
7. The shared payment system based on the virtual home group as claimed in claim 5, wherein the configuration module is provided with a payment configuration unit, and the payment configuration unit is used for loading the payment configuration unit in the virtual home group when any sub-member in the virtual home group initiates a payment request, and configuring the payment authority of the sub-member through the payment configuration unit.
8. The shared payment system based on a virtual home group of claim 5, wherein an interaction module is provided in the virtual home group, and the interaction module is configured to interact with any one or more registered members in the virtual home group with the remaining registered members and sub-members in the virtual home group.
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