CN1164472A - Credit card and its using method - Google Patents
Credit card and its using method Download PDFInfo
- Publication number
- CN1164472A CN1164472A CN 96118435 CN96118435A CN1164472A CN 1164472 A CN1164472 A CN 1164472A CN 96118435 CN96118435 CN 96118435 CN 96118435 A CN96118435 A CN 96118435A CN 1164472 A CN1164472 A CN 1164472A
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- card
- limit
- hurdle
- attached
- main
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Abstract
The present invention discloses a credit card for unit, including main card and attached card. it is characterized by that on the notable position of the main card the printed words "limit card" are marked, and said main card only alloows depositor to deposit, and allows no one to draw money. The attached card is a limited payment list with triplicate form, and on its face such columns of paying unit and card-holder information items, limited payment amount and actual amount of settlement, etc.. When drawing cash and making settlement for transfering accounts, the main card and attached card must be simultaneously handed over and checked, and the payment only can be limited in the range marked on the attached card. Said invented credit card is safe, reliable, easy to carry about, convenient for use and favourable for fund control and management of unit.
Description
The present invention relates to a kind of bank credit means of account settlement and using method thereof.Especially credit card and using method thereof that a kind of suitable unit uses.
In recent years, along with the progressively foundation of Chinese society doctrine market economic system and perfect, credit card arises at the historic moment as a kind of brand-new bank settlement instrument.It has conveniently, and service function efficiently is adapted to individuality, the private entrepreneur uses alone especially.But because its usually adopts " unrestricted payment " mode, as long as able to make payment on user's account, holder's existing and overseas transfers of twelve Earthly Branches of just can following one's bent.This obviously have the future trouble of " out of control ", thereby the wide area that has restricted the unit credit card widely uses for public ownership unit's fund that the individual does not have the right of eminent domain.
The purpose of this invention is to provide a kind of controlled credit card of unit and using method thereof with safe, controlled, convenient, fast four big functions.It can accomplish that deposit do not limit, and pays limitedly, is convenient in time collecting and control and management of unit fund.
The object of the present invention is achieved like this: it comprises main card and attached card.Main card is not paid card for only receiving, and promptly the holder can only deposit the fund of receiving the account of Subscriber Unit in card on the spot, and can not be with card enchashment and overseas transfers payment.The card face of its card face and existing unit credit card is basic identical, just observably marks " limit card " printed words on the double-edged remarkable position of card, to show difference.Attached card is a tri-coupling type limit paying bill.Wherein nominal value is provided with: payer and cardholder information an article or item in a contract, limit is paid ledger account with balance column, actual settlement amounts hurdle.
Its using method is: when the holder need deposit fund in the card family, only need main card passed and deposit ground bank in and can deposit, and amount deposited is not limit; When the holder needs payment, except delivering for a check the main card to bank yieldly, also must submit attached card simultaneously, have only when main card and attached card possess simultaneously, bank can payment, and can only pay in the fixed limit of attached calliper, and must not overspend.
The present invention compares with existing unit credit card has following advantage:
1, because main card is not paid card for only receiving, there is not payment function.Therefore, in case lose, also perfectly safe.It is safe and reliable, is fit to carry when the enterprise marketing personnel go out the collection payment for goods and to use, and adapting to some product width of cloth especially, to penetrate face big, sells multi-point and wide-ranging business unit's use.It helps the holder and the payment for goods of receiving is in time deposited on the spot uses the calorie unit account, and can not be with card enchashment and overseas transfers.Be convenient in time collecting and control and management of unit fund.
2,, have only the attached card of cooperation could realize limited enchashment and overseas transfers effectively because main card is the limit card.Therefore, it is not only convenient, flexible but also controlled safely.Both given the right of eminent domain of the certain amount of holder, pool control that again can the unit's of execution fund, thus prevent the excessive loss that " out of control " causes effectively.
Accompanying drawing is an attached card limit paying bill schematic diagram of the present invention.
Below by embodiment and the concrete narration of accompanying drawing structure of the present invention.
Main card of the present invention and other issued credit card pattern are basic identical, it is characterized in that mark " limit " or " limit card " printed words on the remarkable position of tow sides of card, to show difference, be aided with different colours and pattern and other card types simultaneously and distinguished and be easy to recognition.Referring to accompanying drawing, attached card of the present invention is the limit paying bill that tri-coupling type is printed.Wherein one is the unit's of holding counterfoil, and bigeminy is banker's payment voucher yieldly.Three are the unit's of holding annex for future reference.Its nominal value is provided with payer full name hurdle, account number hurdle, bank of deposit hurdle; Holder name hurdle, identification card number hurdle, main card number hurdle; Limit is paid amount of money capital and small letter hurdle; Actual delivery is by notes record an article or item in a contract; Actual settlement amounts capitalization hurdle; Explanation of payer commission payment and unit seal hurdle.Actual delivery is divided into multiple row by notes records an article or item in a contract can be for filling in month, day, voucher number, summary, the amount of money, handles, checks hurdle and the actual delivery column by an Amount in Total small letter.Second of limit paying bill is used the better thick slightly stencil paper of papery and is printed, and the place is printed on fluorescent anti-counterfeiting mark at the nominal value new line.
Main card of the present invention is not paid card for only receiving, and does not have payment function, and can only deposit with main card can not enchashment and overseas transfers.In addition, main card can cooperate attached card to use, to realize the limit payment function of credit card of the present invention.Attached card is given the right of eminent domain of the certain amount of holder.The holder must submit main card and attached card simultaneously when enchashment and overseas transfers, and can only implement limited ability to pay in attached card restricted portion.
Claims (6)
1, a kind of credit card, it comprises main card, it is characterized in that mark " limit " or " limit card " printed words on the remarkable position of main card, also comprises the attached card of the limit that is used with main card.
2, credit card according to claim 1 is characterized in that the attached card of limit is a tri-coupling type limit paying bill, and its nominal value is provided with: payer and cardholder information an article or item in a contract, limit is paid ledger account with balance column, actual settlement amounts hurdle.
3, credit card according to claim 2 is characterized in that also being provided with on the limit paying bill actual delivery by notes record an article or item in a contract and explanation of payer commission payment and unit seal hurdle.
4, credit card according to claim 2 is characterized in that payer information an article or item in a contract is unit full name hurdle, account number hurdle, bank of deposit hurdle; The cardholder information an article or item in a contract is holder name hurdle, identification card number hurdle, main card number hurdle.
5, a kind of credit card using method is characterized in that main card is only to receive not pay card, does not have payment function, and can only deposit with main card can not enchashment and overseas transfers.
6, credit card using method according to claim 5, it is characterized in that main card and attached card are used, in order to restriction holder's ability to pay, promptly when enchashment and overseas transfers, must submit main card and attached card simultaneously, and can only in attached card restricted portion, implement limited payment.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 96118435 CN1164472A (en) | 1996-11-30 | 1996-11-30 | Credit card and its using method |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 96118435 CN1164472A (en) | 1996-11-30 | 1996-11-30 | Credit card and its using method |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN1164472A true CN1164472A (en) | 1997-11-12 |
Family
ID=5125091
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN 96118435 Pending CN1164472A (en) | 1996-11-30 | 1996-11-30 | Credit card and its using method |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN1164472A (en) |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1093474C (en) * | 1997-07-29 | 2002-10-30 | 刘永刚 | Multi-function modern currency |
| CN1297469C (en) * | 2003-07-30 | 2007-01-31 | 上海振华港口机械（集团）股份有限公司 | Container crane capable of lifting dual 40 feet box |
| CN1758290B (en) * | 2004-07-02 | 2010-08-18 | 招商银行股份有限公司 | Supplementary card system of bank debit card and treatment method thereof |
-
1996
- 1996-11-30 CN CN 96118435 patent/CN1164472A/en active Pending
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1093474C (en) * | 1997-07-29 | 2002-10-30 | 刘永刚 | Multi-function modern currency |
| CN1297469C (en) * | 2003-07-30 | 2007-01-31 | 上海振华港口机械（集团）股份有限公司 | Container crane capable of lifting dual 40 feet box |
| CN1758290B (en) * | 2004-07-02 | 2010-08-18 | 招商银行股份有限公司 | Supplementary card system of bank debit card and treatment method thereof |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C10 | Entry into substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| C06 | Publication | ||
| PB01 | Publication | ||
| C01 | Deemed withdrawal of patent application (patent law 1993) | ||
| WD01 | Invention patent application deemed withdrawn after publication |