CN115965369A - Intelligent management payment system - Google Patents
Intelligent management payment system Download PDFInfo
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- CN115965369A CN115965369A CN202310039604.6A CN202310039604A CN115965369A CN 115965369 A CN115965369 A CN 115965369A CN 202310039604 A CN202310039604 A CN 202310039604A CN 115965369 A CN115965369 A CN 115965369A
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Abstract
The invention discloses an intelligent management payment system, comprising: the cashing terminal is associated with the plurality of recharging platforms and is used for receiving the recharging amount provided by any one of the plurality of recharging platforms; the data analysis module is used for collecting historical data generated by a plurality of different payment platforms, and counting the charge ratios generated by the different payment platforms in the same period to obtain the weights of the charges generated by the different payment platforms in the same period; the distribution module sets the proportion of the recharge amount according to the weight; and the recharging module is used for recharging the recharging amount into the plurality of payment platforms according to the proportion of the recharging amount. The invention collects the usage of each energy device to calculate the weight of each energy device, and reasonably recharges in combination with the latest usage of the user, thereby realizing recharging a plurality of energy devices at one time, reducing the complicated steps of a plurality of payment systems in the prior art, and having more convenient system and wider application range.
Description
Technical Field
The invention relates to the field of intelligent management, in particular to an intelligent management payment system.
Background
The existing water, electricity and gas integrated payment and management methods are not comprehensive, and the three ends of a user end, a server end and a management end are not subjected to closed-loop management; a complete water, electricity and gas integrated payment and management method based on a digital RMB visual card and a payment module thereof does not exist in the market; one-card multi-meter, multi-card multi-meter and multi-terminal recharging are tedious for users, and visual analysis interfaces are not provided for the users to feel intuitively.
At present, the water, electricity and gas payment of a common family or dormitory is basically that one card and a plurality of meters, namely one card can be used for swiping on an electricity meter, a water meter and a gas meter; or a multi-card multi-table; even multi-end recharging is possible, and historical usage and user data are lack of analysis; the use of the mobile phone by special mobile phone groups, temporary users and tenants is difficult and inconvenient for the old. There is a binding relationship between the user and the table. The steps are complicated because recharging is needed for many times.
In conclusion, how to intelligently manage and reasonably distribute the recharge amount to be applied to each platform is a problem to be solved at present.
Disclosure of Invention
The invention aims to provide an intelligent management payment system, which solves the problem of complicated steps of recharging and paying in the prior art.
In order to solve the above technical problem, the present invention provides an intelligent management payment system, including:
the cash receiving terminal is associated with the plurality of recharging platforms and is used for receiving the recharging amount provided by any one of the plurality of recharging platforms;
the data analysis module is used for collecting historical data generated by a plurality of different payment platforms, and counting the charge ratios generated by the different payment platforms in the same period to obtain the weights of the charges generated by the different payment platforms in the same period;
the distribution module is used for setting the proportion of the recharging amount according to the weight;
and the recharging module charges the recharging amount into the plurality of payment platforms according to the recharging amount proportion.
Preferably, the plurality of top-up platforms include:
the offline self-service recharging device supports payment of paper money and the digital RMB visual card;
and the online charging system is characterized in that the online collection platform supports the APP function and the code scanning payment.
Preferably, the fee calculation system generated by the different payment platforms comprises:
the water meter is provided with a data transmission unit and wirelessly transmits the value of the current water meter to the expense calculation module in real time;
the ammeter is provided with a data transmission unit and wirelessly transmits the value of the current ammeter to the expense calculation module in real time;
the gas meter is provided with a data transmission unit and wirelessly transmits the value of the current gas meter to the expense calculation module in real time;
and the fee calculation module calculates water fee, electric fee and gas fee according to the acquired numerical value of the water meter, the acquired numerical value of the electric meter and the acquired numerical value of the gas meter.
Preferably, the data analysis module comprises:
the data acquisition unit is used for periodically acquiring historical data generated by the plurality of different payment platforms;
and the weight calculation unit is connected with the data acquisition unit and calculates the weight of each payment platform in the same period by utilizing any one algorithm of an analytic hierarchy process, a fuzzy method and a fuzzy analytic hierarchy process.
Preferably, the method further comprises the following steps:
the reminding module is used for screening the balance of the plurality of payment platforms in real time to obtain a charging platform to be owed and transmitting information to be owed;
and the setting module is used for setting the recharging proportion of the plurality of energy devices and setting the arrearage reminding mode.
Preferably, the reminding module comprises:
the threshold unit is used for setting defaulting reminding thresholds of the plurality of payment platforms, and triggering a defaulting instruction when the balance of the payment platform is lower than the corresponding defaulting reminding threshold;
and the information editing unit is used for editing the information about the arrearage according to the instruction about the arrearage transmitted by the threshold unit and notifying the information about the arrearage through a short message or a voice telephone.
Preferably, the method further comprises the following steps: and the service stopping module is used for monitoring the balance of the plurality of payment platforms in real time, stopping service when the balance of each payment platform is less than or equal to zero, and triggering arrearage reminding.
Preferably, the method further comprises the following steps: and the service management module is used for realizing the functions of service management in various calculation tables, mobile terminal data management, network transaction platform service management, other terminal payment service management, remote data management and IC card service management.
Preferably, the method further comprises the following steps: and the system setting management module is used for realizing the functions of administrator setting, menu setting, password setting, invoice format setting and serial port setting.
Preferably, the method further comprises the following steps: and the report management module is used for realizing the functions of client basic information report management, client payment information report management, client card supplementing information report management and daily report, monthly report and chronology generation management.
The intelligent management payment system provided by the invention collects the recharge amount by using the collection terminal, calculates the expenses generated by different charging platforms according to historical data generated by a plurality of charging platforms, calculates the consumption amount weight of each charging platform, and distributes the recharge amount according to the consumption amount weight to achieve one-time recharge, all the consuming platforms realize recharge, so that the complex steps are reduced, the recharge amount can be reasonably distributed according to the recent usage amount weight of each energy device, the complex steps are reduced, the operation of a user is facilitated, and the application range is wider.
Drawings
In order to more clearly illustrate the embodiments or technical solutions of the present invention, the drawings used in the description of the embodiments or the prior art will be briefly described below, and it is obvious that the drawings in the following description are only some embodiments of the present invention, and it is obvious for those skilled in the art that other drawings can be obtained based on these drawings without creative efforts.
Fig. 1 is a block diagram of an intelligent management payment system according to the present invention.
Detailed Description
The core of the invention is to provide an intelligent management payment system, which can reasonably distribute the recharging amount of an energy device, can realize recharging of a plurality of energy platforms by one-time recharging, reduces complicated steps and has wider applicable crowd range.
In order that those skilled in the art will better understand the disclosure, the invention will be described in further detail with reference to the accompanying drawings and specific embodiments. It should be apparent that the described embodiments are only some embodiments of the present invention, and not all embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
Referring to fig. 1, fig. 1 is a block diagram illustrating an intelligent payment management system according to the present invention; the concrete structure is as follows:
the recharging platform comprises;
an offline self-service recharging device, the offline self-service recharging device supporting the payment of visible cards of paper money and digital RMB and supporting visible cards and common cards: possess digital RMB NFC payment function, possess digital RMB or other payment instrument payment function, APP function, NFC or sweep a yard mode.
And the online charging system is characterized in that the online collection platform supports the APP function and the code scanning payment.
The upper computer is used for counting and analyzing data of various meters and payment platforms, managing in a unified mode, paying for one time and reminding defaulting and prepayment information. And butting the APP of the user mobile terminal. Analyzing the cost condition and controlling the running state of the table through the technology of the internet of things. Management platform end provides overall management and provides and establishes the merchant etc. and the merchant carries out the function contract at the merchant end, and the merchant establishes account number card distribution for the user, installs overall payment module, and the user passes through the card, payment module, and cell-phone app end uses, and the host computer includes: and the money receiving terminal is used for collecting the recharging data of a plurality of recharging platforms of the user.
Fee calculation systems generated by different payment platforms: the water meter is provided with a data transmission unit and wirelessly transmits the value of the current water meter to the expense calculation module in real time; the ammeter is provided with a data transmission unit and wirelessly transmits the value of the current ammeter to the expense calculation module in real time; the gas meter is provided with a data transmission unit and wirelessly transmits the value of the current gas meter to the expense calculation module in real time; and the fee calculation module calculates water fee, electric fee and gas fee according to the acquired numerical value of the water meter, the acquired numerical value of the electric meter and the acquired numerical value of the gas meter. Other payment platforms, broadband property, and the like.
The data analysis module is used for collecting historical data generated by a plurality of different payment platforms, and counting the charge ratios generated by the different payment platforms in the same period to obtain the weights of the charges generated by the different payment platforms in the same period
And the distribution module is used for setting the proportion of the recharging amount according to the weight.
And charging the recharging amount into a plurality of payment platforms according to the recharging amount proportion.
And the setting module is used for setting the recharging proportion of the plurality of energy devices and setting the arrearage reminding mode.
And the reminding module is used for screening the balance of the plurality of energy devices in real time to obtain the energy devices to be owed, and transmitting the information to be owed.
The reminding module comprises: and the threshold unit is used for setting arrearage reminding thresholds of the plurality of energy devices, and triggering an arrearage instruction when the balance of the energy devices is lower than the corresponding arrearage reminding threshold.
And the information editing unit is used for editing the information about the arrearage according to the instruction about the arrearage according to the threshold unit and informing the user of the arrearage through a short message or a voice telephone.
And the service stopping module is used for monitoring the balance of each energy device in real time, controlling the energy devices to stop service when the energy devices are monitored to be the balance less than or equal to zero, and triggering arrearage reminding.
And the service management module is used for realizing the functions of service management in various calculation tables, mobile terminal data management, network transaction platform service management, other terminal payment service management, remote data management and IC card service management.
And the system setting management module is used for realizing the functions of administrator setting, menu setting, password setting, invoice format setting and serial port setting.
And the report management module is used for realizing the functions of client basic information report management, client payment information report management, client card supplementing information report management and daily report, monthly report and chronology generation management.
The intelligent management payment system provided by the invention supports integration of water use, electricity use and gas use, avoids multi-end recharging of a user, and reduces complicated operation of the user. By combining the digital RMB payment system, a user can recharge only by swiping a visual card on the collection module or through a mobile terminal, the amount of money corresponding to the digital RMB wallet corresponding to the visual card can be deducted, the total balance of a user account and water, electricity and gas lines can be displayed on the table, and the user is supported to input the recharge amount. The invention can periodically analyze the recent water, electricity and gas use condition of the user, automatically allocate the quota for recharging, and give an early warning when the user is in charge of arrearage. And can give app to perform user data analysis: the general use condition, the analysis chart and the like can be seen, and the user can check the water, electricity and gas recharging use condition of the user through the corresponding user end app.
The use method of the intelligent management payment system provided by the invention comprises the following steps:
the recharging terminal identifies the recharging amount by using a visual card, a common card or online recharging amount, collects data of a plurality of energy devices by using a data collecting module, calculates the amount weight value of each energy device according to a distributing module, and reasonably distributes the recharging amount to each energy device according to the amount weight value of each energy device; and the recharging proportion of each energy device can be set in the system through a setting module, so that convenient recharging is realized.
The real recharging method comprises the following steps:
1. the user can set intelligent recharging on the system, the system can be connected with a water-electricity-gas meter through a management platform to obtain the payment condition of the user, and the recharging proportion is automatically calculated (for example, recharging 100 is found, the recent use condition of the user is that the system automatically recharges each end.
2. The user can set a custom recharge column at the app end (e.g. water electrical setting 4.
If the monthly fee from three ends is 100 yuan, the next month needs to be cleared, and if the fee is not paid and the arrearage is generated, the water and gas are firstly prompted to be cut off, and then the power is cut off. After the power failure, the user can use the APP online recharging mode or the APP online recharging mode to the power supply company to pay for activating the power utilization. Under the condition of power supply, the collection module can be used for paying and activating other meters such as water, gas and the like.
In the present specification, the embodiments are described in a progressive manner, and each embodiment focuses on differences from other embodiments, and the same or similar parts between the embodiments are referred to each other. The device disclosed in the embodiment corresponds to the method disclosed in the embodiment, so that the description is simple, and the relevant points can be referred to the description of the method part.
Those of skill would further appreciate that the various illustrative elements and algorithm steps described in connection with the embodiments disclosed herein may be implemented as electronic hardware, computer software, or combinations of both, and that the various illustrative components and steps have been described above generally in terms of their functionality in order to clearly illustrate this interchangeability of hardware and software. Whether such functionality is implemented as hardware or software depends upon the particular application and design constraints imposed on the implementation. Skilled artisans may implement the described functionality in varying ways for each particular application, but such implementation decisions should not be interpreted as causing a departure from the scope of the present invention.
The steps of a method or algorithm described in connection with the embodiments disclosed herein may be embodied directly in hardware, in a software module executed by a processor, or in a combination of the two. A software module may reside in Random Access Memory (RAM), memory, read Only Memory (ROM), electrically programmable ROM, electrically erasable programmable ROM, registers, hard disk, a removable disk, a CD-ROM, or any other form of storage medium known in the art.
The intelligent management payment system provided by the invention is described in detail above. The principles and embodiments of the present invention are explained herein using specific examples, which are presented only to assist in understanding the method and its core concepts. It should be noted that, for those skilled in the art, it is possible to make various improvements and modifications to the present invention without departing from the principle of the present invention, and those improvements and modifications also fall within the scope of the claims of the present invention.
Claims (10)
1. An intelligent management payment system, comprising:
the cash receiving terminal is associated with the plurality of recharging platforms and is used for receiving the recharging amount provided by any one of the plurality of recharging platforms;
the data analysis module is used for collecting historical data generated by a plurality of different payment platforms, and counting the charge ratios generated by the different payment platforms in the same period to obtain the weights of the charges generated by the different payment platforms in the same period;
the distribution module is used for setting the proportion of the recharging amount according to the weight;
and the recharging module charges the recharging amount into the plurality of payment platforms according to the recharging amount proportion.
2. The intelligent managed payment system of claim 1, wherein the plurality of top-up platforms comprise:
the offline self-service recharging device supports payment of paper money and the digital RMB visual card;
and the online charging system is characterized in that the online collection platform supports the APP function and the code scanning payment.
3. The intelligent managed payment system of claim 1, wherein said different payment platform generated fee calculation system comprises:
the water meter is provided with a data transmission unit and wirelessly transmits the value of the current water meter to the expense calculation module in real time;
the ammeter is provided with a data transmission unit and wirelessly transmits the value of the current ammeter to the expense calculation module in real time;
the gas meter is provided with a data transmission unit and wirelessly transmits the value of the current gas meter to the expense calculation module in real time;
and the fee calculation module calculates water fee, electric fee and gas fee according to the acquired numerical value of the water meter, the acquired numerical value of the electric meter and the acquired numerical value of the gas meter.
4. The intelligent managed payment system of claim 1, wherein the data analysis module comprises:
the data acquisition unit is used for periodically acquiring historical data generated by the plurality of different payment platforms;
and the weight calculation unit is connected with the data acquisition unit and calculates the weight of each payment platform in the same period by utilizing any one algorithm of an analytic hierarchy process, a fuzzy method and a fuzzy analytic hierarchy process.
5. The intelligent managed payment system of claim 1, further comprising:
the reminding module is used for screening the balance of the plurality of payment platforms in real time to obtain a charging platform to be owed and transmitting information to be owed;
and the setting module is used for setting the recharging proportion of the plurality of energy devices and setting the arrearage reminding mode.
6. The intelligent managed payment system of claim 5, wherein the reminder module comprises:
the threshold unit is used for setting defaulting reminding thresholds of the plurality of payment platforms, and triggering a defaulting instruction when the balance of the payment platform is lower than the corresponding defaulting reminding threshold;
and the information editing unit edits the information of the upcoming arrearage according to the instruction of the upcoming arrearage sent by the threshold unit and informs the information of the upcoming arrearage through a short message or a voice telephone.
7. The intelligent managed payment system of claim 1, further comprising: and the service stopping module is used for monitoring the balance of the plurality of payment platforms in real time, stopping service when the balance of each payment platform is less than or equal to zero, and triggering arrearage reminding.
8. The intelligent managed payment system of claim 1, further comprising: and the service management module is used for realizing the functions of service management in various calculation tables, mobile terminal data management, network transaction platform service management, other terminal payment service management, remote data management and IC card service management.
9. The intelligent managed payment system of claim 1, further comprising: and the system setting management module is used for realizing the functions of administrator setting, menu setting, password setting, invoice format setting and serial port setting.
10. The intelligent managed payment system of claim 1, further comprising: and the report management module is used for realizing the functions of client basic information report management, client payment information report management, client card supplementing information report management and daily report, monthly report and chronology generation management.
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| CN202310039604.6A CN115965369A (en) | 2023-01-12 | 2023-01-12 | Intelligent management payment system |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN117196543A (en) * | 2023-11-07 | 2023-12-08 | 北京龙德缘电力科技发展有限公司 | Multi-purpose ammeter recharging management method and system based on fund pool |
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- 2023-01-12 CN CN202310039604.6A patent/CN115965369A/en active Pending
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN117196543A (en) * | 2023-11-07 | 2023-12-08 | 北京龙德缘电力科技发展有限公司 | Multi-purpose ammeter recharging management method and system based on fund pool |
| CN117196543B (en) * | 2023-11-07 | 2024-01-30 | 北京龙德缘电力科技发展有限公司 | Multi-purpose ammeter recharging management method and system based on fund pool |
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