CN115775183A

CN115775183A - Transaction information pushing method, device, equipment and storage medium

Info

Publication number: CN115775183A
Application number: CN202211551770.6A
Authority: CN
Inventors: 申冬亚
Original assignee: Ping An Bank Co Ltd
Current assignee: Ping An Bank Co Ltd
Priority date: 2022-12-05
Filing date: 2022-12-05
Publication date: 2023-03-10

Abstract

The application discloses a transaction information pushing method, a device, equipment and a storage medium, wherein different payment channels can be converged into the same pushing channel by carrying out information pushing configuration of different payment channels for each merchant, messages are pushed in a self-defined manner according to pushing templates of the merchants, the diversity of the merchant in real-time transaction information obtaining ways is improved, and the technical problems that generally one merchant does not comprise one payment code, transaction information pushing modes of different payment codes are difficult to unify, and a pushing mode cannot be configured by the merchant independently, so that the merchant cannot obtain information comprehensively and the experience is poor are solved.

Description

Transaction information pushing method, device, equipment and storage medium

Technical Field

The application relates to the technical field of financial technology, in particular to a transaction information pushing method, a device, equipment and a storage medium.

Background

In a merchant, there may be a plurality of different payment channels, and after a merchant transaction occurs, the merchant usually can only perform voice broadcast on a mobile terminal logged in by a corresponding account at that time to determine whether the transaction is actually paid, i.e., whether a missed bill condition exists.

Generally, one merchant not only includes one payment receiving code, but also transaction information push modes of different payment receiving codes are difficult to unify, and a push mode cannot be configured by the merchant independently, so that the technical problems that the merchant cannot acquire information comprehensively and the experience is poor are caused.

Disclosure of Invention

The application provides a transaction information pushing method, a transaction information pushing device, transaction information pushing equipment and a transaction information pushing storage medium, and solves the technical problems that generally one merchant comprises more than one money receiving code, transaction information pushing modes of different money receiving codes are difficult to unify, a pushing mode cannot be configured by the merchant independently, the merchant cannot acquire information comprehensively, and the experience is poor.

In view of the above, a first aspect of the present application provides a transaction information pushing method, where the method includes:

s1, acquiring real-time transaction information, wherein the real-time transaction information comprises transaction details and a target collection channel;

s2, acquiring information pushing configuration of the target collection channel, wherein the information pushing configuration comprises a pushing channel and a pushing template;

s3, assembling a push message of the real-time transaction information corresponding to the push channel according to the information push configuration and the real-time transaction information;

and S4, pushing the push channel corresponding to the push message.

Optionally, the information push configuration includes at least one push channel and a corresponding push template.

Optionally, before the step S1, the method further includes:

receiving a push configuration instruction sent by a user, wherein the push configuration instruction carries a push channel corresponding to a target collection channel;

receiving a message template configuration instruction sent by the user, wherein the message template configuration instruction carries push message configuration information corresponding to the push channel;

and determining a push template of the push channel according to the push message configuration information.

Optionally, the push channel includes a announcement device, an application, a public number, and a transaction notification.

Optionally, the step S4 specifically includes:

if the push channel is a broadcast device, sending the push message to a voice broadcast platform corresponding to the broadcast device, so that the voice broadcast platform pushes the push message to a target device, and the target device performs voice broadcast according to the push message;

if the push channel is an application program, calling an API (application programming interface) of the application program, and sending the push message to the application program according to preset interface configuration, so that the application program calls terminal voice to perform voice broadcast according to the push message or performs message push according to the push message;

if the push channel is a public number, sending the push message to a management platform corresponding to the public number, so that the management platform pushes the message in the public number according to the push message;

and if the pushing channel is a transaction notification, sending the pushing message to a merchant platform corresponding to the transaction notification, so that the merchant platform generates a transaction result detail to be confirmed according to the pushing message.

The second aspect of the present application provides a transaction information pushing device, which includes:

the system comprises a first acquisition unit, a second acquisition unit and a third acquisition unit, wherein the first acquisition unit is used for acquiring real-time transaction information which comprises transaction details and a target collection channel;

the second acquisition unit is used for acquiring the information push configuration of the target collection channel, and the information push configuration comprises a push channel and a push template;

the processing unit is used for assembling a push message of the real-time transaction information corresponding to the push channel according to the information push configuration and the real-time transaction information;

and the pushing unit is used for pushing the pushing channel corresponding to the pushing message.

Optionally, the method further comprises:

the system comprises a first receiving unit, a second receiving unit and a pushing configuration unit, wherein the first receiving unit is used for receiving a pushing configuration instruction sent by a user, and the pushing configuration instruction carries a pushing channel corresponding to a target collection channel;

a second receiving unit, configured to receive a message template configuration instruction sent by the user, where the message template configuration instruction carries push message configuration information corresponding to the push channel;

and the template configuration unit is used for determining a push template of the push channel according to the push message configuration information.

A third aspect of the present application provides a transaction information pushing device, the device comprising a processor and a memory:

the memory is used for storing program codes and transmitting the program codes to the processor;

the processor is configured to execute the steps of the method for pushing transaction information according to the first aspect.

A fourth aspect of the present application provides a computer-readable storage medium, which is used for storing a program code, where the program code is used for executing the transaction information pushing method according to the first aspect.

According to the technical scheme, the embodiment of the application has the following advantages:

the application provides a transaction information pushing method, a device, equipment and a storage medium, different payment channels can be collected in the same pushing channel by performing information pushing configuration of different payment channels for each merchant, messages are pushed in a self-defined manner according to pushing templates of the merchants, diversity of real-time transaction information obtaining ways of the merchants is improved, and the technical problems that generally one merchant comprises more than one payment receiving code, transaction information pushing modes of different payment receiving codes are difficult to unify, a pushing mode cannot be configured by the merchant independently, the merchant cannot obtain information comprehensively, and experience is poor are solved.

Drawings

FIG. 1 is a flow chart of a first method of a transaction information pushing method in an embodiment of the present application;

FIG. 2 is a flowchart illustrating a second method of pushing transaction information according to an embodiment of the present application;

FIG. 3 is a schematic structural diagram of a transaction information pushing apparatus according to an embodiment of the present application;

fig. 4 is a schematic structural diagram of a transaction information pushing device in an embodiment of the present application.

Detailed Description

In order to make the technical solutions of the present application better understood, the technical solutions in the embodiments of the present application will be clearly and completely described below with reference to the drawings in the embodiments of the present application, and it is obvious that the described embodiments are only a part of the embodiments of the present application, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present application.

The application designs a transaction information pushing method, a transaction information pushing device and a transaction information pushing storage medium, and solves the technical problems that generally one merchant does not only comprise one money receiving code, transaction information pushing modes of different money receiving codes are difficult to unify, a pushing mode cannot be configured by the merchant independently, the merchant cannot acquire information comprehensively, and the experience is poor.

For convenience of understanding, please refer to fig. 1, in which fig. 1 is a flowchart of a first method of a transaction information pushing method in an embodiment of the present application, as shown in fig. 1, specifically:

it should be noted that after completing a transaction by scanning a two-dimensional code, the customer may obtain real-time transaction information including a transaction detail and a target collection channel, for example, the transaction detail is XX element, and the target collection channel may include but is not limited to a WeChat, a Payment treasure, a bank, and the like.

S2, acquiring information pushing configuration of a target collection channel, wherein the information pushing configuration comprises a pushing channel and a pushing template;

the information push configuration comprises at least one push channel and a corresponding push template;

the push channel includes a broadcast device, an application, a public number, and a transaction notification.

It should be noted that, for a target collection channel, one or more push channels may be configured based on information push, for example, the target collection channel is WeChat, but the push channel may include a broadcast device, an application program, a public number, and a transaction notification;

for multiple target collection channels, the same push channel may be configured based on information push, for example, the target collection channel is WeChat or Paobao, but the push channels are broadcast devices, application programs, public numbers or transaction notifications.

S3, assembling a push message of a push channel corresponding to the real-time transaction information according to the information push configuration and the real-time transaction information;

it should be noted that, for each piece of real-time transaction information, the push message corresponding to the push channel is assembled according to the corresponding information push configuration.

It can be understood that the same push channel may also include different push messages, and further, the configuration is performed according to the association relationship between the target collection channel and the push channel in the information push configuration.

For example, if the target collection channel is WeChat, the push channel is a broadcast device, the push message is WeChat collection XX element, and the transaction details in the real-time transaction information correspond to 15 elements, the push message is WeChat collection 15 element;

the target collection channel is a payment treasure, the push channel is also a broadcast device, the push message can be configured to be XX yuan for collection of the payment treasure, the transaction detail in the real-time transaction information corresponds to 15 yuan, and the push message is 15 yuan for collection of the payment treasure.

S4, pushing corresponding push messages to the push channels;

step S4 specifically includes:

if the push channel is a broadcasting device, sending a push message to a voice broadcasting platform corresponding to the broadcasting device, so that the voice broadcasting platform pushes the push message to a target device, and the target device broadcasts the push message in a voice mode according to the push message;

if the push channel is an application program, calling an API (application program interface) of the application program, and sending a push message to the application program according to preset interface configuration, so that the application program calls a terminal voice to perform voice broadcast according to the push message or performs message push according to the push message;

if the push channel is the public number, sending a push message to a management platform corresponding to the public number, so that the management platform pushes the message in the public number according to the push message;

if the pushing channel is the transaction notification, a pushing message is sent to a merchant platform corresponding to the transaction notification, so that the merchant platform generates a transaction result detail to be confirmed according to the pushing message.

Further, referring to fig. 2, fig. 2 is a flowchart illustrating a second method of pushing transaction information according to an embodiment of the present application, where step S1 further includes:

s01, receiving a pushing configuration instruction sent by a user, wherein the pushing configuration instruction carries a pushing channel corresponding to a target money receiving channel;

s02, receiving a message template configuration instruction sent by a user, wherein the message template configuration instruction carries push message configuration information corresponding to a push channel;

s03, determining a pushing template of a pushing channel according to the configuration information of the pushing message.

Referring to fig. 3, fig. 3 is a schematic structural diagram of a transaction information pushing device in an embodiment of the present application, as shown in fig. 3, specifically:

the first obtaining unit 301 is configured to obtain real-time transaction information, where the real-time transaction information includes transaction details and a target collection channel;

a second obtaining unit 302, configured to obtain an information pushing configuration of a target collection channel, where the information pushing configuration includes a pushing channel and a pushing template;

the processing unit 303 is configured to assemble a push message of a push channel corresponding to the real-time transaction information according to the information push configuration and the real-time transaction information;

the pushing unit 304 is configured to push a corresponding push message to a push channel.

Further, the information push configuration includes at least one push channel and a corresponding push template.

Further, still include:

the first receiving unit is used for receiving a pushing configuration instruction sent by a user, wherein the pushing configuration instruction carries a pushing channel corresponding to a target collection channel;

the second receiving unit is used for receiving a message template configuration instruction sent by a user, wherein the message template configuration instruction carries push message configuration information corresponding to a push channel;

and the template configuration unit is used for determining the pushing template of the pushing channel according to the configuration information of the pushing message.

Further, the push channel includes a broadcasting device, an application program, a public number, and a transaction notification.

Further, the pushing unit 304 is specifically configured to:

if the push channel is an application program, calling an API (application programming interface) of the application program, and sending a push message to the application program according to preset interface configuration, so that the application program calls terminal voice to perform voice broadcast according to the push message or performs message push according to the push message;

Another transaction information pushing device is provided in the embodiment of the present application, as shown in fig. 4, for convenience of description, only a part related to the embodiment of the present application is shown, and details of the specific technology are not disclosed, please refer to the method part in the embodiment of the present application. The terminal may be any terminal device including a mobile phone, a tablet computer, a Personal Digital Assistant (Personal Digital Assistant, PDA for short), a Point of sale terminal (POS for short), a vehicle-mounted computer, and the like, taking the terminal as the mobile phone:

fig. 4 is a block diagram illustrating a partial structure of a mobile phone related to a terminal provided in an embodiment of the present application. Referring to fig. 4, the handset includes: radio Frequency (RF) circuit 1010, memory 1020, input unit 1030, display unit 1040, sensor 1050, audio circuit 1060, wireless fidelity (WiFi) module 1070, processor 1080, and power source 1090. Those skilled in the art will appreciate that the handset configuration shown in fig. 4 is not intended to be limiting and may include more or fewer components than shown, or some components may be combined, or a different arrangement of components.

The following specifically describes each component of the mobile phone with reference to fig. 4:

RF circuit 1010 may be used for receiving and transmitting signals during a message transmission or a call, and in particular, for receiving downlink information from a base station and processing the received downlink information to processor 1080; in addition, data for designing uplink is transmitted to the base station. In general, RF circuit 1010 includes, but is not limited to, an antenna, at least one Amplifier, a transceiver, a coupler, a Low Noise Amplifier (Low Noise Amplifier; LNA), a duplexer, and the like. In addition, the RF circuitry 1010 may communicate with networks and other devices via wireless communications. The wireless communication may use any communication standard or protocol, including but not limited to Global System for Mobile communications (GSM), general Packet Radio Service (GPRS), code Division Multiple Access (CDMA), wideband Code Division Multiple Access (WCDMA), long Term Evolution (LTE), e-mail, short message Service (Short SMS), and so on.

The memory 1020 can be used for storing software programs and modules, and the processor 1080 executes various functional applications and data processing of the mobile phone by operating the software programs and modules stored in the memory 1020. The memory 1020 may mainly include a storage program area and a storage data area, wherein the storage program area may store an operating system, an application program required by at least one function (such as a sound playing function, an image playing function, etc.), and the like; the storage data area may store data (such as audio data, a phonebook, etc.) created according to the use of the cellular phone, etc. Further, the memory 1020 may include high speed random access memory, and may also include non-volatile memory, such as at least one magnetic disk storage device, flash memory device, or other volatile solid state storage device.

The input unit 1030 may be used to receive input numeric or character information and generate key signal inputs related to user settings and function control of the cellular phone. Specifically, the input unit 1030 may include a touch panel 1031 and other input devices 1032. The touch panel 1031, also referred to as a touch screen, may collect touch operations by a user (e.g., operations by a user on or near the touch panel 1031 using any suitable object or accessory such as a finger, a stylus, etc.) and drive corresponding connection devices according to a preset program. Optionally, the touch panel 1031 may include two parts, namely a touch detection device and a touch controller. The touch detection device detects the touch direction of a user, detects a signal brought by touch operation and transmits the signal to the touch controller; the touch controller receives touch information from the touch sensing device, converts the touch information into touch point coordinates, sends the touch point coordinates to the processor 1080, and can receive and execute commands sent by the processor 1080. In addition, the touch panel 1031 may be implemented by various types such as resistive, capacitive, infrared, and surface acoustic wave. The input unit 1030 may include other input devices 1032 in addition to the touch panel 1031. In particular, other input devices 1032 may include, but are not limited to, one or more of a physical keyboard, function keys (such as volume control keys, switch keys, etc.), a track ball, a mouse, a joystick, or the like.

The display unit 1040 may be used to display information input by a user or information provided to the user and various menus of the cellular phone. The Display unit 1040 may include a Display panel 1041, and optionally, the Display panel 1041 may be configured by using a Liquid Crystal Display (LCD), an Organic Light-Emitting Diode (OLED), or the like. Further, the touch panel 1031 can cover the display panel 1041, and when the touch panel 1031 detects a touch operation on or near the touch panel 1031, the touch operation is transmitted to the processor 1080 to determine the type of the touch event, and then the processor 1080 provides a corresponding visual output on the display panel 1041 according to the type of the touch event. Although in fig. 4, the touch panel 1031 and the display panel 1041 are two independent components to implement the input and output functions of the mobile phone, in some embodiments, the touch panel 1031 and the display panel 1041 may be integrated to implement the input and output functions of the mobile phone.

The cell phone may also include at least one sensor 1050, such as a light sensor, motion sensor, and other sensors. Specifically, the light sensor may include an ambient light sensor and a proximity sensor, wherein the ambient light sensor may adjust the brightness of the display panel 1041 according to the brightness of ambient light, and the proximity sensor may turn off the display panel 1041 and/or the backlight when the mobile phone moves to the ear. As one of the motion sensors, the accelerometer sensor can detect the magnitude of acceleration in each direction (generally three axes), detect the magnitude and direction of gravity when stationary, and can be used for applications of recognizing gestures of a mobile phone (such as horizontal and vertical screen switching, related games, magnetometer gesture calibration), vibration recognition related functions (such as pedometers and taps), and the like; as for other sensors such as a gyroscope, a barometer, a hygrometer, a thermometer, and an infrared sensor, which can be configured on the mobile phone, further description is omitted here.

Audio circuitry 1060, speaker 1061, microphone 1062 may provide an audio interface between the user and the handset. The audio circuit 1060 can transmit the electrical signal converted from the received audio data to the speaker 1061, and the electrical signal is converted into a sound signal by the speaker 1061 and output; on the other hand, the microphone 1062 converts the collected sound signal into an electrical signal, which is received by the audio circuit 1060 and converted into audio data, which is then processed by the audio data output processor 1080 and then sent to, for example, another cellular phone via the RF circuit 1010, or output to the memory 1020 for further processing.

WiFi belongs to short-distance wireless transmission technology, and the mobile phone can help the user to receive and send e-mail, browse web page and access streaming media etc. through WiFi module 1070, it provides wireless broadband internet access for the user. Although fig. 4 shows the WiFi module 1070, it is understood that it does not belong to the essential constitution of the handset, and can be omitted entirely as needed within the scope not changing the essence of the invention.

The processor 1080 is a control center of the mobile phone, connects various parts of the whole mobile phone by using various interfaces and lines, and executes various functions of the mobile phone and processes data by operating or executing software programs and/or modules stored in the memory 1020 and calling data stored in the memory 1020, thereby integrally monitoring the mobile phone. Optionally, processor 1080 may include one or more processing units; preferably, the processor 1080 may integrate an application processor, which handles primarily the operating system, user interfaces, applications, etc., and a modem processor, which handles primarily the wireless communications. It is to be appreciated that the modem processor described above may not be integrated into processor 1080.

The handset also includes a power supply 1090 (e.g., a battery) for powering the various components, which may preferably be logically coupled to the processor 1080 via a power management system that may be used to manage charging, discharging, and power consumption.

Although not shown, the mobile phone may further include a camera, a bluetooth module, etc., which will not be described herein.

In the embodiment of the present application, the processor 1080 included in the terminal further has the following functions:

and S4, pushing the corresponding push message to the push channel.

The embodiment of the present application further provides a computer-readable storage medium for storing a program code, where the program code is used to execute any one implementation of a transaction information pushing method in the foregoing embodiments.

In the embodiment of the application, a transaction information pushing method, a device, equipment and a storage medium are provided, information pushing configuration of different payment channels is performed on each merchant, so that different payment channels can be converged into the same pushing channel, messages are pushed in a self-defined mode according to a pushing template of the merchant, the diversity of the merchant in real-time transaction information obtaining ways is improved, and the technical problems that generally one merchant does not include one payment receiving code, transaction information pushing modes of different payment receiving codes are difficult to unify, a pushing mode cannot be configured by the merchant independently, the merchant cannot obtain information comprehensively, and the experience is poor are solved.

It can be clearly understood by those skilled in the art that, for convenience and simplicity of description, the specific working processes of the above-described systems, apparatuses and units may refer to the corresponding processes in the foregoing method embodiments, and are not described herein again.

The terms "first," "second," "third," "fourth," and the like (if any) in the description of the present application and in the drawings described above are used for distinguishing between similar elements and not necessarily for describing a particular sequential or chronological order. It is to be understood that the data so used is interchangeable under appropriate circumstances such that the embodiments of the application described herein are, for example, capable of operation in sequences other than those illustrated or otherwise described herein. Furthermore, the terms "comprises," "comprising," and "having," and any variations thereof, are intended to cover a non-exclusive inclusion, such that a process, method, system, article, or apparatus that comprises a list of steps or elements is not necessarily limited to those steps or elements expressly listed, but may include other steps or elements not expressly listed or inherent to such process, method, article, or apparatus.

It should be understood that in the present application, "at least one" means one or more, "a plurality" means two or more. "and/or" is used to describe the association relationship of the associated object, indicating that there may be three relationships, for example, "a and/or B" may indicate: only A, only B and both A and B are present, wherein A and B may be singular or plural. The character "/" generally indicates that the former and latter associated objects are in an "or" relationship. "at least one of the following" or similar expressions refer to any combination of these items, including any combination of single item(s) or plural items. For example, at least one (one) of a, b, or c, may represent: a, b, c, "a and b", "a and c", "b and c", or "a and b and c", wherein a, b, c may be single or plural.

In the several embodiments provided in the present application, it should be understood that the disclosed system, apparatus and method may be implemented in other manners. For example, the above-described apparatus embodiments are merely illustrative, and for example, the division of the units is only one type of logical functional division, and other divisions may be realized in practice, for example, multiple units or components may be combined or integrated into another system, or some features may be omitted, or not executed. In addition, the shown or discussed mutual coupling or direct coupling or communication connection may be an indirect coupling or communication connection through some interfaces, devices or units, and may be in an electrical, mechanical or other form.

The units described as separate parts may or may not be physically separate, and parts displayed as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the units can be selected according to actual needs to achieve the purpose of the solution of the embodiment.

In addition, functional units in the embodiments of the present application may be integrated into one processing unit, or each unit may exist alone physically, or two or more units are integrated into one unit. The integrated unit can be realized in a form of hardware, and can also be realized in a form of a software functional unit.

The integrated unit, if implemented in the form of a software functional unit and sold or used as a stand-alone product, may be stored in a computer readable storage medium. Based on such understanding, the technical solution of the present application may be substantially implemented or contributed to by the prior art, or all or part of the technical solution may be embodied in a software product, which is stored in a storage medium and includes instructions for causing a computer device (which may be a personal computer, a server, or a network device) to execute all or part of the steps of the method according to the embodiments of the present application. And the aforementioned storage medium includes: a U disk, a removable hard disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a magnetic disk, or an optical disk.

The above embodiments are only used for illustrating the technical solutions of the present application, and not for limiting the same; although the present application has been described in detail with reference to the foregoing embodiments, it should be understood by those of ordinary skill in the art that: the technical solutions described in the foregoing embodiments may still be modified, or some technical features may be equivalently replaced; and such modifications or substitutions do not depart from the spirit and scope of the corresponding technical solutions of the embodiments of the present application.

Claims

1. A transaction information pushing method is characterized by comprising the following steps:

and S4, pushing the push channel corresponding to the push message.

2. The transaction information pushing method according to claim 1, wherein the information pushing configuration includes at least one pushing channel and a corresponding pushing template.

3. The transaction information pushing method according to claim 1, wherein the step S1 is preceded by:

and determining a pushing template of the pushing channel according to the configuration information of the pushing message.

4. The transaction information pushing method according to claim 1, wherein the pushing channel includes a broadcasting device, an application program, a public number, and a transaction notification.

5. The transaction information pushing method according to claim 4, wherein the step S4 specifically includes:

if the push channel is an application program, calling an API (application program interface) of the application program, and sending the push message to the application program according to preset interface configuration, so that the application program calls terminal voice to perform voice broadcast according to the push message or performs message push according to the push message;

if the push channel is a public number, sending the push message to a management platform corresponding to the public number, so that the management platform carries out message push on the public number according to the push message;

6. A transaction information pushing apparatus, comprising:

the second acquisition unit is used for acquiring the information pushing configuration of the target collection channel, and the information pushing configuration comprises a pushing channel and a pushing template;

7. The transaction information pushing apparatus according to claim 6, wherein the information pushing configuration includes at least one pushing channel and a corresponding pushing template.

8. The transaction information pushing device according to claim 6, further comprising:

and the template configuration unit is used for determining the pushing template of the pushing channel according to the pushing message configuration information.

9. A transaction information pushing device, characterized in that the device comprises a processor and a memory:

the processor is used for executing the transaction information pushing method of any one of claims 1 to 5 according to instructions in the program code.

10. A computer-readable storage medium for storing a program code for executing the transaction information pushing method according to any one of claims 1 to 5.