CN115564562A - Appointment repayment method and device - Google Patents
Appointment repayment method and device Download PDFInfo
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- CN115564562A CN115564562A CN202211203569.9A CN202211203569A CN115564562A CN 115564562 A CN115564562 A CN 115564562A CN 202211203569 A CN202211203569 A CN 202211203569A CN 115564562 A CN115564562 A CN 115564562A
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- payment
- repayment
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q10/00—Administration; Management
- G06Q10/02—Reservations, e.g. for tickets, services or events
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/24—Credit schemes, i.e. "pay after"
Abstract
The embodiment of the invention provides a method and a device for reserved repayment, which can be used in the technical field of artificial intelligence, and the method comprises the following steps: acquiring current exchange rate information; according to the current exchange rate information and the repayment condition preset by the card holder, the card held by the card holder is subjected to polling repayment processing to obtain a repayment result, automatic repayment can be carried out under the preset exchange rate information, the repayment cost is reduced, and the user experience is improved.
Description
Technical Field
The invention relates to the technical field of computers, in particular to the technical field of artificial intelligence, and particularly relates to a reserved repayment method and a reserved repayment device.
Background
At present, when foreign currency repayment is carried out on a credit card, money purchase and repayment are often carried out through the currency of the country, and the repayment is completed before the repayment date. However, the exchange rate is fluctuant, the foreign currency debt is fixed, so the RMB needing to be paid is also fluctuant, and the card holding user often cannot purchase, remit and pay at a favorable exchange rate at a proper time, so that the repayment cost is higher, and the user experience is poorer.
Disclosure of Invention
The invention aims to provide a reserved repayment method, which can automatically repay under preset exchange rate information, reduce repayment cost and improve user experience. Another object of the present invention is to provide a payment reservation apparatus. It is a further object of this invention to provide such a computer readable medium. It is a further object of this invention to provide a computer apparatus.
In order to achieve the above object, the present invention discloses a method for reserved repayment, which comprises:
acquiring current exchange rate information;
and carrying out polling repayment processing on the card held by the card holder according to the current exchange rate information and the repayment condition preset by the card holder, and obtaining a repayment result.
Preferably, the repayment condition comprises a repayment period;
according to the current exchange rate information and the repayment conditions preset by the card holder, the card held by the card holder is subjected to polling repayment processing to obtain a repayment result, which comprises the following steps:
judging whether the current exchange rate information meets repayment conditions preset by a card holding user or not;
if yes, according to the current exchange rate information, carrying out money purchasing and repayment on the card held by the card holding user to obtain a repayment result;
if not, carrying out payment processing on the card held by the card holding user according to the payment deadline to obtain a payment result.
Preferably, the payment condition further comprises a default payment mode;
according to the payment deadline, the payment processing is carried out on the card held by the card holding user to obtain a payment result, and the payment result comprises the following steps:
judging whether the current time reaches the deadline of the repayment deadline;
if yes, according to a default repayment mode, purchasing and repaying the card held by the card holding user to obtain a repayment result;
if not, according to the current exchange rate information and the payment condition preset by the next card holding user, carrying out polling payment processing on the card held by the next card holding user to obtain a payment result.
Preferably, after the card held by the card holder is purchased and paid according to a default payment mode and a payment result is obtained, the method further includes:
generating a default repayment reminding message;
and sending a default repayment reminding message to a user terminal of the card holder.
Preferably, after performing polling payment processing on the card held by the card holder according to the current exchange rate information and the payment condition preset by the card holder to obtain a payment result, the method further includes:
and sending the repayment result to a user terminal of the card holder.
Preferably, the repayment condition further comprises a repayment amount of the home currency, a repayment amount of the foreign currency and a payment account.
The invention also discloses a device for reserving payment, which comprises:
the acquisition unit is used for acquiring current exchange rate information;
and the polling payment unit is used for carrying out polling payment processing on the card held by the card holder according to the current exchange rate information and payment conditions preset by the card holder so as to obtain a payment result.
Preferably, the payment condition comprises payment deadline;
the polling repayment unit is specifically used for judging whether the current exchange rate information meets repayment conditions preset by a card holding user; if yes, according to the current exchange rate information, carrying out money purchasing and repayment on the card held by the card holding user to obtain a repayment result; if not, the payment processing is carried out on the card held by the card holding user according to the payment deadline, and a payment result is obtained.
Preferably, the repayment condition further comprises a default repayment mode;
the polling repayment unit is specifically used for judging whether the current time reaches the deadline of the repayment deadline; if yes, according to a default repayment mode, purchasing and repaying the card held by the card holding user to obtain a repayment result; if not, according to the current exchange rate information and the payment condition preset by the next card holding user, carrying out polling payment processing on the card held by the next card holding user to obtain a payment result.
Preferably, the apparatus further comprises:
the generating unit is used for generating a default repayment reminding message;
and the sending unit is used for sending the default repayment reminding message to the user terminal of the card holder.
Preferably, the sending unit further sends the repayment result to a user terminal of the card holder.
The invention also discloses a computer-readable medium, on which a computer program is stored which, when executed by a processor, implements a method as described above.
The invention also discloses a computer device comprising a memory for storing information comprising program instructions and a processor for controlling the execution of the program instructions, the processor implementing the method as described above when executing the program.
The invention also discloses a computer program product comprising computer programs/instructions which, when executed by a processor, implement the method as described above.
The invention obtains the current exchange rate information; according to the current exchange rate information and the payment condition preset by the card holder, the card held by the card holder is subjected to polling payment processing to obtain a payment result, automatic payment can be performed under the preset exchange rate information, the payment cost is reduced, and the user experience is improved.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the embodiments or the prior art descriptions will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present invention, and other drawings can be obtained by those skilled in the art without creative efforts.
Fig. 1 is a flowchart of a payment reservation method according to an embodiment of the present invention;
FIG. 2 is a flowchart of another method for reserving a payment according to an embodiment of the present invention;
fig. 3 is a schematic structural diagram of a payment reservation apparatus according to an embodiment of the present invention;
fig. 4 is a schematic structural diagram of a computer device according to an embodiment of the present invention.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be obtained by a person skilled in the art without making any creative effort based on the embodiments in the present invention, belong to the protection scope of the present invention.
It should be noted that the method and the device for repayment by appointment disclosed by the application can be used in the technical field of artificial intelligence and can also be used in any field except the technical field of artificial intelligence, and the application field of the method and the device for repayment by appointment disclosed by the application is not limited.
The following describes an implementation process of the reserved payment method provided by the embodiment of the present invention, taking a reserved payment device as an execution subject. It can be understood that the execution subject of the reserved payment method provided by the embodiment of the invention includes, but is not limited to, a reserved payment device.
Fig. 1 is a flowchart of a method for reserving a payment according to an embodiment of the present invention, and as shown in fig. 1, the method includes:
and step 101, obtaining current exchange rate information.
And 102, carrying out polling payment processing on the card held by the card holder according to the current exchange rate information and payment conditions preset by the card holder, and obtaining a payment result.
It should be noted that the technical solution in the present application, such as obtaining, storing, using, and processing of data, all comply with relevant regulations of national laws and regulations. The user information in the embodiment of the application is obtained through legal compliance, and the user information is obtained, stored, used, processed and the like through authorization approval of a client.
In the technical scheme provided by the embodiment of the invention, the current exchange rate information is obtained; according to the current exchange rate information and the payment condition preset by the card holder, the card held by the card holder is subjected to polling payment processing to obtain a payment result, automatic payment can be performed under the preset exchange rate information, the payment cost is reduced, and the user experience is improved.
Fig. 2 is a flowchart of another reserved payment method according to an embodiment of the present invention, as shown in fig. 2, the method includes:
In the embodiment of the invention, each step is executed by the reservation payment device.
In the embodiment of the present invention, the current exchange rate information includes, but is not limited to, the current exchange rate between the current currency and the target currency, and the target currency is the currency of the foreign currency requiring repayment.
In the embodiment of the present invention, the repayment condition includes, but is not limited to, a desired exchange rate, a repayment deadline, a default repayment mode, a principal repayment amount, a foreign currency repayment amount, and a payment account. The repayment period comprises a starting date and an ending date, the starting date is not earlier than the current time, and the ending date is not later than the specified repayment date; if the expected exchange rate is not reached and the expiration date is reached, the default repayment mode is a repayment mode; the desired exchange rate is the exchange rate desired by the card holding user. It should be noted that the payment condition is set by the card holder according to actual needs, and the payment condition is not limited in the embodiment of the present invention.
Specifically, it is determined whether the current exchange rate information reaches the expected exchange rate, if so, it indicates that the money-buying and repayment with the current exchange rate information is the repayment mode expected by the user, and step 203 is continuously executed; if not, indicating that the current exchange rate information does not meet the exchange rate expected by the card user, continuing to execute step 204.
In the embodiment of the invention, the money buying and repayment means that a credit card or other types of bank cards held by a card holder have an overseas use function, and the arrears can be paid back by the local currency after the card holder returns to the country after overseas consumption.
In the embodiment of the invention, the payment result comprises success or failure of payment, and the success or failure of the payment result mainly depends on the success or failure of the payment transaction.
According to the embodiment of the invention, the money is purchased and paid at the exchange rate expected by the user, the money-paying cost of the user can be reduced, the user does not need to manually check the exchange rate, and the experience of the user can be improved by automatically reserving and paying.
It should be noted that the payment process for purchasing and repaying the card held by the card holding user is a mature technology, and the payment process is not described in detail in the embodiment of the present invention.
And 204, carrying out payment processing on the card held by the card holding user according to the payment deadline to obtain a payment result.
In the embodiment of the present invention, step 204 specifically includes:
2041, judging whether the current time reaches the deadline of the payment deadline; if yes, go to step 2042; if not, go to step 2043.
Specifically, if the current time reaches the deadline, indicating that the current time is the deadline of payment, go to step 2042; if the current time does not reach the deadline, indicating that the deadline has not been reached, the next polling may be performed and the process continues to step 2043.
Step 2042, according to the default repayment mode, purchasing and repaying the card held by the card holding user to obtain a repayment result, and the step is finished.
In the embodiment of the invention, the default repayment mode is a repayment mode when the expected exchange rate is not reached and the due date is reached. And if the current time is the deadline of the payment, purchasing and paying the money by adopting a default payment mode. It should be noted that the default repayment mode is set by the card holder according to actual requirements, which is not limited in the embodiment of the present invention.
As an alternative, the default repayment mode is to purchase and repay the money by using the current exchange rate information, and then purchase and repay the money on the card held by the card holding user according to the current exchange rate information to obtain a repayment result.
Further, generating a reminding message of default repayment; and sending a default repayment reminding message to a user terminal of the card holder. The alert message includes, but is not limited to, the actual exchange rate, the time of the payment, the amount of the principal payment, the amount of the foreign payment, and the payment account.
Step 2043, according to the current exchange rate information, and according to the payment condition preset by the next card holding user, performing polling payment processing on the card held by the next card holding user to obtain a payment result.
In the embodiment of the invention, a polling queue can be set, wherein the polling queue comprises at least one card holding user, and each card holding user holds at least one card; polling each card in each card holding user in the polling queue according to the repayment condition set by each card holding user for each card, and purchasing and repayment the cards meeting the repayment condition.
In the embodiment of the invention, if the current exchange rate information does not meet the exchange rate expected by the card holding user and does not reach the deadline, the polling payment processing is carried out on the card held by the next card holding user according to the payment condition preset by the next card holding user until all the card holding users in the queue complete the polling, and the next round of reservation payment processing can be started according to the preset polling cycle.
In the embodiment of the invention, the payment result comprises success or failure of payment, and the success or failure of the payment result mainly depends on the success or failure of the payment transaction. And sending the repayment result to a user terminal of the card holder so as to inform the user of the repayment result.
In the technical scheme of the reservation repayment method provided by the embodiment of the invention, the current exchange rate information is obtained; according to the current exchange rate information and the payment condition preset by the card holder, the card held by the card holder is subjected to polling payment processing to obtain a payment result, automatic payment can be performed under the preset exchange rate information, the payment cost is reduced, and the user experience is improved.
Fig. 3 is a schematic structural diagram of a reserved payment device according to an embodiment of the present invention, the reserved payment device is configured to execute the reserved payment method, and as shown in fig. 3, the reserved payment device includes: an acquisition unit 11 and a polling payment unit 12.
The obtaining unit 11 is configured to obtain current exchange rate information.
The polling repayment unit 12 is configured to perform polling repayment processing on the card held by the card holder according to the current exchange rate information and a repayment condition preset by the card holder, so as to obtain a repayment result.
In the embodiment of the invention, the repayment condition comprises a repayment deadline; the polling repayment unit 12 is specifically configured to determine whether the current exchange rate information meets a repayment condition preset by a card holder; if yes, according to the current exchange rate information, carrying out money purchasing and repayment on the card held by the card holding user to obtain a repayment result; if not, the payment processing is carried out on the card held by the card holding user according to the payment deadline, and a payment result is obtained.
In the embodiment of the invention, the repayment condition also comprises a default repayment mode; the polling repayment unit 12 is specifically configured to determine whether the current time reaches an expiration time of a repayment deadline; if yes, according to a default repayment mode, purchasing and repaying the card held by the card holding user to obtain a repayment result; if not, according to the current exchange rate information and the payment condition preset by the next card holding user, carrying out polling payment processing on the card held by the next card holding user to obtain a payment result.
In the embodiment of the present invention, the apparatus further includes: a generating unit 13 and a transmitting unit 14.
The generating unit 13 is configured to generate a reminder message of default payment.
The sending unit 14 is configured to send a reminder message of default repayment to the user terminal of the card holder.
In this embodiment of the present invention, the sending unit 14 further sends the payment result to the user terminal of the card holder.
In the scheme of the embodiment of the invention, the current exchange rate information is obtained; according to the current exchange rate information and the payment condition preset by the card holder, the card held by the card holder is subjected to polling payment processing to obtain a payment result, automatic payment can be performed under the preset exchange rate information, the payment cost is reduced, and the user experience is improved.
The systems, devices, modules or units illustrated in the above embodiments may be implemented by a computer chip or an entity, or by a product with certain functions. A typical implementation device is a computer device, which may be, for example, a personal computer, a laptop computer, a cellular telephone, a camera phone, a smart phone, a personal digital assistant, a media player, a navigation device, an email device, a game console, a tablet computer, a wearable device, or a combination of any of these devices.
Embodiments of the present invention provide a computer device, including a memory and a processor, where the memory is configured to store information including program instructions, and the processor is configured to control execution of the program instructions, and the program instructions are loaded and executed by the processor to implement the steps of the embodiments of the reserved payment method, and the specific description may refer to the embodiments of the reserved payment method.
Referring now to FIG. 4, shown is a schematic block diagram of a computer device 600 suitable for use in implementing embodiments of the present application.
As shown in fig. 4, the computer apparatus 600 includes a Central Processing Unit (CPU) 601 which can execute various appropriate jobs and processes according to a program stored in a Read Only Memory (ROM) 602 or a program loaded from a storage section 608 into a Random Access Memory (RAM) 603. In the RAM603, various programs and data necessary for the operation of the computer apparatus 600 are also stored. The CPU601, ROM602, and RAM603 are connected to each other via a bus 604. An input/output (I/O) interface 605 is also connected to bus 604.
The following components are connected to the I/O interface 605: an input portion 606 including a keyboard, a mouse, and the like; an output portion 607 including a Cathode Ray Tube (CRT), a liquid crystal feedback (LCD), and the like, and a speaker and the like; a storage section 608 including a hard disk and the like; and a communication section 609 including a network interface card such as a LAN card, a modem, or the like. The communication section 609 performs communication processing via a network such as the internet. The driver 610 is also connected to the I/O interface 605 as needed. A removable medium 611 such as a magnetic disk, an optical disk, a magneto-optical disk, a semiconductor memory, or the like is mounted on the drive 610 as necessary, so that a computer program read out therefrom is mounted as necessary on the storage section 608.
In particular, according to an embodiment of the present invention, the processes described above with reference to the flowcharts may be implemented as computer software programs. For example, embodiments of the invention include a computer program product comprising a computer program tangibly embodied on a machine-readable medium, the computer program comprising program code for performing the method illustrated in the flow chart. In such an embodiment, the computer program may be downloaded and installed from a network through the communication section 609, and/or installed from the removable medium 611.
Computer-readable media, including both permanent and non-permanent, removable and non-removable media, may implement the information storage by any method or technology. The information may be computer readable instructions, data structures, modules of a program, or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), static Random Access Memory (SRAM), dynamic Random Access Memory (DRAM), other types of Random Access Memory (RAM), read Only Memory (ROM), electrically Erasable Programmable Read Only Memory (EEPROM), flash memory or other memory technology, compact disc read only memory (CD-ROM), digital Versatile Discs (DVD) or other optical storage, magnetic cassettes, magnetic tape, magnetic disk storage or other magnetic storage devices, or any other non-transmission medium that can be used to store information that can be accessed by a computing device. As defined herein, a computer readable medium does not include a transitory computer readable medium such as a modulated data signal and a carrier wave.
For convenience of description, the above devices are described as being divided into various units by function, respectively. Of course, the functionality of the various elements may be implemented in the same one or more pieces of software and/or hardware in the practice of the present application.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
It should also be noted that the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrases "comprising a," "8230," "8230," or "comprising" does not exclude the presence of other like elements in a process, method, article, or apparatus comprising the element.
According to the technical scheme, the data acquisition, storage, use, processing and the like meet relevant regulations of national laws and regulations.
As will be appreciated by one skilled in the art, embodiments of the present application may be provided as a method, system, or computer program product. Accordingly, the present application may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present application may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The application may be described in the general context of computer-executable instructions, such as program modules, being executed by a computer. Generally, program modules include routines, programs, objects, components, data structures, etc. that perform particular tasks or implement particular abstract data types. The application may also be practiced in distributed computing environments where tasks are performed by remote processing devices that are linked through a communications network. In a distributed computing environment, program modules may be located in both local and remote computer storage media including memory storage devices.
All the embodiments in the present specification are described in a progressive manner, and the same and similar parts among the embodiments are referred to each other, and each embodiment focuses on the differences from other embodiments. In particular, for the system embodiment, since it is substantially similar to the method embodiment, the description is simple, and for the relevant points, reference may be made to the partial description of the method embodiment.
The above description is only an example of the present application and is not intended to limit the present application. Various modifications and changes may occur to those skilled in the art to which the present application pertains. Any modification, equivalent replacement, improvement, etc. made within the spirit and principle of the present application should be included in the scope of the claims of the present application.
Claims (14)
1. A method of reserving a payment, the method comprising:
acquiring current exchange rate information;
and carrying out polling payment processing on the card held by the card holder according to the current exchange rate information and payment conditions preset by the card holder, and obtaining a payment result.
2. The reservation payment method of claim 1, wherein the payment condition comprises a payment due;
the method for carrying out polling payment processing on the card held by the card holder according to the current exchange rate information and the payment condition preset by the card holder to obtain the payment result comprises the following steps:
judging whether the current exchange rate information meets a repayment condition preset by a card holding user;
if yes, according to the current exchange rate information, carrying out money purchasing and repayment on the card held by the card holding user to obtain a repayment result;
if not, carrying out payment processing on the card holder of the card holder user according to the payment deadline to obtain a payment result.
3. The reservation payment method of claim 2, wherein the payment condition further comprises a default payment method;
the processing of payment for the card held by the card holding user is carried out according to the payment deadline to obtain a payment result, which comprises the following steps:
judging whether the current time reaches the deadline of the repayment deadline;
if yes, according to the default repayment mode, purchasing and repaying the card held by the card holding user to obtain a repayment result;
if not, carrying out polling repayment processing on the card held by the next card holding user according to the current exchange rate information and the repayment condition preset by the next card holding user to obtain a repayment result.
4. The reservation payment method of claim 3, wherein after the payment of the purchase and payment of the card held by the card holder according to the default payment mode and obtaining the payment result, the method further comprises:
generating a default repayment reminding message;
and sending the default repayment reminding message to the user terminal of the card holder.
5. The reservation payment method of claim 1, wherein after the polling payment processing is performed on the card held by the card holder according to the current exchange rate information and according to the payment condition preset by the card holder, and a payment result is obtained, the method further comprises:
and sending the repayment result to a user terminal of the card holding user.
6. The reservation repayment method according to claim 1, wherein the repayment condition further comprises a home money repayment amount, a foreign money repayment amount and a payment account.
7. An appointment payment device, the device comprising:
the acquisition unit is used for acquiring current exchange rate information;
and the polling payment unit is used for carrying out polling payment processing on the card held by the card holder according to the current exchange rate information and payment conditions preset by the card holder to obtain a payment result.
8. The reservation payment device of claim 7, wherein the payment condition comprises a payment due;
the polling repayment unit is specifically used for judging whether the current exchange rate information meets repayment conditions preset by a card holding user; if yes, according to the current exchange rate information, purchasing and repaying the card held by the card holding user to obtain a repayment result; if not, carrying out payment processing on the card held by the card holding user according to the payment deadline to obtain a payment result.
9. The reservation payment device of claim 8, wherein the payment conditions further comprise a default payment method;
the polling repayment unit is specifically used for judging whether the current time reaches the deadline of the repayment deadline; if yes, according to the default repayment mode, purchasing and repaying the card held by the card holding user to obtain a repayment result; if not, carrying out polling repayment processing on the card held by the next card holding user according to the current exchange rate information and the repayment condition preset by the next card holding user to obtain a repayment result.
10. The reservation payment device of claim 9, further comprising:
the generating unit is used for generating a default repayment reminding message;
and the sending unit is used for sending the default repayment reminding message to the user terminal of the card holder.
11. The reservation payment device of claim 7,
and the sending unit is also used for sending the repayment result to the user terminal of the card holder.
12. A computer-readable medium, on which a computer program is stored, which program, when being executed by a processor, is adapted to carry out a method of reserved payment according to any one of claims 1 to 6.
13. A computer device comprising a memory for storing information including program instructions and a processor for controlling the execution of the program instructions, wherein the program instructions when loaded and executed by the processor implement the method of reserving a payment according to any of claims 1-6.
14. A computer program product comprising computer programs/instructions, wherein the computer programs/instructions, when executed by a processor, implement the reserved payment method of any one of claims 1 to 6.
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202211203569.9A CN115564562A (en) | 2022-09-29 | 2022-09-29 | Appointment repayment method and device |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202211203569.9A CN115564562A (en) | 2022-09-29 | 2022-09-29 | Appointment repayment method and device |
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| CN115564562A true CN115564562A (en) | 2023-01-03 |
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| CN202211203569.9A Pending CN115564562A (en) | 2022-09-29 | 2022-09-29 | Appointment repayment method and device |
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2022
- 2022-09-29 CN CN202211203569.9A patent/CN115564562A/en active Pending
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