CN110517037B - Electronic value card sharing method and device, electronic equipment and storage medium - Google Patents
Electronic value card sharing method and device, electronic equipment and storage medium Download PDFInfo
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- CN110517037B CN110517037B CN201910789645.0A CN201910789645A CN110517037B CN 110517037 B CN110517037 B CN 110517037B CN 201910789645 A CN201910789645 A CN 201910789645A CN 110517037 B CN110517037 B CN 110517037B
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/356—Aspects of software for card payments
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
Abstract
The embodiment of the invention provides a sharing method and device of an electronic value card, electronic equipment and a storage medium. The method comprises the steps of determining a target electronic stored value card from the electronic stored value cards of a current user according to historical consumption records of the current user, the current date and a valid expiration date corresponding to the electronic stored value cards of the current user; determining a sharing rule corresponding to the target electronic stored-value card; and sharing the target electronic stored value card according to the sharing rule. The embodiment of the invention can share the target electronic value storage card which is required to be shared by the current user to other users, thereby effectively avoiding the problem of resource waste caused by the fact that the current user does not consume the electronic value storage card within the valid period, and improving the satisfaction degree of the current user.
Description
Technical Field
The invention relates to the technical field of data processing, in particular to a sharing method and device of an electronic value storage card, electronic equipment and a storage medium.
Background
Electronic stored value cards are a cash-equivalent substitute issued by merchants, and are commonly used for employee benefits, business gifts, holiday gifts, and the like. In recent years, as domestic gift companies enter the electronic value card market, mutual gift of electronic value cards becomes a fast, simple and convenient fashion life style.
While electronically stored value cards are a convenient way to present a gift, electronically stored value cards often require consumption within a specified merchant and expiration date. If the user does not have a purchase request at a given merchant within the expiration date, or forgets to consume the electronic stored-value card within the expiration date, the electronic stored-value card is likely to be wasted due to expiration, resulting in wasted resources.
Disclosure of Invention
The embodiment of the invention provides a sharing method and device of an electronic value storage card, electronic equipment and a storage medium, which are used for solving the technical problem that the use mode of the electronic value storage card in the prior art can cause resource waste.
In a first aspect, an embodiment of the present invention provides a method for sharing an electronic stored value card, including:
determining a target electronic stored value card from the electronic stored value cards of the current users according to the historical consumption records of the current users, the current dates and the effective expiration dates corresponding to the electronic stored value cards of the current users;
determining a sharing rule corresponding to the target electronic stored-value card;
and sharing the target electronic stored value card according to the sharing rule.
Further, the electronic stored value card is provided with a corresponding use range, and the use range at least comprises consumer goods; correspondingly, the determining a target electronic stored-value card from the electronic stored-value cards of the current users according to the historical consumption records of the current users, the current dates and the effective expiration dates corresponding to the electronic stored-value cards of the current users comprises:
determining candidate electronic stored value cards according to the current date and the effective expiration date corresponding to the electronic stored value card of the current user;
determining a predicted consumption date of the candidate electronic stored-value card according to the historical consumption record; the historical consumption record at least comprises historical consumption commodities and historical consumption dates corresponding to the historical consumption commodities; the historical consumer goods comprise consumer goods in a use range corresponding to the candidate electronic stored-value card;
determining the candidate electronic stored-value card as a target electronic stored-value card if the projected date of consumption of the candidate electronic stored-value card is later than the candidate electronic stored-value card's effective expiration date.
Further, the sharing rule includes at least one of a first sharing coefficient and a second sharing coefficient;
wherein the first sharing factor is used to determine an amount of money to be credited to the shared user in purchasing the consumer good using the electronically stored-value card; the second sharing factor is used to determine the amount of money the shared user pays to the current user when obtaining the electronically stored value card.
Further, when the second sharing coefficient is included in the sharing rule, determining the second sharing coefficient by:
determining the second sharing coefficient according to the social frequency between the current user and the shared user; or
And determining the second sharing coefficient according to the effective expiration date and the current date corresponding to the electronic stored-value card.
Further, prior to the sharing the target electronic stored-value card, the method further comprises:
sending the use range of the target electronic stored-value card and the sharing rule to the current user, and requesting the current user to confirm whether the target electronic stored-value card is shared according to the sharing rule;
obtaining a response message for confirming sharing or a response message for confirming modification fed back by the current user; wherein, the response message for confirming modification comprises modified sharing rules;
correspondingly, if the response message for confirming the modification is obtained, the sharing the target electronic stored-value card according to the sharing rule comprises the following steps:
and sharing the target electronic stored-value card according to the modified sharing rule.
Further, the sending the usage scope of the target electronic stored-value card and the sharing rules to the current user includes:
and if the shared user is monitored to browse the consumer goods in the use range, sending the use range of the target electronic stored value card and the sharing rule to the current user.
Further, the sharing the target electronic stored-value card according to the sharing rules comprises:
sending the usage scope of the target electronic stored-value card and the sharing rules to the shared user;
if a response message of accepting sharing returned by the shared user is received, sending a payment request to the shared user according to the sharing rule;
and after the response message of the payment request is obtained, the target electronic stored-value card is sent to the current user.
In a second aspect, an embodiment of the present invention further provides a device for sharing an electronic stored-value card, including:
the first determining module is used for determining a target electronic stored value card from the electronic stored value cards of the current users according to the historical consumption records of the current users, the current dates and the effective expiration dates corresponding to the electronic stored value cards of the current users;
the second determining module is used for determining a sharing rule corresponding to the target electronic stored-value card;
and the sharing processing module is used for sharing the target electronic stored value card according to the sharing rule.
In a third aspect, an embodiment of the present invention further provides an electronic device, including:
a processor, a memory, a communication interface, and a communication bus; wherein the content of the first and second substances,
the processor, the memory and the communication interface complete mutual communication through the communication bus;
the communication interface is used for information transmission between communication devices of the electronic equipment;
the memory stores computer program instructions executable by the processor, the processor invoking the program instructions to be able to perform the method as provided by the first aspect.
In a third aspect, the present invention also provides a non-transitory computer-readable storage medium, on which a computer program is stored, and when the computer program is executed by a processor, the computer program implements the method as mentioned in the first aspect.
The electronic value storage card sharing method, the electronic device and the storage medium provided by the embodiment of the invention can determine the target electronic value storage card which needs to be shared by the current user, determine the sharing rule corresponding to the target electronic value storage card and share the target electronic value storage card according to the determined sharing rule. The embodiment of the invention can share the target electronic value storage card which is required to be shared by the current user to other users, thereby effectively avoiding the problem of resource waste caused by the fact that the current user does not consume the electronic value storage card within the valid period, and improving the satisfaction degree of the current user.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, and it is obvious that the drawings in the following description are some embodiments of the present invention, and those skilled in the art can also obtain other drawings according to the drawings without creative efforts.
FIG. 1 is a flow chart of a method for sharing an electronic stored value card according to an embodiment of the invention
FIG. 2 is a flow chart illustrating a method for sharing an electronic stored value card according to another embodiment of the invention;
FIG. 3 is a schematic diagram of a sharing device for electronic stored value cards according to an embodiment of the invention;
fig. 4 is a schematic structural diagram of an electronic device according to an embodiment of the present invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are some, but not all, embodiments of the present invention. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
Aiming at the technical problem of resource waste caused by no purchase demand or forgetting to consume the electronic stored value card within an effective expiration date and the like in the process of using the electronic stored value card in the prior art, the embodiment of the invention provides a sharing method of the electronic stored value card, which can determine a target electronic stored value card which needs to be shared by a current user and determine a sharing rule corresponding to the target electronic stored value card, and then share the target electronic stored value card according to the determined sharing rule. The embodiment provided by the embodiment of the invention can share the target electronic value storage card which is required to be shared by the current user to other required users, thereby effectively avoiding the problem of resource waste caused by the fact that the current user does not consume the electronic value storage card within the valid period, and improving the satisfaction degree of the current user.
Fig. 1 is a schematic flow chart of a sharing method of an electronic stored value card according to an embodiment of the present invention, as shown in fig. 1, an executing agent according to an embodiment of the present invention may be a server that establishes a communication connection with a terminal used by a current user in advance, where the method includes:
the server firstly determines the historical consumption record of the current user, and the consumption habits of the current user, such as which merchants are used to consume and what goods are used to buy, can be known according to the historical consumption record. The current date and the effective expiration dates corresponding to the plurality of electronic stored value cards of the current user can be acquired, and then which electronic stored value cards in the plurality of electronic stored value cards of the current user are suitable for being shared as the target electronic stored value card can be determined according to the information.
after determining the target electronic stored value card suitable for sharing, it is necessary to set a corresponding sharing rule for the target electronic stored value card, where the sharing rule may be preset, for example, a sharing rule suitable for each target electronic stored value card, or may be set according to actual requirements after determining the target electronic stored value card.
The sharing rules may be used to provide corresponding provisions for how to share the target electronic stored value card, such as the transfer amount that the shared user needs to pay to the current user.
And 102, sharing the target electronic stored value card according to the sharing rule.
After the sharing rule corresponding to the target electronic stored value card is determined, the target electronic stored value card can be shared, and the shared user can use the target electronic stored value card for consumption under the regulation of the sharing rule. It is to be understood that consumption refers to consumption within the range of use to which the target electronically stored value card corresponds.
The method for sharing the electronic value storage card provided by the embodiment of the invention can determine the target electronic value storage card which needs to be shared by the current user and the sharing rule corresponding to the target electronic value storage card, and then share the target electronic value storage card according to the determined sharing rule.
On the basis of the above embodiments, each electronic stored value card is provided with a corresponding use range, such as consumer goods, i.e., only consumer goods within the use range can be purchased using the electronic stored value card.
Accordingly, fig. 2 is a flow chart of a sharing method of an electronic stored-value card according to another embodiment of the invention, as shown in fig. 2, the step 100 may include:
the server can obtain the electronic stored-value card currently bound by the current user and determine the effective expiration date of the obtained electronic stored-value card. The server may then determine a time interval threshold corresponding to the electronically stored value card.
Specifically, after the server acquires the electronic stored-value card, it may determine consumer merchants included in the usage range of the electronic stored-value card, and then, the server may acquire historical consumption records of the current user, and determine whether the consumer merchants corresponding to the electronic stored-value card include merchants frequently consumed by the current user according to the acquired historical consumption records, and if the consumer merchants corresponding to the electronic stored-value card include merchants frequently consumed by the current user, the server may set a smaller time interval threshold, such as one month; if the consumption merchants corresponding to the electronic stored-value card do not include merchants frequently consumed by the current user, the server may set a larger time interval threshold, such as three months.
After determining the time interval threshold corresponding to the electronic stored-value card, the server may determine whether the time interval between the effective expiration date of the obtained electronic stored-value card and the current date is greater than the determined time interval threshold, and if not, determine the electronic stored-value card as a candidate electronic stored-value card; if the time interval between the effective expiration date of the electronic stored value card and the current time is greater than the determined time interval threshold, the server does not determine the electronic stored value card as the target electronic stored value card to be shared.
After determining the candidate electronic stored value card, the server may determine an expected consumption date for the current user to consume using the candidate electronic stored value card according to the historical consumption record of the current user. The historical consumption record at least comprises the historical consumption commodities of the current user and the historical consumption date corresponding to the historical consumption commodities. The historical consumption goods comprise consumption goods in the use range corresponding to the candidate electronic stored value card, which shows that the current user has a history record of purchasing the consumption goods in the use range corresponding to the candidate electronic stored value card before.
Specifically, the server may determine the consumer goods corresponding to the candidate electronic stored-value card, and then, the server may determine whether the current user has purchased the consumer goods corresponding to the candidate electronic stored-value card within a recent period of time, such as goods sold by a consumer merchant corresponding to the candidate electronic stored-value card, if the current user has purchased the consumer goods, it may be considered that the probability that the current user has purchased the consumer goods within the use range corresponding to the candidate electronic stored-value card again is high, and an expected consumption date of the current user who uses the candidate electronic stored-value card for consumption may be inferred according to the historical consumption records. Thus, if the predicted consumption date of a candidate electronically stored value card is later than the candidate electronic stored value card's effective expiration date, the candidate electronically stored value card can be determined to be a target electronically stored value card for sharing because the current user is predicted from historical consumption records to have no likelihood of purchasing prior to the candidate electronic stored value card's effective expiration date. It will be appreciated that if the predicted consumption date of a candidate electronic stored value card is not later than the candidate electronic stored value card's effective expiration date, then the candidate electronic stored value card is not determined to be a target electronic stored value card for sharing because the current user is predicted to have a likelihood of purchase based on historical consumption records prior to the candidate electronic stored value card's effective expiration date.
Further, the electronic stored value card sharing method provided by the embodiment of the invention can determine the predicted consumption date of the candidate electronic stored value card based on the current historical consumption record according to the user, and determine whether the candidate electronic stored value card is determined as the target electronic stored value card according to the predicted consumption date of the candidate electronic stored value card and the effective expiration date of the candidate electronic stored value card, thereby providing the sharing accuracy of the electronic stored value card.
On the basis of the above embodiment, the sharing rule includes at least one of the first sharing coefficient and the second sharing coefficient.
Specifically, after determining the target electronic stored value card that needs to be shared, the server may determine the sharing rules corresponding to the target electronic stored value card. In this embodiment, the sharing rule may include a first sharing coefficient and/or a second sharing coefficient. Wherein the first sharing factor is used to determine an amount of money to be debited by a shared user when using the electronically stored value card to purchase the consumer good; the second sharing factor is used to determine the amount of money paid by the shared user to the current user when obtaining the electronically stored value card.
Alternatively, the first sharing coefficient may be larger than the second sharing coefficient.
For example, the consumption amount corresponding to the target electronic stored value card may be 1000 yuan, the first sharing coefficient in the sharing rule corresponding to the target electronic stored value card may be 0.9, and the second sharing coefficient may be 0.8, so that when the shared user corresponding to the target electronic stored value card uses the target electronic stored value card to consume the corresponding consumption merchant, 1000 × 0.9=900 yuan may be withstood; the shared user needs to pay 1000 x 0.8=800 yuan to the current user when using the target electronic stored value card.
Further, the server may determine the first sharing coefficient according to a sharing coefficient predetermined by the consuming merchant. Therefore, when the same target electronic stored-value card corresponds to a plurality of consuming merchants, the target electronic stored-value card can correspond to a plurality of same or different first sharing coefficients.
Further, the second sharing coefficient may be determined according to a social frequency between the current user and the shared user, specifically, when determining the second sharing coefficient, the server may first determine a condition that the shared user needs to satisfy, then determine, from social friends of the current user, a shared user that satisfies the condition, and determine a social frequency between the current user and the shared user, and when the social frequency is higher, the server may determine a smaller second sharing coefficient; when the social frequency is low, the server may determine a larger second sharing factor.
In one example, the server may determine the conditions that need to be met by the shared user according to the conditions preset by the consuming merchant corresponding to the target electronic stored-value card, and in one example, the conditions that need to be met by the shared user may be: the user grade is more than middle grade, the monthly average consumption times of the user is more than one time, and the monthly average consumption amount of the user is more than 200 yuan.
In one example, after determining a condition that needs to be met by a shared user, the server may determine the shared user meeting the condition from social friends of the user, and then the server may obtain social records of the user, such as call records, short message records, chat records on an instant messaging platform, and the like, and determine a social frequency between the user and the shared user according to the obtained social records.
Further, the second sharing factor may be determined according to the effective expiration date corresponding to the electronically stored value card and the current date. Specifically, when the server determines the second sharing coefficient, the server may further determine in combination with the effective expiration date of the target electronic stored-value card, specifically, when the effective expiration date of the target electronic stored-value card is closer to the current time, the server may determine a smaller second sharing coefficient; the server may determine a second, greater sharing factor when the target electronic stored-value card's effective expiration date is further from the current time.
On the basis of the above embodiments, after determining the sharing rule corresponding to the target electronic stored value card, the server may share the target electronic stored value card according to the determined sharing rule.
In one example, if there are a plurality of target electronic stored value cards, the server may share the plurality of electronic stored value cards in order according to the sharing level corresponding to the target electronic stored value cards, wherein when the sharing level corresponding to the target electronic stored value cards is higher, the sharing may be preferentially performed.
When the sharing level corresponding to the target electronic value storage card is determined, the sharing level can be determined according to the time interval between the effective expiration date of the target electronic value storage card and the current time, the amount of the target electronic value storage card, the historical browsing times, the historical consumption amount of the current user to the consumption merchant corresponding to the target electronic value storage card, the historical browsing times, the historical consumption amount of the current user to the commodities corresponding to the target electronic value storage card and the like. Specifically, when the time interval from the effective expiration date of the target electronic stored value card to the current time is small, the corresponding sharing level of the target electronic stored value card may be high; when the amount of money of the target electronic value storage card is larger, the sharing level corresponding to the target electronic value storage card can be higher; when the current user has fewer historical browsing times, fewer historical consumption times and smaller historical consumption amount for the consumption merchant corresponding to the target electronic stored-value card, the sharing level corresponding to the target electronic stored-value card can be higher; when the current user has fewer historical browsing times, fewer historical consumption times and smaller historical consumption amount for the goods corresponding to the target electronic stored-value card, the sharing level corresponding to the target electronic stored-value card can be higher.
On the basis of the above embodiments, before the target electronic stored-value card is shared, the method further comprises the following steps:
sending the use range of the target electronic stored-value card and the sharing rule to the current user, and requesting the current user to confirm whether the target electronic stored-value card is shared according to the sharing rule;
obtaining a response message for confirming sharing or a response message for confirming modification fed back by the current user; wherein the modified sharing rule is included in the response message for confirming modification.
Specifically, after determining the sharing rule corresponding to the target electronic stored-value card, the server may first ask the current user whether to share the target electronic stored-value card, and after the current user confirms sharing, share the target electronic stored-value card to the determined shared user. When the target electronic value storage card is shared, if the shared user does not execute shopping browsing operation currently, reminding can be carried out in a message pushing mode; if the shared user is currently executing the shopping browsing operation, the shared user can be reminded in the corresponding shopping software in a pop-up window or message reminding mode.
The current user sends the use range of the target electronic stored value card and the sharing rule, and the use range of the target electronic stored value card and the sharing rule can be sent to the current user if the shared user monitors the browsing operation of the consumer goods in the use range.
Specifically, after determining the sharing rule corresponding to the target electronic stored-value card, the server may first not ask the current user whether the current user shares the target electronic stored-value card, but first monitor whether the shared user browses the consumption merchant corresponding to the target electronic stored-value card, and if it is monitored that the shared user browses the consumption merchant corresponding to the target electronic stored-value card, the server may determine a first sharing coefficient and a second sharing coefficient currently corresponding to the target electronic stored-value card according to the sharing rule corresponding to the target electronic stored-value card, and show the determined first sharing coefficient and/or second sharing coefficient, and related information of the sharing user, such as identification information of the shared user (such as a communication note name, a WeChat note name), chat information of the shared user and the current user, and the like, to the current user. Of course, the information sent to the current user may also include the range of use of the target electronic stored-value card, such as consumer merchants and consumer goods.
After receiving the use range of the target electronic stored value card and the sharing rule sent by the server, the current user can directly perform sharing confirmation and return a response message for confirming the sharing to the server. If the current user needs to modify the sharing rule, the second sharing coefficient can be modified, and then a response message for confirming the modification is returned to the server; accordingly, the server, upon receiving the response message confirming the modification, may share the target electronic stored-value card according to the modified sharing rules carried therein.
Further, the sharing the target electronic stored-value card according to the sharing rules comprises:
sending the usage scope of the target electronic stored-value card and the sharing rules to the shared user; if a response message of accepting sharing returned by the shared user is received, sending a payment request to the shared user according to the sharing rule; and after the response message of the payment request is obtained, the target electronic stored-value card is sent to the current user.
Specifically, after monitoring a response message for confirming sharing or a response message for confirming modification fed back by the current user, the server may display the target electronic stored value card and a first sharing coefficient and a second sharing coefficient corresponding to the target electronic stored value card to the shared user, and the shared user may determine whether to accept the target electronic stored value card, and if the target electronic stored value card is determined to accept the target electronic stored value card, the shared user may perform a corresponding determination operation, such as clicking a corresponding determination button, at this time, the server may send a payment request to the shared user through a terminal according to the second sharing coefficient, so that the shared user pays a corresponding amount to the current user, and after the payment is completed, the target electronic stored value card may be bound to an account of the shared user for the shared user to use.
The method provided by the embodiment of the invention can share the target electronic value card which needs to be shared by the current user to other users in need, and can flexibly adjust the sharing rule in the sharing process, thereby further improving the satisfaction degree of the current user.
Fig. 3 is a schematic structural diagram of a sharing apparatus for an electronic stored value card according to an embodiment of the present invention, as shown in fig. 3, the apparatus includes a first determining module 301, a second determining module 302, and a sharing processing module 303, wherein:
a first determining module 301, configured to determine a target electronic stored-value card from electronic stored-value cards of a current user according to a historical consumption record of the current user, a current date, and an effective expiration date corresponding to the electronic stored-value card of the current user;
a second determining module 302, configured to determine a sharing rule corresponding to the target electronic stored-value card;
and the sharing processing module 303 is configured to share the target electronic stored-value card according to the sharing rule.
Specifically, the first determining module 301 first determines a historical consumption record of the current user, from which consumption habits of the current user, such as which merchants are used to consume and what goods are used to purchase, etc., can be known. The current date and the effective expiration dates corresponding to the plurality of electronic stored value cards of the current user can be obtained, and then which electronic stored value cards in the plurality of electronic stored value cards of the current user are suitable to be used as target electronic stored value cards to share are determined according to the information
After the first determining module 301 determines the target electronic stored value card suitable for sharing, the second determining module 302 needs to set a corresponding sharing rule for the target electronic stored value card, where the sharing rule may be preset, for example, a sharing rule suitable for each target electronic stored value card, or may be set according to actual requirements after the target electronic stored value card is determined. After the second determining module 302 determines the sharing rule corresponding to the target electronic stored value card, the sharing processing module 303 may perform sharing processing on the target electronic stored value card, and the shared user may use the target electronic stored value card for consumption under the regulation of the sharing rule. It is to be understood that consumption refers to consumption within the range of use to which the target electronically stored value card corresponds.
The sharing device of the electronic value storage card provided by the embodiment of the invention can determine the target electronic value storage card which needs to be shared by the current user and the sharing rule corresponding to the target electronic value storage card, and then share the target electronic value storage card according to the determined sharing rule.
On the basis of the above embodiment, the electronic stored-value card is provided with a corresponding use range, and the use range at least comprises consumer goods. Correspondingly, the first determining module 301 is specifically configured to determine a candidate electronic stored-value card according to the current date and an effective expiration date corresponding to the electronic stored-value card of the current user;
determining a predicted consumption date of the candidate electronic stored-value card according to the historical consumption record; the historical consumption record at least comprises historical consumption commodities and historical consumption dates corresponding to the historical consumption commodities; the historical consumer goods comprise consumer goods in a use range corresponding to the candidate electronic stored value card;
determining the candidate electronic stored-value card as a target electronic stored-value card if the projected date of consumption of the candidate electronic stored-value card is later than the candidate electronic stored-value card's effective expiration date.
On the basis of the above embodiment, the sharing rule includes at least one of a first sharing coefficient and a second sharing coefficient;
wherein the first sharing factor is used to determine an amount of money to be credited to the shared user in purchasing the consumer good using the electronically stored-value card; the second sharing factor is used to determine the amount of money the shared user pays to the current user when obtaining the electronically stored value card.
On the basis of the above embodiment, the second sharing coefficient is determined by:
determining the second sharing coefficient according to the social frequency between the current user and the shared user; or
And determining the second sharing coefficient according to the effective expiration date and the current date corresponding to the electronic stored value card.
On the basis of the above embodiment, before the target electronic stored-value card is shared, the sharing processing module 303 may further be configured to:
sending the use range of the target electronic stored-value card and the sharing rule to the current user, and requesting the current user to confirm whether the target electronic stored-value card is shared according to the sharing rule;
obtaining a response message for confirming sharing or a response message for confirming modification fed back by the current user; wherein, the response message for confirming modification comprises modified sharing rules;
correspondingly, if the response message for confirming the modification is obtained, the sharing the target electronic stored-value card according to the sharing rule comprises the following steps:
and sharing the target electronic stored value card according to the modified sharing rule.
Further, the sharing processing module 303 is further configured to send the usage range of the target electronic stored value card and the sharing rule to the current user when monitoring that the shared user browses the consumer goods within the usage range.
On the basis of the above embodiment, the sharing processing module 303 is further configured to send the usage scope of the target electronic stored-value card and the sharing rule to the shared user;
if a response message of accepting sharing returned by the shared user is received, sending a payment request to the shared user according to the sharing rule;
and after the response message of the payment request is obtained, the target electronic stored-value card is sent to the current user.
The sharing device of the electronic stored value card provided by the embodiment of the present invention can be specifically used for executing the methods provided by the above method embodiments, and the processes and functions thereof can refer to the above method embodiments, and are not described herein again.
The sharing device of the electronic value-stored card provided by the embodiment of the invention can share the target electronic value-stored card which is required to be shared by the current user to other required users, thereby improving the resource waste utilization rate and the satisfaction degree of the current user.
Fig. 4 is a schematic structural diagram of an electronic device according to an embodiment of the present invention, and as shown in fig. 4, the server may include: a processor (processor) 410, a communication Interface 420, a memory (memory) 430 and a communication bus 440, wherein the processor 410, the communication Interface 420 and the memory 430 are communicated with each other via the communication bus 440. The processor 410 may call logic instructions in the memory 430 to perform the following method: determining a target electronic stored value card from the electronic stored value cards of the current users according to the historical consumption records of the current users, the current dates and the effective expiration dates corresponding to the electronic stored value cards of the current users; determining a sharing rule corresponding to the target electronic stored-value card; and sharing the target electronic stored value card according to the sharing rule.
Further, embodiments of the present invention disclose a computer program product comprising a computer program stored on a non-transitory computer-readable storage medium, the computer program comprising program instructions, which when executed by a computer, the computer is capable of performing the methods provided by the above-mentioned method embodiments, for example, comprising: determining a target electronic stored value card from the electronic stored value cards of the current users according to the historical consumption records of the current users, the current dates and the effective expiration dates corresponding to the electronic stored value cards of the current users; determining a sharing rule corresponding to the target electronic stored-value card; and sharing the target electronic stored value card according to the sharing rule.
Further, an embodiment of the present invention provides a non-transitory computer-readable storage medium storing computer instructions, which cause the computer to perform the method provided by the above method embodiments, for example, including: determining a target electronic stored value card from the electronic stored value cards of the current users according to the historical consumption records of the current users, the current dates and the effective expiration dates corresponding to the electronic stored value cards of the current users; determining a sharing rule corresponding to the target electronic stored-value card; and sharing the target electronic stored value card according to the sharing rule.
Those of ordinary skill in the art will understand that: in addition, the logic instructions in the memory may be implemented in the form of software functional units and may be stored in a computer readable storage medium when sold or used as a stand-alone product. Based on such understanding, the technical solution of the present invention may be embodied in the form of a software product, which is stored in a storage medium and includes instructions for causing a computer device (which may be a personal computer, a server, or a network device) to execute all or part of the steps of the method according to the embodiments of the present invention. And the aforementioned storage medium includes: a U-disk, a removable hard disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a magnetic disk, or an optical disk, and various media capable of storing program codes.
The above-described embodiments of the apparatus are merely illustrative, and the units described as separate parts may or may not be physically separate, and parts displayed as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the modules may be selected according to actual needs to achieve the purpose of this embodiment. One of ordinary skill in the art can understand and implement it without inventive effort.
Through the above description of the embodiments, those skilled in the art will clearly understand that each embodiment may be implemented by software plus a necessary general hardware platform, and may also be implemented by hardware. Based on the understanding, the above technical solutions substantially or otherwise contributing to the prior art may be embodied in the form of a software product, which may be stored in a computer-readable storage medium, such as ROM/RAM, magnetic disk, optical disk, etc., and includes several instructions for causing a computer device (which may be a personal computer, a server, or a network device, etc.) to execute the method according to the various embodiments or some parts of the embodiments.
Finally, it should be noted that: the above examples are only intended to illustrate the technical solution of the present invention, and not to limit it; although the present invention has been described in detail with reference to the foregoing embodiments, it should be understood by those of ordinary skill in the art that: the technical solutions described in the foregoing embodiments may still be modified, or some technical features may be equivalently replaced; and such modifications or substitutions do not depart from the spirit and scope of the corresponding technical solutions of the embodiments of the present invention.
Claims (9)
1. A method of sharing an electronic stored value card, comprising:
determining candidate electronic stored value cards according to the current date and the effective expiration date corresponding to the electronic stored value card of the current user; the electronic value card is provided with a corresponding use range, and the use range at least comprises consumer goods;
determining a projected consumption date of the candidate electronic stored value card according to historical consumption records; the historical consumption record at least comprises historical consumption commodities and historical consumption dates corresponding to the historical consumption commodities; the historical consumer goods comprise consumer goods in a use range corresponding to the candidate electronic stored-value card;
determining the candidate electronic stored value card as a target electronic stored value card if the projected date of consumption of the candidate electronic stored value card is later than the candidate electronic stored value card's effective expiration date;
determining a sharing rule corresponding to the target electronic stored-value card;
sharing the target electronic stored value card according to the sharing rule;
wherein, the determining candidate electronic stored value cards according to the current date and the effective expiration date corresponding to the electronic stored value card of the current user comprises:
acquiring a time interval threshold corresponding to the electronic stored value card of the current user; wherein the time interval threshold corresponding to the electronic stored value card of the current user is set according to the historical consumption record;
acquiring the effective expiration date and the current date of the electronic stored value card of the current user;
judging whether the time interval between the effective expiration date and the current date is greater than the time interval threshold value corresponding to the electronic stored-value card of the current user or not;
if the time interval of the effective expiration date from the current date is not greater than the time interval threshold corresponding to the current user's electronically stored value card, then the current user's electronically stored value card is considered a candidate electronically stored value card.
2. The method of sharing electronically stored value cards of claim 1, wherein the sharing rules include at least one of a first sharing factor and a second sharing factor;
wherein the first sharing factor is used to determine an amount of money to be credited to the shared user in purchasing the consumer good using the electronically stored-value card; the second sharing factor is used to determine the amount of money the shared user pays to the current user when obtaining the electronically stored value card.
3. The method of sharing electronically stored value cards of claim 2, wherein when the second sharing factor is included in the sharing rules, the second sharing factor is determined by:
determining the second sharing coefficient according to the social frequency between the current user and the shared user; or
And determining the second sharing coefficient according to the effective expiration date and the current date corresponding to the electronic stored value card.
4. The method of sharing an electronic stored value card of claim 1, wherein prior to said sharing said target electronic stored value card, said method further comprises:
sending the use range of the target electronic stored-value card and the sharing rule to the current user, and requesting the current user to confirm whether the target electronic stored-value card is shared according to the sharing rule;
obtaining a response message for confirming sharing or a response message for confirming modification fed back by the current user; wherein, the response message for confirming the modification comprises the modified sharing rule;
correspondingly, if the response message for confirming the modification is obtained, the sharing the target electronic stored-value card according to the sharing rule comprises the following steps:
and sharing the target electronic stored value card according to the modified sharing rule.
5. The method of sharing electronic stored value cards according to claim 4, wherein said sending the scope of use of the targeted electronic stored value card and the sharing rules to the current user comprises:
and if the shared user is monitored to browse the consumer goods in the use range, sending the use range of the target electronic stored value card and the sharing rule to the current user.
6. The method of sharing electronic stored value cards according to any of claims 1 to 5, wherein said sharing the target electronic stored value card according to the sharing rules comprises:
sending the usage scope of the target electronic stored-value card and the sharing rules to the shared user;
if a response message of accepting sharing returned by the shared user is received, sending a payment request to the shared user according to the sharing rule;
and after the response message of the payment request is obtained, the target electronic stored-value card is sent to the current user.
7. An apparatus for sharing an electronically stored value card, comprising:
the first determining module is used for determining candidate electronic value-stored cards according to the current date and the effective expiration date corresponding to the electronic value-stored cards of the current users; wherein, the electronic value card is provided with a corresponding use range, and the use range at least comprises consumer goods; determining a projected consumption date of the candidate electronic stored value card according to historical consumption records; the historical consumption record at least comprises historical consumption commodities and historical consumption dates corresponding to the historical consumption commodities; the historical consumer goods comprise consumer goods in a use range corresponding to the candidate electronic stored value card; determining the candidate electronic stored value card as a target electronic stored value card if the projected date of consumption of the candidate electronic stored value card is later than the candidate electronic stored value card's effective expiration date;
the second determining module is used for determining a sharing rule corresponding to the target electronic stored-value card;
the sharing processing module is used for sharing the target electronic stored value card according to the sharing rule;
wherein, the determining candidate electronic stored value cards according to the current date and the effective expiration date corresponding to the electronic stored value card of the current user comprises:
acquiring a time interval threshold corresponding to the electronic stored value card of the current user; wherein the time interval threshold corresponding to the electronic stored value card of the current user is set according to the historical consumption record;
acquiring the effective expiration date and the current date of the electronic stored value card of the current user;
judging whether the time interval between the effective expiration date and the current date is greater than the time interval threshold corresponding to the electronic stored-value card of the current user or not;
and if the time interval from the effective expiration date to the current date is not greater than the time interval threshold corresponding to the electronic stored value card of the current user, taking the electronic stored value card of the current user as a candidate electronic stored value card.
8. An electronic device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor when executing the program performs the steps of the method of sharing an electronically stored value card of any of claims 1 to 6.
9. A non-transitory computer readable storage medium having stored thereon a computer program, the computer program when executed by a processor implementing the steps of the method of sharing an electronically stored value card according to any one of claims 1 to 6.
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