CN115497177A - Bus payment method, device, electronic equipment and machine readable medium - Google Patents

Bus payment method, device, electronic equipment and machine readable medium Download PDF

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Publication number
CN115497177A
CN115497177A CN202110673474.2A CN202110673474A CN115497177A CN 115497177 A CN115497177 A CN 115497177A CN 202110673474 A CN202110673474 A CN 202110673474A CN 115497177 A CN115497177 A CN 115497177A
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user
information
digital
digital money
transport means
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何洁
黄勃
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Shenzhen Yihua Computer Technology Co ltd
Shenzhen Yihua Computer Co Ltd
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Shenzhen Yihua Computer Technology Co ltd
Shenzhen Yihua Computer Co Ltd
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Priority to CN202110673474.2A priority Critical patent/CN115497177A/en
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    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07BTICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B15/00Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points
    • G07B15/02Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points taking into account a variable factor such as distance or time, e.g. for passenger transport, parking systems or car rental systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/14Payment architectures specially adapted for billing systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Devices For Checking Fares Or Tickets At Control Points (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The embodiment of the invention provides a bus payment method, a device, electronic equipment and a machine readable medium, which are applied to public transport means, wherein the method comprises the following steps: if the user enters the public transport means, acquiring identification information of a digital money wallet held by the user through a preset digital money charging device, and determining boarding place information of the user; if the user leaves the public transport means, determining the getting-off point information of the user; calculating the riding cost of the user according to the boarding place information and the alighting place information; sending a transaction request to the digital money wallet held by the user to deduct the ride fee from the digital money wallet held by the user. The payment of taking public transport means can be completed by using digital currency, the payment mode is simple and convenient, and better payment experience can be provided for users.

Description

Bus payment method, device, electronic equipment and machine readable medium
Technical Field
The present invention relates to the field of digital currency technologies, and in particular, to a digital currency-based bus payment method, a digital currency-based bus payment apparatus, an electronic device, and a machine-readable medium.
Background
In the prior art, people can usually use a bus card to take public transport means, such as buses, subways and the like, when taking the public transport means. After the issuance of digital money, people can generate a demand for riding public transportation with digital money. However, the existing bus payment mode is basically designed based on the characteristics of the bus card, and cannot meet the requirement of using digital currency to pay for the bus.
Disclosure of Invention
In view of the above problems, embodiments of the present invention have been made to provide a digital money-based bus payment method, a digital money-based bus payment apparatus, an electronic device, and a machine-readable medium that overcome or at least partially solve the above problems.
In order to solve the above problems, the embodiment of the invention discloses a digital currency-based bus payment method, which is applied to public transport means, and the method comprises the following steps:
if the user enters the public transport means, acquiring identification information of a digital money wallet held by the user through a preset digital money charging device, and determining boarding place information of the user;
if the user leaves the public transport means, determining the getting-off point information of the user;
calculating the riding cost of the user according to the boarding place information and the alighting place information;
sending a transaction request to the digital money wallet held by the user to deduct the ride fee from the digital money wallet held by the user.
Optionally, the step of determining the getting-off point information of the user if the user leaves the public transportation means includes:
and if the identification information of the digital money wallet held by the user is acquired again through the digital money charging device, determining the information of the current station where the public transport means is located as the information of the get-off place of the user.
Optionally, if the user leaves the public transportation, the step of determining the getting-off point information of the user includes:
detecting whether the position information of the public transport means is consistent with the position information of the digital money wallet held by the user or not by adopting a preset period in the running process of the public transport means;
if the user is consistent with the public transport means, determining that the user is located in the public transport means;
and if the position information of the public transport means is not consistent with the position information of the digital money wallet held by the user, the position information of the public transport means is used as the getting-off point information of the user when the position information of the public transport means is detected to be consistent with the position information of the digital money wallet held by the user last time.
Optionally, the step of detecting whether the location information of the public transportation is consistent with the location information of the digital money wallet held by the user at a preset period includes:
acquiring getting-off forecast information sent by a user;
when the public transport means reaches the position recorded by the get-off forecast information, whether the position information of the public transport means is consistent with the position information of the digital money wallet held by the user is detected, and after the public transport means leaves the position recorded by the get-off forecast information, whether the position information of the digital money wallet held by the user is consistent with the position information of the public transport means is detected.
Optionally, the step of determining boarding location information of the user includes:
and using the position information of the public transport means when the identification information of the digital money wallet held by the user is acquired as the boarding place information of the user.
Optionally, the step of sending a transaction request to the digital money wallet held by the user comprises:
sending an offline transaction request to the digital currency wallet held by the user through near field communication; or,
sending an online transaction request over a wireless network to the digital currency wallet held by the user.
Optionally, the step of acquiring identification information of a digital money wallet held by a user through a preset digital money charging apparatus includes:
reading identification information of a digital currency wallet held by a user by adopting near field communication through a preset digital currency charging device; or,
and identifying the characteristic pattern displayed by the digital money wallet held by the user through a preset digital money charging device to obtain the identification information of the digital money wallet held by the user.
The embodiment of the invention also discloses a digital currency-based bus payment device, which is applied to public transport means and comprises the following components:
the identification acquisition module is used for acquiring identification information of a digital currency wallet held by a user through a preset digital currency charging device and determining boarding place information of the user if the user enters the public transport means;
the get-off determining module is used for determining the information of the get-off position of the user if the user leaves the public transport means;
the calculating module is used for calculating the riding cost of the user according to the boarding place information and the alighting place information;
a deduction module to send a transaction request to the digital money wallet held by the user to deduct the riding fee from the digital money wallet held by the user.
The embodiment of the invention also discloses an electronic device, which comprises:
one or more processors; and
one or more machine-readable media having instructions stored thereon, which when executed by the one or more processors, cause the electronic device to perform one or more methods as described in embodiments of the invention.
Embodiments of the invention also disclose one or more machine-readable media having instructions stored thereon, which when executed by one or more processors, cause the processors to perform one or more methods as described in embodiments of the invention.
The embodiment of the invention has the following advantages:
the digital currency-based bus payment method is applied to public transport means, and comprises the following steps: if the user enters the public transport means, acquiring identification information of a digital money wallet held by the user through a preset digital money charging device to determine the digital money wallet ready for bus payment and determine the boarding place information of the user; if the user leaves the public transport means, determining the getting-off point information of the user so as to calculate the bus expense in the subsequent process; calculating the riding cost of the user according to the getting-on place information and the getting-off place information so as to determine the amount of money to be paid by the digital currency wallet; sending a transaction request to the digital money wallet held by the user to deduct the ride fee from the digital money wallet held by the user. Therefore, the payment can be completed by using the digital currency, the payment of the public transport means is completed, the payment mode is simple and convenient, and better payment experience can be provided for users.
Drawings
FIG. 1 is a flow chart illustrating steps of an embodiment of a digital currency based bus payment method according to an embodiment of the present invention;
FIG. 2 is a flow chart of steps of another digital currency based bus payment method embodiment of the present invention;
fig. 3 is a block diagram of an embodiment of a digital currency-based bus payment device according to the present invention.
Detailed Description
In order to make the aforementioned objects, features and advantages of the present invention comprehensible, embodiments accompanied with figures are described in further detail below.
Referring to fig. 1, a flow chart of steps of an embodiment of a digital currency based bus payment method of the invention is shown, which is applied to public transportation. The public transport means can be buses, subways, light rails, high-speed rails, ferries, airplanes and other transport means engaged in passenger transportation.
In an embodiment of the present invention, the public transportation vehicle may be provided with a digital money billing device. The digital currency billing device may communicate with the digital currency wallet, enabling identification of the digital currency wallet and transactions with the digital currency wallet.
In a specific implementation, the digital money billing device may be disposed at an entrance and an exit of a public transportation vehicle, so that a user can communicate with the digital money billing device during getting on or off the vehicle.
In embodiments of the invention, the user may hold a digital currency wallet. The digital currency wallet may be in the form of a hard wallet, i.e., a wallet with physical media. For example, a digital currency wallet in the form of a bank card, wearable device, internet of things device, or the like.
The digital money wallet may also be a soft wallet, i.e. a digital money wallet provided in the form of software without physical media. For example, digital currency corresponding software may be installed in the electronic device of the user, and the user may implement functions of cashing out, cashing back, earring, consuming, transferring, inquiring and the like of digital currency through the software. In this case, the electronic device, in which the software corresponding to the digital money wallet is installed, may be regarded as the digital money wallet.
The method specifically comprises the following steps:
step 101, if a user enters the public transport means, acquiring identification information of a digital money wallet held by the user through a preset digital money charging device, and determining boarding place information of the user;
in an embodiment of the present invention, a user may enter a public transportation with a digital money wallet. If the user enters the public transport, the digital currency billing device on the public transport may interact with the digital currency wallet held by the user, thereby obtaining identification information of the digital currency wallet held by the user.
Wherein the identification information may be device information of the digital money wallet, a two-dimensional code generated by the digital money wallet, or the like, which may be used to identify a specific digital money wallet.
In a specific implementation, the digital money billing device may actively read the identification information of the digital money wallets within a certain range around the digital money billing device, so that when the user enters a public transportation, the digital money billing device may obtain the identification information of the digital money wallet held by the user. Alternatively, the digital money wallet may be actively placed around the digital money billing device by the user or information associated with the identification information may be presented to the digital money device so that the digital money billing device may obtain the identification information of the digital money wallet.
In the embodiment of the present invention, if the identification information of the digital money wallet held by the user is acquired through the preset digital money billing device, it can be considered that the user enters a public transportation means. At this time, the boarding location information of the user can be determined so as to calculate the riding cost of the user later.
As an alternative embodiment of the present invention, the boarding location information of the user may be determined by acquiring location information of a public transportation, acquiring location information of a digital money wallet, identifying station stop information of a boarding location of the user, and the like, which is not limited by the present invention.
Step 102, if the user leaves the public transport means, determining the getting-off point information of the user;
in the embodiment of the invention, after the user arrives at the place where the user needs to go, the user can leave the public transportation means. If the user leaves the public transport means, the end of the travel of the user for taking the public transport means can be confirmed at the moment, and the riding cost of the travel needs to be calculated. Thus, the getting-off point information of the user can be determined so as to calculate the riding cost.
As an alternative embodiment of the present invention, the getting-off location information of the user may be determined by acquiring location information of a public transportation, acquiring location information of a digital money wallet, identifying station information of a user's getting-off location, and the like, which is not limited by the present invention.
103, calculating the riding cost of the user according to the boarding place information and the alighting place information;
in the embodiment of the invention, after the boarding place information and the alighting place information of the user are determined, the riding cost of the user can be calculated according to the public transportation charging rules corresponding to different public transportation means.
Step 104, sending a transaction request to the digital money wallet held by the user to deduct the riding fee from the digital money wallet held by the user.
In an embodiment of the invention, after determining the passenger cost of the user, a transaction request may be sent to the digital money wallet held by the user to deduct the ride cost from the digital money wallet held by the user. Therefore, the payment can be completed by using the digital currency, the payment mode is simple and convenient, and better payment experience can be provided for the user.
According to actual needs, the transaction request may be a transaction request in which one of the digital money billing device and the digital money wallet held by the user is offline, or a transaction request in which both the digital money billing device and the digital money wallet held by the user are offline. It is also possible that the digital money billing device and the digital money wallet held by the user are both prior transaction requests, which is not a limitation of the present invention.
The digital currency-based bus payment method is applied to public transport means, and comprises the following steps: if the user enters the public transport means, acquiring identification information of a digital money wallet held by the user through a preset digital money charging device to determine the digital money wallet ready for bus payment and determine the boarding place information of the user; if the user leaves the public transport means, determining the getting-off point information of the user so as to calculate the bus cost in the following; calculating the riding cost of the user according to the getting-on place information and the getting-off place information so as to determine the amount of money to be paid by the digital currency wallet; sending a transaction request to the digital money wallet held by the user to deduct the ride fee from the digital money wallet held by the user. Therefore, the payment can be completed by using the digital currency, the payment of the public transport means is completed, the payment mode is simple and convenient, and better payment experience can be provided for users.
Referring to fig. 2, there is shown a flow chart of steps of an embodiment of a digital currency based bus payment method of the present invention, which is applied to public transportation. The method may specifically comprise the steps of:
step 201, if a user enters the public transport means, acquiring identification information of a digital money wallet held by the user through a preset digital money charging device;
in an embodiment of the present invention, a user may enter a public transportation with a digital money wallet. If the user enters the public transportation vehicle, the digital currency billing device on the public transportation vehicle can interact with the digital currency wallet held by the user, so as to obtain the identification information of the digital currency wallet held by the user.
In an embodiment of the present invention, the step of acquiring identification information of a digital money wallet held by a user through a preset digital money charging device includes:
s11, reading identification information of a digital money wallet held by a user by adopting near field communication through a preset digital money charging device; or,
in the embodiment of the present invention, the digital money billing device may have a near field communication function that can read identification information of a digital money wallet located at a short distance around itself. Therefore, the user can bring the digital currency wallet held by the user close to the digital currency charging device, so that the digital currency charging device can read the identification information of the digital currency wallet held by the user by adopting near field communication, and the registration of the user entering a public transport means is realized.
And S12, identifying the characteristic pattern displayed by the digital money wallet held by the user through a preset digital money charging device to obtain the identification information of the digital money wallet held by the user.
In the embodiment of the present invention, the digital money billing device may have a camera so that the contents displayed by the digital money wallet held by the user can be recognized. Thus, the user can set the digital currency wallet to exhibit a characteristic pattern. The digital currency charging device can analyze and obtain the identification information of the digital currency wallet held by the user based on the characteristic image, and the registration of the user entering the public transport means is realized.
Specifically, the characteristic pattern may graphically describe identification information of a digital money wallet held by the user or information associated with the identification information of the digital money wallet held by the user.
For example, the characteristic pattern may be a barcode, a two-dimensional code, or the like. The digital currency charging device can acquire the characteristic pattern displayed by the digital currency wallet and analyze the characteristic pattern to obtain the identification information of the digital currency wallet or an encryption character string. Thereafter, the digital money billing device may further parse the encrypted character string to obtain identification information of the digital money wallet.
Step 202, using the position information of the public transportation means when the identification information of the digital money wallet held by the user is acquired as the boarding place information of the user;
in the embodiment of the invention, the public transport means can be provided with the positioning equipment, so that the public transport means can acquire the position information of the public transport means in real time in the running process and know the current position of the public transport means.
When the identification information of the digital money wallet held by the user is acquired, the moment can be considered as the moment when the user enters the public transportation means. At the moment, the position of the public transport means is the getting-on place of the user. Thus, the position information of the public transportation when the identification information of the digital money wallet held by the user is acquired can be used as the boarding place information of the user.
Step 203, if the user leaves the public transport means, determining the getting-off point information of the user;
in the embodiment of the invention, after the user arrives at the place where the user needs to go, the user can leave the public transportation means. If the user leaves the public transport means, the end of the travel of the user for taking the public transport means can be confirmed at the moment, and the riding cost of the travel needs to be calculated. Thus, the getting-off point information of the user can be determined so as to calculate the riding cost.
In an embodiment of the present invention, the step of determining the getting-off point information of the user if the user leaves the public transportation includes:
and S21, if the identification information of the digital currency wallet held by the user is obtained again through the digital currency charging device, determining the current station information of the public transport means as the get-off point information of the user.
In the embodiment of the present invention, if the identification information of the digital money wallet held by the user is acquired again by the digital money counting apparatus, it may be considered that the user needs to leave the public transportation at this time, and the departure time of the user is notified to the public transportation by providing the identification information of the digital money wallet held by the user to the digital money counting apparatus. And at the moment, the position of the public transport means is the get-off point of the user. Therefore, if the identification information of the digital money wallet held by the user is acquired again through the digital money charging device, the information of the current station where the public transport means is located can be determined as the getting-off point information of the user, and the getting-off point of the user can be determined.
If the user leaves the public transport means, the step of determining the getting-off point information of the user comprises the following steps:
s31, detecting whether the position information of the public transport means is consistent with the position information of the digital money wallet held by the user or not by adopting a preset period in the running process of the public transport means;
in embodiments of the invention, the digital currency wallet may also be provided with a positioning device. Therefore, the position of the digital currency wallet held by the user can be known in real time. The user may not need to provide the digital money billing device with the identification information of the digital money wallet again when the user needs to leave the public transportation means. And the information of the user's get-off location can be determined based on the location information of the public transportation and the digital money wallet.
In order to confirm whether the user is still in the public transportation means during the travel of the public transportation means, a preset period may be used to detect whether the location information of the public transportation means is consistent with the location information of the digital money wallet held by the user. Meanwhile, the user can be accurately positioned, the payment accuracy based on the digital currency wallet is ensured, and the possibility of mistaken deduction is reduced.
S32, if the user is consistent with the public transportation means, determining that the user is located in the public transportation means;
in the embodiment of the present invention, if the location information of the public transportation means coincides with the location information of the digital money wallet held by the user, the user may be considered to be in the same place as the public transportation means, and thus it may be determined that the user is located in the public transportation means without leaving the public transportation means.
And S33, if the position information of the public transport means is not consistent with the position information of the digital money wallet held by the user, the position information of the public transport means is used as the getting-off point information of the user when the position information of the public transport means is detected to be consistent with the position information of the digital money wallet held by the user last time.
In the embodiment of the invention, if the position information of the public transport is not consistent with the position information of the digital money wallet held by the user, the user and the public transport are not in the same place, and the user is more likely to leave the public transport at the moment. At this time, in order to determine the getting-off point information of the user, the position information of the public transportation means when the position information of the public transportation means is detected to be consistent with the position information of the digital money wallet held by the user last time can be searched, so that the position of the public transportation means when the user is in the public transportation means last time can be determined, and the position information of the public transportation means at that time can be used as the getting-off point information of the user. So that the location of the user's disembarkation can be determined based on the location information of the public transportation and the digital money wallet without the user actively providing identification information of the held digital money wallet.
In an embodiment of the present invention, the step of detecting whether the location information of the public transportation coincides with the location information of the digital money wallet held by the user at a preset cycle includes:
s41, getting-off forecast information sent by a user is obtained;
in the embodiment of the invention, the user can provide the getting-off forecast information for the public transportation means before arriving at the getting-off point of the public transportation means so as to inform the public transportation means of the own getting-off point in advance. After that, when the user gets off the vehicle, the user does not need to provide the identification information of the digital currency wallet to the digital currency charging device again, thereby simplifying the getting-off process and improving the user experience.
In a specific implementation, the get-off forecast information can be sent to public transport means in a mobile network, a wireless network and the like. The getting-off forecast information may be transmitted to the public transportation means through functions such as near field communication of the digital money charging apparatus.
And S42, when the public transportation means reaches the position recorded by the get-off forecast information, detecting whether the position information of the public transportation means is consistent with the position information of the digital money wallet held by the user, and after the public transportation means leaves the position recorded by the get-off forecast information, detecting whether the position information of the digital money wallet held by the user is consistent with the position information of the public transportation means.
In the embodiment of the invention, if the public transport means obtains the get-off forecast information, whether the get-off forecast information sent by the user is correct or not is verified under the condition that the user is not disturbed as much as possible in the follow-up process, and the confirmation of the get-off place of the user is completed.
Therefore, when the public transport means reaches the position recorded by the get-off forecast information, whether the position information of the public transport means is consistent with the position information of the digital currency wallet held by the user or not can be detected to determine whether the user is still located in the public transport means when the public transport means reaches the position where the user needs to get off the bus. Therefore, whether the user really starts from the getting-on place to the getting-off place predicted by the user can be confirmed and the user is continuously positioned in the public transport means.
Thereafter, after the public transportation means leaves the position recorded in the getting-off forecast information, whether the position information of the digital money wallet held by the user is consistent with the position information of the public transportation means can be detected again to determine whether the user is still located in the public transportation means after the public transportation means leaves the position where the user needs to get off. Therefore, whether the user gets off the bus or not after the public transportation means leaves the place where the user needs to get off the bus can be confirmed.
If it is detected that the position information of the public transportation means is consistent with the position information of the digital money wallet held by the user when the public transportation means reaches the position recorded by the get-off forecast information, and it is detected that the position information of the digital money wallet held by the user is inconsistent with the position information of the public transportation means after the public transportation means leaves the position recorded by the get-off forecast information, it can be confirmed that the user leaves the public transportation means at a place corresponding to the get-off forecast information, and the place information corresponding to the get-off forecast information is taken as the get-off place information.
When the public transportation means reaches the position recorded by the getting-off forecast information, the position information of the public transportation means is detected to be inconsistent with the position information of the digital money wallet held by the user, or after the public transportation means leaves the position recorded by the getting-off forecast information, the position information of the digital money wallet held by the user is detected to be consistent with the position information of the public transportation means, the actual getting-off place of the user can be considered to be different from the place recorded by the getting-off forecast information, and the actual getting-off place of the user can be determined based on the position information of the public transportation means and the change process of the position information of the digital money wallet held by the user.
Step 204, calculating the riding cost of the user according to the boarding place information and the alighting place information;
in the embodiment of the invention, after the boarding position information and the alighting position information of the user are determined, the riding cost of the user can be calculated according to the public transportation charging rules corresponding to different public transportation means.
Step 205, sending a transaction request to the digital money wallet held by the user to deduct the riding fee from the digital money wallet held by the user.
In an embodiment of the present invention, after determining the passenger fee of the user, a transaction request may be sent to the digital money wallet held by the user to deduct the riding fee from the digital money wallet held by the user. Therefore, the payment can be completed by using the digital currency, the payment mode is simple and convenient, and better payment experience can be provided for the user.
In one embodiment of the invention, the step of sending a transaction request to the digital money wallet held by the user comprises:
s51, sending an offline transaction request to the digital currency wallet held by the user through near field communication; or,
in the embodiment of the invention, if the digital currency wallet held by the user is close to the digital currency charging device in the vehicle getting-off process, the offline transaction request can be directly sent to the digital currency wallet held by the user through near field communication, and the payment of the riding expense of public transport means can be rapidly completed. Without the need for subsequent additional transmission of transaction requests.
The offline transaction request may be a transaction request of one of the digital money billing device and the digital money wallet held by the user being offline, or may be a transaction request of both the digital money billing device and the digital money wallet held by the user being offline, which is not limited in the present invention.
And S52, sending an online transaction request to the digital currency wallet held by the user through a wireless network.
In the embodiment of the invention, if the digital money wallet held by the user is not close to the digital money charging device in the getting-off process, an offline transaction request cannot be directly sent to the digital money wallet held by the user through near field communication, and an online transaction request needs to be sent to the digital money wallet held by the user through a wireless network, so that the public transport vehicle riding fee is deducted from the digital money wallet.
The digital currency-based bus payment method is applied to public transport means, and comprises the following steps: if the user enters the public transport means, acquiring identification information of a digital money wallet held by the user through a preset digital money charging device to determine the digital money wallet ready for bus payment, and taking the position information of the public transport means when the identification information of the digital money wallet held by the user is acquired as the boarding place information of the user; if the user leaves the public transport means, determining the getting-off point information of the user so as to calculate the bus expense in the subsequent process; calculating the riding cost of the user according to the getting-on place information and the getting-off place information so as to determine the amount of money to be paid by the digital currency wallet; sending a transaction request to the digital money wallet held by the user to deduct the ride fee from the digital money wallet held by the user. Therefore, the payment can be completed by using the digital currency, the payment mode is simple and convenient, and better payment experience can be provided for the user.
It should be noted that for simplicity of description, the method embodiments are shown as a series of combinations of acts, but those skilled in the art will recognize that the embodiments are not limited by the order of acts, as some steps may occur in other orders or concurrently in accordance with the embodiments. Further, those skilled in the art will appreciate that the embodiments described in the specification are presently preferred and that no particular act is required to implement the invention.
Referring to fig. 3, a block diagram of a digital currency-based bus payment device according to an embodiment of the present invention is shown, which is applied to public transportation, and the device may specifically include the following modules:
an identification obtaining module 301, configured to obtain, if the user enters the public transportation, identification information of a digital money wallet held by the user through a preset digital money charging device, and determine boarding location information of the user;
a get-off determination module 302, configured to determine get-off location information of the user if the user leaves the public transportation;
the calculating module 303 is configured to calculate a riding cost of the user according to the boarding location information and the alighting location information;
a deduction module 304 for sending a transaction request to the digital money wallet held by the user to deduct the ride fee from the digital money wallet held by the user.
Optionally, the get-off determination module includes:
and the get-off determining submodule is used for determining the information of the current station of the public transport means as the get-off place information of the user if the identification information of the digital money wallet held by the user is acquired again through the digital money charging device.
Optionally, the get-off determination module includes:
a position consistency detection submodule for detecting whether the position information of the public transport means is consistent with the position information of the digital money wallet held by the user by adopting a preset period in the running process of the public transport means;
the first position determining submodule is used for determining that the user is positioned in the public transport means if the position is consistent with the first position;
and the second position determining submodule is used for taking the position information of the public transport as the get-off place information of the user when the position information of the public transport detected last time is consistent with the position information of the digital currency wallet held by the user if the position information of the public transport is inconsistent with the position information of the digital currency wallet.
Optionally, the consistent position detection sub-module includes:
the forecast acquisition unit is used for acquiring getting-off forecast information sent by a user;
a position coincidence detecting unit that detects whether or not the position information of the public transportation means coincides with the position information of the digital money wallet held by the user when the public transportation means reaches the position described in the getting-off forecast information, and detects whether or not the position information of the digital money wallet held by the user coincides with the position information of the public transportation means after the public transportation means leaves the position described in the getting-off forecast information.
Optionally, the identifier obtaining module includes:
and the identification acquisition sub-module is used for taking the position information of the public transport means when the identification information of the digital currency wallet held by the user is acquired as the boarding place information of the user.
Optionally, the deduction module includes:
a first request sending submodule for sending an offline transaction request to the digital money wallet held by the user through near field communication; or,
and the second request sending submodule is used for sending an online transaction request to the digital currency wallet held by the user through a wireless network.
Optionally, the identifier obtaining module includes:
the near field reading sub-module is used for reading the identification information of a digital currency wallet held by a user by adopting near field communication through a preset digital currency charging device; or,
and the pattern recognition submodule is used for recognizing the characteristic pattern displayed by the digital money wallet held by the user through a preset digital money charging device to obtain the identification information of the digital money wallet held by the user.
For the apparatus embodiment, since it is substantially similar to the method embodiment, the description is relatively simple, and reference may be made to the partial description of the method embodiment for relevant points.
An embodiment of the present invention further provides an electronic device, including:
one or more processors; and
one or more machine-readable media having instructions stored thereon, which when executed by the one or more processors, cause the electronic device to perform methods as described in embodiments of the invention.
Embodiments of the invention also provide one or more machine-readable media having instructions stored thereon, which when executed by one or more processors, cause the processors to perform the methods described herein.
The embodiments in the present specification are all described in a progressive manner, and each embodiment focuses on differences from other embodiments, and portions that are the same and similar between the embodiments may be referred to each other.
As will be appreciated by one skilled in the art, embodiments of the present invention may be provided as a method, apparatus, or computer program product. Accordingly, embodiments of the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, embodiments of the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
Embodiments of the present invention are described with reference to flowchart illustrations and/or block diagrams of methods, terminal devices (systems), and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flowchart illustrations and/or block diagrams, and combinations of flows and/or blocks in the flowchart illustrations and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing terminal to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing terminal, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing terminal to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing terminal to cause a series of operational steps to be performed on the computer or other programmable terminal to produce a computer implemented process such that the instructions which execute on the computer or other programmable terminal provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
While preferred embodiments of the present invention have been described, additional variations and modifications of these embodiments may occur to those skilled in the art once they learn of the basic inventive concepts. Therefore, it is intended that the appended claims be interpreted as including preferred embodiments and all such alterations and modifications as fall within the scope of the embodiments of the invention.
Finally, it should also be noted that, herein, relational terms such as first and second, and the like may be used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions. Also, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or terminal that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or terminal. Without further limitation, an element defined by the phrases "comprising one of \ 8230; \8230;" does not exclude the presence of additional like elements in a process, method, article, or terminal device that comprises the element.
The digital currency-based bus payment method, the digital currency-based bus payment device, the electronic equipment and the machine-readable medium provided by the invention are introduced in detail, and a specific example is applied to explain the principle and the implementation mode of the invention, and the description of the embodiment is only used for helping to understand the method and the core idea of the invention; meanwhile, for a person skilled in the art, according to the idea of the present invention, there may be variations in the specific embodiments and the application scope, and in summary, the content of the present specification should not be construed as a limitation to the present invention.

Claims (10)

1. A public transportation payment method based on digital currency is characterized by being applied to public transportation means, and the method comprises the following steps:
if the user enters the public transport means, acquiring identification information of a digital currency wallet held by the user through a preset digital currency charging device, and determining boarding place information of the user;
if the user leaves the public transport means, determining the getting-off point information of the user;
calculating the riding cost of the user according to the boarding place information and the alighting place information;
sending a transaction request to the digital money wallet held by the user to deduct the ride fee from the digital money wallet held by the user.
2. The method of claim 1, wherein the step of determining the information of the drop-off location of the user if the user leaves the public transportation means comprises:
and if the identification information of the digital currency wallet held by the user is obtained again through the digital currency charging device, determining the information of the current station of the public transport means as the getting-off point information of the user.
3. The method of claim 1, wherein the step of determining the information of the user's getting-off point if the user leaves the public transportation means comprises:
in the running process of the public transport means, detecting whether the position information of the public transport means is consistent with the position information of the digital currency wallet held by the user or not by adopting a preset period;
if the user is consistent with the public transport means, determining that the user is located in the public transport means;
and if the information is inconsistent, when the position information of the public transport means is detected to be consistent with the position information of the digital currency wallet held by the user last time, the position information of the public transport means is used as the get-off point information of the user.
4. The method of claim 3, wherein the step of detecting whether the location information of the public transportation means coincides with the location information of the digital money wallet held by the user with a preset period comprises:
obtaining getting-off forecast information sent by a user;
when the public transportation means reaches the position recorded by the getting-off forecast information, whether the position information of the public transportation means is consistent with the position information of the digital money wallet held by the user is detected, and after the public transportation means leaves the position recorded by the getting-off forecast information, whether the position information of the digital money wallet held by the user is consistent with the position information of the public transportation means is detected.
5. The method of claim 1, wherein the step of determining boarding location information for the user comprises:
and using the position information of the public transport means when the identification information of the digital money wallet held by the user is acquired as the boarding place information of the user.
6. The method of claim 1, wherein the step of sending a transaction request to the digital money wallet held by the user comprises:
sending an offline transaction request to the digital currency wallet held by the user through near field communication; or,
sending an online transaction request over a wireless network to the digital currency wallet held by the user.
7. The method as claimed in claim 1, wherein the step of acquiring identification information of the digital money wallet held by the user through a preset digital money charging means comprises:
reading identification information of a digital currency wallet held by a user by adopting near field communication through a preset digital currency charging device; or,
and identifying the characteristic pattern displayed by the digital currency wallet held by the user through a preset digital currency charging device to obtain the identification information of the digital currency wallet held by the user.
8. A digital currency based bus payment device for use in a public transportation means, said device comprising:
the identification acquisition module is used for acquiring identification information of a digital currency wallet held by a user through a preset digital currency charging device and determining boarding place information of the user if the user enters the public transport means;
the get-off determining module is used for determining the information of the get-off point of the user if the user leaves the public transport means;
the calculating module is used for calculating the riding cost of the user according to the boarding place information and the alighting place information;
a deduction module to send a transaction request to the digital money wallet held by the user to deduct the riding fee from the digital money wallet held by the user.
9. An electronic device, comprising:
one or more processors; and
one or more machine-readable media having instructions stored thereon that, when executed by the one or more processors, cause the electronic device to perform the method of one or more of claims 1-7.
10. One or more machine readable media having instructions stored thereon that, when executed by one or more processors, cause the processors to perform the method of one or more of claims 1-7.
CN202110673474.2A 2021-06-17 2021-06-17 Bus payment method, device, electronic equipment and machine readable medium Pending CN115497177A (en)

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