CN115392893A - Processing method and device for realizing safe transfer based on block chain - Google Patents

Processing method and device for realizing safe transfer based on block chain Download PDF

Info

Publication number
CN115392893A
CN115392893A CN202211018961.6A CN202211018961A CN115392893A CN 115392893 A CN115392893 A CN 115392893A CN 202211018961 A CN202211018961 A CN 202211018961A CN 115392893 A CN115392893 A CN 115392893A
Authority
CN
China
Prior art keywords
user
transfer
password
account
reserved
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN202211018961.6A
Other languages
Chinese (zh)
Inventor
滕建德
王欣
王增峰
何怀莹
曹仰止
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Bank of China Ltd
Original Assignee
Bank of China Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Bank of China Ltd filed Critical Bank of China Ltd
Priority to CN202211018961.6A priority Critical patent/CN115392893A/en
Publication of CN115392893A publication Critical patent/CN115392893A/en
Pending legal-status Critical Current

Links

Images

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/083—Network architectures or network communication protocols for network security for authentication of entities using passwords
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/0861—Network architectures or network communication protocols for network security for authentication of entities using biometrical features, e.g. fingerprint, retina-scan

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Signal Processing (AREA)
  • Computer Hardware Design (AREA)
  • Physics & Mathematics (AREA)
  • Computing Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Health & Medical Sciences (AREA)
  • Biomedical Technology (AREA)
  • General Health & Medical Sciences (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention discloses a processing method and a device for realizing safe transfer based on a block chain, relating to the field of the block chain, wherein the method comprises the following steps: receiving a transfer request of a user; the transfer request comprises the information of a collection account, the transfer amount, the unique identification of the user and the current transfer password input by the user; when the fact that the user transfers accounts to the unfamiliar account for the first time is judged according to the information of the collection account, and the transfer amount exceeds the amount preset by the user, the current facial feature image of the user is obtained, and the facial feature image reserved by the user when a bank opens an account and transacts a card is obtained from the block chain according to the unique identifier; when the transfer is judged to be not carried out by the user according to the comparison result of the current face characteristic image and the reserved face characteristic image, whether the current transfer password is consistent with a first password reserved by the user when the user opens an account in a bank is determined, if so, the transfer fails, and the account of the user is frozen; the first password is a password with the user use frequency being greater than a preset value. The invention can ensure the safety of transferring accounts.

Description

Processing method and device for realizing safe transfer based on block chain
Technical Field
The invention relates to the technical field of block chains, in particular to a processing method and a processing device for realizing safe transfer based on a block chain.
Background
This section is intended to provide a background or context to the embodiments of the invention that are recited in the claims. The description herein is not admitted to be prior art by inclusion in this section.
At present, with the rapid development of the internet, the user name and the password of a website registered by a user and an APP all have the risk of leakage, the leaked password of part of users is consistent with the bank transfer password, and when a mobile phone of the user is stolen or lost, the risk that the user transfers deposit away through the password exists.
Disclosure of Invention
The embodiment of the invention provides a processing method for realizing safe transfer based on a block chain, which is used for ensuring the safety of transfer and comprises the following steps:
receiving a transfer request of a user; the transfer request comprises the information of a collection account, the transfer amount, the unique identification of the user and the current transfer password input by the user;
when the fact that the user transfers accounts to the unfamiliar account for the first time is judged according to the information of the money receiving account, and the transfer amount exceeds the amount preset by the user, acquiring a current facial feature image of the user, and acquiring a facial feature image reserved by the user when a bank opens an account and transacts the card from a block chain according to the unique identification of the user;
when the transfer is judged to be not carried out by the user according to the comparison result of the current face characteristic image and the reserved face characteristic image, whether the current transfer password is consistent with a first password reserved by the user when the user opens an account in a bank is determined, if so, the transfer fails, and the account of the user is frozen; the first password is a password with the user use frequency being greater than a preset value.
The embodiment of the invention also provides a processing device for realizing safe transfer based on the block chain, which is used for ensuring the safety of the transfer and comprises the following components:
a receiving unit for receiving a transfer request of a user; the transfer request comprises the information of a collection account, the transfer amount, the unique identification of the user and the current transfer password input by the user;
the acquisition unit is used for acquiring a current facial feature image of the user when the fact that the user transfers accounts to the strange account for the first time and the transfer amount exceeds the amount preset by the user is judged according to the collection account information, and acquiring a facial feature image reserved by the user when the user opens an account and transacts the card from a block chain according to the unique identification of the user;
the transfer processing unit is used for determining whether the current transfer password is consistent with a first password reserved by the user when the user opens an account in a bank or not when the transfer is judged to be not the user according to the comparison result of the current face characteristic image and the reserved face characteristic image, and if the current transfer password is consistent with the first password reserved by the user when the user opens the account in the bank, the transfer fails and the account of the user is frozen; the first password is a password with the use frequency of the user larger than a preset value.
The embodiment of the invention also provides computer equipment which comprises a memory, a processor and a computer program which is stored on the memory and can run on the processor, wherein the processor executes the computer program to realize the processing method for realizing the safe transfer based on the block chain.
The embodiment of the invention also provides a computer readable storage medium, wherein a computer program is stored in the computer readable storage medium, and when the computer program is executed by a processor, the processing method for realizing the safe transfer based on the block chain is realized.
The embodiment of the invention also provides a computer program product which comprises a computer program, and the computer program is executed by a processor to realize the processing method for realizing the safe transfer based on the block chain.
In the embodiment of the invention, the processing scheme for realizing safe transfer based on the block chain comprises the following steps: receiving a transfer request of a user; the transfer request comprises the information of a receiving account, the transfer amount, the unique identification of the user and the current transfer password input by the user; when the fact that the user transfers accounts to the unfamiliar account for the first time is judged according to the information of the collection account, and the transfer amount exceeds the amount preset by the user, the current facial feature image of the user is obtained, and the facial feature image reserved by the user when a bank opens an account and transacts a card is obtained from the block chain according to the unique identifier; when the transfer is judged to be not carried out by the user according to the comparison result of the current face characteristic image and the reserved face characteristic image, whether the current transfer password is consistent with a first password reserved by the user when the user opens an account in a bank is determined, if so, the transfer fails, and the account of the user is frozen; the first password is a password with the use frequency of the user larger than a preset value, and the safety of transferring accounts can be guaranteed.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts. In the drawings:
FIG. 1 is a schematic flow chart illustrating a processing method for implementing secure transfer based on a blockchain according to an embodiment of the present invention;
FIG. 2 is a flow chart illustrating a method for secure transfer based on a blockchain according to another embodiment of the invention;
FIG. 3 is a flowchart illustrating a processing method for secure transfers based on blockchains according to another embodiment of the present invention;
FIG. 4 is a schematic structural diagram of a processing device for implementing secure transfer based on a block chain in the embodiment of the present invention;
fig. 5 is a schematic structural diagram of a computer device according to an embodiment of the present invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present invention more apparent, the embodiments of the present invention are further described in detail below with reference to the accompanying drawings. The exemplary embodiments and descriptions of the present invention are provided to explain the present invention, but not to limit the present invention.
According to the technical scheme, the data acquisition, storage, use, processing and the like meet the relevant regulations of national laws and regulations.
The term "and/or" herein merely describes an associative relationship, meaning that three relationships may exist, e.g., a and/or B, may mean: a exists alone, A and B exist simultaneously, and B exists alone. In addition, the term "at least one" herein means any one of a plurality or any combination of at least two of a plurality, for example, including at least one of a, B, C, and may mean including any one or more elements selected from the group consisting of a, B, and C.
In the description of the present specification, the terms "comprising," "including," "having," "containing," and the like are used in an open-ended fashion, i.e., to mean including but not limited to. Reference to the description of the terms "one embodiment," "a particular embodiment," "some embodiments," "for example," etc., means that a particular feature, structure, or characteristic described in connection with the embodiment or example is included in at least one embodiment or example of the application. In this specification, the schematic representations of the terms used above do not necessarily refer to the same embodiment or example. Furthermore, the particular features, structures, or characteristics described may be combined in any suitable manner in any one or more embodiments or examples. The sequence of steps involved in the various embodiments is provided to illustrate the practice of the present application, and the sequence of steps is not limited thereto and can be adjusted as needed.
The problems existing in the prior art are as follows: when the mobile phone of the user is stolen or lost, the risk that the deposit is transferred away by a person through a password exists. In view of the technical problem, the embodiment of the invention provides a method for realizing safe transfer based on a block chain, which prevents malicious transfer by a non-user. In the method, the bank card supports the setting of double passwords, namely a common password and a special password; the user can set the amount, and the double-password mechanism is triggered when the amount exceeds the amount after the account is transferred to the unfamiliar account for the first time; when a user opens an account in a bank and transacts a card, the user stores account information and a face image into a block chain; when the user transfers the account, the APP terminal acquires a face image of the user and verifies the face image stored in the block chain, if the user is the user, the account is transferred through a common password, and if the user is not the user, a special password is required to be input to complete the account transfer; when a non-user himself transfers money, if a common password is input, the transfer fails, and the bank card account is automatically frozen.
Fig. 1 is a schematic flow chart of a processing method for implementing secure transfer based on a block chain in an embodiment of the present invention, and as shown in fig. 1, the method includes the following steps:
step 101: receiving a transfer request of a user; the transfer request comprises the information of a collection account, the transfer amount, the unique identification of the user and the current transfer password input by the user;
step 102: when the fact that the user transfers accounts to the unfamiliar account for the first time is judged according to the information of the money receiving account, and the transfer amount exceeds the amount preset by the user, acquiring a current facial feature image of the user, and acquiring a facial feature image reserved by the user when a bank opens an account and transacts the card from a block chain according to the unique identification of the user;
step 103: when the account transfer of the non-user is judged according to the comparison result of the current face characteristic image and the reserved face characteristic image, whether the current account transfer password is consistent with a first password reserved by the user when the user opens an account in a bank is determined, if so, the account transfer fails, and the account of the user is frozen; the first password is a password with the use frequency of the user larger than a preset value.
The embodiment of the invention provides a processing method for realizing safe transfer based on a block chain, which comprises the following steps: receiving a transfer request of a user; the transfer request comprises the information of a receiving account, the transfer amount, the unique identification of the user and the current transfer password input by the user; when the fact that the user transfers accounts to the unfamiliar account for the first time is judged according to the information of the collection account, and the transfer amount exceeds the amount preset by the user, the current facial feature image of the user is obtained, and the facial feature image reserved by the user when a bank opens an account and transacts a card is obtained from the block chain according to the unique identifier; when the transfer is judged to be not carried out by the user according to the comparison result of the current face characteristic image and the reserved face characteristic image, whether the current transfer password is consistent with a first password reserved by the user when the user opens an account in a bank is determined, if so, the transfer fails, and the account of the user is frozen; the first password is a password with the use frequency of the user being larger than a preset value, namely a common password, for example, a user who is not the user obtains the common password of the user through other channels, and the fund of the user cannot be stolen when malicious account transfer is carried out, so that the safety of the account transfer can be ensured. The processing method for realizing secure transfer based on the blockchain is described in detail below.
In an embodiment, as shown in fig. 2, the processing method for implementing secure transfer based on a blockchain may further include step 104: when the transfer is judged to be not carried out by the user according to the comparison result of the current face characteristic image and the reserved face characteristic image, whether the current transfer password is consistent with a second password reserved by the user when the user opens an account in a bank is determined, if not, the transfer fails, and the account of the user is frozen; the second password is a password with the use frequency of the user being less than a preset value.
When the specific implementation is carried out, when the account transfer is judged to be not carried out by the user according to the comparison result of the current face characteristic image and the reserved face characteristic image, whether the current account transfer password is consistent with a second password reserved by the user when the user opens an account in a bank or not is determined, if the current account transfer password is not consistent with the second password reserved by the user when the user opens the account in the bank, the account transfer is failed, and the account of the user is frozen; the second password is a password with the use frequency of the user being smaller than a preset value, namely a special password, and the safety of the account transfer is further guaranteed.
In an embodiment, the processing method for implementing secure transfer based on the blockchain may further include: and transferring the transfer amount to a collection account when the current transfer password is determined to be consistent with a second password reserved by the user during bank account opening.
When the specific implementation is carried out, when the current transfer password is determined to be consistent with the second password reserved by the user during bank account opening, for example, the user authorizes the non-user to help transfer, the user informs the non-user of the special password, and transfers the transfer amount to a collection account, so that the convenience and the user experience are further improved.
In one embodiment, as shown in fig. 3, the processing method for implementing secure transfer based on the blockchain may further include step 105: when the user himself is judged to transfer money according to the comparison result of the current face feature image and the reserved face feature image, whether the current transfer password is consistent with a first password reserved by the user when the user opens an account in a bank or not is determined, and if the current transfer password is consistent with the first password reserved by the user when the user opens the account in the bank, the transfer amount is transferred to a collection account.
When the transfer is carried out specifically, when the user is judged to transfer money according to the comparison result of the current face characteristic image and the reserved face characteristic image, whether the current transfer password is consistent with the first password reserved by the user when the user opens an account in a bank is determined, if so, the transfer amount is transferred to a collection account, and the transfer safety is further ensured.
In an embodiment, the processing method for implementing secure transfer based on the blockchain may further include: and when the current transfer password is determined to be inconsistent with a first password reserved by the user during bank account opening, the transfer fails, and the account of the user is frozen.
When the specific implementation is carried out, when the current transfer password is determined to be inconsistent with the first password reserved by the user during bank account opening, the transfer fails, the account of the user is frozen, and the transfer safety is further ensured.
To facilitate an understanding of how the invention may be practiced, reference will now be made in its entirety.
The embodiment of the invention provides a method for realizing safe transfer based on a block chain. When a user opens an account in a bank and transacts a card, the user sets a double password for the bank card, and stores account information of the user and a face image into a block chain, when the user transfers the account, the face image of the user is obtained and verified through the face image stored in the block chain, if the user is the user, the account is transferred through a common password, and if the user is not the user, a special password is required to be input to complete the account transfer. When a non-user himself transfers money, if a common password is input, the transfer fails, the account of the bank card is automatically frozen, and the safety of the transfer is ensured. As described in detail below.
1. The embodiment with double codes is provided: when a user opens an account and transacts a card in a bank, the user can set a double-password for the bank card, and a bank core system calls a key generation instruction of an encryption machine twice and stores the key generation instruction as a common password (a first password) and a special password (a second password). And when the subsequent verification processing is carried out, the bank card supports that the common password and the special password can be verified to pass, if the bank card transfers accounts for the user, the common password is verified, and if the bank card transfers accounts for not the user, the special password is verified.
2. Triggering the implementation of the double password mechanism: the user can set the amount of money through the APP terminal of the mobile phone bank, and the bank judges that the amount of money transferred from the user to an unfamiliar account for the first time is larger than the amount of money, and triggers the double-password mechanism. If the double-password mechanism is not triggered, the transfer can be completed after the common password is verified to be correct.
3. Implementation of user information storage: when a user opens an account and transacts a card in a first bank, the user stores account information and a face image into a block chain, wherein the account information is used for acquiring a corresponding face image subsequently according to a unique user identifier, and the face image is used for matching with a face image input during account transfer of the user to identify the user. Wherein the account information includes: name, identification card number, mobile phone number, balance, bank card number, bank account opening bank, etc. Wherein the user unique identifier comprises: name, identification card number, mobile phone number.
4. Implementation of face image matching: when a user transfers money, a mobile phone front camera is opened through an APP (application) end of a mobile phone bank to obtain a face image of the user, a unique identification of the user is obtained from the mobile phone bank, the face image of the user is obtained from a block chain according to the unique identification of the user, the newly input face image of the user is matched with the face image stored in the block chain, whether the user is verified, and a verification result is sent to a transfer transaction module.
5. Implementation of the transfer transaction: the bank judges whether to use a common password or a special password according to the verification result, and if the user transfers the account for the user himself, the bank verifies whether the password input during the account transfer of the user is consistent with the common password or not; if the user does not transfer the account by himself, whether the password input during the account transfer of the user is consistent with the special password or not is verified, if the password is consistent, the account transfer is successful, and if the password is inconsistent, the account transfer fails. When a non-user transfers money, if a common password is input, the transfer fails, and the bank card account is automatically frozen to prevent malicious transfer. And the user is given enough time to go to the website to report the loss or log off the bank card.
To sum up, the embodiment of the present invention realizes: the user information is stored and the user is identified based on the block chain, the security during the transfer is ensured by utilizing a double-code mechanism, and the malicious transfer by non-users is prevented.
The embodiment of the invention also provides a processing device for realizing safe transfer based on the block chain, which is described in the embodiment below. Because the principle of solving the problems of the device is similar to the block chain-based safe transfer processing method, the block chain-based safe transfer processing method can be used for implementing the device, and repeated parts are not described again.
Fig. 4 is a schematic structural diagram of a processing device for implementing secure transfer based on a blockchain in an embodiment of the present invention, as shown in fig. 4, the device includes:
a receiving unit 01 for receiving a transfer request of a user; the transfer request comprises the information of a collection account, the transfer amount, the unique identification of the user and the current transfer password input by the user;
the acquisition unit 02 is used for acquiring a current facial feature image of a user when the user is judged to transfer accounts to unfamiliar accounts for the first time according to the information of a collection account and the transfer amount exceeds the amount preset by the user, and acquiring a facial feature image reserved when the user opens an account and transacts a card in a bank from a block chain according to the unique identification of the user;
the transfer processing unit 03 is used for determining whether the current transfer password is consistent with a first password reserved by the user when the user opens an account in a bank or not when the transfer is judged to be not the user according to the comparison result of the current face feature image and the reserved face feature image, and if the current transfer password is consistent with the first password reserved by the user when the user opens the account in the bank, the transfer fails and the account of the user is frozen; the first password is a password with the user use frequency being greater than a preset value.
In one embodiment, the transfer processing unit is further configured to: when the transfer is judged to be not carried out by the user according to the comparison result of the current face characteristic image and the reserved face characteristic image, whether the current transfer password is consistent with a second password reserved by the user when the user opens an account in a bank is determined, if not, the transfer fails, and the account of the user is frozen; the second password is a password with the use frequency of the user being less than a preset value.
In one embodiment, the transfer processing unit is further configured to: and transferring the transfer amount to a collection account when the current transfer password is determined to be consistent with a second password reserved by the user during bank account opening.
In one embodiment, the transfer processing unit is further configured to: and when the user is judged to transfer money according to the comparison result of the current face characteristic image and the reserved face characteristic image, determining whether the current transfer password is consistent with a first password reserved by the user when the user opens an account in a bank, and if so, transferring the transfer money to a collection account.
In one embodiment, the transfer processing unit is further configured to: and when the current transfer password is determined to be inconsistent with a first password reserved by the user during bank account opening, the transfer fails, and the account of the user is frozen.
Based on the aforementioned inventive concept, as shown in fig. 5, the present invention further provides a computer device 500, which includes a memory 510, a processor 520, and a computer program 530 stored in the memory 510 and executable on the processor 520, wherein the processor 520 executes the computer program 530 to implement the aforementioned processing method for implementing secure transfer based on block chain.
The embodiment of the invention also provides a computer readable storage medium, wherein a computer program is stored in the computer readable storage medium, and when being executed by a processor, the computer program realizes the processing method for realizing the safe transfer based on the block chain.
The embodiment of the invention also provides a computer program product which comprises a computer program, and the computer program is executed by a processor to realize the processing method for realizing the safe transfer based on the block chain.
In the embodiment of the invention, the block chain-based safe transfer processing scheme is realized by: receiving a transfer request of a user; the transfer request comprises the information of a collection account, the transfer amount, the unique identification of the user and the current transfer password input by the user; when the fact that the user transfers accounts to the unfamiliar account for the first time is judged according to the information of the collection account, and the transfer amount exceeds the amount preset by the user, the current facial feature image of the user is obtained, and the facial feature image reserved by the user when a bank opens an account and transacts a card is obtained from the block chain according to the unique identifier; when the account transfer is judged to be not carried out by the user according to the comparison result of the current face characteristic image and the reserved face characteristic image, whether the current account transfer password is consistent with a first password reserved by the user when the user opens an account in a bank is determined, if so, the account transfer is failed, and the account of the user is frozen; the first password is a password with the use frequency of the user being greater than a preset value, and the safety of the transfer can be guaranteed.
As will be appreciated by one skilled in the art, embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
The above-mentioned embodiments are intended to illustrate the objects, technical solutions and advantages of the present invention in further detail, and it should be understood that the above-mentioned embodiments are only exemplary embodiments of the present invention, and are not intended to limit the scope of the present invention, and any modifications, equivalent substitutions, improvements and the like made within the spirit and principle of the present invention should be included in the scope of the present invention.

Claims (13)

1. A processing method for realizing safe transfer based on a block chain is characterized by comprising the following steps:
receiving a transfer request of a user; the transfer request comprises the information of a collection account, the transfer amount, the unique identification of the user and the current transfer password input by the user;
when the fact that the user transfers accounts to the unfamiliar account for the first time is judged according to the information of the money receiving account, and the transfer amount exceeds the amount preset by the user, acquiring a current facial feature image of the user, and acquiring a facial feature image reserved by the user when a bank opens an account and transacts the card from a block chain according to the unique identification of the user;
when the transfer is judged to be not carried out by the user according to the comparison result of the current face characteristic image and the reserved face characteristic image, whether the current transfer password is consistent with a first password reserved by the user when the user opens an account in a bank is determined, if so, the transfer fails, and the account of the user is frozen; the first password is a password with the user use frequency being greater than a preset value.
2. A process for performing secure transfers based on blockchains as recited in claim 1 further comprising: when the transfer is judged to be not carried out by the user according to the comparison result of the current face characteristic image and the reserved face characteristic image, whether the current transfer password is consistent with a second password reserved by the user when the user opens an account in a bank is determined, if not, the transfer fails, and the account of the user is frozen; the second password is a password with the use frequency of the user being less than a preset value.
3. A process for performing secure transfers based on blockchains as recited in claim 2 further comprising: and transferring the transfer amount to a collection account when the current transfer password is determined to be consistent with a second password reserved by the user during bank account opening.
4. A process for performing secure transfers based on blockchains as recited in claim 1 further comprising: when the user himself is judged to transfer money according to the comparison result of the current face feature image and the reserved face feature image, whether the current transfer password is consistent with a first password reserved by the user when the user opens an account in a bank or not is determined, and if the current transfer password is consistent with the first password reserved by the user when the user opens the account in the bank, the transfer amount is transferred to a collection account.
5. A process for performing a secure transfer based on a blockchain as recited in claim 4 further comprising: and when the current transfer password is determined to be inconsistent with the first password reserved by the user in bank account opening, the transfer fails, and the account of the user is frozen.
6. A processing apparatus for implementing secure transfers based on blockchains, comprising:
a receiving unit for receiving a transfer request of a user; the transfer request comprises the information of a collection account, the transfer amount, the unique identification of the user and the current transfer password input by the user;
the acquisition unit is used for acquiring a current facial feature image of the user when the fact that the user transfers accounts to the strange account for the first time and the transfer amount exceeds the amount preset by the user is judged according to the collection account information, and acquiring a facial feature image reserved by the user when the user opens an account and transacts the card from a block chain according to the unique identification of the user;
the transfer processing unit is used for determining whether the current transfer password is consistent with a first password reserved by the user when the user opens an account in a bank or not when the transfer is judged to be not the user according to the comparison result of the current face characteristic image and the reserved face characteristic image, and if the current transfer password is consistent with the first password reserved by the user when the user opens the account in the bank, the transfer fails and the account of the user is frozen; the first password is a password with the use frequency of the user larger than a preset value.
7. A processing apparatus for effecting secure transfers based on blockchains as recited in claim 6, wherein the transfer processing unit is further operable to: when the transfer is judged to be not carried out by the user according to the comparison result of the current face characteristic image and the reserved face characteristic image, whether the current transfer password is consistent with a second password reserved by the user when the user opens an account in a bank is determined, if not, the transfer fails, and the account of the user is frozen; the second password is a password with the use frequency of the user smaller than a preset value.
8. A processing apparatus for effecting secure transfers based on blockchains as recited in claim 7, wherein the transfer processing unit is further operable to: and transferring the transfer amount to a collection account when the current transfer password is determined to be consistent with a second password reserved by the user during bank account opening.
9. A processing apparatus for performing secure transfers based on blockchains as recited in claim 6 wherein said transfer processing unit is further configured to: when the user himself is judged to transfer money according to the comparison result of the current face feature image and the reserved face feature image, whether the current transfer password is consistent with a first password reserved by the user when the user opens an account in a bank or not is determined, and if the current transfer password is consistent with the first password reserved by the user when the user opens the account in the bank, the transfer amount is transferred to a collection account.
10. A processing apparatus for effecting secure transfers based on blockchains as recited in claim 9, wherein the transfer processing unit is further operable to: and when the current transfer password is determined to be inconsistent with a first password reserved by the user during bank account opening, the transfer fails, and the account of the user is frozen.
11. A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor implements the method of any of claims 1 to 5 when executing the computer program.
12. A computer-readable storage medium, characterized in that the computer-readable storage medium stores a computer program which, when executed by a processor, implements the method of any of claims 1 to 5.
13. A computer program product, characterized in that the computer program product comprises a computer program which, when being executed by a processor, carries out the method of any one of claims 1 to 5.
CN202211018961.6A 2022-08-24 2022-08-24 Processing method and device for realizing safe transfer based on block chain Pending CN115392893A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN202211018961.6A CN115392893A (en) 2022-08-24 2022-08-24 Processing method and device for realizing safe transfer based on block chain

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN202211018961.6A CN115392893A (en) 2022-08-24 2022-08-24 Processing method and device for realizing safe transfer based on block chain

Publications (1)

Publication Number Publication Date
CN115392893A true CN115392893A (en) 2022-11-25

Family

ID=84119888

Family Applications (1)

Application Number Title Priority Date Filing Date
CN202211018961.6A Pending CN115392893A (en) 2022-08-24 2022-08-24 Processing method and device for realizing safe transfer based on block chain

Country Status (1)

Country Link
CN (1) CN115392893A (en)

Similar Documents

Publication Publication Date Title
US9705893B2 (en) Mobile human challenge-response test
US20190130393A1 (en) System and method for transaction security enhancement
CN109784031B (en) Account identity verification processing method and device
CN108990047B (en) Test method, device and medium for subscription relationship management data preparation platform
CN105989485B (en) Service management method and device
CN107563764A (en) A kind of method of network payment and system
CN106600279A (en) Safety payment method and system based on fingerprint identification
CN111260342B (en) Authentication payment method and device
CN111626742A (en) Transaction processing method and device
CN110535809B (en) Identification code pulling method, storage medium, terminal device and server
CN105681282B (en) A kind of business numeric value transfer and device
CN111738717B (en) Digital wallet security protection method and device, electronic equipment and storage medium
CN110942537B (en) Intelligent door lock unlocking system, method, device and medium
CN107547737A (en) A kind of data processing method and its client identification module SIM shields
CN104572135A (en) Command processing method, command processing device and terminal
CN111726365A (en) Online identity authentication method and device
CN115392893A (en) Processing method and device for realizing safe transfer based on block chain
CN110730186A (en) Token issuing method, accounting node and medium based on block chain
CN115375435A (en) Block chain-based dynamic account transaction processing method and device
CN113242551A (en) Mobile banking login verification method and device
CN113194420A (en) Card password modification method and system based on 5G message and face recognition and each terminal
CN111461721A (en) Block chain-based method and device for protecting account and verifying transaction
CN107491967B (en) Method and system for inputting password through network payment
CN111932800A (en) Security verification method and device
CN114139121A (en) Identity verification method and device, electronic equipment and computer readable storage medium

Legal Events

Date Code Title Description
PB01 Publication
PB01 Publication
SE01 Entry into force of request for substantive examination
SE01 Entry into force of request for substantive examination