CN113259867A - Method and system for carrying out 5G message payment verification by utilizing iris image verification - Google Patents
Method and system for carrying out 5G message payment verification by utilizing iris image verification Download PDFInfo
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- CN113259867A CN113259867A CN202110539371.7A CN202110539371A CN113259867A CN 113259867 A CN113259867 A CN 113259867A CN 202110539371 A CN202110539371 A CN 202110539371A CN 113259867 A CN113259867 A CN 113259867A
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
- H04W4/12—Messaging; Mailboxes; Announcements
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/108—Remote banking, e.g. home banking
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3223—Realising banking transactions through M-devices
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
- H04W4/30—Services specially adapted for particular environments, situations or purposes
- H04W4/35—Services specially adapted for particular environments, situations or purposes for the management of goods or merchandise
Abstract
The invention discloses a method and a system for carrying out 5G message payment verification by iris image verification, which relate to the technical field of mobile interconnection, wherein the method comprises the following steps: acquiring an initial iris pattern input by a user through a 5G message module, and storing the initial iris pattern in an iris library; when a payment transaction request initiated by a user terminal is acquired, generating a 5G verification message and sending the verification message to the user terminal; according to the 5G verification message, the iris pattern of the user is obtained through the user terminal and is sent to the 5G message module in the form of the 5G message; the iris verification module sends the iris patterns of the user to the iris verification module through the 5G message module, the iris verification module calls the iris library to acquire the initial iris patterns of the user, the iris patterns of the user and the initial iris patterns of the user are compared and verified, the payment transaction processing module is called to perform payment transaction processing after verification is passed, the overall payment process is high in safety, the payment mode is more convenient through non-inductive payment, and the user experience degree is effectively improved.
Description
Technical Field
The invention relates to the technical field of mobile interconnection, in particular to a method and a system for carrying out 5G message payment verification by iris image verification.
Background
With the rapid development of internet finance, online financial services become a place for banks, most of the existing payment verification of mobile phone banks is verified by short message verification codes and reserved payment passwords, so that the safety problems of password loss, password embezzlement, short message verification code cracking and the like exist, a user needs to manually input verification, the process is complicated, and the user experience is poor. Meanwhile, based on traditional http and https message transmission, the transmission process has the risk of being tampered.
Therefore, a payment verification technical solution that can overcome the above-mentioned drawbacks, improve security, and is convenient to use is needed.
Disclosure of Invention
In order to solve the problems in the prior art, the invention provides a method and a system for carrying out 5G message payment verification by iris image verification. The invention is based on the characteristics of the biological recognition technology, namely, the iris pattern of each person has uniqueness, 5G iris payment verification information is generated in the payment process, and the iris pattern of the user operated at present is collected and verified to complete the non-inductive payment.
In a first aspect of an embodiment of the present invention, a method for performing 5G message payment verification by using iris image verification is provided, where the method includes:
acquiring an initial iris pattern input by a user through a 5G message module, and storing the initial iris pattern in an iris library;
when a payment transaction request initiated by a user terminal is acquired, generating a 5G verification message and sending the verification message to the user terminal;
acquiring a user iris pattern through a user terminal according to the 5G verification message, and sending the user iris pattern to a 5G message module in a 5G message mode;
the iris verification module calls an iris library to acquire an initial iris pattern of the user, compares the iris pattern of the user with the initial iris pattern of the user for verification, and calls a payment transaction processing module to perform payment transaction processing after verification is passed.
Further, the initial iris pattern entered by the user is obtained through the 5G message module and stored in the iris library, including:
when the user sets the identity authentication mode selected by the mobile phone bank payment mode as iris payment, 5G collection information for recording the iris pattern of the user is sent to the user terminal through a 5G information module;
after the user terminal receives the 5G collection information, activating an iris collection device for shooting the iris pattern of the user according to the 5G collection information, recording the initial iris pattern of the user through the iris collection device, and sending the initial iris pattern to the user terminal;
and sending the initial iris pattern of the user to the 5G message module in the form of a 5G message through the user terminal, and recording the initial iris pattern of the user into the iris library by the 5G message module.
Further, according to the 5G verification message, acquiring the iris pattern of the user through the user terminal, and sending the iris pattern to the 5G message module in the form of a 5G message, including:
after the user terminal receives the 5G verification message, activating an iris collecting device for shooting the iris pattern of the user according to the 5G verification message, recording the iris pattern of the user through the iris collecting device, and sending the iris pattern to the user terminal;
and sending the included user iris pattern for payment verification to a 5G message processing module in the form of a 5G message through the user terminal.
Further, the iris collection device adopts intelligent bracelet or camera.
In a second aspect of the embodiments of the present invention, a system for performing 5G message payment verification using iris image verification is provided, the system including: the system comprises a 5G message module, an iris library, a user terminal, an iris verification module and a payment transaction processing module; wherein the content of the first and second substances,
the 5G message module is used for acquiring an initial iris pattern input by a user and storing the initial iris pattern in an iris library;
when the 5G message module acquires a payment transaction request initiated by a user terminal, generating a 5G verification message and sending the verification message to the user terminal;
the user terminal acquires the iris pattern of the user according to the 5G verification message and sends the iris pattern of the user to a 5G message module in a 5G message mode;
the 5G message module sends the iris pattern of the user to the iris verification module, the iris verification module calls the iris library to obtain the initial iris pattern of the user, the iris pattern of the user is compared with the initial iris pattern of the user for verification, and the payment transaction processing module is called to perform payment transaction processing after the verification is passed.
Further, the 5G message module includes: a 5G message generating unit and a 5G message processing unit; wherein the content of the first and second substances,
when the user sets the identity authentication mode selected by the mobile phone bank payment mode as iris payment, a 5G collecting message for recording the iris pattern of the user is generated by a 5G message generating unit and is sent to the user terminal;
after the user terminal receives the 5G collection information, activating an iris collection device for shooting the iris pattern of the user according to the 5G collection information, recording the initial iris pattern of the user through the iris collection device, and sending the initial iris pattern to the user terminal;
and sending the initial iris pattern of the user to the 5G message processing unit in the form of a 5G message through the user terminal, and recording the initial iris pattern of the user into the iris library by the 5G message processing unit.
Further, the 5G message generating unit is further configured to:
when the 5G message module obtains a payment transaction request initiated by the user terminal, the 5G message generating unit generates a 5G verification message and sends the 5G verification message to the user terminal.
Further, the user terminal is further configured to:
after the user terminal receives the 5G verification message, activating an iris collecting device for shooting the iris pattern of the user according to the 5G verification message, recording the iris pattern of the user through the iris collecting device, and sending the iris pattern to the user terminal;
and transmitting the included user iris pattern for payment verification to the 5G message processing unit in the form of a 5G message through the user terminal.
Further, the 5G message processing unit is specifically configured to:
and sending the iris pattern of the user to an iris verification module.
Further, the iris collection device adopts intelligent bracelet or camera.
In a third aspect of embodiments of the present invention, a computer device is provided, which includes a memory, a processor, and a computer program stored on the memory and executable on the processor, and the processor implements a method for payment verification for 5G messages using iris image verification when executing the computer program.
In a fourth aspect of embodiments of the present invention, a computer-readable storage medium is presented, which stores a computer program that, when executed by a processor, implements a method for 5G message payment verification using iris image verification.
The invention provides a method and a system for carrying out 5G message payment verification by iris image verification, which are characterized in that an initial iris pattern input by a user is obtained through a 5G message module and stored in an iris library; when a payment transaction request initiated by a user terminal is acquired, generating a 5G verification message and sending the verification message to the user terminal; acquiring a user iris pattern through a user terminal according to the 5G verification message, and sending the user iris pattern to a 5G message module in a 5G message mode; the iris verification module calls an iris library to acquire an initial iris pattern of the user, compares the iris pattern of the user with the initial iris pattern of the user for verification, and calls a payment transaction processing module to perform payment transaction processing after the verification is passed; the invention can realize the generation and the verification of the 5G iris verification information, call diversified iris collecting equipment by using the 5G information, complete the payment verification based on the biological characteristics of the user, effectively improve the payment safety, make the payment mode more convenient through the non-inductive payment, effectively improve the user experience degree and increase the user viscosity.
Drawings
In order to more clearly illustrate the technical solutions of the embodiments of the present application, the drawings needed to be used in the description of the embodiments are briefly introduced below, and it is obvious that the drawings in the following description are some embodiments of the present application, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without creative efforts.
Fig. 1 is a flowchart illustrating a method for performing 5G message payment verification by using iris image verification according to an embodiment of the present invention.
Fig. 2 is a detailed flow chart of entering an initial iris pattern according to an embodiment of the present invention.
Fig. 3 is a detailed flowchart of recording a user iris pattern according to an embodiment of the present invention.
Fig. 4 is a schematic diagram of an apparatus for 5G message payment verification using iris image verification according to an embodiment of the present invention.
Fig. 5 is a schematic diagram of a system architecture for 5G message payment verification using iris image verification according to an embodiment of the present invention.
Fig. 6 is a schematic diagram of a system architecture for 5G message payment verification using iris image verification according to an embodiment of the present invention.
Fig. 7 is a schematic structural diagram of a computer device according to an embodiment of the present invention.
Detailed Description
The principles and spirit of the present invention will be described with reference to a number of exemplary embodiments. It is understood that these embodiments are given solely for the purpose of enabling those skilled in the art to better understand and to practice the invention, and are not intended to limit the scope of the invention in any way. Rather, these embodiments are provided so that this disclosure will be thorough and complete, and will fully convey the scope of the disclosure to those skilled in the art.
As will be appreciated by one skilled in the art, embodiments of the present invention may be embodied as a system, apparatus, device, method, or computer program product. Accordingly, the present disclosure may be embodied in the form of: entirely hardware, entirely software (including firmware, resident software, micro-code, etc.), or a combination of hardware and software.
The embodiment of the invention provides a method and a system for carrying out 5G message payment verification by iris image verification, relating to the technical field of mobile interconnection. When the user sets a mobile phone bank payment method, if iris payment is selected, a 5G message center sends a 5G collection message for recording the iris pattern of the user to a user terminal, and after the user receives the message, an iris collection device (such as a bracelet and a camera for iris collection) for shooting the iris pattern of the user is activated through a mobile phone, and primary iris pattern recording is carried out. When the user needs to carry out payment verification, the 5G message verification center sends a 5G verification message to the user terminal, and calls the iris collecting device to collect the iris pattern of the current user, and carries out consistency verification with the reserved iris pattern, if the verification is passed, payment is finished. The whole process is not sensible to users.
The principles and spirit of the present invention are explained in detail below with reference to several representative embodiments of the invention.
Fig. 1 is a flowchart illustrating a method for performing 5G message payment verification by using iris image verification according to an embodiment of the present invention. As shown in fig. 1, the method includes:
step S1, acquiring an initial iris pattern input by a user through a 5G message module, and storing the initial iris pattern in an iris library;
step S2, when a payment transaction request initiated by a user terminal is obtained, a 5G verification message is generated and sent to the user terminal;
step S3, according to the 5G verification message, obtaining the iris pattern of the user through the user terminal, and sending the iris pattern to the 5G message module in the form of 5G message;
and step S4, the iris pattern of the user is sent to the iris verification module through the 5G message module, the iris verification module calls the iris library to obtain the initial iris pattern of the user, the iris pattern of the user is compared with the initial iris pattern of the user for verification, and the payment transaction processing module is called to perform payment transaction processing after the verification is passed.
In this embodiment, referring to fig. 2, a detailed flowchart of inputting an initial iris pattern according to an embodiment of the present invention is shown. As shown in fig. 2, the specific process of step S1 includes:
step S11, when the user sets the identity authentication mode selected by the mobile banking payment mode as iris payment, a 5G collecting message for recording the iris pattern of the user is sent to the user terminal through a 5G message module;
step S12, after the user terminal receives the 5G collecting information, activating an iris collecting device for shooting the iris pattern of the user according to the 5G collecting information, recording the initial iris pattern of the user through the iris collecting device, and sending the initial iris pattern to the user terminal;
and step S13, the initial iris pattern of the user is sent to the 5G message module in the form of 5G message through the user terminal, and the 5G message module records the initial iris image of the user into the iris library.
In this embodiment, referring to fig. 3, a detailed flowchart of recording the iris pattern of the user according to an embodiment of the present invention is shown. As shown in fig. 3, the specific process of step S3 includes:
step S31, after the user terminal receives the 5G verification message, activating an iris collecting device for shooting the iris pattern of the user according to the 5G verification message, recording the iris pattern of the user through the iris collecting device, and sending the iris pattern to the user terminal;
and step S32, transmitting the included user iris pattern for payment verification to the 5G message processing module in the form of a 5G message through the user terminal.
In this embodiment, the iris collection device adopts intelligent bracelet or camera.
For a clearer explanation of the above method for performing 5G message payment verification by iris image verification, a detailed description will be given below with reference to a specific embodiment.
Fig. 4 is a schematic diagram of an apparatus for 5G message payment verification using iris image verification according to an embodiment of the present invention. As shown in fig. 4, the 5G message center includes a 5G message generating unit and a 5G message processing unit; the 5G message generating unit is used for generating an initial iris pattern which is recorded by a user for the first time; generating a user iris pattern for authentication at each payment;
the 5G message processing unit is used for storing the iris patterns of the user after the first recording into the iris database; receiving a verification message, and sending a verification request to the iris verification module at each payment.
Iris bank: for recording and storing the iris pattern of the user.
An iris verification module: for verifying the user's iris pattern during payment.
A payment initiation module: and means for completing the initiation of the payment transaction upon verification.
With reference to fig. 4, the specific process of performing 5G message payment verification by iris image verification is as follows:
s101, when the user sets a mobile banking payment method, if iris payment is selected, a 5G message center sends a 5G collection message of recording the iris pattern of the user to the user terminal.
And S102, activating an iris collecting device for shooting the iris pattern of the user through a 5G message after the user receives the iris collecting device, wherein the iris collecting device can be a bracelet, a camera and the like for iris collection.
And S103, the iris collecting device collects the primary iris pattern of the user and then sends the primary iris pattern to the user terminal.
And S104, the user terminal transmits the recorded primary iris pattern to the 5G message processing unit in the form of a 5G message.
And S105, the 5G message processing center sends the primary iris pattern of the user to an iris library for primary iris pattern entry.
S106, when the user needs to carry out payment verification, the 5G message verification center sends a 5G verification message to the user terminal
And S107, activating an iris collecting device for shooting the iris pattern of the user through a 5G message after the user receives the iris collecting device, wherein the iris collecting device can be a bracelet, a camera and the like for iris collection. And S108, the device collects the iris patterns of the user to be verified and then sends the iris patterns to the user terminal.
And S109, the user terminal sends the included iris pattern for payment verification to the 5G message processing unit in the form of a 5G message.
And S110, the 5G message processing unit sends the received information to the iris verification module.
And S111, the iris verification module initiates a request to the iris library to call the iris pattern reserved by the user in the iris library.
And S112, the iris library sends the iris pattern reserved by the user to the iris verification module, and the iris verification module checks the consistency of the iris pattern of the current user and the reserved iris pattern.
And S113, if the verification is passed, calling the payment initiating module to initiate and complete the payment.
Compared with the prior art, the technical scheme of the invention for carrying out 5G message payment verification by iris image verification has at least the following advantages:
1. in the existing APP, the short message verification code and the reserved payment password are required to be verified, so that safety problems such as password loss, password embezzlement, short message verification code cracking and the like exist; the invention adopts the 5G iris verification information to verify the identity of the user, and has high safety.
2. In the prior art, a user needs to perform manual input verification, the process is complicated, and the user experience is poor; the invention can realize non-inductive payment and has good user experience.
3. In the traditional http and https message transmission, the transmission process has the risk of being tampered; the invention uses 5G message, which avoids interception and falsification of traditional http and https messages.
It should be noted that although the operations of the method of the present invention have been described in the above embodiments and the accompanying drawings in a particular order, this does not require or imply that these operations must be performed in this particular order, or that all of the operations shown must be performed, to achieve the desired results. Additionally or alternatively, certain steps may be omitted, multiple steps combined into one step execution, and/or one step broken down into multiple step executions.
Having described the method of an exemplary embodiment of the present invention, a system for 5G message payment verification using iris image verification of an exemplary embodiment of the present invention will be described with reference to fig. 5.
The implementation of the system for performing 5G message payment verification by iris image verification may refer to the implementation of the above method, and repeated details are omitted. The term "module" or "unit" used hereinafter may be a combination of software and/or hardware that implements a predetermined function. Although the means described in the embodiments below are preferably implemented in software, an implementation in hardware, or a combination of software and hardware is also possible and contemplated.
Based on the same inventive concept, the invention also provides a system for performing 5G message payment verification by using iris image verification, as shown in fig. 5, the system comprises: a 5G message module 510, an iris library 520, a user terminal 530, an iris verification module 540, and a payment transaction processing module 550; wherein the content of the first and second substances,
the 5G message module 510 is configured to obtain an initial iris pattern entered by a user, and store the initial iris pattern in the iris library 520;
when the 5G message module 510 obtains a payment transaction request initiated by the user terminal 530, a 5G verification message is generated and sent to the user terminal 530;
the user terminal 530 acquires the iris pattern of the user according to the 5G verification message, and sends the iris pattern of the user to the 5G message module 510 in a 5G message mode;
the 5G message module 510 sends the iris pattern of the user to the iris verification module 540, the iris verification module 540 calls the iris library 520 to obtain the initial iris pattern of the user, compares the iris pattern of the user with the initial iris pattern of the user for verification, and calls the payment transaction processing module 550 for payment transaction processing after the verification is passed.
In this embodiment, referring to fig. 6 again, a schematic diagram of an architecture of a system for 5G message payment verification by iris image verification according to another embodiment of the present invention is shown. As shown in fig. 6, the 5G message module 510 includes: 5G message generating section 511 and 5G message processing section 512; wherein the content of the first and second substances,
when the user sets the identity authentication mode selected by the mobile banking payment mode as the iris payment, a 5G collecting message for recording the iris pattern of the user is generated by the 5G message generating unit 511 and is sent to the user terminal 530;
after the user terminal 530 receives the 5G collection information, activating an iris collection device 560 for photographing an iris pattern of the user according to the 5G collection information, recording an initial iris pattern of the user through the iris collection device 560, and transmitting the initial iris pattern to the user terminal 530;
the initial iris pattern of the user is transmitted to the 5G message processing unit 512 in the form of a 5G message through the user terminal 530, and the initial iris pattern of the user is entered into the iris library 520 by the 5G message processing unit 512.
Further, the 5G message generating unit 511 is further configured to:
when the 5G message module 510 acquires a payment transaction request initiated by the user terminal 530, the 5G message generation unit 511 generates a 5G verification message and sends the 5G verification message to the user terminal 530.
Further, the user terminal 530 is further configured to:
after the user terminal 530 receives the 5G verification message, activating an iris collecting device 560 for photographing an iris pattern of the user according to the 5G verification message, recording the iris pattern of the user through the iris collecting device 560, and sending the iris pattern to the user terminal 530;
the embodied user iris pattern for payment verification is transmitted to the 5G message processing unit 512 in the form of a 5G message through the user terminal 530.
Further, the 5G message processing unit 512 is specifically configured to:
the user iris pattern is transmitted to the iris verification module 540.
Further, the iris collecting device 560 adopts an intelligent bracelet or a camera.
It should be noted that although several modules of the system for 5G message payment verification using iris image verification are mentioned in the above detailed description, such division is merely exemplary and not mandatory. Indeed, the features and functionality of two or more of the modules described above may be embodied in one module according to embodiments of the invention. Conversely, the features and functions of one module described above may be further divided into embodiments by a plurality of modules.
Based on the aforementioned inventive concept, as shown in fig. 7, the present invention further provides a computer device 700, which includes a memory 710, a processor 720 and a computer program 730 stored on the memory 710 and executable on the processor 720, wherein the processor 720 implements the aforementioned method for performing payment verification for 5G message by using iris image verification when executing the computer program 730.
Based on the foregoing inventive concept, the present invention proposes a computer-readable storage medium storing a computer program which, when executed by a processor, implements the foregoing method for 5G message payment verification using iris image verification.
The invention provides a method and a system for carrying out 5G message payment verification by iris image verification, which are characterized in that an initial iris pattern input by a user is obtained through a 5G message module and stored in an iris library; when a payment transaction request initiated by a user terminal is acquired, generating a 5G verification message and sending the verification message to the user terminal; acquiring a user iris pattern through a user terminal according to the 5G verification message, and sending the user iris pattern to a 5G message module in a 5G message mode; the iris verification module calls an iris library to acquire an initial iris pattern of the user, compares the iris pattern of the user with the initial iris pattern of the user for verification, and calls a payment transaction processing module to perform payment transaction processing after the verification is passed; the invention can realize the generation and the verification of the 5G iris verification information, call diversified iris collecting equipment by using the 5G information, complete the payment verification based on the biological characteristics of the user, effectively improve the payment safety, make the payment mode more convenient through the non-inductive payment, effectively improve the user experience degree and increase the user viscosity.
As will be appreciated by one skilled in the art, embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
Finally, it should be noted that: the above-mentioned embodiments are only specific embodiments of the present invention, which are used for illustrating the technical solutions of the present invention and not for limiting the same, and the protection scope of the present invention is not limited thereto, although the present invention is described in detail with reference to the foregoing embodiments, those skilled in the art should understand that: any person skilled in the art can modify or easily conceive the technical solutions described in the foregoing embodiments or equivalent substitutes for some technical features within the technical scope of the present disclosure; such modifications, changes or substitutions do not depart from the spirit and scope of the embodiments of the present invention, and they should be construed as being included therein. Therefore, the protection scope of the present invention shall be subject to the protection scope of the claims.
Claims (12)
1. A method for 5G message payment verification using iris image verification, the method comprising:
acquiring an initial iris pattern input by a user through a 5G message module, and storing the initial iris pattern in an iris library;
when a payment transaction request initiated by a user terminal is acquired, generating a 5G verification message and sending the verification message to the user terminal;
acquiring a user iris pattern through a user terminal according to the 5G verification message, and sending the user iris pattern to a 5G message module in a 5G message mode;
the iris verification module calls an iris library to acquire an initial iris pattern of the user, compares the iris pattern of the user with the initial iris pattern of the user for verification, and calls a payment transaction processing module to perform payment transaction processing after verification is passed.
2. The method for 5G message payment verification using iris image verification as claimed in claim 1, wherein the initial iris pattern entered by the user is acquired through a 5G message module and stored in the iris library, comprising:
when the user sets the identity authentication mode selected by the mobile phone bank payment mode as iris payment, 5G collection information for recording the iris pattern of the user is sent to the user terminal through a 5G information module;
after the user terminal receives the 5G collection information, activating an iris collection device for shooting the iris pattern of the user according to the 5G collection information, recording the initial iris pattern of the user through the iris collection device, and sending the initial iris pattern to the user terminal;
and sending the initial iris pattern of the user to the 5G message module in the form of a 5G message through the user terminal, and recording the initial iris pattern of the user into the iris library by the 5G message module.
3. The method for 5G message payment verification using iris image verification as claimed in claim 2, wherein the obtaining of the iris pattern of the user through the user terminal according to the 5G verification message and the sending to the 5G message module in the form of 5G message comprises:
after the user terminal receives the 5G verification message, activating an iris collecting device for shooting the iris pattern of the user according to the 5G verification message, recording the iris pattern of the user through the iris collecting device, and sending the iris pattern to the user terminal;
and sending the included user iris pattern for payment verification to a 5G message processing module in the form of a 5G message through the user terminal.
4. The method for 5G message payment authentication by iris image verification as claimed in claim 2 or 3, wherein the iris collecting device adopts a smart band or a camera.
5. A system for 5G message payment verification using iris image verification, the system comprising: the system comprises a 5G message module, an iris library, a user terminal, an iris verification module and a payment transaction processing module; wherein the content of the first and second substances,
the 5G message module is used for acquiring an initial iris pattern input by a user and storing the initial iris pattern in an iris library;
when the 5G message module acquires a payment transaction request initiated by a user terminal, generating a 5G verification message and sending the verification message to the user terminal;
the user terminal acquires the iris pattern of the user according to the 5G verification message and sends the iris pattern of the user to a 5G message module in a 5G message mode;
the 5G message module sends the iris pattern of the user to the iris verification module, the iris verification module calls the iris library to obtain the initial iris pattern of the user, the iris pattern of the user is compared with the initial iris pattern of the user for verification, and the payment transaction processing module is called to perform payment transaction processing after the verification is passed.
6. The system for 5G message payment verification using iris image verification as claimed in claim 5, wherein the 5G message module comprises: a 5G message generating unit and a 5G message processing unit; wherein the content of the first and second substances,
when the user sets the identity authentication mode selected by the mobile phone bank payment mode as iris payment, a 5G collecting message for recording the iris pattern of the user is generated by a 5G message generating unit and is sent to the user terminal;
after the user terminal receives the 5G collection information, activating an iris collection device for shooting the iris pattern of the user according to the 5G collection information, recording the initial iris pattern of the user through the iris collection device, and sending the initial iris pattern to the user terminal;
and sending the initial iris pattern of the user to the 5G message processing unit in the form of a 5G message through the user terminal, and recording the initial iris pattern of the user into the iris library by the 5G message processing unit.
7. The system for 5G message payment verification using iris image verification as claimed in claim 6, wherein the 5G message generating unit is further configured to:
when the 5G message module obtains a payment transaction request initiated by the user terminal, the 5G message generating unit generates a 5G verification message and sends the 5G verification message to the user terminal.
8. The system for 5G message payment verification using iris image verification as claimed in claim 7, wherein the user terminal is further configured to:
after the user terminal receives the 5G verification message, activating an iris collecting device for shooting the iris pattern of the user according to the 5G verification message, recording the iris pattern of the user through the iris collecting device, and sending the iris pattern to the user terminal;
and transmitting the included user iris pattern for payment verification to the 5G message processing unit in the form of a 5G message through the user terminal.
9. The system for 5G message payment verification using iris image verification as claimed in claim 8, wherein the 5G message processing unit is specifically configured to:
and sending the iris pattern of the user to an iris verification module.
10. The system for 5G message payment authentication with iris image verification as claimed in claim 6 or 8, wherein the iris collecting device adopts a smart band or a camera.
11. A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor implements the method of any one of claims 1 to 4 when executing the computer program.
12. A computer-readable storage medium, characterized in that the computer-readable storage medium stores a computer program which, when executed by a processor, implements the method of any of claims 1 to 4.
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