CN113194420A - Card password modification method and system based on 5G message and face recognition and each terminal - Google Patents
Card password modification method and system based on 5G message and face recognition and each terminal Download PDFInfo
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Abstract
The invention discloses a card password modification method, a system and terminals based on 5G information and face recognition, relating to the technical field of mobile interconnection, wherein the method comprises the following steps: receiving a debit card password modification request of a user in a 5G message of a client, and sending an image on one side of a debit card number of the user to an image server through a 5G network; the bank card number is identified through an image server OCR, whether the operation is carried out by using a reserved mobile phone number is confirmed through a bank terminal of a bank to which a debit card belongs on the basis of the identified card number, if so, identity enhancement authentication is carried out on a user through face identification, if the authentication is passed, an original debit card password and a new debit card password input by the user are received in a 5G message of a client, and a password modification interface of a bank terminal is called to complete password modification. The invention can realize the efficient and safe password modification of the debit card based on the 5G information and the face recognition without entering a bank counter or downloading the APP registration login of the mobile phone bank of the corresponding bank.
Description
Technical Field
The invention relates to the technical field of mobile interconnection, in particular to a card password modification method and system based on 5G information and face recognition and each terminal.
Background
This section is intended to provide a background or context to the embodiments of the invention that are recited in the claims. The description herein is not admitted to be prior art by inclusion in this section.
Customers often need to modify the debit card password, need to go to a counter or download a mobile phone bank APP of a corresponding bank, and modify after registering and logging in, so that the whole process is very complicated.
Disclosure of Invention
The embodiment of the invention provides a debit card password modification method based on 5G information and face recognition, which is used for efficiently and safely modifying a debit card password and comprises the following steps:
receiving a debit card password modification request of a user in a 5G message of a client; when the request is received, acquiring an image of one side of the debit card number of the user; sending the image to an image server through a 5G network;
when the image server receives the image, card number identification is carried out on the image by using an OCR technology to obtain a debit card number; determining the bank to which the debit card belongs according to the first six digits of the debit card number; sending the user mobile phone number corresponding to the 5G message and the debit card number to a bank end of a bank to which the debit card belongs;
the bank end of the bank to which the debit card belongs compares the user mobile phone number sent by the image server with a mobile phone number pre-stored in a bank system, and compares the debit card number sent by the image server with the debit card number pre-stored in the bank system; if the user belongs to the same user is judged according to the comparison result, a confirmation result of the operation performed by using the prestored mobile phone number is obtained, and the confirmation result is sent to the client through the 5G network;
when the client receives the confirmation result, a face recognition request is initiated in the 5G message; when the face recognition request is received, face feature information of a user is obtained; uploading the face feature information of the user to an image server;
the image server sends the face feature information of the user to a bank end of a bank to which the debit card belongs;
the bank end of the bank to which the debit card belongs compares the face characteristic information sent by the image server, the locally stored face picture of the user and the bank system networking check information; if the comparison result is consistent, obtaining the result that the identity of the client passes the strengthened authentication; sending the result of the strengthened authentication of the client identity to the client;
and when the client receives the result that the identity of the client passes the strengthened authentication, the original password and the new password of the debit card input by the user are received in the 5G message, and the password modification interface of the bank end is called to complete the password modification.
The embodiment of the invention also provides a debit card password modification method based on 5G information and face recognition, which is used for efficiently and safely modifying the debit card password and comprises the following steps:
receiving a debit card password modification request of a user in a 5G message of a client;
when the request is received, acquiring an image of one side of the debit card number of the user;
sending the image to an image server through a 5G network;
when receiving the confirmation result, initiating a face recognition request in the 5G message; the confirmation result is a confirmation result of operation performed by using a prestored mobile phone number;
when the face recognition request is received, face feature information of a user is obtained;
uploading the face feature information of the user to an image server;
and when the result that the identity of the customer passes the strengthened authentication is received, receiving the original password and the new password of the debit card input by the user in the 5G message, and calling a password modification interface of a bank end of the bank to which the debit card belongs to complete password modification.
The embodiment of the invention also provides a debit card password modification method based on 5G information and face recognition, which is used for efficiently and safely modifying the debit card password and comprises the following steps:
receiving an image of one side of a debit card number; the image of the debit card number side is the image of the debit card number side of the user obtained when the debit card password modification request received through the 5G message is received;
when an image of one side of the card number of the debit card is received, carrying out card number identification on the image by using an OCR technology to obtain the card number of the debit card;
determining the bank to which the debit card belongs according to the first six digits of the debit card number;
sending the user mobile phone number corresponding to the 5G message and the debit card number to a bank end of a bank to which the debit card belongs;
sending the face feature information of the user to a bank end of a bank to which the debit card belongs; the face feature information is the face feature information of the user obtained when a face recognition request initiated by a 5G message is received.
The embodiment of the invention also provides a debit card password modification method based on 5G information and face recognition, which is used for efficiently and safely modifying the debit card password and comprises the following steps:
receiving a user mobile phone number and a debit card number sent by an image server; the user mobile phone number is the user mobile phone number corresponding to the 5G message;
comparing the user mobile phone number sent by the image server with a mobile phone number pre-stored in a bank system, and comparing the debit card number sent by the image server with a debit card number pre-stored in the bank system;
if the user belongs to the same user is judged according to the comparison result, a confirmation result of the operation performed by using the prestored mobile phone number is obtained, and the confirmation result is sent to the client through the 5G network;
comparing the face feature information sent by the image server, the locally stored face picture of the user and the bank system networking check information;
if the comparison result is consistent, obtaining the result that the identity of the client passes the strengthened authentication;
and sending the result of the strengthened authentication of the client identity to the client.
The embodiment of the invention also provides a debit card password modification system based on 5G information and face recognition, which is used for efficiently and safely modifying the debit card password and comprises the following steps:
the client is used for receiving a debit card password modification request of the user in the 5G message; when the request is received, acquiring an image of one side of the debit card number of the user; sending the image to an image server through a 5G network; when receiving the confirmation result, initiating a face recognition request in the 5G message; when the face recognition request is received, face feature information of a user is obtained; uploading the face feature information of the user to an image server; when a result that the identity of the customer passes the strengthened authentication is received, the original password and the new password of the debit card input by the user are received in the 5G message, and a password modification interface of a bank end of a bank to which the debit card belongs is called to complete password modification;
the image server is used for carrying out card number identification on the image by using an OCR technology when the image is received to obtain a debit card number; determining the bank to which the debit card belongs according to the first six digits of the debit card number; sending the user mobile phone number corresponding to the 5G message and the debit card number to a bank end of a bank to which the debit card belongs; sending the face feature information of the user to a bank end of a bank to which the debit card belongs;
the bank terminal is used for comparing the user mobile phone number sent by the image server with a mobile phone number pre-stored in the bank system and comparing the debit card number sent by the image server with the debit card number pre-stored in the bank system; if the user belongs to the same user is judged according to the comparison result, a confirmation result of the operation performed by using the prestored mobile phone number is obtained, and the confirmation result is sent to the client through the 5G network; comparing the face feature information sent by the image server, the locally stored face picture of the user and the bank system networking check information; if the comparison result is consistent, obtaining the result that the identity of the client passes the strengthened authentication; and sending the result of the strengthened authentication of the client identity to the client.
The embodiment of the invention also provides a debit card password modification client based on 5G information and face recognition, which is used for efficiently and safely modifying the debit card password, and comprises:
a first receiving unit, configured to receive a debit-card password modification request of a user in a 5G message of a client;
an acquisition unit, configured to acquire an image of a debit card number side of the user when the request is received; when the face recognition request is received, face feature information of a user is obtained;
the first sending unit is used for sending the image to an image server through a 5G network;
the face identification request initiating unit is used for initiating a face identification request in the 5G message when receiving the confirmation result; the confirmation result is a confirmation result of operation performed by using a prestored mobile phone number;
the uploading unit is used for uploading the face feature information of the user to the image server;
and the password modification unit is used for receiving the original password and the new password of the debit card input by the user in the 5G message when receiving the result that the customer identity strengthened authentication passes, and calling a modified password interface of the bank end of the bank to which the debit card belongs to complete password modification.
The embodiment of the invention also provides a debit card password modification image server based on 5G information and face recognition, which is used for efficiently and safely modifying the debit card password, and comprises:
a second receiving unit for receiving an image of one side of the debit card number;
the OCR recognition unit is used for carrying out card number recognition on the image by using an OCR technology when the image on one side of the debit card number is received to obtain the debit card number; the image of the debit card number side is the image of the debit card number side of the user obtained when the debit card password modification request received through the 5G message is received;
the bank confirmation unit is used for confirming the bank to which the debit card belongs according to the first six digits of the debit card number;
the second sending unit is used for sending the user mobile phone number corresponding to the 5G message and the debit card number to a bank end of a bank to which the debit card belongs; sending the face feature information of the user to a bank end of a bank to which the debit card belongs; the face feature information is the face feature information of the user obtained when a face recognition request initiated by a 5G message is received.
The embodiment of the invention also provides a debit card password modification bank terminal based on 5G information and face recognition, which is used for efficiently and safely modifying the debit card password, and comprises:
the third receiving unit is used for receiving the user mobile phone number and the debit card number sent by the image server; the user mobile phone number is the user mobile phone number corresponding to the 5G message;
the first comparison unit is used for comparing the user mobile phone number sent by the image server with a mobile phone number pre-stored in the bank system and comparing the debit card number sent by the image server with the debit card number pre-stored in the bank system;
a reservation determining unit, configured to obtain a confirmation result of an operation performed using a pre-stored mobile phone number if the user belongs to the same user is determined according to the comparison result;
the second comparison unit is used for comparing the face characteristic information sent by the image server, the locally stored face picture of the user and the bank system networking check information;
the authentication unit is used for obtaining the result that the identity of the client passes the strengthened authentication if the comparison result is consistent;
the third sending unit is used for sending the confirmation result to the client through the 5G network; and sending the result of the strengthened authentication of the client identity to the client.
The embodiment of the invention also provides computer equipment which comprises a memory, a processor and a computer program which is stored on the memory and can run on the processor, wherein when the processor executes the computer program, the debit card password modification method based on the 5G message and the face recognition is realized.
An embodiment of the present invention further provides a computer-readable storage medium, where a computer program for executing the above-mentioned debit-card password modification method based on 5G messages and face recognition is stored in the computer-readable storage medium.
In the embodiment of the invention, compared with the technical scheme that a counter is required or a mobile phone bank APP of a corresponding bank is downloaded in the prior art and is modified after registration and login, and the whole process is very complicated, the debit card password modification scheme based on 5G information and face recognition is realized by: receiving a debit card password modification request of a user in a 5G message of a client; when the request is received, acquiring an image of one side of the debit card number of the user; sending the image to an image server through a 5G network; when the image server receives the image, card number identification is carried out on the image by using an OCR technology to obtain a debit card number; determining the bank to which the debit card belongs according to the first six digits of the debit card number; sending the user mobile phone number corresponding to the 5G message and the debit card number to a bank end of a bank to which the debit card belongs; the bank end of the bank to which the debit card belongs compares the user mobile phone number sent by the image server with a mobile phone number pre-stored in a bank system, and compares the debit card number sent by the image server with the debit card number pre-stored in the bank system; if the user belongs to the same user is judged according to the comparison result, a confirmation result of the operation performed by using the prestored mobile phone number is obtained, and the confirmation result is sent to the client through the 5G network; when the client receives the confirmation result, a face recognition request is initiated in the 5G message; when the face recognition request is received, face feature information of a user is obtained; uploading the face feature information of the user to an image server; the image server sends the face feature information of the user to a bank end of a bank to which the debit card belongs; the bank end of the bank to which the debit card belongs compares the face characteristic information sent by the image server, the locally stored face picture of the user and the bank system networking check information; if the comparison result is consistent, obtaining the result that the identity of the client passes the strengthened authentication; sending the result of the strengthened authentication of the client identity to the client; when the client receives the result that the identity of the client passes the enhanced authentication, the original password and the new password of the debit card input by the user are received in the 5G message, the password modification is completed by calling the password modification interface of the bank terminal, and the password modification of the debit card can be efficiently and safely carried out based on the 5G message and the face recognition without going to a bank counter or downloading the APP registration login of a mobile phone bank of a corresponding bank.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts. In the drawings:
FIG. 1 is a schematic flow chart of a debit-card password modification method based on 5G message and face recognition applied to the system in an embodiment of the present invention;
FIG. 2 is a schematic flow chart illustrating a method for modifying a debit-card password based on 5G messages and face recognition applied to a client according to an embodiment of the present invention;
FIG. 3 is a flowchart illustrating a debit-card password modification method based on 5G messages and face recognition applied to an image server according to an embodiment of the present invention;
FIG. 4 is a flowchart illustrating a debit-card password modification method based on 5G messages and face recognition applied to the bank side according to an embodiment of the present invention;
FIG. 5 is a block diagram of a debit-card password modification system based on 5G messages and face recognition in an embodiment of the present invention;
FIG. 6 is a schematic structural diagram of a debit-card password modification client based on 5G messages and face recognition according to an embodiment of the present invention;
FIG. 7 is a block diagram of a debit-card password modification image server based on 5G messages and face recognition according to an embodiment of the present invention;
FIG. 8 is a block diagram of a debit card password modified bank end based on 5G messages and face recognition according to an embodiment of the present invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present invention more apparent, the embodiments of the present invention are further described in detail below with reference to the accompanying drawings. The exemplary embodiments and descriptions of the present invention are provided to explain the present invention, but not to limit the present invention.
The inventors have found that there are technical problems with existing modifications to debit card passwords as follows: customers often need to modify the debit card password, need to go to a counter or download a mobile phone bank APP of a corresponding bank, and modify after registering and logging in, so that the whole process is very complicated.
In view of the above technical problems, the inventor proposes a modification scheme for debit card passwords based on 5G messages and face recognition, which is a scheme for rapidly modifying debit card passwords through face recognition in 5G (fifth generation mobile communication) messages, improves the experience of customers, and prevents customer repudiation through a blockchain form. Specifically, the scheme identifies the card number of the bank card through OCR in the 5G message, inputs the current password of the debit card and the password which needs to be modified, and carries out face identification to quickly complete the modification of the password of the bank card. And a block chain is added into the record of the whole process to prevent the client from being repudiated. The modification scheme of the debit card password based on the 5G message and face recognition is described in detail below.
As shown in fig. 5, an embodiment of the present invention relates to a debit-card password modification system based on 5G messages and face recognition, which comprises: client 01, image server 02 and a plurality of bank end 03, during operation: receiving a debit card password modification request of a user in a 5G message of a client; when the request is received, acquiring an image of one side of the debit card number of the user; sending the image to an image server through a 5G network; when the image server receives the image, card number identification is carried out on the image by using an OCR technology to obtain a debit card number; determining the bank to which the debit card belongs according to the first six digits of the debit card number; according to the determined bank to which the debit card belongs, the user mobile phone number corresponding to the 5G message and the debit card number are sent to a bank end of the bank to which the debit card belongs; the bank end of the bank to which the debit card belongs compares the user mobile phone number sent by the image server with a mobile phone number pre-stored in a bank system, and compares the debit card number sent by the image server with the debit card number pre-stored in the bank system; if the user belongs to the same user is judged according to the comparison result, a confirmation result of the operation performed by using the prestored mobile phone number is obtained, and the confirmation result is sent to the client through the 5G network; when the client receives the confirmation result, a face recognition request is initiated in the 5G message; when the face recognition request is received, face feature information of a user is obtained; uploading the face feature information of the user to an image server; the image server sends the face feature information of the user to a bank end of a bank to which the debit card belongs; the bank end of the bank to which the debit card belongs compares the face characteristic information sent by the image server, the locally stored face picture of the user and the bank system networking check information; if the comparison result is consistent, obtaining the result that the identity of the client passes the strengthened authentication; when the client receives the result that the identity of the client passes the enhanced authentication, the original password and the new password of the debit card input by the user are received in the 5G message, the password modification is completed by calling the password modification interface of the bank terminal, and the password modification of the debit card can be efficiently and safely carried out based on the 5G message and the face recognition without going to a bank counter or downloading the APP registration login of a mobile phone bank of a corresponding bank. The details of the respective terminals involved in the debit-card password modification scheme based on 5G messages and face recognition and the password modification method applied to the respective terminals are described below.
Fig. 1 is a schematic flow chart of a debit card password modification method based on 5G messages and face recognition applied to the system in the embodiment of the present invention, and the method includes the following steps:
step 101: receiving a debit card password modification request of a user in a 5G message of a client; when the request is received, acquiring an image of one side of the debit card number of the user; sending the image to an image server through a 5G network;
step 102: when the image server receives the image, card number identification is carried out on the image by using an OCR technology to obtain a debit card number; determining the bank to which the debit card belongs according to the first six digits of the debit card number; according to the determined bank to which the debit card belongs, the user mobile phone number corresponding to the 5G message and the debit card number are sent to a bank end of the bank to which the debit card belongs;
step 103: the bank end of the bank to which the debit card belongs compares the user mobile phone number sent by the image server with a mobile phone number pre-stored in a bank system, and compares the debit card number sent by the image server with the debit card number pre-stored in the bank system; if the user belongs to the same user is judged according to the comparison result, a confirmation result of the operation performed by using the prestored mobile phone number is obtained, and the confirmation result is sent to the client through the 5G network;
step 104: when the client receives the confirmation result, a face recognition request is initiated in the 5G message; when the face recognition request is received, face feature information of a user is obtained; uploading the face feature information of the user to an image server;
step 105: the image server sends the face feature information of the user to a bank end of a bank to which the debit card belongs;
step 106: the bank end of the bank to which the debit card belongs compares the face characteristic information sent by the image server, the locally stored face picture of the user and the bank system networking check information; if the comparison result is consistent, obtaining the result that the identity of the client passes the strengthened authentication; sending the result of the strengthened authentication of the client identity to the client;
step 107: and when the client receives the result that the identity of the client passes the strengthened authentication, the original password and the new password of the debit card input by the user are received in the 5G message, and the password modification interface of the bank end is called to complete the password modification.
The debit card password modification method based on the 5G message and the face recognition provided by the embodiment of the invention can realize efficient and safe password modification of the debit card based on the 5G message and the face recognition without going to a bank counter or downloading the APP registration login of a mobile bank of a corresponding bank. The individual steps involved in the method are described in detail below.
First, the steps of OCR recognition, i.e., the above-mentioned step 101 and step 102, are introduced.
In a specific implementation, a specific method for receiving a debit-card password modification request of a user in a 5G message of a client may be: and clicking a debit card loss report button in the 5G message to enter a photographing page, namely acquiring an image of one side of the debit card number of the user when the request is received, wherein the side with the debit card number is required to be photographed by the customer, so that the customer photographs and uploads the debit card in the 5G message, the photographed debit card image is transmitted to an image server at the background of an operator through a 5G network, the image server identifies the card number by using an OCR technology, the first 6 bits of the card number are a card bin, all banks of the debit card can be judged according to the card bin, and the mobile phone number and the card number of the 5G message are transmitted to a bank card confirmation module (bank end) corresponding to the bank. For example, the card of bank a is sent to the bank card confirmation module of bank a (bank side), and the card of bank B is sent to the bank card confirmation module of bank B (bank side).
Next, the step of bank card confirmation, i.e. the step 103, is introduced.
In specific implementation, the bank end (bank card confirmation module) executes the following steps: the bank card confirmation module (bank end) of the bank receives the mobile phone number and the debit card number sent by the operator, compares the information with the debit card number and the mobile phone number stored in the system, if the bank card confirmation module belongs to a customer, the confirmation is carried out by using the reserved mobile phone number, and the step of customer identity strengthened verification is carried out. If the two clients are not the same client, the transaction is rejected, that is, in an embodiment, the method for modifying a debit card password based on 5G messages and face recognition may further include: and if the user does not belong to the same user according to the comparison result, confirming that the operation is not performed by using the prestored mobile phone number, and sending the message of refusing the modification of the debit card password to the client.
Third, next, the steps of the customer identity enhanced authentication (verification), i.e. the above-mentioned steps 104 to 106, are introduced.
In specific implementation, the client identity is strengthened and authenticated (verified): the method comprises the steps of requiring a client to carry out living body detection in a 5G message (initiating a face recognition request in the 5G message), uploading result information of the living body detection to an image server of an operator background, sending face recognition information (face characteristic information) to a bank background (bank side) by the image server, comparing the face recognition information, a locally stored picture and networking verification information of a bank system by the bank background, and entering password modification after the comparison is finished. If the comparison fails, the transaction is rejected, that is, in an embodiment, the method for modifying a debit card password based on 5G message and face recognition may further include: and if the comparison results of the facial feature information sent by the image server, the locally stored facial picture of the user and the bank system networking check information are inconsistent, sending a message of refusing the modification of the debit card password to the client.
When the method is specifically implemented, whether the operation is the operation of the user himself or not is judged through face recognition, and the safety of debit card password modification is further improved. Of course, the debit-card password modification may also be accomplished by other biometric means, such as iris recognition, vein recognition, and the like.
Next, the password modification step, step 107, is described.
In specific implementation, password modification: and in the 5G message, the customer is supported to input the original password and the new password of the debit card, and a bank password modification interface is called to complete password modification. The block chain is added as an upper transaction to prevent customer repudiation, that is, in one embodiment, the above-mentioned debit card password modification method based on 5G message and face recognition may further include: and adding the password modification result into a block chain, wherein the block chain can be a block chain network formed by a plurality of bank terminals, or a block chain network formed by a plurality of bank terminals of the bank, and the transaction (password modification transaction) enters the block chain to ensure safety.
The embodiment of the invention also provides a debit card password modification method based on 5G information and face recognition, which is applied to the client side and is described in the following embodiment. Because the principle of solving the problem of the method is similar to the debit card password modification method based on 5G message and face recognition applied to the system, the implementation of the method can be referred to the implementation of the debit card password modification method based on 5G message and face recognition applied to the system, and repeated parts are not described again.
Fig. 2 is a schematic flow chart of a debit card password modification method based on 5G messages and face recognition applied to a client according to an embodiment of the present invention, as shown in fig. 2, the method includes the following steps:
step 201: receiving a debit card password modification request of a user in a 5G message of a client;
step 202: when the request is received, acquiring an image of one side of the debit card number of the user;
step 203: sending the image to an image server through a 5G network;
step 204: when receiving the confirmation result, initiating a face recognition request in the 5G message; the confirmation result is the confirmation result of the operation performed by using the prestored mobile phone number;
step 205: when the face recognition request is received, face feature information of a user is obtained;
step 206: uploading the face feature information of the user to an image server;
step 207: and when the result that the identity of the customer passes the strengthened authentication is received, receiving the original password and the new password of the debit card input by the user in the 5G message, and calling a password modification interface of a bank end of the bank to which the debit card belongs to complete password modification.
The embodiment of the invention also provides a debit card password modification method based on 5G information and face recognition, which is applied to an image server and is described in the following embodiment. Because the principle of solving the problem of the method is similar to the debit card password modification method based on 5G message and face recognition applied to the system, the implementation of the method can be referred to the implementation of the debit card password modification method based on 5G message and face recognition applied to the system, and repeated parts are not described again.
Fig. 3 is a schematic flow chart of a debit card password modification method based on 5G messages and face recognition applied to an image server in the embodiment of the present invention, as shown in fig. 3, the method includes the following steps:
step 301: receiving an image of one side of a debit card number; the image of the debit card number side is the image of the debit card number side of the user obtained when the debit card password modification request received through the 5G message is received;
step 302: when an image of one side of the card number of the debit card is received, carrying out card number identification on the image by using an OCR technology to obtain the card number of the debit card;
step 303: determining the bank to which the debit card belongs according to the first six digits of the debit card number;
step 304: sending the user mobile phone number corresponding to the 5G message and the debit card number to a bank end of a bank to which the debit card belongs;
step 305: sending the face feature information of the user to a bank end of a bank to which the debit card belongs; the face feature information is the face feature information of the user obtained when a face recognition request initiated by a 5G message is received.
The embodiment of the invention also provides a debit card password modification method based on 5G information and face recognition, which is applied to a bank end and is described in the following embodiment. Because the principle of solving the problem of the method is similar to the debit card password modification method based on 5G message and face recognition applied to the system, the implementation of the method can be referred to the implementation of the debit card password modification method based on 5G message and face recognition applied to the system, and repeated parts are not described again.
Fig. 4 is a schematic flow chart of a debit card password modification method based on 5G messages and face recognition applied to a bank end in the embodiment of the present invention, as shown in fig. 4, the method includes the following steps:
step 401: receiving a user mobile phone number and a debit card number sent by an image server; the user mobile phone number is the user mobile phone number corresponding to the 5G message;
step 402: comparing the user mobile phone number sent by the image server with a mobile phone number pre-stored in a bank system, and comparing the debit card number sent by the image server with a debit card number pre-stored in the bank system;
step 403: if the user belongs to the same user is judged according to the comparison result, a confirmation result of the operation performed by using the prestored mobile phone number is obtained, and the confirmation result is sent to the client through the 5G network;
step 404: comparing the face feature information sent by the image server, the locally stored face picture of the user and the bank system networking check information;
step 405: if the comparison result is consistent, obtaining the result that the identity of the client passes the strengthened authentication;
step 406: and sending the result of the strengthened authentication of the client identity to the client.
In one embodiment, the method for modifying a debit-card password based on a 5G message and face recognition may further include: and if the user does not belong to the same user according to the comparison result, confirming that the operation is not performed by using the prestored mobile phone number, and sending the message of refusing the modification of the debit card password to the client.
In one embodiment, the method for modifying a debit-card password based on a 5G message and face recognition may further include: and if the comparison results of the facial feature information sent by the image server, the locally stored facial picture of the user and the bank system networking check information are inconsistent, sending a message of refusing the modification of the debit card password to the client.
In one embodiment, the method for modifying a debit-card password based on a 5G message and face recognition may further include: the result of the cryptographic modification is added to the blockchain.
The embodiment of the invention also provides a debit card password modification system based on 5G messages and face recognition, which is described in the following embodiment. Because the principle of the system for solving the problem is similar to the debit card password modification method based on 5G message and face recognition applied to the system, the implementation of the system can be referred to the implementation of the debit card password modification method based on 5G message and face recognition applied to the system, and repeated details are not repeated.
Fig. 5 is a schematic structural diagram of a debit-card password modification system based on 5G messages and face recognition in an embodiment of the present invention, as shown in fig. 5, the system includes:
the client 01 is used for receiving a debit card password modification request of a user in a 5G message; when the request is received, acquiring an image of one side of the debit card number of the user; sending the image to an image server through a 5G network; when receiving the confirmation result, initiating a face recognition request in the 5G message; when the face recognition request is received, face feature information of a user is obtained; uploading the face feature information of the user to an image server; when a result that the identity of the customer passes the strengthened authentication is received, the original password and the new password of the debit card input by the user are received in the 5G message, and a password modification interface of a bank end of a bank to which the debit card belongs is called to complete password modification;
the image server 02 is used for carrying out card number identification on the image by using an OCR technology when the image is received to obtain a debit card number; determining the bank to which the debit card belongs according to the first six digits of the debit card number; sending the user mobile phone number corresponding to the 5G message and the debit card number to a bank end of a bank to which the debit card belongs; sending the face feature information of the user to a bank end of a bank to which the debit card belongs;
the bank 03 is used for comparing the user mobile phone number sent by the image server with a mobile phone number pre-stored in the bank system and comparing the debit card number sent by the image server with a debit card number pre-stored in the bank system; if the user belongs to the same user is judged according to the comparison result, a confirmation result of the operation performed by using the prestored mobile phone number is obtained, and the confirmation result is sent to the client through the 5G network; comparing the face feature information sent by the image server, the locally stored face picture of the user and the bank system networking check information; if the comparison result is consistent, obtaining the result that the identity of the client passes the strengthened authentication; and sending the result of the strengthened authentication of the client identity to the client.
The embodiment of the invention also provides a debit card password modification client based on 5G messages and face recognition, which is described in the following embodiment. Because the principle of the client for solving the problem is similar to the debit card password modification method based on 5G message and face recognition applied to the system, the implementation of the client can refer to the implementation of the debit card password modification method based on 5G message and face recognition applied to the system, and repeated details are not repeated.
Fig. 6 is a schematic structural diagram of a debit-card password modification client based on 5G messages and face recognition in an embodiment of the present invention, as shown in fig. 6, the client includes:
a first receiving unit 011, configured to receive a debit card password modification request of a user in a 5G message of a client;
an acquiring unit 012 configured to acquire an image of a debit card number side of the user upon receiving the request; when the face recognition request is received, face feature information of a user is obtained;
a first sending unit 013, configured to send the image to an image server through a 5G network;
a face recognition request initiating unit 014, configured to initiate a face recognition request in the 5G message when receiving the confirmation result; the confirmation result is a confirmation result of operation performed by using a prestored mobile phone number;
an uploading unit 015, configured to upload the facial feature information of the user to an image server;
and the password modification unit 016 is used for receiving the original password and the new password of the debit card input by the user in the 5G message when the result that the customer identity strengthening authentication passes is received, and calling a modified password interface of the bank end of the bank to which the debit card belongs to complete password modification.
The embodiment of the invention also provides a debit card password modified image server based on 5G messages and face recognition, which is described in the following embodiment. Since the principle of the image server for solving the problem is similar to the debit card password modification method based on 5G message and face recognition applied to the system, the implementation of the image server can refer to the implementation of the debit card password modification method based on 5G message and face recognition applied to the system, and repeated details are not repeated.
Fig. 7 is a schematic structural diagram of a debit-card password modification image server based on 5G messages and face recognition in an embodiment of the present invention, as shown in fig. 7, the image server includes:
a second receiving unit 021 for receiving an image of one side of the debit card number;
an OCR recognizing unit 022, configured to, when receiving an image of a card number side of the debit card, perform card number recognition on the image using an OCR technology to obtain a debit card number; the image of the debit card number side is the image of the debit card number side of the user obtained when the debit card password modification request received through the 5G message is received;
the affiliated bank confirmation unit 023 is used for determining the affiliated bank of the debit card according to the first six digits of the debit card number;
a second sending unit 024, configured to send the user mobile phone number corresponding to the 5G message and the debit card number to a bank end of a bank to which the debit card belongs; sending the face feature information of the user to a bank end of a bank to which the debit card belongs; the face feature information is the face feature information of the user obtained when a face recognition request initiated by a 5G message is received.
The embodiment of the invention also provides a debit card password modified bank terminal based on 5G information and face recognition, which is described in the following embodiment. Because the principle of solving the problem at the bank end is similar to the debit card password modification method based on 5G information and face recognition applied to the system, the implementation of the bank end can refer to the implementation of the debit card password modification method based on 5G information and face recognition applied to the system, and repeated parts are not described again.
Fig. 8 is a schematic structural diagram of a bank end modified by a debit card password based on 5G messages and face recognition in the embodiment of the present invention, as shown in fig. 8, the bank end includes:
a third receiving unit 031, configured to receive the user's mobile phone number and debit card number from the image server; the user mobile phone number is the user mobile phone number corresponding to the 5G message;
a first comparing unit 032, configured to compare the user mobile phone number sent from the image server with a mobile phone number pre-stored in the bank system, and compare the debit card number sent from the image server with a debit card number pre-stored in the bank system;
a reservation determining unit 033 for obtaining a result of confirmation that the operation is performed using the pre-stored mobile phone number if the user belongs to the same user is judged according to the comparison result;
the second comparing unit 034 is configured to compare the facial feature information sent by the image server, the locally stored facial image of the user, and the bank system networking check information;
the authentication unit 035 is used for obtaining the result that the identity of the client passes the strengthened authentication if the comparison result is consistent;
a third sending unit 036, configured to send the confirmation result to the client through the 5G network; and sending the result of the strengthened authentication of the client identity to the client.
The embodiment of the invention also provides computer equipment which comprises a memory, a processor and a computer program which is stored on the memory and can run on the processor, wherein when the processor executes the computer program, the debit card password modification method based on the 5G message and the face recognition is realized.
An embodiment of the present invention further provides a computer-readable storage medium, where a computer program for executing the above-mentioned debit-card password modification method based on 5G messages and face recognition is stored in the computer-readable storage medium.
In the embodiment of the invention, compared with the technical scheme that a counter is required or a mobile phone bank APP of a corresponding bank is downloaded in the prior art and is modified after registration and login, and the whole process is very complicated, the debit card password modification scheme based on 5G information and face recognition is realized by: receiving a debit card password modification request of a user in a 5G message of a client; when the request is received, acquiring an image of one side of the debit card number of the user; sending the image to an image server through a 5G network; when the image server receives the image, card number identification is carried out on the image by using an OCR technology to obtain a debit card number; determining the bank to which the debit card belongs according to the first six digits of the debit card number; according to the determined bank to which the debit card belongs, the user mobile phone number corresponding to the 5G message and the debit card number are sent to a bank end of the bank to which the debit card belongs; the bank end of the bank to which the debit card belongs compares the user mobile phone number sent by the image server with a mobile phone number pre-stored in a bank system, and compares the debit card number sent by the image server with the debit card number pre-stored in the bank system; if the user belongs to the same user is judged according to the comparison result, a confirmation result of the operation performed by using the prestored mobile phone number is obtained, and the confirmation result is sent to the client through the 5G network; when the client receives the confirmation result, a face recognition request is initiated in the 5G message; when the face recognition request is received, face feature information of a user is obtained; uploading the face feature information of the user to an image server; the image server sends the face feature information of the user to a bank end of a bank to which the debit card belongs; the bank end of the bank to which the debit card belongs compares the face characteristic information sent by the image server, the locally stored face picture of the user and the bank system networking check information; if the comparison result is consistent, obtaining the result that the identity of the client passes the strengthened authentication; sending the result of the strengthened authentication of the client identity to the client; when the client receives the result that the identity of the client passes the enhanced authentication, the original password and the new password of the debit card input by the user are received in the 5G message, the password modification is completed by calling the password modification interface of the bank terminal, and the password modification of the debit card can be efficiently and safely carried out based on the 5G message and the face recognition without going to a bank counter or downloading the APP registration login of a mobile phone bank of a corresponding bank.
As will be appreciated by one skilled in the art, embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
The above-mentioned embodiments are intended to illustrate the objects, technical solutions and advantages of the present invention in further detail, and it should be understood that the above-mentioned embodiments are only exemplary embodiments of the present invention, and are not intended to limit the scope of the present invention, and any modifications, equivalent substitutions, improvements and the like made within the spirit and principle of the present invention should be included in the scope of the present invention.
Claims (16)
1. A card password modification method based on 5G information and face recognition is characterized by comprising the following steps:
receiving a debit card password modification request of a user in a 5G message of a client; when the request is received, acquiring an image of one side of the debit card number of the user; sending the image to an image server through a 5G network;
when the image server receives the image, card number identification is carried out on the image by using an OCR technology to obtain a debit card number; determining the bank to which the debit card belongs according to the first six digits of the debit card number; sending the user mobile phone number corresponding to the 5G message and the debit card number to a bank end of a bank to which the debit card belongs;
the bank end of the bank to which the debit card belongs compares the user mobile phone number sent by the image server with a mobile phone number pre-stored in a bank system, and compares the debit card number sent by the image server with the debit card number pre-stored in the bank system; if the user belongs to the same user is judged according to the comparison result, a confirmation result of the operation performed by using the prestored mobile phone number is obtained, and the confirmation result is sent to the client through the 5G network;
when the client receives the confirmation result, a face recognition request is initiated in the 5G message; when the face recognition request is received, face feature information of a user is obtained; uploading the face feature information of the user to an image server;
the image server sends the face feature information of the user to a bank end of a bank to which the debit card belongs;
the bank end of the bank to which the debit card belongs compares the face characteristic information sent by the image server, the locally stored face picture of the user and the bank system networking check information; if the comparison result is consistent, obtaining the result that the identity of the client passes the strengthened authentication; sending the result of the strengthened authentication of the client identity to the client;
and when the client receives the result that the identity of the client passes the strengthened authentication, the original password and the new password of the debit card input by the user are received in the 5G message, and the password modification interface of the bank end is called to complete the password modification.
2. The card password modification method based on 5G message and face recognition as claimed in claim 1, further comprising: and if the user does not belong to the same user according to the comparison result, confirming that the operation is not performed by using the prestored mobile phone number, and sending the message of refusing the modification of the debit card password to the client.
3. The card password modification method based on 5G message and face recognition as claimed in claim 1, further comprising: and if the comparison results of the facial feature information sent by the image server, the locally stored facial picture of the user and the bank system networking check information are inconsistent, sending a message of refusing the modification of the debit card password to the client.
4. The card password modification method based on 5G message and face recognition as claimed in claim 1, further comprising: the result of the cryptographic modification is added to the blockchain.
5. A card password modification method based on 5G information and face recognition is characterized by comprising the following steps:
receiving a debit card password modification request of a user in a 5G message of a client;
when the request is received, acquiring an image of one side of the debit card number of the user;
sending the image to an image server through a 5G network;
when receiving the confirmation result, initiating a face recognition request in the 5G message; the confirmation result is a confirmation result of operation performed by using a prestored mobile phone number;
when the face recognition request is received, face feature information of a user is obtained;
uploading the face feature information of the user to an image server;
and when the result that the identity of the customer passes the strengthened authentication is received, receiving the original password and the new password of the debit card input by the user in the 5G message, and calling a password modification interface of a bank end of the bank to which the debit card belongs to complete password modification.
6. A card password modification method based on 5G information and face recognition is characterized by comprising the following steps:
receiving an image of one side of a debit card number; the image of the debit card number side is the image of the debit card number side of the user obtained when the debit card password modification request received through the 5G message is received;
when an image of one side of the card number of the debit card is received, carrying out card number identification on the image by using an OCR technology to obtain the card number of the debit card;
determining the bank to which the debit card belongs according to the first six digits of the debit card number;
sending the user mobile phone number corresponding to the 5G message and the debit card number to a bank end of a bank to which the debit card belongs;
sending the face feature information of the user to a bank end of a bank to which the debit card belongs; the face feature information is the face feature information of the user obtained when a face recognition request initiated by a 5G message is received.
7. A card password modification method based on 5G information and face recognition is characterized by comprising the following steps:
receiving a user mobile phone number and a debit card number sent by an image server; the user mobile phone number is the user mobile phone number corresponding to the 5G message;
comparing the user mobile phone number sent by the image server with a mobile phone number pre-stored in a bank system, and comparing the debit card number sent by the image server with a debit card number pre-stored in the bank system;
if the user belongs to the same user is judged according to the comparison result, a confirmation result of the operation performed by using the prestored mobile phone number is obtained, and the confirmation result is sent to the client through the 5G network;
comparing the face feature information sent by the image server, the locally stored face picture of the user and the bank system networking check information;
if the comparison result is consistent, obtaining the result that the identity of the client passes the strengthened authentication;
and sending the result of the strengthened authentication of the client identity to the client.
8. The card password modification method based on 5G message and face recognition as claimed in claim 7, further comprising: and if the user does not belong to the same user according to the comparison result, confirming that the operation is not performed by using the prestored mobile phone number, and sending the message of refusing the modification of the debit card password to the client.
9. The card password modification method based on 5G message and face recognition as claimed in claim 7, further comprising: and if the comparison results of the facial feature information sent by the image server, the locally stored facial picture of the user and the bank system networking check information are inconsistent, sending a message of refusing the modification of the debit card password to the client.
10. The card password modification method based on 5G message and face recognition as claimed in claim 7, further comprising: the result of the cryptographic modification is added to the blockchain.
11. A card password modification system based on 5G message and face recognition is characterized by comprising:
the client is used for receiving a debit card password modification request of the user in the 5G message; when the request is received, acquiring an image of one side of the debit card number of the user; sending the image to an image server through a 5G network; when receiving the confirmation result, initiating a face recognition request in the 5G message; when the face recognition request is received, face feature information of a user is obtained; uploading the face feature information of the user to an image server; when a result that the identity of the customer passes the strengthened authentication is received, the original password and the new password of the debit card input by the user are received in the 5G message, and a password modification interface of a bank end of a bank to which the debit card belongs is called to complete password modification;
the image server is used for carrying out card number identification on the image by using an OCR technology when the image is received to obtain a debit card number; determining the bank to which the debit card belongs according to the first six digits of the debit card number; sending the user mobile phone number corresponding to the 5G message and the debit card number to a bank end of a bank to which the debit card belongs; sending the face feature information of the user to a bank end of a bank to which the debit card belongs;
the bank terminal is used for comparing the user mobile phone number sent by the image server with a mobile phone number pre-stored in the bank system and comparing the debit card number sent by the image server with the debit card number pre-stored in the bank system; if the user belongs to the same user is judged according to the comparison result, a confirmation result of the operation performed by using the prestored mobile phone number is obtained, and the confirmation result is sent to the client through the 5G network; comparing the face feature information sent by the image server, the locally stored face picture of the user and the bank system networking check information; if the comparison result is consistent, obtaining the result that the identity of the client passes the strengthened authentication; and sending the result of the strengthened authentication of the client identity to the client.
12. A card password modification client based on 5G message and face recognition is characterized by comprising:
a first receiving unit, configured to receive a debit-card password modification request of a user in a 5G message of a client;
an acquisition unit, configured to acquire an image of a debit card number side of the user when the request is received; when the face recognition request is received, face feature information of a user is obtained;
the first sending unit is used for sending the image to an image server through a 5G network;
the face identification request initiating unit is used for initiating a face identification request in the 5G message when receiving the confirmation result; the confirmation result is the confirmation result of the operation performed by using the prestored mobile phone number;
the uploading unit is used for uploading the face feature information of the user to the image server;
and the password modification unit is used for receiving the original password and the new password of the debit card input by the user in the 5G message when receiving the result that the customer identity strengthened authentication passes, and calling a modified password interface of the bank end of the bank to which the debit card belongs to complete password modification.
13. A card password modified image server based on 5G message and face recognition is characterized by comprising:
a second receiving unit for receiving an image of one side of the debit card number;
the OCR recognition unit is used for carrying out card number recognition on the image by using an OCR technology when the image on one side of the debit card number is received to obtain the debit card number; the image of the debit card number side is the image of the debit card number side of the user obtained when the debit card password modification request received through the 5G message is received;
the bank confirmation unit is used for confirming the bank to which the debit card belongs according to the first six digits of the debit card number;
the second sending unit is used for sending the user mobile phone number corresponding to the 5G message and the debit card number to a bank end of a bank to which the debit card belongs; sending the face feature information of the user to a bank end of a bank to which the debit card belongs; the face feature information is the face feature information of the user obtained when a face recognition request initiated by a 5G message is received.
14. A card password modification bank terminal based on 5G message and face recognition is characterized by comprising:
the third receiving unit is used for receiving the user mobile phone number and the debit card number sent by the image server; the user mobile phone number is the user mobile phone number corresponding to the 5G message;
the first comparison unit is used for comparing the user mobile phone number sent by the image server with a mobile phone number pre-stored in the bank system and comparing the debit card number sent by the image server with the debit card number pre-stored in the bank system;
a reservation determining unit, configured to obtain a confirmation result of an operation performed using a pre-stored mobile phone number if the user belongs to the same user according to the comparison result;
the second comparison unit is used for comparing the face characteristic information sent by the image server, the locally stored face picture of the user and the bank system networking check information;
the authentication unit is used for obtaining the result that the identity of the client passes the strengthened authentication if the comparison result is consistent;
the third sending unit is used for sending the confirmation result to the client through the 5G network; and sending the result of the strengthened authentication of the client identity to the client.
15. A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor implements the method of any one of claims 1 to 10 when executing the computer program.
16. A computer-readable storage medium, characterized in that the computer-readable storage medium stores a computer program for executing the method of any one of claims 1 to 10.
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CN114449520A (en) * | 2022-03-18 | 2022-05-06 | 中国工商银行股份有限公司 | Remote acquisition method and device for bank flow |
CN115134423A (en) * | 2022-06-28 | 2022-09-30 | 北京东进华安技术有限公司 | Cipher card communication system and method |
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