CN106600279A - Safety payment method and system based on fingerprint identification - Google Patents
Safety payment method and system based on fingerprint identification Download PDFInfo
- Publication number
- CN106600279A CN106600279A CN201611116835.9A CN201611116835A CN106600279A CN 106600279 A CN106600279 A CN 106600279A CN 201611116835 A CN201611116835 A CN 201611116835A CN 106600279 A CN106600279 A CN 106600279A
- Authority
- CN
- China
- Prior art keywords
- fingerprint
- payment
- user
- matching
- password
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention discloses a safety payment method and a system based on fingerprint identification. The method comprises steps: A, when a mobile terminal receives a payment request initiated by a user, a local API interface is called to judge whether to open a payment fingerprint identification function already; B, if the payment fingerprint identification function is started already, a fingerprint inputted by the user is received, and the currently-inputted fingerprint and a fingerprint preset for payment are subjected to matching judgment; and C, in the case of unmatched fingerprints, the user is prompted that the fingerprint is wrong, and the payment fails, and in the case of matched fingerprints, a payment process is entered. Through adding the fingerprint identification judgment at the mobile terminal locally during the normal network payment process, the purpose of avoiding safety risks brought in conditions of mobile terminal missing and password leakage can be avoided.
Description
Technical field
The present invention relates to information security field, more particularly to a kind of safe payment method and system based on fingerprint recognition.
Background technology
With the mobile terminals such as the development and the improvement of people's living standards of mobile Internet, smart mobile phone it is more and more general
And, due to the intelligent and convenience of smart mobile phone, now increasing people is paid using smart mobile phone and is lived, and by
In the increasing income property of Android phone, the storage of various sensitive informations is varied.The thing followed, also brings to means of payment
Potential safety hazard, conventional checking means are to send identifying code to the cell-phone number of binding, but, if mobile phone is lost, and it is close
Code is cracked, then the sensitive information on mobile phone（Such as evidence for payment, payment cipher）All possible transparence, causes economic damage
Lose.At present, for this account number safety hidden danger, each macroreticular platform all in positive treatment, such as strange land measure, log in safety code and test
Card etc., but, if mobile phone itself is lost, after Information Visibility, all of measure all will failure.
Therefore, prior art has yet to be improved and developed.
The content of the invention
In view of above-mentioned the deficiencies in the prior art, it is an object of the invention to provide a kind of secure payment based on fingerprint recognition
Method and system, it is intended to solve the problems, such as that existing mobile payment instrument has security risk.
Technical scheme is as follows：
A kind of safe payment method based on fingerprint recognition, wherein, including step：
A, when mobile terminal receive Client-initiated pay request when, call local api interface to judge whether to have turned on payment
Fingerprint identification function；
If B, having turned on payment fingerprint identification function, the fingerprint of receive user typing, and by the fingerprint of current typing with it is advance
The fingerprint for paying for arranging carries out matching judgment；
If C, fingerprint are mismatched, user fingerprints mistake is pointed out, pay failure；If fingerprint matching, into payment flow.
The described safe payment method based on fingerprint recognition, wherein, also include before step A：
S, in advance unlatching pay fingerprint identification function, and preserve the fingerprint for paying.
The described safe payment method based on fingerprint recognition, wherein, in step C, when fingerprint matching, then receive
The password of user input, when the password of user input is correct, then pays successfully.
The described safe payment method based on fingerprint recognition, wherein, in step C, if during fingerprint matching, to service
Whether device sends and pays request, and correct by the password of server authentication input.
The described safe payment method based on fingerprint recognition, wherein, in step C, if continuous three fingerprints are not
Match somebody with somebody, then locking payment function is set.
A kind of safety payment system based on fingerprint recognition, wherein, including：
Calling module, for when mobile terminal receives Client-initiated and pays request, calling local api interface to judge whether
Have turned on payment fingerprint identification function；
Matching module, if for having turned on payment fingerprint identification function, the fingerprint of receive user typing, and by current typing
Fingerprint carries out matching judgment with the fingerprint for paying for pre-setting；
Payment module, if for fingerprint mismatch, pointing out user fingerprints mistake, pays failure；If fingerprint matching, enter and prop up
Pay flow process.
The described safety payment system based on fingerprint recognition, wherein, also include：
Presetting module, for opening in advance fingerprint identification function is paid, and preserves the fingerprint for paying.
The described safety payment system based on fingerprint recognition, wherein, in the payment module, when fingerprint matching, then
The password of receiving user's input, when the password of user input is correct, then pays successfully.
The described safety payment system based on fingerprint recognition, wherein, in the payment module, if during fingerprint matching, to
Whether server sends and pays request, and correct by the password of server authentication input.
The described safety payment system based on fingerprint recognition, wherein, in the payment module, if continuous three fingerprints are not
Matching, then arrange locking payment function.
Beneficial effect：The present invention is sentenced by proper network payment process, adding the local fingerprint recognition of mobile terminal
It is disconnected, reach the purpose of the security risk for avoiding being brought when mobile terminal loss, password are revealed.
Description of the drawings
Fig. 1 is a kind of flow chart of the safe payment method preferred embodiment based on fingerprint recognition of the present invention.
Fig. 2 is a kind of structured flowchart of the safety payment system preferred embodiment based on fingerprint recognition of the present invention.
Specific embodiment
The present invention provides a kind of safe payment method and system based on fingerprint recognition, to make the purpose of the present invention, technology
Scheme and effect are clearer, clear and definite, and below the present invention is described in more detail.It should be appreciated that described herein concrete
Embodiment only to explain the present invention, is not intended to limit the present invention.
Fig. 1 is referred to, Fig. 1 is a kind of flow process of the safe payment method preferred embodiment based on fingerprint recognition of the present invention
Figure, as illustrated, it includes step：
S1, when mobile terminal receive Client-initiated pay request when, call local api interface to judge whether to have turned on payment
Fingerprint identification function；
If S2, having turned on payment fingerprint identification function, the fingerprint of receive user typing, and by the fingerprint of current typing with it is advance
The fingerprint for paying for arranging carries out matching judgment；
If S3, fingerprint are mismatched, user fingerprints mistake is pointed out, pay failure；If fingerprint matching, into payment flow.
The present invention is judged by proper network payment process, adding the local fingerprint recognition of mobile terminal, reaches and keep away
Exempt from the purpose of the security risk to be brought when mobile terminal loss, password are revealed, improve the peace of mobile terminal
Full protection function.
Further, also include before step S1：
S0, in advance unlatching pay fingerprint identification function, and preserve the fingerprint for paying.
Namely before step S1, first open and pay fingerprint identification function, first it is input into after user pay after switching
The fingerprint of checking is needed, for example, can continuously be input into the fingerprint of 3 users, then preserve the finger print data of user input, Yi Hou
In user's payment process, need that the fingerprint that the fingerprint of real-time input is preserved with user is compared, only matching could success
Pay.
In step sl, when mobile terminal receives Client-initiated pays request, call local api interface judge be
It is no to have turned on payment fingerprint identification function；For example when user is paid using Alipay or wechat, that is, local API is called to connect
Mouthful judging whether open payment fingerprint identification function before, if not opening, only need normally to input password, i.e., only need
Default payment cipher before input, if checking OK, if opening payment fingerprint identification function, is carried out into step S2
Subsequent fingerprint verification step.
In step s 2, if having turned on payment fingerprint identification function, prompting is ejected, points out user input fingerprint, received
To after the fingerprint of user's typing, the fingerprint of current typing is carried out into matching judgment with the fingerprint for paying for pre-setting, i.e.,
The fingerprint preserved in the fingerprint of current typing and step S0 is carried out into matching judgment, determining according to result carries out follow-up password
Proof procedure.
In step s3, if the fingerprint of current typing is mismatched with the fingerprint for preserving, user fingerprints mistake is pointed out, is paid
Failure；If the fingerprint of current typing and the fingerprint matching for preserving, into payment flow, i.e., into normal payment flow.
Specifically, in step S3, when fingerprint matching, then the password of receiving user's input is close when user input
When code is correct, then pay successfully.Will the password of active user's input carry out matching judgment with default password, if consistent represent
Password is correct, pays successfully.In addition the process of password match is to complete on the server, to improve verification efficiency, i.e. if fingerprint
During matching, send to server and pay the password that request sends user input to server simultaneously, and it is defeated by server authentication
Whether the password for entering is correct.
In addition, in checking fingerprinting process, the time also to being input into fingerprint verifies that for example user is not input into beyond 5s
Fingerprint, then pay failure, is only input into during fingerprint and subsequent authentication in 5s, is judged as correct fingerprint,
Pay successfully, because due to here by fingerprint authentication, and for a user, input fingerprint is very convenient, without the need for input
The complicated processes of password, if user oneself is paid, then it can complete fingerprint input process quickly, so increasing
The Rule of judgment of time, will more can ensure that payment safety.
Further, in step S3, if continuous three fingerprints are mismatched, locking payment function is set.In addition, if
The fingerprint of input is inconsistent with the fingerprint for preserving, then pay failure, and request is now initiated again, and request user is input into refers to again
Stricture of vagina, until being input into successfully.Preferably, if continuous several times, such as the fingerprint of continuous three inputs is mismatched, then locking pays
The continuous three inputs fingerprint dislocation of function, such as Alipay, then locking payment function, the same day no longer enables payment function.
Based on said method, the present invention also provides a kind of safety payment system preferred embodiment based on fingerprint recognition, such as
Shown in Fig. 2, it includes：
Calling module 100, for when mobile terminal receives Client-initiated and pays request, calling local api interface to judge
Whether payment fingerprint identification function is had turned on；As detailed above.
Matching module 200, if for having turned on payment fingerprint identification function, the fingerprint of receive user typing, and ought
The fingerprint of front typing carries out matching judgment with the fingerprint for paying for pre-setting；As detailed above.
Payment module 300, if for fingerprint mismatch, pointing out user fingerprints mistake, pays failure；If fingerprint matching,
Then enter payment flow.As detailed above.
Further, system also includes：
Presetting module, for opening in advance fingerprint identification function is paid, and preserves the fingerprint for paying.As detailed above.
Further, in the payment module 300, when fingerprint matching, then the password of receiving user's input, works as user input
Password it is correct when, then pay successfully.As detailed above.
Further, in the payment module 300, if during fingerprint matching, send to server and pay request, and by service
Whether the password of device checking input is correct.As detailed above.
Further, in the payment module 300, if continuous three fingerprints are mismatched, locking payment function is set.Specifically
As mentioned above.
It is described in detail in method above with regard to the ins and outs of above-mentioned modular unit, therefore repeats no more.
One of ordinary skill in the art will appreciate that all or part of flow process in above-described embodiment method, can be by
Computer program is completed come the hardware for instructing correlation, and described computer program can be stored in a computer read/write memory medium
In, program is upon execution, it may include the flow process of the embodiment of above-mentioned each method.Storage medium therein can for magnetic disc, CD,
Read-only memory（ROM）Or random access memory（RAM）Deng.
In sum, the present invention is sentenced by proper network payment process, adding the local fingerprint recognition of mobile terminal
It is disconnected, reach the purpose of the security risk for avoiding being brought when mobile terminal loss, password are revealed.
It should be appreciated that the application of the present invention is not limited to above-mentioned citing, and for those of ordinary skills, can
To be improved according to the above description or be converted, all these modifications and variations should all belong to the guarantor of claims of the present invention
Shield scope.
Claims (10)
1. a kind of safe payment method based on fingerprint recognition, it is characterised in that including step：
A, when mobile terminal receive Client-initiated pay request when, call local api interface to judge whether to have turned on payment
Fingerprint identification function；
If B, having turned on payment fingerprint identification function, the fingerprint of receive user typing, and by the fingerprint of current typing with it is advance
The fingerprint for paying for arranging carries out matching judgment；
If C, fingerprint are mismatched, user fingerprints mistake is pointed out, pay failure；If fingerprint matching, into payment flow.
2. the safe payment method based on fingerprint recognition according to claim 1, it is characterised in that before step A
Also include：
S, in advance unlatching pay fingerprint identification function, and preserve the fingerprint for paying.
3. the safe payment method based on fingerprint recognition according to claim 1, it is characterised in that in step C, when
During fingerprint matching, then the password of receiving user's input, when the password of user input is correct, then pays successfully.
4. the safe payment method based on fingerprint recognition according to claim 3, it is characterised in that in step C, if
During fingerprint matching, send to server and pay request, and it is whether correct by the password of server authentication input.
5. the safe payment method based on fingerprint recognition according to claim 4, it is characterised in that in step C, if
Continuous three fingerprints are mismatched, then arrange locking payment function.
6. a kind of safety payment system based on fingerprint recognition, it is characterised in that include：
Calling module, for when mobile terminal receives Client-initiated and pays request, calling local api interface to judge whether
Have turned on payment fingerprint identification function；
Matching module, if for having turned on payment fingerprint identification function, the fingerprint of receive user typing, and by current typing
Fingerprint carries out matching judgment with the fingerprint for paying for pre-setting；
Payment module, if for fingerprint mismatch, pointing out user fingerprints mistake, pays failure；If fingerprint matching, enter and prop up
Pay flow process.
7. the safety payment system based on fingerprint recognition according to claim 6, it is characterised in that also include：
Presetting module, for opening in advance fingerprint identification function is paid, and preserves the fingerprint for paying.
8. the safety payment system based on fingerprint recognition according to claim 6, it is characterised in that the payment module
In, when fingerprint matching, then the password of receiving user's input, when the password of user input is correct, then pays successfully.
9. the safety payment system based on fingerprint recognition according to claim 8, it is characterised in that the payment module
In, if during fingerprint matching, send to server and pay request, and it is whether correct by the password of server authentication input.
10. the safety payment system based on fingerprint recognition according to claim 9, it is characterised in that the payment module
In, if continuous three fingerprints are mismatched, locking payment function is set.
Priority Applications (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201611116835.9A CN106600279A (en) | 2016-12-07 | 2016-12-07 | Safety payment method and system based on fingerprint identification |
| PCT/CN2017/114967 WO2018103687A1 (en) | 2016-12-07 | 2017-12-07 | Secure payment method and system based on fingerprint identification |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201611116835.9A CN106600279A (en) | 2016-12-07 | 2016-12-07 | Safety payment method and system based on fingerprint identification |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN106600279A true CN106600279A (en) | 2017-04-26 |
Family
ID=58596607
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201611116835.9A Pending CN106600279A (en) | 2016-12-07 | 2016-12-07 | Safety payment method and system based on fingerprint identification |
Country Status (2)
| Country | Link |
|---|---|
| CN (1) | CN106600279A (en) |
| WO (1) | WO2018103687A1 (en) |
Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107451818A (en) * | 2017-08-23 | 2017-12-08 | 合肥龙图腾信息技术有限公司 | A kind of finger-print cipher verifies system and method |
| CN108108977A (en) * | 2017-12-28 | 2018-06-01 | 广州品唯软件有限公司 | Fingerprint method of payment, device, system and storage medium |
| WO2018103687A1 (en) * | 2016-12-07 | 2018-06-14 | 惠州Tcl移动通信有限公司 | Secure payment method and system based on fingerprint identification |
| CN109583878A (en) * | 2018-11-21 | 2019-04-05 | 努比亚技术有限公司 | Method of payment, device, mobile terminal and computer readable storage medium |
| CN109784022A (en) * | 2018-11-27 | 2019-05-21 | 天津麒麟信息技术有限公司 | System authentication method and device based on bio-identification under a kind of Linux |
Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104778587A (en) * | 2015-03-18 | 2015-07-15 | 广东欧珀移动通信有限公司 | Safety payment method and device |
| CN105528698A (en) * | 2016-02-01 | 2016-04-27 | 宇龙计算机通信科技(深圳)有限公司 | Fast code-scanning payment method and device |
Family Cites Families (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105825382B (en) * | 2015-09-14 | 2022-03-11 | 维沃移动通信有限公司 | Mobile payment method and electronic equipment |
| CN106600279A (en) * | 2016-12-07 | 2017-04-26 | 惠州Tcl移动通信有限公司 | Safety payment method and system based on fingerprint identification |
-
2016
- 2016-12-07 CN CN201611116835.9A patent/CN106600279A/en active Pending
-
2017
- 2017-12-07 WO PCT/CN2017/114967 patent/WO2018103687A1/en active Application Filing
Patent Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104778587A (en) * | 2015-03-18 | 2015-07-15 | 广东欧珀移动通信有限公司 | Safety payment method and device |
| CN105528698A (en) * | 2016-02-01 | 2016-04-27 | 宇龙计算机通信科技(深圳)有限公司 | Fast code-scanning payment method and device |
Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2018103687A1 (en) * | 2016-12-07 | 2018-06-14 | 惠州Tcl移动通信有限公司 | Secure payment method and system based on fingerprint identification |
| CN107451818A (en) * | 2017-08-23 | 2017-12-08 | 合肥龙图腾信息技术有限公司 | A kind of finger-print cipher verifies system and method |
| CN108108977A (en) * | 2017-12-28 | 2018-06-01 | 广州品唯软件有限公司 | Fingerprint method of payment, device, system and storage medium |
| CN109583878A (en) * | 2018-11-21 | 2019-04-05 | 努比亚技术有限公司 | Method of payment, device, mobile terminal and computer readable storage medium |
| CN109784022A (en) * | 2018-11-27 | 2019-05-21 | 天津麒麟信息技术有限公司 | System authentication method and device based on bio-identification under a kind of Linux |
Also Published As
| Publication number | Publication date |
|---|---|
| WO2018103687A1 (en) | 2018-06-14 |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN106600279A (en) | Safety payment method and system based on fingerprint identification | |
| WO2015188788A1 (en) | Method and apparatus for protecting mobile terminal payment security, and mobile terminal | |
| US20220201478A1 (en) | Intelligent method for sim-swap fraud detection and prevention | |
| CN109784031B (en) | Account identity verification processing method and device | |
| CN106911725B (en) | Multi-factor authentication method and device | |
| CN109583898A (en) | The intelligent terminal and method paid based on TEE and block chain | |
| US20190180278A1 (en) | Mobile authentication method and system therefor | |
| CN109829273B (en) | Identity authentication method, device, system, equipment and readable storage medium | |
| US20100328035A1 (en) | Security with speaker verification | |
| WO2018176020A1 (en) | System and method for confirming a person's identity | |
| CN104486306A (en) | Method for identity authentication based on finger vein recognition and cloud service | |
| CN108431843B (en) | Transaction processing method and device | |
| CN105653989B (en) | A kind of information leakage preventing method and device | |
| CN109905390B (en) | APP hijacking detection method, API (application program interface) package and storage medium | |
| WO2016183867A1 (en) | Secure mobile payment method, system and terminal | |
| KR101697432B1 (en) | Method for certifying of financial transaction using location information | |
| CN107197075A (en) | Clean boot means of defence, device and computer-readable recording medium | |
| CN107491967B (en) | Method and system for inputting password through network payment | |
| CN111768190A (en) | Safe use method and device of self-service equipment and computer equipment | |
| CN117874733B (en) | Transaction execution method and system | |
| US9875474B2 (en) | Method for securing a transaction performed by bank card | |
| CN105516069B (en) | Data processing method, device and system | |
| CN115203611A (en) | Method and device for identifying illegal website, electronic equipment and storage medium | |
| WO2017054287A1 (en) | Service processing method and service device | |
| CN106157008A (en) | A kind of intelligent terminal's safe payment method |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20170426 |
|
| RJ01 | Rejection of invention patent application after publication |