CN108108977A - Fingerprint method of payment, device, system and storage medium - Google Patents

Fingerprint method of payment, device, system and storage medium Download PDF

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Publication number
CN108108977A
CN108108977A CN201711499016.1A CN201711499016A CN108108977A CN 108108977 A CN108108977 A CN 108108977A CN 201711499016 A CN201711499016 A CN 201711499016A CN 108108977 A CN108108977 A CN 108108977A
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China
Prior art keywords
fingerprint
payment
server
finger print
print information
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CN201711499016.1A
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Chinese (zh)
Inventor
李协锋
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Guangzhou Pinwei Software Co Ltd
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Guangzhou Pinwei Software Co Ltd
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Filing date
Publication date
Application filed by Guangzhou Pinwei Software Co Ltd filed Critical Guangzhou Pinwei Software Co Ltd
Priority to CN201711499016.1A priority Critical patent/CN108108977A/en
Publication of CN108108977A publication Critical patent/CN108108977A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks

Abstract

The invention discloses a kind of fingerprint method of payment, including step:The finger print information of user is obtained, judges whether the finger print information is consistent with the sample fingerprint to prestore;If the finger print information and the sample fingerprint to prestore are inconsistent, judge that fingerprint recognition fails;When continuous recognition failures number reaches the default continuous recognition failures number upper limit, recursive call unlocked by fingerprint performs fingerprint recognition operation;When finger print information is consistent with the sample fingerprint to prestore, then judges fingerprint recognition success, complete delivery operation.The invention also discloses a kind of fingerprint payment mechanism, system and storage mediums.The present invention reduces the flows of user fingerprints delivery operation, reduce program, improve the fluency of fingerprint delivery operation process.

Description

Fingerprint method of payment, device, system and storage medium
Technical field
The present invention relates to fingerprint payment technology fields more particularly to a kind of fingerprint method of payment, device, system and storage to be situated between Matter.
Background technology
With the fast development of fingerprint identification technology, in many fields, the figure all there are fingerprint identification technology, such as Field of attendance, payment technical field and unlock field etc..At present, many mobile terminals can support fingerprint to pay, when user needs During payment, control mobile terminal enters corresponding application, such as Alipay and wechat.The two dimension of businessman is scanned by camera Code, so as to pop up the payment page, user clicks on payment, refers to so as to pop up after corresponding payment amount is inputted in paying the page Line pays the page, and then mobile terminal obtains the finger print information of user in finger scan area, and mobile whole according to being stored in advance in The finger print information of acquisition is identified in user fingerprints sample in end, completes to pay if identifying successfully, if identification is unsuccessful, Then carry out fingerprint recognition next time.
After if the continuous recognition failures number of fingerprint reaches the default continuous recognition failures number upper limit, fingerprint recognition will Locked, system can pop up password payment interface, prompt the input of user's payment cipher, the ability after correct payment cipher is inputted Complete delivery operation.It needs to jump to payment cipher input interface from unlocked by fingerprint under this means of payment, unlock flow is more, mistake Journey is cumbersome so that the fluency of fingerprint delivery operation process is poor.
The content of the invention
It is a primary object of the present invention to provide a kind of fingerprint method of payment, device, system and storage medium, it is intended to solve Fingerprint payment at present needs to jump to payment cipher input interface from unlocked by fingerprint after fingerprint recognition failure, and unlock flow is more, Process is cumbersome so that the problem of fluency of fingerprint delivery operation process is poor.
To achieve the above object, the present invention provides a kind of fingerprint method of payment, and the fingerprint method of payment includes following step Suddenly:
The finger print information of user is obtained, judges whether the finger print information is consistent with the sample fingerprint to prestore;
If the finger print information and the sample fingerprint to prestore are inconsistent, judge that fingerprint recognition fails;
When continuous recognition failures number reaches the default continuous recognition failures number upper limit, recursive call unlocked by fingerprint is held Row fingerprint recognition operates;
When finger print information is consistent with the sample fingerprint to prestore, then judges fingerprint recognition success, complete delivery operation.
Optionally, it is described when continuous recognition failures number reaches the default continuous recognition failures number upper limit, recurrence tune The step of fingerprint recognition operates is performed with unlocked by fingerprint, is further included:
It sends the prompt message of prompting typing and the finger print information difference finger print information or adjusts the angle of fingerprint typing The prompt message of degree.
Optionally, it is described before the step of obtaining the finger print information of user, it further includes:
After the instruction of fingerprint payment is received, fingerprint payment request is sent to server, so that the server generates Payment token, the payment token include dynamic password;
The payment token that the server issues is received, decrypt the payment token and is preserved.
Optionally, it is described after the instruction of fingerprint payment is received, fingerprint payment request is sent to server, so that described The step of server generates payment token, and the payment token includes dynamic password, further includes:
The pending payment information of user is sent to the server, so that the server is given birth to according to the pending payment information Into the payment token.
Optionally, the step of completion delivery operation includes:
Dynamic password input interface is jumped to after fingerprint recognition success, obtains the dynamic password input by user;
The dynamic password input by user is sent to the server, so that the server is according to the accountable warrant Board verifies the dynamic password;
If being verified, success is paid.
Optionally, it is described that the dynamic password input by user is sent to the server, so that the server root After the step of being verified according to the payment token to the dynamic password, further include:
If verification is not by paying failure.
To achieve the above object, the present invention also provides a kind of fingerprint identification device, the fingerprint identification device includes processing Device, memory and the fingerprint recognition program that can be run on the memory and on the processor is stored in, the fingerprint is known The step of other program realizes fingerprint identification method as described above when being performed by the processor.
To achieve the above object, the present invention also provides a kind of fingerprint payment system, the fingerprint payment system includes fingerprint Payment mechanism and server, wherein,
Whether the fingerprint payment mechanism for obtaining the finger print information of user, judges the finger print information with prestoring Sample fingerprint is consistent, and during delivery operation is completed by fingerprint, payment token is asked to the server;
The server, for sending the payment token to the fingerprint payment mechanism, verification fingerprint payment mechanism exists The finger print information payment token uploaded afterwards consistent with the sample fingerprint to prestore, and after being proved to be successful, complete delivery operation.
To achieve the above object, the present invention also provides a kind of storage medium, the storage medium is stored with fingerprint payment journey Sequence, the fingerprint payment program realize fingerprint method of payment as described above when being performed by the processor.
For the present invention in payment process, the continuous recognition failures number of fingerprint reaches the default continuous recognition failures number upper limit Afterwards, do not jump to numerical ciphers payment interface, and be to continue with recursive call fingerprint payment, continue fingerprint recognition, by fingerprint come Complete delivery operation.Current fingerprint payment is effectively avoided to need to jump to payment cipher from unlocked by fingerprint after fingerprint recognition failure Input interface, unlock flow is more, and process is cumbersome so that the problem of fluency of fingerprint delivery operation process is poor.Reduce user The flow of fingerprint delivery operation, reduces program, improves the fluency of fingerprint delivery operation process.
Description of the drawings
Fig. 1 be the present embodiments relate to system architecture figure;
Fig. 2 is the hardware running environment schematic diagram for the fingerprint payment mechanism that the embodiment of the present invention is related to;
Fig. 3 is the flow diagram of fingerprint method of payment first embodiment of the present invention;
Fig. 4 is the flow diagram of fingerprint method of payment second embodiment of the present invention;
Fig. 5 is the flow diagram of fingerprint method of payment 3rd embodiment of the present invention;
Fig. 6 is the flow diagram of fingerprint method of payment fourth embodiment of the present invention.
The embodiments will be further described with reference to the accompanying drawings for the realization, the function and the advantages of the object of the present invention.
Specific embodiment
It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, it is not intended to limit the present invention.
The primary solutions of the embodiment of the present invention are:The finger print information of user is obtained, whether judges the finger print information It is consistent with the sample fingerprint to prestore;If the finger print information and the sample fingerprint to prestore are inconsistent, judge that fingerprint recognition fails; When continuous recognition failures number reaches the default continuous recognition failures number upper limit, recursive call unlocked by fingerprint, which performs fingerprint, to be known It does not operate;When finger print information is consistent with the sample fingerprint to prestore, then judges fingerprint recognition success, complete delivery operation.
Since the payment of current fingerprint needs to jump to payment cipher input interface from unlocked by fingerprint after fingerprint recognition failure, Unlock flow is more, and process is cumbersome so that the problem of fluency of fingerprint delivery operation process is poor.Therefore, the present invention provides a kind of Solution, in payment process, after the continuous recognition failures number of fingerprint reaches the default continuous recognition failures number upper limit, no Numerical ciphers payment interface is jumped to, and is to continue with the payment of recursive call fingerprint, continues fingerprint recognition, completes to prop up by fingerprint Pay operation.Current fingerprint payment is effectively avoided to need to jump to payment cipher input circle from unlocked by fingerprint after fingerprint recognition failure Face, unlock flow is more, and process is cumbersome so that the problem of fluency of fingerprint delivery operation process is poor.Reduce user fingerprints branch The flow of operation is paid, program is reduced, improves the fluency of fingerprint delivery operation process.
As shown in Figure 1, the system architecture that the present embodiment method is related to includes fingerprint payment mechanism and server.
Whether the fingerprint payment mechanism for obtaining the finger print information of user, judges the finger print information with prestoring Sample fingerprint is consistent, and during delivery operation is completed by fingerprint, payment token is asked to the server;
The server, for sending the payment token to the fingerprint payment mechanism, verification fingerprint payment mechanism exists The finger print information payment token uploaded afterwards consistent with the sample fingerprint to prestore, and after being proved to be successful, complete delivery operation.
As shown in Fig. 2, the electronic devices structure signal for the hardware running environment that Fig. 2, which is the embodiment of the present invention, to be related to Figure.
Electronic equipment of the embodiment of the present invention can be that mobile phone or tablet computer or pocket computer etc. can have fingerprint The equipment of identification function.
As shown in Figure 1, the electronic equipment can include:Processor 1001, such as CPU, network interface 1004, user interface 1003, memory 1005, communication bus 1002.Wherein, communication bus 1002 is used to implement the connection communication between these components. User interface 1003 can include display screen (Display), input unit such as keyboard (Keyboard), optional user interface 1003 can also include standard wireline interface and wireless interface.Network interface 1004 can optionally connect including the wired of standard Mouth, wireless interface (such as WI-FI interfaces).Memory 1005 can be high-speed RAM memory or the memory of stabilization (non-volatile memory), such as magnetic disk storage.Memory 1005 optionally can also be independently of aforementioned processor 1001 storage device.
Optionally, electronic equipment can also include camera, RF (Radio Frequency, radio frequency) circuit, sensor, Voicefrequency circuit, WiFi module, detector (magnet ring+Hall sensor) etc..Wherein, sensor such as imaging sensor, infrared Sensor and other sensors.And as one kind of motion sensor, gravity accelerometer can detect in all directions The size of (generally three axis) acceleration, can detect that size and the direction of gravity when static, available for identification electronic equipment appearance The application (such as horizontal/vertical screen switching, dependent game, magnetometer pose calibrating) of state, Vibration identification correlation function (such as pedometer, Tap) etc.;Certainly, electronic equipment can also configure gyroscope, barometer, hygrometer, thermometer, temperature sensor etc. other sensing Device, details are not described herein.
It will be understood by those skilled in the art that the terminal structure shown in Fig. 1 does not form the restriction to electronic equipment, it can To include either combining some components or different components arrangement than illustrating more or fewer components.
As shown in Figure 1, as in a kind of memory 1005 of computer readable storage medium can include operating system, net Network communication module, Subscriber Interface Module SIM and fingerprint payment application.
In terminal shown in Fig. 1, network interface 1004 is mainly used for connecting background server, is carried out with background server Data communication;User interface 1003 is mainly used for connecting client (user terminal), with client into row data communication;And processor 1001 can be used for calling the fingerprint payment application stored in memory 1005, and perform following operation:
The finger print information of user is obtained, judges whether the finger print information is consistent with the sample fingerprint to prestore;
If the finger print information and the sample fingerprint to prestore are inconsistent, judge that fingerprint recognition fails;
When continuous recognition failures number reaches the default continuous recognition failures number upper limit, recursive call unlocked by fingerprint is held Row fingerprint recognition operates;
When finger print information is consistent with the sample fingerprint to prestore, then judges fingerprint recognition success, complete delivery operation.
Further, processor 1001 can be used for calling the fingerprint payment application stored in memory 1005, and Perform following operation:
It sends the prompt message of prompting typing and the finger print information difference finger print information or adjusts the angle of fingerprint typing The prompt message of degree.
Further, before the step of finger print information of the acquisition user, processor 1001 can be used for calling storage The fingerprint payment application stored in device 1005, and perform following operation:
After the instruction of fingerprint payment is received, fingerprint payment request is sent to server, so that the server generates Payment token, the payment token include dynamic password;
The payment token that the server issues is received, decrypt the payment token and is preserved.
Further, processor 1001 can be used for calling the fingerprint payment application stored in memory 1005, and Perform following operation:
The pending payment information of user is sent to the server, so that the server is given birth to according to the pending payment information Into the payment token.
Further, processor 1001 can be used for calling the fingerprint payment application stored in memory 1005, and Perform following operation:
Dynamic password input interface is jumped to after fingerprint recognition success, obtains the dynamic password input by user;
The dynamic password input by user is sent to the server, so that the server is according to the accountable warrant Board verifies the dynamic password;
If being verified, success is paid.
Further, it is described that the dynamic password input by user is sent to the server, so that the server After the step of being verified according to the payment token to the dynamic password, processor 1001 can be used for calling memory The fingerprint payment application stored in 1005, and perform following operation:
If verification is not by paying failure.
Based on above-mentioned hardware architecture, the embodiment of proposition fingerprint method of payment of the present invention.
With reference to Fig. 3, Fig. 3 is the first embodiment of fingerprint method of payment of the present invention, and the fingerprint method of payment includes:
Step S100 obtains the finger print information of user, judges whether the finger print information is consistent with the sample fingerprint to prestore;
Fingerprint consumption is also in fingerprint payment, is to carry out consumption certification using current mature fingerprint recognition system, is passed through Typing finger print information does the delivery operation that consumption can be completed in fingerprint recognition, i.e. fingerprint recognition is in the identification number of limited number of time Consumption and payment can be completed after being identified by, this fingerprint means of payment simplifies the payment program of consumption.Fingerprint payment needs The support of fingerprint payment mechanism is wanted, the fingerprint payment mechanism is the device that can install Third-party payment software, including intelligence Mobile phone, tablet computer etc..The Third-party payment software of fingerprint payment function, such as Alipay and wechat are supported by installing, this A little devices can support fingerprint payment function.
And in actual mechanical process, if having opened fingerprint payment function in the Third-party payment software of installation, that Fingerprint payment is just had at the confirmation payment interface of Third-party payment software and payment cipher inputs two kinds of means of payment.If not Fingerprint payment function is opened in Third-party payment software in advance, the finger print information of first typing user, makees before fingerprint delivery operation For the sample fingerprint of fingerprint recognition operation, then by verifying the finger print information of user, the payment cipher of user is then verified again To open fingerprint payment function.Supporting the device of fingerprint payment and payment cipher payment, user can by drop-down menu or It is operation interface is paid to select to set by which kind of mode, user can select when payment or set in advance Give tacit consent to the means of payment.
When using fingerprint payment function, the option either system default branch of payment interface selection fingerprint payment is being confirmed The mode of paying pays for fingerprint, in the fingerprint of fingerprint typing sector scanning user, obtains the finger print information of user, is paid according to fingerprint The finger print information of acquisition is identified in the sample fingerprint to prestore in device, judge the finger print information whether with the fingerprint that prestores Sample is consistent.
Step S200 if the finger print information and the sample fingerprint to prestore are inconsistent, judges that fingerprint recognition fails;
Step S300, when continuous recognition failures number reaches the default continuous recognition failures number upper limit, recursive call Unlocked by fingerprint performs fingerprint recognition operation;
Step S400 when finger print information is consistent with the sample fingerprint to prestore, then judges fingerprint recognition success, completes payment Operation.
If the finger print information obtained and the sample fingerprint to prestore are inconsistent, judge that fingerprint recognition fails, temporarily without Method completes fingerprint delivery operation, and the statistics number of continuous recognition failures is added 1, whether judges the continuous recognition failures number counted The default continuous recognition failures number upper limit is reached, if continuous recognition failures number reaches default continuous recognition failures number During the upper limit, for example the default continuous recognition failures number upper limit of fingerprint identification device is 5 times, then if lost plus current identification It loses, continuous to identify that errors number has reached 5 times, fingerprint payment mechanism recursive call fingerprint payment, without what is paid into password Input interface, i.e. without input numerical ciphers, but remain in fingerprint payment interface.
If the finger print information obtained is consistent with the sample fingerprint to prestore, judges fingerprint recognition success, complete payment Operation, the order paid the bill needs are paid the bill, i.e. and successfully corresponding bill is operated to fingerprint recognition and carries out payment operation, it is complete Into payment process.
In technical solution provided in this embodiment, in payment process, the continuous recognition failures number of fingerprint reaches default After the continuous recognition failures number upper limit, numerical ciphers payment interface is not jumped to, and is to continue with the payment of recursive call fingerprint, is continued Fingerprint recognition completes delivery operation by fingerprint.Current fingerprint payment is effectively avoided to need after fingerprint recognition failure from finger Line unlock jumps to payment cipher input interface, and unlock flow is more, and process is cumbersome so that the fluency of fingerprint delivery operation process The problem of poor.Reduce the flow of user fingerprints delivery operation, reduce program, improve the smoothness of fingerprint delivery operation process Degree.
With reference to Fig. 4, Fig. 4 is the second embodiment of fingerprint method of payment of the present invention, based on above-described embodiment, the step S300 is further included:
S310 sends prompting typing and the prompt message of the finger print information difference fingerprint.
When the continuous recognition failures number of fingerprint reaches the default continuous recognition failures number upper limit, illustrating user, this is continuous Several times identify in all it is no use before typing finger print information (finger print information as sample fingerprint) or refer in typing During line, finger is not put into correct position (finger scan region), alternatively, being put into the position of the finger in finger scan region not just Really or the fingerprint of finger that is put into there is a problem.Reach default continuous recognition failures in the fingerprint recognition frequency of failure The number upper limit, recursive call fingerprint recognition when continuing through fingerprint recognition completion delivery operation, send prompt message, user to record Enter correct finger print information (finger print information as sample fingerprint before), with prompt user place a digit into correct position or Person's prompting is put into correct finger or prompting user changes other finger typing finger print information.The sender of the prompt message Formula can be the form of word or speech play.
The present embodiment when continuously identification errors number reaches the default continuous identification errors number upper limit, with word or The form of speech play sends the prompt message of typing and the finger print information difference fingerprint, can prompt user replace finger or Correct finger scan region is placed a finger on, so as to effectively reduce the number of recognition failures, is rapidly completed fingerprint payment behaviour Make, further improve the efficiency and fluency of fingerprint payment.
With reference to Fig. 5, Fig. 5 is the 3rd embodiment of fingerprint method of payment of the present invention, based on above-described embodiment, the step Before S100, further include:
S110 after the instruction of fingerprint payment is received, sends fingerprint payment request, so that the server to server Payment token is generated, the payment token includes dynamic password;
S120 receives the payment token that the server issues, and decrypts the payment token and is preserved.
In the technical program, interface of paying the bill is being confirmed, user is after fingerprint payment function is selected, Third-party payment software The request of fingerprint payment can be sent to server, carries user information in the request of the fingerprint payment, server receives request This is generated according to user information afterwards and pays relevant payment token, includes dynamic password in payment token, and by accountable warrant Board is sent to fingerprint payment mechanism, and fingerprint payment mechanism is decrypted payment token and preserves after payment token is received.
Specifically, include to the process of server request payment token:The pending payment information of user is sent to the clothes Business device, so that the server generates the payment token according to the pending payment information.
Pending payment information includes order number, the amount of money, user's purchase title etc., and user will by Third-party payment software These pending payment information are sent to server, and server is generated according to the account information of these pending payment information and user and paid Token.
Since payment token is critically important information, the security of preservation is improved, can be provided using iOS system KeyChain (key chain) access payment token, keyChain (key chain) service be iOS provide for managing user The service of password, key, certificate, mark, it is equivalent to an encrypted container, application software can relevant user information with To wherein, all storages can be encrypted to entry therein by keyChain (key chain) for the form storage of key entry, and Protect, only allow to create this entry accessible with application software it, therefore deposited by using keyChain (key chain) Payment token is taken, the security of payment token can be effectively improved.In technical solution provided in this embodiment, in fingerprint recognition success Afterwards, the payment token generated by server, and access accountable warrant with the keyChain (key chain) that iOS system provides Board can effectively improve the security of fingerprint payment, avoid the loss of user.
And during delivery operation, if fingerprint recognition passes through, i.e. after fingerprint recognition success, with reference to figure 6, the method It further includes:
Step S410 jumps to dynamic password input interface after fingerprint recognition success, obtains input by user described dynamic State password;
The dynamic password input by user is sent to the server, so that the server is according to by S420 Payment token verifies the dynamic password;
S430 if being verified, pays success.
S440, if verification is not by paying failure.
After fingerprint recognition success, the page jump of Third-party payment software to dynamic password input interface, user inputs The dynamic password of preservation, in order to improve security, dynamic password is sent to service by fingerprint payment mechanism using Https agreements Device, server verify dynamic password input by user according to payment token, and if the verification passes, then server is according to treating Payment information is paid, and is paid successfully, if not verified, pays failure.
After fingerprint recognition success, the page jump of Third-party payment software to dynamic password input interface, fingerprint is paid Device calls the dynamic password in stored payment token automatically, and the dynamic password of calling is sent to server.In order to Security is improved, dynamic password is sent to server by fingerprint payment mechanism using Https agreements, and server is according to payment token Dynamic password input by user is verified, if the verification passes, then server is paid according to pending payment information, payment Success, if not verified, pays failure.
In technical solution provided in this embodiment, server tests dynamic password input by user according to payment token Card, if the verification passes, then server is paid according to pending payment information, is paid successfully, if not verified, is paid Failure.The verification operation called by dynamic password in payment token, the multiple-authentication paid improve the safety of payment Property.
The present invention also provides a kind of fingerprint identification device, the fingerprint identification device includes processor, memory and storage On the memory and the fingerprint recognition program that can run on the processor, the fingerprint recognition program is by the processing The step of device realizes fingerprint identification method as described above when performing.
The present invention also provides a kind of fingerprint payment system, the fingerprint payment system includes fingerprint payment mechanism and service Device, wherein,
Whether the fingerprint payment mechanism for obtaining the finger print information of user, judges the finger print information with prestoring Sample fingerprint is consistent, and payment token is asked to the server after user selects fingerprint payment function;
The server, it is laggard in verification dynamic password for sending the payment token to the fingerprint payment mechanism Row payment processing.
The present invention also provides a kind of storage medium, the storage medium is stored with fingerprint payment program, the fingerprint payment Program realizes fingerprint method of payment as described above when being performed by the processor.
The embodiments of the present invention are for illustration only, do not represent the quality of embodiment.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment side Method can add the mode of required general hardware platform to realize by software, naturally it is also possible to by hardware, but in many cases The former is more preferably embodiment.Based on such understanding, technical scheme substantially in other words does the prior art Going out the part of contribution can be embodied in the form of software product, which is stored in one as described above In storage medium (such as ROM/RAM, magnetic disc, CD), used including some instructions so that a station terminal equipment (can be TV Machine, mobile phone, computer, server, air conditioner or network equipment etc.) perform method described in each embodiment of the present invention.
It these are only the preferred embodiment of the present invention, be not intended to limit the scope of the invention, it is every to utilize this hair The equivalent structure or equivalent flow shift that bright specification and accompanying drawing content are made directly or indirectly is used in other relevant skills Art field, is included within the scope of the present invention.

Claims (9)

1. a kind of fingerprint method of payment, which is characterized in that the fingerprint method of payment comprises the following steps:
The finger print information of user is obtained, judges whether the finger print information is consistent with the sample fingerprint to prestore;
If the finger print information and the sample fingerprint to prestore are inconsistent, judge that fingerprint recognition fails;
When continuous recognition failures number reaches the default continuous recognition failures number upper limit, the execution of recursive call unlocked by fingerprint refers to Line identification operation;
When finger print information is consistent with the sample fingerprint to prestore, then judges fingerprint recognition success, complete delivery operation.
2. fingerprint method of payment as described in claim 1, which is characterized in that described when continuous recognition failures number reaches default The continuous recognition failures number upper limit when, recursive call unlocked by fingerprint perform fingerprint recognition operation the step of, further include:
The prompt message for sending prompting typing and the finger print information difference finger print information or the angle for adjusting fingerprint typing Prompt message.
3. fingerprint method of payment as described in claim 1, which is characterized in that it is described obtain user finger print information the step of it Before, it further includes:
After the instruction of fingerprint payment is received, fingerprint payment request is sent to server, so that server generation payment Token, the payment token include dynamic password;
The payment token that the server issues is received, decrypt the payment token and is preserved.
4. fingerprint method of payment as claimed in claim 3, which is characterized in that it is described after the instruction of fingerprint payment is received, Fingerprint payment request is sent to server, so that the server generates payment token, the payment token includes dynamic password The step of, it further includes:
The pending payment information of user is sent to the server, so that the server generates institute according to the pending payment information State payment token.
5. fingerprint method of payment as claimed in claim 4, which is characterized in that described the step of completing delivery operation includes:
Dynamic password input interface is jumped to after fingerprint recognition success, obtains the dynamic password input by user;
The dynamic password input by user is sent to the server, so that the server is according to the payment token pair The dynamic password is verified;
If being verified, success is paid.
6. fingerprint method of payment as claimed in claim 5, which is characterized in that described to send out the dynamic password input by user Send to the server so that the step of server verifies the dynamic password according to the payment token it Afterwards, further include:
If verification is not by paying failure.
7. a kind of fingerprint payment mechanism, which is characterized in that the fingerprint payment mechanism includes processor, memory and is stored in institute The fingerprint payment program that can be run on memory and on the processor is stated, the fingerprint payment program that is based on is by the processing Such as claim 1-6 any one of them fingerprint methods of payment are realized when device performs.
8. a kind of fingerprint payment system, which is characterized in that the fingerprint payment system includes fingerprint payment mechanism and server, In,
The fingerprint payment mechanism, for obtaining the finger print information of user, judge the finger print information whether with the fingerprint that prestores Sample is consistent, and during delivery operation is completed by fingerprint, payment token is asked to the server;
The server, for sending the payment token to the fingerprint payment mechanism, verification fingerprint payment mechanism is in fingerprint The information payment token uploaded afterwards consistent with the sample fingerprint to prestore, and after being proved to be successful, complete delivery operation.
9. a kind of storage medium, which is characterized in that the storage medium is stored with fingerprint payment program, the fingerprint payment program Such as claim 1-6 any one of them fingerprint methods of payment are realized when being performed by the processor.
CN201711499016.1A 2017-12-28 2017-12-28 Fingerprint method of payment, device, system and storage medium Pending CN108108977A (en)

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CN109118240A (en) * 2018-08-19 2019-01-01 吴伟锋 Subway scene fee payment method
CN109582416A (en) * 2018-11-19 2019-04-05 Oppo广东移动通信有限公司 Fingerprint collecting method, device, storage medium and electronic equipment
CN111404688A (en) * 2019-11-19 2020-07-10 浙江机电职业技术学院 Portable authentication system and method
CN112039676A (en) * 2020-09-01 2020-12-04 中国银行股份有限公司 Token dynamic verification code safety generation method, device and equipment
CN113570360A (en) * 2021-06-30 2021-10-29 中国银联股份有限公司 Payment method, device, equipment and medium
CN113592483A (en) * 2021-07-26 2021-11-02 山东派盟网络科技有限公司 Payment mode switching method, intelligent payment equipment and storage medium

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