CN115239324B - Agricultural product finance directional payment system, method and device based on blockchain - Google Patents
Agricultural product finance directional payment system, method and device based on blockchain Download PDFInfo
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Abstract
The embodiment of the invention discloses a blockchain-based agricultural product finance directional payment system, a method and a device, wherein the system comprises a blockchain cloud sharing server, an electronic order signing module, a finance loan electronic module, an agricultural seed payment module, an agricultural product selling module and an agricultural product payment module, wherein the electronic order signing module, the finance loan electronic module, the agricultural seed payment module, the agricultural product selling module and the agricultural product payment module are all connected with the blockchain sharing server, a blockchain is started, a new block is built for each module generation, the whole agricultural product production process tracing can be realized, the order and delivery logistics records of seeds, fertilizers, pesticides and the like can be provided by a third-party online agricultural product platform, the reliability of tracing information can be demonstrated by increasing the time node, the geographic position and the payment amount of the whole agricultural product production process, and a blockchain distributed accounting mechanism is increased so as to realize the information tamper resistance.
Description
Technical Field
The invention relates to the technical field of agricultural product funds directional payment, in particular to a system, a method and a device for agricultural product finance directional payment based on a blockchain.
Background
At present, rural financial services with more affordability are provided for vast rural areas, and the method becomes a measure for comprehensively benefiting three farmers. However, there is a certain gap between the economic development of rural areas and first-line cities, and rural financial services have the characteristics of few financial sites, low coverage of off-line services, insufficient effective supply and the like.
In recent years, rural areas begin to cover 4G signals and even 5G signals, rural users directly enter a mobile internet stage, and terminals such as smart phones begin to be popularized in rural users. Internet economy based on terminals such as user smart phones and the like, including network malls, mobile phone micro-credits, agricultural material sales APP and the like, starts to provide affordable services for rural areas, but at present, each Internet platform is respectively administrative, data cannot be shared, and farmers, agricultural network business companies, finance companies, online agricultural material platforms, electronic business platforms and administrative departments need to log in each platform to transact business independently. In view of these current situations, there is an urgent need to design and generate a financial targeted payment system for agricultural products using a blockchain, to open each fund link related to agricultural product production and sales, to use a unified standard platform of the blockchain, to open all of order agriculture, agricultural-related petty loans, agricultural-related line sales, agricultural-related gold-line payments, and the like, to share information for each institution providing general services for rural areas, and to allow services such as rural financial credit, payment, and the like to fully benefit three farmers.
Disclosure of Invention
In order to overcome the defects, the embodiment of the invention discloses a system, a method and a device for financial directional payment of agricultural products in a blockchain, which provide a unified sharing platform for various institutions of an agricultural product sales chain.
The first aspect of the embodiment of the invention discloses a blockchain-based agricultural product financial directional payment system, which comprises a blockchain cloud sharing server, an electronic order signing module, a financial loan electronic module, an agricultural seed payment module, an agricultural product selling module and an agricultural product payment module, wherein the electronic order signing module, the financial loan electronic module, the agricultural seed payment module, the agricultural product selling module and the agricultural product payment module are all connected with the blockchain sharing server;
the electronic order signing module is used for initiating an agricultural product order collection instruction, so that a farmer signs an agricultural product electronic order according to the agricultural product order collection instruction, and a blockchain is started; the electronic order of agricultural products comprises an acquisition amount; the financial loan electronic module is used for signing a loan order according to the acquired amount and the peasant household, and issuing a directional loan to the peasant household based on the loan order, wherein the loan order comprises a loan amount; the agricultural seed payment module is used for generating a seed purchase order according to the directional loan and paying the seed purchase order; the agricultural product selling module is used for selling mature agricultural products through a preset selling channel to obtain agricultural product return funds; and the agricultural product payment module is used for paying the purchase amount according to the agricultural product return funds.
As an optional implementation manner, in the first aspect of the embodiment of the present invention, the system further includes an agricultural product growing tool order module, where the agricultural product growing tool order module is connected to the blockchain cloud sharing server, and the agricultural product growing tool order module is configured to place an agricultural product growing tool order for purchasing an agricultural product growing tool after paying the seed purchase order, and pay the agricultural product producing tool order.
As an alternative embodiment, in the first aspect of the embodiment of the present invention, the agricultural product growing tool includes an agricultural implement and a fertilizer.
As an optional implementation manner, in the first aspect of the embodiment of the present invention, the system further includes an agricultural product acquisition module, where the agricultural product acquisition module is connected to the blockchain cloud sharing server, and the agricultural product acquisition module is configured to acquire mature agricultural products based on an electronic order of the agricultural products.
In an optional implementation manner, in the first aspect of the embodiment of the present invention, the electronic order for agricultural products further includes an agricultural product purchase location, and the agricultural product purchase module is configured to acquire the agricultural product purchase location to purchase the mature agricultural product.
The second aspect of the embodiment of the invention discloses a financial directional payment method for agricultural products based on blockchain, which comprises the following steps:
generating an electronic order of agricultural products, starting a block chain flow, and generating a first block; the electronic order of agricultural products comprises an acquisition amount;
generating a loan order, wherein the loan order comprises the purchase amount of agricultural products of a purchase farmer, and issuing an oriented loan based on the loan order; the loan order comprises a loan amount;
generating a seed purchase order according to the directional loan, and paying the seed purchase order;
acquiring mature agricultural products, and selling the agricultural products based on a preset selling channel to acquire agricultural product return funds;
and paying the purchase amount according to the agricultural product return funds.
In a second aspect of the present invention, the payment of the purchase amount based on the agricultural product return funds includes:
obtaining a loan amount and an acquisition amount, and calculating a payment peasant household amount, wherein the payment peasant household amount is equal to the acquisition amount minus the loan amount;
defining the loan amount as the highest priority repayment amount, and paying the agricultural product return funds for the loan amount;
and paying the amount of the paying peasant household based on the amount of the agricultural product after the loan amount is paid by the cage returning funds.
The third aspect of the embodiment of the invention discloses a financial directional payment device for agricultural products based on a blockchain, which comprises the following components:
a block chain starting module: the method comprises the steps of generating an electronic order of agricultural products, starting a block chain flow and generating a first block; the electronic order of agricultural products comprises an acquisition amount;
a loan order generation module: the method comprises the steps of generating a loan order, wherein the loan order comprises the purchase amount of agricultural products of purchasing farmers, and issuing a directional loan based on the loan order; the loan order comprises a loan amount;
a seed purchase generation module: the method comprises the steps of generating a seed purchase order according to the directional loan and paying the seed purchase order;
the agricultural product selling module: the method comprises the steps of obtaining mature agricultural products, selling the agricultural products based on preset selling channels to obtain agricultural product return funds;
purchase amount payment module: and the purchasing amount is paid according to the agricultural product return funds.
A fourth aspect of an embodiment of the present invention discloses an electronic device, including: a memory storing executable program code; a processor coupled to the memory; the processor invokes the executable program code stored in the memory for performing the blockchain-based agricultural product financial directional payment method disclosed in the second aspect of the embodiment of the present invention.
A fourth aspect of the embodiments of the present invention discloses a computer-readable storage medium storing a computer program, wherein the computer program causes a computer to execute the blockchain-based agricultural product financial directional payment method disclosed in the second aspect of the embodiments of the present invention.
Compared with the prior art, the embodiment of the invention has the following beneficial effects:
the embodiment of the invention discloses a blockchain-based agricultural product finance directional payment system, which comprises a blockchain cloud sharing server, an electronic order signing module, a finance loan electronic module, an agricultural seed payment module, an agricultural product sales module and an agricultural product payment module, wherein the blockchain is started, a new block is built every time one module is generated, the whole agricultural product production process tracing can be realized, the order and delivery logistics records of seeds, fertilizers, pesticides and the like can be provided by an agricultural platform on a third party network, the time node, the geographic position and the payment amount of the whole agricultural product production process are increased to prove the reliability of tracing information, a blockchain distributed accounting mechanism is increased to realize the non-falsification of information, and the problems that the existing agricultural product source information is provided by an agricultural product supplier and the agricultural product itself, the third party supervision is lacked, the uncertainty exists in the credibility of the information, and the agricultural product supplier or the agricultural product can even change the tracing information are solved.
Drawings
In order to more clearly illustrate the technical solutions of the embodiments of the present invention, the drawings that are needed in the embodiments will be briefly described below, and it is obvious that the drawings in the following description are only some embodiments of the present invention, and other drawings may be obtained according to these drawings without inventive effort for a person skilled in the art.
FIG. 1 is a block diagram of a modular block chain based agricultural product financial directional payment system in accordance with an embodiment of the present invention;
fig. 2 is a schematic diagram of a whole agricultural product generation process tracing flow disclosed in the embodiment of the invention;
FIG. 3 is a flow chart of a blockchain-based agricultural product finance directional payment method disclosed by the embodiment of the invention;
fig. 4 is a schematic structural diagram of a blockchain-based agricultural product finance directional payment device according to an embodiment of the present invention;
fig. 5 is a schematic structural diagram of an electronic device according to an embodiment of the present invention.
Detailed Description
The following description of the embodiments of the present invention will be made clearly and completely with reference to the accompanying drawings, in which it is apparent that the embodiments described are only some embodiments of the present invention, but not all embodiments. All other embodiments, which can be made by those skilled in the art based on the embodiments of the invention without making any inventive effort, are intended to be within the scope of the invention.
It should be noted that the terms "first," "second," "third," "fourth," and the like in the description and in the claims of the present invention are used for distinguishing between different objects and not necessarily for describing a particular sequential or chronological order. The terms "comprises," "comprising," and "having," and any variations thereof, are intended to cover a non-exclusive inclusion, such that a process, method, system, article, or apparatus that comprises a list of steps or elements is not necessarily limited to those steps or elements expressly listed or inherent to such process, method, article, or apparatus.
The embodiment of the invention discloses a blockchain-based agricultural product finance directional payment system, a method, a device, electronic equipment and a storage medium, which comprise a blockchain cloud sharing server, an electronic order signing module, a finance loan electronic module, an agricultural seed payment module, an agricultural product selling module and an agricultural product payment module. The method solves the problems that the existing agricultural product traceability information is provided by an agricultural product supplier and farmers, the third party supervision is lacked, uncertainty exists in the credibility of the information, and the agricultural product traceability information can be even changed by the supplier or the farmers.
Example 1
Fig. 1 discloses a block chain-based module structure diagram of an agricultural product finance directional payment system, and referring to fig. 1 and 2, the agricultural product finance directional payment system comprises a block chain cloud sharing server, an electronic order signing module, a finance loan electronic module, an agricultural seed payment module, an agricultural product selling module and an agricultural product payment module, wherein the electronic order signing module, the finance loan electronic module, the agricultural seed payment module, the agricultural product selling module and the agricultural product payment module are all connected with the block chain sharing server.
The electronic order signing module is used for initiating an agricultural product order collection instruction, enabling a farmer to sign an agricultural product electronic order according to the agricultural product order collection instruction, and starting a blockchain; the electronic order for agricultural products includes an acquisition amount. The electronic order signing module is mainly applied between the agricultural network business company and the farmer, and is used for signing an electronic order electronic contract module between the agricultural network business company and the farmer, and is used for the agricultural network business company to initiate agricultural product order collection, and the farmer and the agricultural network business company sign agricultural product orders. The financial loan electronic module is used for signing a loan order according to the acquired amount and the peasant household, and issuing a directional loan to the peasant household based on the loan order, wherein the loan order comprises the loan amount. The financial loan electronic module is used for signing an agricultural directional loan electronic contract between a financial company and a farmer on line, so that the financial company can issue the agricultural directional loan to the user according to the purchase amount, and the signed agricultural directional loan electronic contract forms a second block and builds a block chain with the last block.
And the agricultural seed payment module is used for generating a seed purchase order according to the directional loan and paying the seed purchase order. The agricultural seed payment module comprises a step of enabling farmers to purchase seeds corresponding to the first block contract on an appointed online agricultural platform according to the requirements of the second block oriented loan electronic contract, and a step of enabling farmers to purchase the seeds corresponding to the first block contract on the online agricultural platform after payment, wherein the step of ordering the electronic contract on the online agricultural platform forms a third block and building the third block with the second block.
The agricultural product selling module is used for selling mature agricultural products through a preset selling channel to obtain agricultural product return funds. The module comprises an electronic commerce platform for selling agricultural products and collecting the agricultural products to generate an electronic contract, wherein the electronic contract is used for agricultural products purchased by an agricultural online commerce company to be sold on the internet through the electronic commerce platform in a community fresh-producing group purchase mode, the electronic contract forms a sixth block after collection, and a block chain is built with the last block. And the agricultural product payment module is used for paying the purchase amount according to the agricultural product return funds. In the module, the preset selling channels comprise community group purchase and the like.
As a preferred embodiment, the system further comprises an agricultural product growing tool order module, wherein the agricultural product growing tool order module is connected with the blockchain cloud sharing server and is used for signing an agricultural product growing tool order for purchasing an agricultural product growing tool and paying the agricultural product producing tool order after paying the seed purchase order. The agricultural product growing tool comprises agricultural tools and fertilizers. Fertilizers generally refer to agricultural chemicals, fertilizers and other production materials.
Further, the agricultural product purchasing system further comprises an agricultural product purchasing module, wherein the agricultural product purchasing module is connected with the blockchain cloud sharing server and is used for purchasing mature agricultural products based on the electronic order of the agricultural products. The electronic order of the agricultural products further comprises an agricultural product purchasing position, and the agricultural product purchasing module is used for acquiring the agricultural product purchasing position to purchase the mature agricultural products.
The electronic commerce platform pays the peasant household loan to the finance company preferentially, pays the repayment electronic contract to generate a block, and after the loan is paid, the rest money is completely collected to the peasant household hands to finish the agricultural product funds directional payment. In the embodiment, in the process of the directional payment of the funds of the whole agricultural product, the main bodies such as the agricultural network business company, the finance company, the farmer, the online agricultural material platform, the electronic business platform and the like are connected into the blockchain in an equal mode, and each time a new funds payment is generated, the electronic contract is formed into a new block, and a certain party is not taken as a business main body, so that the aim of decentralizing is achieved. The method can solve the problem that the main body can seal information and even tamper information by centering on agricultural network business companies or loan companies. And (3) constructing a blockchain cloud sharing server, wherein each participant of an agricultural network business company, a finance company, a farmer, an online agricultural platform, an electronic business platform and a supervision department can use a plurality of terminals such as a smart phone, a PC (personal computer) and an intelligent POS (point of sale) machine to log in the blockchain cloud sharing server through ports such as a webpage, an APP (application), a public number and the like, and view all information of the whole blockchain in equal authority.
And the whole agricultural product production process is traced through the blockchain, the third party online agricultural material platform can be increased to provide orders and delivery logistics records of seeds, fertilizers, pesticides and the like, the time node, the geographic position and the payment amount of the whole agricultural product production process are increased to prove the reliability of tracing information, and the blockchain distributed accounting mechanism is increased to realize the non-falsification of information. The method solves the problems that the existing agricultural product traceability information is provided by an agricultural product supplier and farmers, the third party supervision is lacked, uncertainty exists in the credibility of the information, and the agricultural product traceability information can be even changed by the supplier or the farmers.
Embodiments are directed to a step write block for agricultural product funds payment. Each block is used for carrying out data encryption on the time, place, amount and electronic contract content corresponding to the agricultural product fund directional payment to form block information. The agricultural product blockchain timestamp is included, a unique time encryption record is generated for the cloud server according to a time node for creating the block, for example, a logistics signing time point when a farmer receives a seed ordered by the agricultural product platform, and if 2022-03-21 00:05:16 uses import time.time (), the timestamp is generated 1647792354. The method comprises the steps of encrypting the agricultural product payment data, marking the payment amount of the block in the agricultural product fund directional payment, and encrypting and recording. The method comprises the steps of encrypting geographical data of agricultural products, recording places where directional payment of the agricultural products occurs for the block, encrypting geographical position information records, such as logistics signing places for ordering seeds, and encrypting longitude and latitude data. The method comprises the steps of encrypting the hash function of the agricultural product, namely the node random number of the block, and encrypting by the hash function, and is mainly used for distributed billing marking. The method comprises the steps of carrying out quick hash value of the agricultural product local area and the hash value of the agricultural product front block, and marking and using a block chain after generating nodes for the completion information record of the blocks, so that the former blocks are conveniently used in a linked mode with the latter blocks.
The blocks of the embodiment can be newly added at any time according to actual service on the basis of the current block chain, and the newly added blocks have no quantity limitation and can be infinitely prolonged. Food safety authorities, for example, may also be added. The block chain is used for carrying out agricultural product fund directional payment record, the business process, the business module and even the association department can be newly added at any time according to actual business, the record block can be newly added infinitely, and the block chain can be lengthened infinitely. The method solves the problems that the existing agricultural product payment fund record and agricultural product traceability record are recorded according to an inherent design flow frame, flows cannot be added newly, and users cannot be added newly.
Example two
Referring to fig. 3, fig. 3 is a flow chart of a blockchain-based agricultural product finance directional payment method according to an embodiment of the invention. The execution main body of the method described in the embodiment of the invention is an execution main body composed of software or/and hardware, and the execution main body can receive related information in a wired or/and wireless mode and can send a certain instruction. Of course, it may also have certain processing and storage functions. The execution body may control a plurality of devices, such as a remote physical server or cloud server and related software, or may be a local host or server and related software that performs related operations on a device that is located somewhere, etc. In some scenarios, multiple storage devices may also be controlled, which may be located in the same location or in different locations than the devices. As shown in fig. 3, the blockchain-based agricultural product finance directional payment method includes the following steps:
301. generating an electronic order of agricultural products, starting a block chain flow, and generating a first block; the electronic order for agricultural products includes an acquisition amount. In the following, no order is generated and a block is automatically generated. Each block is used for carrying out data encryption on the time, place, amount and electronic contract content corresponding to the agricultural product fund directional payment to form block information. And each block is provided with information such as a time stamp, so that the record is convenient, and meanwhile, the data encryption is carried out on the subsequent payment, so that the security support is provided.
302. Generating a loan order, wherein the loan order comprises the purchase amount of agricultural products of a purchase farmer, and issuing an oriented loan based on the loan order; the loan order includes a loan amount.
303. And generating a seed purchase order according to the directional loan, and paying the seed purchase order.
304. Mature agricultural products are obtained, and the agricultural products are sold based on preset selling channels to obtain agricultural product return funds.
305. And paying the purchase amount according to the agricultural product return funds.
In step 305, the loan amount and the purchase amount are obtained, and the amount of the paying peasant user is calculated, wherein the amount of the paying peasant user is equal to the purchase amount minus the loan amount; defining the loan amount as the highest priority repayment amount, and paying the agricultural product return funds for the loan amount; and paying the amount of the paying peasant household based on the amount of the agricultural product after the loan amount is paid by the cage returning funds.
Example III
Referring to fig. 4, fig. 4 is a schematic structural diagram of a blockchain-based agricultural product finance directional payment device according to an embodiment of the invention. As shown in fig. 4, the blockchain-based agricultural product financial directional payment device may include: a blockchain initiation module 401, a loan order generation module 402, a seed purchase generation module 403, an agricultural product sales module 404, and an acquisition amount payment module 405, wherein the blockchain initiation module 401: the method comprises the steps of generating an electronic order of agricultural products, starting a block chain flow and generating a first block; the electronic order for agricultural products includes an acquisition amount. Loan order generation module 402: the method comprises the steps of generating a loan order, wherein the loan order comprises the purchase amount of agricultural products of purchasing farmers, and issuing a directional loan based on the loan order; the loan order includes a loan amount. Seed purchase generation module 403: and the payment module is used for generating a seed purchase order according to the directional loan and paying the seed purchase order. Agricultural product sales module 404: the method comprises the steps of obtaining mature agricultural products, selling the agricultural products based on preset selling channels to obtain agricultural product return funds; the purchase amount payment module 405: and the purchasing amount is paid according to the agricultural product return funds.
Example IV
Referring to fig. 5, fig. 5 is a schematic structural diagram of an electronic device according to an embodiment of the invention. The electronic device may be a computer, a server, or the like, and of course, may also be an intelligent device such as a mobile phone, a tablet computer, a monitor terminal, or the like, and an image acquisition device having a processing function. As shown in fig. 5, the electronic device may include:
a memory 501 in which executable program codes are stored;
a processor 502 coupled to the memory 501;
wherein the processor 502 invokes the executable program code stored in the memory 501 to perform some or all of the steps in the blockchain-based agricultural product financial directional payment method of embodiment one.
The embodiment of the invention discloses a computer readable storage medium storing a computer program, wherein the computer program enables a computer to execute part or all of the steps in the agricultural product financial directional payment method based on blockchain in the second embodiment.
The embodiment of the invention also discloses a computer program product, wherein the computer program product is used for enabling a computer to execute part or all of the steps in the agricultural product finance directional payment method based on the blockchain in the second embodiment.
The embodiment of the invention also discloses an application release platform, wherein the application release platform is used for releasing a computer program product, and when the computer program product runs on a computer, the computer is caused to execute part or all of the steps in the agricultural product finance directional payment method based on the block chain in the second embodiment.
In various embodiments of the present invention, it should be understood that the size of the sequence numbers of the processes does not mean that the execution sequence of the processes is necessarily sequential, and the execution sequence of the processes should be determined by the functions and internal logic thereof, and should not constitute any limitation on the implementation process of the embodiments of the present invention.
The units described as separate units may or may not be physically separate, and units shown as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the units may be selected according to actual needs to achieve the purpose of the embodiment.
In addition, each functional unit in the embodiments of the present invention may be integrated in one processing unit, or each unit may exist alone physically, or two or more units may be integrated in one unit. The integrated units may be implemented in hardware or in software functional units.
The integrated units, if implemented in the form of software functional units and sold or used as stand-alone products, may be stored in a computer-accessible memory. Based on this understanding, the technical solution of the present invention, or a part contributing to the prior art or all or part of the technical solution, may be embodied in the form of a software product stored in a memory, comprising several requests for a computer device (which may be a personal computer, a server or a network device, etc., in particular may be a processor in a computer device) to execute some or all of the steps of the method according to the embodiments of the present invention.
In the embodiments provided herein, it should be understood that "B corresponding to a" means that B is associated with a, from which B can be determined. It should also be understood that determining B from a does not mean determining B from a alone, but may also determine B from a and/or other information.
Those of ordinary skill in the art will appreciate that some or all of the steps of the various methods of the described embodiments may be implemented by hardware associated with a program that may be stored in a computer-readable storage medium, including Read-Only Memory (ROM), random-access Memory (Random Access Memory, RAM), programmable Read-Only Memory (Programmable Read-Only Memory, PROM), erasable programmable Read-Only Memory (Erasable Programmable Read-Only Memory, EPROM), one-time programmable Read-Only Memory (OTPROM), electrically erasable programmable Read-Only Memory (EEPROM), compact disc Read-Only Memory (Compact Disc Read-Only Memory, CD-ROM), or other optical disk Memory, magnetic disk Memory, tape Memory, or any other medium capable of being used to carry or store data that is readable by a computer.
The above describes the method, the device, the electronic equipment and the storage medium for financial directional payment of agricultural products based on the blockchain disclosed in the embodiment of the invention in detail, and specific examples are applied to the description of the principle and the implementation mode of the invention, and the description of the above embodiments is only used for helping to understand the method and the core idea of the invention; meanwhile, as those skilled in the art will have variations in the specific embodiments and application scope in accordance with the ideas of the present invention, the present description should not be construed as limiting the present invention in view of the above.
Claims (8)
1. The agricultural product finance directional payment system based on the blockchain is characterized by comprising a blockchain cloud sharing server, an electronic order signing module, a finance loan electronic module, an agricultural seed payment module, an agricultural product selling module and an agricultural product payment module, wherein the electronic order signing module, the finance loan electronic module, the agricultural seed payment module, the agricultural product selling module and the agricultural product payment module are all connected with the blockchain sharing server;
the electronic order signing module is used for initiating an agricultural product order collection instruction, so that a farmer signs an agricultural product electronic order according to the agricultural product order collection instruction, and a blockchain is started; the electronic order of agricultural products comprises an acquisition amount; the financial loan electronic module is used for signing a loan order according to the acquired amount and the peasant household, and issuing a directional loan to the peasant household based on the loan order, wherein the loan order comprises a loan amount; the agricultural seed payment module is used for generating a seed purchase order according to the directional loan and paying the seed purchase order; the agricultural product selling module is used for selling mature agricultural products through a preset selling channel to obtain agricultural product return funds; the agricultural product payment module is used for paying the purchase amount according to the agricultural product return funds; the agricultural product growing tool order module is connected with the blockchain cloud sharing server and is used for signing an agricultural product growing tool order for purchasing an agricultural product growing tool and paying the agricultural product producing tool order after paying the seed purchasing order.
2. The agricultural product financial directional payment system of claim 1, wherein the agricultural product growing tool comprises an agricultural implement, a fertilizer.
3. The agricultural product financial directional payment system of claim 1, further comprising an agricultural product acquisition module connected to the blockchain cloud sharing server, the agricultural product acquisition module configured to acquire mature agricultural products based on an electronic order for the agricultural products.
4. A financial directional payment system for agricultural products as recited in claim 3, wherein said electronic order for agricultural products further comprises an agricultural product acquisition location, said agricultural product acquisition module for acquiring an agricultural product acquisition location for acquiring mature agricultural products.
5. A blockchain-based agricultural product financial directional payment method, comprising:
generating an electronic order of agricultural products, starting a block chain flow, and generating a first block; the electronic order of agricultural products comprises an acquisition amount;
generating a loan order, wherein the loan order comprises the purchase amount of agricultural products of a purchase farmer, and issuing an oriented loan based on the loan order; the loan order comprises a loan amount;
generating a seed purchase order according to the directional loan, and paying the seed purchase order;
acquiring mature agricultural products, and selling the agricultural products based on a preset selling channel to acquire agricultural product return funds;
obtaining a loan amount and an acquisition amount, and calculating a payment peasant household amount, wherein the payment peasant household amount is equal to the acquisition amount minus the loan amount; defining the loan amount as the highest priority repayment amount, and paying the agricultural product return funds for the loan amount; and paying the amount of the paying peasant household based on the amount of the agricultural product after the loan amount is paid by the cage returning funds.
6. A blockchain-based agricultural product financial directional payment device, comprising:
a block chain starting module: the method comprises the steps of generating an electronic order of agricultural products, starting a block chain flow and generating a first block; the electronic order of agricultural products comprises an acquisition amount;
a loan order generation module: the method comprises the steps of generating a loan order, wherein the loan order comprises the purchase amount of agricultural products of purchasing farmers, and issuing a directional loan based on the loan order; the loan order comprises a loan amount;
a seed purchase generation module: the method comprises the steps of generating a seed purchase order according to the directional loan and paying the seed purchase order;
the agricultural product selling module: the method comprises the steps of obtaining mature agricultural products, selling the agricultural products based on preset selling channels to obtain agricultural product return funds;
purchase amount payment module: the method comprises the steps of obtaining loan amount and purchase amount, and calculating the amount of a paying peasant household, wherein the amount of the paying peasant household is equal to the purchase amount minus the loan amount; defining the loan amount as the highest priority repayment amount, and paying the agricultural product return funds for the loan amount; and paying the amount of the paying peasant household based on the amount of the agricultural product after the loan amount is paid by the cage returning funds.
7. An electronic device, comprising: a memory storing executable program code; a processor coupled to the memory; the processor invokes the executable program code stored in the memory for performing the blockchain-based agricultural financial directional payment method of claim 5.
8. A computer-readable storage medium storing a computer program, wherein the computer program causes a computer to perform the blockchain-based agricultural product financial directional payment method of claim 5.
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| CN111242716B (en) * | 2018-11-29 | 2023-09-15 | 重庆小雨点小额贷款有限公司 | Agricultural product transaction data processing method, agricultural product transaction data processing device, server and storage medium |
| US20200401996A1 (en) * | 2019-06-20 | 2020-12-24 | Venkatesh B. VADLAMUDI | Integrated agriculture information and management system, and methods of using the same |
| CN111127187A (en) * | 2019-12-13 | 2020-05-08 | 山东浪潮人工智能研究院有限公司 | Electronic contract order pledge loan method and equipment based on intelligent contracts |
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