CN115205002A - Remote operation and maintenance financial management method based on fusion of big data and relational data - Google Patents

Remote operation and maintenance financial management method based on fusion of big data and relational data Download PDF

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CN115205002A
CN115205002A CN202210816465.9A CN202210816465A CN115205002A CN 115205002 A CN115205002 A CN 115205002A CN 202210816465 A CN202210816465 A CN 202210816465A CN 115205002 A CN115205002 A CN 115205002A
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魏嘉
熊卿
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Nanchang Institute of Technology
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    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards

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Abstract

The invention relates to a remote operation and maintenance financial management method based on fusion of big data and relational data, which comprises the following steps: receiving a payment instruction of a terminal user, starting a remote operation and maintenance financial system according to the payment instruction, wherein the remote operation and maintenance financial system comprises a collection module, a settlement module and a relational data storage module, deducting payment amount from a bank card bound by the terminal user to generate an account checking bill, generating transaction details, calculating the payment amount from the collection module to the settlement module, calculating an extraction commission charge of the payment amount, deducting the extraction commission charge from the payment amount to obtain an extraction amount, generating an extraction information table of the extraction amount, recombining the account checking bill, the transaction details and the extraction information table to obtain an all-life transaction table, and completing remote financial management. The present invention solves the problem of the lack of a full cycle of secure financial management from receiving remittance, managing remittance to retrieving remittance.

Description

Remote operation and maintenance financial management method based on fusion of big data and relational data
Technical Field
The invention relates to the technical field of financial management, in particular to a remote operation and maintenance financial management method and device based on fusion of big data and relational data, electronic equipment and a computer readable storage medium.
Background
The financial management system is divided into a traditional financial management system and a modern financial management system. The traditional financial management system mainly realizes the financial bookkeeping function based on accounting services. The modern financial management system is based on the traditional financial management system, and other financial operations such as general ledger management, financial statement production and the like are expanded.
Traditional financial management systems and modern financial management systems have substantially met financial requirements of enterprises, but can only address financial requirements of enterprises, and cannot realize security services of the enterprises in the whole period of remittance receiving, remittance management and remittance extraction.
Disclosure of Invention
The invention provides a remote operation and maintenance financial management method, a device and a computer readable storage medium based on the fusion of big data and relational data, and mainly aims to solve the problem that the security financial management in the whole period from receiving remittance, managing remittance to extracting remittance is lacked at present.
In order to achieve the above object, the present invention provides a remote operation and maintenance financial management method based on the fusion of big data and relational data, which includes:
receiving a payment instruction of a terminal user, and starting a pre-constructed remote operation and maintenance financial system according to the payment instruction, wherein the remote operation and maintenance financial system comprises a collection module, a settlement module and a relational data storage module;
determining a payment form of the payment instruction, wherein the payment form comprises a direct payment and a transit payment;
when the payment form is direct payment, deducting the payment amount from a bank card bound by the terminal user according to the payment amount corresponding to the payment instruction, and generating a reconciliation bill;
when the payment form is transfer payment, starting a pre-constructed aggregation server, connecting the aggregation server with a transfer payment terminal, extracting the payment amount from the transfer payment terminal, and generating the account checking bill;
when the reconciliation bill is successfully generated, sending the reconciliation bill to a settlement module of the remote operation and maintenance financial system to obtain a check payment amount, checking whether the payment amount reaches the collection module, and generating transaction details comprising information of a collection party and information of a payment party when the payment amount reaches the collection module;
the payment amount is transferred to a clearing and settling module from the collection module, and an extraction commission charge for extracting the payment amount is calculated by using a charging algorithm embedded in the clearing and settling module;
deducting the withdrawal commission fee from the payment amount according to a settlement contract signed with the terminal user to obtain a withdrawal amount;
transferring and checking the extracted amount according to the charging algorithm by using the checked payment amount;
judging whether the transfer check is passed;
if the transfer verification fails, freezing the extraction commission fee and the extraction amount, and starting a pre-constructed payment alarm program;
if the transfer verification is passed, the extracted amount is transferred to a bank card bound with the remote operation and maintenance financial system, an extracted information table of the extracted amount is generated, and the reconciliation bill, the transaction details and the extracted information table are recombined to obtain a whole life transaction table;
and opening a storage space in the relational data storage module, and storing the whole life transaction table into the storage space to complete remote financial management.
Optionally, the starting a pre-built remote operation and maintenance financial system according to the payment instruction includes:
starting a pre-constructed simulation server, and generating a simulation instruction which is the same as the IP address of the payment instruction by using the simulation server;
sending the simulation instruction to the remote operation and maintenance financial system, and starting a state to be received of the payment instruction when the remote operation and maintenance financial system successfully receives the simulation instruction;
sending the payment instruction to the simulation server, generating a response instruction of the payment instruction in the simulation server, and transmitting the response instruction back to the payment page where the payment instruction is located;
checking whether the payment page is abnormal or not, and starting the payment alarm program to remind a background manager of the remote operation and maintenance financial system when the payment page is abnormal;
and when the payment page is not abnormal, sending the payment instruction to the remote operation and maintenance financial system in a state to be received, and finishing the starting of the remote operation and maintenance financial system.
Optionally, the generating, by using the simulation server, a simulation instruction identical to the IP address of the payment instruction includes:
analyzing the payment instruction to obtain the IP address, the payment amount and the customer information of the terminal user, wherein the customer information comprises basic user information and purchase information of the terminal user;
generating a simulation address, a simulation amount and simulation information which are the same as the IP address, the payment amount and the customer information in the simulation server;
and taking the simulation address, the simulation amount and the simulation information as the access parameters of a pre-constructed payment instruction program, and running to generate the simulation instruction.
Optionally, the checking whether the payment page is abnormal includes:
the response instruction is utilized to drive the payment page to jump to a payment success page;
checking whether the payment page jumps to a successful payment page or not, and if the payment page does not jump to the successful payment page or if the successful payment page jumped to the payment page is not accordant with an expected successful payment page, enabling the payment page to be abnormal;
and if the payment page successfully jumps to an expected successful payment page, the payment page is normal.
Optionally, the generating the reconciliation bill comprises:
generating a character amount of the payment amount, encrypting the character amount and the payment amount to obtain an encrypted amount and a decryption key, and storing the decryption key in a collection module;
sending the encrypted amount to a server side where the bank card is located;
receiving a decryption request instruction of a server side where a bank card is located, and extracting the decryption key from the collection module according to the decryption request instruction;
and sending the decryption key to the server side where the bank card is located, and generating the reconciliation bill according to the payment amount error-free confirmation instruction until the payment amount error-free confirmation instruction of the server side where the bank card is located is received.
Optionally, the reconciliation bill includes the initiation time of the payment instruction, the IP address, the payment amount, the basic user information and purchase information of the end user, the receiving time of the remote operation and maintenance financial system for receiving the payment amount, and the program credential information generated by the payment amount validation error-free instruction.
Optionally, the generating transaction details including payee information and payer information includes:
acquiring a pre-serial number from the payment amount to the collection module;
running a pre-constructed transaction form generation program and obtaining a transaction free form according to the front serial number, wherein the transaction free form comprises a transaction header, the transaction header comprises a local account number, an opposite account number, remittance time, a certificate number and a current serial number, and the current serial number = the front serial number +1;
extracting the voucher number and the remittance time from the program voucher information;
extracting a collection account from the payee information and extracting a payment account from the payer information;
and filling the collection account number into the local account number, and filling the payment account number into the opposite account number to obtain the transaction details.
Optionally, the performing transfer verification on the extracted amount according to the charging algorithm by using the verified payment amount includes:
calculating the payment amount corresponding to the extracted amount in a reverse order by using the extracted amount according to the charging algorithm;
judging whether the payment amount corresponding to the extraction amount is consistent with the check payment amount or not to obtain consistency judgment;
and performing transfer verification on the extracted amount according to the consistency judgment.
In order to solve the above problem, the present invention further provides a remote operation and maintenance financial management device based on fusion of big data and relational data, the device comprising:
the financial system starting module is used for receiving a payment instruction of a terminal user and starting a pre-constructed remote operation and maintenance financial system according to the payment instruction, wherein the remote operation and maintenance financial system comprises a collection module, a settlement module and a relational data storage module;
the payment module is used for determining a payment form of the payment instruction, wherein the payment form comprises direct payment and transfer payment, when the payment form is the direct payment, the payment amount is deducted from a bank card bound by the terminal user according to the payment amount corresponding to the payment instruction, and a reconciliation bill is generated, when the payment form is the transfer payment, a pre-constructed aggregation service terminal is started, the aggregation service terminal is connected with the transfer payment terminal, the payment amount is extracted from the transfer payment terminal, and the reconciliation bill is generated;
the transaction detail generating module is used for sending the reconciliation bill to a settlement module of the remote operation and maintenance financial system when the reconciliation bill is successfully generated, obtaining a check payment amount, checking whether the payment amount reaches the collection module, and generating transaction details comprising information of a collection party and information of a payment party when the payment amount reaches the collection module;
the amount extraction module is used for transferring the payment amount from the collection module to a clearing and settlement module, calculating an extraction commission for extracting the payment amount by using a charging algorithm embedded in the clearing and settlement module, and deducting the extraction commission from the payment amount according to a settlement contract signed with the terminal user to obtain the extraction amount;
the transfer verification module is used for performing transfer verification on the extracted amount according to the charging algorithm by using the verified payment amount; judging whether the transfer check is passed; if the transfer verification fails, freezing the extraction commission fee and the extraction amount, and starting a pre-constructed payment alarm program;
and the table information storage module is used for generating an extracted information table of the extracted amount when the extracted amount is successfully transferred to a bank card bound with the remote operation and maintenance financial system if the transfer verification is passed, recombining the account checking bill, the transaction details and the extracted information table to obtain an all-life transaction table, opening a storage space in the relational data storage module, and storing the all-life transaction table to the storage space to complete remote financial management.
In order to solve the above problem, the present invention also provides an electronic device, including:
a memory storing at least one instruction; and
and the processor executes the instructions stored in the memory to realize the remote operation and maintenance financial management method based on the fusion of the big data and the relational data.
In order to solve the above problem, the present invention further provides a computer-readable storage medium, where at least one instruction is stored in the computer-readable storage medium, and the at least one instruction is executed by a processor in an electronic device to implement the above described remote operation and maintenance financial management method based on the fusion of big data and relational data.
In order to solve the problems in the background art, the embodiment of the invention firstly receives a payment instruction of a terminal user, and starts a pre-constructed remote operation and maintenance financial system according to the payment instruction, wherein the remote operation and maintenance financial system comprises a collection module, a settlement module and a relational data storage module, the collection module solves the problem of receiving remittance, the settlement module solves the problem of financial management, the relational data storage module solves the problem of extracting remittance, further, when generating a reconciliation bill, the reconciliation bill is sent to the settlement module of the remote operation and maintenance financial system to obtain a check payment amount, and whether the payment amount reaches the collection module is checked, when the payment amount reaches the collection module, transaction details comprising information of a collection party and information of a payment party are generated, wherein the reconciliation bill is used for a backtracking function after the financial management system has risks, the transaction details are used for auditing and auditing in a later period, the intelligence of the financial management system is improved, in addition, the payment amount is transferred to a clearing and settlement module from the collection module, an extraction commission charge for extracting the payment amount is calculated by using a charging algorithm embedded in the clearing and settlement module, the extraction commission charge is deducted from the payment amount according to a settlement contract signed with the terminal user to obtain an extraction amount, when the extraction amount is obtained, the transfer verification is carried out on the extraction amount by using the verification payment amount, the extraction amount is transferred to a bank card bound with the remote operation and maintenance financial system according to a transfer verification result, an extraction information table of the extraction amount is generated, and the financial management method provided by the embodiment of the invention can intelligently solve the extraction of the amount, and a corresponding extraction information table is generated, so that the whole life transaction reproduction process from the reconciliation bill, the transaction detail and the extraction information table is realized, and the reconciliation bill, the transaction detail and the extraction information table are recombined and stored in the relational data storage module, so that the follow-up backtracking, auditing and the like are facilitated. Therefore, the remote operation and maintenance financial management method, the device, the electronic equipment and the computer readable storage medium based on the fusion of big data and relational data, which are provided by the invention, can solve the problem that the security financial management in the whole period from receiving remittance, managing remittance to extracting remittance is lacked at present.
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Fig. 1 is a schematic flow chart of a remote operation and maintenance financial management method based on fusion of big data and relational data according to an embodiment of the present invention;
FIG. 2 is a schematic flow chart showing a detailed implementation of one of the steps in FIG. 1;
FIG. 3 is a schematic flow chart showing another step of FIG. 1;
FIG. 4 is a functional block diagram of a remote operation and maintenance financial management device based on the fusion of big data and relational data according to an embodiment of the present invention;
fig. 5 is a schematic structural diagram of an electronic device for implementing the remote operation and maintenance financial management method based on the fusion of big data and relational data according to an embodiment of the present invention.
The implementation, functional features and advantages of the objects of the present invention will be further explained with reference to the accompanying drawings.
Detailed Description
It should be understood that the specific embodiments described herein are merely illustrative of the invention and are not intended to limit the invention.
The embodiment of the application provides a remote operation and maintenance financial management method based on fusion of big data and relational data. The execution subject of the remote operation and maintenance financial management method based on the fusion of big data and relational data includes, but is not limited to, at least one of electronic devices such as a server and a terminal that can be configured to execute the method provided by the embodiment of the present application. In other words, the remote operation and maintenance financial management method based on the fusion of big data and relational data can be executed by software or hardware installed in a terminal device or a server device, and the software can be a block chain platform. The server includes but is not limited to: a single server, a server cluster, a cloud server or a cloud server cluster, and the like.
Fig. 1 is a schematic flow chart of a remote operation and maintenance financial management method based on fusion of big data and relational data according to an embodiment of the present invention. In this embodiment, the remote operation and maintenance financial management method based on fusion of big data and relational data includes:
s1, receiving a payment instruction of a terminal user, and starting a pre-constructed remote operation and maintenance financial system according to the payment instruction, wherein the remote operation and maintenance financial system comprises a collection module, a settlement module and a relational data storage module.
The method provided by the embodiment of the invention can be applied to various users based on the internet scene. If the stationery company uses the remote operation and maintenance financial system to realize financial management, a stationery buying and selling webpage is firstly developed in the Internet, and when terminal users including individuals, merchants, enterprises and the like select favorite stationery in the stationery buying and selling webpage, a payment instruction is initiated.
Further, referring to fig. 2, in detail, the starting of the pre-constructed remote operation and maintenance financial system according to the payment instruction includes:
s11, starting a pre-constructed simulation server, and generating a simulation instruction which is the same as the IP address of the payment instruction by using the simulation server;
s12, sending the simulation instruction to the remote operation and maintenance financial system, and starting a state to be received of the payment instruction when the remote operation and maintenance financial system successfully receives the simulation instruction;
s13, sending the payment instruction to the simulation server, generating a response instruction of the payment instruction in the simulation server, and transmitting the response instruction back to a payment page where the payment instruction is located;
s14, checking whether the payment page is abnormal or not, and starting a payment alarm program to remind a background manager of the remote operation and maintenance financial system when the payment page is abnormal;
s15, when the payment page is not abnormal, the payment instruction is sent to the remote operation and maintenance financial system in a state to be received, and starting of the remote operation and maintenance financial system is completed.
It should be explained that, in the embodiment of the present invention, in order to improve the security of the payment phase and prevent the remote operation and maintenance financial system from being crashed or abnormal due to hacker intrusion, information stealing, and the like, the payment instruction is not directly sent to the remote operation and maintenance financial system, but a secure simulation instruction is simulated by using the simulation server, and the remote operation and maintenance financial system is half-started first, where half-starting is also called a state to be received. The simulation server (mock server) is a temporary type server built by using a hardware server, and is mainly used for simulating safe and efficient data for joint debugging and testing of other servers or programs according to user requirements.
In detail, the generating, by using the simulation server, the simulation instruction having the same IP address as the payment instruction includes:
analyzing the payment instruction to obtain the IP address, the payment amount and the customer information of the terminal user, wherein the customer information comprises basic user information and purchase information of the terminal user;
generating a simulation address, a simulation amount and simulation information which are the same as the IP address, the payment amount and the customer information in the simulation server;
and taking the simulation address, the simulation amount and the simulation information as the parameters of a pre-constructed payment instruction program, and running to generate the simulation instruction.
For example, if a favorite pen is selected by a small piece on a stationery transaction web page and a pen payment instruction is initiated, the pen payment instruction comprises an IP address: 89.79.002, payment amount 78 yuan, basic information including small sheets, and pen information. Therefore, further, a corresponding simulation instruction can be generated and sent to the remote operation and maintenance financial system according to the payment instruction initiated by the small sheets, so that the payment instruction is changed to the state to be received.
Further, the checking whether the payment page is abnormal includes:
the response instruction is utilized to drive the payment page to jump to a payment success page;
checking whether the payment page jumps to a successful payment page or not, and if the payment page does not jump to the successful payment page or if the successful payment page jumped to the payment page is not accordant with an expected successful payment page, enabling the payment page to be abnormal;
and if the payment page successfully jumps to an expected successful payment page, the payment page is normal.
It can be understood that the payment instruction is sent to the simulation server, the simulation server serves as a 'safety inspector' of the remote operation and maintenance financial system at the moment, a response instruction of the payment instruction is generated, the payment page is informed that a successful payment interface can be generated, if the payment page does not jump to the successful payment interface or the jump page is not in accordance with expectations, a payment alarm program is started to remind a background manager where the remote operation and maintenance financial system is located to check the safety of the stationery buying and selling webpage when the payment page is abnormal. And if the payment page successfully jumps to an expected successful payment page, the payment instruction initiated by the surface terminal user has safety, so that the remote operation and maintenance financial system is started to prepare for realizing subsequent functions of deduction, clearing and the like.
The remote operation and maintenance financial management system integrates various functions and comprises a collection module, a settlement module and a relational data storage module, wherein the collection module is mainly used for obtaining payment amount of a terminal user, the settlement module is mainly used for reporting and settling the payment amount and calculating the extraction amount, and the relational data storage module is mainly used for recording the detailed process of the whole transaction process and providing convenience for follow-up tracing and auditing.
S2, determining a payment form of the payment instruction, wherein the payment form comprises direct payment and transfer payment.
In the embodiment of the invention, as the payment forms of the terminal users are various, the direct payment and the transfer payment are mainly included, wherein the direct payment is to directly draw the payment amount through the digital payment forms supported by all banks, for example, the payment amount is directly drawn into a collection module of the remote operation and maintenance financial system through a digital payment APP of a Chinese industrial and commercial bank, and the transfer payment is to draw the payment amount into a collection module of the remote operation and maintenance financial system through an intermediate service provider (also called a polymerization service provider) through a polymerization code card, an intelligent POS, a code scanning gun, a code scanning box and the like.
And S3, when the payment form is direct payment, deducting the payment amount from the bank card bound by the terminal user according to the payment amount corresponding to the payment instruction, and generating an account checking bill.
It can be understood that, when the payment form is direct payment, the remote operation and maintenance financial system can deduct the payment amount from the bank card bound by the terminal user directly according to the authorization condition of the payment instruction.
It should be understood that the reconciliation bill is a payment credential that is confirmed to be correct according to the remote operation and maintenance financial system and the service end where the bank card is located, and in detail, referring to fig. 3, the generating of the reconciliation bill includes:
s31, generating a character amount of the payment amount, encrypting the character amount and the payment amount to obtain an encrypted amount and a decryption key, and storing the decryption key in a money receiving module;
s32, sending the encrypted amount to a server side where the bank card is located;
s33, receiving a decryption request instruction of a server side where the bank card is located, and extracting the decryption key from the collection module according to the decryption request instruction;
and S34, sending the decryption key to the server side where the bank card is located, and generating the reconciliation bill according to the payment amount error-free confirmation instruction until the payment amount error-free confirmation instruction of the server side where the bank card is located is received.
It can be explained that if the encryption is directly performed on the payment amount in the digital form, the possibility of being cracked is higher, such as the payment amount 78 of the pen mentioned above, the generated character amount is "seven eight", and further, the payment amount in the 78+ seven eight combination form is encrypted by the public algorithm such as MD5 to obtain the encrypted amount and the decryption key. The decryption key is stored in the collection module, and the encrypted amount is sent to the server side where the bank card is located. And generating a payment amount error-free confirmation instruction until the server side where the bank card is located obtains the decryption key and determines that the payment amount is correct after the encrypted amount is decrypted according to the decryption key, thereby triggering generation of the account checking bill.
In detail, the reconciliation bill comprises the initiation time of the payment instruction, the IP address, the payment amount, the basic user information and purchase information of the end user, the receiving time of the remote operation and maintenance financial system for receiving the payment amount, and the program voucher information generated by the payment amount error-free instruction. Wherein the program credential information is a traceable program class information generated to facilitate financial anomalies caused by hacker intrusion. The program voucher information records the procedure of generating the reconciliation bill and the generated voucher number, namely the procedure of the above S31 to S34, of the whole remote operation and maintenance financial system and the service end where the bank card is located.
And S4, when the payment form is transfer payment, starting a pre-constructed aggregation server, connecting the aggregation server with a transfer payment terminal, extracting the payment amount from the transfer payment terminal, and generating the account checking bill. Police
In the embodiment of the invention, as the aggregation server is more robust in terms of financial security control and prevention, when the payment form is transfer payment, the payment amount of the transfer payment terminal is directly extracted from the aggregation server, and meanwhile, the corresponding account checking bill is obtained from the interface of the aggregation server.
And S5, when the reconciliation bill is successfully generated, sending the reconciliation bill to a settlement module of the remote operation and maintenance financial system to obtain a check payment amount, checking whether the payment amount reaches the collection module, and when the payment amount reaches the collection module, generating transaction details comprising information of a collection party and information of a payment party.
It should be explained that the check payment amount refers to a check amount for checking whether the amount bound to the remote operation and maintenance financial system is correct, for example: and deducting the withdrawal handling fee after the payment amount passes through a charging algorithm to obtain a withdrawal amount, deducing a payment amount corresponding to the withdrawal amount according to the charging algorithm reversely through the withdrawal amount, and finally comparing the deduced payment amount with the verification payment amount (deducing that the payment amount corresponding to the withdrawal amount is the same as the verification payment amount), namely verifying.
Understandably, the transaction detail and the account checking bill have essential difference, the account checking bill is mainly used for safety risk control, and when the service end where the remote operation and maintenance financial system or the bank card is located is abnormal, the account checking bill can be called in time to execute disk recovery and tracing. And the transaction detail is mainly used for financial clearing and auditing, and strictly speaking, is structured relational data.
In detail, the generating of the transaction details including payee information and payer information includes:
acquiring a pre-serial number from the payment amount to the collection module;
running a pre-constructed transaction form generation program and obtaining a transaction free form according to the front serial number, wherein the transaction free form comprises a transaction header, the transaction header comprises a local account number, an opposite account number, remittance time, a certificate number and a current serial number, and the current serial number = the front serial number +1;
extracting the voucher number and the remittance time from the program voucher information;
extracting a collection account from the payee information and extracting a payment account from the payer information;
and filling the collection account number into the local account number, and filling the payment account number into the opposite account number to obtain the transaction details.
Illustratively, the serial number of the front end for obtaining the payment amount to the collection module is 08, which means that 8 transactions are completed in the current day, so the serial number is 09. In addition, the time from the payment amount to the collection module is recorded in the program voucher information, and the time is the remittance time.
And S6, the payment amount is transferred to a clearing and settling module from the collection module, and the extraction commission charge for extracting the payment amount is calculated by utilizing a charging algorithm embedded in the clearing and settling module.
In the embodiment of the present invention, the settlement module mainly calculates the tax, the reserved fee, the intermediate service fee, and the like, thereby settling the final extracted commission fee, and in detail, the calculating the extracted commission fee for extracting the payment amount using the charging algorithm embedded in the settlement module includes:
receiving a fee to be deducted preset by financial staff, wherein the fee to be deducted comprises a tax fee, a reserved fee and an intermediate service fee;
and inputting the fee to be deducted and the payment amount into the charging algorithm, and calculating to obtain the extracted handling fee.
It should be explained that the reserved fee is the fee that needs to be reserved for each payment amount under the normal expense of each company, so as to be used for later expense planning of the company, and in addition, the intermediate service fee needs to be specifically determined according to specific situations, for example, a stationery business web page is entrusted to a software company of the stationery company, and the software company requires that 1% of the fee is extracted from each order of the stationery business web page as the intermediate service fee. In addition, the billing algorithm needs to be customized according to the financial policies of different companies.
And S7, deducting the withdrawal commission from the payment amount according to a settlement contract signed with the terminal user to obtain the withdrawal amount.
And S8, carrying out transfer verification on the extracted amount according to the charging algorithm by using the verified payment amount.
Understandably, the transfer verification of the extracted amount according to the charging algorithm by using the verified payment amount comprises the following steps:
calculating the payment amount corresponding to the withdrawal amount in a reverse order by utilizing the withdrawal amount according to the charging algorithm;
judging whether the payment amount corresponding to the extracted amount is consistent with the check payment amount or not to obtain consistency judgment;
and performing transfer verification on the extracted amount according to the consistency judgment.
And S9, judging whether the transfer check is passed or not.
In detail, when the consistency is judged to be consistent, the transfer is verified to be passed; and when the consistency judgment is inconsistent, the transfer verification is not passed.
And if the transfer verification fails, executing S10, freezing the extraction commission fee and the extraction amount, and starting a pre-constructed payment alarm program.
And if the transfer verification is passed, executing S11, calculating the extracted amount to a bank card bound with the remote operation and maintenance financial system, generating an extracted information table of the extracted amount, and recombining the account checking bill, the transaction details and the extracted information table to obtain a life-wide transaction table.
In the embodiment of the invention, the extraction information table mainly comprises information such as extraction time, extraction amount of each extraction, a bank card of an extractor and the like.
It can be understood that when the withdrawal amount is successfully transferred to the bank card bound to the remote operation and maintenance financial system, the management period belonging to the remote operation and maintenance financial system is completed, so that in the embodiment of the invention, the reconciliation bill, the transaction detail and the withdrawal information table are recombined to obtain the life-wide transaction table.
It can be explained that, in order to facilitate subsequent indexing in the relational data storage module, the reconciliation bill, the transaction detail and the extracted information table can be reorganized and arranged into the same empty form, wherein the empty form comprises a first-level header and a second-level header, the first-level header is mainly used for distinguishing the reconciliation bill, the transaction detail and the extracted information table, and the second-level header is used for recording more detailed information of the reconciliation bill, the transaction detail and the extracted information table in detail.
And S12, opening a storage space in the relational data storage module, and storing the whole-life transaction table into the storage space to complete remote financial management.
In order to solve the problems in the background art, the embodiment of the invention firstly receives a payment instruction of a terminal user, and starts a pre-constructed remote operation and maintenance financial system according to the payment instruction, wherein the remote operation and maintenance financial system comprises a collection module, a settlement module and a relational data storage module, the collection module solves the problem of receiving remittance, the settlement module solves the problem of financial management, the relational data storage module solves the problem of extracting remittance, further, when generating a reconciliation bill, the reconciliation bill is sent to the settlement module of the remote operation and maintenance financial system to obtain a check payment amount, and whether the payment amount reaches the collection module is checked, when the payment amount reaches the collection module, transaction details comprising information of a collection party and information of a payment party are generated, wherein the reconciliation bill is used for a backtracking function after the financial management system has risks, the transaction details are used for auditing and auditing in a later period, the intelligence of the financial management system is improved, in addition, the payment amount is transferred to a clearing and settlement module from the collection module, an extraction commission charge for extracting the payment amount is calculated by using a charging algorithm embedded in the clearing and settlement module, the extraction commission charge is deducted from the payment amount according to a settlement contract signed with the terminal user to obtain an extraction amount, when the extraction amount is obtained, the transfer verification is carried out on the extraction amount by using the verification payment amount, the extraction amount is transferred to a bank card bound with the remote operation and maintenance financial system according to a transfer verification result, an extraction information table of the extraction amount is generated, and the financial management method provided by the embodiment of the invention can intelligently solve the extraction of the amount, and a corresponding extraction information table is also generated, so that the whole life transaction reproduction process from the account checking bill, the transaction detail and the extraction information table is realized, and the account checking bill, the transaction detail and the extraction information table are finally recombined and stored in the relational data storage module, so that the follow-up backtracking, auditing and the like are facilitated. Therefore, the remote operation and maintenance financial management method, the device, the electronic equipment and the computer readable storage medium based on the fusion of big data and relational data, which are provided by the invention, can solve the problem that the security financial management in the whole period from receiving remittance, managing remittance to extracting remittance is lacked at present.
Fig. 4 is a functional block diagram of a remote operation and maintenance financial management apparatus based on fusion of big data and relational data according to an embodiment of the present invention.
The remote operation and maintenance financial management device 100 based on the fusion of big data and relational data can be installed in electronic equipment. According to the realized function, the remote operation and maintenance financial management device 100 based on the fusion of big data and relational data can comprise a financial system starting module 101, a payment module 102, a transaction detail generating module 103, an amount extraction module 104, a transfer verification module 105 and a table information storage module 106. The module of the present invention, which may also be referred to as a unit, refers to a series of computer program segments that can be executed by a processor of an electronic device and that can perform a fixed function, and that are stored in a memory of the electronic device.
The financial system starting module 101 is configured to receive a payment instruction of a terminal user, and start a pre-constructed remote operation and maintenance financial system according to the payment instruction, where the remote operation and maintenance financial system includes a collection module, a settlement module, and a relational data storage module;
the payment module 102 is configured to determine a payment form of the payment instruction, where the payment form includes direct payment and transfer payment, and when the payment form is direct payment, deduct, according to a payment amount corresponding to the payment instruction, the payment amount from a bank card bound by the terminal user to generate an account checking bill, and when the payment form is transfer payment, start a pre-constructed aggregation server, connect, by using the aggregation server, a transfer payment terminal, extract the payment amount from the transfer payment terminal, and generate the account checking bill;
the transaction detail generating module 103 is configured to check whether the payment amount reaches the payment module when the reconciliation bill is successfully generated, and generate a transaction detail including payee information and payer information when the payment amount reaches the payment module;
the amount extraction module 104 is configured to transfer the payment amount from the collection module to a clearing module, calculate an extraction commission for extracting the payment amount by using a charging algorithm embedded in the clearing module, and deduct the extraction commission from the payment amount according to a settlement contract signed with the terminal user to obtain an extraction amount;
the transfer verification module 105 is configured to perform transfer verification on the extracted amount according to the charging algorithm by using the verified payment amount; judging whether the transfer check is passed; if the transfer verification fails, freezing the extraction commission fee and the extraction amount, and starting a pre-constructed payment alarm program;
and the table information storage module 106 is used for calculating the extracted amount of money to a bank card bound with the remote operation and maintenance financial system if the transfer verification is passed, generating an extracted information table of the extracted amount of money, recombining the account checking bill, the transaction details and the extracted information table to obtain an all-life transaction table, opening a storage space in the relational data storage module, and storing the all-life transaction table to the storage space to complete remote financial management.
In detail, in the embodiment of the present invention, when the modules in the remote operation and maintenance financial management device 100 based on the fusion of big data and relational data are used, the same technical means as the block chain based product supply chain management method described in fig. 1 above are adopted, and the same technical effects can be produced, which is not described herein again.
Fig. 5 is a schematic structural diagram of an electronic device for implementing a remote operation and maintenance financial management method based on fusion of big data and relational data according to an embodiment of the present invention.
The electronic device 1 may include a processor 10, a memory 11 and a bus 12, and may further include a computer program stored in the memory 11 and executable on the processor 10, such as a remote operation and maintenance financial management method program based on the fusion of big data and relational data.
The memory 11 includes at least one type of readable storage medium, which includes flash memory, removable hard disk, multimedia card, card type memory (e.g., SD or DX memory, etc.), magnetic memory, magnetic disk, optical disk, etc. The memory 11 may in some embodiments be an internal storage unit of the electronic device 1, such as a removable hard disk of the electronic device 1. The memory 11 may also be an external storage device of the electronic device 1 in other embodiments, such as a plug-in mobile hard disk, a Smart Media Card (SMC), a Secure Digital (SD) Card, a Flash memory Card (Flash Card), and the like, which are provided on the electronic device 1. Further, the memory 11 may also include both an internal storage unit and an external storage device of the electronic device 1. The memory 11 may be used to store not only the application software installed in the electronic device 1 and various types of data, such as codes of remote operation and maintenance financial management method programs based on the fusion of big data and relational data, but also temporarily store data that has been output or will be output.
The processor 10 may be composed of an integrated circuit in some embodiments, for example, a single packaged integrated circuit, or may be composed of a plurality of integrated circuits packaged with the same or different functions, including one or more Central Processing Units (CPUs), microprocessors, digital Processing chips, graphics processors, and combinations of various control chips. The processor 10 is a Control Unit of the electronic device, connects various components of the whole electronic device by using various interfaces and lines, and executes various functions and processes data of the electronic device 1 by running or executing programs or modules (for example, a remote operation and maintenance financial management method program based on fusion of big data and relational data, etc.) stored in the memory 11 and calling data stored in the memory 11.
The bus 12 may be a Peripheral Component Interconnect (PCI) bus, an Extended Industry Standard Architecture (EISA) bus, or the like. The bus 12 may be divided into an address bus, a data bus, a control bus, etc. The bus 12 is arranged to enable connection communication between the memory 11 and at least one processor 10 or the like.
Fig. 5 only shows an electronic device with components, and it will be understood by a person skilled in the art that the structure shown in fig. 5 does not constitute a limitation of the electronic device 1, and may comprise fewer or more components than shown, or a combination of certain components, or a different arrangement of components.
For example, although not shown, the electronic device 1 may further include a power supply (such as a battery) for supplying power to each component, and preferably, the power supply may be logically connected to the at least one processor 10 through a power management device, so as to implement functions of charge management, discharge management, power consumption management, and the like through the power management device. The power supply may also include any component of one or more dc or ac power sources, recharging devices, power failure detection circuitry, power converters or inverters, power status indicators, and the like. The electronic device 1 may further include various sensors, a bluetooth module, a Wi-Fi module, and the like, which are not described herein again.
Further, the electronic device 1 may further include a network interface, and optionally, the network interface may include a wired interface and/or a wireless interface (such as a WI-FI interface, a bluetooth interface, etc.), which are generally used for establishing a communication connection between the electronic device 1 and other electronic devices.
Optionally, the electronic device 1 may further comprise a user interface, which may be a Display (Display), an input unit (such as a Keyboard), and optionally a standard wired interface, a wireless interface. Alternatively, in some embodiments, the display may be an LED display, a liquid crystal display, a touch-sensitive liquid crystal display, an OLED (Organic Light-Emitting Diode) touch device, or the like. The display, which may also be referred to as a display screen or display unit, is suitable for displaying information processed in the electronic device 1 and for displaying a visualized user interface, among other things.
It is to be understood that the described embodiments are for purposes of illustration only and that the scope of the appended claims is not limited to such structures.
The remote operation and maintenance financial management method program based on the fusion of big data and relational data stored in the memory 11 of the electronic device 1 is a combination of a plurality of instructions, and when running in the processor 10, can realize that:
receiving a payment instruction of a terminal user, and starting a pre-constructed remote operation and maintenance financial system according to the payment instruction, wherein the remote operation and maintenance financial system comprises a collection module, a settlement module and a relational data storage module;
determining a payment form of the payment instruction, wherein the payment form comprises a direct payment and a transit payment;
when the payment form is direct payment, deducting the payment amount from the bank card bound by the terminal user according to the payment amount corresponding to the payment instruction, and generating a reconciliation bill;
when the payment form is transfer payment, starting a pre-constructed aggregation server, connecting the aggregation server with a transfer payment terminal, extracting the payment amount from the transfer payment terminal, and generating the account checking bill;
when the reconciliation bill is successfully generated, sending the reconciliation bill to a settlement module of the remote operation and maintenance financial system to obtain a check payment amount, checking whether the payment amount reaches the collection module, and generating transaction details comprising information of a collector and information of a payer when the payment amount reaches the collection module;
the payment amount is transferred to a clearing and settling module from the collection module, and an extraction commission charge for extracting the payment amount is calculated by using a charging algorithm embedded in the clearing and settling module;
deducting the withdrawal commission fee from the payment amount according to a settlement contract signed with the terminal user to obtain a withdrawal amount;
transferring accounts for the extracted amount according to the charging algorithm by using the check payment amount;
judging whether the transfer check is passed;
if the transfer verification fails, freezing the extraction commission fee and the extraction amount, and starting a pre-constructed payment alarm program;
if the transfer account passes the verification, the extracted amount is transferred to a bank card bound with the remote operation and maintenance financial system, an extracted information table of the extracted amount is generated, and the reconciliation bill, the transaction details and the extracted information table are recombined to obtain a whole life transaction table;
and opening a storage space in the relational data storage module, and storing the whole-life transaction table into the storage space to complete remote financial management.
Specifically, the specific implementation method of the processor 10 for the instruction may refer to the description of the relevant steps in the embodiments corresponding to fig. 1 to fig. 5, which is not repeated herein.
Further, the integrated modules/units of the electronic device 1, if implemented in the form of software functional units and sold or used as separate products, may be stored in a computer readable storage medium. The computer readable storage medium may be volatile or non-volatile. For example, the computer-readable medium may include: any entity or device capable of carrying said computer program code, recording medium, U-disk, removable hard disk, magnetic disk, optical disk, computer Memory, read-Only Memory (ROM).
The present invention also provides a computer-readable storage medium storing a computer program which, when executed by a processor of an electronic device, implements:
receiving a payment instruction of a terminal user, and starting a pre-constructed remote operation and maintenance financial system according to the payment instruction, wherein the remote operation and maintenance financial system comprises a collection module, a settlement module and a relational data storage module;
determining a payment form of the payment instruction, wherein the payment form comprises a direct payment and a transit payment;
when the payment form is direct payment, deducting the payment amount from the bank card bound by the terminal user according to the payment amount corresponding to the payment instruction, and generating a reconciliation bill;
when the payment form is transfer payment, starting a pre-constructed aggregation server, connecting the aggregation server with a transfer payment terminal, extracting the payment amount from the transfer payment terminal, and generating the account checking bill;
when the reconciliation bill is successfully generated, sending the reconciliation bill to a settlement module of the remote operation and maintenance financial system to obtain a check payment amount, checking whether the payment amount reaches the collection module, and generating transaction details comprising information of a collection party and information of a payment party when the payment amount reaches the collection module;
the payment amount is transferred to a clearing and settling module from the collection module, and an extraction commission charge for extracting the payment amount is calculated by using a charging algorithm embedded in the clearing and settling module;
deducting the withdrawal commission fee from the payment amount according to a settlement contract signed with the terminal user to obtain a withdrawal amount;
transferring and checking the extracted amount according to the charging algorithm by using the checked payment amount;
judging whether the transfer check is passed;
if the transfer verification fails, freezing the extraction commission fee and the extraction amount, and starting a pre-constructed payment alarm program;
if the transfer account passes the verification, the extracted amount is transferred to a bank card bound with the remote operation and maintenance financial system, an extracted information table of the extracted amount is generated, and the reconciliation bill, the transaction details and the extracted information table are recombined to obtain a whole life transaction table;
and opening a storage space in the relational data storage module, and storing the whole-life transaction table into the storage space to complete remote financial management.
In the embodiments provided in the present invention, it should be understood that the disclosed apparatus, device and method can be implemented in other ways. For example, the above-described apparatus embodiments are merely illustrative, and for example, the division of the modules is only one logical functional division, and other divisions may be realized in practice.
The modules described as separate parts may or may not be physically separate, and parts displayed as modules may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the modules may be selected according to actual needs to achieve the purpose of the solution of this embodiment.
In addition, functional modules in the embodiments of the present invention may be integrated into one processing unit, or each unit may exist alone physically, or two or more units are integrated into one unit. The integrated unit can be realized in a form of hardware, or in a form of hardware plus a software functional module.
It will be evident to those skilled in the art that the invention is not limited to the details of the foregoing illustrative embodiments, and that the present invention may be embodied in other specific forms without departing from the spirit or essential attributes thereof.
The present embodiments are therefore to be considered in all respects as illustrative and not restrictive, the scope of the invention being indicated by the appended claims rather than by the foregoing description, and all changes which come within the meaning and range of equivalency of the claims are therefore intended to be embraced therein. Any reference signs in the claims shall not be construed as limiting the claim concerned.
The block chain is a novel application mode of computer technologies such as distributed data storage, point-to-point transmission, a consensus mechanism, an encryption algorithm and the like. A block chain (Blockchain), which is essentially a decentralized database, is a series of data blocks associated by using a cryptographic method, and each data block contains information of a batch of network transactions, so as to verify the validity (anti-counterfeiting) of the information and generate a next block. The blockchain may include a blockchain underlying platform, a platform product service layer, an application service layer, and the like.
Furthermore, it is obvious that the word "comprising" does not exclude other elements or steps, and the singular does not exclude the plural. A plurality of units or means recited in the system claims may also be implemented by one unit or means in software or hardware. The terms second, etc. are used to denote names, but not any particular order.
Finally, it should be noted that the above embodiments are only for illustrating the technical solutions of the present invention and not for limiting, and although the present invention is described in detail with reference to the preferred embodiments, it should be understood by those skilled in the art that modifications or equivalent substitutions may be made on the technical solutions of the present invention without departing from the spirit and scope of the technical solutions of the present invention.

Claims (10)

1. A remote operation and maintenance financial management method based on fusion of big data and relational data is characterized by comprising the following steps:
receiving a payment instruction of a terminal user, and starting a pre-constructed remote operation and maintenance financial system according to the payment instruction, wherein the remote operation and maintenance financial system comprises a collection module, a settlement module and a relational data storage module;
determining a payment form of the payment instruction, wherein the payment form comprises a direct payment and a transit payment;
when the payment form is direct payment, deducting the payment amount from the bank card bound by the terminal user according to the payment amount corresponding to the payment instruction, and generating a reconciliation bill;
when the payment form is transfer payment, starting a pre-constructed aggregation server, connecting the aggregation server with a transfer payment terminal, extracting the payment amount from the transfer payment terminal, and generating the reconciliation bill;
when the reconciliation bill is successfully generated, sending the reconciliation bill to a settlement module of the remote operation and maintenance financial system to obtain a check payment amount, checking whether the payment amount reaches the collection module, and generating transaction details comprising information of a collector and information of a payer when the payment amount reaches the collection module;
the payment amount is transferred to a clearing and settling module from the collection module, and an extraction commission charge for extracting the payment amount is calculated by using a charging algorithm embedded in the clearing and settling module;
deducting the withdrawal commission fee from the payment amount according to a settlement contract signed with the terminal user to obtain a withdrawal amount;
transferring and checking the extracted amount according to the charging algorithm by using the checked payment amount;
judging whether the transfer check is passed;
if the transfer verification fails, freezing the extraction commission fee and the extraction amount, and starting a pre-constructed payment alarm program;
if the transfer account passes the verification, the extracted amount is transferred to a bank card bound with the remote operation and maintenance financial system, an extracted information table of the extracted amount is generated, and the reconciliation bill, the transaction details and the extracted information table are recombined to obtain a whole life transaction table;
and opening a storage space in the relational data storage module, and storing the whole-life transaction table into the storage space to complete remote financial management.
2. The method for remote operation and maintenance financial management based on big data and relational data fusion according to claim 1, wherein the starting of the pre-constructed remote operation and maintenance financial system according to the payment instruction comprises:
starting a pre-constructed simulation server, and generating a simulation instruction which is the same as the IP address of the payment instruction by using the simulation server;
sending the simulation instruction to the remote operation and maintenance financial system, and starting a state to be received of the payment instruction when the remote operation and maintenance financial system successfully receives the simulation instruction;
sending the payment instruction to the simulation server, generating a response instruction of the payment instruction in the simulation server, and transmitting the response instruction back to a payment page where the payment instruction is located;
checking whether the payment page is abnormal or not, and starting the payment alarm program to remind a background manager of the remote operation and maintenance financial system when the payment page is abnormal;
and when the payment page is not abnormal, sending the payment instruction to the remote operation and maintenance financial system in a state to be received, and finishing the starting of the remote operation and maintenance financial system.
3. The method for remote operation and maintenance financial management based on the fusion of big data and relational data according to claim 2, wherein the step of generating a simulation instruction with the same IP address as the payment instruction by using the simulation server comprises the steps of:
analyzing the payment instruction to obtain the IP address, the payment amount and the customer information of the terminal user, wherein the customer information comprises basic user information and purchase information of the terminal user;
generating a simulation address, a simulation amount and simulation information which are the same as the IP address, the payment amount and the customer information in the simulation server;
and taking the simulation address, the simulation amount and the simulation information as the access parameters of a pre-constructed payment instruction program, and running to generate the simulation instruction.
4. The remote operation and maintenance financial management method based on the fusion of big data and relational data according to claim 3, wherein the checking whether the payment page is abnormal comprises:
the response instruction is utilized to drive the payment page to jump to a payment success page;
checking whether the payment page jumps to a successful payment page or not, and if the payment page does not jump to the successful payment page or if the successful payment page jumped to the payment page is not accordant with an expected successful payment page, enabling the payment page to be abnormal;
and if the payment page successfully jumps to an expected successful payment page, the payment page is normal.
5. The method for remote operation and maintenance financial management based on the fusion of big data and relational data according to claim 1, wherein the generating a reconciliation bill comprises:
generating a character amount of the payment amount, encrypting the character amount and the payment amount to obtain an encrypted amount and a decryption key, and storing the decryption key in a collection module;
sending the encrypted amount to a server side where the bank card is located;
receiving a decryption request instruction of a server side where a bank card is located, and extracting the decryption key from the collection module according to the decryption request instruction;
and sending the decryption key to the server side where the bank card is located until a payment amount error-free confirmation instruction of the server side where the bank card is located is received, and generating the reconciliation bill according to the payment amount error-free confirmation instruction.
6. The method as claimed in claim 5, wherein the reconciliation bill comprises the time of initiation of the payment instruction, the IP address, the payment amount, the basic user information and purchase information of the end user, the time of receipt of the payment amount by the remote operation and maintenance financial system, and the program voucher information generated by the payment amount validation error-free instruction.
7. The method of claim 6, wherein the generating transaction details including payee information and payer information comprises:
acquiring a pre-serial number from the payment amount to the collection module;
running a pre-constructed transaction form generation program and obtaining a transaction free form according to the front serial number, wherein the transaction free form comprises a transaction header, the transaction header comprises a local account number, an opposite account number, remittance time, a certificate number and a current serial number, and the current serial number = the front serial number +1;
extracting the voucher number and the remittance time from the program voucher information;
extracting a collection account from the payee information and extracting a payment account from the payer information;
and filling the collection account number into the local account number, and filling the payment account number into the opposite account number to obtain the transaction details.
8. The method for remote operation and maintenance financial management based on the fusion of big data and relational data according to claim 1, wherein the transfer verification of the extracted amount according to the billing algorithm by using the verified payment amount comprises:
calculating the payment amount corresponding to the extracted amount in a reverse order by using the extracted amount according to the charging algorithm;
judging whether the payment amount corresponding to the extracted amount is consistent with the check payment amount or not to obtain consistency judgment;
and performing transfer verification on the extracted amount according to the consistency judgment.
9. A remote operation and maintenance financial management device based on big data and relational data fusion, the device comprising:
the financial system starting module is used for receiving a payment instruction of a terminal user and starting a pre-constructed remote operation and maintenance financial system according to the payment instruction, wherein the remote operation and maintenance financial system comprises a collection module, a settlement module and a relational data storage module;
the payment module is used for determining a payment form of the payment instruction, wherein the payment form comprises direct payment and transfer payment, when the payment form is the direct payment, the payment amount is deducted from a bank card bound by the terminal user according to the payment amount corresponding to the payment instruction, and a reconciliation bill is generated, when the payment form is the transfer payment, a pre-constructed aggregation service terminal is started, the aggregation service terminal is connected with the transfer payment terminal, the payment amount is extracted from the transfer payment terminal, and the reconciliation bill is generated;
the transaction detail generating module is used for sending the reconciliation bill to a settlement module of the remote operation and maintenance financial system when the reconciliation bill is successfully generated, obtaining a check payment amount, checking whether the payment amount reaches the collection module, and generating transaction details comprising information of a collection party and information of a payment party when the payment amount reaches the collection module;
the amount extraction module is used for transferring the payment amount from the collection module to a clearing and settlement module, calculating an extraction commission for extracting the payment amount by using a charging algorithm embedded in the clearing and settlement module, and deducting the extraction commission from the payment amount according to a settlement contract signed with the terminal user to obtain the extraction amount;
the transfer verification module is used for performing transfer verification on the extracted amount according to the charging algorithm by using the verified payment amount; judging whether the transfer check is passed; if the transfer verification fails, freezing the extraction commission fee and the extraction amount, and starting a pre-constructed payment alarm program;
and the table information storage module is used for calculating the extracted amount of money to a bank card bound with the remote operation and maintenance financial system and generating an extracted information table of the extracted amount of money if the transfer verification is passed, recombining the reconciliation bill, the transaction details and the extracted information table to obtain a whole life transaction table, opening a storage space in the relational data storage module, and storing the whole life transaction table to the storage space to complete remote financial management.
10. An electronic device, characterized in that the electronic device comprises:
at least one processor; and the number of the first and second groups,
a memory communicatively coupled to the at least one processor; wherein, the first and the second end of the pipe are connected with each other,
the memory stores instructions executable by the at least one processor to enable the at least one processor to perform a method for remote operation and maintenance financial management based on the fusion of big data and relational data according to any one of claims 1 to 8.
CN202210816465.9A 2022-07-12 2022-07-12 Remote operation and maintenance financial management method based on fusion of big data and relational data Pending CN115205002A (en)

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