CN115034892A

CN115034892A - Fund verification method, apparatus, electronic device, medium, and program product

Info

Publication number: CN115034892A
Application number: CN202210754099.9A
Authority: CN
Inventors: 周静; 王永隆; 廖俊宇; 张彦东
Original assignee: Industrial and Commercial Bank of China Ltd ICBC
Current assignee: Industrial and Commercial Bank of China Ltd ICBC
Priority date: 2022-06-28
Filing date: 2022-06-28
Publication date: 2022-09-09

Abstract

The disclosure provides a fund verification method, a fund verification device, electronic equipment, a medium and a computer program product for special users in banks. The method and the device can be used in the technical field of artificial intelligence. The fund verification and cancellation method for the special account in the bank comprises the following steps: determining a first mapping relation between a generation protocol and a verification and cancellation number in advance according to the acquired generation protocol, wherein the generation protocol comprises fund provider information, and the verification and cancellation number is an account number of a fund provider under a special account in a bank; in response to fund transfer of a fund provider, binding the entry detail with a generation and issuance protocol corresponding to the fund provider to obtain a second mapping relation; acquiring a disc sending file; according to the generation and sending protocol in the disc sending file and the second mapping relation, determining a verification and cancellation number corresponding to the generation and sending protocol in the disc sending file; according to the verification and cancellation detail, using the account under the corresponding verification and cancellation number to perform fund verification and cancellation; and outputting the verification result and the corresponding second mapping relation.

Description

Fund verification method, apparatus, electronic device, medium, and program product

Technical Field

The present disclosure relates to the field of artificial intelligence technologies, and in particular, to a method, an apparatus, an electronic device, a medium, and a computer program product for fund verification and cancellation for a private account in a bank.

Background

In the current generation business of banks, the internal special user of generation is shared by a plurality of enterprise units, which results in the sharing of funds. When the enterprise units transfer to the accounts of the internal generation special accounts, no relevant unit identification can be provided for the system to match the unit in batch, and in addition, the channels capable of being posted to the accounts of the internal generation special accounts are numerous, so that all relevant channels cannot be required to be matched with posting detail associated unit information.

Disclosure of Invention

In view of the above, the present disclosure provides a fund verification and cancellation method, apparatus, electronic device, computer-readable storage medium, and computer program product for private users inside banks, which are convenient for verification and management, strong in confidentiality, and information specification.

One aspect of the present disclosure provides a fund verification method for a specialized user in a bank, including: determining a first mapping relation between an issuing generation protocol and a verification and cancellation number in advance according to the acquired issuing generation protocol, wherein the issuing generation protocol comprises fund provider information, and the verification and cancellation number is an account number of a fund provider under a special account in a bank; in response to fund transfer of a fund provider, binding an entry statement with a generation and issuance protocol corresponding to the fund provider to obtain a second mapping relation, wherein the second mapping relation is the corresponding relation among the generation and issuance protocol, the reimbursement number and the entry statement; acquiring a disc sending file, wherein the disc sending file comprises verification and cancellation details and a transmission protocol; according to the generation protocol in the disc sending file and the second mapping relation, determining a verification and cancellation number corresponding to the generation protocol in the disc sending file; according to the verification and cancellation details, using the account under the corresponding verification and cancellation number to perform fund verification and cancellation; and outputting the cancel verification result and the corresponding second mapping relation.

According to the fund verification and cancellation method for the special account in the bank, the generation and transmission protocol, the verification and cancellation number and the entry details are bound to obtain the second mapping relation, the verification and cancellation number corresponding to the generation and transmission protocol in the distribution file can be determined according to the generation and transmission protocol and the second mapping relation in the distribution file, and the fund verification and cancellation processing in full-process automation can be completed by using the account under the corresponding verification and cancellation number according to the verification and cancellation details, so that the labor cost can be saved, the special account under the special account in the bank is special, and the entry and verification are convenient to verify and manage. In addition, the output verification and cancellation result and the second mapping relation enable workers to easily obtain associated unit information of the entry detail, so that fund accounting of each unit in a special account in the bank is clear, confidentiality of special issuing unit information is high, and issuing unit information is standard.

In some embodiments, the determining, in advance according to the acquired issuing protocol, a first mapping relationship between the issuing protocol and the cancel code includes: acquiring m issuing agreements signed by m enterprises and banks, wherein the m enterprises correspond to the m issuing agreements one by one, fund provider information of the m issuing agreements is consistent, and m is an integer greater than or equal to 2; generating unique cancel numbers corresponding to the m generation protocols; and binding the m issuing protocols with the unique cancel numbers to obtain a first mapping relation.

In some embodiments, the determining, in advance according to the acquired issuing protocol, a first mapping relationship between the issuing protocol and the cancel code includes: acquiring a issuing-generation agreement signed by an enterprise and a bank, wherein the issuing-generation agreement comprises fund provider information, and the fund provider information comprises a mark whether the fund provider information belongs to the special household approval and sale in the bank; when the enterprise corresponding to the issuing protocol is judged to belong to the special account in the bank, generating a verification and cancellation number corresponding to the issuing protocol; and binding the issuing protocol with the verification and cancellation number to obtain a first mapping relation.

In some embodiments, the binding the posting details with the issuing agreement corresponding to the fund provider in response to the fund transfer of the fund provider to obtain the second mapping relationship comprises: generating posting details in response to fund transfer of a fund provider, wherein the posting details comprise fund provider information, n fund uses and fund amount corresponding to each fund use, and n is an integer greater than or equal to 1; acquiring a generation and issuance protocol corresponding to the fund provider information according to the fund provider information; and binding the entry detail with the corresponding issuing generation protocol to obtain a second mapping relation.

In some embodiments, the obtaining the disc-sending file comprises: acquiring s disc sending files in batch, wherein s is an integer greater than or equal to 1, a generation and transmission protocol in each disc sending file comprises fund provider information, and the fund provider information comprises a mark indicating whether the fund provider information belongs to the special user in a bank for verification and cancellation or not; the determining, according to the generation protocol in the disc sending file and the second mapping relationship, the cancel number corresponding to the generation protocol in the disc sending file includes: and respectively determining the verification and cancellation number corresponding to the generation and transmission protocol in each disk sending file according to the generation and transmission protocol in the t disk sending files judged to belong to the special account verification and cancellation in the bank and the second mapping relation, wherein t is an integer which is greater than or equal to 1 and less than or equal to s.

In some embodiments, after the determining, in advance according to the acquired issuing protocol, the first mapping relationship between the issuing protocol and the cancel code, the method further includes: generating an electronic document according to the first mapping relation; loading an electronic seal of a bank on the electronic document; and outputting the electronic document with the electronic seal.

Another aspect of the present disclosure provides a fund checking and selling apparatus for a specialized account in a bank, including: the first determining module is used for executing a first mapping relation between an issuing generation protocol and a verification and cancellation number according to the acquired issuing generation protocol in advance, wherein the issuing generation protocol comprises fund provider information, and the verification and cancellation number is an account number of a fund provider under a special account in a bank; the system comprises a binding module, a verification module and a verification module, wherein the binding module is used for executing fund transfer responding to a fund provider, binding an entry detail with an issuing generation protocol corresponding to the fund provider, and obtaining a second mapping relation, wherein the second mapping relation is the corresponding relation among the issuing generation protocol, the verification and cancellation number and the entry detail; the device comprises an acquisition module, a verification module and a verification module, wherein the acquisition module is used for executing acquisition of a disc sending file, and the disc sending file comprises verification and cancellation details and a generation and transmission protocol; a second determining module, configured to execute a verification and cancellation number corresponding to a delivery protocol in the disk delivery file according to the delivery protocol in the disk delivery file and the second mapping relationship; the verification and cancellation module is used for executing fund verification and cancellation by using the account under the corresponding verification and cancellation number according to the verification and cancellation detail; and the output module is used for executing and outputting the verification and cancellation result and the corresponding second mapping relation.

Another aspect of the present disclosure provides an electronic device comprising one or more processors and one or more memories, wherein the memories are configured to store executable instructions that, when executed by the processors, implement the method as described above.

Another aspect of the present disclosure provides a computer-readable storage medium storing computer-executable instructions for implementing the method as described above when executed.

Another aspect of the disclosure provides a computer program product comprising a computer program comprising computer executable instructions for implementing the method as described above when executed.

Drawings

The above and other objects, features and advantages of the present disclosure will become more apparent from the following description of the embodiments of the present disclosure with reference to the accompanying drawings, in which:

fig. 1 schematically illustrates an exemplary system architecture to which the methods, apparatus, according to embodiments of the disclosure, may be applied;

FIG. 2 schematically illustrates a flow chart of a method for fund verification and cancellation for a specialized household within a bank, according to an embodiment of the present disclosure;

FIG. 3 schematically illustrates a flow diagram for binding posting details with a brokerage agreement corresponding to a fund provider in response to a fund transfer by the fund provider resulting in a second mapping relationship, in accordance with an embodiment of the present disclosure;

fig. 4 schematically shows a flowchart of determining a first mapping relationship between a issuance protocol and a verification cancellation number according to the acquired issuance protocol in advance according to the embodiment of the present disclosure;

fig. 5 schematically shows a flowchart of determining a first mapping relationship between a issuance protocol and a verification cancellation number according to the acquired issuance protocol in advance according to the embodiment of the present disclosure;

FIG. 6 schematically shows a flow chart for obtaining a disc-feed file according to an embodiment of the present disclosure;

fig. 7 schematically illustrates a flowchart of determining an audit pin number corresponding to a delivery protocol in a disc delivery file according to the delivery protocol in the disc delivery file and a second mapping relationship according to an embodiment of the present disclosure;

FIG. 8 schematically illustrates a flow chart of a method for fund verification and cancellation for a specific account within a bank in accordance with an embodiment of the disclosure;

FIG. 9 schematically illustrates an issuance agreement subscription flow diagram according to an embodiment of the present disclosure;

FIG. 10 schematically illustrates an internal user verification and cancellation specialized account posting detail and issuance protocol automatic binding flow diagram according to an embodiment of the present disclosure;

FIG. 11 schematically illustrates a flow diagram for issuing an internal reimbursement client in accordance with an embodiment of the disclosure;

FIG. 12 schematically illustrates a flow diagram for an enterprise to check out using an posting, according to an embodiment of the disclosure;

FIG. 13 schematically illustrates a flow diagram for a business entity's use of the same product reimbursement number for multiple issuing agreements in accordance with an embodiment of the present disclosure;

FIG. 14 is a flow diagram that schematically illustrates an enterprise entity initiating a multi-posting instruction, the enterprise entity submitting a plurality of sendfile files using different generation protocols, in accordance with an embodiment of the present disclosure;

FIG. 15 schematically shows a block diagram of a fund verification and cancellation apparatus for a specialized household within a bank, according to an embodiment of the present disclosure;

FIG. 16 schematically shows a block diagram of a first determination module according to an embodiment of the disclosure;

FIG. 17 schematically shows a block diagram of a first determination module according to an embodiment of the disclosure;

FIG. 18 is a block diagram that schematically illustrates the structure of a binding module, in accordance with an embodiment of the present disclosure;

FIG. 19 schematically shows a block diagram of an acquisition module according to an embodiment of the disclosure;

FIG. 20 is a block diagram that schematically illustrates a second determination module, in accordance with an embodiment of the present disclosure;

FIG. 21 is a block diagram schematically illustrating the structure of a fund verification and cancellation apparatus for a specialized household within a bank, according to an embodiment of the present disclosure;

FIG. 22 schematically shows a block diagram of an electronic device according to an embodiment of the disclosure.

Detailed Description

Hereinafter, embodiments of the present disclosure will be described with reference to the accompanying drawings. It should be understood that the description is illustrative only and is not intended to limit the scope of the present disclosure. In the following detailed description, for purposes of explanation, numerous specific details are set forth in order to provide a thorough understanding of the embodiments of the disclosure. It may be evident, however, that one or more embodiments may be practiced without these specific details. Moreover, in the following description, descriptions of well-known structures and techniques are omitted so as to not unnecessarily obscure the concepts of the present disclosure.

In the technical scheme of the disclosure, the acquisition, storage, application and the like of the personal information of the related user all accord with the regulations of related laws and regulations, necessary security measures are taken, and the customs of the public order is not violated. In the technical scheme of the disclosure, the processing of data acquisition, collection, storage, use, processing, transmission, provision, disclosure, application and the like all conform to the regulations of relevant laws and regulations, necessary security measures are taken, and the customs of public sequences is not violated.

The terminology used herein is for the purpose of describing particular embodiments only and is not intended to be limiting of the disclosure. The terms "comprises," "comprising," and the like, as used herein, specify the presence of stated features, steps, operations, and/or components, but do not preclude the presence or addition of one or more other features, steps, operations, or components.

Where a convention analogous to "A, B or at least one of C, etc." is used, in general such a construction is intended in the sense one having skill in the art would understand the convention (e.g., "a system having at least one of A, B or C" would include but not be limited to systems that have a alone, B alone, C alone, a and B together, a and C together, B and C together, and/or A, B, C together, etc.). The terms "first", "second" and "first" are used for descriptive purposes only and are not to be construed as indicating or implying relative importance or implicitly indicating the number of technical features indicated. Thus, features defined as "first", "second", may explicitly or implicitly include one or more of the described features.

In the current generation business of banks, the internal special user of generation is shared by a plurality of enterprise units, which results in the sharing of funds. When the enterprise unit transfers the account of the internal generation special account, no relevant unit identification can be provided for the system to match the unit in batch, and in addition, the channels capable of being posted to the account of the internal generation special account are numerous, so that all relevant channels can not be required to be matched with posting detail and relevant unit information, and the problems that the fund accounting of the internal generation special account shared by all units is not clear, the confidentiality of special generation unit information is not strong, the generation unit information is not standard and the like are more prominent.

Embodiments of the present disclosure provide a fund verification method, apparatus, electronic device, computer-readable storage medium, and computer program product for a specialized user inside a bank. The fund verification and cancellation method for the special account in the bank comprises the following steps: determining a first mapping relation between a generation protocol and a verification and cancellation number in advance according to the acquired generation protocol, wherein the generation protocol comprises fund provider information, and the verification and cancellation number is an account number of a fund provider under a special account in a bank; in response to fund transfer of a fund provider, binding the posting detail with a generation and issuance protocol corresponding to the fund provider to obtain a second mapping relation, wherein the second mapping relation is the corresponding relation among the generation and issuance protocol, the approval and cancellation number and the posting detail; acquiring a disc sending file, wherein the disc sending file comprises verification and cancellation details and a transmission protocol; according to the transmission protocol in the disc sending file and the second mapping relation, determining a core-cancellation number corresponding to the transmission protocol in the disc sending file; according to the verification and cancellation details, using the account under the corresponding verification and cancellation number to perform fund verification and cancellation; and outputting the verification result and the corresponding second mapping relation.

It should be noted that the fund verification and cancellation method, device, electronic device, computer-readable storage medium and computer program product for specialized users in banks of the present disclosure may be used in the technical field of artificial intelligence, and may also be used in any field other than the technical field of artificial intelligence, such as the financial field, and the field of the present disclosure is not limited herein.

Fig. 1 schematically illustrates an exemplary system architecture 100 to which the method, apparatus, electronic device, computer-readable storage medium, and computer program product for fund underwriting for specialized customers within a bank may be applied, according to embodiments of the present disclosure. It should be noted that fig. 1 is only an example of a system architecture to which the embodiments of the present disclosure may be applied to help those skilled in the art understand the technical content of the present disclosure, and does not mean that the embodiments of the present disclosure may not be applied to other devices, systems, environments or scenarios.

As shown in fig. 1, the system architecture 100 according to this embodiment may include

terminal devices

101, 102, 103, a network 104 and a server 105. The network 104 serves as a medium for providing communication links between the

terminal devices

101, 102, 103 and the server 105. Network 104 may include various connection types, such as wired, wireless communication links, or fiber optic cables, to name a few.

The user may use the

terminal devices

101, 102, 103 to interact with the server 105 via the network 104 to receive or send messages or the like. The

terminal devices

101, 102, 103 may have installed thereon various communication client applications, such as shopping-like applications, web browser applications, search-like applications, instant messaging tools, mailbox clients, social platform software, etc. (by way of example only).

The

terminal devices

101, 102, 103 may be various electronic devices having a display screen and supporting web browsing, including but not limited to smart phones, tablet computers, laptop portable computers, desktop computers, and the like.

The server 105 may be a server providing various services, such as a background management server (for example only) providing support for websites browsed by users using the

terminal devices

101, 102, 103. The background management server may analyze and perform other processing on the received data such as the user request, and feed back a processing result (e.g., a webpage, information, or data obtained or generated according to the user request) to the terminal device.

It should be noted that the fund verification and cancellation method for the private users in the bank provided by the embodiment of the present disclosure may be generally executed by the server 105. Accordingly, the fund verification and cancellation device for the specialized user in the bank provided by the embodiment of the present disclosure may be generally disposed in the server 105. The fund verification method for the special user in the bank provided by the embodiment of the disclosure can also be executed by a server or a server cluster which is different from the server 105 and can communicate with the

terminal devices

101, 102, 103 and/or the server 105. Correspondingly, the fund verification and cancellation device for the private users in the bank provided by the embodiment of the present disclosure may also be disposed in a server or a server cluster different from the server 105 and capable of communicating with the

terminal devices

101, 102, 103 and/or the server 105.

It should be understood that the number of terminal devices, networks, and servers in fig. 1 is merely illustrative. There may be any number of terminal devices, networks, and servers, as desired for implementation.

The fund verification and cancellation method for the private household inside the bank according to the embodiment of the present disclosure will be described in detail through fig. 2 to 8 based on the scenario described in fig. 1.

Fig. 2 schematically shows a flowchart of a fund verification and cancellation method for a specialized account in a bank according to an embodiment of the present disclosure.

As shown in fig. 2, the fund verification method for a specialized user in a bank according to this embodiment includes operations S210 to S260.

In operation S210, a first mapping relationship between a generation protocol and a verification and cancellation number is determined in advance according to the acquired generation protocol, where the generation protocol includes information of a fund provider, and the verification and cancellation number is an account number of the fund provider under a specialized account in a bank. It can be understood that when an enterprise commissions a bank to perform a brokering service, the enterprise may sign an electronic brokering agreement with the bank, where the brokering agreement includes fund provider information, establishes an account of the fund provider under a specific account in the bank according to the fund provider information, and generates a unique reimbursement number corresponding to the fund provider information, where the reimbursement number is an account number of the fund provider under the specific account in the bank.

In operation S220, in response to the fund transfer of the fund provider, the posting details and the issuing agreement corresponding to the fund provider are bound to obtain a second mapping relationship, where the second mapping relationship is a corresponding relationship between the issuing agreement, the reimbursement number, and the posting details. It will be appreciated that the funds provider is required to transfer funds to the funds provider's account with the specific account within the bank prior to the act of issuing, which may be for issuing salaries, or for lending, without unduly limiting the particular circumstances under which the issuing is based.

As a possible implementation manner, as shown in fig. 3, operation S220 is to bind the posting detail and the issuance agreement corresponding to the fund provider in response to the fund transfer of the fund provider, and obtain a second mapping relationship, which includes operations S221 to S223.

In operation S221, an accounting entry is generated in response to a fund transfer of a fund provider, wherein the accounting entry may include fund provider information, n fund usages, and a fund amount corresponding to each fund usage, and n is an integer greater than or equal to 1. Taking the wage generation as an example, the fund provider information may be information of a fund provider specified in a generation agreement signed by the enterprise a and the bank, when the enterprise a sends wages for employees, the fund provider is the enterprise a, and the information of the fund provider may be a name, a legal identity number and the like of the enterprise a; when the enterprise a is a subsidiary company under the group and the employee salaries are issued by the group, the fund provider is the group company, and the information of the fund provider may be the name, the legal identification number, and the like of the group company. The funding use may be a benefit allowance, payroll, and/or bonus, and the like. The above is only illustrated by some of the scenarios in payroll generation and should not be construed as limiting the present disclosure.

In operation S222, a issuing agreement corresponding to the fund provider information is acquired according to the fund provider information.

In operation S223, the posting details are bound with the corresponding issuing agent protocol to obtain a second mapping relationship. Through operations S221 to S223, it may be convenient to implement that the posting details are bound with the issuance agency agreement corresponding to the fund provider in response to the fund transfer of the fund provider, so as to obtain the second mapping relationship.

In operation S230, a disc-sending file is acquired, wherein the disc-sending file includes the verification details and the generation protocol. The verification and cancellation details may include t generation target account accounts, r generation name lists corresponding to each generation target account, generation amount corresponding to each generation name list, and the like, where t and r are integers greater than or equal to 1, and taking salary generation as an example, the t generation target account accounts may be an employee a account, an employee B account, an employee C account, and the like; the r generation rosters corresponding to each generation target account may be payroll, welfare allowance, bonus, and the like.

In operation S240, an audit pin number corresponding to the delivery protocol in the delivery file is determined according to the delivery protocol in the delivery file and the second mapping relationship. It can be understood that, since the second mapping relationship includes the corresponding relationship among the generation and issue protocol, the core and cancellation number, and the entry details, matching the generation and issue protocol in the send disc file with the generation and issue protocol in the second mapping relationship can determine the core and cancellation number corresponding to the generation and issue protocol.

In operation S250, the fund is underwritten using the account under the corresponding underwriting number according to the underwriting details. That is, the fund is credited using the account under the crediting number determined in operation S240.

In operation S260, the cancel verification result and the corresponding second mapping relationship are output. The verification result may be a result feedback such as verification success or verification failure.

According to some embodiments of the present disclosure, as shown in fig. 4, the operation S210 determines a first mapping relationship between the issuing protocol and the cancel verification number according to the acquired issuing protocol in advance, including operations S211 to S213.

In operation S211, m issuing agreements signed by m enterprises and a bank are obtained, where the m enterprises correspond to the m issuing agreements one by one, capital provider information of the m issuing agreements is consistent, and m is an integer greater than or equal to 2. For example, in a situation where a plurality of subsidiaries use the corporate company as the fund provider to issue salaries, the corporate company a, the subsidiary company b and the subsidiary company c need to enter into an issuing agreement with the bank, and the fund provider specified in the issuing agreement between the corporate company a and the bank is the corporate company a; a fund provider specified in a generation agreement between the subsidiary company a and the bank is a group company A; the fund provider specified in the issuing agreement between the subsidiary company b and the bank is the group company A; the fund provider specified in the issuing agreement of the subsidiary company c with the bank is the corporate company a.

In operation S212, unique core-pin numbers corresponding to the m issuing protocols are generated. Since the fund providers of the m generation agreements are consistent, a unique underwriting number corresponding to the fund provider may be set.

In operation S213, the m issuing protocols are bound to the unique cancel numbers to obtain a first mapping relationship. Therefore, under the condition that a plurality of enterprises use one fund provider to carry out fund verification and cancellation, the first mapping relation between the generation and issuance protocol and the verification and cancellation number can be conveniently determined in advance according to the acquired generation and issuance protocol through the operation S211 to the operation S213.

According to some embodiments of the present disclosure, as shown in fig. 5, the operation S210 determines a first mapping relationship between the issuing protocol and the cancel verification number according to the acquired issuing protocol in advance, and includes operations S214 to S216.

In operation S214, an issuing agreement with the bank is obtained, wherein the issuing agreement includes fund provider information, and the fund provider information includes a flag indicating whether the issuing agreement belongs to a special account in the bank.

In operation S215, when it is determined that the enterprise corresponding to the issuance agreement belongs to the private deposit approval in the bank, an approval number corresponding to the issuance agreement is generated.

In operation S216, the issuing protocol is bound with the verification and cancellation number to obtain a first mapping relationship. It can be understood that when it is determined that the enterprise corresponding to the issuance agreement does not belong to the special household in the bank, the procedure is terminated, and thus, the first mapping relationship between the issuance agreement and the reimbursement number is determined in advance according to the acquired issuance agreement through operations S214 to S216; and when the enterprise corresponding to the issuing agreement is judged not to belong to the special account in the bank, the program is terminated to save the computing resource.

In some embodiments of the present disclosure, as shown in fig. 6, the operation S230 of acquiring the disc-sending file includes an operation S231: the method comprises the steps of obtaining s disc sending files in batch, wherein s is an integer larger than or equal to 1, a generation and transmission protocol in each disc sending file comprises fund provider information, and the fund provider information comprises a mark whether the money sending file belongs to a special account in a bank or not.

As shown in fig. 7, the operation S240 of determining the cancel number corresponding to the delivery protocol in the disc delivery file according to the delivery protocol in the disc delivery file and the second mapping relationship includes operations S241: and respectively determining the verification and cancellation number corresponding to the generation and transmission protocol in each disk sending file according to the second mapping relation and the generation and transmission protocol in the t disk sending files judged to belong to the special account verification in the bank, wherein t is an integer which is greater than or equal to 1 and less than or equal to s. Therefore, the method and the device can realize batch fund verification and sale, thereby improving the working efficiency. In addition, operations S240 to S260 are performed only for the t disc files determined to belong to the private account in the bank, so that the calculation amount is reduced, and the calculation resources can be saved. Of course, there may be no delivery file belonging to the special account in the bank among the s delivery files, and t is 0 at this time.

According to some embodiments of the present disclosure, as shown in fig. 8, after determining the first mapping relationship between the issuing agreement and the reimbursement number in advance according to the acquired issuing agreement in operation S210, the fund reimbursement method for the private user inside the bank further includes operations S001 to S003.

In operation S001, the electronic document is generated from the first mapping relationship.

In operation S002, the electronic seal of the bank is loaded on the electronic document.

In operation S003, an electronic document having an electronic seal is output. Therefore, the electronic document with the electronic seal can be intelligently sent to the customer as a reserved document, and the bank can conveniently archive the document.

A fund verification method for a specialized account within a bank according to an embodiment of the present disclosure is described in detail below with reference to fig. 9 to 14. It is to be understood that the following description is illustrative only and is not intended as a specific limitation of the disclosure.

The fund verification and cancellation method for the special user in the bank is described in detail in 4 aspects below.

1. The issuing agreement signing flow is specifically shown in fig. 9.

When an enterprise unit entrusts a bank to carry out issuing, an electronic issuing agreement needs to be signed in the bank. If the enterprise unit selects the internal users for issuing, but the internal users are shared by a plurality of enterprise units at present, the background system cannot distinguish each booked enterprise unit. It is now clear that each entry to the internal account verification and cancellation specific account is associated with an enterprise entity. First, the issuing protocol requires the product to be signed by the verification and cancellation number. When an enterprise unit signs a commission agreement, the system automatically generates a unique product verification and cancellation number by using an SM3 algorithm according to the manual information provided by a client, and binds the commission agreement with the product verification and cancellation number for verifying and canceling the internal account entry details by using the product verification and cancellation number during subsequent commission.

2. The internal accounting detail of the special account is automatically bound with the issuing protocol, as shown in fig. 10.

1) And the enterprise unit transfers the fund to an internal reimbursement special account, the system registers the entry information to the background system to send an internal account entry detail table, when the internal account entry detail table changes, the DRP is triggered to automatically generate the internal account entry information, and only the push message generating the changed entry detail is generated.

2) The pushing information of the dynamically changed posting detail is automatically pushed to a foreground issuing system in real time through KAFKA, the foreground issuing system obtains a issuing protocol number according to the posting information, and binds the posting detail with a product verification and cancellation number of the issuing protocol to generate the posting detail to be verified and cancelled.

3. The internal issuing-verifying specialized household issuing process is specifically shown in fig. 11.

The enterprise unit submits the disk file to the entrusted bank, the bank submits the disk file to the background system through the foreground sending system, the background system obtains the corresponding product verification and cancellation number according to the sending protocol of the disk file, and the product verification and cancellation number is uploaded to verify and cancel the verification and cancellation details of the internal user.

4. And various scenes are supported based on the internal user verification and cancellation specialized user verification and cancellation.

1) One-to-one scene: an enterprise performs reconciliation using a posting, as shown in FIG. 12.

The enterprise unit only signs a issuing agreement at the entrusted bank, and the issuing agreement generates a unique product verification and cancellation number by using an SM3 algorithm according to the information of the enterprise unit. When the enterprise unit initiates an account-entering instruction to the internal reimbursement special account, an itemization A is entered to the internal reimbursement special account, the itemization A can be automatically bound with the product reimbursement number of the issuing agreement, and the itemization A is reimbursed by the enterprise unit by using the product reimbursement number of the issuing agreement.

2) One-to-many scenarios: a plurality of entries are used by one enterprise unit for collecting and checking.

The enterprise unit only signs an issuing agreement at the entrusted bank, the entrusted internal verification and cancellation specialized user uses the information of the enterprise unit, after the entrusted information is registered to the internal user verification and cancellation specialized user detail A, the issue of the issue that the balance is insufficient fails, the original path of the detail A is not required to be returned to the enterprise unit, and the enterprise unit only needs to immediately initiate a second entrusted detail B to the internal verification and cancellation specialized user. And both the detail A and the detail B are bound with the generation protocol, and the detail A and the detail B are used for carrying out summary verification and cancellation during generation.

3) Many-to-many scenarios: and multiple enterprise units use multiple postings to perform summary checking and canceling.

The enterprise unit signs a plurality of generation agreements with the entrusting bank according to the business requirements, such as generation wages and birth benefits, and establishes different generation agreements according to different purposes. When an agreement is signed, if the information related to a plurality of agreements provided by the enterprise unit is the same, a unique product verification and cancellation number is generated according to the information by using the SM3 algorithm, and the signed plurality of issuing agreements are bound with the unique product verification and cancellation number, that is, the plurality of issuing agreements of the enterprise unit use the same product verification and cancellation number a', as shown in fig. 13.

The enterprise unit initiates a plurality of posting instructions A, B, the background system binds the same product verification and marketing number A 'according to the posting information A, B of the enterprise unit, the enterprise unit submits a plurality of disk sending files by using different generation sending protocols, and the background system acquires protocol information according to the disk sending files and acquires the product verification and marketing number A' according to the protocol information. The posting details A, B and the like are collectively checked and sold using the product check and sale number a', as shown in fig. 14.

4) Many-to-one scenario: and the multiple enterprise units use the same account to check and cancel.

The enterprise unit has a scene that a plurality of sub-companies sign a distribution agreement with a consignment bank, but the main company legal person accounts for the distribution. When an agreement is signed, if the subsidiary companies all provide information related to the main company, a unique product approval and cancellation number is generated according to the information by using the SM3 algorithm, and the signed multiple issuance agreements and the unique product approval and cancellation number are bound, that is, the multiple issuance agreements signed by the subsidiary companies under the company use the same product approval and cancellation number a', which is specifically shown in fig. 13.

The enterprise unit general company initiates an account posting instruction A, and the background system binds the same product reimbursement number A' according to the account posting information A of the enterprise unit.

The enterprise unit submits a plurality of disc sending files by using different generation sending protocols, the background system acquires protocol information according to the disc sending files and acquires a product verification and cancellation number A' according to the protocol information. And summarizing and checking the entry detail A by using the product checking and checking number A'.

The method has the following advantages in 3 aspects:

1. the accounting management of the special account is strengthened, and the special account is ensured to be consistent with the actual account.

2. The whole process is automatically processed, manual participation is not needed, and the method is transparent to passengers.

3. The method supports many-to-one, namely a plurality of units use one account; the method also supports many-to-many, namely a plurality of units use a plurality of entries, and also supports one-to-many, namely one unit can use a plurality of entries; many-to-one, i.e., multiple units use one posting, is also supported.

Based on the fund verification and cancellation method for the special household in the bank, the disclosure also provides a fund verification and cancellation device 10 for the special household in the bank. The fund verification and cancellation apparatus 10 for a specific account within a bank will be described in detail with reference to fig. 15 to 21.

Fig. 15 schematically shows a block diagram of the structure of the fund verification and cancellation device 10 for a specialized account in a bank according to the embodiment of the present disclosure.

The fund verification and cancellation device 10 for the special account in the bank comprises a first determining module 1, a binding module 2, an obtaining module 3, a second determining module 4, a verification and cancellation module 5 and an output module 6.

A first determining module 1, the first determining module 1 being configured to perform operation S210: and determining a first mapping relation between a generation protocol and a verification and cancellation number in advance according to the acquired generation protocol, wherein the generation protocol comprises fund provider information, and the verification and cancellation number is an account number of a fund provider under a special account in a bank.

A binding module 2, the binding module 2 being configured to perform operation S220: and responding to fund transfer of a fund provider, binding the posting detail with a generation and issuance protocol corresponding to the fund provider to obtain a second mapping relation, wherein the second mapping relation is the corresponding relation among the generation and issuance protocol, the approval and cancellation number and the posting detail.

An obtaining module 3, where the obtaining module 3 is configured to perform operation S230: and acquiring a disc sending file, wherein the disc sending file comprises the verification and cancellation details and a sending protocol.

A second determining module 4, where the second determining module 4 is configured to execute operation S240: and determining the core-cancellation number corresponding to the transmission protocol in the disc sending file according to the transmission protocol in the disc sending file and the second mapping relation.

A verification module 5, the verification module 5 being configured to perform operation S250: and (4) according to the verification and cancellation details, using the account under the corresponding verification and cancellation number to perform fund verification and cancellation.

An output module 6, where the output module 6 is configured to perform operation S260: and outputting the verification result and the corresponding second mapping relation.

Fig. 16 schematically shows a block diagram of the first determination module 1 according to an embodiment of the present disclosure. The first determination module 1 includes a first acquisition unit 11, a first generation unit 12, and a first binding unit 13.

The first obtaining unit 11 is configured to perform obtaining m issuing agreements signed by m enterprises and a bank, where the m enterprises correspond to the m issuing agreements one by one, fund provider information of the m issuing agreements is consistent, and m is an integer greater than or equal to 2.

A first generating unit 12, wherein the first generating unit 12 is configured to generate unique cancel codes corresponding to the m generation protocols.

And the first binding unit 13, where the first binding unit 13 is configured to perform binding of the m issuing protocols and the unique cancel numbers to obtain a first mapping relationship.

Fig. 17 schematically shows a block diagram of the first determination module 1 according to an embodiment of the present disclosure. The first determining module 1 comprises a second obtaining unit 14, a second generating unit 15 and a second binding unit 16.

And the second acquiring unit 14, wherein the second acquiring unit 14 is used for executing an issuing agreement for acquiring the enterprise and the bank, the issuing agreement comprises fund provider information, and the fund provider information comprises a mark whether the mark belongs to the special account approval in the bank.

And the second generating unit 15 is configured to execute, when it is determined that the enterprise corresponding to the issuing agreement belongs to the private account in the bank, generating an approval and cancellation number corresponding to the issuing agreement.

And the second binding unit 16, where the second binding unit 16 is configured to perform binding between the issuing protocol and the cancel code to obtain a first mapping relationship.

Fig. 18 schematically shows a block diagram of the binding module 2 according to an embodiment of the present disclosure. The binding module 2 comprises a third generating unit 21, a third obtaining unit 22 and a third binding unit 23.

A third generating unit 21, where the third generating unit 21 is configured to perform a fund transfer in response to a fund provider, and generate an account entry detail, where the account entry detail includes fund provider information, n fund usages, and a fund amount corresponding to each fund usage, and n is an integer greater than or equal to 1.

A third obtaining unit 22, where the third obtaining unit 22 is configured to perform obtaining, according to the fund provider information, a issuance-replacing agreement corresponding to the fund provider information.

And a third binding unit 23, where the third binding unit 23 is configured to perform binding between the posting details and the corresponding issuing protocol, so as to obtain a second mapping relationship.

Fig. 19 schematically shows a block diagram of the acquisition module 3 according to an embodiment of the present disclosure. The acquisition module 3 includes a batch acquisition unit 31.

The batch acquiring unit 31 is configured to perform batch acquisition on s reel sending files, where s is an integer greater than or equal to 1, and a generation and transmission protocol in each reel sending file includes fund provider information, where the fund provider information includes a flag indicating whether the file belongs to a special account in a bank.

Fig. 20 schematically shows a block diagram of the second determination module 4 according to an embodiment of the present disclosure. The second determination module 4 includes a determination unit 41.

And the determining unit 41 is configured to execute determining, according to the generation-sending protocols in the t sending file determined to belong to the private account in the bank and the second mapping relationship, the verification-selling numbers corresponding to the generation-sending protocols in each of the sending files, where t is an integer greater than or equal to 1 and less than or equal to s.

Fig. 21 schematically shows a block diagram of the structure of the fund verification and cancellation device 10 for a specialized account in a bank according to an embodiment of the present disclosure. The fund verification and cancellation device 10 for the special user in the bank can also comprise a generation module 7, a loading module 8 and a document output module 9.

And the generating module 7 is used for generating the electronic document by the first mapping relation.

And the loading module 8 is used for loading the electronic seal of the bank on the electronic bill.

And the document output module 9 is used for outputting the electronic document with the electronic seal.

According to the fund verification and cancellation device 10 for the special users in the bank, the generation and transmission protocol, the verification and cancellation number and the entry details are bound to obtain the second mapping relation, the verification and cancellation number corresponding to the generation and transmission protocol in the distribution file can be determined according to the generation and transmission protocol and the second mapping relation in the distribution file, and the fund verification and cancellation processing in full-process automation can be completed by using the account under the corresponding verification and cancellation number according to the verification and cancellation details, so that the labor cost can be saved, the special user of the special users in the bank is realized, and the entry and the verification are convenient to verify and manage. In addition, the output verification and cancellation result and the second mapping relation enable workers to easily obtain associated unit information of the entry detail, so that fund accounting of each unit in a special account in the bank is clear, confidentiality of special issuing unit information is high, and issuing unit information is standard.

In addition, according to the embodiment of the present disclosure, any multiple modules of the first determining module 1, the binding module 2, the obtaining module 3, the second determining module 4, the cancel verification module 5, and the output module 6 may be combined into one module to be implemented, or any one module may be split into multiple modules. Alternatively, at least part of the functionality of one or more of these modules may be combined with at least part of the functionality of the other modules and implemented in one module.

According to an embodiment of the present disclosure, at least one of the first determining module 1, the binding module 2, the obtaining module 3, the second determining module 4, the core-cancellation module 5, and the output module 6 may be at least partially implemented as a hardware circuit, such as a Field Programmable Gate Array (FPGA), a Programmable Logic Array (PLA), a system on a chip, a system on a substrate, a system on a package, an Application Specific Integrated Circuit (ASIC), or may be implemented by hardware or firmware in any other reasonable manner of integrating or packaging a circuit, or implemented by any one of three implementations of software, hardware, and firmware, or by a suitable combination of any several of them.

Alternatively, at least one of the first determining module 1, the binding module 2, the obtaining module 3, the second determining module 4, the verifying module 5 and the outputting module 6 may be at least partly implemented as a computer program module, which when executed, may perform a corresponding function.

Fig. 22 schematically shows a block diagram of an electronic device adapted to implement the above method according to an embodiment of the present disclosure.

As shown in fig. 22, an electronic apparatus 900 according to an embodiment of the present disclosure includes a processor 901 which can perform various appropriate actions and processes in accordance with a program stored in a Read Only Memory (ROM)902 or a program loaded from a storage portion 908 into a Random Access Memory (RAM) 903. Processor 901 may comprise, for example, a general purpose microprocessor (e.g., a CPU), an instruction set processor and/or associated chipset, and/or a special purpose microprocessor (e.g., an Application Specific Integrated Circuit (ASIC)), among others. The processor 901 may also include on-board memory for caching purposes. The processor 901 may comprise a single processing unit or a plurality of processing units for performing the different actions of the method flows according to embodiments of the present disclosure.

In the RAM 903, various programs and data necessary for the operation of the electronic apparatus 900 are stored. The processor 901, the ROM 902, and the RAM 903 are connected to each other through a bus 904. The processor 901 performs various operations of the method flows according to the embodiments of the present disclosure by executing programs in the ROM 902 and/or the RAM 903. Note that the programs may also be stored in one or more memories other than the ROM 902 and the RAM 903. The processor 901 may also perform various operations of the method flows according to the embodiments of the present disclosure by executing programs stored in the one or more memories.

Electronic device 900 may also include input/output (I/O) interface 905, input/output (I/O) interface 905 also connected to bus 904, according to an embodiment of the present disclosure. The electronic device 900 may also include one or more of the following components connected to the I/O interface 905: an input portion 906 including a keyboard, a mouse, and the like; an output section 907 including components such as a Cathode Ray Tube (CRT), a Liquid Crystal Display (LCD), and the like, and a speaker; a storage portion 908 including a hard disk and the like; and a communication section 909 including a network interface card such as a LAN card, a modem, or the like. The communication section 909 performs communication processing via a network such as the internet. The driver 910 is also connected to an input/output (I/O) interface 905 as necessary. A removable medium 911 such as a magnetic disk, an optical disk, a magneto-optical disk, a semiconductor memory, or the like is mounted on the drive 910 as necessary, so that a computer program read out therefrom is mounted into the storage section 908 as necessary.

The present disclosure also provides a computer-readable storage medium, which may be contained in the apparatus/device/system described in the above embodiments; or may exist alone without being assembled into the device/apparatus/system. The computer-readable storage medium carries one or more programs which, when executed, implement the method according to an embodiment of the disclosure.

According to embodiments of the present disclosure, the computer-readable storage medium may be a non-volatile computer-readable storage medium, which may include, for example but is not limited to: a portable computer diskette, a hard disk, a Random Access Memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), a portable compact disc read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the foregoing. In the present disclosure, a computer readable storage medium may be any tangible medium that can contain, or store a program for use by or in connection with an instruction execution system, apparatus, or device. For example, according to embodiments of the present disclosure, a computer-readable storage medium may include the ROM 902 and/or RAM 903 described above and/or one or more memories other than the ROM 902 and RAM 903.

Embodiments of the present disclosure also include a computer program product comprising a computer program containing program code for performing the method illustrated in the flow chart. The program code is for causing a computer system to perform the methods of the embodiments of the disclosure when the computer program product is run on the computer system.

The computer program performs the above-described functions defined in the system/apparatus of the embodiments of the present disclosure when executed by the processor 901. The above described systems, devices, modules, units, etc. may be implemented by computer program modules according to embodiments of the present disclosure.

In one embodiment, the computer program may be hosted on a tangible storage medium such as an optical storage device, a magnetic storage device, or the like. In another embodiment, the computer program may also be transmitted, distributed in the form of a signal on a network medium, and downloaded and installed through the communication section 909 and/or installed from the removable medium 911. The computer program containing program code may be transmitted using any suitable network medium, including but not limited to: wireless, wired, etc., or any suitable combination of the foregoing.

In such an embodiment, the computer program may be downloaded and installed from a network through the communication section 909, and/or installed from the removable medium 911. The computer program, when executed by the processor 901, performs the above-described functions defined in the system of the embodiment of the present disclosure. The systems, devices, apparatuses, modules, units, etc. described above may be implemented by computer program modules according to embodiments of the present disclosure.

In accordance with embodiments of the present disclosure, program code for executing computer programs provided by embodiments of the present disclosure may be written in any combination of one or more programming languages, and in particular, these computer programs may be implemented using high level procedural and/or object oriented programming languages, and/or assembly/machine languages. The programming language includes, but is not limited to, programming languages such as Java, C + +, python, the "C" language, or the like. The program code may execute entirely on the user computing device, partly on the user device, partly on a remote computing device, or entirely on the remote computing device or server. In the case of a remote computing device, the remote computing device may be connected to the user computing device through any kind of network, including a Local Area Network (LAN) or a Wide Area Network (WAN), or may be connected to an external computing device (e.g., through the internet using an internet service provider).

The flowchart and block diagrams in the figures illustrate the architecture, functionality, and operation of possible implementations of systems, methods and computer program products according to various embodiments of the present disclosure. In this regard, each block in the flowchart or block diagrams may represent a module, segment, or portion of code, which comprises one or more executable instructions for implementing the specified logical function(s). It should also be noted that, in some alternative implementations, the functions noted in the block may occur out of the order noted in the figures. For example, two blocks shown in succession may, in fact, be executed substantially concurrently, or the blocks may sometimes be executed in the reverse order, depending upon the functionality involved. It will also be noted that each block of the block diagrams or flowchart illustration, and combinations of blocks in the block diagrams or flowchart illustration, can be implemented by special purpose hardware-based systems which perform the specified functions or acts, or combinations of special purpose hardware and computer instructions.

Those skilled in the art will appreciate that various combinations and/or combinations of features recited in the various embodiments and/or claims of the present disclosure can be made, even if such combinations or combinations are not expressly recited in the present disclosure. In particular, various combinations and/or combinations of the features recited in the various embodiments and/or claims of the present disclosure may be made without departing from the spirit or teaching of the present disclosure. All such combinations and/or associations are within the scope of the present disclosure.

The embodiments of the present disclosure have been described above. However, these examples are for illustrative purposes only and are not intended to limit the scope of the present disclosure. Although the embodiments are described separately above, this does not mean that the measures in the embodiments cannot be used in advantageous combination. The scope of the disclosure is defined by the appended claims and equivalents thereof. Various alternatives and modifications can be devised by those skilled in the art without departing from the scope of the disclosure, and these alternatives and modifications are intended to fall within the scope of the disclosure.

Claims

1. A fund checking and canceling method for a special account in a bank is characterized by comprising the following steps:

determining a first mapping relation between an issuing generation protocol and a verification and cancellation number in advance according to the acquired issuing generation protocol, wherein the issuing generation protocol comprises fund provider information, and the verification and cancellation number is an account number of a fund provider under a special account in a bank;

in response to fund transfer of a fund provider, binding an entry statement with a generation and issuance protocol corresponding to the fund provider to obtain a second mapping relation, wherein the second mapping relation is the corresponding relation among the generation and issuance protocol, the reimbursement number and the entry statement;

acquiring a disc sending file, wherein the disc sending file comprises verification and cancellation details and a transmission protocol;

according to the generation protocol in the disc sending file and the second mapping relation, determining a cancel verification number corresponding to the generation protocol in the disc sending file;

according to the verification and cancellation details, using the account under the corresponding verification and cancellation number to perform fund verification and cancellation; and

and outputting the verification result and the corresponding second mapping relation.

2. The method of claim 1,

the determining, in advance according to the acquired issuing protocol, a first mapping relationship between the issuing protocol and the cancel verification number includes:

acquiring m issuing agreements signed by m enterprises and banks, wherein the m enterprises correspond to the m issuing agreements one by one, fund provider information of the m issuing agreements is consistent, and m is an integer greater than or equal to 2;

generating unique cancel numbers corresponding to the m generation protocols; and

and binding the m issuing protocols with the unique cancel and cancel numbers to obtain a first mapping relation.

3. The method according to claim 1, wherein the determining, in advance according to the acquired issuing protocol, a first mapping relationship between the issuing protocol and the cancel verification number comprises:

acquiring a generation and issuance agreement signed by an enterprise and a bank, wherein the generation and issuance agreement comprises fund provider information, and the fund provider information comprises a mark indicating whether the fund provider information belongs to the special account in the bank;

when the enterprise corresponding to the issuing generation protocol belongs to the special account in the bank for verification and cancellation, generating a verification and cancellation number corresponding to the issuing generation protocol; and

and binding the issuing protocol with the verification and cancellation number to obtain a first mapping relation.

4. The method of claim 1, wherein binding the posting detail with a sponsoring agreement corresponding to the fund provider in response to a fund transfer by the fund provider to obtain a second mapping comprising:

generating posting details in response to fund transfer of a fund provider, wherein the posting details comprise fund provider information, n fund uses and fund amount corresponding to each fund use, and n is an integer greater than or equal to 1;

acquiring a generation and issuance protocol corresponding to the fund provider information according to the fund provider information; and

and binding the entry detail with the corresponding issuing protocol to obtain a second mapping relation.

5. The method of claim 1,

the acquiring the disc-sending file comprises the following steps:

acquiring s disc sending files in batch, wherein s is an integer greater than or equal to 1, a generation and transmission protocol in each disc sending file comprises fund provider information, and the fund provider information comprises a mark indicating whether the fund provider information belongs to the special user in a bank for verification and cancellation or not;

the determining, according to the generation protocol in the disc sending file and the second mapping relationship, the cancel number corresponding to the generation protocol in the disc sending file includes:

and respectively determining the verification and cancellation number corresponding to the generation and cancellation protocol in each disk sending file according to the generation and cancellation protocol in the t disk sending files judged to belong to the verification and cancellation of the special account in the bank and the second mapping relation, wherein t is an integer which is greater than or equal to 1 and less than or equal to s.

6. The method according to claim 1, wherein after the determining, in advance, the first mapping relationship between the issuing protocol and the cancel verification number according to the acquired issuing protocol, the method further comprises:

generating an electronic document according to the first mapping relation;

loading an electronic seal of a bank on the electronic document; and

and outputting the electronic document with the electronic seal.

7. A fund verification and cancellation device for a specialized account in a bank, comprising:

the first determining module is used for executing a first mapping relation between an issuing generation protocol and a verification and cancellation number according to the acquired issuing generation protocol in advance, wherein the issuing generation protocol comprises fund provider information, and the verification and cancellation number is an account number of a fund provider under a special account in a bank;

the system comprises a binding module, a verification module and a verification module, wherein the binding module is used for executing fund transfer responding to a fund provider, binding an entry detail with an issuing generation protocol corresponding to the fund provider, and obtaining a second mapping relation, wherein the second mapping relation is the corresponding relation among the issuing generation protocol, the verification and cancellation number and the entry detail;

the device comprises an acquisition module, a verification module and a verification module, wherein the acquisition module is used for executing acquisition of a disc sending file, and the disc sending file comprises verification and cancellation details and a transmission generation protocol;

a second determining module, configured to execute a verification and cancellation number corresponding to a delivery protocol in the disk delivery file according to the delivery protocol in the disk delivery file and the second mapping relationship;

the verification and cancellation module is used for executing fund verification and cancellation by using the account under the corresponding verification and cancellation number according to the verification and cancellation detail; and

and the output module is used for executing and outputting the verification and cancellation result and the corresponding second mapping relation.

8. An electronic device, comprising:

one or more processors;

one or more memories for storing executable instructions that, when executed by the processor, implement the method of any of claims 1-6.

9. A computer readable storage medium having stored thereon executable instructions which when executed by a processor implement a method according to any one of claims 1 to 6.

10. A computer program product comprising a computer program comprising one or more executable instructions which, when executed by a processor, implement a method according to any one of claims 1 to 6.