CN114169863A

CN114169863A - Signing method, signing device, electronic equipment and computer readable medium

Info

Publication number: CN114169863A
Application number: CN202111512129.7A
Authority: CN
Inventors: 陈志星
Original assignee: China Construction Bank Corp; CCB Finetech Co Ltd
Current assignee: China Construction Bank Corp; CCB Finetech Co Ltd
Priority date: 2021-12-07
Filing date: 2021-12-07
Publication date: 2022-03-11

Abstract

The application discloses a signing method, a signing device, electronic equipment and a computer readable medium, which relate to the technical field of financial information services, and the method comprises the following steps: receiving a signing request, and acquiring a corresponding signing identifier and a user identifier; acquiring a user image corresponding to the user identifier, and verifying the user image; responding to the successful verification, generating a signing link based on the signing identification, and further sending the signing link to a user corresponding to the user identification; in the preset time, responding to the fact that the operation of the user on the signing link is null, quitting the signing interface, responding to the non-null operation of the user on the signing link, and generating a corresponding signing contract; and calling a log management interface to share the contract. Through the full-flow online signing transaction scheme, the perfect online signing verification of the identity authenticity of the signer and the limitation of the time from the receipt of the signing link to the click of the signing link by the user, the identity authenticity of the signer is ensured, the probability of loss caused by network intrusion is reduced, and the network signing efficiency and the security are greatly improved.

Description

Signing method, signing device, electronic equipment and computer readable medium

Technical Field

The present application relates to the technical field of financial information services, and in particular, to a signing method, a signing device, an electronic device, and a computer-readable medium.

Background

At present, with the gradual change of real estate management services and the continuous increase of the demand of the masses on the real estate services, each service system in the existing real estate management information system is relatively independent, the automation degree is low, the data and service island phenomenon is serious, the data and service are not standard, the original service is extensive, the fine management cannot be realized, the help cannot be provided for decision making, and the long-term development of the local real estate management services cannot be supported.

When a user transacts a net tag, the existing method needs to arrange an object to go to a government affair service center for on-site data filling and business registration transaction, a large number of people gather in the government affair service center in a short time, and inconvenience is caused to business transaction. The off-line signing of the user brings high paper cost and printing cost, massive paper contracts are difficult to manage, and the authenticity of the identity of the signing person cannot be verified by the off-line signing, so that the signing safety cannot be ensured.

In the process of implementing the present application, the inventor finds that at least the following problems exist in the prior art:

in the existing house property management information system, each service system is relatively independent, the automation degree is low, the data and service island phenomenon is serious, the subscription of a user cannot be facilitated, and the subscription safety cannot be ensured.

Disclosure of Invention

In view of this, embodiments of the present application provide a subscription method, an apparatus, an electronic device, and a computer readable medium, which can solve the problems that each service system in the existing house property management information system is relatively independent, the automation degree is low, the data and service islanding phenomenon is severe, the subscription of a user cannot be facilitated, and the security of the subscription cannot be guaranteed.

In order to achieve the above object, according to an aspect of an embodiment of the present application, there is provided a subscription method including:

receiving a signing request, and acquiring a corresponding signing identifier and a user identifier;

acquiring a user image corresponding to the user identifier, and verifying the user image;

responding to the successful verification, generating a signing link based on the signing identification, and further sending the signing link to a user corresponding to the user identification;

in the preset time, responding to the fact that the operation of the user on the signing link is null, quitting the signing interface, responding to the non-null operation of the user on the signing link, and generating a corresponding signing contract;

and calling a log management interface to share the contract.

Optionally, generating a subscription link based on the subscription identifier includes:

and calling a log management interface to acquire shared transaction data, further verifying the signing request based on the transaction data, responding to the verification passing, and generating a signing link based on the signing identification.

Optionally, verifying the subscription request based on the transaction data comprises:

acquiring an article identifier corresponding to the signing request;

determining each signed article identifier corresponding to the transaction data;

and matching the article identification with each signed article identification, and determining that the signing request passes verification in response to the absence of the article identification in each signed article identification.

Optionally, in response to a non-null operation on the subscription link by the user, generating a corresponding subscription contract, including:

responding to the click operation of a user on a signing link, calling the micro application to display an electronic signature page, responding to the signature operation of the user on the electronic signature page, and acquiring an electronic signature corresponding to the signature operation;

and matching the electronic signature with the user name corresponding to the user identifier, and generating a corresponding signing contract in response to the matching of the electronic signature and the user name.

Optionally, generating a corresponding contract, including:

determining corresponding subscription information according to the subscription request;

acquiring a matched signing contract template based on the signing information;

updating the signing contract template based on the signing information to generate a target signing contract template;

and synthesizing the target signing contract template and the electronic signature to generate a corresponding signing contract.

Optionally, after generating the corresponding contract, the method further includes:

and dynamically adjusting the position of the electronic signature on the contract.

responding to the off-line subscription corresponding to the subscription identification, and generating a subscription link to be null;

and responding to the online subscription corresponding to the subscription identifier, calling a preset link template to be synthesized with the subscription identifier, and generating a subscription link.

Optionally, the subscription method further includes:

receiving a contract search request and acquiring corresponding search keywords;

and calling a log management interface to position the target contract based on the search keywords and carrying out visual display.

In addition, the present application also provides a subscription device, including:

the receiving unit is configured to receive a signing request and acquire a corresponding signing identifier and a user identifier;

the acquisition unit is configured to acquire a user image corresponding to the user identifier and verify the user image;

the sending unit is configured to respond to successful verification, generate a signing link based on the signing identification and further send the signing link to a user corresponding to the user identification;

the signing unit is configured to respond to the fact that the operation of the user on the signing link is null, quit a signing interface and respond to the non-null operation of the user on the signing link to generate a corresponding signing contract within preset time;

and the sharing unit is configured to call the log management interface and share the contract.

Optionally, the sending unit is further configured to:

acquiring an article identifier corresponding to the signing request;

Optionally, the subscribing unit is further configured to:

acquiring a matched signing contract template based on the signing information;

Optionally, the subscribing unit is further configured to:

after generating the corresponding contracted contract, the position of the electronic signature on the contracted contract is dynamically adjusted.

Optionally, the sending unit is further configured to:

Optionally, the signing device further comprises a visual presentation unit configured to:

In addition, the present application also provides a signed electronic device, including: one or more processors; a storage device for storing one or more programs which, when executed by one or more processors, cause the one or more processors to implement the subscription method as described above.

In addition, the present application also provides a computer readable medium, on which a computer program is stored, which when executed by a processor implements the subscription method as described above.

To achieve the above object, according to still another aspect of embodiments of the present application, there is provided a computer program product.

A computer program product according to an embodiment of the present application includes a computer program, and when the computer program is executed by a processor, the computer program implements the subscription method according to an embodiment of the present application.

One embodiment of the above invention has the following advantages or benefits: the method comprises the steps of obtaining a corresponding signing mark and a corresponding user mark by receiving a signing request; acquiring a user image corresponding to the user identifier, and verifying the user image; responding to the successful verification, generating a signing link based on the signing identification, and further sending the signing link to a user corresponding to the user identification; in the preset time, responding to the fact that the operation of the user on the signing link is null, quitting the signing interface, responding to the non-null operation of the user on the signing link, and generating a corresponding signing contract; and calling a log management interface to share the contract. The method comprises the steps of conducting on-line signing and handling through a full-flow on-line signing and conducting perfect on-line signing to verify the identity authenticity of a signing person and limit the time from the receiving of a signing link to the clicking of the signing link by a user. And adding a limit to the click time of the signing link by the user, and if the user does not click the signing link after overtime, quitting the signing page to prevent hackers from having time to attack and ensure the security, wherein the contract is generated only if the user clicks the signing link within the preset time to sign. Therefore, the authenticity of the identity of the signer is guaranteed, the probability of loss caused by network intrusion can be reduced, and the efficiency, convenience and safety of the net signing are greatly improved.

Further effects of the above-mentioned non-conventional alternatives will be described below in connection with the embodiments.

Drawings

The drawings are included to provide a further understanding of the application and are not to be construed as limiting the application. Wherein:

fig. 1 is a schematic diagram of a main flow of a subscription method according to a first embodiment of the present application;

fig. 2 is a schematic diagram of a main flow of a subscription method according to a second embodiment of the present application;

fig. 3 is a schematic view of an application scenario of a subscription method according to a third embodiment of the present application;

fig. 4 is a schematic diagram of main units of a subscribing device according to an embodiment of the application;

FIG. 5 is an exemplary system architecture diagram to which embodiments of the present application may be applied;

fig. 6 is a schematic structural diagram of a computer system suitable for implementing the terminal device or the server according to the embodiment of the present application.

Detailed Description

The following description of the exemplary embodiments of the present application, taken in conjunction with the accompanying drawings, includes various details of the embodiments of the application for the understanding of the same, which are to be considered exemplary only. Accordingly, those of ordinary skill in the art will recognize that various changes and modifications of the embodiments described herein can be made without departing from the scope and spirit of the present application. Also, descriptions of well-known functions and constructions are omitted in the following description for clarity and conciseness. According to the technical scheme, the data acquisition, storage, use, processing and the like meet relevant regulations of national laws and regulations.

Fig. 1 is a schematic diagram of a main flow of a subscription method according to a first embodiment of the present application, and as shown in fig. 1, the subscription method includes:

step S101, receiving a signing request, and acquiring a corresponding signing mark and a user mark.

In this embodiment, an executing entity (for example, a server) of the subscription method may receive a subscription request of a user through a wired connection or a wireless connection. The sign-up request may be a place house sign-up request. The subscription request carries a subscription identifier and a user identifier. For example, the subscription identity may be XS (for online subscription) or XX (for offline subscription). The embodiment of the present application does not limit the specific representation form of the subscription identifier. The user identifier may be, for example, a name of the user, a mobile phone number of the user, or an identity card number of the user, and the specific content of the user identifier is not limited in this embodiment of the application.

And S102, acquiring a user image corresponding to the user identifier, and verifying the user image.

After receiving a signing request of a user, the execution main body can acquire a user image corresponding to the user identifier. For example, the user image may be a face image of the user or a fingerprint image of the user. After the execution main body collects the user image, the collected user image can be matched with the image in the registered image library, and when the corresponding image is matched from the registered image library, the user corresponding to the collected user image is registered before, and the user image is verified successfully through verification of the user image.

And step S103, responding to the successful verification, generating a signing link based on the signing identification, and further sending the signing link to the user corresponding to the user identification.

Specifically, generating a subscription link based on a subscription identifier includes:

and responding to the offline subscription corresponding to the subscription identifier, wherein the generated subscription link is empty. When the execution main body determines that the subscription identifier corresponds to the offline subscription, the subscription link is not generated, and the subscription service is directly performed for the user in an offline mode.

And responding to the online subscription corresponding to the subscription identifier, calling a preset link template to be synthesized with the subscription identifier, and generating a subscription link. When the execution main body determines that the subscription identifier corresponds to the online subscription, the preset link template may be called to add the subscription identifier to a corresponding position of the preset link template, so as to generate a subscription link.

After the execution main body generates the subscription link, a short message can be generated based on the subscription link and sent to the user corresponding to the user identifier.

And step S104, responding to the fact that the operation of the user on the signing link is null, quitting the signing interface, and responding to the non-null operation of the user on the signing link, and generating a corresponding signing contract.

After the execution main body sends the signing link to the user corresponding to the user identifier, whether the user clicks the signing link or not can be detected in real time, so that the signing contract is generated or the signing interface exits according to whether the user clicks the signing link or not.

Specifically, in response to a non-null operation on a subscription link by a user, generating a corresponding subscription contract, including:

and responding to the clicking operation of the user on the signing link, calling the micro application to display the electronic signature page, and responding to the signing operation of the user on the electronic signature page to obtain the electronic signature corresponding to the signing operation. And when the execution main body detects that the user clicks the signing link, jumping to an electronic signature page corresponding to the signing link, and detecting whether the user carries out signature operation on the electronic signature page in real time. When the execution subject detects that the user performs the signature operation on the electronic signature page, the electronic signature signed by the user can be acquired.

And matching the acquired electronic signature with the user name corresponding to the user identifier, and generating a corresponding signing contract in response to the matching of the electronic signature and the user name. That is, the executing agent may match the electronic signature signed by the user with the real user name of the user, so as to prevent the user from appropriating with the name of another person and losing the interests of the other person. And when the matching is passed, the execution main body generates a corresponding contract.

Specifically, generating a corresponding contract, includes:

and determining corresponding subscription information according to the subscription request. The execution body can determine the corresponding contract information such as the buyer and seller information, the corresponding buy-sell article information, the buy-sell amount, the special agreement and the like according to the contract request.

Acquiring a matched signing contract template based on the signing information; based on the subscription information, the subscription contract template is updated to generate a target subscription contract template. The execution main body can automatically generate content information corresponding to the special agreement in the contract signing template according to the special agreement and the like in the contract signing information so as to update the contract signing template and generate a target contract signing template.

After the execution main body generates the target contract template, the execution main body can also synthesize the target contract template and the electronic signature so as to generate a corresponding contract. It is to be understood that the position of the electronic signature on the composed contract may be arbitrarily moved.

Specifically, after generating the corresponding contract, the contract method further includes:

After the execution main body generates the corresponding contract, the movement operation of the user on the electronic signature on the contract can be detected in real time. The execution main body can respond to the fact that the user moves the electronic signature on the contract, determine the moving end point position, and then move the electronic signature on the contract to the moving end point position, so that the position of the electronic signature on the contract is dynamically adjusted.

Wherein, move the electronic signature on the contract to this and move the terminal position, include:

the execution main body responds to the moving operation of the user, detects the initial moving position of the user, and responds to the situation that the initial moving position is located at the electronic signature position on the contract, and selects the whole electronic signature to move to the moving destination position specified by the user.

As another implementation of the embodiment, the execution subject detects an initial move position of the user in response to a move operation of the user, and does not move the electronic signature in response to determining that the initial move position is outside the electronic signature range on the contract.

And step S105, calling a log management interface and sharing the contract.

Specifically, the subscription method further includes:

receiving a contract search request and acquiring corresponding search keywords; and calling a log management interface to position the target contract based on the search keywords and carrying out visual display.

Illustratively, the signing transaction data can be shared among all departments through a log management interface of a house signing management system, the signing interaction data is recorded in real time, and the interaction information is conveniently pushed again.

In this embodiment, a subscription request is received, and a corresponding subscription identifier and a user identifier are obtained; acquiring a user image corresponding to the user identifier, and verifying the user image; responding to the successful verification, generating a signing link based on the signing identification, and further sending the signing link to a user corresponding to the user identification; in the preset time, responding to the fact that the operation of the user on the signing link is null, quitting the signing interface, responding to the non-null operation of the user on the signing link, and generating a corresponding signing contract; and calling a log management interface to share the contract. The method comprises the steps of conducting on-line signing and handling through a full-flow on-line signing and conducting perfect on-line signing to verify the identity authenticity of a signing person and limit the time from the receiving of a signing link to the clicking of the signing link by a user. And adding a limit to the click time of the signing link by the user, and if the user does not click the signing link after overtime, quitting the signing page to prevent hackers from having time to attack and ensure the security, wherein the contract is generated only if the user clicks the signing link within the preset time to sign. Therefore, the authenticity of the identity of the signer is guaranteed, the probability of loss caused by network intrusion can be reduced, and the efficiency, convenience and safety of the net signing are greatly improved.

Fig. 2 is a schematic main flow diagram of a subscription method according to a second embodiment of the present application, and as shown in fig. 2, the subscription method includes:

step S201, receiving a subscription request, and acquiring a corresponding subscription identifier and a user identifier.

Step S202, collecting a user image corresponding to the user identifier, and verifying the user image.

Step S203, responding to the successful verification, calling a log management interface to obtain shared transaction data, further verifying the signing request based on the transaction data, responding to the verification passing, and generating a signing link based on the signing identification.

Specifically, verifying the subscription request based on the transaction data includes:

and acquiring an article identifier corresponding to the signing request. The item identifier may be, for example, a house number.

And determining each signed article identifier corresponding to the transaction data. For example, the executing entity may determine a house number of the contracted house source in the transaction data.

And matching the article identification with each signed article identification, and determining that the signing request passes verification in response to the absence of the article identification in each signed article identification. For example, the executing entity may match the house number corresponding to the contract request with the house number of each contracted house source, so as to determine whether the house corresponding to the contract request has been contracted, thereby preventing multiple sales of one house (here, preventing multiple sales of one house).

And step S204, sending the subscription link to the user corresponding to the user identifier.

And step S205, in a preset time, in response to the fact that the operation of the user on the signing link is null, quitting the signing interface, and in response to the non-null operation of the user on the signing link, generating a corresponding signing contract.

And step S206, calling a log management interface and sharing the contract.

The principle of step S205 to step S206 is similar to that of step S104 to step S105, and is not described here again.

Fig. 3 is a schematic view of an application scenario of a subscription method according to a third embodiment of the present application. The signing method can be applied to the signing scene of the user when house buying and selling are carried out. As shown in fig. 3, the server 302 receives a subscription request 301, and obtains a corresponding subscription identity 303 and a user identity 304. The server 302 collects the user image 305 corresponding to the user identifier 304, and verifies the user image 305. In response to the successful verification, the server 302 generates a subscription link 306 based on the subscription identifier 303, and further sends the subscription link to the user 307 corresponding to the user identifier 304. The server 302 exits the signing interface 308 in response to the fact that the user 307 performs null operation on the signing link 306 within the preset time, and generates a corresponding signing contract 309 in response to the fact that the user 307 performs non-null operation on the signing link 306. The server 302 calls the log management interface 310 to share the contract 309.

Fig. 4 is a schematic diagram of main units of a subscribing device according to an embodiment of the application. As shown in fig. 4, the signing device includes a receiving unit 401, a collecting unit 402, a sending unit 403, a signing unit 404, and a sharing unit 405.

The receiving unit 401 is configured to receive a subscription request, and obtain a corresponding subscription identifier and a user identifier.

And the acquisition unit 402 is configured to acquire a user image corresponding to the user identifier and verify the user image.

And a sending unit 403, configured to, in response to successful verification, generate a subscription link based on the subscription identifier, and send the subscription link to the user corresponding to the user identifier.

The signing unit 404 is configured to, within a preset time, in response to that the operation of the user on the signing link is null, exit the signing interface, and in response to that the user does not operate on the signing link in the null state, generate a corresponding signing contract.

A sharing unit 405 configured to call the log management interface, and share the contract.

In some embodiments, the sending unit 403 is further configured to: and calling a log management interface to acquire shared transaction data, further verifying the signing request based on the transaction data, responding to the verification passing, and generating a signing link based on the signing identification.

In some embodiments, the sending unit 403 is further configured to: acquiring an article identifier corresponding to the signing request; determining each signed article identifier corresponding to the transaction data; and matching the article identification with each signed article identification, and determining that the signing request passes verification in response to the absence of the article identification in each signed article identification.

In some embodiments, the signing unit 404 is further configured to: responding to the click operation of a user on a signing link, calling the micro application to display an electronic signature page, responding to the signature operation of the user on the electronic signature page, and acquiring an electronic signature corresponding to the signature operation; and matching the electronic signature with the user name corresponding to the user identifier, and generating a corresponding signing contract in response to the matching of the electronic signature and the user name.

In some embodiments, the signing unit 404 is further configured to: determining corresponding subscription information according to the subscription request; acquiring a matched signing contract template based on the signing information; updating the signing contract template based on the signing information to generate a target signing contract template; and synthesizing the target signing contract template and the electronic signature to generate a corresponding signing contract.

In some embodiments, the signing unit 404 is further configured to: after generating the corresponding contracted contract, the position of the electronic signature on the contracted contract is dynamically adjusted.

In some embodiments, the sending unit 403 is further configured to: responding to the off-line subscription corresponding to the subscription identification, and generating a subscription link to be null; and responding to the online subscription corresponding to the subscription identifier, calling a preset link template to be synthesized with the subscription identifier, and generating a subscription link.

In some embodiments, the subscribing device further comprises a visualization presentation unit, not shown in fig. 4, configured to: receiving a contract search request and acquiring corresponding search keywords; and calling a log management interface to position the target contract based on the search keywords and carrying out visual display.

Specifically, the sharing unit 405 may include a house source management module and a push management module. The signing unit 404 may include a human-house matching management module, a contract template management module, a contract filing management module, a contract refund management module, and a agreement mechanism management module. The sharing unit 405 may include an interface log management module.

Specifically, the receiving unit 401, the collecting unit 402, the sending unit 403, the signing unit 404 and the sharing unit 405 may be located in the housing room signing management system. The house source management module can check house information and distribute user information; the pushing management module provides a visual interface and pushes the house source information. When the house is pushed, the house can be pushed by taking a parcel, a group, a community and a ridge as a whole, and one or more houses can be selected for pushing. And the human-room matching management module is used for realizing the association between the house source placement and the buyer. The contract template management module is used for enabling a user to check all contract template information in the contract template management module and completing operations of adding, modifying, copying and the like of the contract template. And the contract record management module is used for finishing contract net signing related work management. The contract record management module mainly comprises contract signing, submission record, online and offline network signing support, online electronic signing and contract basic information maintenance. And the contract refund management module is used for realizing the application and the verification of the refund of the contract of the arrangement house. The protocol mechanism management module is used for managing a protocol mechanism, managing electronic seal information and the like. The interface log management module is used for checking contract information and payment record information which are pushed to real estate, property lease, floor plan and maintenance fund, and an operator can perform designated search according to keywords and can also select one piece of data to retransmit, cancel and check details.

The arrangement house signing management system supports users to sign online and sign offline.

And if the user wants to sign off the line, printing a contract signed by the corresponding government affair service center, photographing and uploading after signing off the line, and finishing signing off the line.

If the user wants to sign on line, the user enters into the applet to sign electronically after receiving the electronic signature short message, the electronic signature can initiate a signature task for both the buyer and the seller of the contract information, and the electronic signature has the functions of checking the contract information and signing electronically after the face identification and authentication of the mobile phone applet. The signature position can be dynamically adjusted, and the timeliness of the signature can be controlled in the aspect of safety. The user signs on the net and inquires the transaction process on line: the house arrangement signing management system supports online signing on one hand, and enables users to handle services without going out of homes. On the other hand, the user can query the transaction process online through the applet. The digital signature improves the security: the arrangement house signing management system carries out digital signature and signature on the pdf electronic files of the contract in an electronic form through a component technology, a digital signature technology and an image processing technology. The user can sign a contract and sign after the face recognition authentication, and the security of the signature is ensured to the maximum extent. Sharing data: the departments can manage the sharing of the transaction data through the interface log of the house arrangement signing management system, record the interactive data in real time and facilitate the re-pushing of the interactive information. The system realizes 'the running of the user is less, and the running of the data is more'. And online signature and offline signature are supported, so that the user requirements are flexibly met. The support uses a set of data standards as a support, and solves the supervision requirements and information docking standards among related departments.

It should be noted that, in the present application, the signing method and the signing apparatus have a corresponding relationship in the specific implementation content, so the repeated content is not described again.

Fig. 5 illustrates an exemplary system architecture 500 to which the subscription method or subscription device of the embodiments of the present application may be applied.

As shown in fig. 5, the system architecture 500 may include

terminal devices

501, 502, 503, a network 504, and a server 505. The network 504 serves to provide a medium for communication links between the

terminal devices

501, 502, 503 and the server 505. Network 504 may include various connection types, such as wired, wireless communication links, or fiber optic cables, to name a few.

The user may use the

terminal devices

501, 502, 503 to interact with a server 505 over a network 504 to receive or send messages or the like. The

terminal devices

501, 502, 503 may have installed thereon various communication client applications, such as shopping-like applications, web browser applications, search-like applications, instant messaging tools, mailbox clients, social platform software, etc. (by way of example only).

The

terminal devices

501, 502, 503 may be various electronic devices having a sign-up screen and supporting web browsing, including but not limited to smart phones, tablet computers, laptop portable computers, desktop computers, and the like.

The server 505 may be a server providing various services, such as a background management server (for example only) providing support for subscription requests submitted by users using the

terminal devices

501, 502, 503. The background management server can receive the signing request and acquire the corresponding signing identification and the user identification; acquiring a user image corresponding to the user identifier, and verifying the user image; responding to the successful verification, generating a signing link based on the signing identification, and further sending the signing link to a user corresponding to the user identification; in the preset time, responding to the fact that the operation of the user on the signing link is null, quitting the signing interface, responding to the non-null operation of the user on the signing link, and generating a corresponding signing contract; and calling a log management interface to share the contract. The method comprises the steps of conducting on-line signing and handling through a full-flow on-line signing and conducting perfect on-line signing to verify the identity authenticity of a signing person and limit the time from the receiving of a signing link to the clicking of the signing link by a user. And adding a limit to the click time of the signing link by the user, and if the user does not click the signing link after overtime, quitting the signing page to prevent hackers from having time to attack and ensure the security, wherein the contract is generated only if the user clicks the signing link within the preset time to sign. Therefore, the authenticity of the identity of the signer is guaranteed, the probability of loss caused by network intrusion can be reduced, and the efficiency, convenience and safety of the net signing are greatly improved.

It should be noted that the signing method provided in the embodiment of the present application is generally executed by the server 505, and accordingly, the signing apparatus is generally disposed in the server 505.

It should be understood that the number of terminal devices, networks, and servers in fig. 5 is merely illustrative. There may be any number of terminal devices, networks, and servers, as desired for implementation.

Referring now to FIG. 6, shown is a block diagram of a computer system 600 suitable for use in implementing a terminal device of an embodiment of the present application. The terminal device shown in fig. 6 is only an example, and should not bring any limitation to the functions and the scope of use of the embodiments of the present application.

As shown in fig. 6, the computer system 600 includes a Central Processing Unit (CPU)601 that can perform various appropriate actions and processes according to a program stored in a Read Only Memory (ROM)602 or a program loaded from a storage section 608 into a Random Access Memory (RAM) 603. In the RAM603, various programs and data necessary for the operation of the computer system 600 are also stored. The CPU601, ROM602, and RAM603 are connected to each other via a bus 604. An input/output (I/O) interface 605 is also connected to bus 604.

The following components are connected to the I/O interface 605: an input portion 606 including a keyboard, a mouse, and the like; an output section 607 including a signal processing section such as a Cathode Ray Tube (CRT), a liquid crystal credit authorization inquiry processor (LCD), and the like, and a speaker and the like; a storage section 608 including a hard disk and the like; and a communication section 609 including a network interface card such as a LAN card, a modem, or the like. The communication section 609 performs communication processing via a network such as the internet. The driver 610 is also connected to the I/O interface 605 as needed. A removable medium 611 such as a magnetic disk, an optical disk, a magneto-optical disk, a semiconductor memory, or the like is mounted on the drive 610 as necessary, so that a computer program read out therefrom is mounted in the storage section 608 as necessary.

In particular, according to embodiments disclosed herein, the processes described above with reference to the flow diagrams may be implemented as computer software programs. For example, embodiments disclosed herein include a computer program product comprising a computer program embodied on a computer readable medium, the computer program comprising program code for performing the method illustrated by the flow chart. In such an embodiment, the computer program may be downloaded and installed from a network through the communication section 609, and/or installed from the removable medium 611. The above-described functions defined in the system of the present application are executed when the computer program is executed by the Central Processing Unit (CPU) 601.

It should be noted that the computer readable medium shown in the present application may be a computer readable signal medium or a computer readable storage medium or any combination of the two. A computer readable storage medium may include, for example, but not limited to, an electronic, magnetic, optical, electromagnetic, infrared, or semiconductor system, apparatus, or device, or any combination of the foregoing. More specific examples of the computer readable storage medium may include, but are not limited to: an electrical connection having one or more wires, a portable computer diskette, a hard disk, a Random Access Memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), an optical fiber, a portable compact disc read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the foregoing. In the present application, a computer readable storage medium may be any tangible medium that can contain, or store a program for use by or in connection with an instruction execution system, apparatus, or device. In this application, however, a computer readable signal medium may include a propagated data signal with computer readable program code embodied therein, for example, in baseband or as part of a carrier wave. Such a propagated data signal may take many forms, including, but not limited to, electro-magnetic, optical, or any suitable combination thereof. A computer readable signal medium may also be any computer readable medium that is not a computer readable storage medium and that can communicate, propagate, or transport a program for use by or in connection with an instruction execution system, apparatus, or device. Program code embodied on a computer readable medium may be transmitted using any appropriate medium, including but not limited to: wireless, wire, fiber optic cable, RF, etc., or any suitable combination of the foregoing.

The flowchart and block diagrams in the figures illustrate the architecture, functionality, and operation of possible implementations of systems, methods and computer program products according to various embodiments of the present application. In this regard, each block in the flowchart or block diagrams may represent a module, segment, or portion of code, which comprises one or more executable instructions for implementing the specified logical function(s). It should also be noted that, in some alternative implementations, the functions noted in the block may occur out of the order noted in the figures. For example, two blocks shown in succession may, in fact, be executed substantially concurrently, or the blocks may sometimes be executed in the reverse order, depending upon the functionality involved. It will also be noted that each block of the block diagrams or flowchart illustration, and combinations of blocks in the block diagrams or flowchart illustration, can be implemented by special purpose hardware-based systems which perform the specified functions or acts, or combinations of special purpose hardware and computer instructions.

The units described in the embodiments of the present application may be implemented by software or hardware. The described units may also be provided in a processor, and may be described as: a processor comprises a receiving unit, a collecting unit, a sending unit, a signing unit and a sharing unit. Wherein the names of the elements do not in some way constitute a limitation on the elements themselves.

As another aspect, the present application also provides a computer-readable medium, which may be contained in the apparatus described in the above embodiments; or may be separate and not incorporated into the device. The computer readable medium carries one or more programs, and when the one or more programs are executed by one of the devices, the one or more programs enable the device to receive a subscription request and acquire a corresponding subscription identifier and a corresponding user identifier; acquiring a user image corresponding to the user identifier, and verifying the user image; responding to the successful verification, generating a signing link based on the signing identification, and further sending the signing link to a user corresponding to the user identification; in the preset time, responding to the fact that the operation of the user on the signing link is null, quitting the signing interface, responding to the non-null operation of the user on the signing link, and generating a corresponding signing contract; and calling a log management interface to share the contract.

The computer program product of the present application includes a computer program, and the computer program realizes the subscription method in the embodiments of the present application when executed by a processor.

According to the technical scheme of the embodiment of the application, the authenticity of the signer is verified through a full-flow online signing transaction scheme and online signing perfection, and the time from the receipt of the signing link to the click of the signing link is limited for a user. And adding a limit to the click time of the signing link by the user, and if the user does not click the signing link after overtime, quitting the signing page to prevent hackers from having time to attack and ensure the security, wherein the contract is generated only if the user clicks the signing link within the preset time to sign. Therefore, the authenticity of the identity of the signer is guaranteed, the probability of loss caused by network intrusion can be reduced, and the efficiency, convenience and safety of the net signing are greatly improved.

The above-described embodiments should not be construed as limiting the scope of the present application. Those skilled in the art will appreciate that various modifications, combinations, sub-combinations, and substitutions can occur, depending on design requirements and other factors. Any modification, equivalent replacement, and improvement made within the spirit and principle of the present application shall be included in the protection scope of the present application.

Claims

1. A method of signing a contract, comprising:

in a preset time, responding to the fact that the operation of the user on the signing link is null, quitting a signing interface, responding to the non-null operation of the user on the signing link, and generating a corresponding signing contract;

and calling a log management interface to share the signing contract.

2. The method of claim 1, wherein generating a subscription link based on the subscription identity comprises:

3. The method of claim 2, wherein the validating the subscription request based on the transaction data comprises:

acquiring an article identifier corresponding to the signing request;

and matching the article identification with each signed article identification, and determining that the signing request is verified in response to the article identification not existing in each signed article identification.

4. The method of claim 1, wherein generating the corresponding subscription contract in response to the user non-null operation on the subscription link comprises:

responding to the clicking operation of the user on the signing link, calling a micro application to display an electronic signature page, responding to the signing operation of the user on the electronic signature page, and acquiring an electronic signature corresponding to the signing operation;

5. The method of claim 1, wherein generating the corresponding contract comprises:

acquiring a matched signing contract template based on the signing information;

6. The method of claim 1, wherein after the generating the corresponding contracted contract, the method further comprises:

dynamically adjusting a location of an electronic signature on the contracted contract.

7. The method of claim 1, wherein generating a subscription link based on the subscription identity comprises:

responding to the off-line subscription corresponding to the subscription identification, and generating a subscription link to be empty;

and responding to the online subscription corresponding to the subscription identifier, and calling a preset link template to be synthesized with the subscription identifier to generate a subscription link.

8. The method according to any one of claims 1-7, further comprising:

and calling a log management interface to position a target contract based on the search keyword and carrying out visual display.

9. A subscribing device, comprising:

and the sharing unit is configured to call a log management interface and share the contract.

10. The apparatus of claim 9, wherein the sending unit is further configured to:

11. The apparatus of claim 10, wherein the sending unit is further configured to:

acquiring an article identifier corresponding to the signing request;

12. The apparatus of claim 9, wherein the subscribing unit is further configured to:

13. The apparatus of claim 9, wherein the subscribing unit is further configured to:

acquiring a matched signing contract template based on the signing information;

14. A contracted electronic device, comprising:

one or more processors;

a storage device for storing one or more programs,

when executed by the one or more processors, cause the one or more processors to implement the method of any one of claims 1-8.

15. A computer-readable medium, on which a computer program is stored, which, when being executed by a processor, carries out the method according to any one of claims 1-8.

16. A computer program product comprising a computer program, characterized in that the computer program realizes the method according to any of claims 1-8 when executed by a processor.