CN114756638A - Meteorological disaster information query report generation method and system for insurance application - Google Patents
Meteorological disaster information query report generation method and system for insurance application Download PDFInfo
- Publication number
- CN114756638A CN114756638A CN202210391330.2A CN202210391330A CN114756638A CN 114756638 A CN114756638 A CN 114756638A CN 202210391330 A CN202210391330 A CN 202210391330A CN 114756638 A CN114756638 A CN 114756638A
- Authority
- CN
- China
- Prior art keywords
- information
- disaster
- meteorological
- weather
- administrative division
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
- 238000000034 method Methods 0.000 title claims abstract description 50
- 238000013507 mapping Methods 0.000 claims description 13
- 238000003860 storage Methods 0.000 claims description 12
- 238000004590 computer program Methods 0.000 claims description 11
- 230000008520 organization Effects 0.000 claims description 9
- 238000012545 processing Methods 0.000 claims description 3
- 230000009286 beneficial effect Effects 0.000 abstract 1
- 230000002265 prevention Effects 0.000 abstract 1
- 238000010586 diagram Methods 0.000 description 4
- 230000003287 optical effect Effects 0.000 description 4
- 230000008569 process Effects 0.000 description 3
- 230000006870 function Effects 0.000 description 2
- 230000003068 static effect Effects 0.000 description 2
- 238000012271 agricultural production Methods 0.000 description 1
- 230000007547 defect Effects 0.000 description 1
- 238000011161 development Methods 0.000 description 1
- 238000009826 distribution Methods 0.000 description 1
- 238000012986 modification Methods 0.000 description 1
- 230000004048 modification Effects 0.000 description 1
- 230000002093 peripheral effect Effects 0.000 description 1
- 230000009467 reduction Effects 0.000 description 1
- 238000011160 research Methods 0.000 description 1
- 230000004044 response Effects 0.000 description 1
- 238000006467 substitution reaction Methods 0.000 description 1
- 230000002123 temporal effect Effects 0.000 description 1
- 230000004580 weight loss Effects 0.000 description 1
Images
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
- G06F16/20—Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
- G06F16/29—Geographical information databases
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
- G06F16/20—Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
- G06F16/24—Querying
- G06F16/245—Query processing
- G06F16/2455—Query execution
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
- G06F16/20—Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
- G06F16/24—Querying
- G06F16/248—Presentation of query results
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/08—Insurance
Landscapes
- Engineering & Computer Science (AREA)
- Theoretical Computer Science (AREA)
- Databases & Information Systems (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Business, Economics & Management (AREA)
- Data Mining & Analysis (AREA)
- General Engineering & Computer Science (AREA)
- Finance (AREA)
- Accounting & Taxation (AREA)
- Computational Linguistics (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Marketing (AREA)
- Strategic Management (AREA)
- Technology Law (AREA)
- General Business, Economics & Management (AREA)
- Remote Sensing (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
Abstract
The application provides a method and a system for generating a meteorological disaster information query report facing insurance application. The method comprises the following steps: inputting administrative division information, time intervals and preliminary meteorological disaster types of insurance information aiming at a target area; acquiring administrative division information of meteorological information of a target area according to an administrative division information matching algorithm; matching a meteorological disaster discrimination algorithm lookup table according to the meteorological disaster coding information and the acquired meteorological element information in the time interval to discriminate the type of the meteorological disaster, and obtaining a meteorological disaster type discrimination result; and acquiring the weather disaster information query report of the time interval of the target area according to the weather disaster type judgment result and the weather disaster information query report template. The method realizes the meteorological disaster type discrimination and the meteorological information query facing the insurance application, provides more convenient meteorological disaster information query report data for insurance claims, and is beneficial to improving the scientific level of risk prevention of false claims.
Description
Technical Field
The application relates to the technical field of insurance, in particular to a method and a system for generating a meteorological disaster information query report for insurance application.
Background
The meteorological disasters are the most important agricultural natural disasters in China, and account for about 70 percent of all agricultural natural disasters. Agricultural meteorological disasters with high frequency and high strength bring great economic loss to China agriculture, and have become important attention and research objects of agricultural departments, such as agriculture, meteorology, disaster reduction, insurance and other departments. Agricultural insurance plays an important role in ensuring agricultural sustainable development, preventing and resolving agricultural production risks, maintaining national food safety and the like. As agricultural meteorological disasters in China have the characteristics of multiple types, high occurrence frequency, uneven spatial and temporal distribution, wide influence range, weight loss and the like. In the agricultural insurance claim settlement and real-time process, the insurance organization has urgent need for the meteorological disaster evidence report. Therefore, the method and the device for judging the meteorological disaster are provided for agricultural insurance, and have important significance for reducing the insurance operation cost, improving the operation efficiency and guaranteeing the rights and interests of the insured peasant households.
However, in the present stage, insurance organizations acquire the weather disaster certification reports through various ways, and the report forms and the contents are not uniform. How to utilize meteorological data to carry out real-time, objective standard judgement to meteorological disaster to for insurance institution provides convenient interfacing apparatus, become the important realistic problem that needs to solve in insurance risk management.
Disclosure of Invention
The embodiment of the invention provides a method and a system for generating a meteorological disaster information inquiry report facing insurance application, which are used for overcoming the defects in the prior art.
According to the meteorological disaster information query report generation method for insurance application, disclosed by the embodiment of the invention, administrative division information, time intervals and preliminary meteorological disaster types of insurance information for a target area are input; acquiring administrative division information of meteorological information corresponding to the administrative division information of the insurance information of the target area according to an administrative division information matching algorithm; acquiring meteorological element information of the time interval of the target area according to the input time interval and the acquired administrative division information of the meteorological information; acquiring meteorological disaster coding information of the preliminary meteorological disaster type according to the input preliminary meteorological disaster type; matching a weather disaster discrimination algorithm lookup table according to the acquired weather disaster coding information and the acquired weather element information of the time interval, and discriminating the type of the weather disaster to obtain a weather disaster type discrimination result; and generating a weather disaster report of the time interval of the target area according to the weather disaster type judgment result and a weather disaster information query report template.
According to the meteorological disaster information query report generation method for insurance application in one embodiment of the present invention, before the administrative division information, the time interval, and the preliminary meteorological disaster type of the insurance information for the target area are input, the method further includes: constructing an insurance information platform of the agricultural insurance comprising the administrative division information based on the specified administrative division code encoding rule;
the administrative division information comprises administrative division names and/or codes;
the appointed administrative division code coding rule comprises one or more of an administrative division code issued by an appointed organization, a standard specification of an insurance industry maintained by the appointed organization, or an administrative division code of the national standard of the people's republic of China (GB/T2260-2007);
the input of administrative division information of insurance information for a target area includes: and inputting administrative division information of insurance information aiming at the target area according to the administrative division information maintained by the insurance information platform of the agricultural insurance.
According to the method for generating the meteorological disaster information inquiry report for the insurance application, the input administrative division name or code is acquired, and the information is from the administrative division information of the insurance core system of the insurance company input by the user. Furthermore, the administrative division information of the core system of the insurance company is consistent with the administrative division information maintained by an insurance information platform such as agricultural insurance and the like constructed by the Chinese bank insurance information technology management limited company.
According to the method for generating the meteorological disaster information query report for insurance application, disclosed by the embodiment of the invention, the administrative division information matching algorithm is obtained by mapping the administrative division information of the meteorological site and the administrative division information of the insurance information; the method comprises the steps of obtaining administrative division information of a meteorological site by overlaying layers through longitude and latitude of the position of the meteorological site and a vector polygon of an administrative area, then establishing a mapping table of the administrative division information of the meteorological site and administrative division information of an insurance core system, and only changing the mapping relation of the administrative division mapping table when the administrative division information of the insurance core system is changed, so that the consistency of the administrative division of the meteorological site and the administrative division of the insurance core system is kept.
According to the method for generating the meteorological disaster information inquiry report for the insurance-oriented application, disclosed by the invention, the meteorological element information comprises the temperature of the daily or hour meteorological data and the basic meteorological elements of rainfall, and can also comprise a self-defined meteorological disaster.
According to the method for generating the meteorological disaster information inquiry report for insurance application, the meteorological disaster type and the meteorological disaster code are performed according to the national standard 'natural disaster classification and code' (GB/T28921 and 2012), and usually comprise the disaster types and codes of rainstorm, gale and hail, and can be expanded according to the natural disaster code rule to code the user-defined meteorological disaster type.
According to the method for generating the weather disaster information query report for insurance application, the weather disaster discrimination algorithm lookup table is generated by discriminating the weather disasters according to issued weather disaster countries or industry standards, the acquired weather element information of the time interval is matched with the weather disaster discrimination algorithm lookup table to discriminate the weather disaster types, when the discriminated weather disaster types are various disasters, each weather disaster name is clearly marked in the weather disaster report, and when no weather disaster exists, a null value is returned.
According to the method for generating the meteorological disaster information inquiry report for insurance application, disclosed by the embodiment of the invention, the meteorological information inquiry report template comprises a meteorological report number, a meteorological report generation event, an administrative region, a time interval of a meteorological report, information of weather conditions of a previous week, a distinguished meteorological disaster type, a meteorological data source, an administrative division data source, an inquiry insurance agency name and code, a report code and unit information generated by a report, and the report template can describe weather conditions of the previous week, weather of the current day and the occurrence conditions of the meteorological disasters.
The embodiment of the present invention further provides an electronic device, which includes a memory, a processor, and a computer program stored in the memory and capable of running on the processor, wherein when the processor executes the program, the steps of the method for generating an insurance-application-oriented weather disaster information query report as described in any one of the above embodiments are implemented.
Embodiments of the present invention further provide a non-transitory computer-readable storage medium, on which a computer program is stored, where the computer program, when executed by a processor, implements the steps of the insurance application-oriented weather report generation method described in any one of the above.
According to the method and the system for generating the meteorological disaster information query report for insurance application, provided by the embodiment of the invention, the meteorological big data is called by matching the administrative division information of the insurance system with the administrative division information of the meteorological site, and then the meteorological disaster condition of a certain area is determined based on the meteorological disaster discrimination algorithm lookup table and the meteorological report template.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the embodiments or the description of the prior art will be briefly described below, and it is obvious that the drawings in the following description are some embodiments of the present invention, and other drawings can be obtained by those skilled in the art without creative efforts.
Fig. 1 is a schematic flowchart of a method for generating a weather disaster information query report for insurance-oriented application according to an embodiment of the present invention;
fig. 2 is a schematic diagram of a weather report of a weather disaster information query report generation method for insurance-oriented application according to an embodiment of the present invention;
fig. 3 is a schematic structural diagram of a system for generating a weather disaster information query report for insurance-oriented applications according to an embodiment of the present invention;
fig. 4 is a schematic structural diagram of an electronic device according to an embodiment of the present invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are some, but not all, embodiments of the present invention. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
In the embodiment of the present application, the meteorological disasters in the meteorological disaster information query report generally include the following types: rainstorm, strong wind, hail, drought, high temperature, low temperature frost damage and the like, which are not limited by the embodiment of the application.
The method and system for generating a weather disaster information query report for insurance application according to the embodiment of the present invention are described below with reference to fig. 1 to 4. Fig. 1 is a schematic flow chart of generating a weather disaster information query report for insurance application according to an embodiment of the present invention, and as shown in fig. 1, a method for generating a weather disaster information query report for insurance application according to an embodiment of the present invention includes:
s101, inputting administrative division information, time intervals and preliminary meteorological disaster types of insurance information aiming at a target area.
The administrative division information of the target area may refer to an administrative division name or an administrative division code of a county, or a township, or an administrative village. In practical application, it is common that the insurance company business personnel directly call administrative division information from the insurance core system of the insurance company. In the insurance industry, an insurance company core system is directly connected with China Bank insurance information technology management company Limited, and the insurance company core system is consistent with administrative division information maintained by an insurance information platform such as agricultural insurance and the like constructed by the China Bank insurance information technology management company Limited.
In practical application, the response time of the weather disaster information query report is required to be relatively fast, and the time interval is usually required to be a certain day or a certain month. The meteorological disaster types comprise common disaster types such as rainstorms, strong winds, hailstones, drought, high-temperature and low-temperature frost disasters and the like.
S102, acquiring administrative division information of weather information corresponding to the administrative division information of the insurance information of the target area according to an administrative division information matching algorithm.
In practical application, the administrative division information of the weather information may be an administrative division name or code of the weather information, and the administrative division name or code of the weather information may be generated from a mapping table of the administrative division of the weather station and the administrative division of the insurance core system; the administrative division information matching algorithm is obtained by mapping the administrative division information of the meteorological site and the administrative division information of the insurance information. The method comprises the steps of obtaining administrative division information of a meteorological site by overlaying layers through longitude and latitude of the position of the meteorological site and a vector polygon of an administrative area, then establishing a mapping table of the administrative division information of the meteorological site and administrative division information of an insurance core system, and only changing the mapping relation of the administrative division mapping table when the administrative division information of the insurance core system is changed, so that the consistency of the administrative division of the meteorological site and the administrative division of the insurance core system is kept.
And S103, acquiring meteorological element information of the time interval of the target area according to the input time interval and the acquired administrative division information of the meteorological information.
The meteorological element information refers to basic meteorological elements such as temperature and rainfall of daily value or hour meteorological data. In practical application, the meteorological data is derived from meteorological data issued by the national weather service.
And S104, inquiring and acquiring weather disaster coding information of the preliminary weather disaster type according to the input preliminary weather disaster type.
In practical application, the weather disaster type and the weather disaster coding are performed according to the national standard "natural disaster classification and code" (GB/T28921-2012), and usually include disaster types and codes such as rainstorm, strong wind, hail, etc., and can be expanded according to the natural disaster coding rule to code the customized weather disaster type.
And S105, matching the weather disaster identification algorithm lookup table according to the acquired weather disaster coding information and the acquired weather element information in the time interval, and identifying the type of the weather disaster to obtain a weather disaster type identification result.
In practical application, the weather disaster discrimination algorithm lookup table is a lookup table generated by discriminating weather disasters according to issued weather disaster countries or industry standards, and is used for matching the acquired weather element information of the time interval to which the weather disaster discrimination algorithm lookup table belongs to discriminate the weather disaster type.
And S106, acquiring a weather disaster report of the time interval of the target region according to the weather disaster type judgment result and the weather disaster information inquiry report template.
In practical applications, the weather disaster information query report template includes information of a region, a time interval, weather conditions (e.g., basic weather elements such as temperature, rainfall, wind speed, etc.) of the last week, a distinguished weather disaster type, a weather data source, an administrative district data source, a name and a code of a query organization, a report code, a report generation unit, and the like, and can describe the weather conditions of the last week and the occurrence conditions of the weather disasters of the current day, for example, as shown in fig. 2.
In the embodiment of the present application, a possible implementation manner is provided, before the administrative division information, the time interval, and the preliminary meteorological disaster type of the insurance information for the target area are input in S101, the method further includes: constructing an insurance information platform of agricultural insurance comprising administrative division information based on the specified administrative division code encoding rule;
the administrative division information comprises administrative division names and/or codes;
the appointed code encoding rule of the administrative division code comprises one or more of the administrative division code issued by an appointed organization, the standard specification of the insurance industry maintained by the appointed organization or the national standard administrative division code of the people's republic of China (GB/T2260-2007);
The administrative division information for inputting insurance information for a target area includes: according to the administrative division information maintained by an insurance information platform of agricultural insurance, the administrative division information of the insurance information aiming at the target area is input.
The insurance application-oriented meteorological disaster information query report generating system provided by the embodiment of the invention is described below, and the insurance application-oriented meteorological disaster information query report generating method and system described below and the insurance application-oriented meteorological disaster information query report generating method described above can be referred to correspondingly.
Fig. 3 is a schematic structural diagram of a weather disaster information query report generating system for insurance application according to an embodiment of the present invention, and as shown in fig. 3, the weather disaster information query report generating system for insurance application includes: the system comprises a data input module 201, an administrative region matching algorithm module 202, a meteorological disaster matching discrimination algorithm module 203 and a data report generating module 204. The data input module 201 is configured to input administrative division information, a time interval, and a preliminary meteorological disaster type of insurance information for a target area; the administrative division matching algorithm module 202 is configured to match the input administrative division information with the administrative division information of the meteorological site, and acquire the administrative division information of the meteorological information corresponding to the administrative division information of the insurance information of the target area according to an administrative division information matching algorithm; the weather disaster matching and distinguishing algorithm module 203 is used for matching the input weather disaster type with weather disaster information distinguished by the acquired weather element information of the target area, and acquiring the weather element information of the time interval of the target area according to the input time interval and the administrative division information of the acquired weather information; acquiring weather disaster coding information of the preliminary weather disaster type according to the input preliminary weather disaster type; matching a weather disaster discrimination algorithm lookup table according to the acquired weather disaster coding information and the acquired weather element information of the time interval, and discriminating the type of the weather disaster to obtain a weather disaster type discrimination result; the data report generating module 204 is configured to invoke a weather disaster information query report template, fill the data processing result information of the administrative division matching algorithm module 202 and the weather disaster matching discrimination algorithm module 203, discriminate the result according to the type of the weather disaster, query the report template according to the weather disaster information, and generate a weather disaster information query report for the time interval of the target area.
Based on the same inventive concept, an embodiment of the present application further provides an electronic device, which includes a processor and a memory, where the memory stores a computer program, and the processor is configured to run the computer program to execute the method for generating a weather disaster information query report for insurance-oriented application according to any one of the above embodiments.
In an exemplary embodiment, there is provided an electronic device, as shown in fig. 4, the electronic device 300 shown in fig. 4 including: a processor 301 and a memory 303. Wherein the processor 301 is coupled to the memory 303, such as via bus 302. Optionally, the electronic device 300 may further comprise a transceiver 303. It should be noted that the transceiver 303 is not limited to one in practical applications, and the structure of the electronic device 300 is not limited to the embodiment of the present application.
The Processor 301 may be a CPU (Central Processing Unit), a general-purpose Processor, a DSP (Digital Signal Processor), an ASIC (Application Specific Integrated Circuit), an FPGA (Field Programmable Gate Array), or other Programmable logic device, transistor logic device, hardware component, or any combination thereof. Which may implement or execute the various illustrative logical blocks, modules, and circuits described in connection with the disclosure herein. The processor 301 may also be a combination of computing functions, e.g., comprising one or more microprocessors in combination, a DSP and a microprocessor in combination, or the like.
The Memory 303 may be a ROM (Read Only Memory) or other type of static storage device that can store static information and instructions, a RAM (Random Access Memory) or other type of dynamic storage device that can store information and instructions, an EEPROM (Electrically Erasable Programmable Read Only Memory), a CD-ROM (Compact Disc Read Only Memory) or other optical Disc storage, optical Disc storage (including Compact Disc, laser Disc, optical Disc, digital versatile Disc, blu-ray Disc, etc.), a magnetic Disc storage medium or other magnetic storage device, or any other medium that can be used to carry or store desired program code in the form of instructions or data structures and that can be accessed by a computer, but is not limited to these.
The memory 303 is used for storing application program codes for executing the scheme of the application, and the processor 301 controls the execution. The processor 301 is configured to execute application program code stored in the memory 303 to implement the aspects illustrated in the foregoing method embodiments.
Wherein, the electronic device includes but is not limited to: mobile terminals such as mobile phones, notebook computers, digital broadcast receivers, PDAs (personal digital assistants), PADs (tablet computers), PMPs (portable multimedia players), in-vehicle terminals (e.g., in-vehicle navigation terminals), and the like, and fixed terminals such as digital TVs, desktop computers, and the like. The electronic device shown in fig. 4 is only an example, and should not bring any limitation to the functions and the scope of use of the embodiments of the present application.
Based on the same inventive concept, the present application further provides a non-transitory computer-readable storage medium, in which a computer program is stored, where the computer program is configured to execute the method for generating the meteorological disaster information query report for insurance-oriented application according to any one of the above embodiments when the computer program is executed.
It can be clearly understood by those skilled in the art that the specific working processes of the system, the apparatus, and the module described above may refer to the corresponding processes in the foregoing method embodiments, and for the sake of brevity, the detailed description is omitted here.
Those of ordinary skill in the art will understand that: the technical solution of the present application may be essentially or wholly or partially embodied in the form of a software product, where the computer software product is stored in a storage medium and includes program instructions for enabling an electronic device (e.g., a personal computer, a server, or a network device) to execute all or part of the steps of the method according to the embodiments of the present application when the program instructions are executed. And the aforementioned storage medium includes: various media capable of storing program codes, such as a U disk, a removable hard disk, a Read Only Memory (ROM), a Random Access Memory (RAM), a magnetic disk, or an optical disk.
Alternatively, all or part of the steps of implementing the foregoing method embodiments may be implemented by hardware (an electronic device such as a personal computer, a server, or a network device) associated with program instructions, which may be stored in a computer-readable storage medium, and when the program instructions are executed by a processor of the electronic device, the electronic device executes all or part of the steps of the method described in the embodiments of the present application.
The above embodiments are only used for illustrating the technical solutions of the present application, and not for limiting the same; although the present application has been described in detail with reference to the foregoing embodiments, it should be understood by those of ordinary skill in the art that: the technical solutions described in the foregoing embodiments can be modified or some or all of the technical features can be equivalently replaced within the spirit and principle of the present application; such modifications or substitutions do not depart from the scope of the present application.
Claims (10)
1. An insurance application-oriented meteorological disaster information query report generation method is characterized by comprising the following steps:
inputting administrative division information, time intervals and preliminary meteorological disaster types of insurance information aiming at a target area;
acquiring administrative division information of meteorological information corresponding to the administrative division information of the insurance information of the target area according to an administrative division information matching algorithm;
acquiring meteorological element information of the time interval of the target area according to the input time interval and the acquired administrative division information of the meteorological information;
acquiring meteorological disaster coding information of the preliminary meteorological disaster type according to the input preliminary meteorological disaster type;
matching a weather disaster discrimination algorithm lookup table according to the acquired weather disaster coding information and the acquired weather element information of the time interval, and discriminating the type of the weather disaster to obtain a weather disaster type discrimination result;
and generating a weather disaster report of the time interval of the target area according to the weather disaster type judgment result and a weather disaster information query report template.
2. The method according to claim 1, wherein before inputting administrative division information, time interval, preliminary weather disaster type of insurance information for a target area, the method further comprises: constructing an insurance information platform of the agricultural insurance comprising the administrative division information based on the specified administrative division code encoding rule;
The administrative division information comprises administrative division names and/or codes;
the appointed administrative division code coding rule comprises one or more of an administrative division code issued by an appointed organization, a standard specification of an insurance industry maintained by the appointed organization, or an administrative division code of the national standard of the people's republic of China (GB/T2260-2007);
the inputting administrative division information of insurance information for a target area includes: and inputting administrative division information of insurance information aiming at the target area according to the administrative division information maintained by the insurance information platform of the agricultural insurance.
3. The method according to claim 1, wherein the administrative division information matching algorithm is obtained by mapping the administrative division information of the meteorological site and the administrative division information of the insurance information; the method comprises the steps of obtaining administrative division information of a meteorological site by overlaying layers through longitude and latitude of the position of the meteorological site and a vector polygon of an administrative area, then establishing a mapping table of the administrative division information of the meteorological site and administrative division information of an insurance core system, and only changing the mapping relation of the administrative division mapping table when the administrative division information of the insurance core system is changed, so that the consistency of the administrative division of the meteorological site and the administrative division of the insurance core system is kept.
4. The method according to claim 1, wherein the meteorological element information comprises basic meteorological elements of air temperature, rainfall and wind speed of meteorological day values or meteorological hour values, and also comprises hail and lightning customized meteorological disaster information; the meteorological element information is derived from meteorological data products publicly released and produced by a specified organization, and comprises a meteorological station direct observation result, a meteorological actual data product meeting national regulations, but not a meteorological forecast data product.
5. The method according to claim 1, wherein the weather disaster type and the weather disaster coding information are performed according to the national standard "natural disaster classification and code" (GB/T28921-2012), and include the disaster types of rainstorm, wind disaster and hail disaster, and can be extended according to the natural disaster coding rules to code the custom weather disaster type.
6. The method according to claim 1, wherein the weather disaster discrimination algorithm lookup table is generated for weather disaster discrimination according to issued weather disaster countries or industry standards, and is used for discriminating weather disaster types by matching the acquired weather element information of the time interval to which the weather disaster discrimination algorithm lookup table belongs, wherein each weather disaster name is clearly marked in the weather disaster report when the discriminated weather disaster type is a plurality of disasters, and an empty value is returned when no weather disaster exists.
7. The method of claim 1, wherein the weather disaster information query report template comprises a weather report number, a weather report generation event, an administrative region of a weather report, a time interval, weather condition information of a previous week, a distinguished weather disaster type, a weather data source, an administrative district data source, a query insurance agency name and code, a report code, and unit information of report generation, and is capable of describing weather conditions of a previous week and weather and occurrence of a weather disaster of a current day.
8. An insurance application-oriented meteorological disaster information inquiry report generation system is characterized by comprising:
the data input module is used for inputting administrative division information, time intervals and preliminary meteorological disaster types of insurance information aiming at the target area;
the administrative division matching algorithm module is used for acquiring administrative division information of the meteorological information corresponding to the administrative division information of the insurance information of the target area according to an administrative division information matching algorithm;
the meteorological disaster matching and distinguishing algorithm module is used for acquiring meteorological element information of the time interval of the target area according to the input time interval and the acquired administrative division information of the meteorological information; acquiring weather disaster coding information of the preliminary weather disaster type according to the input preliminary weather disaster type; matching a weather disaster discrimination algorithm lookup table according to the acquired weather disaster coding information and the acquired weather element information of the time interval, and discriminating the type of the weather disaster to obtain a weather disaster type discrimination result;
And the data report generating module is used for calling a meteorological disaster information query report template, filling data processing result information of the administrative division matching algorithm module and the meteorological disaster matching judgment algorithm module, and generating a meteorological disaster report of the time interval of the target area according to the meteorological disaster type judgment result and the meteorological disaster information query report template.
9. An electronic device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor when executing the program implements the steps of the method for generating weather disaster information inquiry report for insurance-oriented applications according to any one of claims 1 to 7.
10. A non-transitory computer readable storage medium having stored thereon a computer program, wherein the computer program when executed by a processor implements the steps of the insurance application oriented weather hazard information query report generation method according to any one of claims 1 to 7.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202210391330.2A CN114756638A (en) | 2022-04-14 | 2022-04-14 | Meteorological disaster information query report generation method and system for insurance application |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202210391330.2A CN114756638A (en) | 2022-04-14 | 2022-04-14 | Meteorological disaster information query report generation method and system for insurance application |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN114756638A true CN114756638A (en) | 2022-07-15 |
Family
ID=82331403
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN202210391330.2A Pending CN114756638A (en) | 2022-04-14 | 2022-04-14 | Meteorological disaster information query report generation method and system for insurance application |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN114756638A (en) |
Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109857750A (en) * | 2019-01-17 | 2019-06-07 | 深圳壹账通智能科技有限公司 | Settlement of insurance claim decision-making technique, device, computer equipment and storage medium |
| CN211375058U (en) * | 2019-11-29 | 2020-08-28 | 宁波市气象网络与装备保障中心 | Meteorological display system and calamity early warning system based on radar data |
| CN111626599A (en) * | 2020-05-22 | 2020-09-04 | 广东省突发事件预警信息发布中心(广东省人工影响天气中心) | Meteorological disaster risk studying and judging method and system |
| CN113610438A (en) * | 2021-08-24 | 2021-11-05 | 南京信息工程大学 | Meteorological disaster insurance index evaluation method and system |
-
2022
- 2022-04-14 CN CN202210391330.2A patent/CN114756638A/en active Pending
Patent Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109857750A (en) * | 2019-01-17 | 2019-06-07 | 深圳壹账通智能科技有限公司 | Settlement of insurance claim decision-making technique, device, computer equipment and storage medium |
| CN211375058U (en) * | 2019-11-29 | 2020-08-28 | 宁波市气象网络与装备保障中心 | Meteorological display system and calamity early warning system based on radar data |
| CN111626599A (en) * | 2020-05-22 | 2020-09-04 | 广东省突发事件预警信息发布中心(广东省人工影响天气中心) | Meteorological disaster risk studying and judging method and system |
| CN113610438A (en) * | 2021-08-24 | 2021-11-05 | 南京信息工程大学 | Meteorological disaster insurance index evaluation method and system |
Non-Patent Citations (1)
| Title |
|---|
| 李成: "一种地质灾害点风险防范的智能化应用", 电脑与电信, no. 4, pages 58 - 60 * |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| US20130268325A1 (en) | System and method for benchmarking environmental data | |
| JP6713238B2 (en) | Electronic device, method for constructing retail store evaluation model, system and storage medium | |
| US20210263957A1 (en) | Method and apparatus for dividing region, storage medium, and electronic device | |
| CN110704873A (en) | Method and system for preventing sensitive data from being leaked | |
| CN114236643B (en) | Weather forecast method, device, equipment and medium based on weather forecast system | |
| CN110222935B (en) | Natural disaster damage assessment method and device | |
| CN117575775A (en) | Service risk detection method, device, equipment and storage medium | |
| CN114756638A (en) | Meteorological disaster information query report generation method and system for insurance application | |
| Royer et al. | Rapid evaluation and response to impacts on critical end-use loads following natural hazard-driven power outages: A modular and responsive geospatial technology | |
| CN114896462A (en) | Rescue material recommendation method and device, electronic equipment and readable storage medium | |
| CN116342305A (en) | Travel expense reimbursement method, device, computer equipment and storage medium | |
| CN113051257B (en) | Service data cleaning method and device | |
| CN113032394B (en) | Method and device for making ecological protection red line supervision ledger based on time-space stamp | |
| US20210358061A1 (en) | Server-client system for standardizing a quantity work required to prepare an asset for a transaction | |
| CN112116284B (en) | False waybill identification method, false waybill identification system, electronic equipment and storage medium | |
| CN111160996B (en) | Cross-regional transaction visual monitoring method, device and equipment | |
| US20210019847A1 (en) | System and method for reporting historical severe weather activities for a property | |
| CN113934729A (en) | Data management method based on knowledge graph, related equipment and medium | |
| KR20220151501A (en) | Web-based drought Atlas system | |
| CN112465509A (en) | Signing contract early warning method and device | |
| CN111126833A (en) | Method and device for acquiring power access point | |
| TW202011325A (en) | Automatic claim settlement system and method including a claim settlement server having a storage unit, a communication unit, and a processing unit | |
| US9489695B1 (en) | Extensible infrastructure for managing workflow on a plurality of installed application components that interact with a central hosted component | |
| CN117149896B (en) | Data display method, device, equipment and storage medium | |
| CN112084281B (en) | Method, device, computer equipment and storage medium for drawing survey grid |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination |