CN114565375A - Intelligent POS terminal equipment - Google Patents
Intelligent POS terminal equipment Download PDFInfo
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- CN114565375A CN114565375A CN202210123648.2A CN202210123648A CN114565375A CN 114565375 A CN114565375 A CN 114565375A CN 202210123648 A CN202210123648 A CN 202210123648A CN 114565375 A CN114565375 A CN 114565375A
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- application program
- card swiping
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/203—Inventory monitoring
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/208—Input by product or record sensing, e.g. weighing or scanner processing
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/209—Specified transaction journal output feature, e.g. printed receipt or voice output
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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- Engineering & Computer Science (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Computer Networks & Wireless Communication (AREA)
- Computer Security & Cryptography (AREA)
- Cash Registers Or Receiving Machines (AREA)
Abstract
The invention discloses an intelligent POS terminal device, which comprises a hardware peripheral and an application program; the hardware peripheral comprises a card swiping printing device; the application program is installed and operated on the terminal; a communication chip is arranged in the card swiping printing device, and the communication chip is connected with a terminal through a wireless communication technology and used for exchanging data with the application program; the application program comprises a bar code module, a biological payment module, a card swiping module and an account book module. The invention can realize more convenient and rapid receipt by adopting the split design of the application program and the card swiping printing peripheral, integrates the cash transaction record, the bar code identification payment and the card swiping operation into a whole, improves the operation and management efficiency, has the advantages of low power consumption and long standby time, is beneficial to the vast client groups such as sales shops, financial institutions, non-bank payment institutions and the like, and is worthy of popularization.
Description
Technical Field
The invention relates to the technical field of payment collection, in particular to an intelligent POS terminal device.
Background
The bar code payment business refers to business activities of applying bar code technology to banking financial institutions and non-banking payment institutions to realize money and fund transfer between payees. The barcode payment service includes a payment code scan and a collection code scan. The payment code scanning means a behavior that a payer finishes payment by recognizing and reading the two-dimensional code displayed by the payee through the mobile terminal. The collection code scanning means the behavior that the payee finishes payment by recognizing and reading the bar code displayed by the payer mobile terminal. The bar code payment is based on an account system, the identity card number and the mobile phone number of a user are combined with static passwords, electronic signatures, fingerprints and the like to verify the transaction by 4 elements, and the bar code payment has the characteristics of low cost, simplicity in deployment and convenience in use, can be rapidly and widely applied to various commercial payment scenes after 2018, and is far more popular than an intelligent POS.
The new retail mode is a new retail mode in which enterprises rely on the internet, and the production, circulation and sales processes of commodities are upgraded and modified by applying advanced technical means such as big data, artificial intelligence and the like, so that the state structure and the ecological circle are remodeled, and the on-line service, the off-line experience and the modern logistics are deeply integrated, wherein the on-line mode refers to a cloud platform, and the off-line mode refers to a sales store or a manufacturer. The essence of new retail is that innovative technologies are used to reduce the operating costs of the retail industry and increase efficiency.
The retail industry has various business forms and has large demand differentiation of different industries. The functions of the existing cashier system and the intelligent POS on the market are more and more complex and diversified. In reality, for a special merchant, there are usually several POS machines placed in a store, namely an intelligent POS machine, a non-intelligent POS machine, and two-dimensional payment collection codes of different banks, which respectively satisfy payment of a user (the user scans the two-dimensional payment codes of the merchant by using APPs such as a pay bank, a WeChat, a cloud flash payment and the like in a smart phone), payment collection (the user presents the payment codes), and direct physical card swiping (including a bank savings card or a credit card of the user).
In the offline payment scene, on one hand, the barcode payment cannot realize direct card swiping payment of a user, and the card swiping payment needs to be carried out by means of an intelligent POS. Moreover, the bar code payment service is provided by different service providers, different methods for operating and using different payment collecting tools are different, and considerable time and energy are required for merchants to use and become familiar with the bar code payment service; the merchant uses a plurality of order receiving modes, the data of different bar code payment tools are independent from each other, the same report form cannot be merged, the merchant needs to manually merge by self-, and the workload of checking accounts and checking funds by the merchant is increased. On the other hand, although the existing intelligent POS machine has various functions, the use and the operation are more complicated; generally, the bar code payment system is expensive, a merchant needs to purchase (or pay for a deposit lease), and the maintenance cost of machines and tools is high, so that the bar code payment system cannot be popularized as a bar code payment product. The traditional intelligent POS is taken as a first-line operation order-receiving tool (production tool) of new retail business, is hoped by the industry, and is supposed to be a mark of higher productivity development level of new retail business, but due to the practical problems, the order-receiving efficiency of a merchant cannot be improved, the burden is lightened, the operation cost of the merchant is increased, and the enthusiasm of the merchant for adopting the intelligent POS is not high.
The existing mobile payment technology and industry development in China are in the leading position in the world, meanwhile, the domestic 5G application technology industry is in the front of the world, and the new retail mode has higher requirements on the operation efficiency of sales stores, which means that a more advanced and practical, low-cost, concise and efficient data intelligent mobile payment tool is demanded and needs to be invented.
Disclosure of Invention
In order to solve the technical problem, the technical scheme provided by the invention is that the intelligent POS terminal equipment comprises:
an intelligent POS terminal device comprises a hardware peripheral and an application program;
the hardware peripheral comprises a card swiping printing device; the application program is installed and operated on the terminal;
a communication chip is arranged in the card swiping printing device, and the communication chip is connected with a terminal through a wireless communication technology and used for exchanging data with the application program;
the application program comprises a bar code module, a biological payment module, a card swiping module and an account book module;
the bar code module can use a camera of the operation terminal to realize bar code scanning and collect money; the bar code module can call a display screen of the terminal machine and is used for displaying the payment code;
the biological payment module can call a biological identification component of the operation terminal machine and complete payment based on an identification result;
The card swiping module is in communication connection with the card swiping printing equipment so as to send a card swiping command and return a card swiping result;
the bar code module, the biological payment module and the card swiping module are all connected with the account book module; the account book module is internally recorded with receipt data generated by bar code payment, biological payment, card swiping payment and cash payment, and the account book module supports real-time addition, deletion, modification and check.
As an improvement, the terminal comprises a handheld mobile terminal and a computer.
As an improvement, the wireless communication technology comprises but is not limited to Bluetooth, NFC and 5G IOT.
As an improvement, the biological payment module adopts fingerprint identification or face identification to carry out biological factor identification so as to complete payment.
As an improvement, the application program further comprises a voice broadcast module, and after payment is completed, the voice broadcast module of the terminal is called to perform voice broadcast on the transaction amount.
As an improvement, the application program also comprises an inventory management module used for sorting the incoming goods and checking the inventory.
As an improvement, the application program further comprises an operation analysis module, and the operation analysis module calls data information in the account book module and the inventory management module, analyzes based on a fixed algorithm, and gives an operation rating and a report.
As an improvement, the application program also comprises a customer management module which is used for carrying out classification management and maintenance care on transaction customers.
Compared with the prior art, the invention has the advantages that:
(1) the intelligent POS product design method can enable the merchant to receive the order more conveniently and efficiently: no matter the operation is cash transaction, bar code identification payment or card swiping, the operation is carried out on a mobile phone or a computer familiar to the merchant, and the use is convenient.
(2) All the order receiving data are in one data list, so that the merchants can check accounts conveniently, and the management efficiency is improved.
(3) The peripheral card swiping terminal adopts Bluetooth, NFC or 5G IOT low-power-consumption design, and can be in sleep only by being powered on when in use or not in use, and can be used for more than 30 days after being charged once.
(4) The cost of the POS machine, maintenance and function upgrade is reduced to be close to 0, taking the general situation in the market as an example, the cost of a cash register system is thousands of yuan, the cost of an intelligent POS machine is about 1000 yuan, the cost of a card swiping peripheral is about tens of yuan, and the cost of the POS machine and operation is greatly reduced.
(5) The method can break through the bottleneck of incomplete original collection data of the sales stores in the existing new retail business mode, is beneficial to cost reduction and efficiency improvement of the sales stores, and promotes the development of data-driven new retail business.
(6) The method is beneficial to the popularization of POS business service of banking financial institutions and non-banking payment institutions to serve vast merchants, and more accords with the new industry development concept of green energy conservation and general finance.
Drawings
Fig. 1 is a block diagram of an intelligent POS terminal device according to the present invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are some, but not all, embodiments of the present invention. All other embodiments, which can be obtained by a person skilled in the art without inventive step based on the embodiments of the present invention, are within the scope of protection of the present invention.
With reference to the accompanying drawings, fig. 1 shows an intelligent POS terminal device, which includes a hardware peripheral and an application program;
the hardware peripheral comprises a card swiping printing device; the application program is installed and operated on the terminal machine;
a communication chip is arranged in the card swiping printing device, and the communication chip is connected with the terminal through a wireless communication technology and used for exchanging data with an application program;
the application program comprises a bar code module, a biological payment module, a card swiping module and an account book module;
The bar code module can use a camera of the operation terminal to scan the bar code and collect money; the bar code module can call a display screen of the terminal and is used for displaying the payment code;
the biological payment module can call a biological recognition component of the operation terminal machine to complete payment based on the recognition result;
the card swiping module establishes communication connection with the card swiping printing equipment to send a card swiping command and return a card swiping result;
the bar code module, the biological payment module and the card swiping module are all connected with the account book module; the accounting module is used for receiving and recording order data generated by bar code payment, biological payment, card swiping payment and cash payment, and supports real-time addition, deletion, modification and checking.
In this embodiment, the terminal includes a handheld mobile terminal and a computer.
In this embodiment, the wireless communication technology includes, but is not limited to, bluetooth, NFC, 5G IOT.
In this embodiment, the biological payment module performs biological element recognition by fingerprint recognition or face recognition to complete payment.
In this embodiment, the application program further includes a voice broadcast module, and after payment is completed, the audio broadcast module of the terminal is called to perform voice broadcast on the transaction amount.
In this embodiment, the application program further includes an inventory management module for sorting the incoming items and checking the inventory.
In this embodiment, the application program further includes an operation analysis module, and the operation analysis module calls data information in the account book module and the inventory management module, analyzes based on a fixed algorithm, and gives an operation rating and a report.
In this embodiment, the application program further includes a customer management module for performing classification management and maintenance care on the transaction customers.
In a specific implementation: the invention adopts a split design of an application program and a card swiping printing device. The application program is installed on a designated mobile phone or a computer of a special merchant, can meet the bar code payment demand of a user, and comprises the steps of replacing a traditional code scanning gun with a camera of designated equipment to carry out bar code payment; the payment code of the store can be displayed, so that a user can scan the code by using a mobile phone camera after using the mobile phone, and bar code payment is carried out; the method can identify the biological characteristic elements such as human faces, fingerprints and the like of old customers to finish payment. When a user needs to pay by swiping a card directly, the application program can be connected with a specified card swiping and printing peripheral device through Bluetooth, NFC, 5G IOT or other wireless communication technologies, and card swiping payment is completed rapidly. When a user needs cash payment, the application program supports real-time addition and modification of a receipt account book, so that increase, decrease and maintenance of a store sales account book in a cash collection mode are met; in short, the receipt book in the application includes all receipt data of various manners such as cash, code scanning, and card swiping of the store. The application program can provide abundant functions of receiving data broadcasting, goods classification, inventory checking, intelligent data operation analysis, member relationship management and the like in real time. The application program can be upgraded on line, continuously expands new functions and meets the multi-level and diversified requirements of merchants.
The present invention and its embodiments have been described above, and the description is not intended to be limiting, and the drawings are only one embodiment of the present invention, and the actual structure is not limited thereto. In summary, those skilled in the art should appreciate that they can readily use the disclosed conception and specific embodiments as a basis for designing or modifying other structures for carrying out the same purposes of the present invention without departing from the spirit and scope of the invention as defined by the appended claims.
Claims (8)
1. An intelligent POS terminal device is characterized in that: the system comprises a hardware peripheral and an application program;
the hardware peripheral comprises a card swiping printing device; the application program is installed and operated on the terminal;
a communication chip is arranged in the card swiping printing device, and the communication chip is connected with a terminal through a wireless communication technology and used for exchanging data with the application program;
the application program comprises a bar code module, a biological payment module, a card swiping module and an account book module;
the bar code module can use a camera of the operation terminal to realize bar code scanning and collect money; the bar code module can call a display screen of the terminal machine and is used for displaying the payment code;
the biological payment module can call a biological identification component of the operation terminal machine and complete payment based on an identification result;
The card swiping module is in communication connection with the card swiping printing equipment so as to send a card swiping command and return a card swiping result;
the bar code module, the biological payment module and the card swiping module are all connected with the account book module; the account book module is internally recorded with receipt data generated by bar code payment, biological payment, card swiping payment and cash payment, and the account book module supports real-time addition, deletion, modification and check.
2. The intelligent POS terminal device of claim 1, wherein: the terminal comprises a handheld mobile terminal and a computer.
3. The intelligent POS terminal device of claim 1, wherein: the wireless communication technology includes but is not limited to bluetooth, NFC, 5G IOT.
4. The intelligent POS terminal device of claim 1, wherein: the biological payment module adopts fingerprint identification or face identification to carry out biological element identification so as to complete payment.
5. The intelligent POS terminal device of claim 1, wherein: the application program also comprises a voice broadcasting module, and after payment is completed, the voice broadcasting module of the terminal is called to perform voice broadcasting on the transaction amount.
6. The intelligent POS terminal device of claim 1, wherein: the application program also comprises an inventory management module used for sorting the incoming products and checking the inventory.
7. The intelligent POS terminal device of claim 6, wherein: the application program also comprises an operation analysis module, and the operation analysis module calls data information in the account book module and the inventory management module, analyzes based on a fixed algorithm, and gives an operation rating and a report.
8. The intelligent POS terminal device of claim 1, wherein: the application program also comprises a customer management module used for carrying out classified management and maintenance care on the transaction customers.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202210123648.2A CN114565375A (en) | 2022-02-10 | 2022-02-10 | Intelligent POS terminal equipment |
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| Application Number | Priority Date | Filing Date | Title |
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| CN202210123648.2A CN114565375A (en) | 2022-02-10 | 2022-02-10 | Intelligent POS terminal equipment |
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| CN114565375A true CN114565375A (en) | 2022-05-31 |
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| CN202210123648.2A Pending CN114565375A (en) | 2022-02-10 | 2022-02-10 | Intelligent POS terminal equipment |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN117078243A (en) * | 2023-10-16 | 2023-11-17 | 福建联迪商用设备有限公司 | Distributed payment processing method, system and electronic equipment |
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| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106355792A (en) * | 2016-11-11 | 2017-01-25 | 朱昌权 | Counting, checking, swiping, scanning and intelligent payment all-in-one machine |
| CN107633597A (en) * | 2017-09-30 | 2018-01-26 | 北京神州安付科技有限公司 | A kind of compound cCredit card payment terminal and its method of payment based on intelligent terminal |
| WO2018235098A1 (en) * | 2017-06-20 | 2018-12-27 | Ezetap Mobile Solutions Private Limited | Universal payment acceptance system |
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- 2022-02-10 CN CN202210123648.2A patent/CN114565375A/en active Pending
Patent Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106355792A (en) * | 2016-11-11 | 2017-01-25 | 朱昌权 | Counting, checking, swiping, scanning and intelligent payment all-in-one machine |
| WO2018235098A1 (en) * | 2017-06-20 | 2018-12-27 | Ezetap Mobile Solutions Private Limited | Universal payment acceptance system |
| CN107633597A (en) * | 2017-09-30 | 2018-01-26 | 北京神州安付科技有限公司 | A kind of compound cCredit card payment terminal and its method of payment based on intelligent terminal |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN117078243A (en) * | 2023-10-16 | 2023-11-17 | 福建联迪商用设备有限公司 | Distributed payment processing method, system and electronic equipment |
| CN117078243B (en) * | 2023-10-16 | 2024-01-30 | 福建联迪商用设备有限公司 | Distributed payment processing method, system and electronic equipment |
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