CN114529389A - Credit-based asset management method and device - Google Patents

Credit-based asset management method and device Download PDF

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Publication number
CN114529389A
CN114529389A CN202210020721.3A CN202210020721A CN114529389A CN 114529389 A CN114529389 A CN 114529389A CN 202210020721 A CN202210020721 A CN 202210020721A CN 114529389 A CN114529389 A CN 114529389A
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data
credit
request
data table
assets
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甘莹
甘杉
李文俊
唐良运
曹熙
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China Southern Power Grid Big Data Service Co ltd
Southern Power Grid Digital Grid Research Institute Co Ltd
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China Southern Power Grid Big Data Service Co ltd
Southern Power Grid Digital Grid Research Institute Co Ltd
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Priority to CN202210020721.3A priority Critical patent/CN114529389A/en
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/03—Credit; Loans; Processing thereof
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/20—Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
    • G06F16/23—Updating
    • G06F16/2308—Concurrency control
    • G06F16/2336—Pessimistic concurrency control approaches, e.g. locking or multiple versions without time stamps
    • G06F16/2343—Locking methods, e.g. distributed locking or locking implementation details
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/20—Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
    • G06F16/23—Updating
    • G06F16/2379—Updates performed during online database operations; commit processing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/20—Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
    • G06F16/28—Databases characterised by their database models, e.g. relational or object models
    • G06F16/284—Relational databases
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/12—Accounting

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  • Theoretical Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Databases & Information Systems (AREA)
  • General Physics & Mathematics (AREA)
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  • General Engineering & Computer Science (AREA)
  • Data Mining & Analysis (AREA)
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Abstract

The application discloses a credit-based asset management method and a device, wherein the method comprises the following steps: creating a data table in the asset database; adding an initial data in the data table, wherein the initial data is used for indicating the total number of the credit assets which can be used within a preset date range; after receiving a request for using credit assets each time, judging whether the total number of the remaining available credit assets in the latest date data in the data table is more than or equal to the number of the credit assets used by the request carried in the request; and if the number is larger than or equal to the preset value, adding a piece of data in the data table. The method and the device solve the problem that excessive credit assets are easily caused by the fact that the number of the credit assets is not enough through manual monitoring in the prior art, and therefore the credit assets of an enterprise are guaranteed to be in a controllable range through technical means.

Description

Credit-based asset management method and device
Technical Field
The application relates to the field of data processing, in particular to a credit-based asset management method and device.
Background
The credit assets refer to receivable accounts or receivable bills formed when an enterprise credits goods or provides labor to others on the basis of credit. Mainly comprises non-guarantee receivable bills, receivable accounts, other receivable accounts and the like.
The characteristics of the credit assets are: the items of the goods on credit are determined, the transaction quantity is limited, and the recycling period is determined by comparison. If the credit assets are too much, the excessive receivable accounts management cost is increased, bad accounts are increased, and enterprise asset risks are increased.
In the prior art, the management of the credit assets is generally controlled by corresponding financial personnel, and the manual control method easily causes the situation of insufficient monitoring, thereby causing the excessive credit assets.
Disclosure of Invention
The embodiment of the application provides a credit asset management method and a credit asset management device, which are used for at least solving the problem that excessive credit assets are easily caused by the fact that the number of the credit assets is not enough through manual monitoring in the prior art.
According to one aspect of the present application, there is provided a credit-based asset management method, including: creating a data table in an asset database, wherein the asset database is used for storing data related to assets of an enterprise, the data table comprises a plurality of fields, and the fields at least comprise: a credit asset value, date, the credit asset number indicating a total number of credit assets remaining available for the enterprise; adding an initial data in the data table, wherein the initial data is used for indicating the total number of the credit assets which can be used within a preset date range; after receiving a request for using credit assets each time, judging whether the total number of the remaining available credit assets in the latest date data in the data table is more than or equal to the number of the credit assets used by the request carried in the request; and if the number is larger than or equal to the preset value, adding a piece of data in the data table, wherein the data corresponding to the date field of the added data is the date of receiving the request, and the data corresponding to the credit asset number field of the added data is the total number of the available credit assets left after the credit assets used by the request are processed.
Further, adding a piece of data to the data table includes: judging whether the current state of the data table is a locking state, and if the current state of the data table is the locking state, storing a piece of data to be added in a database cache; and if the data table is not in the locking state, locking the data table and adding the piece of data in the data table, wherein the data table in the locking state can only be operated by the party with the locking state.
Further, still include: and sending a prompt message to a sender of the request under the condition that whether the total number of the remaining available credit assets in the latest data in the date in the data table is less than the number of the credit assets used by the request carried in the request, wherein the prompt message is used for indicating that the total number of the remaining available credit assets is insufficient.
Further, still include: and after receiving a request for returning the credit assets, adding a piece of data in the data table, wherein the total number of the added remaining available credit assets in the piece of data is the total number of the remaining available credit assets in the data table plus the total number of the credit assets carried in the request for returning the credit assets.
Further, the plurality of fields further include a user field, wherein data corresponding to the user field is used for indicating information of a user who sends a request for using the credit asset or a request for returning the credit asset.
According to another aspect of the present application, there is also provided a credit-based asset management apparatus, including: the system comprises a creating module, a data processing module and a data processing module, wherein the creating module is used for creating a data table in an asset database, the asset database is used for storing data related to assets of an enterprise, the data table comprises a plurality of fields, and the fields at least comprise: a credit asset value, date, the credit asset number indicating a total number of credit assets remaining available for the enterprise; the adding module is used for adding an initial datum in the data table, wherein the initial datum is used for indicating the total number of the credit assets which can be used within a preset date range; the judging module is used for judging whether the total number of the remaining available credit assets in the latest date data in the data table is more than or equal to the number of the credit assets used by the request carried in the request after receiving the request for using the credit assets each time; and the processing module is used for adding a piece of data in the data table if the number of the data is larger than or equal to the preset value, wherein the data corresponding to the date field of the added data is the date of receiving the request, and the data corresponding to the credit asset number field of the added data is the total number of the available credit assets left after the credit assets used by the request are processed.
Further, the processing module is configured to: judging whether the current state of the data table is a locking state, and if the current state of the data table is the locking state, storing a piece of data to be added in a database cache; and if the data table is not in the locking state, locking the data table and adding the piece of data in the data table, wherein the data table in the locking state can only be operated by the party with the locking state.
Further, the processing module is further configured to: and sending a prompt message to a sender of the request under the condition that whether the total number of the remaining available credit assets in the latest data in the date in the data table is less than the number of the credit assets used by the request carried in the request, wherein the prompt message is used for indicating that the total number of the remaining available credit assets is insufficient.
Further, the processing module is further configured to: and after receiving a request for returning the credit assets, adding a piece of data in the data table, wherein the total number of the added remaining available credit assets in the piece of data is the total number of the remaining available credit assets in the data table plus the total number of the credit assets carried in the request for returning the credit assets.
Further, the plurality of fields further include a user field, wherein data corresponding to the user field is used for indicating information of a user who sends a request for using the credit asset or a request for returning the credit asset.
In the embodiment of the present application, a data table is created in an asset database, where the asset database is used to store data related to assets of an enterprise, and the data table includes a plurality of fields, where the plurality of fields at least includes: a credit asset value, date, the credit asset number indicating a total number of credit assets remaining available for the enterprise; adding an initial data in the data table, wherein the initial data is used for indicating the total number of the credit assets which can be used within a preset date range; after receiving a request for using credit assets each time, judging whether the total number of the remaining available credit assets in the latest date data in the data table is more than or equal to the number of the credit assets used by the request carried in the request; and if the number is larger than or equal to the preset value, adding a piece of data in the data table, wherein the data corresponding to the date field of the added data is the date of receiving the request, and the data corresponding to the credit asset number field of the added data is the total number of the available credit assets left after the credit assets used by the request are processed. The method and the device solve the problem that excessive credit assets are easily caused by the fact that the number of the credit assets is not enough through manual monitoring in the prior art, and therefore the credit assets of an enterprise are guaranteed to be in a controllable range through technical means.
Drawings
The accompanying drawings, which are incorporated in and constitute a part of this application, illustrate embodiments of the application and, together with the description, serve to explain the application and are not intended to limit the application. In the drawings:
FIG. 1 is a flow diagram of a credit-based asset management method according to an embodiment of the application.
Detailed Description
It should be noted that the embodiments and features of the embodiments in the present application may be combined with each other without conflict. The present application will be described in detail below with reference to the embodiments with reference to the attached drawings.
It should be noted that the steps illustrated in the flowcharts of the figures may be performed in a computer system such as a set of computer-executable instructions and that, although a logical order is illustrated in the flowcharts, in some cases, the steps illustrated or described may be performed in an order different than presented herein.
In the embodiment, a credit-based asset management method is provided, and fig. 1 is a flowchart of a credit-based asset management method according to an embodiment of the present application, and as shown in fig. 1, the method includes the following steps:
step S102, creating a data table in an asset database, wherein the asset database is used for storing data related to assets of an enterprise, the data table comprises a plurality of fields, and the fields at least comprise: a credit asset value, date, the credit asset number indicating a total number of credit assets remaining available for the enterprise;
optionally, the plurality of fields further include a user field, where data corresponding to the user field is used to indicate information of a user who sends a request to use the credit asset or a request to return the credit asset.
Step S104, adding an initial data in the data table, wherein the initial data is used for indicating the total number of the credit assets which can be used within a preset date range;
as another optional implementation, a session pool may be created, where only one session is stored in the session pool, a session is allocated from the session pool before any data is added to the data table, and the data is added to the data table using the allocated session; if no session exists in the session pool, suspending the operation of adding data to the data table until a session can be allocated in the session pool; releasing the used session to the session pool after the adding data operation to the data table is completed.
In the step, judging whether the current state of the data table is a locking state, if so, storing a piece of data to be added in a database cache; if the data table is not in the locking state, locking the data table and adding the piece of data in the data table, wherein the data table in the locking state can only be operated by the party with the locking state
Step S106, after receiving a request for using credit assets each time, judging whether the total number of the remaining available credit assets in the latest data in the date in the data table is more than or equal to the number of the credit assets which are carried in the request and are requested to be used;
step S108, if the number is larger than or equal to the number, adding a piece of data in the data table, wherein the data corresponding to the date field of the added data is the date of receiving the request, and the data corresponding to the credit asset number field of the added data is the total number of the available credit assets left after the credit assets used by the request are processed.
Optionally, in a case that whether the total number of remaining available credit assets in the latest piece of data in the date in the data table is less than the number of credit assets requested to be used, the request is sent to a sender of the request, where the prompt message is used to indicate that the total number of remaining available credit assets is insufficient.
As another optional implementation manner, after receiving the message that the total number of the credit assets is insufficient, the sender may send an approval request to a predetermined user, where the approval request carries the number of the credit assets used by the sender and a reason; and after the approval request passes, sending a request for planning credit assets by an approving party, wherein the number of the credit assets carried in the request is the same as that of the credit assets carried in the approval request, and responding to data added by the approving party, wherein the data recorded in the user field is the approving party.
And searching all data of which the user field is the examining and approving party according to a preset period, and if the total quantity of the assets requested by all the data at this time is positive, sending prompt information to the examining and approving party, wherein the prompt information is used for prompting the examining and approving party to plan the overdrawn credit assets.
The method can also comprise the following steps: and after receiving a request for returning the credit assets, adding a piece of data in the data table, wherein the total number of the added remaining available credit assets in the piece of data is the total number of the remaining available credit assets in the data table plus the total number of the credit assets carried in the request for returning the credit assets.
In an alternative embodiment, the data table further includes the number of assets requested at this time, and the asset data requested at this time in the data added if a request for returning credit assets is received is a positive number; if the asset data of the request is negative in the data increased by receiving the request for using the credit asset; the value in the number of assets requested this time is the value carried in the received request.
In this embodiment, as an optional manner, the table may be traversed at a predetermined period, fields of the number of assets requested this time in all pieces of data corresponding to each user are summed, and if the sum is 0, it indicates that the user does not use the credit asset currently; if the number is negative, the user is indicated to be using the credit assets currently; determining the time when the user has used the credit asset, and if the time exceeds the preset time length, sending prompt information for prompting the user that the user should return the credit asset; if the number is positive, the data is in error, and indication information for indicating the data error is sent to the administrator of the table.
The method solves the problem that excessive credit assets are easily caused by monitoring the number of the credit assets by manpower in the prior art, thereby ensuring that the credit assets of enterprises are in a controllable range by technical means.
In this embodiment, an electronic device is provided, comprising a memory in which a computer program is stored and a processor configured to run the computer program to perform the method in the above embodiments.
The programs described above may be run on a processor or may also be stored in memory (or referred to as computer-readable media), which includes both non-transitory and non-transitory, removable and non-removable media, that implement information storage by any method or technology. The information may be computer readable instructions, data structures, modules of a program, or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), Static Random Access Memory (SRAM), Dynamic Random Access Memory (DRAM), other types of Random Access Memory (RAM), Read Only Memory (ROM), Electrically Erasable Programmable Read Only Memory (EEPROM), flash memory or other memory technology, compact disc read only memory (CD-ROM), Digital Versatile Discs (DVD) or other optical storage, magnetic cassettes, magnetic tape magnetic disk storage or other magnetic storage devices, or any other non-transmission medium that can be used to store information that can be accessed by a computing device. As defined herein, a computer readable medium does not include a transitory computer readable medium such as a modulated data signal and a carrier wave.
These computer programs may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks, and corresponding steps may be implemented by different modules.
Such an apparatus or system is provided in this embodiment. The device is called a credit-based asset management device and comprises: the system comprises a creating module, a data processing module and a data processing module, wherein the creating module is used for creating a data table in an asset database, the asset database is used for storing data related to assets of an enterprise, the data table comprises a plurality of fields, and the fields at least comprise: a credit asset value, date, the credit asset number indicating a total number of credit assets remaining available for the enterprise; the adding module is used for adding an initial datum in the data table, wherein the initial datum is used for indicating the total number of the credit assets which can be used within a preset date range; the judging module is used for judging whether the total number of the remaining available credit assets in the latest date data in the data table is more than or equal to the number of the credit assets used by the request carried in the request after receiving the request for using the credit assets each time; and the processing module is used for adding a piece of data in the data table if the number of the data is larger than or equal to the preset value, wherein the data corresponding to the date field of the added data is the date of receiving the request, and the data corresponding to the credit asset number field of the added data is the total number of the available credit assets left after the credit assets used by the request are processed.
The system or the apparatus is used for implementing the functions of the method in the foregoing embodiments, and each module in the system or the apparatus corresponds to each step in the method, which has been described in the method and is not described herein again.
For example, the processing module is configured to: judging whether the current state of the data table is a locking state, and if the current state of the data table is the locking state, storing a piece of data to be added in a database cache; and if the data table is not in the locking state, locking the data table and adding the piece of data in the data table, wherein the data table in the locking state can only be operated by the party with the locking state. Optionally, the processing module is further configured to: and sending a prompt message to a sender of the request under the condition that whether the total number of the remaining available credit assets in the latest data in the date in the data table is less than the number of the credit assets used by the request carried in the request, wherein the prompt message is used for indicating that the total number of the remaining available credit assets is insufficient.
For another example, the processing module is further configured to: and after receiving a request for returning the credit assets, adding a piece of data in the data table, wherein the added total number of the remaining available credit assets in the piece of data is the total number of the remaining available credit assets in the data table plus the total number of the credit assets carried in the request for returning the credit assets.
The embodiment solves the problem that the credit assets are easily excessive due to insufficient number of the credit assets monitored manually in the prior art, thereby ensuring that the credit assets of enterprises are in a controllable range by technical means
The above are merely examples of the present application and are not intended to limit the present application. Various modifications and changes may occur to those skilled in the art. Any modification, equivalent replacement, improvement, etc. made within the spirit and principle of the present application should be included in the scope of the claims of the present application.

Claims (10)

1. A credit-based asset management method, comprising:
creating a data table in an asset database, wherein the asset database is used for storing data related to assets of an enterprise, the data table comprises a plurality of fields, and the fields at least comprise: a credit asset number, a date, the credit asset number indicating a total number of credit assets remaining available for the enterprise;
adding an initial data in the data table, wherein the initial data is used for indicating the total number of the credit assets which can be used within a preset date range;
after receiving a request for using credit assets each time, judging whether the total number of the remaining available credit assets in the latest data in date in the data table is more than or equal to the number of the credit assets used by the request carried in the request;
and if the number is larger than or equal to the preset value, adding a piece of data in the data table, wherein the data corresponding to the date field of the added data is the date of receiving the request, and the data corresponding to the credit asset number field of the added data is the total number of the available credit assets left after the credit assets used by the request are processed.
2. The method of claim 1, wherein adding a piece of data to the data table comprises:
judging whether the current state of the data table is a locking state, and if the current state of the data table is the locking state, storing a piece of data to be added in a database cache;
and if the data table is not in the locking state, locking the data table and adding the piece of data in the data table, wherein the data table in the locking state can only be operated by the party with the locking state.
3. The method of claim 1, further comprising:
and sending a prompt message to a sender of the request under the condition that whether the total number of the remaining available credit assets in the latest data in the date in the data table is less than the number of the credit assets used by the request carried in the request, wherein the prompt message is used for indicating that the total number of the remaining available credit assets is insufficient.
4. The method of any of claims 1 to 3, further comprising:
and after receiving a request for returning the credit assets, adding a piece of data in the data table, wherein the total number of the added remaining available credit assets in the piece of data is the total number of the remaining available credit assets in the data table plus the total number of the credit assets carried in the request for returning the credit assets.
5. The method of claim 4, wherein the plurality of fields further comprises a user field, and wherein data corresponding to the user field is used to indicate information of a user who sent the request to use the credit asset or the request to return the credit asset.
6. A credit-based asset management device, comprising:
the system comprises a creating module, a data processing module and a data processing module, wherein the creating module is used for creating a data table in an asset database, the asset database is used for storing data related to assets of an enterprise, the data table comprises a plurality of fields, and the fields at least comprise: a credit asset number, a date, the credit asset number indicating a total number of credit assets remaining available for the enterprise;
the adding module is used for adding an initial datum in the data table, wherein the initial datum is used for indicating the total number of the credit assets which can be used within a preset date range;
the judging module is used for judging whether the total number of the remaining available credit assets in the latest date data in the data table is more than or equal to the number of the credit assets used by the request carried in the request after receiving the request for using the credit assets each time;
and the processing module is used for adding a piece of data in the data table if the number of the data is larger than or equal to the preset value, wherein the data corresponding to the date field of the added data is the date of receiving the request, and the data corresponding to the credit asset number field of the added data is the total number of the available credit assets left after the credit assets used by the request are processed.
7. The apparatus of claim 6, wherein the processing module is configured to:
judging whether the current state of the data table is a locking state, and if the current state of the data table is the locking state, storing a piece of data to be added in a database cache;
and if the data table is not in the locking state, locking the data table and adding the piece of data in the data table, wherein the data table in the locking state can only be operated by the party with the locking state.
8. The apparatus of claim 6, wherein the processing module is further configured to:
and sending a prompt message to a sender of the request under the condition that whether the total number of the remaining available credit assets in the latest data in the date in the data table is less than the number of the credit assets used by the request carried in the request, wherein the prompt message is used for indicating that the total number of the remaining available credit assets is insufficient.
9. The apparatus of any of claims 6-8, wherein the processing module is further configured to:
and after receiving a request for returning the credit assets, adding a piece of data in the data table, wherein the total number of the added remaining available credit assets in the piece of data is the total number of the remaining available credit assets in the data table plus the total number of the credit assets carried in the request for returning the credit assets.
10. The apparatus of claim 9, wherein the plurality of fields further comprises a user field, and wherein data corresponding to the user field is used to indicate information of a user who sent the request to use the credit asset or the request to return the credit asset.
CN202210020721.3A 2022-01-10 2022-01-10 Credit-based asset management method and device Pending CN114529389A (en)

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Application Number Priority Date Filing Date Title
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