CN114118990A - Aggregation cash collecting method and system based on aggregation code and card and ticket fusion payment, electronic equipment and storage medium - Google Patents
Aggregation cash collecting method and system based on aggregation code and card and ticket fusion payment, electronic equipment and storage medium Download PDFInfo
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- CN114118990A CN114118990A CN202111229434.5A CN202111229434A CN114118990A CN 114118990 A CN114118990 A CN 114118990A CN 202111229434 A CN202111229434 A CN 202111229434A CN 114118990 A CN114118990 A CN 114118990A
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- 230000002776 aggregation Effects 0.000 title claims abstract description 27
- 238000004220 aggregation Methods 0.000 title claims abstract description 27
- 238000000034 method Methods 0.000 title claims abstract description 22
- 230000004927 fusion Effects 0.000 title claims abstract description 10
- 230000009471 action Effects 0.000 claims abstract description 11
- 238000012795 verification Methods 0.000 claims description 20
- 238000004364 calculation method Methods 0.000 claims description 6
- 238000004590 computer program Methods 0.000 claims description 4
- 230000003247 decreasing effect Effects 0.000 claims description 3
- 230000003993 interaction Effects 0.000 abstract description 2
- 230000010354 integration Effects 0.000 abstract 1
- 230000000875 corresponding effect Effects 0.000 description 14
- 230000004931 aggregating effect Effects 0.000 description 2
- 230000004048 modification Effects 0.000 description 2
- 238000012986 modification Methods 0.000 description 2
- 230000009286 beneficial effect Effects 0.000 description 1
- 230000002596 correlated effect Effects 0.000 description 1
- 230000006872 improvement Effects 0.000 description 1
- 230000008569 process Effects 0.000 description 1
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/085—Payment architectures involving remote charge determination or related payment systems
- G06Q20/0855—Payment architectures involving remote charge determination or related payment systems involving a third party
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/12—Payment architectures specially adapted for electronic shopping systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/326—Payment applications installed on the mobile devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
- G06Q30/0222—During e-commerce, i.e. online transactions
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0633—Lists, e.g. purchase orders, compilation or processing
- G06Q30/0635—Processing of requisition or of purchase orders
-
- G06Q50/60—
Abstract
The invention discloses an aggregation cash registering method and system based on aggregation code and card and ticket fusion payment, electronic equipment and a storage medium, belonging to the technical field of e-commerce interaction, wherein a merchant registers on a cloud payment operation platform, configures a corresponding card and ticket for the merchant who successfully registers, and provides a uniquely identified aggregation payment code for the merchant; the user scans the aggregated payment code, the cloud payment operation platform provides a page of aggregated payment for the user to display, number authentication is sent, and an available card and ticket are obtained after the authentication is passed; the cloud payment operation platform calculates the final actual payment amount according to the card information confirmed by the user; and the cloud payment operation platform provides the actual payment amount to the third party payment server, and the third party payment server completes the related payment action and returns the related information to the cloud payment operation platform. The invention can selectively use the card and the ticket for deduction, and realizes the integration of the card and the ticket and the internet payment and the unified management of the transaction order.
Description
Technical Field
The invention belongs to the technical field of e-commerce interaction, and particularly relates to an aggregation cash collecting method and system based on aggregation code and card integrated payment, an electronic device and a storage medium.
Background
More and more telecom operators expand different business cooperation at the present stage, use the special rights and interests marketing of telecom users, consume in a way of combining the rights and interests card and ticket verification and payment by a third party, attract the users to use the rights and interests, the users need to operate in two parts in the payment process, one part uses the own rights and interests card and ticket of the users to verify and cancel, the other part uses the third party internet to pay, the two parts are relatively independent, and therefore two transaction data are generated, and the following problems can be caused: the user operation experience is not good, two platforms are used for making two payment actions, one is a payment platform, and the other is a rights and interests platform; the two transaction data are not correlated, and the merchant is troublesome in reconciliation and settlement.
Disclosure of Invention
In order to solve the above problems, the present invention provides an aggregation cash receiving method and system, an electronic device, and a storage medium based on aggregation code and card fusion payment, wherein the method includes:
a merchant registers in a cloud payment operation platform, and configures a corresponding card for the merchant which is successfully registered;
the cloud payment operation platform provides a uniquely identified aggregate payment code for the merchant according to the information provided by the merchant registration;
the user scans the aggregated payment code through a third-party payment APP, the cloud payment operation platform provides a page of aggregated payment for the user, meanwhile, number authentication is sent to the cloud payment operation platform, and an available card and a ticket are obtained after the authentication is passed;
the user confirms the used card and ticket in the page provided by the cloud payment operation platform for aggregated payment and pays, and the cloud payment operation platform calculates the final actual payment amount, preferential amount and order number according to the information of the card and ticket confirmed by the user;
the cloud payment operation platform provides the actual payment amount and the corresponding order number to a third party payment server, and the third party payment server completes related payment actions and returns related information to the cloud payment operation platform;
and after receiving the message, the cloud payment operation platform records the message to a database to complete final consumption.
Preferably, the voucher includes a voucher, a discount voucher and a random voucher, and the voucher is in a full X minus X mode and needs to be configured with a full minus amount and a starting amount; the discount coupon is in a discount mode, and a discount proportion and a capping amount need to be configured; the random coupon is in a random mode, and a random decreasing range and a trigger amount need to be configured.
Preferably, all tickets require configuration time ranges, applicable objects and use times limitations.
Preferably, the sending of the number authentication to the cloud payment operation platform and obtaining a usable card after the authentication is passed includes:
the user passes the verification of the mobile phone verification code, and returns to the page for providing the aggregated payment by the cloud payment operation platform after passing the verification;
providing a page input amount of aggregated payment on the cloud payment operation platform, and inquiring available cards and tickets through a mobile phone number and the input amount;
calculating the final actual payment amount and the discount amount according to a calculation formula corresponding to the card and the ticket, and arranging the actual payment amount and the discount amount in the order of the discount amount from high to low;
and the user confirms the used card ticket in the page provided by the cloud payment operation platform for payment after the aggregated payment.
Preferably, the third party payment server completing the relevant payment action and returning the relevant message to the cloud payment operation platform includes:
and the cloud payment operation platform verifies and sells the corresponding card ticket.
The system for aggregating and receiving cash based on the aggregate code and the card and ticket fusion payment provided by the embodiment of the invention comprises:
the merchant management module is used for registering merchants on the cloud payment operation platform and configuring corresponding cards for the merchants which are successfully registered;
the aggregation payment code generation module is used for providing the uniquely identified aggregation payment code for the merchant by the cloud payment operation platform according to the information provided by the merchant registration;
the payment module is used for confirming and paying the used card and ticket in the page provided by the cloud payment operation platform for the user to pay, and the cloud payment operation platform calculates the final actual payment amount, the preferential amount and the order number according to the information of the card and ticket confirmed and used by the user; the cloud payment operation platform provides the actual payment amount and the corresponding order number to a third party payment server, and the third party payment server completes related payment actions and returns related information to the cloud payment operation platform;
and the bill storage module is used for recording the message to a database after the cloud payment operation platform receives the message, so as to finish final consumption.
Preferably, the sending of the number authentication to the cloud payment operation platform and obtaining a usable card after the authentication is passed includes:
the user passes the verification of the mobile phone verification code, and returns to the page for providing the aggregated payment by the cloud payment operation platform after passing the verification;
providing a page input amount of aggregated payment on the cloud payment operation platform, and inquiring available cards and tickets through a mobile phone number and the input amount;
calculating the final actual payment amount and the discount amount according to a calculation formula corresponding to the card and the ticket, and arranging the actual payment amount and the discount amount in the order of the discount amount from high to low;
and the user confirms the used card ticket in the page provided by the cloud payment operation platform for payment after the aggregated payment.
An embodiment of the present invention provides an electronic device, which includes at least one processing unit and at least one storage unit, where the storage unit stores a program, and when the program is executed by the processing unit, the processing unit is enabled to execute the method described above.
An embodiment of the present invention provides a computer-readable storage medium, which stores a computer program executable by an electronic device, and when the program runs on the electronic device, the program causes the electronic device to execute the method described above.
Compared with the prior art, the invention has the beneficial effects that:
the invention realizes the aggregated payment and the verification and sale of intelligent card tickets, namely the card tickets of the merchants are configured by the cloud payment operation platform in advance, when a user scans the aggregated payment code platform, the most suitable card tickets can be selected, the card tickets are displayed to the merchants on the payment page of the mobile phone end to be used as the card tickets, and the user can automatically enjoy the discount function.
Drawings
Fig. 1 is a schematic flow chart of an aggregation cash registering method based on aggregate code and card fusion payment provided by the invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are some, but not all, embodiments of the present invention. All other embodiments, which can be obtained by a person skilled in the art without any inventive step based on the embodiments of the present invention, are within the scope of the present invention.
Referring to fig. 1, the invention provides an aggregation cash registering method based on aggregate code and card fusion payment, which comprises the following steps:
the method comprises the following steps that a merchant registers in a cloud payment operation platform, and configures corresponding card coupons for the merchant who successfully registers;
specifically, the voucher comprises a voucher, a discount voucher and a random voucher, wherein the voucher is in a full X minus X mode and needs to be configured with a full minus amount and a starting amount; the discount coupon is in a discount mode, and a discount proportion and a capping amount need to be configured; the random ticket is in a random mode, and a random decreasing range and a trigger amount need to be configured; all tickets require configuration time range, applicable objects and use times limitation.
The cloud payment operation platform provides a uniquely identified aggregate payment code for the merchant according to the information provided by the merchant registration;
the user scans the aggregated payment code through the third-party payment APP, the cloud payment operation platform provides a page of aggregated payment for the user, meanwhile, number authentication is sent to the cloud payment operation platform, and an available card and a ticket are obtained after the authentication is passed;
specifically, the user passes the verification of the mobile phone verification code, and returns a page for providing the aggregated payment to the cloud payment operation platform after the verification is passed;
providing a page input amount of aggregated payment on a cloud payment operation platform, and inquiring available cards and coupons through a mobile phone number and the input amount;
calculating the final actual payment amount and the discount amount through a calculation formula corresponding to the card and the ticket, and arranging the actual payment amount and the discount amount from high to low according to the sequence of the discount amount;
the method comprises the steps that a user confirms a used card and a used ticket in a page provided by a cloud payment operation platform for aggregated payment and pays, and the cloud payment operation platform calculates final actual payment amount, preferential amount and order number according to the information of the used card and the used ticket confirmed by the user;
the cloud payment operation platform provides the actual payment amount and the corresponding order number to the third party payment server, and the third party payment server completes the related payment action and returns the related information to the cloud payment operation platform;
and after receiving the message, the cloud payment operation platform records the message to the database to complete final consumption.
In this embodiment, the third party payment server completing the relevant payment action and returning the relevant message to the cloud payment operation platform includes:
cloud payment operation platform verifies and sells corresponding card ticket
The system for aggregating and receiving cash based on the aggregate code and the card and ticket fusion payment provided by the embodiment of the invention comprises:
the merchant management module is used for registering merchants on the cloud payment operation platform and configuring corresponding cards for the merchants which are successfully registered;
the system comprises an aggregation payment code generation module, a payment code registration module and a payment code recognition module, wherein the aggregation payment code generation module is used for providing a uniquely identified aggregation payment code for a merchant by a cloud payment operation platform according to information provided by merchant registration;
the payment module is used for confirming the used card and ticket in the page provided by the cloud payment operation platform for aggregated payment by the user and paying, and the cloud payment operation platform calculates the final actual payment amount, the preferential amount and the order number according to the information of the used card and ticket confirmed by the user; the cloud payment operation platform provides the actual payment amount and the corresponding order number to the third party payment server, and the third party payment server completes the related payment action and returns the related information to the cloud payment operation platform;
and the bill storage module is used for recording the message to the database after the cloud payment operation platform receives the message, so as to finish final consumption.
In this embodiment, sending the number authentication to the cloud payment operation platform, and obtaining a usable card after the authentication is passed includes:
the user passes the verification of the mobile phone verification code, and returns to the page for providing the aggregated payment for the cloud payment operation platform after the verification is passed;
providing a page input amount of aggregated payment on a cloud payment operation platform, and inquiring available cards and coupons through a mobile phone number and the input amount;
calculating the final actual payment amount and the discount amount through a calculation formula corresponding to the card and the ticket, and arranging the actual payment amount and the discount amount from high to low according to the sequence of the discount amount;
and the user confirms the used card ticket in the page provided by the cloud payment operation platform for payment.
An embodiment of the present invention provides an electronic device, which includes at least one processing unit and at least one storage unit, where the storage unit stores a program, and when the program is executed by the processing unit, the processing unit is enabled to execute the method.
An embodiment of the present invention provides a computer-readable storage medium, which stores a computer program executable by an electronic device, and when the program runs on the electronic device, the electronic device is caused to execute the method described above.
The above is only a preferred embodiment of the present invention, and is not intended to limit the present invention, and various modifications and changes will occur to those skilled in the art. Any modification, equivalent replacement, or improvement made within the spirit and principle of the present invention should be included in the protection scope of the present invention.
Claims (9)
1. An aggregation cash registering method based on aggregation code and card fusion payment is characterized by comprising the following steps:
a merchant registers in a cloud payment operation platform, and configures a corresponding card for the merchant which is successfully registered;
the cloud payment operation platform provides a uniquely identified aggregate payment code for the merchant according to the information provided by the merchant registration;
the user scans the aggregated payment code through a third-party payment APP, the cloud payment operation platform provides a page of aggregated payment for the user, meanwhile, number authentication is sent to the cloud payment operation platform, and an available card and a ticket are obtained after the authentication is passed;
the user confirms the used card and ticket in the page provided by the cloud payment operation platform for aggregated payment and pays, and the cloud payment operation platform calculates the final actual payment amount, preferential amount and order number according to the information of the card and ticket confirmed by the user;
the cloud payment operation platform provides the actual payment amount and the corresponding order number to a third party payment server, and the third party payment server completes related payment actions and returns related information to the cloud payment operation platform;
and after receiving the message, the cloud payment operation platform records the message to a database to complete final consumption.
2. The aggregate cash registering method based on the aggregate code and card fused payment according to claim 1, wherein the card comprises a voucher, a discount voucher and a random voucher, the voucher is in a full X minus X mode and needs to be configured with a full minus amount and a starting amount; the discount coupon is in a discount mode, and a discount proportion and a capping amount need to be configured; the random coupon is in a random mode, and a random decreasing range and a trigger amount need to be configured.
3. The aggregate cash registering method based on the aggregate code and card combined payment according to claim 2, wherein all the cards need to be configured with time range, applicable objects and limitation of use times.
4. The aggregation cashier method based on the convergence payment of the aggregation code and the card and the ticket, according to claim 1, wherein the sending of the number authentication to the cloud payment operation platform and the obtaining of the usable card and ticket after the authentication is passed comprise:
the user passes the verification of the mobile phone verification code, and returns to the page for providing the aggregated payment by the cloud payment operation platform after passing the verification;
providing a page input amount of aggregated payment on the cloud payment operation platform, and inquiring available cards and tickets through a mobile phone number and the input amount;
calculating the final actual payment amount and the discount amount according to a calculation formula corresponding to the card and the ticket, and arranging the actual payment amount and the discount amount in the order of the discount amount from high to low;
and the user confirms the used card ticket in the page provided by the cloud payment operation platform for payment after the aggregated payment.
5. The aggregated cash registering method based on aggregated code and card-and-ticket converged payment according to claim 1, wherein the third party payment server completing the relevant payment actions and returning the relevant messages to the cloud payment operation platform comprises:
and the cloud payment operation platform verifies and sells the corresponding card ticket.
6. An aggregation cashier system based on the fusion payment of an aggregation code and a card and a ticket is characterized by comprising:
the merchant management module is used for registering merchants on the cloud payment operation platform and configuring corresponding cards for the merchants which are successfully registered;
the aggregation payment code generation module is used for providing the uniquely identified aggregation payment code for the merchant by the cloud payment operation platform according to the information provided by the merchant registration;
the payment module is used for confirming and paying the used card and ticket in the page provided by the cloud payment operation platform for the user to pay, and the cloud payment operation platform calculates the final actual payment amount, the preferential amount and the order number according to the information of the card and ticket confirmed and used by the user; the cloud payment operation platform provides the actual payment amount and the corresponding order number to a third party payment server, and the third party payment server completes related payment actions and returns related information to the cloud payment operation platform;
and the bill storage module is used for recording the message to a database after the cloud payment operation platform receives the message, so as to finish final consumption.
7. The aggregation cashier system based on the convergence code and card and ticket payment of claim 6, wherein the sending of the number authentication to the cloud payment operation platform and the obtaining of the usable card and ticket after the authentication is passed comprises:
the user passes the verification of the mobile phone verification code, and returns to the page for providing the aggregated payment by the cloud payment operation platform after passing the verification;
providing a page input amount of aggregated payment on the cloud payment operation platform, and inquiring available cards and tickets through a mobile phone number and the input amount;
calculating the final actual payment amount and the discount amount according to a calculation formula corresponding to the card and the ticket, and arranging the actual payment amount and the discount amount in the order of the discount amount from high to low;
and the user confirms the used card ticket in the page provided by the cloud payment operation platform for payment after the aggregated payment.
8. An electronic device, comprising at least one processing unit and at least one memory unit, wherein the memory unit stores a computer program that, when executed by the processing unit, causes the processing unit to perform the method of any of claims 1 to 5.
9. A storage medium storing a computer program executable by an electronic device, the program, when run on the electronic device, causing the electronic device to perform the method of any one of claims 1 to 5.
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| Application Number | Priority Date | Filing Date | Title |
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| CN202111229434.5A CN114118990A (en) | 2021-10-21 | 2021-10-21 | Aggregation cash collecting method and system based on aggregation code and card and ticket fusion payment, electronic equipment and storage medium |
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| CN202111229434.5A CN114118990A (en) | 2021-10-21 | 2021-10-21 | Aggregation cash collecting method and system based on aggregation code and card and ticket fusion payment, electronic equipment and storage medium |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN116664120A (en) * | 2023-06-15 | 2023-08-29 | 山东烟台烟草有限公司 | Method and system for realizing unique identification of consumer identity across payment channels |
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2021
- 2021-10-21 CN CN202111229434.5A patent/CN114118990A/en active Pending
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN116664120A (en) * | 2023-06-15 | 2023-08-29 | 山东烟台烟草有限公司 | Method and system for realizing unique identification of consumer identity across payment channels |
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