CN114066583A

CN114066583A - Method and device for cancelling internal cash flow, storage medium and terminal equipment

Info

Publication number: CN114066583A
Application number: CN202111278672.5A
Authority: CN
Inventors: 尹承明; 冷文萍
Original assignee: Yuanguang Software Co Ltd
Current assignee: Yuanguang Software Co Ltd
Priority date: 2021-10-31
Filing date: 2021-10-31
Publication date: 2022-02-18

Abstract

The application discloses a method and a device for cancelling internal cash flow, terminal equipment and a storage medium, and relates to the field of office automation. This application calls financial affairs middle desk and carries out getting of cash flow, draws, gathers, checks and offset, realizes all merger layer units automatic acquisition, automatic extraction, automatic gathering, automatic checking and automatic offsets, has greatly reduced financial staff and has checked and offset the work load of affirmation and reduce the possibility of makeing mistakes to effectively promote the efficiency that enterprise's monthly newspaper and annual newspaper externally revealed.

Description

Method and device for cancelling internal cash flow, storage medium and terminal equipment

Technical Field

The present application relates to the field of office automation, and in particular, to a method, a system, an apparatus, a storage medium, and a terminal device for canceling an internal cash flow.

Background

For a cash flow offset mode, the current financial system adopts a manual work manuscript mode to offset by collecting an internal cash flow manuscript, or adopts a mode of checking an offset function to give an offset account in a semi-automatic mode; the one-key automatic cancellation mode of the cash flow cannot be completely and accurately realized.

According to statistics, when financial staff help enterprises to settle a statement at the end of a year, manual work manuscript cancellation is mostly adopted, financial staff cannot check according to detail data, only can manually combing out the data which are mutually collected by cash inflow and outflow parties manuscripts, and generate cancellation data after checking and confirming according to the total number.

Disclosure of Invention

The application provides a method for offsetting internal cash flow, a related device, a terminal device and a storage medium, and solves the problems of large workload and low working efficiency of offsetting the internal cash flow.

In a first aspect, the present application provides a method for canceling an internal cash flow, comprising:

calling a cash flow access service, and collecting cash flow detail data of internal transactions in a preset time period;

calling cash flow classified summarizing service, and summarizing the cash flow detail data to obtain cash flow classified data;

calling cash flow checking service, and checking the sum of the cash inflowing party and the cash outflowing party which are reciprocal in the cash flow classification data according to a preset checking rule;

and after the check is finished, calling a cash flow offset service, offsetting the sum of the cash inflow party and the cash outflow party which are in mutual communication according to a preset offset rule, generating a combined layer offset voucher, and summarizing to form an offset account.

In a second aspect, the present application provides an apparatus for counteracting an internal cash flow, comprising:

the system comprises an acquisition unit, a transaction processing unit and a transaction processing unit, wherein the acquisition unit is used for calling cash flow access service and acquiring cash flow detail data of internal transactions in a preset time period;

the summarizing unit is used for calling cash flow classified summarizing service and summarizing the cash flow detail data to obtain cash flow classified data;

the cash flow classification data comprises cash flow classification data, a checking unit and a verification unit, wherein the cash flow classification data comprises cash flow classification data, and the cash flow classification data comprises cash flow classification data and cash flow classification data;

and the cancellation unit is used for calling the cash flow cancellation service after the verification is finished, generating combined layer cancellation vouchers after the sums of the cash inflowing party and the cash outflowing party which are in mutual communication are cancelled according to a preset cancellation rule, and summarizing to form a cancellation account.

In yet another aspect, the present application provides an apparatus, which can implement the method for canceling internal cash flow of the first aspect. The above-described method may be implemented by software, hardware, or by executing corresponding software by hardware.

In one possible implementation manner, the structure of the apparatus includes a processor, a memory; the processor is configured to support the apparatus to perform the corresponding functions of the method for offsetting the internal cash flow. The memory is used for coupling with the processor, which holds the necessary programs (instructions) and/or data for the device. Optionally, the apparatus may further include a communication interface for supporting communication between the apparatus and other network elements.

In another possible implementation manner, the apparatus may include a unit module for performing corresponding actions in the above method.

In yet another possible implementation, the wireless communication device includes a processor and a transceiver, the processor is coupled to the transceiver, and the processor is configured to execute a computer program or instructions to control the transceiver to receive and transmit information; the processor is further configured to implement the above-described method when the processor executes the computer program or instructions. The transceiver may be a transceiver, a transceiver circuit, or an input/output interface.

Yet another aspect of the present application provides an apparatus, comprising: a memory and a processor; wherein the memory stores a set of program codes, and the processor is configured to call the program codes stored in the memory and execute the method of the aspects.

The application further provides a terminal device comprising the above apparatus. Terminal devices include, but are not limited to, cell phones, computers, tablets, personal computers, servers or workstations, etc.

Yet another aspect of the present application provides a computer-readable storage medium having stored therein instructions, which when executed on a computer, cause the computer to perform the method of the above-described aspects.

Yet another aspect of the present application provides a computer program product containing instructions which, when run on a computer, cause the computer to perform the method of the above-described aspects.

The method packages the cash flow of units in the group into micro-services by automatic access, automatic check and automatic cancellation methods, and automatically realizes one-key cash flow cancellation tracing by adopting a service calling mode of a financial center station; the financial middle desk is uniformly called to obtain, extract, gather, check and cancel cash flow of all cash flow certificates occurring in currency and capital subjects, automatic collection, automatic extraction, automatic gathering, automatic checking and automatic canceling of all merging layer units are achieved, workload of checking and canceling confirmation of financial staff is greatly reduced, and possibility of errors is reduced, so that efficiency of externally disclosing monthly reports and annual reports of enterprises is effectively improved.

Drawings

In order to more clearly illustrate the embodiments of the present application or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present application, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts.

Fig. 1 is a diagram of a network architecture provided by an embodiment of the present application;

FIG. 2 is a schematic flow chart illustrating a method for counteracting an internal cash flow according to an embodiment of the present disclosure;

fig. 3 is a schematic structural diagram of a cancellation device according to an embodiment of the present application;

fig. 4 is a schematic structural diagram of a terminal device according to an embodiment of the present application.

Detailed Description

In order to make the objects, technical solutions and advantages of the present application more apparent, the present application is described in further detail below with reference to the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are merely illustrative of the present application and are not intended to limit the present application. Meanwhile, in the description of the present application, the terms "first", "second", and the like are used only for distinguishing the description, and are not to be construed as indicating or implying relative importance. It will be apparent to one skilled in the art that the present application may be practiced in other embodiments that depart from these specific details. In other instances, detailed descriptions of well-known systems, devices, circuits, and methods are omitted so as not to obscure the description of the present application with unnecessary detail.

Fig. 1 shows an exemplary system architecture of a method for counteracting internal cash flow or a device for counteracting internal cash flow, which can be applied to the present application.

As shown in fig. 1, the system architecture may include, as shown in fig. 1: a terminal device 101 and a server 102. The terminal device 101 and the server 102 may communicate with each other via a network, which is used as a medium for providing communication links between the above-mentioned respective units. The network may include various types of wired or wireless communication links, such as: the wired communication link includes an optical fiber, a twisted pair wire, or a coaxial cable, and the WIreless communication link includes a bluetooth communication link, a WIreless-FIdelity (Wi-Fi) communication link, or a microwave communication link, etc.

The financial middle station is deployed in the server 102 and is a micro-service framework, the financial middle station is deployed with cash flow data acquisition service, cash flow classification and collection service, cash flow automatic check service, cash flow cancellation service and cash flow query service, and is respectively used for realizing automatic acquisition, automatic classification and collection, automatic check, automatic cancellation and automatic query functions of financial data, the terminal device 101 can call each micro-service in the financial middle station based on a service calling mode, and can also call among the micro-services in the financial middle station, and the financial middle station is deployed with a unified database for storing financial data of each micro-service.

The terminal apparatus 101 and the server 102 may be hardware or software. When the terminal device 101 and the server 102 are hardware, they may be implemented as a distributed server cluster composed of multiple servers, or may be implemented as a single server. When the terminal device 101 and the server 102 are software, they may be implemented as a plurality of software or software modules (for example, to provide distributed services), or may be implemented as a single software or software module, and are not limited in this respect.

It should be understood that the number of terminal devices, networks, and servers in fig. 1 is merely illustrative. Any number of terminal devices, networks, and servers may be used, as desired for implementation.

In order to explain the technical solution described in the present application, the following description will be given by way of specific examples.

Referring to fig. 2, fig. 2 is a schematic flow chart of a method for cancelling internal cash flow provided in an embodiment of the present application, where the method includes:

s201, calling a cash flow access service, and collecting cash flow detail data of internal transactions in a preset time period.

The cash flow access service is a micro service deployed in a financial middle station, and the financial data acquisition function is realized. The cash flow access service may collect cash flow detail data from the voucher according to a preset cash flow access rule and then identify the cash flow detail data belonging to the internal transaction. The preset time period is a time period, which can be a week, a month, a quarter or other user-defined time periods, and the application generally cancels the time period by taking a month as a unit.

Before the collection of the detailed data of the cash flow, the range of the current subject in the accounting subject system can be predefined, including: accounts receivable (defined as contract assets in the new income guidelines), accounts payable (defined as contract liability in the new income guidelines), pre-receivable, pre-paid, other accounts receivable, other accounts payable, and other creditory and debt subjects. The internal unit information in the internal transaction business is identified in advance, the group is taken as a vertex to respectively construct base level units under all property right unit trees, a transaction object of the internal transaction needs to be synchronously created during real accounting, and the business is generally called as an internal customer business in the industry and used for identifying whether a receipt and payment voucher generated by two parties belongs to the internal transaction business. The cash flow direction is preset for identifying whether the cash flow direction of the accounting voucher is cash-in or cash-out, for example: the cash-in class defining the business activities, the investment activities and the financing activities is regarded as cash-in, and the cash-out class defining the business activities, the investment activities and the financing activities is regarded as cash-out. Collecting the passenger and commercial information of internal transaction and collecting the cash inflow classification or cash outflow classification value of the corresponding currency and fund department according to the preset current subject range, internal unit information and cash flow direction, and finally obtaining cash flow classification detail data, wherein the cash flow classification detail data comprises: the cash flow rate access elements, cash flow-in/out, cash flow-in/flow-out classification, internal customers (supplier/client), loan direction and generation amount information. And after the cash flow detail data is acquired, the cash flow data acquisition service sends the acquired data to the cash flow classification and summarization service.

S202, calling cash flow classification and summarization service, and summarizing cash flow detail data to obtain cash flow classification data.

The cash flow classifying and summarizing service is a micro service deployed in a financial middle station, and the financial data summarizing function is achieved. The cash flow classifying and summarizing service summarizes the cash flow detail data in real time, and classifies the collected cash flow detail data by the cash inflow party and the cash outflow party to obtain cash flow classification data. In the cash flow classification data, the same cash inputter may correspond to a plurality of cash outputters, and the same cash outputter may correspond to a plurality of cash inputters. If the cash flow detail data of each merging level are related, self-defining is carried out according to the cancellation level, the interior of the merging level can be directly obtained, and the merging level is required to be stored and subsequently processed on a group level so as to provide a basis for subsequent checking and cancellation. After the cash flow classified collection service finishes collection, the cash flow classified data can be submitted to a cash flow cancellation service in a message triggering mode.

S203, calling cash flow check service, and checking the sum of the cash inflowing party and the cash outflowing party which are reciprocal in the cash flow classification data according to a preset check rule.

The cash flow checking service is a micro service deployed in a financial middle station, and the financial data checking function is realized. The check is to check the amounts of money of the cash inflow side and the cash outflow side which are in mutual communication, and includes: the cash inflowing parties and the cash outflowing parties are A and B which are reciprocal, cash flow data with the cash flow direction of A → B (namely, the cash outflowing party is A, and the cash inflowing party is B) and cash flow data with the cash flow direction of B → A (namely, the cash outflowing party is B, and the cash inflowing party is A) are obtained from the cash flow classification data, and the cash flow data of the two parties comprises the following details: business activity cash inflow \ outflow, investment activity cash inflow \ outflow, and financing activity cash inflow \ outflow.

The method mainly checks monthly generated amount and assists annual accumulated amount. The cash flow data generally does not have a cross-year scene, the cash flow paid and paid in each month also follows a current month priority processing principle, a cross-month scene also exists, common checking can be supported according to monthly amount, if a cross-month condition exists, reference is needed according to annual amount, and the condition of resisting wearing is prevented. The method and the device support automatic checking and confirmation according to the equal or smaller sum of money of the two parties, and support a user to manually adjust the sum of money to finish checking and confirmation under a special scene.

And S204, after the check is finished, calling a cash flow offset service, offsetting the sum of the cash inflow party and the cash outflow party which are in mutual communication according to a preset offset rule, generating a combined layer offset voucher, and summarizing to form an offset account.

The cash flow cancellation service is a micro service deployed in a financial middle station, and the financial data cancellation function is realized. A cancellation rule comprising: when the difference of the accumulation occurrence of the cash inflowing party and the cash outflowing party which are reciprocal in the preset time period is zero, offsetting according to the amount of money on the certificate entries of the two parties; and when the difference of the accumulation of the cash inflowing party and the cash outflowing party which are reciprocal in the preset time period is not zero, the balance is cancelled according to the smaller party of the cash inflowing party and the cash outflowing party.

For example, according to the example of S203, if the two parties who are going to and from each other are a and B, the amount of money of the cash flow data extracted in the current month in the cash flow direction of a → B is 100, and the amount of money of the cash flow data extracted in the current month in the cash flow direction of B → a is 100, the difference in the cumulative occurrence of the two parties in the current month is 0, and the balance is cancelled directly according to the amount of money in the certificate entry of the two parties.

Another example is: the amount of the cash flow data of the current month is extracted in the cash flow direction of A → B is 100, the amount of the cash flow data of the current month is extracted in the cash flow direction of B → A is 80, the accumulated difference of the current month generated by the current month is not zero, the smaller amount of money 80 is used for offsetting, and the rest amount of money 20 in the larger amount of money is transferred to the next month for offsetting.

Further, the offsetting according to the smaller amount of the cash inflow party and the cash outflow party comprises the following steps:

acquiring four-level cash flow classification details corresponding to larger square sum;

sorting the four-level cash flow classification details in a descending order according to the amount of money; wherein, the cash flow classification details with the same amount are sorted according to the classification coding ascending order;

sequentially allocating the sorted four-level cash flow classification details by taking the sum of the smaller party as a reference until the sum of the smaller party is allocated completely; when one appearing part of the four-level cash flow classification details is shared, a plurality of sub-details under the cash flow classification details are obtained, and the amount of money is shared by the sub-details.

For example, the apportionment process is shown in table 1, the amount of the larger party is 100, the amount of the smaller party is 80, the cash flow data is divided into four levels of cash flow classification details, the four levels of cash flow classification details of the larger party are arranged in descending order according to the amount of money, as shown in table 1, the details 1 to 4 are respectively 50, 30, 20 and 10, the total is 100, the details 1 to 4 are arranged in descending order according to the amount of money, and the data with the same amount of money is arranged in ascending order according to the classification codes, for example: the amounts of detail 3 and detail 4 are the same, but the classification code of detail 3 is 1 and the classification code of detail 4 is 5, so that detail 3 is arranged before the detail. And (3) taking the sum of the smaller square as a reference, exactly allocating the sum of the smaller square to the 1 st detail allocated sum 50 and the 2 nd detail allocated sum 30 in the larger square, and transferring the remaining sum of the 3 rd detail 20 and the 4 th detail 10 to the next month for offsetting.

Detail of the invention	Large sum of money	Amount of money to be allocated
			Statement 1	50	50
Statement 2	30	30
			Details 3	10
Particulars 4	10

TABLE 1

For example, as shown in table 2, the larger bank amount is 100, the smaller bank amount is 80, the cash flow data is divided into four levels of cash flow classification details, the four levels of cash flow classification details of the larger bank amount are arranged in descending order according to the amount, as shown in table 1, details 1 to 4 are 40, 30, 20 and 10, respectively, and are 100 in total, and details 1 to 4 are arranged in descending order according to the amount. Based on the smaller square amount 80, the apportioned amount of the 1 st detail in the larger square amount is 50, the apportioned amount of the 2 nd detail is 30, the apportioned amount of the 3 rd detail is 10, and the amount of the 3 rd detail is 20, namely the 3 rd detail is partially apportioned, so that a plurality of sub-details included in the 3 rd detail are obtained, and then the amounts of the plurality of sub-details are apportioned according to the method of the table 1 until the sub-details are apportioned to the detail of the lowest layer, because the cancellation voucher generated in the cancellation process needs to be reflected on all the classification of the lowest layer.

Detail of the invention	Large sum of money	Amount of money to be allocated
			Statement 1	40	40
Statement 2	30	30
			Details 3	20	10
Particulars 4	10

TABLE 2

Wherein, when offsetting, the cash flow classification only reflects fully allocated and partially allocated bottom layer classification detail data. Whether it is the four-level sort split or the lowest-level sort split, data conversion is required if there is both a loan and a loan: an incoming class requires credit to be converted to a negative number and an outgoing class requires debit to be converted to a negative number. Further, the four-level cash flow classification is as follows: cash flow classification, business activity generating cash flow, business activity cash inflow, selling goods, and providing cash inflow received by labor or; cash flow classification, operations generating cash flow, operations cash out, purchasing goods, and receiving cash for labor payment.

Further, the method of the present application further comprises: further comprising:

and invoking the cash flow query service to query the cancellation detail data and the cancellation summary data.

The terminal equipment provides the application of cash flow cancellation data query, and by calling cash flow query service, the generated cancellation detail data and the cancellation summary data are checked according to different data sources.

And performing statistical query according to various states of the cash flow data, wherein the cancellation state is different state data such as withdrawn non-checked account, non-cancelled account and cancelled account. And counting cash flow offset summarized data according to unit apertures of each layer, summarizing and displaying the cash flow offset summarized data step by using a plurality of merged layer unit data, and supporting penetration of various detailed data. For various collected data of the accounting system, cash flow cancellation detail data generated by different systems can be traced, and original service information can be traced specifically

The above-mentioned FIG. 2 details the method of offsetting the internal cash flow. Correspondingly, the structure of the offset device in the embodiment of the present application is schematically illustrated.

Referring to fig. 3, fig. 3 is a schematic structural diagram of a cancellation device 3 according to an embodiment of the present application, where the cancellation device 3 may include: the device comprises a collecting unit 301, a summarizing unit 302, a checking unit 303 and a canceling unit 304.

The collection unit 301 is used for calling a cash flow access service and collecting cash flow detail data of internal transactions in a preset time period;

a summarizing unit 302, configured to invoke cash flow classification summarizing service, and summarize the cash flow detail data to obtain cash flow classification data;

a checking unit 303, configured to invoke a cash flow checking service, and perform checking processing on the amounts of the cash inflowing party and the cash outflowing party, which are reciprocal, according to a preset checking rule in the cash flow classification data;

and the offset unit 304 is configured to invoke the cash flow offset service after the verification is completed, offset the amounts of the cash inflowing party and the cash outflowing party which are in mutual communication according to a preset offset rule, generate a merged layer offset voucher, and aggregate the merged layer offset voucher to form an offset account.

In one or more possible embodiments, the collecting the cash flow detail data of the internal transaction occurring within the preset time period includes:

and acquiring the detailed cash flow data of the internal transaction in a preset period in the voucher according to a preset current subject range, internal unit information and the cash flow direction.

In one or more possible embodiments, the collation rules include:

the monthly generation amount and the accumulated amount of the operation activity cash inflow/outflow, the investment activity cash inflow/outflow and the financing activity cash inflow/outflow of the cash inflow party and the cash outflow party which are reciprocal are checked.

In one or more possible embodiments, the cancellation rule includes:

when the difference of the accumulation occurrence of the cash inflowing party and the cash outflowing party which are reciprocal in the preset time period is zero, offsetting according to the amount of money on the certificate entries of the two parties;

and when the difference of the accumulation of the cash inflowing party and the cash outflowing party which are reciprocal in the preset time period is not zero, the balance is cancelled according to the smaller party of the cash inflowing party and the cash outflowing party.

In one or more possible embodiments, the offsetting according to the amount of the smaller of the cash inflowing party and the cash outflowing party comprises:

In one or more possible embodiments, the four-level cash flow classification detail is:

cash flow classification, business activity generating cash flow, business activity cash inflow, selling goods, and providing cash inflow received by labor or;

cash flow classification, operations generating cash flow, operations cash out, purchasing goods, and receiving cash for labor payment.

In one or more possible embodiments, the method further comprises:

and the query unit is used for calling the cash flow query service to query the cancellation detail data and the cancellation summary data.

The embodiment of the present application and the embodiment of the method in fig. 2 are based on the same concept, and the technical effects brought by the embodiment are also the same, and the specific process may refer to the description of the embodiment of the method in fig. 2, and will not be described again here.

The device 3 may be a terminal device, and the device 3 may also be a field-programmable gate array (FPGA), an application-specific integrated chip (asic), a system on chip (SoC), a Central Processing Unit (CPU), a Network Processor (NP), a digital signal processing circuit, a Micro Controller Unit (MCU), or a Programmable Logic Device (PLD) or other integrated chips.

Please refer to fig. 4, which provides a schematic structural diagram of a terminal device according to an embodiment of the present application. As shown in fig. 4, the terminal device includes the terminal device 101 in fig. 1, and the terminal device 400 may include: at least one processor 401, at least one network interface 404, a user interface 403, memory 405, at least one communication bus 402.

Wherein a communication bus 402 is used to enable connective communication between these components.

Optionally, the user interface 403 may include a Display screen (Display) and a Camera (Camera), and the optional user interface 403 may also include a standard wired interface and a wireless interface.

The network interface 404 may optionally include a standard wired interface, a wireless interface (e.g., WI-FI interface), among others.

Processor 401 may include one or more processing cores, among others. The processor 401 connects various parts within the entire terminal device 400 using various interfaces and lines, and performs various functions of the terminal device 400 and processes data by executing or executing instructions, programs, code sets, or instruction sets stored in the memory 405 and calling data stored in the memory 405. Alternatively, the processor 401 may be implemented in at least one hardware form of Digital Signal Processing (DSP), Field-Programmable gate Array (FPGA), and Programmable Logic Array (PLA). The processor 401 may integrate one or more of a Central Processing Unit (CPU), a Graphics Processing Unit (GPU), a modem, and the like. Wherein, the CPU mainly processes an operating system, a user interface, an application program and the like; the GPU is used for rendering and drawing the content required to be displayed by the display screen; the modem is used to handle wireless communications. It is understood that the modem may not be integrated into the processor 401, but may be implemented by a single chip.

The Memory 405 may include a Random Access Memory (RAM) or a Read-Only Memory (Read-Only Memory). Optionally, the memory 405 includes a non-transitory computer-readable medium. The memory 405 may be used to store instructions, programs, code sets, or instruction sets. The memory 405 may include a stored program area and a stored data area, wherein the stored program area may store instructions for implementing an operating system, instructions for at least one function (such as a touch function, a sound playing function, an image playing function, etc.), instructions for implementing the various method embodiments described above, and the like; the storage data area may store data and the like referred to in the above respective method embodiments. The memory 405 may alternatively be at least one storage device located remotely from the aforementioned processor 401. As shown in fig. 4, the memory 405, which is a type of computer storage medium, may include therein an operating system, a network communication module, a user interface module, and an application program.

In the terminal device 400 shown in fig. 4, the user interface 403 is mainly used as an interface for providing input for a user, and acquiring data input by the user; and processor 401 may be configured to invoke applications stored in memory 405 and to perform the method embodiment of fig. 2 in particular.

The concept of this embodiment is the same as that of the embodiment of the method in fig. 2, and the technical effects brought by the embodiment are also the same, and the specific process can refer to the description of the embodiment in fig. 2, and will not be described again here.

It will be understood by those skilled in the art that all or part of the processes of the methods of the embodiments described above can be implemented by a computer program, which can be stored in a computer-readable storage medium, and when executed, can include the processes of the embodiments of the methods described above. The storage medium may be a magnetic disk, an optical disk, a read-only memory or a random access memory.

The above disclosure is only for the purpose of illustrating the preferred embodiments of the present application and is not to be construed as limiting the scope of the present application, so that the present application is not limited thereto, and all equivalent variations and modifications can be made to the present application.

Claims

1. A method of offsetting internal cash flow, comprising:

2. The method of claim 1, said collecting cash flow detail data for internal transactions occurring within a preset time period, comprising:

3. The method of claim 1 or 2, wherein the collation rules comprise:

4. The method of claim 3, wherein the rule of cancellation comprises:

5. The method of claim 4, wherein the offsetting according to the amount of the smaller of the cash-in and cash-out parties comprises:

6. The method of claim 4, wherein the four-level cash flow classification is:

cash flow classification, business activity generating cash flow, business activity cash inflow, selling goods and providing cash inflow received by labor or;

7. The method of claim 4, 5 or 6, further comprising:

8. An internal cash flow cancellation device, comprising:

9. A terminal device comprising a processor and a memory, wherein the memory is configured to store a computer program comprising program instructions, and wherein the processor is configured to invoke the program instructions to perform the method of any of claims 1-7.

10. A computer-readable storage medium, characterized in that the computer storage medium stores a computer program comprising program instructions that, when executed by a processor, cause the processor to carry out any of claims 1-7.