CN114004606A - Bank card transaction activity processing method and related equipment - Google Patents
Bank card transaction activity processing method and related equipment Download PDFInfo
- Publication number
- CN114004606A CN114004606A CN202111422674.7A CN202111422674A CN114004606A CN 114004606 A CN114004606 A CN 114004606A CN 202111422674 A CN202111422674 A CN 202111422674A CN 114004606 A CN114004606 A CN 114004606A
- Authority
- CN
- China
- Prior art keywords
- transaction activity
- bank card
- transaction
- task
- card
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Images
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
- G06Q20/023—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] the neutral party being a clearing house
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F9/00—Arrangements for program control, e.g. control units
- G06F9/06—Arrangements for program control, e.g. control units using stored programs, i.e. using an internal store of processing equipment to receive or retain programs
- G06F9/46—Multiprogramming arrangements
- G06F9/54—Interprogram communication
- G06F9/542—Event management; Broadcasting; Multicasting; Notifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/356—Aspects of software for card payments
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
Landscapes
- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Accounting & Taxation (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- Strategic Management (AREA)
- Finance (AREA)
- Software Systems (AREA)
- Economics (AREA)
- Technology Law (AREA)
- Marketing (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Computer Networks & Wireless Communication (AREA)
- Multimedia (AREA)
- Development Economics (AREA)
- General Engineering & Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The utility model provides a bank card transaction activity processing method and related equipment, which can be applied to the financial field or other fields, and can obtain a card group network message which is sent by a card group network and is related to the bank card transaction activity under the condition that the bank card transaction activity is initiated, wherein the card group network corresponds to the bank card transaction activity; analyzing the card group network message, and extracting card group network information and transaction scene information corresponding to the transaction activities of the bank card; loading transaction activity arrangement parameter configuration corresponding to the transaction activity of the bank card by utilizing the card group network information and the transaction scene information; and sequentially calling all tasks related to the bank card transaction activities according to the transaction activity arrangement parameter configuration so as to complete the bank card transaction activities, and the method can adapt to different transaction scenes under different card group networks and realize differentiated processing of the bank card transaction activities of different card group networks.
Description
Technical Field
The present disclosure relates to the field of computer technologies, and in particular, to a method and a device for processing transaction activities of a bank card.
Background
With the increase of the internationalization degree of banking, more and more commercial banks set up branch offices overseas, and the banking business extends from home to abroad.
The bank card is used as an important component of personal banking business, and a commercial bank wants to issue the bank card in a local country, so that the bank card has to meet the financial supervision requirement of the local country and is accessed to a local card group network; the message specifications of different card organization networks are different and cannot adapt to a set of standard transaction processing flow.
Therefore, how to rapidly and flexibly access to different card group networks and differentially process the bank card transaction activities of the different card group networks becomes a technical problem which needs to be solved by technical personnel in the field.
Disclosure of Invention
In view of the above problems, the present disclosure provides a method for processing transaction activities of a bank card and a related device, which overcome or at least partially solve the above problems, and the technical solutions are as follows:
a bank card transaction activity processing method, comprising:
under the condition that a bank card transaction activity is initiated, obtaining a card group network message which is sent by a card group network and is associated with the bank card transaction activity, wherein the card group network corresponds to the bank card transaction activity;
analyzing the card group network message, and extracting card group network information and transaction scene information corresponding to the transaction activity of the bank card;
loading transaction activity arrangement parameter configuration corresponding to the transaction activity of the bank card by using the card group network information and the transaction scene information;
and sequentially calling all tasks related to the bank card transaction activities according to the transaction activity arrangement parameter configuration so as to complete the bank card transaction activities.
Optionally, the loading, by using the card group network information and the transaction scenario information, a transaction activity arrangement parameter configuration corresponding to the transaction activity of the bank card includes:
determining a card group character code corresponding to the card group network information according to a preset network-character mapping relation;
determining a trading scene code corresponding to the trading scene information according to a preset scene-character mapping relation;
and loading transaction activity arrangement parameter configuration corresponding to the transaction activities of the bank card according to the card group character codes and the transaction scene codes.
Optionally, the transaction activity arrangement parameter configuration includes task arrangement relationship configuration and task event subscription relationship configuration, the task arrangement relationship configuration is provided with an order in which each task related to the transaction activity of the bank card is arranged, and the task event subscription relationship is provided with an event subscribed to each task.
Optionally, the sequentially invoking the tasks related to the bank card transaction activities according to the transaction activity arrangement parameter configuration to complete the bank card transaction activities includes:
calling a first task related to the bank card transaction activity according to the sequence of arranging the tasks related to the bank card transaction activity in the task arrangement relation configuration;
in the case of meeting the event subscribed to the first task in the task event subscription relationship, invoking a second task related to the bank card transaction activity according to the sequence organized for each task related to the bank card transaction activity in the task organization relationship configuration, wherein the second task is consecutive to and subsequent to the first task in the sequence;
until the last task involved in the bank card transaction activity is completed.
A bank card transaction activity processing apparatus comprising: a card group network message obtaining unit, a message analyzing unit, a transaction activity arrangement parameter configuration loading unit and a transaction activity driving unit,
the card group network message obtaining unit is used for obtaining a card group network message which is sent by a card group network and is associated with the bank card transaction activity under the condition that the bank card transaction activity is initiated, wherein the card group network corresponds to the bank card transaction activity;
the message analysis unit is used for analyzing the card group network message and extracting card group network information and transaction scene information corresponding to the bank card transaction activity;
the transaction activity arrangement parameter configuration loading unit is used for loading transaction activity arrangement parameter configuration corresponding to the transaction activity of the bank card by utilizing the card group network information and the transaction scene information;
and the transaction activity driving unit is used for sequentially calling all tasks related to the bank card transaction activity according to the transaction activity arrangement parameter configuration so as to complete the bank card transaction activity.
Optionally, the transaction activity arrangement parameter configuration loading unit includes a card group character code determining subunit, a transaction scenario code determining subunit and a configuration loading subunit,
the card group character code determining unit is used for determining a card group character code corresponding to the card group network information according to a preset network-character mapping relation;
the trading scene code determining unit is used for determining a trading scene code corresponding to the trading scene information according to a preset scene-character mapping relation;
and the configuration loading subunit is used for loading transaction activity arrangement parameter configuration corresponding to the transaction activities of the bank card according to the card group character codes and the transaction scene codes.
Optionally, the transaction activity arrangement parameter configuration includes task arrangement relationship configuration and task event subscription relationship configuration, the task arrangement relationship configuration is provided with an order in which each task related to the transaction activity of the bank card is arranged, and the task event subscription relationship is provided with an event subscribed to each task.
Optionally, the transaction activity driving unit is specifically configured to invoke a first task related to the bank card transaction activity according to an order of organizing the tasks related to the bank card transaction activity in the task organizing relationship configuration; in the case of meeting the event subscribed to the first task in the task event subscription relationship, invoking a second task related to the bank card transaction activity according to the sequence organized for each task related to the bank card transaction activity in the task organization relationship configuration, wherein the second task is consecutive to and subsequent to the first task in the sequence; until the last task involved in the bank card transaction activity is completed.
A computer-readable storage medium having stored thereon a program which, when executed by a processor, implements a bank card transaction activity processing method as in any one of the above.
An electronic device comprising at least one processor, and at least one memory connected to the processor, a bus; the processor and the memory complete mutual communication through the bus; the processor is used for calling the program instructions in the memory so as to execute any one of the bank card transaction activity processing methods.
By means of the technical scheme, the bank card transaction activity processing method and the related equipment provided by the disclosure can obtain a card group network message which is sent by a card group network and is related to the bank card transaction activity under the condition that the bank card transaction activity is initiated, wherein the card group network corresponds to the bank card transaction activity; analyzing the card group network message, and extracting card group network information and transaction scene information corresponding to the transaction activities of the bank card; loading transaction activity arrangement parameter configuration corresponding to the transaction activity of the bank card by utilizing the card group network information and the transaction scene information; and sequentially calling all tasks related to the bank card transaction activities according to the transaction activity arrangement parameter configuration so as to complete the bank card transaction activities. The bank card transaction activity is completed by loading the corresponding transaction activity arrangement parameter configuration through the card group network and the transaction scene corresponding to the bank card transaction activity, so that the method can adapt to different transaction scenes under different card group networks, and realize differentiated processing of the bank card transaction activities of different card group networks.
The foregoing description is only an overview of the technical solutions of the present disclosure, and the embodiments of the present disclosure are described below in order to make the technical means of the present disclosure more clearly understood and to make the above and other objects, features, and advantages of the present disclosure more clearly understandable.
Drawings
Various other advantages and benefits will become apparent to those of ordinary skill in the art upon reading the following detailed description of the preferred embodiments. The drawings are only for purposes of illustrating the preferred embodiments and are not to be construed as limiting the disclosure. Also, like reference numerals are used to refer to like parts throughout the drawings. In the drawings:
fig. 1 is a schematic flow chart diagram illustrating an implementation manner of a bank card transaction activity processing method according to an embodiment of the present disclosure;
fig. 2 is a schematic flow chart diagram illustrating another implementation of a bank card transaction activity processing method according to an embodiment of the present disclosure;
fig. 3 is a schematic structural diagram of a bank card transaction activity processing device provided by the embodiment of the disclosure;
fig. 4 shows a schematic structural diagram of an electronic device provided by an embodiment of the present disclosure.
Detailed Description
Exemplary embodiments of the present disclosure will be described in more detail below with reference to the accompanying drawings. While exemplary embodiments of the present disclosure are shown in the drawings, it should be understood that the present disclosure may be embodied in various forms and should not be limited to the embodiments set forth herein. Rather, these embodiments are provided so that this disclosure will be thorough and complete, and will fully convey the scope of the disclosure to those skilled in the art.
As shown in fig. 1, a schematic flow chart of an implementation manner of a method for processing a transaction activity of a bank card according to an embodiment of the present disclosure may include:
s100, under the condition that the bank card transaction activity is initiated, obtaining a card group network message which is sent by a card group network and is associated with the bank card transaction activity, wherein the card group network corresponds to the bank card transaction activity.
The bank card transaction activity may be based on an interaction process between the bank card and a business affiliate to meet a specific business objective. For example: the bank card transaction activities may include depositing and withdrawing money at an ATM through a bank card, transferring money, inquiring balance and money change details, performing cashless settlement using the bank card at a POS machine, and the like.
It will be appreciated that the card organisation acts as a clearing mechanism for bank cards, each bank card requiring bank card transaction activity to be carried out by means of the card group network of the card organisation to which the bank card corresponds. Card group networks may include unionpay networks, mastercard networks, and VISA networks.
Under the condition that the bank card transaction activity is initiated, the card group network to which the bank card corresponding to the bank card transaction activity belongs generates a card group network message associated with the bank card transaction activity. The embodiment of the disclosure can access the card group network in advance, so as to obtain the card group network message which is sent by the card group network and is associated with the bank card transaction activity.
The card group network message may include financial card transaction information in a format compliant with ISO 8583 international organization for standardization by the card organization.
S200, analyzing the card group network message, and extracting card group network information and transaction scene information corresponding to the transaction activities of the bank card.
The transaction scene information refers to specific transaction behaviors of a customer using a bank card at different terminals or machines. For example, the withdrawal behavior of the customer holding card at the ATM terminal and the consumption behavior at the POS terminal belong to different transaction scenarios.
Specifically, the embodiment of the present disclosure may analyze the card group network packet by using a packet analysis tool, and extract key information fields such as a packet type, transaction scenario information, and card group network information by presetting a keyword, where the transaction scenario information may include a transaction processing code.
S300, loading transaction activity arrangement parameter configuration corresponding to the transaction activity of the bank card by using the card group network information and the transaction scene information.
Optionally, based on the method shown in fig. 1, as shown in fig. 2, a flowchart of another implementation manner of the method for processing a transaction activity of a bank card provided by the embodiment of the present disclosure may include:
s310, determining a card group character code corresponding to the card group network information according to a preset network-character mapping relation.
The card group character codes mapped by the card group network information can be preset in the embodiment of the disclosure. For example: the card group character code corresponding to the Unionpay card group network information is CUPS, the card group character code corresponding to the mastercard group network information is MAST, and the card group character code corresponding to the Visa card group network is VISA.
S320, determining a trading scene code corresponding to the trading scene information according to a preset scene-character mapping relation.
The embodiment of the disclosure can preset transaction scene codes mapped by each transaction scene information. For example: if the transaction scene code corresponding to the ATM withdrawal information is 'ATM withdrawal'.
S330, loading transaction activity arrangement parameter configuration corresponding to the transaction activities of the bank card according to the card group character codes and the transaction scene codes.
The bank card transaction activities corresponding to different card group character codes and transaction scene codes can be arranged in advance, and the arrangement is realized by parametric configuration, so that the transaction function can be adjusted flexibly. The embodiment of the disclosure can query the transaction corresponding to the transaction activity of the bank card through the card group character code and the transaction scene code to obtain the arrangement parameter configuration, and load the arrangement parameter configuration of the transaction activity. The embodiment of the disclosure can complete the adjustment of a certain function sequence in the transaction activities of the bank card through the parameterized configuration, does not need to frequently modify programs, and can shorten the online period of the function adjustment.
Optionally, the transaction activity arrangement parameter configuration includes task arrangement relationship configuration and task event subscription relationship configuration, the task arrangement relationship configuration is provided with an order of arranging each task related to the transaction activity of the bank card, and the task event subscription relationship is provided with an event subscribed to each task.
Wherein, the task is the minimum unit for completing a certain service function. The embodiment of the disclosure can decompose the business functions corresponding to the bank card transaction activities in advance according to the dimensionality of the tasks, classify the business functions according to the rules of different card group networks respectively, and realize differentiation and personalized processing for the different card group networks.
To facilitate understanding of the task arrangement relationship configuration, taking ATM withdrawal common to the union pay network as an example, the task arrangement relationship configuration for ATM withdrawal of the union pay network can be shown in table 1. The first task can be message validity check, the second task can be card security verification, the third task can be card holder identity verification, and the fourth task can be personal account deduction.
TABLE 1
According to the information interaction characteristics among the tasks, the interaction data are packaged in the events, and after one task is completed, the next task is triggered through the corresponding event to form the cooperation relation among the tasks. The embodiment of the disclosure can isolate the calling of each task, the cooperation relation and calling sequence among the tasks and the transaction flow among different card group networks, abstract the tasks into a related transaction flow arrangement model, and realize a complete service closed-loop relation.
To facilitate understanding of the task event subscription relationship configuration, the task event subscription relationship configuration for each task may be as shown in table 2. For example: when the first task is message validity check, the first event subscribed to by the first task may be "message information checked". When task two is card security verification, event two subscribed by task two may be "card security checked". When task three is cardholder identity verification, event three subscribed to by task three may be "cardholder identity verified". When task four deducts money from the individual account, event four subscribed to by task four may be "the account has completed deduction".
The event specific attribute may record a state change of the entity data in a task domain of event processing, including an old value and a new value before and after modification of the entity data, a date and time of the modification, and the like. For example: the event of 'account being completed with deduction' in the transaction scene of ATM withdrawing money, the specific attributes of the event related to the event may include available balance before and after the account is deducted, time of changing account balance, and the like.
TABLE 2
| Bank code | Task name | Subscribing to events | Event specific attributes |
| SG | Task one | Event one | Event attributes 1, 2 … n |
| SG | Task two | Event two | Event attributes 1, 2 … n |
| SG | Task three | Event three | Event attributes 1, 2 … n |
| SG | Task N | Event N | Event attributes 1, 2 … n |
According to the embodiment of the disclosure, the transaction processing flows of the bank card transaction activities of different card group networks are respectively arranged, for example, ATM (automatic teller machine) withdrawals of a Unionpay network, a Masterson network and a VISA (virtual visual access) network are mutually independent processing flows, the transaction processing of the different card group networks is not interfered with each other, the isolation and the minimum coupling between the bank card transaction activities of the different card group networks are ensured, a commercial bank can be helped to rapidly and flexibly access the card group networks of different card organizations, and the development period is shortened.
And S400, sequentially calling all tasks related to the bank card transaction activities according to the transaction activity arrangement parameter configuration so as to complete the bank card transaction activities.
After the transaction activity arrangement parameter configuration is loaded, the transaction activity arrangement parameter configuration can be matched to a specific transaction activity unit, and tasks are sequentially called up through an arrangement engine by taking the transaction activity unit as a dimension.
Optionally, the embodiment of the present disclosure may invoke a first task related to the bank card transaction activity according to the order of arranging the tasks related to the bank card transaction activity in the task arrangement relationship configuration; under the condition that the event subscribed for the first task in the task event subscription relationship is met, calling a second task related to the bank card transaction activity according to the sequence of arranging all tasks related to the bank card transaction activity in the task arrangement relationship configuration, wherein the second task is continuous with the first task in sequence and is behind the first task; until the last task involved in the bank card transaction activity is completed.
It can be understood that the embodiment of the present disclosure may adjust the configuration of the transaction activity arrangement parameter, so that the bank card transaction activity corresponding to the card group network is performed according to the adjusted configuration of the transaction activity arrangement parameter.
The bank card transaction activity processing method provided by the disclosure can obtain a card group network message which is sent by a card group network and is associated with the bank card transaction activity under the condition that the bank card transaction activity is initiated, wherein the card group network corresponds to the bank card transaction activity; analyzing the card group network message, and extracting card group network information and transaction scene information corresponding to the transaction activities of the bank card; loading transaction activity arrangement parameter configuration corresponding to the transaction activity of the bank card by utilizing the card group network information and the transaction scene information; and sequentially calling all tasks related to the bank card transaction activities according to the transaction activity arrangement parameter configuration so as to complete the bank card transaction activities. The bank card transaction activity is completed by loading the corresponding transaction activity arrangement parameter configuration through the card group network and the transaction scene corresponding to the bank card transaction activity, so that the method can adapt to different transaction scenes under different card group networks, and realize differentiated processing of the bank card transaction activities of different card group networks.
Although the operations are depicted in a particular order, this should not be understood as requiring that such operations be performed in the particular order shown or in sequential order. Under certain circumstances, multitasking and parallel processing may be advantageous.
It should be understood that the various steps recited in the method embodiments of the present disclosure may be performed in a different order, and/or performed in parallel. Moreover, method embodiments may include additional steps and/or omit performing the illustrated steps. The scope of the present disclosure is not limited in this respect.
Corresponding to the above method embodiment, an embodiment of the present disclosure further provides a device for processing transaction activities of a bank card, where the structure of the device is shown in fig. 3, and the device may include: the system comprises a card group network message obtaining unit 100, a message analyzing unit 200, a transaction activity arrangement parameter configuration loading unit 300 and a transaction activity driving unit 400.
The card group network message obtaining unit 100 is configured to obtain, when a bank card transaction activity is initiated, a card group network message related to the bank card transaction activity and sent by a card group network, where the card group network corresponds to the bank card transaction activity.
The message parsing unit 200 is configured to parse the card group network message, and extract card group network information and transaction scenario information corresponding to the transaction activity of the bank card.
And the transaction activity arrangement parameter configuration loading unit 300 is configured to load a transaction activity arrangement parameter configuration corresponding to a bank card transaction activity by using the card group network information and the transaction scene information.
And the transaction activity driving unit 400 is used for sequentially invoking various tasks related to the bank card transaction activity according to the transaction activity arrangement parameter configuration so as to complete the bank card transaction activity.
Optionally, the transaction activity arrangement parameter configuration loading unit 300 includes a card group character code determining subunit, a transaction scenario code determining subunit, and a configuration loading subunit.
And the card group character code determining unit is used for determining the card group character code corresponding to the card group network information according to the preset network-character mapping relation.
And the transaction scene code determining unit is used for determining the transaction scene code corresponding to the transaction scene information according to the preset scene-character mapping relation.
And the configuration loading subunit is used for loading the transaction activity arrangement parameter configuration corresponding to the transaction activity of the bank card according to the card group character code and the transaction scene code.
Optionally, the transaction activity arrangement parameter configuration includes task arrangement relationship configuration and task event subscription relationship configuration, the task arrangement relationship configuration is provided with an order of arranging each task related to the transaction activity of the bank card, and the task event subscription relationship is provided with an event subscribed to each task.
Optionally, the transaction activity driving unit 400 is specifically configured to invoke a first task related to the transaction activity of the bank card according to an order of arranging tasks related to the transaction activity of the bank card in the task arrangement relationship configuration; under the condition that the event subscribed for the first task in the task event subscription relationship is met, calling a second task related to the bank card transaction activity according to the sequence of arranging all tasks related to the bank card transaction activity in the task arrangement relationship configuration, wherein the second task is continuous with the first task in sequence and is behind the first task; until the last task involved in the bank card transaction activity is completed.
The bank card transaction activity processing device provided by the disclosure can obtain a card group network message which is sent by a card group network and is associated with bank card transaction activity under the condition that the bank card transaction activity is initiated, wherein the card group network corresponds to the bank card transaction activity; analyzing the card group network message, and extracting card group network information and transaction scene information corresponding to the transaction activities of the bank card; loading transaction activity arrangement parameter configuration corresponding to the transaction activity of the bank card by utilizing the card group network information and the transaction scene information; and sequentially calling all tasks related to the bank card transaction activities according to the transaction activity arrangement parameter configuration so as to complete the bank card transaction activities. The bank card transaction activity is completed by loading the corresponding transaction activity arrangement parameter configuration through the card group network and the transaction scene corresponding to the bank card transaction activity, so that the method can adapt to different transaction scenes under different card group networks, and realize differentiated processing of the bank card transaction activities of different card group networks.
With regard to the apparatus in the above-described embodiment, the specific manner in which each module performs the operation has been described in detail in the embodiment related to the method, and will not be elaborated here.
The bank card transaction activity processing device comprises a processor and a memory, wherein the card group network message obtaining unit 100, the message analyzing unit 200, the transaction activity arrangement parameter configuration loading unit 300, the transaction activity driving unit 400 and the like are stored in the memory as program units, and the processor executes the program units stored in the memory to realize corresponding functions.
The processor comprises a kernel, and the kernel calls the corresponding program unit from the memory. The kernel can be set with one or more than one, and the corresponding transaction activity arrangement parameter configuration is loaded through the card group network and the transaction scene corresponding to the transaction activity of the bank card by adjusting the kernel parameters to complete the transaction activity of the bank card, so that the method can adapt to different transaction scenes under different card group networks, and realize the differentiated processing of the transaction activities of the bank card of different card group networks.
The disclosed embodiments provide a computer-readable storage medium having stored thereon a program which, when executed by a processor, implements the bank card transaction activity processing method.
The disclosed embodiment provides a processor for running a program, wherein the program executes the bank card transaction activity processing method during running.
As shown in fig. 4, an embodiment of the present disclosure provides an electronic device 1000, where the electronic device 1000 includes at least one processor 1001, and at least one memory 1002 and a bus 1003 connected to the processor 1001; the processor 1001 and the memory 1002 complete communication with each other through the bus 1003; the processor 1001 is used for calling the program instructions in the memory 1002 to execute the above-mentioned bank card transaction activity processing method. The electronic device herein may be a server, a PC, a PAD, a mobile phone, etc.
The present disclosure also provides a computer program product adapted to execute a program for initializing a processing method step of a transaction activity with a bank card when executed on an electronic device.
The present disclosure is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus, electronic devices (systems), and computer program products according to embodiments of the disclosure. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
In a typical configuration, an electronic device includes one or more processors (CPUs), memory, and a bus. The electronic device may also include input/output interfaces, network interfaces, and the like.
The memory may include volatile memory in a computer readable medium, Random Access Memory (RAM) and/or nonvolatile memory such as Read Only Memory (ROM) or flash memory (flash RAM), and the memory includes at least one memory chip. The memory is an example of a computer-readable medium.
Computer-readable media, including both non-transitory and non-transitory, removable and non-removable media, may implement information storage by any method or technology. The information may be computer readable instructions, data structures, modules of a program, or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), Static Random Access Memory (SRAM), Dynamic Random Access Memory (DRAM), other types of Random Access Memory (RAM), Read Only Memory (ROM), Electrically Erasable Programmable Read Only Memory (EEPROM), flash memory or other memory technology, compact disc read only memory (CD-ROM), Digital Versatile Discs (DVD) or other optical storage, magnetic cassettes, magnetic tape magnetic disk storage or other magnetic storage devices, or any other non-transmission medium that can be used to store information that can be accessed by a computing device. As defined herein, a computer readable medium does not include a transitory computer readable medium such as a modulated data signal and a carrier wave.
The bank card transaction activity processing method and the related equipment provided by the disclosure can be used in the financial field or other fields, for example, can be used in an ATM (automatic teller machine) withdrawal application scene in the financial field. The other fields are arbitrary fields other than the financial field, for example, the field of card services. The foregoing is merely an example, and does not limit the application fields of the bank card transaction activity processing method and the related device provided in the present disclosure.
In the description of the present disclosure, it is to be understood that the directions or positional relationships indicated as referring to the terms "upper", "lower", "front", "rear", "left" and "right", etc., are based on the directions or positional relationships shown in the drawings, and are only for convenience of describing the present invention and simplifying the description, but do not indicate or imply that the positions or elements referred to must have specific directions, be constituted and operated in specific directions, and thus, are not to be construed as limitations of the present disclosure.
It is noted that, herein, relational terms such as first and second, and the like may be used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions. It should also be noted that the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other identical elements in the process, method, article, or apparatus that comprises the element.
As will be appreciated by one skilled in the art, embodiments of the present disclosure may be provided as a method, system, or computer program product. Accordingly, the present disclosure may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present disclosure may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and so forth) having computer-usable program code embodied therein.
The above are merely examples of the present disclosure, and are not intended to limit the present disclosure. Various modifications and variations of this disclosure will be apparent to those skilled in the art. Any modification, equivalent replacement, improvement, etc. made within the spirit and principle of the present disclosure should be included in the scope of the claims of the present disclosure.
Claims (10)
1. A bank card transaction activity processing method is characterized by comprising the following steps:
under the condition that a bank card transaction activity is initiated, obtaining a card group network message which is sent by a card group network and is associated with the bank card transaction activity, wherein the card group network corresponds to the bank card transaction activity;
analyzing the card group network message, and extracting card group network information and transaction scene information corresponding to the transaction activity of the bank card;
loading transaction activity arrangement parameter configuration corresponding to the transaction activity of the bank card by using the card group network information and the transaction scene information;
and sequentially calling all tasks related to the bank card transaction activities according to the transaction activity arrangement parameter configuration so as to complete the bank card transaction activities.
2. The method according to claim 1, wherein the loading of the transaction activity arrangement parameter configuration corresponding to the bank card transaction activity by using the card group network information and the transaction scenario information comprises:
determining a card group character code corresponding to the card group network information according to a preset network-character mapping relation;
determining a trading scene code corresponding to the trading scene information according to a preset scene-character mapping relation;
and loading transaction activity arrangement parameter configuration corresponding to the transaction activities of the bank card according to the card group character codes and the transaction scene codes.
3. The method according to claim 1, wherein the transaction activity arrangement parameter configuration comprises a task arrangement relationship configuration and a task event subscription relationship configuration, the task arrangement relationship configuration is provided with an order in which tasks related to the bank card transaction activity are arranged, and the task event subscription relationship is provided with events subscribed to each task.
4. The method according to claim 3, wherein the sequentially invoking the tasks related to the bank card transaction activity according to the transaction activity arrangement parameter configuration to complete the bank card transaction activity comprises:
calling a first task related to the bank card transaction activity according to the sequence of arranging the tasks related to the bank card transaction activity in the task arrangement relation configuration;
in the case of meeting the event subscribed to the first task in the task event subscription relationship, invoking a second task related to the bank card transaction activity according to the sequence organized for each task related to the bank card transaction activity in the task organization relationship configuration, wherein the second task is consecutive to and subsequent to the first task in the sequence;
until the last task involved in the bank card transaction activity is completed.
5. A bank card transaction activity processing apparatus, comprising: a card group network message obtaining unit, a message analyzing unit, a transaction activity arrangement parameter configuration loading unit and a transaction activity driving unit,
the card group network message obtaining unit is used for obtaining a card group network message which is sent by a card group network and is associated with the bank card transaction activity under the condition that the bank card transaction activity is initiated, wherein the card group network corresponds to the bank card transaction activity;
the message analysis unit is used for analyzing the card group network message and extracting card group network information and transaction scene information corresponding to the bank card transaction activity;
the transaction activity arrangement parameter configuration loading unit is used for loading transaction activity arrangement parameter configuration corresponding to the transaction activity of the bank card by utilizing the card group network information and the transaction scene information;
and the transaction activity driving unit is used for sequentially calling all tasks related to the bank card transaction activity according to the transaction activity arrangement parameter configuration so as to complete the bank card transaction activity.
6. The apparatus of claim 5, wherein the transaction activity orchestration parameter configuration loading unit comprises a deck character code determination subunit, a transaction scenario code determination subunit, and a configuration loading subunit,
the card group character code determining unit is used for determining a card group character code corresponding to the card group network information according to a preset network-character mapping relation;
the trading scene code determining unit is used for determining a trading scene code corresponding to the trading scene information according to a preset scene-character mapping relation;
and the configuration loading subunit is used for loading transaction activity arrangement parameter configuration corresponding to the transaction activities of the bank card according to the card group character codes and the transaction scene codes.
7. The apparatus according to claim 5, wherein the transaction activity arrangement parameter configuration includes a task arrangement relationship configuration and a task event subscription relationship configuration, the task arrangement relationship configuration is provided with an order in which each task related to the bank card transaction activity is arranged, and the task event subscription relationship is provided with an event subscribed to each task.
8. The apparatus according to claim 7, wherein the transaction activity driving unit is specifically configured to invoke a first task related to the bank card transaction activity according to an order in which tasks related to the bank card transaction activity are organized in the task organization relationship configuration; in the case of meeting the event subscribed to the first task in the task event subscription relationship, invoking a second task related to the bank card transaction activity according to the sequence organized for each task related to the bank card transaction activity in the task organization relationship configuration, wherein the second task is consecutive to and subsequent to the first task in the sequence; until the last task involved in the bank card transaction activity is completed.
9. A computer-readable storage medium on which a program is stored, the program, when executed by a processor, implementing a bank card transaction activity processing method according to any one of claims 1 to 4.
10. An electronic device comprising at least one processor, and at least one memory connected to the processor, a bus; the processor and the memory complete mutual communication through the bus; the processor is configured to invoke program instructions in the memory to perform the bank card transaction activity processing method of any one of claims 1 to 4.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202111422674.7A CN114004606A (en) | 2021-11-26 | 2021-11-26 | Bank card transaction activity processing method and related equipment |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202111422674.7A CN114004606A (en) | 2021-11-26 | 2021-11-26 | Bank card transaction activity processing method and related equipment |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN114004606A true CN114004606A (en) | 2022-02-01 |
Family
ID=79930516
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN202111422674.7A Pending CN114004606A (en) | 2021-11-26 | 2021-11-26 | Bank card transaction activity processing method and related equipment |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN114004606A (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN114793246A (en) * | 2022-05-07 | 2022-07-26 | 中国银行股份有限公司 | Method and device for processing transaction message |
-
2021
- 2021-11-26 CN CN202111422674.7A patent/CN114004606A/en active Pending
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN114793246A (en) * | 2022-05-07 | 2022-07-26 | 中国银行股份有限公司 | Method and device for processing transaction message |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| US20160350871A1 (en) | System and method for capturing sales tax deduction information from monetary card transactions | |
| CN110175916B (en) | Fund flow checking method and device | |
| CN113205339A (en) | Transaction query and transaction data processing method, device and equipment based on block chain | |
| CN112232818A (en) | Data reconciliation method and device, computer equipment and storage medium | |
| Schamberger et al. | Components for an interoperable NFC mobile payment ecosystem | |
| CN113205402A (en) | Account checking method and device, electronic equipment and computer readable medium | |
| CN110428240B (en) | Automatic suspicious transaction identification and processing method, terminal and server | |
| US20180181954A1 (en) | Configuring a transaction device | |
| CN114004606A (en) | Bank card transaction activity processing method and related equipment | |
| CN111680327A (en) | Block chain-based customer information integration method, device, equipment and storage medium | |
| WO2017210041A1 (en) | System and method for determining subscription information based on payment card transaction data over a payment card network | |
| CN109191101B (en) | Method, device and equipment for guaranteeing customer asset safety | |
| KR101437235B1 (en) | Method of processing transaction for foreign customers and apparstus performing the same | |
| CN115470139A (en) | Interface testing method and related equipment | |
| CN110989984B (en) | Data processing method, device and system | |
| KR20160140216A (en) | Apparatus and method for generating identification information for replacing account number, and computer program for the same | |
| CN112965873A (en) | Page processing method and device, storage medium and processor | |
| CN113159733A (en) | Online processing method, device and equipment for accumulation fund extraction service and storage medium | |
| CN112561689A (en) | Transaction data recording processing method, device, equipment and storage medium | |
| CN114066445A (en) | Bank card request processing method and related equipment | |
| CN114862572A (en) | Non-explicit processing method based on cross-system service and related equipment | |
| CN114240621A (en) | Bank cash dispatching and paying processing method and device, processor and electronic equipment | |
| CN117350840A (en) | Account checking method, system, device, storage medium and electronic equipment | |
| CN114925098A (en) | Method and device for determining product availability | |
| CN116071059A (en) | Money transfer method and device |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination |